FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 391 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Welcome to this beautifully updated home in the highly desirable Rio Rancho area--offering comfort, space, and freedom with no HOA. Inside, you'll find fresh paint and new carpet throughout, creating a clean, move-in-ready feel. The updated kitchen features granite countertops and ample space for cooking and entertaining, while the remodeled primary bathroom provides a modern, relaxing retreat.Major upgrades include a new roof and new furnace, giving added peace of mind. The finished 2-car garage offers flexibility for storage, hobbies, or a workspace.Situated on over half an acre, this property provides rare space with convenient backyard access, a long driveway, and plenty of parking for vehicles, RVs, or toys. Go check this one out before it is gone!
Welcome to this charming 2-story home in a desirable neighborhood! Featuring 4 spacious bedrooms, 2.5 baths, 2-CG, complemented by easy-to-maintain front & back yards. Plus, there's no HOA! Enjoy an open floor plan with 2 inviting living areas, a dining room, & a generously sized kitchen equipped with modern appliances, kitchen island, & under-cabinet lighting. All bedrooms are located upstairs, providing ample storage throughout. Master Suite includes a walk-in closet, spacious bathroom with new tiles, double-sink, separate shower & jet tub. 3 more rooms to follow. Recent upgrades include faux wood flooring on ground level, new light fixtures in kitchen, dining & entry, brand new water heater, & additional turf in the backyard. Don't miss out on this fantastic opportunity!
Charming and unique design, must see inside! Wonderful views of the Sandias, Design features a huge courtyard with outside entrance to potential In-laws suite, and has 2 living areas. Property had a major renovation 10 years ago with new drywall, interior doors, granite, stainless appliances, refrigerated air, lighting, Huge laundry room and walk in pantry. Features three outdoor living areas, RV access with automatic gate and 50 Amp plug in. Solar system currently provides electricity for full home with base electric charge of about $18.00 per month. System will be paid off at closing. Subdivision Construction behind purports to have new homes that are below view line; customer to investigate to their own satisfaction. No HOA fees! Solar has produced a four month excess.
Welcome to this beautifully updated single-story home situated on a desirable corner lot, offering both space and convenience. Recently repainted, this home features refrigerated air for year-round comfort and gorgeous, fully remodeled bathrooms that truly elevate the space.The open-concept kitchen is a standout, showcasing sleek quartz countertops and seamless flow into the living area--perfect for both everyday living and entertaining. Large windows flood the living room with natural light, creating a bright and inviting atmosphere throughout the home.Set on a huge lot, there's plenty of room to enjoy outdoor living, gardening, or future possibilities. Ideally located with easy access to 528, this property combines convenience with stunning views that truly set it apart
Beautifully updated 4-bedroom home in desirable Cabezon with space, comfort, and flexibility for today's lifestyle! This spacious floorplan features two separate living areas, including a cozy fireplace and built-in wet bar--perfect for entertaining, movie nights, or game day gatherings. Generously sized bedrooms and walk-in closets offer plenty of room to spread out and stay organized. Enjoy easy outdoor living with low-maintenance landscaping, artificial turf, and inviting front and back patios. Located near parks, trails, schools, shopping, and dining, this home also includes excellent garage storage and dual refrigerated A/C units for year-round comfort. A wonderful opportunity to enjoy one of Rio Rancho's most sought-after neighborhoods!
Quaint 2 bedroom, 1 bath with covered front porch in sought after Cabezon gated neighborhood of Astante Townhomes. Nicely updated bathroom and updated flooring with new carpet and laminate. Low maintenance, easy care yard and home. Perfect for singles, first-time homebuyers, downsizers and investors.
Spacious .50-acre property in the heart of Rio Rancho featuring 4 bedrooms, 2 full baths, and a convenient 1/4 bath--designed for comfort, flexibility, and modern living. This home offers generous living spaces perfect for both everyday life and entertaining, while the expansive lot provides room to grow, relax, or create your ideal outdoor setup. Equipped with solar panels, enjoy energy efficiency and long-term savings without sacrificing comfort. With ample space inside and out, this property delivers the perfect blend of functionality, sustainability, and opportunity in a desirable location.
The home is under construction, 3 bedrooms, and 2 full baths. Open floor plan with a spacious living area that flows into the dining room and kitchen. Ideal for everyday living and entertaining. The kitchen has builder upgrades and plenty of counter space and cabinet space. The primary suite has a private bath and ample closet space. Conveniently located near shopping, dining, and local amenities. Make it yours today!
