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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 810 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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One-story home ideally located near Uptown, offering convenience, comfort, and room to grow. This inviting property features a spacious layout filled thoughtful updates including kitchen,baths, newer roof, swamp cooler and water heater that enhance both style and functionality. The kitchen and living areas flow seamlessly, creating an ideal space for everyday living. Step outside to a large backyard with endless possibilities--gardening, play, or relaxing under the New Mexico sky. With its prime Uptown location close to shopping, dining, and amenities, this home blends accessibility with a sense of privacy. A wonderful opportunity to enjoy single-level living in a desirable area! So much growth in the area, your chance to secure a home at am amazing price point.

3
BEDS
2
BATHS
2,016
SQFT
0.19
ACRES

OPEN SUNDAY 4-19 11-2!! What a charming bungalow in the heart of Nob Hill! All the vintage charm such as hardwood floors, niches, cove ceilings, built ins, custom wood burning fireplace, tiled bathroom and an adorable breakfast nook. Features include a new water heater in March, 2026, 1 year old Furnace, front courtyard, mature trees, newer stucco and windows, a private back yard, and fresh paint. There is a studio in the backyard with electrical which would be great for an artist, musician or a home business, let your imagination run wild!! Come see me today, you will want to move right in!

3
BEDS
2
BATHS
2,081
SQFT
0.16
ACRES

Welcome to the Estates at Tanoan, and a one of a kind property featuring 4 bedrooms, 3 baths, 3 car garage, 2 fireplaces and an incredible backyard oasis with a heated pool and coy fish pond. You'll find expansive living spaces, a thoughtfully remodeled kitchen, abundant natural light, converted refrigerated air, and beautiful wood flooring. Located in a cul de sac, this home combines livability, thoughtful design, and versatility. Schedule a showing today!

4
BEDS
3
BATHS
3,382
SQFT
0.37
ACRES

3
BEDS
2
BATHS
1,285
SQFT
0.18
ACRES

Beautifully updated 3 bed, 2.5 bath home + loft (possible 4th bedroom) in sought-after Montecito Estates! The main level features a bright designer kitchen with quartz countertops, stainless appliances, center island, pantry, and breakfast nook opening to the family room and backyard - ideal for indoor/outdoor living. Open living and dining areas create an easy, functional flow. Upstairs, enjoy a spacious primary suite with a oversized walk-in closet + two additional bedrooms, full bath, and versatile loft. The park-like backyard offers grass, mature landscaping, covered patio, pergola, and mountain views. Refrigerated air, pay-per-use solar, and HOA amenities including pool and parks complete the package. Walking trails nearby, top rated schools, central location. Move-in ready!

3
BEDS
3
BATHS
2,570
SQFT
0.14
ACRES

BOSQUE Del Rio Community! Sought after Single Story Home, Close to the Rio Grande River. This intimate community is desired for the beautiful homes and secluded feeling. This home features soaring ceilings, a Fireplace, Granite countertops, Rich engineered hardwood flooring, and 3 car garage. Covered Patio with space for gardens.

4
BEDS
2
BATHS
2,341
SQFT
0.25
ACRES

COME SEE THIS SPACIOUS HOME! Great townhome in the desirable Juan Tabo Hills! 4 bedrooms, 3 full baths! Large living and dining area, large kitchen ready to entertain! 1 bedroom downstairs, 3 upstairs. Stairlift installed. Nice deck off the primary bedroom. Low maintenance yard! Come see this one before it gets sold!

4
BEDS
3
BATHS
1,868
SQFT
0.04
ACRES

Remodeled! This home is move in ready, and shows lots of improvements. Located in the beautiful Old Town area, central part of the city. Close to Old Town, many stores and major highways. Home is situated on the corner lot close the a quarter acre. Back yard does have back yard access! The home features new appiances, carpet, paint, Kitchen and bath cabinets and so much more!

3
BEDS
2
BATHS
1,200
SQFT
0.23
ACRES

Charming Nob Hill home in a highly walkable, bike-friendly location close to restaurants, cafes, shopping, and the ART corridor, just one mile from UNM. This 3 bedroom, 2 bath home with bonus room features hardwood floors, light-filled living spaces, and a cozy fireplace. Spacious, eat-in kitchen with views of the backyard. Major updates in the past three years include double-pane energy-efficient windows, updated electrical, new AC unit, new water heater, new washer/dryer, and new water lines inside and out. Stay comfortable with central heating and refrigerated air. Additional features include a 240 sq ft basement with easy access to mechanical systems, outdoor garden storage, large shed with workspace, and covered parking with security gate. Zoned R-T, allowing for a second unit.

3
BEDS
2
BATHS
1,320
SQFT
0.16
ACRES

Move-in-ready home with space for everyone. This home has a primary bedroom with a private bathroom and a big window that offers natural lighting. The 2nd and 3rd bedrooms are bright, well sized and across from the family bathroom that has been beautifully remodeled. Versatile big bonus room can be used as a 4th bedroom or a second family area. Separate utility room. Big backyard offers room for outdoor family time. New paint and flooring throughout the home. Newer metal roof. Kitchen upgrades. The heating and cooling system has been updated with refrigerated air, great for the hot season. Very nice storage room in the backyard, covered area for the vehicles, back area fully fenced with privacy, backyard access and low maintenance landscape.

