FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 392 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Some of the BEST VIEWS in Rio Rancho! This home sits in a perfect position to enjoy breathtaking Sandia views all the way from Placitas to Downtown ABQ. The home is surrounded by windows to enhancing your views and bring in plenty of natural light. This is truly a custom NM style home with high ceilings, vigas, saltillo tiles, turquoise colored features, wooden trim and adobe walls. Enjoy the peace and serenity of your private patio oasis with the sounds of the calming fountain. This lot comes with plenty of land to build a dream home, casita, or subdivide to your preference. Opportunities like this do not come around often, make sure you take a look at this home ASAP. It is ready to be yours!
Welcome to this beautifully maintained townhome in the gated Astante at Cabezon community! Thoughtfully designed with an open-concept floor plan, this home is filled with natural light and offers inviting living spaces that are perfect for both everyday living and entertaining.The spacious primary suite offers a private retreat with a generous walk-in closet and en-suite bath, while the additional bedroom provides flexibility for guests, a home office, or hobbies. Step outside to enjoy your private outdoor space, perfect for relaxing or enjoying New Mexico's beautiful weather.Situated in the Astante at Cabezon community, this home is close to parks, walking trails, shopping, dining, and other local amenities.
Enjoy this combination of space, comfort, and convenience in a brand-new manufactured home situated on a full acre of land. Offering 4 bedrooms and 2 bathrooms, this thoughtfully designed home features an open floor plan, a spacious kitchen, and refrigerated air for year-round comfort. The home is set on a permanent foundation, making it eligible for FHA and VA financing. A detached 2-car garage provides plenty of room for vehicles, storage, or a workshop. Connected to city water, you'll enjoy the convenience of no water hauling. Located within the highly sought-after V. Sue Cleveland High School district, this property offers peaceful country-style living with easy access to nearby amenities. This move-in-ready property is a rare opportunity to own a brand-new home with room to grow.
Beautiful 3-bedroom, 2-bath home with a 2-car garage located in Rio Rancho, NM, set on a spacious 0.25-acre lot. Thoughtfully maintained, this home blends comfort and efficiency with solar power, refrigerated air, and ceiling fans throughout. The kitchen is fully equipped with all major appliances, and a dedicated laundry room includes a washer and dryer for added convenience. The primary suite features a walk-in closet and an ensuite bathroom with a double vanity and walk-in shower. Outside, the walled backyard offers privacy and includes a covered patio with ceiling fans, creating a practical outdoor space for everyday use and gatherings. With its functional layout, generous outdoor space, and inviting atmosphere, this home delivers a welcoming feel from the moment you arrive.
Discover a gem in the heart of Mountain Hawk! This beautifully designed home combines comfort with cutting-edge smart home technology. Enjoy sipping your morning coffee on the charming covered porch while you admire stunning views of the Sandia Mountains. Stay eco-friendly and save on energy costs with fully owned solar panels. The spacious garage is outfitted with LED lights and helpful storage racks, ensuring that everything has its place. Additionally, a security system is included for your peace of mind. This wonderful opportunity to own a home in a fantastic area won't last long!
This Rio Rancho beauty offers comfort, updates, and great space throughout. Enjoy Refrigerated Air, a Newer Roof (2022), and a fully landscaped backyard perfect for relaxing or entertaining. The home features a formal dining room, formal living room, and an inviting kitchen layout that opens to the backyard. Upstairs, a great-size loft provides flexible space for a second living area, office, or playroom. The primary suite includes a walk-in closet, and recent upgrades include a newer water heater, washer, dryer, refrigerator, and an ADT alarm system. All appliances stay, making this home truly move-in ready. Conveniently located near Sandoval Regional Medical Center, Cleveland high school, grocery, gas, and everyday amenities. Schedule your showing ASAP!
Why wait to build? Completed in 2024, this move-in ready Rio Rancho home offers modern style, flexible living spaces, and mountain views without the wait. A dramatic two-story entry with soaring ceilings welcomes you into an open-concept floor plan filled with natural light. The spacious kitchen features granite countertops, a large island with bar seating, walk-in pantry, and seamless flow to the living and dining areas. Offering 3 bedrooms plus a flexible office or 4th bedroom and an oversized loft, there's room for every lifestyle. The private primary suite boasts a walk-in closet, mountain views, and balcony access. Outside, enjoy a low-maintenance backyard with turf, covered patio, hot tub pad, and space to relax or entertain. Stylish, nearly new, and move-in ready!
