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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 407 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Experience the Tranquil & Peaceful Setting in Your Own Oasis in this Single Story Pueblo Style Home that offers Breathtaking Mountain Views set on 1.23 acres. This inviting 3-bedroom,2-bathroom home showcases timeless Southwestern character w/ warm vigas, charming kiva fireplace, & thoughtfully designed wall niches throughout. The spacious Kitchen features a breakfast bar, stainless steel appliances, with ample cabinets and counter space for cooking and entertaining.The well designed floor plan offers privacy with a separate primary suite w/ a walk-in closet and full bath. Plus two additional generous sized bedrooms. Step outside to a covered patio ideal for relaxing or hosting, where you can take in the New Mexico's Beautiful Sunsets. A True Desert Retreat you won't want to miss!

3
BEDS
2
BATHS
1,926
SQFT
1.23
ACRES

The Sophia is a well-designed one-story new home floorplan in Rio Rancho, New Mexico-- where convenience meets charm. Offering 3 bedrooms, 2 bathrooms, and a 2-car garage within 1,420 square feet, the Sophia is tailored for relaxed living with just the right amount of space. Curb appeal shines through with exterior elevation options that reflect a modern desert aesthetic. Inside, the Sophia's layout centers around a fluid, open-concept space that merges the kitchen, dining, and living areas. The kitchen comes equipped with a spacious kitchen island, a decorative tile backsplash, Whirlpool(r) stainless steel appliances and coordinated cabinetry. Large windows bring in natural light, and the generous living space is perfect for winding down or welcoming company.

3
BEDS
2
BATHS
1,420
SQFT
0.13
ACRES

Welcome to 3200 Tazanita! This stunning 4-bedroom, 3-bathroom home offers 2,209 square feet of modern living space. Features a spacious open floor plan with a master suite that provides a private retreat and three additional bedrooms to accommodate family or guests. Garage has 240v for your electric car. Enjoy the convenience of being close to a park, grocery shopping, restaurants, and Presbyterian Rust Medical Center. Schedule your showing today!

4
BEDS
3
BATHS
2,286
SQFT
0.11
ACRES

Welcome to Your Dream Home!Accessed by a private driveway, this extraordinary property offers a tranquil and secluded setting that instantly feels like home. Upon entering the enclosed front courtyard, designed as a peaceful outdoor retreat, you will be welcomed by a stunning grand entrance. Inside, discover an expansive 3,444 square feet of living space adorned with high viga ceilings and freshly polished natural wood floors. The lower level features radiant heated flooring, ensuring comfort during cooler days. Thoughtfully placed windows allow natural light to flood the home, enhanced by custom cedar wood valances and solid wood blinds . The spacious living area exudes elegance, featuring a Kiva fireplace and abundant natural light, showcasing

4
BEDS
4
BATHS
3,444
SQFT
2.83
ACRES

Discover the perfect blend of modern efficiency and stylish design in this brand-new, 2-story attached home. Boasting 1,619 sq. ft. of thoughtfully planned living space, ideal for those seeking a low-maintenance lifestyle without compromising on quality or comfort. Featuring 3 beds / 2.5 bathrooms, providing ample room for families or a home office setup. The heart of the home shines with stunning granite countertops (found throughout the home), central island perfect for breakfast or entertainment. Equipped with stainless steel appliances and sleek tile flooring throughout the main living areas. This home is NM Build Green Gold Certified, ensuring energy efficiency and lower utility costs. Centrally located with easy access to Unser Blvd, you are just minutes away

3
BEDS
3
BATHS
1,619
SQFT
0.07
ACRES

Experience high-quality, sustainable living in this brand-new, 2-story home. Perfectly positioned across from King Meadows Park, this Amethyst floor plan offers a thoughtfully designed layout that balances privacy with open-concept living. This specific unit features the Bedroom 4 option, providing a total of 4 spacious bedrooms and 2.5 bathrooms. The heart of the home shines with granite countertops, a sleek tile backsplash, and stainless-steel appliances. NM Build Green Gold Certified, ensuring superior energy efficiency and lower utility costs. Enjoy the convenience of a dedicated laundry room, a 2-car garage, and a covered back patio perfect for outdoor relaxation. Great for families seeking more space or a prime investment opportunity in a growing area.