The ranch-style Augusta floor plan boasts ample space for entertaining, including an expansive great room, a dining area and a gourmet kitchen with a center island and built-in pantry. Other notable features include a large primary suite with an attached bath and roomy walk-in closet, two guest bedrooms that share a bath, and a laundry. This plan includes Quartz countertops throughout, with a black matte finish on the fixtures.
Incredibly maintained 4BDR/3BA plus LOFT in desirable Diamond Ridge! 1BDR/1BA on the main level! Formal living and dining room Large great room with stacked stone fireplace! Open floor plan, lots of natural light, under stair storage, central vac, gutters, newly painted exterior trim, doors & garage door. Gourmet kitchen features island, granite countertops, LG range, cooktop, dishwasher, fridge (2023), 42'' cabinets w/crown molding & bkfst nook! Primary suite features his/her vanities, garden tub, separate shower & large walk-in closet. Covered patio, mature shrubs, trees on corner lot and walled for privacy. 3CG, finished, EV outlet.
Why buy one house when you can buy two, plus have room to garage up to 8 cars on one generous 1/2 acre lot with no HOA or PID? The Main Home, with a 3 car garage, was finished in late 2024, and not occupied until 2025. It offers a bright, open layout with polished concrete flooring throughout for a sleek, low-maintenance finish. The kitchen is designed for everyday living AND entertaining - with solid wood cabinetry, gas range, large pantry, and abundant storage. The primary suite is spacious and there are 3 separate additional bedrooms to customize the way you live. The Casita is brand new, never lived in, and the garage has room for 5 cars, or 3 and a workshop, gym, or just ROOM, and boasts a bathroom fit for a Primary Suite! Designed and built for the current owners, a life change means
Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.
Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.
Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.
You do not want to miss viewing this 5 year old Pulte home! Motivated seller & PRICED to sell! This home sits on a spacious corner lot in Rio Rancho, offering breathtaking views of the Sandia Mountains & Abq city lights. Featuring 4 bedrooms and 3 bathrooms, the versatile layout includes two primary suites--one on the main level & another upstairs--perfect for multi-generational living or accommodating guests. The open-concept living space is filled with natural light, highlighted by soaring two-story ceilings and a dramatic second-floor overlook that adds both space and architectural appeal. A dedicated downstairs office offers flexibility and can easily function as a 5th bedroom. This home includes a 2-car garage and plenty of room to spread out inside and out! Schedule your tour today!
PRICE DROP! NEW NEW NEW! BACK ON THE MARKET DUE TO BUYER FINANCING! Come see this lovely home manufactured by Karsten on a permanent foundation! Home is powered by PNM, will have a shared well, and has a brand new septic tank! This place is spacious and bright, with 3 bedrooms and 2 baths. Relax in the open living concept! Large gathering spot at the kitchen island! Detached garage is oversized to assist with your storage needs. 1.1 acres provide plenty of room to settle in! And the views... Come see this tranquil homestead today before you miss out!
New Construction home, 3 bedrooms, and 2 full baths. Open floor plan with a spacious living area that flows into the dining room and kitchen. Ideal for everyday living and entertaining. The kitchen has builder upgrades and plenty of counter space and cabinet space. The primary suite has a private bath and ample closet space. Conveniently located near shopping, dining, and local amenities. Make it yours today!
This beautiful house has been lovingly upgraded and cared for. The kitchen includes new countertops, large island, backsplash, painted white ceiling-height cabinets, and stainless appliances. Dining and living rooms can be swapped! Newer LVP flooring throughout main floor. The primary suite includes upgraded bathroom with newer lighting, mirrors, faucets, and decorative moulding. Many decorative moulding details throughout upstairs bedrooms, and great storage closets. The front and back yards have beautiful landscaping with large turf area, and pathway around the yard. Great open space and views behind home. Located in the highly desirable Loma Colorado community with walking paths and parks throughout, and close to schools, library, aquatic center, and rec center
Welcome to this well maintained 3 bedroom, 2 bath home in the desirable Lomas Encantadas neighborhood of Rio Rancho. This home offers a comfortable, modern layout with quality finishes and everyday functionality in a highly rated school district. Inside, you'll find an open living, dining, and kitchen space designed for easy entertaining and daily living. The kitchen features granite countertops, generous cabinetry, and seamless flow into the main living area, while custom wood blinds and refrigerated air add comfort and style throughout. Step outside to a fully landscaped backyard with no rear neighbors, creating a private setting perfect for relaxing evenings or weekend gatherings. Conveniently located near shopping, restaurants, and I-25 for a quick commute to Albuquerque and Santa Fe.
