FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 486 listings in Rio Rancho.
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Welcome to 2439 Camino Catalonia! Offering an impressive 3,790 sq. ft. of living space, this spacious 4-bedroom plus office, 3-bath home is an excellent opportunity for first-time buyers, growing households, or investors looking for a turnkey property in Rio Rancho. Enjoy new flooring throughout, generous living spaces, and plenty of room to make this home your own. Step outside to a beautifully landscaped backyard, perfect for entertaining, relaxing, or enjoying New Mexico evenings. With a respectable offer, the home can also come furnished, making for an easy move-in or ready-to-go investment opportunity. With its size, updates, and move-in-ready appeal, this is a property you won't want to miss!
Welcome home to this well-maintained 4 BEDROOM, 3 BATH home in the highly desirable Cabezon community! Designed with room to spread out, this home offers the extra space today's buyers are looking for, with vaulted ceilings, abundant natural light and a comfortable layout. The spacious primary suite is thoughtfully separated from the additional bedrooms, creating a private retreat, complete with a MASSIVE walk-in closet. The updated kitchen shines with granite countertops, stainless steel appliances and a functional island perfect for meal prep, homework or gathering with family and friends. Refrigerated AC keeps summers comfortable, while the gas log fireplace adds warmth and ambiance. Step outside to a fully landscaped backyard with high walls for privacy and a sliding door off the kitchen for easy outdoor living. Just minutes from local parks, schools, restaurants, shopping and health facilities, this is a home you'll be excited to call your own!
Beautiful Brownstone floorplan is featuring an open-concept floor plan that seamlessly connects the spacious great room, gourmet kitchen, and dedicated dining area, making it perfect for entertaining. Enjoy an oversized laundry room, upgraded tile flooring, elegant 8-foot interior doors, and an expansive backyard with plenty of room to relax, play, or create your dream outdoor living space. Designed for comfort, convenience, and effortless everyday living. Must see today!
Ready Now! Don't miss this stunning Pulte Gateway home offering the perfect blend of style, comfort, and convenience. This highly desirable open-concept floor plan is filled with natural light from expansive windows and features quality finishes throughout. The gourmet kitchen includes a gas cooktop and is designed for both everyday living and effortless entertaining. Enjoy added privacy and outdoor possibilities in the oversized backyard, while the low-maintenance front landscaping makes ownership easy. Ideally located near the community park with quick access to shopping, dining, and daily conveniences. Move-in ready opportunities like this are limited. Schedule your showing today before it's gone!
Our Model Yucca Floor plan is now ready to sell! This wonderful home is located in one of Rio Rancho's highly sought after Communites, Los Diamantes. Enjoy the popular Yucca home that boasts natural light throughout with oversized windows along with the oversized center sliding glass door. You will be amazed at the high cathedral ceiling at the gathering room! The primary suite is located on the main level. You will enjoy cooking in the upgraded chefs kitchen . The kitchen will include built in gas cooktop along with Stainless steel oven/microwave. The backyard will give ample room for backyard BBQ's and family gatherings and will come fully landscaped. Come out and see us today!
ONE FULL ACRE with room to live, work, park and play! This spacious 4-bedroom, 2-bath Rio Rancho property offers an impressive combination of land, garage and workshop space, solar, mature landscaping, and beautiful New Mexico views and sunsets.The home is permanently affixed to the land and features a generous open floor plan with two separate living areas, a large kitchen with center island, abundant cabinetry and counter space, and plenty of room to gather and entertain.Outside is where this property truly sets itself apart. A welcoming courtyard is surrounded by mature landscaping and numerous fruit trees, with plenty of usable space throughout the acre. The property includes an attached 2-car garage, dedicated RV garage, and separate workshop, offering exceptional space for vehicles, an RV, boat, trailers, tools, and recreational toys.With room to spread out, work on projects, store your toys, and enjoy the outdoors, this property offers a combination of space and versatility that's hard to find. Come enjoy the big skies, peaceful private setting, and spectacular New Mexico sunsets from your own acre in Rio Rancho.
