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Owner Financing Homes in Rio Rancho

Find homes with owner financing available in Rio Rancho, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.

Showing 12 listings in Rio Rancho.

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MODERN STYLE MEETS SMART LIVING IN THIS 2024-BUILT RIO RANCHO BEAUTY! This D.R. Horton smart home offers open-concept living designed for today's lifestyle. Contemporary lighting, sleek finishes, and durable tile flooring create a clean, modern feel throughout. The spacious kitchen features pendant lighting, generous pantry storage, and seamless flow into the main living areas, perfect for everyday living or entertaining. Energy-efficient construction and smart home technology add comfort and convenience. Situated near newer developments, parks, shopping, dining, and easy access to Unser Blvd, Rust Medical Center, and popular Westside amenities, this home combines modern design with a growing, vibrant community. Schedule your showing today and experience Rio Rancho living at its best!

4
BEDS
2
BATHS
1,602
SQFT
0.11
ACRES

Like-new 2024 custom construction on a 1/2-acre lot with breathtaking panoramic mountain views. This single-level luxury home features an open, light-filled kitchen with oak cabinetry, black granite counters with white veining, and refined modern finishes throughout. The primary suite delivers a spa-inspired experience with dual vanities, a soaking tub framed by marble-look tile, and a floor-to-ceiling tiled walk-in shower. Each additional bedroom includes its own ensuite bath. Finished with a concrete-tile pitched roof and sleek synthetic stucco exterior, the home is intentionally perched above surrounding lots - selected by the builder to maximize privacy, elevation, and truly exceptional views. City water and sewer. No HOA.

4
BEDS
4
BATHS
2,832
SQFT
0.5
ACRES

10k seller credit w/ acceptable offer Nestled in the serene enclave of Rio Rancho, this stunning 2-story home offers tranquility and modern luxury! Built only 3 years ago, this 2,552-square-foot residence captivates with its four spacious bedrooms and thoughtfully designed living spaces. Meticulously maintained, it boasts transferable warranties for peace of mind. Step outside to your personal oasis featuring an extensive block wall ensuring privacy without any neighbors blocking views of the Mesa and Sandia Mountains. The expertly xeriscaped yard requires minimal maintenance while showcasing a perfectly positioned firepit for cozy evenings under the stars. Gutters offer added protection from seasonal weather changes. Indoors, you'll appreciate the seamless flow between rooms enrich

4
BEDS
3
BATHS
2,552
SQFT
0.17
ACRES

Welcome to this stunning 2-story home featuring luxurious amenities and ample space, located in the highly desired neighborhood of Los Diamantes! This beautiful 5 bedroom 4 bath home has a primary suite on each level, upgraded chef's kitchen and spacious 2nd level loft. The home boast natural lighting throughout with oversized windows and 2 large glass sliding doors which offer the feel of indoor/ outdoor living while entertaining. All of this and more located on a oversized lot which offers the best city and mountain views in the neighborhood. Seller is offering $10k towards buyers closing cost or rate buy down!!

5
BEDS
4
BATHS
3,070
SQFT
0.25
ACRES

This stunning custom home, thoughtfully built in 2023 on a half-acre, welcomes you with a bright, open floorplan and an expansive kitchen island ideal for entertaining. The spa-like main bathroom showcases a standalone tub and his-and-her sink vanities, complemented by generous walk in closets. Step outside to a huge walled backyard framed by unforgettable sunset views.The perfect gift for the holidays!!

4
BEDS
3
BATHS
2,075
SQFT
0.5
ACRES

Welcome to an exceptional residence crafted in 2022 by the acclaimed builder Twilight Homes nestled on a premium 0.71-acre cul-de-sac lot in the distinguished Mariposa Community of Rio Rancho. This elegant single-story home features approximately 2,843 sq ft of living space and delivers a refined blend of modern design, luxury finishes, and panoramic openness. 4 spacious bedrooms and 2.5 bath. 3 car garage, Split floorplan ensures privacy. The great room is bathed in natural light, anchored by a dramatic fireplace and soaring ceilings. Motorized zebra-blinds bring both comfort and sophistication. The chef's kitchen stands out with a massive quartz island, high-end stainless-steel appliances, and a walk-in pantry -- perfect for both entertaining and everyday living. The home backs to op

