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Owner Financing Homes in Rio Rancho

Find homes with owner financing available in Rio Rancho, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.

Showing 7 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Resort-style living just found its Rio Rancho address. Set on over half an acre in one of Rio Rancho's premier custom-home corridors, this 2022 contemporary showpiece blends luxury, functionality, and unforgettable outdoor living. Soaring ceilings, clean architectural lines, custom built-ins, and a light-filled open layout create an elevated feel throughout. The chef's kitchen features quartz countertops, premium appliances, oversized island seating, sleek cabinetry, and a walk-in pantry. The owner's suite offers spa-inspired finishes, mountain views, and backyard access. Outside, enjoy a heated saltwater pool, covered patio, sports court, RV access with cleanouts, owned solar, radiant heat, refrigerated air, and an oversized 3-car garage. The kind of home buyers wait all summer for.

4
BEDS
3
BATHS
2,727
SQFT
0.56
ACRES

Exceptional custom home on a fully landscaped and fully gated .5 acre lot in Rio Rancho featuring upscale finishes and thoughtful design throughout. Offering over 3,100 sq ft, this 4 bedroom, 3.5 bath residence showcases soaring ceilings, multiple living areas, custom cantera accents, and abundant natural light. The chef's kitchen is equipped with premium Wolf appliances, Sub-Zero refrigerator, custom cabinetry, and generous prep space ideal for entertaining. Luxurious primary suite with spa-like bath and oversized closet. Enjoy the outdoor grilling area, custom putting green, and beautifully designed backyard spaces perfect for entertaining. Fully finished garage features custom flooring, a 2-car garage setup plus an additional oversized roll-up door for added flexibility and storage.

4
BEDS
4
BATHS
3,182
SQFT
0.5
ACRES

Welcome to this nearly new 4-bedroom, 2-bath home in the sought-after Los Diamantes subdivision of Rio Rancho is move-in ready with all the upgrades already done. ''The Sawyer'' offers energy-efficient, modern comfort with a thoughtfully designed layout. The elegant kitchen features a central island a spacious pantry, and all Whirlpool appliances, including the refrigerator, washer, and dryer.This smart home includes refrigerated air, low-E windows, and is situated on a premium corner lot, low-maintenance graveled backyard. It also comes complete with a security system. Conveniently located near Rust Medical Center and just minutes from Intel.Don't miss this opportunity--schedule your showing today.

4
BEDS
2
BATHS
1,614
SQFT
0.12
ACRES

PRICE DROP! NEW NEW NEW! BACK ON THE MARKET DUE TO BUYER FINANCING! Come see this lovely home manufactured by Karsten on a permanent foundation! Home is powered by PNM, will have a shared well, and has a brand new septic tank! This place is spacious and bright, with 3 bedrooms and 2 baths. Relax in the open living concept! Large gathering spot at the kitchen island! Detached garage is oversized to assist with your storage needs. 1.1 acres provide plenty of room to settle in! And the views... Come see this tranquil homestead today before you miss out!

3
BEDS
2
BATHS
1,500
SQFT
1.1
ACRES

Welcome to this charming home with 4 bedrooms & 2 bathrooms, offering plenty of space for comfortable living. The open floor plan is perfect for entertaining, with a spacious living area that flows seamlessly into the dining space and kitchen. Enjoy modern finishes, including tile and carpet flooring throughout. With a kitchen that showcases spacious granite countertops, Whirlpool(r) appliances, decorative tile backsplash, & a convenient walk-in pantry. Primary bedroom features a walk-in closet and a large walk-in shower. Step outside to your private backyard, ideal for outdoor gatherings & relaxation. Located in a friendly neighborhood with convenient access to local amenities, this home is perfect for families & first-time buyers alike. Don't miss the opportunity--schedule your tour today!

4
BEDS
2
BATHS
1,659
SQFT
0.11
ACRES
$389,000
-5,000$ 05/06

OWNER TO OWNER FINANCING!!! Welcome to this stunning 4 bedroom 2 bathroom property that offers 2,106 sq ft of thoughtfully designed living space in one of the most desirable neighborhoods in Rio Rancho. This home features REFRIGERATED AIR, Central air Heating, water heater installed 2023, NEWER roof TPO with a TRANSFERABLE WARRANTY. The Solar System will be PAYED OFF by seller for new buyer! NO POLYBUTYLENE. Conveniently located close to restaurants, shopping centers and schools. Come and take a tour of this beautiful home today!

4
BEDS
2
BATHS
2,106
SQFT
0.24
ACRES

This stunning custom home, thoughtfully built in 2023 on a half-acre, welcomes you with a bright, open floorplan and an expansive kitchen island ideal for entertaining. The spa-like main bathroom showcases a standalone tub and his-and-her sink vanities, complemented by generous walk in closets. Step outside to a huge walled backyard framed by unforgettable sunset views.

4
BEDS
3
BATHS
2,075
SQFT
0.5
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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