FHA Eligible Homes in Los Lunas

Find FHA eligible homes in Los Lunas, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 206 listings in Los Lunas.

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Rare opportunity to secure a brand NEW home on a full acre in the Los Lunas valley! This 2026 home will feature 5 bedrooms, 3 bathrooms, and a spacious open floor plan designed for comfortable everyday living and entertaining. Located on the West side of Los Lunas near Los Lunas High School and Katherine Gallegos Elementary school, you'll have room to spread out both inside and out. Bring the horses, RVs, trailers and toys, or simply enjoy the freedom of having a full acre to make your own. The home's completion is soon approaching, giving you the opportunity to secure it now with anticipated completion toward the end of October. Imagine settling into your brand new home just in time to host holiday gatherings! At $375,000 for a new 5-bedroom home on a full acre, with a great location, this is an opportunity that's rare to find!

5
BEDS
3
BATHS
2,027
SQFT
1
ACRES

882 Avenida Pastoral NW, Los Lunas

Las Avenidas De Los Cerritos
$329,000

Beautiful 3-bedroom, 3-bath home on a generous lot featuring a fully paid-off $60,000 solar system with no loan to assume. Enjoy lower utility costs, ample garage storage, and a functional floor plan in a convenient Los Lunas location. NEW ROOF DEC 2025!

3
BEDS
3
BATHS
1,743
SQFT
0.13
ACRES

4320 Sundance Street SW, Los Lunas

Jubilee Subdivision Phase 2c
$335,000

Once you enter this immaculate, well-maintained home, you will know that you are home. Open concept. Wide hallways and doorways. Easily allowing wheelchair access. Electric fireplace. LVP throughout the home. Comfortable living and dining areas. Kitchen designed for many to participate. These homes were designed with easy accessibility for all. Beautiful bathrooms. Exceptional views from the backyard. A rare opportunity to relax watching the Sandia and the Manzano mountains at sunset.

2
BEDS
2
BATHS
1,650
SQFT
0.26
ACRES

2212 Calle De Silverio SW, Los Lunas

Replat Of Sun Ranch Village
$330,000

Welcome to this charming Southwest-style home nestled in a gated community. This beautiful residence features three bedrooms, two baths, and a two-car garage, with ceramic tile flooring throughout. The home's distinctive Southwest character is highlighted by raised beam ceilings, traditional vigas and nichos, and a cozy kiva wood-burning fireplace that creates a warm and inviting atmosphere.The flowing floor plan offers comfortable living spaces and plenty of Southwest charm. Enjoy outdoor living in the beautiful, low-maintenance backyard, perfect for relaxing or entertaining. A new refrigerated air conditioning system installed in 2025 provides year-round comfort.With quick and easy access to I-25 and close proximity to shopping, dining, and other city conveniences, this home perfectly combines Southwest style, comfort, privacy, and convenience.

3
BEDS
2
BATHS
1,625
SQFT
0.14
ACRES

1220 Blanca Avenue NW, Los Lunas

Sierra Vista De Los Cerritos Phasii
$599,900

Beautifully maintained custom home in Los Lunas offering 4 bedrooms and 4 bathrooms with the space, quality and thoughtful details that set a custom-built home apart. The inviting floor plan features generous living and entertaining areas while maintaining a comfortable, welcoming feel throughout. Upstairs, the spacious loft with wet bar is ideal for a game room, media room or additional entertainment space. Pride of ownership is evident throughout this exceptionally well-kept home. Conveniently located just minutes from I-25, providing easy access and a convenient commute to Albuquerque. A wonderful opportunity to own a distinctive custom home offering quality, space and versatility.

4
BEDS
4
BATHS
3,654
SQFT
0.19
ACRES

4784 Manzano Peak Street SW, Los Lunas

Vista Manzano Phase 1 At Sierra Vista
$470,990

Welcome to Vista Manzano, a vibrant community located in Los Lunas, NM. Here, we pride ourselves on offering our homebuyers a wide selection of our most sought-after floor plans, many of which feature the added convenience of a 3-car option, providing ample space for families and their vehicles.Proposed Listing: Pictures included are of the Model Home, which has several upgrades. Pricing reflects the base pricing.