3
BEDS
2
BATHS
1,484
SQFT
0.14
ACRES

Located in North Albuquerque Acres, this inviting 4000-sq-ft home blends comfortable living with space for all of your loved ones. This versatile home has 4 bedrooms and the downstairs rec room could be a 5th bedroom with its ensuite bathroom or an in-laws suite. The spacious kitchen is the heart of the home, opening to the great room and surrounded by windows that frame beautiful mountain views. The entire upper level is a fabulous primary suite with a sitting area, spa like bathroom, private balcony, & magnificent views. A large rec room leads to a backyard made for enjoying life--complete with a sparkling pool, relaxing hot tub, & well-kept landscaping. With an oversized 3-car garage, new roof and fresh stucco, this home is lovingly maintained and ready to enjoy!

4
BEDS
4
BATHS
4,184
SQFT
0.89
ACRES

Charming home in the highly desirable University area! This well-maintained property features 2 spacious bedrooms, including a comfortable primary suite, and a large, updated bathroom layout with recent upgrades to both baths. Enjoy convenient backyard access--perfect for entertaining, extra parking, or future possibilities. Located in a walkable, vibrant neighborhood just minutes from UNM, downtown, dining, shopping, and entertainment. Whether you're looking for a primary residence or investment opportunity, this home offers location, comfort, and lifestyle all in one!

2
BEDS
2
BATHS
1,189
SQFT
0.18
ACRES

With breathtaking views in all directions, this unique floor plan offers flexible living. The upper level features a spacious great room and modern kitchen with island and stone countertops, opening to a balcony with sunset views and gas hookup for grilling.The luxurious owner's suite includes a sitting area, jetted tub, two-way fireplace, and private balcony with mountain views. Sunshades help keep it cool in warmer months.The main level offers three bedrooms, one with a private bath, plus a full guest bath. A large covered patio is perfect for entertaining, and since the house backs to open space, provides added privacy and more views.Owned solar and a finished garage with 50A EV circuit for charging electric vehicles adds efficiency and value.

4
BEDS
4
BATHS
2,756
SQFT
0.12
ACRES

As soon as you enter your new home through the beautiful custom gate into your private courtyard you will feel right at home in your better than new 2 bed/2 bath home. Oversized finished garage with epoxy flooring and extra storage area or golf cart parking, Owned water softener, tankless water heater with recirculating instant hot water, and filtered water at the sink, this home has all the amenities to be your forever home! Extra large dining room leads out to the extra large covered patio with gas fireplace. The backyard is ideal for entertaining or just enjoying our New Mexico weather, TWO pergolas (with shades) and beautifully landscaped space featuring high quality turf and greenery surrounding you this easy maintenance backyard will blow you away!

2
BEDS
2
BATHS
1,732
SQFT
0.16
ACRES

Fantastic home with mountain views in the gated Desert Mountain neighborhood of High Desert! The entry gate brings you into a private courtyard with a swimming pool and access to the main home and a casita. The main home features formal living and dining areas but the heart of the home found in the chef's kitchen/breakfast nook/den area with a cozy kiva fireplace and a wall of windows looking out onto the pool and courtyard. A tongue/groove ceiling with vigas brings drama to the primary suite. The third bedroom is found in the cozy casita along with a living area, bathroom and large walk-in closet. Enjoy the large patio and wood burning kiva fireplace in the beautifully landscaped backyard. The entire roof has been professionally siliconed. Community pool. and close to walking trails

3
BEDS
3
BATHS
2,548
SQFT
0.2
ACRES

Welcome to this well-maintained two-story condo in a gated community in Albuquerque's Northeast Heights. This home features a bright, open living area with tile flooring and large windows for natural light. The kitchen offers ample cabinet space and easy access to the dining area. Step outside to a private covered patio and backyard space, perfect for relaxing or entertaining. Upstairs, you'll find two spacious suites, including a primary bedroom with plenty of natural lighting. Community amenities include a pool, clubhouse, and park with playground. Conveniently located near shopping, dining, and Interstate 25 for easy commuting.

2
BEDS
3
BATHS
1,150
SQFT

Looking for a cozy spot in the northeast heights? This is it! This is a great space ready for someone to move in, or an opportunity for a nice project. A simple two-bedroom space with a detached two car garage. Property is being sold AS-IS.

