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FHA Eligible Homes in Rio Rancho

Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 484 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to 7017 Concord Hills Loop in the highly sought-after Enchanted Hills community. This inviting home offers comfort, convenience, and the beauty of Rio Rancho living. Featuring a thoughtful layout with a spacious living area, this property is designed for everyday enjoyment and easy entertaining.The home has been well cared for, including a roof redone in 2017, providing peace of mind for years to come. Step outside to a generous backyard space perfect for relaxing, gardening, or creating your ideal outdoor retreat.Located close to shopping, dining, parks, and top-rated schools, this home delivers the perfect blend of tranquility and accessibility. Don't miss your chance to make 7017 Concord Hills Loop your next address in the Land of Enchantment.Schedule your showing today.

3
BEDS
2
BATHS
1,481
SQFT
0.21
ACRES

Putting finishing touches on this DR Horton stunning 4 br home. Open great room & dining area, Elegant kitchen with light quartz counter tops, and large kitchen island, spacious pantry and Stainless steel appliances included. Deep Grey cabinets & light Ceramic wood look plank tiles throughout home except luxury carpet in bedrooms. Primary bath with raised double vanity, ceramic tiled walk in shower w/bench seat and large walk in closet. Pitched roofs. Smart home . Refrigerated air, low- e windows. Closing cost incentives and special interest rates with Dhi mortgage. Lomas Encantadas has trails, parks, and a pickle ball court! Minutes from Enchanted hills shopping, restaurants and entertainment. Quick access to i25 (Photos showing Acadia model home as property not quite ready for photos!) Enjoy the warranties new home builder offers. Open house every day, stop by DR Horton Model home to see furnished Acadia floorplan.

4
BEDS
2
BATHS
1,755
SQFT
0.13
ACRES

Come see this beautifully maintained 3-bedroom, 2-bath home offering approximately 1,563 square feet of comfortable living space on a 0.25+ acre lot.Designed with a functional split-bedroom floor plan, this home features a spacious living area that flows seamlessly into the dining room and kitchen, creating an ideal space for both everyday living and entertaining. The kitchen includes ample counter space and a cozy breakfast nook overlooking the backyard. The private primary suite offers dual walk-in closets and an en-suite bath with dual vanities.Step outside to enjoy the expansive backyard featuring both covered and open patios, providing plenty of room for outdoor gatherings, gardening, or simply relaxing. One of the property's standout features is the dedicated RV parking, offering added convenience for recreational vehicles, trailers, boats, or extra parking.Conveniently located near Rio Rancho Regional Park, UNM Sandoval Regional Medical Center, Intel, schools, shopping, dining, and major commuter routes including NM-528 and US-550, this home combines space, comfort, and an exceptional location.

3
BEDS
2
BATHS
1,563
SQFT
0.29
ACRES

Ask about $$ flex cash for interest rate buy down. Lomas Encantadas is the place to be! Miles of walking trails, parks, even a Pickle Ball Court & Dog Park!. Home offers a bright open-concept. Owner's suite has a big walk in tile shower with bench seat, & double sinks. Light Quarts countertops contrasts with the deep grey wood cabinets & wood plank tile throughout. Luxury carpet in bedrooms. Thoughtfully designed for comfort and style, this home includes quality finishes and the peace of mind that comes with builder warranties. ((photos are of DR HORTON Sequoia floorplan, colors & features may vary) Builder offering closing cost assistance OPEN HOUSE EVERY DAY! stop by model to see. Home under construction almost done!! This lot offers wonderful mountain backyard views! Move in August.

3
BEDS
2
BATHS
1,570
SQFT
0.11
ACRES

Stunning Newer Custom Home! This gorgeous 3-bed, 2-bath home showcases quality craftsmanship & exquisite details throughout. Situated on a spacious half-acre lot with beautiful mountain views from every window! The open floor plan seamlessly connects the living, dining, and kitchen areas. The chef's kitchen features stainless steel appliances (that convey!), soft-close, extended-height cabinetry, a center island, granite countertops, and a stylish tile backsplash. Both bathrooms boast custom tile surrounds, vessel sinks, and granite countertops, with modern lighting enhances every space. The finished garage adds extra functionality, and the walled backyard provides privacy. With room for a casita, RV parking, or storage, etc! No HOA or PID. Don't wait, schedule your showing today! Assumable VA loan if qualified.