Welcome to the Venice floor plan by D.R. Horton! This thoughtfully designed home features 3 bedrooms, 2.5 bathrooms, and a spacious 3-car tandem garage. The open-concept layout offers a seamless flow between the great room, dining area, and chef-inspired kitchen, creating an inviting space ideal for everyday living and entertaining. With generous living spaces, functional design, and modern finishes throughout, the Venice offers the perfect blend of comfort and style. Ask about current builder incentives, pricing, and available inventory!
This beautiful and spacious Cabezon home has an amazing open-concept layout with lots of natural light and soaring ceilings. There are many rooms that can be used as different flex spaces such as formal dining, formal living, office, guest room, playroom etc. The kitchen has corian countertops, stainless steel appliances, and lots of cabinet space. There is brand new carpet throughout the upstairs. The primary bedroom is very large, and the primary bathroom has been updated with new vanity and tile. The backyard is a beautiful oasis and includes a hot tub. Cabezon community has a pool close by, and walking trails and parks throughout. Close to Albuquerque for your commute.
Welcome to the Inspiration by D.R. Horton! This stunning floor plan offers 3 spacious bedrooms, 3 full bathrooms, plus a dedicated office space perfect for working from home, a study, or a flexible bonus space.The expansive open-concept design creates a seamless flow between the kitchen, dining, and living areas, making this home ideal for both everyday living and entertaining. Thoughtfully designed with comfort, functionality, and modern living in mind, the Inspiration has the space and versatility you've been looking for. Ask me about our current incentives, and additional available inventory! Come out and see why this could be the perfect place to call home!
Beautifully designed home in a prime Rio Rancho Location! The open concept kitchen features stone countertops, stylish cabinet hardware , custom lighting and a spacious pantry- flowing seamlessly into the living and dining areas, perfect for everyday living and entertaining. The main level offers a convenient bedroom and 3/4 bath ideal for guests or multigenerational living. Upstairs has 3 additional bedrooms, 2 baths and another generously sized versatile living space. Tandem 3 car garage gives you ample storage. BIG savings here the professionally landscaped backyard is DONE for your and provides the perfect canvas for relaxation and enjoyment . Super location offers quick access to shopping and dining.
Welcome to 4225 Crowned Eagle Loop NE! Built in 2024 by Hakes Brothers, this beautifully maintained single-story home offers 3 bedrooms, 2 bathrooms and approximately 1,649 square feet of thoughtfully designed living space. Step inside to a bright, open floor plan where the spacious kitchen takes center stage with crisp white cabinetry, granite countertops, stainless steel appliances, a stylish backsplash and an oversized island with abundant seating-perfect for everyday living and entertaining.The kitchen flows seamlessly into the dining and living areas, while the great room is highlighted by an impressive tray ceiling, recessed lighting and an abundance of natural light. The spacious primary suite offers a comfortable retreat with a generous bath featuring dual sinks and plenty of counter and storage space.Refrigerated air, energy-efficient windows, contemporary finishes and a two-car garage add to the home's comfort and convenience. Outside, enjoy a covered patio, private walled backyard and low-maintenance Southwestern landscaping.Modern, move-in ready and only two years young, 4225 Crowned Eagle Loop delivers the feel of newer construction without the wait. Come see it for yourself!
Welcome to this beautiful, move-in ready home situated in the desirable Northern Meadows community, complete with refrigerated A/C to keep you cool and comfortable. Inside, you will find a freshly painted interior complemented by brand-new carpet. The heart of the home features a well-appointed kitchen outfitted with rich granite countertops, ample cabinet space, and a convenient breakfast bar ideal for quick meals and casual entertaining. A main-floor half-bath adds extra convenience for guests. Upstairs, the primary suite serves as a peaceful retreat, highlighting an ensuite bathroom complete with a dual-sink vanity, large closet and a tranquil garden soaking tub.Out back, enjoy an expansive backyard fully enclosed with privacy block walls and a custom metal gate--offering a private setting for outdoor activities and relaxation. Low-maintenance front landscaping features shade-providing mature trees, adding great curb appeal. Located just moments from a nearby park, this property perfectly combines modern updates with exceptional outdoor living. PROFESSIONAL PHOTOS ARE IN PROCESS.