3
BEDS
3
BATHS
2,303
SQFT
0.22
ACRES

5020 Grace Street SW, Los Lunas

Phase Three Legacy At Sierra Vista
$315,990

Great Starter or downsizing home features 3 bedrooms 1.75 baths, finished 2 car garage , open living/kitchen area, along with energy efficient stainless steel appliances, granite counter tops, kitchen island, master bedroom separate from the other 2 bedrooms, walk-in shower in the master and a walk-in closet. Wonderful View of the Sandia Mountains off the back patio.Seller will give the buyers a $3000.00 towards the buyers closing cost with an Acceptable Offer by the seller

3
BEDS
2
BATHS
1,154
SQFT
0.11
ACRES
$280,000

Welcome to 8 Apache Plume Rd! This home features a great layout with a comfortable flow and plenty of natural light throughout. The kitchen includes stainless steel appliances, a breakfast nook, and a bay window that brings in even more great light. Upstairs you'll find a spacious primary bedroom with a spa-like bathroom and a large walk-in closet. Outside is a huge backyard that's perfect for entertaining. An attached two-car garage makes storage and parking a breeze. Major updates include roof and water heater (2018) plus garage door with opener (2019), and heater (2025). Clean, updated, and move-in ready. Schedule your showing today!

3
BEDS
2
BATHS
1,412
SQFT
0.14
ACRES

Beautifully situated on a spacious lot this property has plenty of room to enjoy both indoor and outdoor living. Featuring a fantastic covered porch, perfect for relaxing and gathering with family and friends. The large garage provides ample space for vehicles, or storage, and the separate workshop is ideal for hobbies, projects, or a dedicated workspace. With practical spaces to support the way you live, work, and play, this property offers the room and functionality you have been looking for.

3
BEDS
2
BATHS
1,344
SQFT
0.5
ACRES

1367 Rivas Road, Los Lunas

Blythe Farms B-5-22 & 27
$1,500,000

Step into an exquisite single-story masterpiece tucked within a serene cul-de-sac, where privacy, elegance, and thoughtful design come together seamlessly. This exceptional residence showcases over $130,000 in premium renovations, upgrades, and meticulous maintenance, creating a home that feels both timeless and newly refined.The grand primary suite offers a spa-inspired retreat complete with an elegant his-and-hers vanity, while three additional bedrooms--each featuring its own private en-suite bathroom--provide unparalleled comfort for family and guests.An impressive open-concept kitchen, dining, and living area serves as the heart of the home, designed for effortless entertaining and sophisticated gatherings. The expansive layout flows beautifully, offering both warmth and luxury in every detail.The living area is anchored by a sleek linear fireplace wrapped in floor-to-ceiling marble, dramatic ceiling beams, and a full wall of sliders that invite natural light and effortless indoor-outdoor living. At the heart of the home, the chef's kitchen features crisp white cabinetry, black granite countertops, stainless steel appliances, a generous island with seating, and a stunning skylight that illuminates the space beautifully.A long, stately driveway leads to the oversized two-car garage, enhancing the home's sense of arrival. Situated on more than an acre of land, the property invites endless possibilities--gardens, recreation, or future enhancements tailored to your vision.The outdoor living experience is equally captivating: a custom back patio featuring two full cooking islands, ample prep space, and room for an attached grill creates the perfect setting for al fresco dining, celebrations, and sunset evenings under the New Mexico sky.This home is more than a residence--it's a refined sanctuary crafted for those who appreciate space, comfort, and elevated living.

4
BEDS
5
BATHS
2,841
SQFT
1.68
ACRES

271 Zuni River Circle SW, Los Lunas

Jubilee Subdivision Phase I
$337,700

2
BEDS
2
BATHS
1,822
SQFT
0.13
ACRES

Move in ready 3-bedroom 2 baths 1792 sq. ft. home. large living room dining kitchen open concept. Front covered patio with park type setting yard. new roof shingles just completed. ONLY FOR $289,500.00

3
BEDS
2
BATHS
1,792
SQFT
0.17
ACRES

4 Mesita Lane, Los Lunas

Mesa Farms Estates
$280,000

Can you use $30,000 for down payment assistance? Check this one out & see if you can! This freshly remodeled 2,200 sq ft residence sits on a generous 1.25-acre lot, offering breathtaking views and plenty of space to enjoy. With no HOA restrictions and peace of mind knowing you're outside a flood zone, this property combines freedom and security.Step inside to discover four spacious bedrooms and two full bathrooms. The primary suite is thoughtfully split from the other bedrooms for maximum privacy and features a versatile flex room--perfect for a home office, gym, or nursery.Enjoy the benefits of community water and rest assured that every detail has been updated for modern living. The home will be completed with stylish new lighting, fresh paint, beautiful new flooring, and elegant granite countertops. Don't miss your chance to make it yours!

