FHA Eligible Homes in Rio Rancho

3606 Saint Andrews Drive SE, Rio Rancho

This newly renovated, turnkey tri-level home in Panorama Heights is now available at the APPRAISED LISTING PRICE, with the seller offering $5000 improvement allowance for landscaping. This rare 4 bedroom unique TRI-LEVEL home offers 3,821 sq ft of spacious, open-concept living. The property features several upgrades, new stucco, high ceilings, and an abundance of natural light provided by numerous windows and skylights. A significant highlight is the additional 550-square-foot multi-purpose room, which provides a flexible space perfect for a home office, entertainment den, music studio, or possible additional living quarters. The layout is exceptionally functional, with the downstairs offering a living area equipped with a sink/wet bar, plenty of cabinet space a fireplace, a separate bedroom, and a bathroom, making it an ideal setup for mother-in-law quarters or additional guests; While the upstairs offers 2 spacious bedrooms and two additional bathrooms. The property includes two fireplaces, a two-car garage, and a spacious backyard featuring two large storage sheds. Additionally, this property offers incredible parking flexibility with dedicated RV parking on both sides of the home and an expansive front parking pad. This property is conveniently located near a wide variety of shopping, dining, and recreational amenities. Highlights in the immediate area include Country Club Center, and Plaza Rio Center, Neighborhood Markets, Natural Grocers, along with numerous retail stores, cafes, restaurants and much more! This exceptional and spacious TRI-LEVEL home is a must-see! Schedule your showing today!

337 4th Avenue SW, Rio Rancho

.68 Acre oversized fenced lot, 4 bedrooms, Refrigerated air, single story house in southern Rio Rancho!! Hard to find something like this under 400k in Rio Rancho. Tile flooring throughout entire house. Open kitchen and living area. 2 spacious bathrooms with extended counter space. Attached 2 car garage. This corner lot is great for someone who's looking for space and privacy. Lot was recently fully fenced.

2116 Viviane Loop NE, Rio Rancho

Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room, dining room and gourmet kitchen, three bedrooms with a shared bath, and a separate primary suite with private bath and walk-in closet. Conveniences like the mudroom, laundry room, broad kitchen island, built-in pantry and covered patio add to the plan's single-floor appeal.

2108 Viviane Loop NE, Rio Rancho

Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room with a multi-slide patio door, dining room and gourmet kitchen, two bedrooms with a shared bath, and a separate primary suite with private bath and walk-in closet. Conveniences like the mudroom, laundry room, broad kitchen island, built-in pantry and covered patio add to the plan's single-floor appeal.

6708 Mountain Hawk Loop NE, Rio Rancho

$29,000 Below Appraised Value! What a great deal! Spacious home features 4 bedrooms, 2.5 bathrooms, and a versatile loft perfect for a media room, game room, home office, or second living area. The open floor plan showcases a custom stacked-stone gas fireplace, granite countertops, dark wood cabinetry, custom tile backsplash, and gas range.The first-floor primary suite includes dual vanities, a garden tub, and a separate tiled walk-in shower. Outside, enjoy a covered patio and a private walled backyard ready for your personal touch.Approved short sale with lender-established pricing helps simplify the process. Don't miss this opportunity, schedule your private showing today!

2745 Kings Canyon Loop NE, Rio Rancho

This beautifully maintained 4-bedroom home features a bright, open layout designed for comfortable living, highlighted by a cozy fireplace in the living area and refined details throughout, including tray ceilings, recessed lighting, and refrigerated air. The kitchen is fully equipped with appliances and offers a large island with seating and a pantry, creating a space that is both functional and inviting. A convenient laundry room and dedicated home office (potential 5th bedroom) add everyday practicality. The primary suite includes a walk-in closet and an ensuite bath with a double sink vanity. Outdoors, enjoy landscaped front & back yards, a private walled backyard, a covered patio, and low-maintenance artificial turf, offering the perfect blend of comfort and style.

