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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 736 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Beautifully remodeled 2-bedroom, 2-bathroom townhouse featuring updated finishes throughout. The home includes renovated bathrooms, a bright sunroom with mini-split systems, luxury vinyl plank flooring in the living room, dining room, kitchen, and hallway, plus high-grade carpet in the den and bedrooms. Spacious garage parking includes a 4-car tandem garage plus an additional single-car garage. Fully owned solar panels, a water softener system, and an outdoor kitchen add comfort and efficiency. Move-in ready with flexible living space and modern upgrades.

2
BEDS
2
BATHS
1,747
SQFT
0.21
ACRES

Ever dreamed of living in a magical treehouse but with owned solar quietly handling business while the metal Dragon and Alligator get all the attention? Hidden beneath the trees in Thomas Village, this amazing woodland hideaway was built for people who want fantasy, personality, and a home interesting enough to make dinner guests rethink every life decision that led them to a beige subdivision. 3 bedrooms plus a possible 4th or an office, adobe walls, tree-trunk pillars, stained glass, indoor river rock planter, 3 fireplaces, and an all-wood spiral staircase straight out of a fantasy novel that leads to the loft-style primary suite with spa-like bath. Low-maintenance landscaping, oversized garage and the Sculptures convey! See it before someone else steals your dream.

3
BEDS
3
BATHS
2,732
SQFT
0.36
ACRES

Beautifully maintained Paul Allen home situated on a desirable corner lot. This 3 BR, 2 BA property has been lovingly cared for by original owner and showcases true pride of ownership throughout. Inside, you will find wood flooring throughout the living areas and tile in the kitchen creating a clean and timeless feel. Spacious primary BR offers 2 closets. Thoughtfully designed living spaces, abundant natural light and meticulous upkeep make this home move-in ready and easy to love. Wonderful opportunity to own a well-cared for home in a great location!

3
BEDS
2
BATHS
1,411
SQFT
0.13
ACRES

Beautiful 3 bedroom, 2.5 bathroom home in the highly desirable Mesa del Sol community. This airy and sunny home features owned solar panels installed in 2024, a dual-fuel heat pump heating and cooling system, Level 2 EV charger, and newer appliances including an induction range. Enjoy a covered private patio with pet door access, raised bed vegetable garden with automatic drip irrigation, 2-car garage, and off-street parking for a third vehicle. Community amenities include parks, playgrounds, dog park, and pool for HOA members. Conveniently located near I-25, Netflix Studios, The Delicious Eatery in Aperture Center, Kirtland AFB, Sunport, Sandia Labs, UNM, and area hospitals.

3
BEDS
3
BATHS
1,720
SQFT
0.07
ACRES

Well-maintained home on a huge corner lot with incredible space and functionality. Fresh exterior stucco paint, mature landscaping, timeless hardwood floors (no carpet), and a TPO roof make this home truly move-in ready. The brilliant floor plan offers 3 true bedrooms plus a versatile bonus room perfect for an office, gym, or hobby space. Enjoy an open kitchen, two spacious living areas, and an oversized 2-car garage with off-street parking for up to five additional vehicles. The convenient location offers easy access to the freeway, shopping, dining, parks, and everything you love about the area. Full of flexibility and functional space, this home is a rare find with room to truly spread out. Don't miss this turn-key property ready for its' new owner.

4
BEDS
3
BATHS
1,674
SQFT
0.19
ACRES

Great opportunity to own a spacious South Valley home on a half-acre property! Plenty of room to spread out in this 2,490sf home with 4 bedrooms, 2 bathrooms, multiple living areas, and a workshop! Inviting main living space centered around a stunning wood-burning fireplace. Expansive kitchen complete with abundant custom cabinetry, granite countertops, stainless steel appliances, pantry storage, and a large island for seating and gathering. Retreat to the spacious owner's suite with a private bath offering dual sinks, a soothing jetted tub, spiral walk-in shower, and ample closet space. Plenty of space to park a Rv. Backyard access! Enjoy the large covered patio, perfect for entertaining. Workshop with power! Refrigerated air!