***OPEN HOUSE TRAM PASS GIVEAWAY****You'll love this Like-new Brownstone in our Los Diamantes community. This home is lavished in popular tan tones. The Chef Kitchen sports stainless-steel appliances, including wall ovens, hanging pendant vent, gas cooktop, and dishwasher. This luxurious kitchen includes light quartz countertops, high-grade cabinets, and a subway tile backsplash. The owner's suite showcases a full-width bay window, adding elegance to the room. The owner's bath is enhanced with a large, separate, tiled tub and shower. The large, ceramic tile flooring in all but the bedrooms is sure to delight. The spacious, light, and bright gathering room is open to the kitchen and dining for fun and conversation, with a huge, covered patio for outdoor entertaining. Must see today!
Owner financing possible 5.5% interest - A beautiful 3,153 sq ft 4 bed, 2 bath multi-level home nestled in a quiet neighborhood with two living rooms with fireplaces and a wet bar, a central kitchen and designated dining room. The 528 sq ft upstairs loft includes a bedroom, full bath with separate shower and large jetted tub and a covered sunroom with mountains views. The fully landscaped front yard and backyard garden with a raised garden beds, winding walking paths, fruit trees and grapevines, a newly installed (2024) Swim spa, two outdoor storage sheds, and a covered patio on a large 0.45-acre lot. This home would be perfect for entertaining or just enjoying the outdoors while only being minutes from Southern Blvd. and Pat D'Arco Highway.
MOTIVATED SELLER WILLING TO GIVE 1% SELLER CONTRIBUTION CREDIT TOWARDS CLOSING COSTS. 1/2 LOT, RV ACCESS, NO HOA. Prime RIO RANCHO BEAUTY! Welcome home to this custom 3 bedroom/ plus flex room,2 bath, 3 car garage home located on a 1/2 acre lot. The Open floor plan allows for lots of entertaining. The luxury kitchen offers, custom cabinets, granite countertops boasts lots of light and is open to the large family room. The large primary bedroom offers a large primary bath that you can relax, unwind and feel at home with a full bathtub and spa like shower. The 2 other bedrooms are nice size and share the secondary bath. Don't forget the large backyard for all your toys. This home offers side access for and RV. Close shopping, restaurants, hospitals, major highways and so much more.
The Maya floor plan offers the ideal mix of style, practicality, and future-ready living. Featuring 3 spacious bedrooms and 2 bathrooms, this home shines.Enjoy SPC flooring paired with plush carpeting, a gas range for culinary enthusiasts, and stunning level 3 granite countertops that elevate your kitchen's look and feel.The 2-car garage includes overhead storage and comes pre-wired for an EV charger, making it as functional as it is forward-thinking.A covered patio lets you take full advantage of New Mexico's incredible weather--all set within the beautifully planned Scottish Isle community in Rio Rancho.The Maya blends comfort, convenience, and modern living--exactly where you want to be.
Fantastic opportunity to make this Vista Hills home your own! This 3-bedroom, 4-bathroom property offers approximately 1,297 sq ft of functional living space with plenty of potential to customize and add value. Enjoy a large covered patio--perfect for relaxing or entertaining--along with a fully concrete front yard for low-maintenance living and convenient backyard access for added flexibility. Major updates have already been completed, including a new roof in 2023, HVAC system in 2019, and water heater in 2019. Whether you're a buyer with vision or looking for your next investment, this property offers a great blend of space, upgrades, and opportunity.
Ask about $40,000 flex cash for interest rate buy down, upgrades, or price adjustment for June closings! This DR HORTON home offers a bright open-concept floorplan with 4 spacious bedrooms and 2 modern bathrooms. Granite countertops and dark cabinets with an island and grand pantry. Thoughtfully designed for comfort and style, this home includes quality/luxury finishes throughout and the peace of mind that comes with builder warranties. Don't miss your chance to own new construction in Lomas Encantadas. Close to Enchanted Hills restaurants, entertainment and shopping, quick access to i-25. Walking trails, open space, dog park and even pickleball court! (home still under construction so photos are of previous model with similar features) Open house everyday. Completion expected in June
Daria Derebera
Real Estate Broker in Albuquerque, NM
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