4
BEDS
3
BATHS
2,843
SQFT
0.71
ACRES

$10,000 CASH TO BUYER FOR CLOSING/INTEREST BUY DOWN Nestled in Loma Colorado community, this stunning single-story residence is an architectural sanctuary, ready for immediate occupancy.An open-plan living space flows effortlessly, anchored by a gourmet kitchen featuring granite countertops and stainless steel appliances & oversized island. Glass doors invite the outdoors in, leading to a sprawling, professionally landscaped backyard. This private retreat boasts custom-installed patios, sophisticated raised brick walls, and a serene water feature, designed for elegant al fresco living. Luxury Vinyl Flooring (2022) graces the master suite, living, and dining areas. The master bath is a spa-like escape. A dedicated flex space, perfect as an office or gym, showcases chic bamboo flooring.

4
BEDS
3
BATHS
2,752
SQFT
0.21
ACRES

Welcome to Montebella Estates - a prestigious enclave in the highly sought-after community of Rio Rancho, ideally situated along the Albuquerque border. This desirable location offers the perfect blend of luxury living, convenience, and accessibility to shopping, dining, and breathtaking New Mexico landscapes/VIEWS. This stunning custom 4-bedroom, 4-bath home with DRIVE THROUGH 3 car TANDEM garage with backyard access sits on a half-acre lot surrounded by beautiful homes, walking trails, and a highly rated school district. Mother-in-law Quarters/En Suite W/ Separate entrance. Brazilian Quartzite countertops, Subzero refrigerator, Alderwood doors and cabinets throughout the home, floating shelves,

4
BEDS
4
BATHS
2,933
SQFT
0.5
ACRES

Perfect home for a first-time buyer or an investor as the HOA is responsible for your high ticket items like the roof, windows, furnace, cooling, water heater, and stucco. Private condo on upper level with lovely balcony overlooking open space. Mountain views from the primary suite. Two large bedrooms with walk-in closets. Freshly painted with newer carpet. New plank flooring in primary bath. Unique bar between dining area and kitchen for sophisticated entertaining! Washer and dryer convey with the home. Storage off the balcony. Clubhouse is available for events and parties. Condo also has one car garage with painted floor across from unit. Rio Rancho just approved a new walking mall close by. Seller financing available. Call listing broker for details

2
BEDS
2
BATHS
1,156
SQFT
0.02
ACRES

Prestigious Home, located in the desirable neighborhood of Loma Colorado! Right next to parks, pet friendly areas, and close to major shopping centers! this home features OWNED SOLAR & a heated PRIVATE POOL and a balcony .It has a 4 car garage, 2 refrigerated air units, a tile roof, and an outdoor kitchen ready to host all of your family gatherings. Owner to owner financing available. REC terms 20% down, 8% interest, 10 year call, and P& I to be 7296.75$.

6
BEDS
5
BATHS
4,223
SQFT
0.21
ACRES

Amazing mountain views with a large yard! Welcome to your dream oasis where comfort meets contemporary style! This beautifully updated home boasts remodeled bathrooms. Kitchen has elegant granite countertops that elevate the kitchens aesthetic, making it the perfect space for entertaining or cozy family dinners. Freshly painted creating a bright and inviting atmosphere throughout. the home features a newer garage door, roof, and a/c. This home also boasts ample attic space for your storage needs. Potential backyard access, no HOA no PID, you can fully embrace the freedom of homeownership without the burden of additional fee or regulation. washer and dryer convey.

3
BEDS
2
BATHS
1,135
SQFT
0.16
ACRES

Welcome to this Centex Home situated on a large cul de sac lot. This home features 4 bedrooms, plus an office as well as a game room or additional living area for a total of 6 potential rooms. Lots of living space, large open kitchen with abundant storage, formal dining and eat-in kitchen nook. You'll love the owner's suite with a wonderful bathroom and large walk-in closet. Great backyard with mature trees and a covered patio.

4
BEDS
3
BATHS
3,314
SQFT
0.22
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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