3
BEDS
2
BATHS
1,552
SQFT
0.5
ACRES
$440,949
-33,200$ 08/12

Modern, All-Electric 1/2 Acre Lot - Welcome to the Sierra Plan! Discover the pinnacle of energy-efficient living in this spectacular new construction home on Ema Court. This 4-bedroom, 2.5 bath home showcasing the Sierra Plan by Amreston Homes, this property beautifully balances striking contemporary aesthetics with a fully all-electric design, delivering immense energy efficiency and long-term utility savings. Engineered for optimal performance and sustainability, it brings a fresh approach to modern living. The heart of this bright layout is a chef-inspired contemporary gourmet kitchen built to impress. Upgraded premium features include Waterfall Center Island, fully equipped with a sleek slide-in electric range, vent hood, modern microwave drawer, and included dishwasher. Solid granite countertops that extend throughout the entire home, paired with commanding 8-foot interior doors that elevate the space. Seamless Indoor-Outdoor Flow - Natural light floods the main open-concept living spaces, enjoy an extended covered patio option, seamlessly expanding your living space for outdoor dining, entertaining, or peaceful mornings. Ultimate Outdoor Freedom on a Half-Acre Lot - Sited on a sprawling, versatile half-acre lot, this home provides unmatched room for you to bring your RVs, ATVs, and outdoor gear. Best of all, buyers enjoy a rare level of customization with buyer's choice on the location of the included 200 linear feet of block perimeter wall, allowing you to shape your secure yard exactly how you live. Complete with a private, spacious primary suite and 2-car garage, the Sierra Plan is built to boldly adapt to your unique lifestyle.

4
BEDS
3
BATHS
1,779
SQFT
0.5
ACRES

Welcome to this beautifully maintained 3-bedroom home with a dedicated office, offering the perfect combination of comfort, style, and functionality! The versatile floor plan provides the ideal space for working from home, a playroom, or a private hobby area. Enjoy the fresh look and feel of newer countertops, cabinets, flooring, and appliances throughout the home. Stay comfortable year-round with an updated HVAC system, and spend more time relaxing in the low-maintenance backyard designed for easy living. Conveniently located just minutes from the Rio Rancho Events Center, shopping, restaurants, parks, schools, and major commuter routes, this move-in-ready home offers the perfect blend of convenience and modern updates. Don't miss your opportunity to make this wonderful Rio Rancho property your own!

3
BEDS
2
BATHS
1,619
SQFT
0.11
ACRES

With its blend of elegance and ease, the Larimar floor plan is the perfect choice for entertaining. At the heart of this home, you'll find an inviting great room with center-meet doors leading onto a relaxing covered patio. An adjacent dining area flows into an impressive kitchen with a convenient island and a roomy pantry, and a spacious primary suite showcases an attached bathroom and a walk-in closet. This home is built with a study and a third bathroom in lieu of garage storage.

3
BEDS
3
BATHS
1,880
SQFT
0.12
ACRES

An inviting covered porch welcomes guests to the beautiful Zinc plan. In addition to a well-appointed gourmet kitchen with a center island and walk-in pantry, the thoughtfully designed main floor offers a generous dining area, a spacious great room with an adjacent covered patio, and an impressive primary suite showcasing a private bath and an oversized walk-in closet. A laundry, powder room, and storage area complete this level. Upstairs, discover three additional bedrooms and a shared bath.

4
BEDS
3
BATHS
2,120
SQFT
0.15
ACRES
$607,995
-20,000$ 08/04

5
BEDS
3
BATHS
2,630
SQFT
0.15
ACRES
$564,995
-20,000$ 08/04

4
BEDS
3
BATHS
2,100
SQFT
0.15
ACRES
$591,995
-20,000$ 08/04

4
BEDS
4
BATHS
2,500
SQFT
0.15
ACRES

Seller offering $5,000 to buy down to lower rate or closing fees. Stunning 5BR/4BA Pulte home in Lomas Encantada with breathtaking Sandia Mountain views from the living, dining, and primary bedroom! This fully upgraded residence features high ceilings, gorgeous wood-look tile, and a massive upstairs loft. The gourmet kitchen boasts premium granite countertops, a large island with seating, stainless steel appliances, a mosaic backsplash, and a walk-in pantry. Relax in the luxurious primary suite, complete with a private sitting area and a spa-like ensuite featuring dual sinks and a walk-in shower with dual shower heads. Additional upgrades include a tankless water heater, and a fully walled backyard with a covered patio--perfect for taking in those dramatic New Mexico views!