2
BEDS
2
BATHS
915
SQFT
0.07
ACRES

Location, Location, Location!Come discover this beautiful and well maintained home, ideally situated in a desirable neighborhood near walking trails, parks, schools, and convenient shopping.This inviting 3-bedroom, 2-bathroom home features a roof installed in 2021, updated cabinets and counters in the kitchen and a highly functional floor plan designed for comfortable living. Enjoy a spacious living area centered around a cozy gas fireplace, along with generously sized bedrooms and two full bathrooms.Adding even more value, the home will be walking distance to the upcoming Cibola Loop Multigenerational Center, expected to open soon. This facility will offer a fitness center, climbing gym, indoor running track, and community classrooms for all ages. Schedule your showing today

3
BEDS
2
BATHS
1,200
SQFT
0.09
ACRES

Step through the gated front courtyard and you'll immediately feel the charm of this Spanish Hacienda-inspired tri-level home. A covered patio with cafe lights and a peaceful koi pond and waterfall creates a true indoor-outdoor retreat. The dining room features a custom mural by a local artist and opens to the courtyard and pond--an unforgettable setting for everyday living or entertaining. Inside: 3 bedrooms, 2.5 baths, tile flooring throughout, two fireplaces, and a wet bar in the living area. The tri-level layout offers natural separation of space, with a loft above the primary ideal for a studio, office, or retreat. Nestled against the Sandia foothills with nearby trails and easy access to shopping and I-40.

3
BEDS
3
BATHS
2,056
SQFT
0.03
ACRES

Immaculate 4-Bdr, 3-bath home in a quiet, family-friendly neighborhood. Conveniently located near parks, shopping and top notch schools. Bright, open floor plan features a large family room perfect for gatherings or a home office. The home features a well-appointed modern, island kitchen, three separate living areas and a finished garage with extra storage. Primary suite is a private retreat with an oversized balcony showcasing amazing views -- ideal for morning coffee or evening sunsets. Custom tile throughout the home,, ample storage, and smart finishes that blend style with function. The beautifully landscaped yard provides curb appeal and low-maintenance outdoor living. Solar panels keep utilities low and add long-term value. A wonderful Move-in-Ready home in a great location.

4
BEDS
3
BATHS
2,740
SQFT
0.09
ACRES

This affordable North Valley home is ready for its new owner's finishing touches. Seller has painted, replaced the flooring in the bedrooms, bathrooms and kitchen and has redone the wood flooring in the living area. This home sits on .approximately 26 of an acre and has back yard access. Perfect for storage and comes with a large shed. Location is ideal for shopping and freeway access. Make your appointment today to see this affordable North Valley property!

3
BEDS
2
BATHS
1,450
SQFT
0.26
ACRES

Welcome home to a space that's been thoughtfully updated and exceptionally well cared for. Improvements include updated flooring and carpet, refreshed front exterior paint, a water softener, appliances, and key system updates including the water heater, furnace, and garage door--bringing comfort and peace of mind. Inside, multiple living areas offer flexibility for home offices, formal dining, or simply room to spread out and enjoy everyday life. The layout feels both connected and functional, designed with real living in mind. Step outside and imagine summer evenings filled with backyard BBQs and quiet moments under the New Mexico sky. Well maintained and move-in ready, this home offers comfort, versatility, and a setting that feels just right the moment you walk in.

4
BEDS
3
BATHS
2,733
SQFT
0.1
ACRES

Nestled in a sought-after neighborhood, the stacked stone exterior, tile roof, 3-car garage, and 8' 9-light door tell you - this is different. Inside, a chef's kitchen steals your heart: soaring high-end cabinetry, pot filler, shimmering Moonstone Granite, and an island made for gathering the ones you love most.Primary suite is pure indulgence, a closet with room for everything. Custom drapes, power blinds, designer wallpaper, and artistic lighting make every corner whisper elegance.Flex room grows with your family. Backyard is a private sanctuary, low maintenance, high luxury where evenings feel like an escape.Tankless water heater. Ref/AC. Worry-free from day 1. Now the part that makes this irresistible - priced well below market value AND $10K Flex Cash offered! Welcome home!

3
BEDS
3
BATHS
2,126
SQFT
0.15
ACRES

OPEN HOUSE- SATURDAY, APRIL 18TH, from 11:00-1:00 pm!!! Features include remodeled kitchen w/granite countertops, updated bathrooms, & an expanded primary suite. Multiple layout options, it can easily accommodate 3 or more bedrooms. The front office space could be an additional bedroom or flex space. Spacious family room has a wood-burning stove & opens to a beautiful backyard complete with a covered patio, fountain, gazebo, garden area, & storage space. Partially finished garage includes laminate flooring, cooling, and workbenches - perfect for projects, storage, or workspace needs. Newer roof in 2021 and SOLAR for improved energy efficiency & long-term savings. This move-in-ready home offers space, updates, & endless possibilities. Schedule your showing today!

2
BEDS
2
BATHS
1,590
SQFT
0.15
ACRES

Welcome to your dream home nestled in a vibrant community! This delightful 4-bedroom property boasts one bedroom conveniently located downstairs and three bathrooms, including a handy 3/4 bath downstairs. Enjoy the spacious open-concept living areas, perfect for gatherings and entertaining. The residence is complete with refrigerated air for those warm summer days and a generous yard framed by mature trees, providing a serene backdrop for relaxation. With prime access to beautiful trails, great schools and situated between two inviting community parks, this home checks all the boxes for a wonderful lifestyle. Don't wait to make it yours!

4
BEDS
3
BATHS
2,373
SQFT
0.11
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.