1725 Cowboy Haven Lane NE, Rio Rancho

Discover the Somerton by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan offers four bedrooms and three bathrooms, including a luxurious master suite upstairs that serves as your private retreat--complete with natural light, a seamless en-suite bathroom, and an expansive walk-in closet. With an additional bedroom on the main floor, this home is perfect for guests or flexible living.The open-concept layout effortlessly connects the upgraded kitchen, dining, and family rooms, making everyday living and entertaining simple and enjoyable. The chef-ready kitchen features Whirlpool(r) stainless steel appliances, a large island, and beautiful quartz countertops, all included with LGI Homes' CompleteHome(tm) package.

6724 Zachary Road NE, Rio Rancho

Experience high-performance living in this impressive brand-new 2-story home in Rio Rancho. This NM Build Green Gold Certified residence is engineered for superior energy efficiency & features clean, modern interior finishes. The main level offers a bright, open-concept floor plan that seamlessly integrates the living, dining, and kitchen areas, perfect for entertaining. The kitchen boasts granite countertops, rich dark cabinetry, stainless-steel appliances & large island. This spacious 5-bedroom, 2.5-bathroom home features a private owner's suite on the main level. All other bedrooms are located on the second floor, along with an additional tech space for added versatility. Plus 2'' white faux wood blinds throughout. Enjoy breathtaking mountain views from the back porch. Call today to vie

3701 Torrey Pines Road SE, Rio Rancho

Welcome to this very well maintained home that sits on a large lot and features a convenient circular driveway, finished 2 car garage, 3 spacious bedrooms, 2.5 bathrooms, comfortable kitchen breakfast nook, cozy stone fireplace in living room, master bathroom has been recently updated, newer windows, easy maintainable landscape in front and back and so much more! New Roof & Garage/Workshop in 2021, New water heater 2025, New Water Softener & New Carpet.

6717 Sydney Drive NE, Rio Rancho

Experience high-performance living in this move-in ready, spacious 4-bed, 2.5-bath brand-new 2-story home. This residence is NM Build Green Gold Certified, ensuring superior energy efficiency and sustainable craftsmanship. The interior features a modern color palette with sleek tile flooring and contemporary finishes throughout. The main living spaces are designed with an open-concept flow, creating a bright and airy atmosphere perfect for daily life or entertaining. The kitchen serves as the heart of this open area, boasting premium granite countertops, rich dark cabinetry, and stainless-steel appliances. The Lomas Encantadas community offers exceptional amenities, including sidewalks, dog parks, playgrounds, and lush green spaces. Call to schedule your tour today!

2541 Seaforth Circle, Rio Rancho

Stunning new home, less than a year old! This immaculate Ammolite floor plan offers over 3,000 sqft of thoughtfully designed living space, featuring 5 bedrooms and 4 bathrooms--perfect for growing families or those who love to entertain. A standout feature is the impressive guest suite, already equipped with plumbing for a future kitchenette, offering excellent flexibility for multigenerational living, hosting visitors or renting out for extra income. The luxurious primary suite boasts a spacious walk-in closet and a private, spa-like bathroom. There is also a whole house water softener. Built with energy efficiency in mind, this green home helps keep utility costs low while maintaining comfort and style. Don't miss the opportunity to own this beautifully maintained, move-in-ready home!

232 Loma Linda Loop NE, Rio Rancho

3.75% assumable rate! STUNNING TWO STORY WITH 3 BEDROOMS, A PRIVATE OFFICE AND VERSATILE LOFT DESIGNED FOR THE WAY YOU LIVE TODAY. This beautifully maintained Pulte home offers a bright, open floorplan filled with natural light and inviting spaces perfect for everyday living and entertaining. Upstairs, the spacious primary suite features a huge walk in closet, garden tub, double vanities and separate shower. A versatile loft and dedicated office make working from home easy, while secondary bedrooms offer beautiful Sandia views. Outside, enjoy a large corner lot, covered patio, gas stub and low maintenance yard perfect for relaxing evenings and gatherings. Schedule your showing today.