Discover easy living in this charming home designed for comfort and functionality. The eat-in kitchen overlooks the living area, with a partial wall that creates defined spaces while maintaining an open, connected feel. Natural light enhances the welcoming interior, and easy-care flooring throughout the main living areas adds style and convenience. Step outside to a low-maintenance backyard with plenty of space to unwind, entertain, or create your own outdoor retreat. Located near parks, trails and Rio Rancho Events Center. Ideal for first-time buyers, those looking to downsize, or investors seeking a move-in-ready opportunity with lasting value. Schedule your private showing today and discover all the charm this Home Sweet Home has to offer.
Beautiful 2023 custom home situated on a spacious 0.71-acre lot in the desirable Vista Entrada area of Rio Rancho. This thoughtfully designed 4-bedroom, 2.5-bath home offers 2,211 sq. ft. of open-concept living with quality 2x6 construction, synthetic stucco, and a 3-car garage. The gourmet kitchen features granite countertops, stainless steel appliances, soft-close cabinetry, a farmhouse sink, and a large island overlooking the living room with a gas fireplace. The private primary suite offers a spacious walk-in closet and ensuite bath. Enjoy the covered patio with a gas stub for grilling, backyard access, and room to relax or entertain. No HOA and conveniently located near shopping, dining, and Hwy 550.
Modern, All-Electric & 1/2 Acre Rio Rancho New Construction! Welcome to the Santa Fe Plan by Amreston Homes. Sprawl out in this 1,888 sq. ft., 4-bed, 2.5-bath home blending space, Build Green NM standards, and immense all-electric efficiency. The bright, 9' ceiling open layout features granite counters, main-area tile, and 2'' white faux blinds. The kitchen boasts a large island, walk-in pantry, and premium cabinetry upgraded with dovetail, soft-close drawers and sleek satin nickel hardware. This home also has a great sized covered patio, soft water readiness, and a hot water recirculation pump. Sited on a 1/2-acre lot, it includes 200 linear feet of block wall with massive space for your RVs/ATVs. Est. completion November 2026. Tour today!
Highly sought-after Rivers Edge neighborhood! This rare corner-lot property delivers the space, upgrades, and lifestyle buyers are searchingfor. Sitting on .37 of an acre with backyard access, incredible views, and a quiet neighborhood setting, this home stands out from the moment you arrive. Inside,you'll find a well-cared-for home packed with value, including solar panels, stainless steel appliances, a recent HVAC upgrade, and a newer shingle roof for added comfort and efficiency. The oversized yard offers endless possibilities! Room for toys, entertaining, gardening, or creating the backyard of your dreams. Opportunities like this in Rivers Edge don't come around often. Move-in ready and loaded with potential, this home is one you won't want to miss!
Modern, All-Electric New Construction on a 1/2 Acre! Welcome to the Olive Plan by Amreston Homes. Discover the perfect balance of size, efficiency, & outdoor freedom in this 1,523 sq. ft., 3-bedroom, 2-bathroom home. Built to the standards of NM Build Green, this fully all-electric design delivers immense energy efficiency & long-term utility savings. Step inside to a bright, open-concept layout accented by granite countertops throughout, durable tile flooring spanning the main living spaces, & a cohesive design package featuring striking black hardware, lighting, fixtures & 2'' white faux wood blinds throughout. Situated on a sprawling half-acre lot, this property includes 200 linear feet of block wall, leaving you ample space to park your RVs, ATVs, & outdoor toys. Call and tour today!
Situated on a nearly half-acre corner lot with side yard access and backing directly to a beautifully maintained park, this fully remodeled home is move-in ready. Inside is highlighted with wood-look laminate flooring throughout with no carpet. Beautiful kitchen with updated cabinets, stainless steel appliances, tile backsplash, center island, pendant lighting, and pantry. Major updates include a newer roof, windows, furnace, recessed canned lighting in every room and refrigerated air. Spacious laundry room that will make you enjoy to do your laundry. Outside your dreams come true with backyard access and a 25' x 12' heated and cooled workshop and additional storage shed for all your hobbies, projects, or extra storage. This one is a rare find!