4
BEDS
2
BATHS
2,490
SQFT
0.33
ACRES

BUILDER OFFERS AMAZING FINANCING TERMS WITH OUR IN HOUSE LENDER, DHI MORTGAGE, PLUS $5,000 TOWARDS CLOSING COSTS! ''The Sawyer'' by DR Horton. Stunning 4 bedroom, 2 bath and 2 car garage. Open great room and dining area invite's easy entertaining. Elegant kitchen with granite counter tops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors in kitchen, dining and all wet areas. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roofs. Smart home with Amazon Alexa connect. Refrigerated air & low- e windows!

4
BEDS
2
BATHS
1,602
SQFT
0.13
ACRES

BUILDER OFFERS AMAZING FINANCING TERMS WITH OUR IN HOUSE LENDER, DHI MORTGAGE, PLUS $5,000 TOWARDS CLOSING COSTS! ''The Sawyer'' by DR Horton. Stunning 4 bedroom, 2 bath and 2 car garage. Open great room and dining area invite's easy entertaining. Elegant kitchen with granite counter tops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors in kitchen, dining and all wet areas. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roofs. Smart home with Amazon Alexa connect. Refrigerated air & low- e windows!

4
BEDS
2
BATHS
1,602
SQFT
0.1
ACRES

LARGER UNIT ,UPDATED ,3 BRM 2 FULL BATH,TOP FLOOR,UPDATES ARE NEW CARPET ,NEW VINYL FLOORING,NEW MICROWAVE,NEW FAUCETS,NEW LIGHT FIXTURES,NEW THERMOSTATS,NEW BLINDS,REFRIGERATED AIR,

3
BEDS
2
BATHS
1,264
SQFT

Updated and move-in ready! This beautifully remodeled 3-bedroom, 2-bath home offers 1,670 sq ft with major upgrades already completed for peace of mind. Enjoy year-round comfort with a new furnace, refrigerated air, and water heater. The updated kitchen features new cabinets and appliances, while both bathrooms have been tastefully renovated. Interior drywall has been retextured and freshly painted, creating a clean, modern feel throughout. The exterior has also been freshly repainted, and the front yard has been re-landscaped for great curb appeal. Large finished sun room is ready to turn into a game room, music room or hobby room. Big-ticket updates are done--just move in and enjoy!

3
BEDS
2
BATHS
1,670
SQFT
0.18
ACRES

Located in a premier 55+ community, this highly sought-after Journey model offers exceptional comfort, flexibility, and upgrades throughout. The spacious great room showcases custom built-ins and a cozy fireplace. The chef's kitchen features a KitchenAid 36'' professional gas range with griddle, built-in microwave, second wall oven, French door refrigerator, butler's pantry, walk-in pantry, and soft-close cabinetry with slide-out shelving. Additional highlights include a whole-house water softener, extended 2.5-car garage with golf cart space, utility sink, overhead storage racks, and extensive gutter system. HOA includes clubhouse access with pool, fitness center, pickleball, tennis, and more!

2
BEDS
2
BATHS
2,590
SQFT
0.19
ACRES

4
BEDS
3
BATHS
2,150
SQFT
0.12
ACRES

HIGH DESERT LIVING WITH THE CLEAN, MOVE-IN READY FEEL BUYERS ARE SEARCHING FOR! Nestled in an exceptional gated community near beautiful High Desert Park, this beautifully maintained home offers comfort, space, and an unbeatable location. Inside, you'll find tasteful updates including quartz countertops and more, creating a bright and welcoming atmosphere throughout. Thoughtful floor plan features a private primary suite with double sinks, a relaxing soaking tub, and generous space to unwind. Two separate living areas provide flexibility for entertaining, relaxing, or everyday living. Step outside to a lovely enclosed backyard with mature shade and inviting outdoor space perfect for enjoying quiet mornings or evening gatherings. Move-in ready-- make this house your home!