4
BEDS
3
BATHS
1,741
SQFT
0.11
ACRES

3652 Queen Court: Discover the perfect balance of open space and functional design in this brand-new, 2-story-attached home featuring the popular Amethyst floor plan, this home is situated in a prime location directly across from King Meadows Park. This version of the Amethyst plan offers 3 spacious bedrooms and a large upstairs loft, perfect for a home office, gym, or second living area. Designed for the home chef with granite countertops & stainless-steel appliances. NM Build Green Gold Certified, ensuring your home is energy efficient & built to the highest environmental standards. Includes a 2-car garage, a dedicated laundry area, and easy-to-maintain yards so you can spend your weekends enjoying the park.Call for your private tour.

3
BEDS
3
BATHS
1,761
SQFT
0.06
ACRES

Experience the pinnacle of modern design and energy efficiency in this stunning Model Home at Sunrise Place. This complete, 2-story attached New Construction home offers 1,619 sq. ft. of beautifully appointed living space, designed for both comfort and style. This special unit comes complete with all appliances including refrigerator and washer/dryer, making your transition seamless. Features granite countertops and stainless-steel appliances. Relax in a generously sized primary bedroom featuring large windows that flood the room with natural light. Proudly NM Build Green Gold Certified, ensuring energy efficiency & long-term sustainability. Perfectly situated with easy access to Unser Blvd. *This is a model home; interior staging/furniture does not convey. Call to schedule your tour!

3
BEDS
3
BATHS
1,619
SQFT
0.07
ACRES

Experience the added privacy and natural light of an end unit in this beautiful brand-new 2-unit building. This complete 2-story attached New Construction home offers a perfectly proportioned 1,619 sq. ft. floor plan designed for modern efficiency and comfort. This 3 bed/2.5 bath, maximizes the living area on the main floor & bedroom sizes upstairs. Cook and entertain with ease on stunning granite countertops & stainless-steel appliances. The zero-maintenance, easy-to-maintain yard so you can spend your time enjoying your new home. NM Build Green Gold Certified, provides long-term energy savings. Centrally located, easy access to Unser Blvd, and placed near shopping, top-rated medical facilities, and dining. Great choice for a first-time buyer or a low-maintenance investment property.

3
BEDS
3
BATHS
1,619
SQFT
0.07
ACRES

Discover enhanced space & versatility in this brand-new, 2-story attached home. As the spacious middle unit this residence offers an expanded 1,915 sq. ft. layout, perfect for those who desire a bit more room to breathe. Enjoy a significantly larger living and dining area, creating an open-concept flow, perfect for hosting gatherings. The second floor features a bonus loft space, the perfect footprint for a home office, gaming zone, or secondary media room. The kitchen is a chef's delight with granite countertops, stainless steel appliances. NM Build Green Gold Certified for energy-savings. Gravel-scaped backyard offers a clean, modern aesthetic with minimal upkeep. Centrally located with easy access to Unser. This is an excellent choice for a growing family or investment.

3
BEDS
3
BATHS
1,915
SQFT
0.07
ACRES

OWNED SOLAR PANELS, 3 CAR GARAGE, AND FULLY LANDSCAPED BACKYARD! Welcome to this beautifully designed Westway Homes Venetian floor plan in southern Rio Rancho. Open concept living, kitchen, and dining area perfect for entertaining. The kitchen offers high-end appliances, designer cabinetry, quartz countertops, a large walk-in pantry, and a butler's pantry. Upstairs, the spacious primary suite includes a private balcony with Sandia Mountain and city light views and a luxurious bathroom with soaking tub and walk-in shower. The oversized 3 car garage provides plenty of space for vehicles and storage, and the fully landscaped backyard is complete and ready to enjoy. Owned solar and a great location near parks, restaurants, Rust Medical Center, and Market Street make this home move-in ready!

3
BEDS
3
BATHS
2,138
SQFT
0.13
ACRES

An exceptional market rarity... DYNAMITE! Regal & upscale well-manicured home discovered on a spacious lot centrally located in Rio Rancho just off 528 & Southern. Plentiful special features include: expensive fully-landscaped easy-care grounds, durable pitched / shingle roof, money $aving PPA solar, thermal windows, cold refrigerated air ideal for hot summer days, backyard access driveway to the 300 square foot separate workshop building, large entry foyer receiving room, 2 living areas, extensively remodeled DREAM kitchen open to the great room, skylights to pour in cheerful natural light, stylish plantation shutters, spacious bedrooms, renovated baths w/zero-clearance roll-in shower and designer bowl sinks, and a peaceful shaded pergola in the private backyard. A must see NOW home!!!