5
BEDS
4
BATHS
3,043
SQFT
0.14
ACRES

Builder offers AMAZING FINANCING TERMS WHEN YOU USE OUR IN HOUSE LENDER, DHI MORTAGE PLUS RECEIVE $7,000 TOWARDS CLOSING COSTS! Come see our beautiful Sierra floor plan! Brand new beautifully landscaped community with Sandia views. You will enjoy the walking trails & gathering areas. This home features a beautiful kitchen with gray quartz countertops, white cabinets and a grey tile through the dining and living area that leads to a large covered patio and walled back yard. Large 5ft walk in shower in primary bedroom and double sinks make mornings easier! DR HORTON homes are built to energy efficient codes and offer best warranty for new homes.

3
BEDS
2
BATHS
1,519
SQFT
0.11
ACRES

3
BEDS
3
BATHS
2,179
SQFT
0.12
ACRES
$504,990
-10,000$ 08/06

INCREDIBLE financing incentives are available with our in-house lender, DHI Mortgage, plus receive $5,000 toward your closing costs! The Destin by DR Horton offers 3 bedrooms plus office, 2.5 bathrooms and a spacious 3-car tandem garage. It is a open-concept design that flows seamlessly into a chef-inspired kitchen featuring Whirlpool gourmet appliances, a built-in wall oven, beautiful pendant lighting and oversized dark brown cabinetry. Enjoy ceramic tile throughout the kitchen, dining area, living room and all wet areas. The spacious primary suite includes double vanities & large walk in shower with bench. Additional upgrades include a 3-panel slider back door & 8 foot doors!

3
BEDS
3
BATHS
2,059
SQFT
0.14
ACRES

Fall in love with this gorgeous, meticulously maintained home showcasing sweeping views of the Sandia Mountains! Located in the sought after Lomas Encantadas neighborhood, ideal for Santa Fe & Los Alamos Labs commuters! NEW in 2025: refrigerated air conditioning & furnace, NEW tankless water heater on demand, NEW carpet 2023! Discover open & spacious floor plan with a main floor master bedroom! Beautiful living & dining room! Plus a generous family room with gas log fireplace & wall of windows framing the mountain views! The large kitchen, offers a center island, gas cooktop, breakfast nook with views!! The backyard is delightful w/ a covered patio to enjoy the sweeping views of the mountains, water feature & fruit tree! Upstairs is a spacious loft + 3 large bedrms, & view balcony! NICE!

4
BEDS
3
BATHS
2,391
SQFT
0.14
ACRES

Welcome to this beautifully designed corner-lot home featuring exterior stone accents, modern finishes, and thoughtful upgrades throughout. The inviting interior showcases tray ceilings, decorative nichos, limewash accent walls, recessed and pendant lighting, ceiling fans, and a blend of tile and carpet flooring. The spacious living areas offer an electric fireplace and refrigerated air, while the kitchen features an oversized island with seating, built-in appliances, granite countertops, farmhouse sink, pantry, and tile backsplash. Additional highlights include a dedicated office, laundry room with washer and dryer, landscaped front and back yards, and a primary suite with a walk-in closet and ensuite bath featuring a walk-in shower and double-sink vanity. A home that truly has it all!

3
BEDS
2
BATHS
1,835
SQFT
0.17
ACRES
$365,000
-10,000$ 08/16

PRICE REDUCED!!!!5 bed 3 bath Home, close to amenities! Two living areas! Fireplace to enjoy! Great backyard for get togethers and enjoy a nice evening under the pergola. Spacious home and backyard! Come and check it out for yourself. Walk in closet and garden tub in master bedroom. Waiting for you....SELLER OFFERING A $10,000 CREDIT TOWARDS BUYERS NEED!!!!