4
BEDS
2
BATHS
2,240
SQFT
1.25
ACRES
$229,900

3 BR, 2 bath, 2 car garage home with functional layout and a spacious backyard. Property provides an opportunity for buyers looking to customize, update, or invest. Convenient access to Los Lunas, Belen, and nearby amenities.

3
BEDS
2
BATHS
1,176
SQFT
0.23
ACRES
$319,210

The Sophora floorplan at Eastland Hills in Los Lunas, New Mexico is a thoughtfully designed single-story home that combines modern style, everyday comfort, and open-concept living. Offering approximately 1,522 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for first-time buyers, growing families, and homeowners seeking a functional layout with elevated design features near Albuquerque.

3
BEDS
2
BATHS
1,522
SQFT
0.12
ACRES
$325,200

The Sophora floorplan at Eastland Hills in Los Lunas, New Mexico is a thoughtfully designed single-story home that combines modern style, everyday comfort, and open-concept living. Offering approximately 1,522 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for first-time buyers, growing families, and homeowners seeking a functional layout with elevated design features near Albuquerque.

3
BEDS
2
BATHS
1,522
SQFT
0.12
ACRES
$332,720

Experience effortless living and thoughtful design with the Valencia, a spacious single-story floor plan offering 1,781 square feet of well-appointed living space. This four-bedroom, two-bathroom home blends modern functionality with warm, inviting style. Perfect for growing households or those who love to host. From the welcoming covered front porch, step into an airy and open-concept layout where the kitchen, dining area, and great room connect seamlessly, creating a bright and versatile main living area. The kitchen features a large center island with space for seating, ample cabinetry, and a walk-in pantry for convenient storage. The adjacent dining area is ideal for both everyday meals and festive gatherings, while the expansive great room provides a cozy space to relax, with natural light streaming through well-placed windows.

4
BEDS
2
BATHS
1,781
SQFT
0.16
ACRES
$294,020

The Pino floorplan at Las Maravillas in Los Lunas, New Mexico is a thoughtfully designed single-story home that offers the perfect balance of space, efficiency, and modern open-concept living. With approximately 1,501 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for buyers looking to step up from entry-level living while staying within an attainable price point near Albuquerque.

3
BEDS
2
BATHS
1,501
SQFT
0.18
ACRES

1136 Vallecito Loop NW, Los Lunas

Vallecito Subdivision, Phase 1
$355,000
-5,000$

WELCOME to this beautiful Pulte home with 3 large bedrooms , 2-bath home on a premium view lot. highly desirable neiborhood , close to shopping, restaurants ,gas stations , Spacious kitchen with granite countertops, stainless steel appliances, refrigerated air, a generous utility room, water softer and a low-maintenance backyard plus Solar panels to keep your monthly electric bills low