Instant Equity! 2 Recent appraisals showed at $328,000. Full home, chimney and termite inspection available! Charming Rio Rancho home situated on a spacious .26-acre lot, featuring mature trees and a pergola! Backyard access ideal for an RV, camper, boat, or additional vehicles. Inside, you'll find luxury wood-like vinyl flooring installed in 2023, updated light fixtures, granite countertops, and a warm living area highlighted by classic Saltillo tile and a cozy wood-burning fireplace. Recent mechanical updates include a new furnace (2021), evaporative cooler (2022), and refrigerator (2025), providing peace of mind for years to come. Complete with a 2-car garage and conveniently located near schools, shopping and restaurants. This inviting property offers comfort, character, and space both inside and out.
Brand New Construction, ask about $20,000 flex cash! can be used for upgrades, back yard landscape, interest rate buy downs and more!!!!3 car tandem garage! Step into the Yellowstone - a brand new, DR HORTON home. Beautifully crafted new construction home with an open-concept layout perfect for modern living. This single-story design offers 4 spacious bedrooms and 2.5 baths. With over 2,000 sq. ft. you'll love the seamless flow between the kitchen, dining, and living areas - ideal for entertaining or everyday comfort. Upgraded kitchen with stainless built in appliances and an island. Grey wood look plank tile floors throughout home except luxury carpet in bedrooms. Deep Grey 42 inch cabinets are NICE. Big covered patio, Located in desirable Lomas Encantadas, Rio Rancho, this home blends style, space, and convenience in one smart design. (photos of model home colors vary)
Just like new! Step into this 2 year old DR Horton and enjoy the simplicity of the layout. The open floor plan flows for both entertaining and easy living with a spacious living room and well appointed kitchen. The primary suite is separate and has a large en-suite with walk in shower and huge closet. The additional 2 bedrooms are well sized and have a private bathroom space. Enjoy the lanscaped backyard with room for a BBQ grill with its own gas line. Some of the upgrades include all Tile floors in the living, dining, and kitchen area plus stainless steel appliances! Quick access to 550 and all of Rio Rancho, plus Los Alamos and Santa Fe. There is a low cost HOA but NO PID!
This Popular like new, 4 Bedroom Onyx Floor Plan from Twilight Homes of New Mexico offers a great location, fabulous quarter acre lot, & terrific value! The opportunity to own a newly constructed home (finished Spring of 2025) with no PID and wonderful living spaces, beckons. No Wait for build out.Kitchen features Granite Counter tops, a large island with room for seating, and a pantry. The family room is spacious and has storage. The separate dining room leads to a covered patio area. Master has a large en suite bathroom with walk in shower and ample walk in closet. Laundry room is upstairs with built in storage. 3 additional bedrooms and a well lit full bathroom round out the second level. Looking for an awesome backyard space-this is your home! Plenty of room for fun, relaxation, outdoor structures...Possibilities abound! Backyard zeroscaped. Home is virtually staged in two photos by 3D Casas.
Discover Scottish Isle - Affordable Living in the Broadmoor Corridor - Experience the perfect blend of affordability and convenience at Scottish Isle, located in the rapidly growing Broadmoor Corridor. This community is ideal for anyone at any stage of life, with a variety of floor plans and proximity to excellent schools, expanding businesses, and recreational amenities like parks and the Aquatic Center. Scottish Isle offers residents a vibrant lifestyle with easy access to daily necessities and leisure, all within minutes of your doorstep. Choose from our diverse range of modern and efficient homes, designed to meet your needs and exceed your expectations. Visit Scottish Isle today and find your place in one of Abrazo's most accessible communities!Proposed Listing: Pictures included are of the Model Home, which has several upgrades. Pricing reflects the base pricing.
Welcome to this beautifully refreshed Hakes Brothers home, where thoughtful design, generous living spaces, and captivating views create a wonderful place to call home. Featuring four spacious bedrooms, two full bathrooms, and a powder room, this residence offers the perfect blend of comfort, style, and functionality. Step inside to an open and airy interior enhanced by impressive 9-foot ceilings throughout, with soaring 10-foot ceilings in the living room adding an extra sense of space and elegance. Large living areas provide plenty of room for relaxing, gathering, and entertaining, while views of the Sandia Mountains and Albuquerque create a beautiful backdrop to everyday living. At the heart of the home, the inviting kitchen features stainless steel appliances, including a recently updated oven and microwave, ample workspace, and a layout designed for both everyday meals and entertaining. Whether preparing a quiet dinner or hosting family and friends, this kitchen is ready to inspire your inner chef. Recent improvements, including fresh interior paint and updated flooring, give the home a clean, modern, move-in-ready feel. The four-bedroom layout provides excellent flexibility for guest rooms, a home office, fitness space, or whatever best suits your lifestyle. Outside, enjoy the beauty of New Mexico living with mountain and city views, along with convenient access to nearby walking paths. Shopping, dining, and everyday amenities are just minutes away, offering the ideal balance of peaceful residential living and convenience. With its elevated ceilings, spacious floor plan, recent updates, beautiful Sandia Mountain views, and desirable location, this Hakes Brothers home has so much to offer. Come experience the space, views, and lifestyle for yourself--schedule your private showing today!