5
BEDS
3
BATHS
2,134
SQFT
0.13
ACRES

Discover this well-maintained home in a quiet Rio Rancho neighborhood, offering comfortable living and thoughtful updates throughout. The bright, open layout features a welcoming living area and a functional kitchen that connects smoothly to the rest of the home. Enjoy a private, low-maintenance xeriscape backyard perfect for relaxing or customizing to your needs. Conveniently located near schools, parks, and everyday amenities, this home delivers value, comfort, and easy living in a desirable area.

3
BEDS
2
BATHS
1,672
SQFT
0.12
ACRES

This is an exceptionally well maintained home with all the bells and whistles you could want! The magnificent views overlook Corrales andthe rest of Albuquerque to the mountains! 2 primary suites upstairs are well separated and have there own wet bars and mini refrigerators. The kitchen is an entertainers dream with Wolf stove and pot filler faucet, and oven as well as a Bosh side by side refrigerator, There's even a separate icemaker and another mini refrigerator for beverages. Under counter lighting provides nice soft ambiance. Built in speakers are throughout the home as well as surround sound wiring available in both primary suitesand living room and den/workout room or 4th bedroom. Ceiling fans in all the bedrooms, den and living room. Eight security cameras are outside

3
BEDS
4
BATHS
3,561
SQFT
0.15
ACRES

This gorgeous home has 4 bedrooms plus a study and a 3-car garage, now featuring a stunning new front door welcoming you inside. The kitchen includes granite countertops, raised panel cabinets, plus built-in stainless steel appliances. You can get lost in the pantry of this home, and you will love the huge sliding doors that create a custom feel for both your great room and back patio. Step outside to a lovingly maintained backyard oasis, complete with an extended patio, built-in grill, a tranquil water feature, and apple and pomegranate​​‌​​​​‌​​‌‌​​‌​​​‌‌​‌‌‌​‌​​​​‌‌​​‌‌​​‌​ trees.

4
BEDS
3
BATHS
2,703
SQFT
0.23
ACRES

Welcome home to desirable Loma Colorado! This pristine, move-in-ready residence offers 5 beds and 2.75 baths, featuring a main-level guest room with an adjacent 3/4 bath. The bright, open-concept main floor seamlessly connects the living, dining, and kitchen--complete with granite counters, tile backsplash, stainless steel appliances, and a walk-in pantry. Upstairs features a spacious loft with a storage closet, generous secondary bedrooms with walk-in closets, and a private primary suite. Enjoy quality finishes throughout, including wood-look tile in the baths, upgraded light fixtures, an office nook, and a custom built-in entertainment center that stays with the home. Step outside to a fully landscaped backyard, perfectly situated on a quiet street close to great schools.

5
BEDS
3
BATHS
2,950
SQFT
0.13
ACRES

Price Drop makes this home below Market! Buyer's will have instant Equity! Welcome to this beautiful 4-bedroom, 3-bath home located in the highly desirable Cabezon neighborhood. Designed for both comfort and functionality, this home features brand-new carpet throughout and a spacious eat-in kitchen with stainless steel appliances, perfect for everyday living and entertaining. The inviting living area is centered around a cozy gas log fireplace, creating a warm and welcoming atmosphere.With a versatile floor plan and generous bedrooms this home offers plenty of space for family, guests, or a home office. Enjoy the convenience of nearby parks, walking trails, schools, shopping, and easy access to major commuter routes. Combining modern updates with a sought-after location, this move-in-ready home is one you won't want to miss!

4
BEDS
3
BATHS
1,988
SQFT
0.12
ACRES

$10,000 Seller Credit Available! Use it toward closing costs, a rate buy-down, etc. Enjoy breathtaking mountain views from this exceptional custom hacienda on a large 1-acre parcel. Spacious bedrooms incl. a private split primary suite. Gourmet kitchen features knotty alder cabinets, granite countertops, breakfast bar, and stainless steel appliances, opening to the family room w/ stunning views. Italian porcelain tile, surround sound, and high-end accent lighting add style throughout. Oversized garage offers custom cabinetry,. Quaint courtyard entry and covered rear patio with outdoor kitchen are perfect for entertaining. Seller's electric bill avg. $25 per month with incl. solar. Wtr. Softener, central vac, private well complete this remarkable home!

4
BEDS
3
BATHS
2,837
SQFT
1
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.