3
BEDS
2
BATHS
1,560
SQFT
0.11
ACRES
$469,500

Seller is offering up to $10,000 toward Buyer's allowable closing costs and prepaids with an acceptable offer. Ask your lender how this concession may help reduce your cash needed at closing or potentially lower your interest rate. Welcome to 228 Appaloosa, a truly one-of-a-kind .53-acre Los Lunas property offering over 2,000 sq. ft. of living space, plus an additional 480-sq.-ft. oversized heated and cooled 2-car garage, established gardens, fruit trees, animal areas, abundant storage and an outdoor setting with a story unlike any other.Since 2022, this property has served as the home and primary filming location for the popular MR HILLBILLY YouTube channel, which has accumulated more than 42 MILLION channel views. Inside, you'll find 3 bedrooms plus a smaller bonus/flex room, giving you options for an office, hobby room or additional sleeping space. The enormous approximately 25' x 12' primary bedroom includes a custom 3/4 bath, while a full guest bathroom serves the remainder of the home.The open floor plan connects the dining area, kitchen and huge living room, where a wood-burning fireplace creates a warm centerpiece. The kitchen features granite countertops, TWO sinks, a dedicated coffee bar, pantry cabinetry and plenty of workspace. A separate laundry/storage and a full pantry room adds even more usable space.And there's even a room for the dogs! A dedicated pet room between the living room and garage lets four-legged family members stay comfortably indoors with their own space--close to everyone without necessarily claiming the couch.Step outside and you'll understand why this yard became a filming location. 10 fruit trees, shade trees, a lush raised garden bed, large chicken coop and newly built duck enclosure with a flowing-water duck pond create an established backyard-homestead environment.There's even a 27-year-old tortoise who roams the property--so please remember to CLOSE THE FRONT GRASS GATE!Need room for projects, equipment or hobbies? In addition to the 480-sq.-ft. insulated, heated and cooled oversized 2-car drive-through garage, there's a 16' x 12' Tuff Shed, a newly installed approximately 19' x 11' equipment shed and an impressive approximately 60' x 22' concrete pad.Major improvements include vinyl thermal windows installed approximately six years ago, newer stucco and a newer roof that the seller reports has approximately four years remaining on its warranty. The property is connected to city water and city sewer.Garden. Gather. Create. Grow fruit and vegetables, raise chickens and or ducks, collect and eat healthy eggs, work on projects., make your own videos, sit by the fire, or simply enjoy having more than half an acre to call your own.228 Appaloosa isn't a cookie-cutter property and that's exactly the point. It's over 2,000 sq. ft. of living space on .53 acre, with a remarkable garage, storage areas, garden and animal amenities, plus a yard that has already entertained millions.The cameras have captured its story, now it's ready to be yours.PLEASE CLOSE THE FRONT GRASS GATE DURING ALL SHOWINGS--RESIDENT TORTOISE!

3
BEDS
2
BATHS
2,448
SQFT
0.53
ACRES

5291 La Cueva Street SW, Los Lunas

Vista Sandia At Sierra Vista
$355,600

The Bosque floorplan at Vista Sandia in Los Lunas, New Mexico is a well-balanced single-story home that combines open-concept living with thoughtful design and everyday functionality. Offering approximately 1,649 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for buyers looking for more space and comfort while staying within reach of Albuquerque.

3
BEDS
2
BATHS
1,649
SQFT
0.12
ACRES
$445,000

The Sandia floorplan at The Trails at El Cerro in Los Lunas, New Mexico is a spacious single-story home designed for buyers seeking open-concept living, 4-bedroom flexibility, and modern comfort just minutes from Albuquerque. Offering approximately 1,907 square feet, 4 bedrooms, and 2 bathrooms, this home delivers the perfect balance of space, functionality, and value in one of Los Lunas' most desirable communities.

4
BEDS
2
BATHS
1,907
SQFT
0.22
ACRES
$300,000

Only one year old and feels like new! This beautiful three bedroom home features refrigerated air, offering year-round comfort. The chef's kitchen is open to a bright dining room and spacious living room. This home is focused around an open concept and everyday functionality, maximizing space and flexibility. If you are looking for a modern, bright, seamless house all at a great price, schedule a showing today!

3
BEDS
2
BATHS
1,417
SQFT
0.12
ACRES

1139 Avenida Las Vistas NW, Los Lunas

Las Avenidas De Los Cerritos Ii
$309,900

Welcome home to this inviting 3-bedroom, 2-bath home offering 1,509 square feet in a convenient Los Lunas location near shopping, restaurants, and quick access to I-25. The versatile floor plan features two en suite bedrooms, offering added comfort and privacy, while the kitchen features stainless steel appliances. A refrigerated air system replaced just a few months ago adds to the home's appeal. Situated on a spacious corner lot, the home really shines outdoors with an upgraded backyard designed for relaxing and entertaining. Enjoy an extended patio, water and fire features, a raised block wall for additional privacy, and a detached 2-car garage. With generous outdoor space and everyday conveniences just minutes away, this home has plenty to offer.

3
BEDS
3
BATHS
1,509
SQFT
0.15
ACRES

1654 Tierra Verde Loop NW, Los Lunas

Inspiracion Subdivision Phase 3
$307,500

Pristine, turnkey, and move-in ready, this charming 3-bedroom, 2-bath D.R. Horton home offers a bright, functional open floor plan. The spacious kitchen features granite countertops, a tile backsplash, stainless steel appliances, generous cabinetry, and a large island perfect for cooking and gathering. The private primary suite provides a relaxing retreat, while two additional bedrooms offer flexibility for guests or a home office. Additional highlights include a fully landscaped backyard with tiered block landscaping, an extended concrete walkway/patio, and an oversized two-car garage. This beautifully maintained home is ready for its next owners!

