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FHA Eligible Homes in Bernalillo

Find FHA eligible homes in Bernalillo, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 13 listings in Bernalillo. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to Del Webb at Alegria, a premier 55+ community where an active lifestyle & a strong sense of connection come together in a vibrant & welcoming setting. (see Activities Handbook in docs)This well-loved home reflects that same sense of comfort & ease. Recently refreshed w/ new paint, it offers a light, bright, & welcoming interior. Granite countertops add style & durability, while the open-concept layout blends the kitchen, dining, & living areas making it easy to entertain guests or enjoy everyday life w/out feeling disconnected. The primary suite is set apart from the guest bedroom by a versatile flex room, currently used as a quilting/sewing studio. Views of Sandia Mountainss & high desert skys await in your BEAUTIFULLY desined, outdoor space, sunrise or sunset it's lovely!

2
BEDS
2
BATHS
1,432
SQFT
0.14
ACRES

Over 2,678 SF | 4 Bedrooms | Wood Vigas | Dual Living Areas | Main-Level Bedroom & Bath. Welcome to this Spacious 4-bedroom, 3-bathroom home offering over 2,678 sq ft in a prime Bernalillo location! Features beautiful tile flooring, soaring ceilings with stunning wood vigas, and two large living areas perfect for entertaining. The kitchen offers abundant cabinet space, large countertops, and a center island. A main-level bedroom and full bath provide flexibility for guests or multigenerational living. Enjoy the backyard pergola and the convenience of being directly across from a park. Located near shopping, restaurants, schools, and everyday amenities. A perfect blend of space, comfort, and Southwest charm!

4
BEDS
3
BATHS
2,678
SQFT
0.18
ACRES

Over 40k worth of upgrades/updates(California closet, new water heater, watersoftener/filtration system, light fixtures, landscaping, bathroom vanity, custom porch, custom side gates, and more!) Ask for full list. Step into this exceptional home located in the highly desirable Santiago Subdivision. With an impressive 2,570sqft of thoughtfully designed living space, this home perfectly balances comfort and functionality. An incredible large loft that can make a great living room, office space, home gym, or could be converted to a 4th bedroom if desired. The main level is perfect for entertaining, featuring an open-concept layout ideal for gatherings, celebrations, and everyday living. Enjoy the added convenience of being just minutes from shopping, grocery stores, and fitness centers.

3
BEDS
3
BATHS
2,570
SQFT
0.1
ACRES

Charming two bedroom adobe house. Metal roof. Brickfloors in living room with wood burning custom kiva fireplace. Private walled lot with gated entry. Two car carport and small storage locker.

2
BEDS
1
BATHS
1,019
SQFT
0.19
ACRES

UNBEATABLE VALUE IN A VIBRANT ACTIVE-ADULT COMMUNITY! Welcome to the most affordably priced single-story home in the neighborhood! This bright, sun-drenched 3-bedroom property features a seamless open floor plan highlighted by gorgeous flooring and expansive windows that create an inviting, airy atmosphere. The cheerful, sunny kitchen is perfect for everyday living, while the beautiful bonus sunroom offers a wonderful, versatile space for hobbies, a reading nook.Designed for low-maintenance, resort-style living, this premier active-adult community features a beautiful clubhouse and a sparkling swimming pool, offering the perfect backdrop for casual socializing or quiet relaxation at your own pace. HVAC & Water heater replaced summer 2025.

3
BEDS
3
BATHS
2,156
SQFT
0.17
ACRES
$545,000
-5,000$ 06/29

Turnkey single-story in the Vineyards! No HOA, paid solar, major upgrades, & room to breathe! The open-floorplan is filled w/natural light & flows seamlessly into the updated kitchen featuring granite countertops, subway tile backsplash, stainless appliances, pantry, breakfast nook, & abundant storage. Spacious primary suite offers double sinks, garden tub, separate shower & walk-in closet. Oversized 2-car garage provides workshop potential or possible 3rd-car space. Step outside to a private backyard w/coyote fencing, covered patio, turf & storage shed...designed for easy living. Big-ticket updates include 3-year-young TPO roof, refrigerated A/C, water filtration system & new garage door opener. Conveniently located near the Rail Runner, I-25, breweries, dining & Placitas trails!

4
BEDS
3
BATHS
2,510
SQFT
0.19
ACRES

SELLERS ARE MOTIVATED! Well-maintained 3-bedroom, 1-bath townhouse located in a quiet area of Bernalillo! This move-in ready home features a covered porch perfect for relaxing outdoors and offers easy access to I-25, major roads, shopping, dining, schools, and everyday amenities. The property also includes leased solar with great terms, helping provide excellent energy savings year-round. Pride of ownership shows throughout, making this a great opportunity for first-time buyers, downsizers, or investors looking for a home that's been cared for and is ready for its new owners. Call your realtor and schedule a showing today!