5041 27th Avenue NE, Rio Rancho

Spacious and inviting 3-bedroom, 2-bath home filled with an abundance of natural light. The updated kitchen features brand-new stainless steel appliances, sleek Corian countertops, and modern fixtures, creating a stylish and functional space for everyday living and entertaining. Both bathrooms have been refreshed with updated sinks, fixtures, and contemporary lighting. Updated carpet and laminate flooring, lighting, interior doors, along with fresh interior paint, give the home a clean, move-in-ready feel. Plus the shingles have been replaced on the roof as of 3/26! Situated on a generous half-acre lot, the outdoor space offers a blank canvas with endless possibilities to design your ideal landscape, garden, outdoor retreat or add a shed or workshop

3208 Baxter Street SE, Rio Rancho

Beautifully designed home in a prime Rio Rancho Location! The open concept kitchen features stone countertops, stylish cabinet hardware , custom lighting and a spacious pantry- flowing seamlessly into the living and dining areas, perfect for everyday living and entertaining. The main level offers a convenient bedroom and 3/4 bath ideal for guests or multigenerational living. Upstairs has 3 additional bedrooms, 2 baths and another generously sized versatile living space. Tandem 3 car garage gives you ample storage. BIG savings here the professionally landscaped backyard is DONE for your and provides the perfect canvas for relaxation and enjoyment . Super location offers quick access to shopping and dining.

2609 Seaforth Circle, Rio Rancho

An inviting covered entry welcomes guests to the inspired Tourmaline plan. The main floor showcases an open layout with a bedroom, a bathroom, a great room, a dining area, and a well-appointed kitchen featuring a large island and center-meet doors leading onto a covered patio. An impressive second-floor primary suite boasts an expansive walk-in closet and a private bath. This level also offers a loft, a laundry, a shared bath, and two additional bedrooms. Designer-curated fixtures and finishes round out this plan

6111 La Paz Road NE, Rio Rancho

Welcome to this beautifully maintained single level fully gated Pueblo Style home set on a generous half-acre lot. Featuring 3 spacious bedrooms and 2 full bathrooms, this property offers a functional floor plan with multiple living areas - perfect for entertaining, relaxing, or creating a dedicated home offices. The 2.5 car garage and shed in the back ensures plenty of storage.

3012 Mason Meadows Drive NE, Rio Rancho

Well cared for home in Northern Meadows. Brand new roof installed July 16, 2026. Beautiful unobstructed mountain views from the backyard and covered patio. Pride of ownership shows in this turn key property with newer scratch resistant vinyl plank flooring, stainless steel appliances, light fixtures, new heater and security system. Refrigerator, washer and gas dryer also convey with property. Home is 2075 sq/ft with 3 bedrooms, 2.5 baths and large loft area. Includes breakfast nook and dining area. Large attached garage with workshop area. Make this your home today!

3197 Wingate Meadows Drive NE, Rio Rancho

Welcome to 3197 Wingate Meadows, a beautifully maintained 3-bedroom, 2-bath home offering 1,100 square feet of comfortable living. This inviting property features an open-concept layout filled with natural light, creating a warm and welcoming atmosphere. The efficient kitchen offers ample cabinet space and flows seamlessly into the living area, perfect for everyday living and entertaining. The primary suite provides a private retreat, while two additional bedrooms offer flexibility for guests, a home office, or growing needs. Enjoy a low-maintenance yard with space to relax or entertain. Conveniently located near shopping, dining, and major roadways, this move-in ready home offers both comfort and convenience.