4
BEDS
2
BATHS
2,475
SQFT
0.35
ACRES

Welcome to this stunning Pulte built Firwood model home. Featuring designer accents like tile walls, custom paint, and high-end finishes throughout. The chef's kitchen boasts granite countertops and Whirlpool(r) stainless appliances, opening to a grand gathering room with vaulted ceilings. The first floor owner's suite includes a bay window for natural light and tranquility. Upstairs, a spacious loft plus three more bedrooms/game room for family or guests. Entertain outside with a built-in natural gas BBQ, basketball court, fire pit plus breathtaking Sandia Mountain views. This Build Green NM Silver Certified home includes energy-efficient features like a tankless water heater and Low-E windows. A 4-foot garage extension adds space. See this exceptional home--schedule a tour today!!

4
BEDS
3
BATHS
2,684
SQFT
0.19
ACRES

Welcome to this rare one owner retreat, free from HOA & located in a quiet pocket of Rio Rancho. Home has been lovingly maintained & infused with mountain cottage ambience. You'll find exquisite custom touches throughout such as: durable slate flooring downstairs running up the staircase, a stunning river rock fireplace that anchors the living space with warmth & charm, hand carved posts, custom vigas that celebrate authentic craftsmanship, & inviting window seats that capture the home's welcoming spirit. The kitchen features stainless appliances, stone backsplash, rustic cabinets, spacious island, & bar area finished in flagstone. The primary bedroom showcases a private balcony offering unparalleled views making it a serene retreat for morning coffee or sunset reflection.

3
BEDS
3
BATHS
1,564
SQFT
0.2
ACRES

Welcome to this brand new DR Horton home in Stone Mountain. This home is loaded with upgrades throughout, including beautiful wood tile, 42'' cabinets, waterfall quartz counters, pendant lighthing, floating shelves, over the range pot filler & Jenn Air appliances. You'll love the spacious primary suite and luxury bathroom with large dual sink vanity, freestanding soaking tub, and tiled shower. Living area is spacious and features 11' ceilings. Relax in the peaceful backyard, with a covered patio and low maintenance xeriscaping all around. 3 car tandem garage w/220v outlet for electric cars. ADT Smart Home package with 3 cameras and video doorbell. Owner financing available, contact your realtor for more details. Come see this move in ready home today.

3
BEDS
3
BATHS
1,906
SQFT
0.12
ACRES

Discover refined elegance in this nearly 3,300 sq ft custom home 4-bedroom & 3 bath by Sunstone Estates. Thoughtfully designed to showcase timeless craftsmanship, this residence features striking lighting and custom finishes that add a touch of grandeur throughout this contemporary home. The open, airy layout flows seamlessly into outdoor spaces framed by premier landscaping and Sandia mountain views creating a perfect setting for both entertaining and serene living. This home offers a rare blend of natural beauty and luxury. Schedule your private showing today.

4
BEDS
4
BATHS
3,260
SQFT
0.5
ACRES

A lot of bang for the buck in this well maintained, sparkling clean, home! The same family loved this home for the last 22 years. Now it's your turn! It's a little dated, so add your own touches, and you will have instant equity. RV ACCESS! Huge backyard for your plants, garden and other toys. Sunroom is NOT INCLUDED in the square footage. Conveniently located near restaurants, schools and shopping. Come check it out! The seller does not want to make repairs. Offers will be reviewed on Monday at 5:00. The listing broker cannot share terms of other offers.

3
BEDS
2
BATHS
1,661
SQFT

Spacious and versatile! This home offers rare flexibility in the area! Converted garage provides valuable extra living space that's perfect for a second living room, home office, or gym. With the potential for up to 5 bedrooms or multiple flexible-use areas, the layout can fit all of your needs. Enjoy views of the Sandia Mountains from the backyard! Newer mechanic systems including hot water heater and evaporative cooler. All pipes have been replaced-No poly! Pitched Metal Roof! With generous square footage and room to spread out, this property is a great fit for buyers seeking space and function all in one!

5
BEDS
2
BATHS
1,671
SQFT
0.21
ACRES

Enter this lovely 4bdrm Beauty to find Soaring Ceilings and a Bright Open Floorplan with interesting architectural details. Offering great flow w 2 living spaces and an open concept chefs kitchen boasting gorgeous granite, SS appliances, pantry, a cheery breakfast nook and island perfect for entertaining! Retreat to the owner's suite thru double doors to find designer colors, cathedral ceilings, ensuite with dbl sinks and a big walk-in closet! You will also find a convenient jack-n-jill bathroom with easy access to the other 3 bright and cozy bdrms! The inviting backyard has a covered patio, raised garden beds, & a flagstone slab perfect for a firepit and stargazing! All in the lovely Northern Meadows community close to parks & trails this sweet home is sparkling clean and move-in ready!!