3
BEDS
1
BATHS
1,319
SQFT
0.08
ACRES
$685,900
-3,100$ 06/28

Experience elevated New Mexico living in this single story custom home tucked within Bosque Encantado. Positioned on a quiet cul-de-sac and surrounded by mature trees, this .75 acre property offers privacy, character, and thoughtful upgrades throughout. Recent improvements include 2022 HVAC (2 rooftop units), skylights with covers, roof tune-up, refinished cabinetry, and RO system; 2023 water softener; 2024 ledger stone landscaping; and 2025 sprinkler valves. Warm wood floors, radiant heat, vigas, and natural light enhance the inviting interior, while lush outdoor spaces create a peaceful retreat near the Bosque. Light-filled interiors, mature landscaping, and proximity to the Rio Grande Bosque offer a rare blend of comfort, efficiency, and natural beauty in a gated community.

4
BEDS
3
BATHS
2,634
SQFT
0.36
ACRES

Beautifully maintained 3BR/3BA, 2,156 sq ft home in Del Webb's premier 55+ gated Del Webb community, Alegria, which features resort-style amenities including pools, clubhouse, fitness center, trails, & active social events. Popular ''Taos'' floor plan with spacious great room with a gas log fireplace, formal dining, & a bright eat-in kitchen with granite countertops, large island, bar-ledge seating and stainless appliances including 5-burner gas stove, fridge, built-in microwave & double ovens. High ceilings, Energy-Star windows, and abundant natural light. New HVAC (2025) and newer water heater with recirculating pump. Primary suite offers dual sinks, garden tub, walk-in shower, and huge closet. Additional amenities include a walk-in tub, covered patios & washer and dryer! Beautiful home

3
BEDS
3
BATHS
2,156
SQFT
0.14
ACRES

Exceptional NM Property of rich heritage features owned water rights. Located in the heart of Bernalillo this custom Rastra craftsman style home is solar powered with durable metal roof. Interior features beautiful handcrafted details which include all plaster walls, carved wood, and decorative painting. Kitchen has high end appliances, large island and tons of storage with gorgeous handcrafted cabinetry. Two master suites, large walk in closets and zoned radiant heat. Step into your private vineyard with a variety of award winning grapes, bountiful fruit orchard and 6+ acres of alfalfa. A 60 x 25 hay barn, detached 2100 square foot metal shop with automatic doors is heated and has drive through RV doors. Also features covered RV pad and hookup, hot tub, circle gated drive with law

3
BEDS
3
BATHS
4,219
SQFT
8.65
ACRES

Nestled in the heart of the Bernalillo Historic District on a prime corner lot, this newly built home showcases beautiful views of the Sandia Mountains as well as nearby school and parks. Less than 5 minutes to I25 . As you enter this 3 bedroom 3 bath home you are greeted by an open airy floor plan with a seamless flow. The spacious kitchen is inviting and perfect for gathering and entertaining, offering generous counter space and plentiful cabinetry for effortless hosting and storage. Make an apptoint to tour this home today!

3
BEDS
3
BATHS
2,485
SQFT
0.08
ACRES
$675,000
-20,000$ 06/27

Enjoy spectacular views! This two story luxury home, situated within a hidden gated community in Bernalillo, just west of The Rio Grande River offers a classic & functional design. Step inside to find expansive windows & rooms flooded w/light. A true gourmet kitchen, Viking appliances, pot filler, quartz counter tops, wine cooler & extended counters & cabinets for all your cooking essentials. Kitchen island with ample room for dining. Two sets of sliding glass doors to a patio w/outdoor kitchen & pergola. With over 2900 sq ft of living space, the home includes 2 living areas, one on each floor. Primary suite on main level offers, sliding glass doors to open patio with more VIEWS. Spa like bath showcases dual vanity, slipper tub, oversized shower. Custom closet w/a full range of built-ins

3
BEDS
3
BATHS
2,984
SQFT
0.14
ACRES

Most beautiful and youngest home on the market located near the Bosque Preserve! Designed for comfort, flexibility, and aging in place. This stunning home offers versatile living spaces ideal for a home office, hobby room, guest suite, or caregiver retreat. Accessibility features include a roll-in shower, grab bars, and sidewalks extending from front to back. The well-appointed kitchen features stainless steel appliances, granite countertops, roll-out shelving, and all appliances are included. Enjoy seamless indoor-outdoor living with three covered patios perfect for relaxing or entertaining. Exceptional community amenities include a clubhouse, fitness center, indoor and outdoor pools, paved trails, and an active social calendar. This is a 10!

3
BEDS
3
BATHS
2,356
SQFT
0.14
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.