2199 Beckham Drive NE, Rio Rancho

Step into modern comfort & thoughtful design with this stunning 4-bedroom home, built just 4 years ago. That means the roof, water heater, refrigerated air unit, heating unit, etc. are all just 4 years old! This green-certified property offers energy efficiency, lower utility costs, and sustainable living without sacrificing style or convenience. The nicely appointed kitchen flows seamlessly into the living and dining areas, making it perfect for both everyday living & entertaining. The primary suite features a large, walk-in, tiled shower making cleaning a cinch. A standout feature of this home is the private in-laws/guest/second master suite providing flexibility & privacy while still being connected to the main home

908 10th Avenue NE, Rio Rancho

Clean and move-in ready home on a 0.28-acre fully fenced lot in Rio Rancho! Approx. 1,456 sq ft with open-concept living and dining, functional kitchen with included appliances, and refrigerator to be installed prior to closing per contract. Enjoy the front deck and spacious backyard with storage shed and side-access parking. De-titled and converted to real property on a permanent foundation with current foundation certification -- eligible for Conventional, FHA & VA financing. Zoned for Colinas del Norte Elementary, Eagle Ridge Middle, and V. Sue Cleveland High. Don't miss this one!

2831 Kings Canyon Loop NE, Rio Rancho

Wish you had a year round pool you don't have to maintain? A private gym? Gorgeous views from your private backyard w/ no neighbor behind? Here, where Mariposa residents enjoy private access to a beautiful community center w/ gym and indoor/outdoor swimming pools, you can have all that plus more than 50 miles of hiking and biking trails in the 2200 acre Mariposa Preserve! This single owner open concept home in gated Mariposa Redondo blends comfort and style w/ quartz countertops, premium appliances that all convey, tile and luxury vinyl plank flooring, and NO carpet. Step outside to relax and enjoy the sweeping views from the covered patio or tinker in the finished garage w/ epoxy floors and oversized workshop area. Add rain gutters and a salt-free water softener. Your desert oasis awaits!

1305 Desert Paintbrush Loop NE, Rio Rancho

Welcome to this charming 3-bedroom home in Rio Rancho offering almost 1,200 square feet of comfortable living space! This light and bright home features an open floor plan that seamlessly connects the living, dining, and kitchen areas--perfect for everyday living and entertaining.Step outside to a backyard ready for your personal touch--an ideal opportunity to design and landscape exactly how you envision!

2524 Manzano Loop NE, Rio Rancho

PRICE IMPROVEMENT!! Welcome home to Rivers Edge, a 4-bedroom gem with room to breathe and space to make your own. The main-level primary suite is your private retreat, while the adjoining flex space is ready to become a home office, playroom, or quiet nook, whatever fits your life. Two separate living areas plus a dedicated dining space mean there's always room to spread out, host friends, or relax after a long day. Solar panels help keep energy bills in check, and a backyard shed adds handy extra storage. This one's built to flex with whatever life throws your way. Come see it for yourself.

4305 Mountain Trail Loop NE, Rio Rancho

Discover this stunning new Amreston home, proudly NM Build Green Gold Certified for superior energy efficiency. This residence features the ''Cappuccino II'' color palette, offering cozy, warm tones throughout. The exterior is enhanced with elegant stone accents, while the kitchen serves as a focal point with stainless steel appliances and a beautiful herringbone tile backsplash. Granite countertops are featured throughout the home. Enjoy a great-sized backyard with incredible mountain views, perfect for outdoor living. Located in Rio Rancho near shopping, dining, and medical facilities with easy I-25 access. Great for families or as an investment! Call to schedule your tour and discuss buyer incentives. (793 characters)

6200 N White Hawk Drive NE, Rio Rancho

Rare 3-car garage + move-in ready condition on a large corner lot--this is the one buyers have been waiting for. This 3-bedroom, 2-bath home features an open-concept design, central air, and no carpet throughout for easy maintenance and a modern feel. The kitchen offers generous storage and connects seamlessly to the living and dining spaces, creating a functional and inviting layout. The split-bedroom floor plan provides privacy for the owner's suite. Enjoy outdoor living year-round and a prime location in Mountain Hawk with quick access to I-25, shopping, and dining. Strong value, clean condition, and ready for immediate occupancy.