4
BEDS
2
BATHS
1,795
SQFT
0.11
ACRES

Welcome Home! This charming 2-bedroom, 1-bath, 1 car garage home, has been nicely updated from top to bottom, featuring a new roof, new HVAC system (furnace/refrigerated air), new water heater, and the poly pipes have been replaced! Step inside to discover an updated kitchen with new cabinetry, Corian countertops, and stainless-steel appliances, plus a tastefully refreshed bathroom with new vanity and modern fixtures. Enjoy the feel of fresh interior and exterior paint, new carpet, and updated lighting throughout, giving the home a crisp, move-in-ready appeal. Situated on a spacious lot, the backyard offers endless possibilities for landscaping, play areas, gardening, etc. This delightful property is full of potential and ready to welcome you home! Backyard acces.

2
BEDS
1
BATHS
865
SQFT
0.2
ACRES

This beautiful Northern Meadows home is a must-see, showcasing true pride of ownership throughout. The kitchen features a stylish glass tile backsplash, while the downstairs boasts elegant laminate wood-look flooring that adds warmth and durability. All appliances convey, including the refrigerator, washer, and dryer, making this home truly move-in ready. Enjoy added privacy with no neighbors behind, as the property backs up to open space. Stay comfortable year-round with two refrigerated air units, perfect for those hot summer days. Inside, you'll find two spacious living areas ideal for entertaining, relaxing, or gathering with family and friends. The oversized primary bedroom offers plenty of space to unwind and includes separate his-and-hers closets for ample storage. This well-

4
BEDS
3
BATHS
2,349
SQFT
0.12
ACRES

Beautifully maintained 3-bedroom, 2-bath home situated on a desirable corner lot with no HOA restrictions. This inviting property offers a perfect blend of comfort and functionality, featuring a spacious and well-designed layout ideal for both everyday living and entertaining. The home has been thoughtfully cared for, showcasing pride of ownership throughout. Enjoy the added privacy and curb appeal of a corner lot, along with the freedom and flexibility that comes with no HOA. A wonderful opportunity to own a move-in ready home in a great location.

3
BEDS
2
BATHS
1,393
SQFT
0.13
ACRES

Custom-built 2 year old Modern Pueblo home on a spacious 1/2-acre lot with thoughtful upgrades throughout. This home offers an open layout with 12-ft ceilings in the main living areas and tile flooring throughout--no carpet. The kitchen includes a large granite island with a farmhouse sink, custom soft-close cabinets with built-in storage, Samsung stainless steel appliances (WiFi-enabled cooktop, microwave/oven combo, and refrigerator), a marble backsplash, and a skylight for natural light. The living room features an electric fireplace, built-in cabinetry, and sliding doors leading to the patio.The primary suite includes private patio access, dual walk-in closets with custom shelving, and a spacious bathroom with a walk-in tiled shower (dual valves), freestanding tub, and double vanities.

3
BEDS
3
BATHS
2,620
SQFT
0.48
ACRES

Don't miss this fully renovated townhome in the heart of Golden West 55+ community. Every detail has been addressed -- new TPO roof, thermal double-pane windows, fresh paint, new baseboards, vinyl flooring, updated hardware, and modernized electrical & plumbing fixtures. The kitchen shines with stainless steel appliances, making this one truly move-in ready. Nestled in a prime walkable location, your steps from shopping, grocery stores, and banks -- convenience at your doorstep. This is the one you've been waiting for. Schedule your showing today!

2
BEDS
2
BATHS
1,105
SQFT
0.01
ACRES

Welcome to 4528 Skyline Loop NE, an exceptional home that stands out as one of the finest in the area. With over $70,000 in updates, upgrades, and improvements, this beautifully enhanced residence offers quality, comfort, and lasting value. Enjoy fully paid-off solar and a paid-off water softener, along with a stunning outdoor retreat featuring a deck with pergola, pond, sprinkler system, and outdoor ceiling fan. Interior enhancements add both style and function, and most furnishings may convey for a possible turnkey opportunity. Seller is offering a $5,000 buyer concession with a strong offer. A rare chance to own a truly standout property.

4
BEDS
2
BATHS
1,959
SQFT
0.15
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.