Discover this charming residential home, built in 2025 and nestled on a spacious .34 acre lot. Boasting 3 bedrooms and 1 and 3/4 baths, this 1,516 sq. ft. residence is thoughtfully designed for today's lifestyle. The open floor plan enhances the home's inviting ambiance, featuring a combined living and dining area that seamlessly integrates with the contemporary kitchen, which showcases stainless steel appliances, sleek granite countertops, and a practical kitchen island. Additional highlights include a 2-car garage, refrigerated air, and ceiling fans for year-round comfort. Please be aware that the sale of this property is subject to short-sale approval, providing an exciting opportunity for buyers.
Welcome to this spacious and beautifully maintained Cabazon home offering 2,685 square feet of comfortable living space. Featuring three bedrooms, 2.5 bathrooms, and a three-car garage, this home provides a versatile floor plan designed for both everyday living and entertaining.The main level boasts two separate living areas, giving everyone room to spread out, while the upstairs loft offers the perfect space for a home office, media room, play area, or additional living space. Recent updates provide added value and peace of mind, including brand-new carpet throughout the home, a new dishwasher, added attic insulation for improved energy efficiency, and a new water heater installed in 2025.Situated on a corner lot, this property offers plenty of outdoor space for gardening, recreation, or future customization. Enjoy a prime location directly across from neighborhood parks and just minutes from schools, shopping, and dining options. Residents also enjoy access to a public pool, multiple parks, and an extensive network of walking paths that make it easy to enjoy the outdoors and connect with neighbors.This is a fantastic opportunity to own a move-in-ready home in one of Rio Rancho's most amenity-rich communities.
There's a creative energy to this well-loved home - and perhaps that's no surprise. For years, it has been home to a respected local theater director and producer, with countless shows discussed, dreamed up, and brought to life around the kitchen and dining room table. It's a home made for gathering, creating, and entertaining.The open kitchen with island, pantry and breakfast nook flows easily into the living room, while the dining room and separate living room gives everyone space to spread out. Arched doorways add warmth and character, and the covered patio extends the living space outdoors - perfect for parties, quiet evenings, or the occasional post-show celebration.The primary suite offers a walk-in closet and a relaxing soaking tub, with three additional bedrooms and a second full bath completing the floor plan. And then there's the bonus: a three-car garage, with that third bay just waiting to become a workshop, hobby space, studio, or totally awesome man cave! Well cared for and full of good memories, this home has played host to a lot of creativity over the years. Now it's ready for its next act.
Mature fruit trees, backyard acess, and classic brick construction are just a few of the highlights of this well-maintained home! Move-in ready and located in a convenient area close to shopping, dining, and everyday amenities. Enjoy the oversized lot and established fruit trees, perfect for relaxing or entertaining. The seller is also willing to provide a flooring credit with an acceptable offer, giving the new owner an opportunity to add their own personal touch. A great home in a great location, come take a look!
This inviting Rio Rancho home offers a spacious, comfortable layout with tile flooring throughout the main living areas, a large living room, and a bright dining space featuring a cozy wood-burning stove. The kitchen has been nicely updated with gray cabinetry, modern countertops, and a subway tile backsplash. Outside, enjoy a large backyard with a covered patio, artificial turf, mature trees, and plenty of room to relax or entertain, plus additional outdoor storage or garage. With generous indoor and outdoor space, this home offers comfort, functionality, and plenty of potential to make it your own.