3
BEDS
2
BATHS
1,162
SQFT
0.16
ACRES

Set in Mil Colores in Los Lunas, the Selena floor plan gives you space to spread out and settle in. A great room expansion adds extra room to relax, an optional covered patio invites you outside, and the owner's bath conversion turns your private retreat into something truly special. An 8' slider and 8' front and interior doors bring an open, airy feel to every room you walk through.The kitchen is the kind you'll want to linger in, with Colonial White granite counters, Frisco Porter cabinetry with 2'' shaker crown and 42'' uppers, and a counter-height island that's perfect for morning coffee or weekend get-togethers. A stainless appliance package with gas range rounds out the space beautifully. In the baths, oil-rubbed bronze fixtures and richly patterned tile create a warm, spa-like feel, complete with a 60'' frameless shower door and comfort-height commodes. Add in an EV charger prewire, overhead garage storage, and thoughtful little extras like added USB outlets throughout, and the Selena becomes a home that's as easy to live in as it is beautiful to look at.

3
BEDS
2
BATHS
1,853
SQFT
0.2
ACRES
$300,300
-14,000$

Turnkey 2023 Sadie model home designed to balance elegant interior space with premium outdoor relaxing space and wow Views! Private covered front entryway, flowing open floor plan, beautiful modern upgrades with designer finishes. Fenced with No direct backdoor neighbors! Minutes to shopping, Starbucks, short commutes to ABQ, Sunport, KAFB, Netflix, Meta.Features upgraded lighting,AC by Carrier, gray tile, dining island, Mohawk carpet. Max curb appeal, rear shade trees, side tandem parking, SUV garage, long driveway. Very popular model plan with keyless entry,SmartHome Cameras, iQ pad, fast fiber, chef ready kitchen, gas range, large pantry, 3 bedrooms, 2 upgraded baths. Fantastic Interior transitions outside to rear extended concrete grilling pad, xeriscaped green gardens, turf rugs. ,

3
BEDS
2
BATHS
1,104
SQFT
0.15
ACRES
$307,005

The Clovis floorplan at Eastland Hills in Los Lunas, New Mexico is a thoughtfully designed single-story home that combines affordability, comfort, and modern open-concept living. Offering approximately 1,337 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for first-time homebuyers, young families, and anyone seeking a low-maintenance new construction home with exceptional value near Albuquerque.

3
BEDS
2
BATHS
1,337
SQFT
0.13
ACRES
$328,460

Experience effortless living and thoughtful design with the Valencia, a spacious single-story floor plan offering 1,781 square feet of well-appointed living space. This four-bedroom, two-bathroom home blends modern functionality with warm, inviting style. Perfect for growing households or those who love to host. From the welcoming covered front porch, step into an airy and open-concept layout where the kitchen, dining area, and great room connect seamlessly, creating a bright and versatile main living area. The kitchen features a large center island with space for seating, ample cabinetry, and a walk-in pantry for convenient storage. The adjacent dining area is ideal for both everyday meals and festive gatherings, while the expansive great room provides a cozy space to relax, with natural light streaming through well-placed windows.

4
BEDS
2
BATHS
1,781
SQFT
0.16
ACRES

1729 Valle Vista Road NW, Los Lunas

Las Terrazas At Fiesta Subdivison Unit 2
$399,000

Mountain views, added privacy, and a beautifully landscaped backyard make this spacious home a standout! Set on a desirable corner lot, this four-bedroom, three-bath home features over 2,000 square feet of living space, generously sized bedrooms with walk-in closets in every room, a versatile loft/flex space, and two additional linen closets offering even more storage upstairs. Located on the ground floor, the primary bedroom offers a private retreat with an en-suite bathroom featuring dual sinks and a walk-in shower. The bright, open-concept living space is complemented by beautiful laminate flooring installed less than a year ago. The kitchen features a spacious island, large walk-in pantry, and stainless steel appliances that were installed in June 2026 and are included with the home. For added peace of mind, the home features a hardwired exterior security system with POE cameras. A full solar panel system helps keep electricity costs low. Outside, enjoy fully landscaped front and back yards, including a completely flat, usable backyard with artificial turf and a built-in fire pit--perfect for hosting or enjoying time with family. With no home directly behind the property, you can enjoy added privacy, beautiful mountain views, and convenient access to the paved neighborhood walking path. Pride of ownership shines throughout this beautifully maintained, move-in-ready home!

4
BEDS
3
BATHS
2,169
SQFT
0.12
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.