Modern, All-Electric & 1/2 Acre Rio Rancho New Construction Home ~ Welcome to the San Juan Plan by Amreston Homes: This 1,651 sq. ft. all-electric home blends immense energy efficiency with Build Green NM construction. Home is situated on a half-acre lot with low-maintenance front yard landscaping, with 200 linear feet of block wall included, and ample room for RVs/ATVs. The open concept home features kitchen with island, stainless steel appliances, & upper/lower cabinetry. Granite countertops span throughout the entire 3-bed, 2.5-bath layout. Modern color palette finishes, great sized covered patio, soft water readiness, and a hot water recirculation pump. Live efficiently, live boldly. Call today for your exclusive showing.
Stunning new construction luxury home in one of Rio Rancho's most sought-after and rapidly growing communities. Situated on a beautifully landscaped half-acre lot with breathtaking Sandia Mountain views, this move-in-ready 5-bedroom, 3-bath residence offers exceptional design and comfort. The expansive open-concept floor plan is filled with natural light and anchored by a sleek contemporary gas fireplace. The gourmet kitchen features premium appliances, elegant finishes, & a spacious walk-in pantry. Retreat to the oversized primary suite complete with a spa-inspired bath, vanity area, and custom built-ins inside the impressive walk-in closet. Generously sized secondary bedrooms provide comfort and flexibility. Conveniently located near Rust Medical Center, shopping, dining & entertainment.
Welcome to this spacious home located in Enchanted Hills offering views of the Sandia mountains, 4 bedrooms, 3 car garage, refrigerated air, and RV/side parking! This functional layout provides comfortable living space with great natural light. Step outside to a lovely backyard with a covered patio, and low maintenance landscaping. Conveniently located near shopping, dining, schools and parks. Come check out this spacious house today!
Welcome to Amreston's San Juan Plan: This 1,651 sq. ft. all-electric home blends immense energy efficiency with NM Build Green construction. Home is situated on a half-acre lot with low-maintenance front yard landscaping, with 200 linear feet of block wall included, and ample room for RVs/ATVs. The open concept home features kitchen with island, stainless steel appliances, & upper/lower cabinetry. Granite countertops span throughout the entire 3-bed, 2.5-bath layout. Modern color palette finishes, great sized covered patio, soft water readiness, and a hot water recirculation pump. Live efficiently, live boldly. Call today for your exclusive showing. Estimated Completion October 2026.
Imagine swimming year-round in your own sun-filled indoor heated pool, surrounded by walls of windows that bring in natural light and create a space designed for relaxation, exercise, and everyday enjoyment. This single-story home backs to open space, offering privacy, sunset skies, and Sandia Mountain views from the pergola-covered patio. Recent updates include new carpet, replaced poly pipes, refrigerated air, solar, and updated kitchen and baths. The attached 2-car garage, backyard access, and 50-amp RV service add flexibility for hobbies, vehicles, and storage. Conveniently located near Rio Rancho High School, High Resort Park, walking trails, dog park, sports fields, shopping, dining, and Target.
Modern, All-Electric & 1/2 Acre Rio Rancho New Construction home: Welcome to the Olive Plan by Amreston Homes. Discover the perfect balance of size, efficiency, and outdoor freedom in this stunning 1,523 sq. ft., 3-bedroom, 2-bathroom home. Built to the standards of NM Build Green, this fully all-electric design delivers immense energy efficiency and long-term utility savings. Step inside to a bright, open-concept layout accented by sleek granite countertops throughout and durable tile flooring spanning the main living spaces. Situated on a sprawling half-acre lot, this lot features and includes 200 linear feet of block wall with ample space for you to bring your RVs, ATVs, and outdoor toys. Call today about your exclusive showing/tour. Estimated completion October 2026.