NEW ROOF AUGUST 2026! This well-maintained Northern Meadows home combines a smart single story floor plan with updates in all the right places. Offering 3 bedrooms PLUS a dedicated Flex Room to Function as You See Fit. The light-filled, open layout features wood look tile throughout the main living areas with carpet only in the bedrooms. The kitchen has been refreshed with updated countertops and backsplash, stainless steel appliances and additional cabinetry for extra storage. The private primary suite is separated from the secondary bedrooms and features high ceilings, a large walk-in closet and garden tub. Step outside to a nicely landscaped, walled backyard designed for relaxing and entertaining, complete with a covered patio, gazebo and storage shed. Refrigerated air, attached garage and a convenient Northern Meadows location complete the package.
Gated community! This single level home features an office + a flex space making the interior both functional and separate! The Manzanita floor plan from Pulte is a crowd pleaser! Walk in shower in the primary bathroom. Massive sliding doors reveal the landscaped backyard! Appliances convey including an EV charger, tankless water heater and Flow-Tech water treatment system! Enjoy a gated front porch with an open concept floorplan that is move in ready! The backyard is thoughtfully designed. Enjoy community pools, fitness center and trails to explore!
Phenomenal Sandia Mountain views and a private cul-de-sac location! This updated single-story 4-bedroom, 2-bath offers comfortable living with an open, light-filled floor plan. High ceilings and clerestory windows bring in an abundance of natural light, while updated flooring adds a fresh, modern feel. The primary suite features an updated master bathroomOutside, enjoy RV parking with power, covered and open patios, and low-maintenance yards with plenty of room to relax, entertain, or create your own outdoor space. A rare combination of space, privacy, convenience, and forever Sandia Mountain views--come see what makes this home special!
BUILD YOUR DREAM HOME - PROPOSED NEW CONSTRUCTIONOpportunity awaits on this spacious 1/2-acre lot in Rio Rancho, featuring proposed plans for an impressive 3,016 sqft. custom home. The seller is an established, experienced builder offering the buyer an opportunity to tailor the home to fit their needs and personal style! 4-bedrooms, 3-baths and a 3-car garage. 10 year structural warranty and more....
This inviting Rio Rancho home offers a bright, open layout with vaulted ceilings, plenty of natural light, and comfortable living spaces throughout. The kitchen provides ample cabinet and counter space, a breakfast bar, and an adjoining dining area that flows nicely into the main living room. Enjoy refrigerated air for year-round comfort, spacious bedrooms, and a dedicated laundry area. Out back, you'll find a beautifully maintained backyard featuring a covered patio, artificial turf, and plenty of space to relax, entertain, or enjoy New Mexico evenings. The low-maintenance landscaping makes both the front and backyard easy to enjoy. Clean, comfortable, and move-in ready! This is a great opportunity to call Rio Rancho home!
WOW! BEAUTIFUL NEW CUSTOM! 1/2 ACRE! LIGHT & BRIGHT! NEW CINDER BLOCK WALL * LIGHT LANDSCAPING! STAGED & SHOWS AMAZING, GREAT VALUE 4 THE $$$ BUYERS WILL APPRECIATE! EXTRA INSULATIONPRIVATE LOT WITH ROOM FOR A CASITA OR LARGE SHOP. ONE-STORY LIVING + BONUS REC ROOM LOCATED ABOVE THE GARAGE. NO HOA OR PID! ALL-NEW CINDER IN FRONT COURTYARD SPACE! On-demand water system, striking two-tone exterior, metal roof, abundant natural light, & no carpet in the main living areas. High-end finishes include soft-close cabinetry, sleek hardware, a well-appointed kitchen with an island bar, SS UPGRADED appliance package, finished garage. The primary suite has a spa-like retreat featuring dual vanities, a soaking tub, & a gorgeous walk-in shower. Bathrooms feature floor-to-ceiling tile surrounds, FRESH landscaping! VIEWS! CIRCULAR DRIVE CAN BE INSTALLED AROUND 1/2 LOT ! VERY UNIQUE. SET BK 90 FT TO CAPTURE AMAZING VIEWS!
The Bosque floorplan at Tierra Del Oro in Rio Rancho, New Mexico is a thoughtfully designed single-story home that delivers the perfect balance of space, functionality, and value. Offering approximately 1,649 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for buyers looking to step up from entry-level living while remaining within reach of Albuquerque.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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