Experience luxury living in this custom 2,501 sq. ft. home on a scenic 1-acre view lot. Designed with quality 2x8 construction, R-60 insulation, soaring 10' ceilings, and a 16' cathedral ceiling in the great room. The gourmet kitchen features a 14' granite island, dual refrigerators, 48'' industrial double oven, butler's pantry with wine cooler, and soft-close cabinetry. Elegant herringbone wood-look tile, shiplap, and wood beam accents enhance the interior. Flexible office or 4th bedroom, 3 baths including a Jack-and-Jill, and an oversized 3-car insulated garage. Enjoy a covered patio, tankless water heater, reverse osmosis system, paved driveway, and striking modern exterior with Andersen windows and Pella sliding doors.
Great home in the Northern Meadows Subdivision. Top Rated Rio Rancho Schools! Beautiful parks & trails for the family. Great floorplan. GREAT views! Home backs to an arroyo, you can enjoy those spectacular Sandia Mountain views & scenic sunsets! Inviting gazebo/pergola to entertain & enjoy the views. Enjoy a functional, well-designed layout w/ comfortable living spaces & thoughtful updates that make daily living easy & enjoyable. An open kitchen & living room. Perfect for both everyday living & entertaining, Generous master bedroom. Spacious secondary bedrooms. Refrigerated air for your leisure. Inviting Stacked Stone front. Beautifully landscaped & maintained by HOA. Inviting & welcoming low-maintenance outdoor space. Perfect for you & your family. Park Nearby!
Welcome to this immaculately maintained home in one of Rio Rancho's growing and desirable communities! Situated on a spacious 1/2-acre lot, this property offers backyard access with plenty of room for RVs, trailers, toys, or future projects. Inside, you'll find a bright and inviting 4-bedroom, 2-bath floor plan with pitched ceilings, abundant natural light, and a 2-car garage. Recent upgrades include laminate flooring throughout (no carpet), Don's high-efficiency argon gas windows and sliding glass doors, newer kitchen countertops and sink, stove and dishwasher, plumbing fixtures, faucets, garage door opener, a 6-month-old water heater, and elastomeric exterior stucco paint. Move-in ready and full of value! No HOA, no PID. The property is on city water and septic tank. Come tour today!
Brand new, never-lived-in Silver-Creek II by Pulte. Modern tones and lots of light showcase this exceptional home. The Chef Kitchen sports a stainless 5-burner gas cooktop, wall oven and microwave, a pendant vent hood and dishwasher. Stunnign black, granite countertops make the waterfall edge island pop! Accented by a stylish tile backsplash adding a touch of contrast with the dark stained Dusk cabinets. The updated and expanded floor plan includes an added Den with French Doors for extra peace-and-quiet. Large-format ceramic tile flooring in all wet areas and Gathering Room look and feel amazing. No homes behind means great privacy. Built for extreme efficiency and comfort.
Designed with flexibility and comfort in mind, the Venice by D.R. Horton features two private primary suites located on opposite sides of the home, making it an ideal floor plan for multi-generational living, long-term guests, or anyone seeking additional privacy.This beautifully designed home offers 4 bedrooms, 3 full bathrooms, and a spacious 2-car garage with an open-concept layout that seamlessly connects the great room, dining area, and chef-inspired kitchen. The kitchen is appointed with built-in Whirlpool appliances, elegant pendant lighting, abundant cabinetry, a large center island, and a generous walk-in pantry--perfect for entertaining or everyday living.Designer finishes throughout include soaring 11-foot ceilings in the living room, 8-foot interior doors, and ceramic tile!
Welcome home to this pristine, one-owner single-story ranch that perfectly blends modern comfort and style! The bright, open-concept layout features 4 spacious bedrooms, 2 baths, and a pitched shingled roof. At the heart of the home, a beautiful kitchen overlooks a welcoming living room, anchored by a cozy gas fireplace equipped with a blower to warm your evenings. Beat the summer heat with refrigerated central air, and enjoy ultimate peace of mind with these updates: a water heater, a refrigerator (touch to view), a gas range, a washer, and a dryer. Outside, the landscaped, low-maintenance yards offer a serene backyard oasis, perfect for unwinding and soaking in the views. This turn-key gem won't last long; schedule your tour today!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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