4
BEDS
3
BATHS
2,481
SQFT
0.13
ACRES

Experience the perfect blend of historic charm & modern comfort in the heart of Albuquerque's urban core! Ideally located near Rail Runner station, restaurants, coffee shops, bars, and local shopping. This charming Victorian|Queen Ann Cottage home offers convenience and character in one of the city's most vibrant areas. Updates include mini-split systems for year-round comfort, newer windows with a transferable lifetime warranty to the next buyer, and a roof replacement in 2020. Enjoy the inviting curb appeal, unique neighborhood atmosphere, and easy access to downtown amenities, entertainment & commuter routes including I-25. The backyard has been beautifully updated with tranquil fountain, shade structure, a quaint deck and beautiful plants and trees. Enjoy Urban living at it's finest!

3
BEDS
2
BATHS
1,404
SQFT
0.06
ACRES

CORNER LOT! HUGE LOT w/ BACKYARD ACCESS! SECRET OFFICE! SOLAR!Beautiful brick ranch in the desirable Cherry Hills community on a spacious .29-acre lot! This 1850 sf home offers 3 bedrooms, 1,75 baths, and a 2-car garage. Updated laminate wood-look flooring flows through the main living areas. Enjoy a bright living room with recessed lighting, wood burning fireplace, and bay window sitting area. The eat-in kitchen features refinished white cabinets, granite countertops, backsplash, and built-in appliances. The owner's suite includes outdoor access and a private bath with dual sinks and walk-in shower. Fully walled backyard with covered patio, mature trees, storage shed, and backyard access. Just a short walk to the park. Refrigerated air for year-round comfort! Solar is Leased.

3
BEDS
2
BATHS
1,850
SQFT
0.26
ACRES

Welcome Home! The open-concept kitchen flows seamlessly into a spacious dining area, perfect for entertaining. Outside, enjoy a private backyard retreat featuring a pergola and a large shed/workshop ideal for hobbies or extra storage. Energy-efficient enhancements include extra insulation, a solar-powered attic fan, and a heating/cooling combo unit for year-round comfort. The garage is equipped with 240V wiring suitable for a welder or EV charger, plus a convenient disposal. Major updates include a new roof and refreshed stucco both in 2023. Unwind on the balcony while taking in breathtaking Sandia Mountain views.

3
BEDS
3
BATHS
2,262
SQFT
0.14
ACRES

Welcome to this charming and well-maintained 3-bedroom, 2-bathroom home located in the desirable Prairie Ridge subdivision. Conveniently situated near shopping, restaurants, movie theaters, the Bosque, and more, this home offers both comfort and location.Step inside to a spacious living room filled with natural light. The kitchen features abundant cabinet and counter space and opens to a lovely dining area with a charming bay window, creating a warm and inviting atmosphere. The large primary suite includes a walk-in closet and plenty of space to unwind.This beautiful brick home also offers a generously sized backyard with a covered patio, perfect for relaxing or entertaining. Clean, well cared for, and full of potential, this home is ready for your personal touch and creativity.

3
BEDS
2
BATHS
1,640
SQFT
0.14
ACRES

Welcome home to this beautifully updated 3-bedroom residence where comfort meets everyday luxury. Step inside to fresh paint and warm engineered wood flooring flowing through the main living areas, creating an inviting and polished feel. The updated kitchen shines with refreshed cabinetry and included appliances, making move-in easy. Enjoy year-round comfort with refrigerated air, then step outside to an oversized open patio designed for entertaining, relaxing, or dining under the stars. The spacious backyard also offers backyard access, a basketball goal for endless fun, and plenty of room to enjoy. Complete with a 1-car garage, this home delivers style, functionality, and outdoor living at its best.

3
BEDS
1
BATHS
1,031
SQFT
0.15
ACRES

This updated split level Home located on .25 acres sits on a corner lot in the desirable Academy Acres North. The Home is updated from top to bottom with a large living room, Den & updated kitchen. The Homeowner has taken pride in making sure this Home is comfortable & aesthetically pleasing. Upstairs there are four bedrooms & two updated full bathrooms. The master walk-in closet system will keep you organized. The sunroom is bright, updated & open for enjoyable memories. The large backyard is picture perfect with grass, trees, plants, flowerbeds & backyard access. The garden shed is perfect storage for all of your gardening toys. The seller has provided a list of all of the improvements because there is so much more. Please ask your Realtor for the seller's proud improvement list.

4
BEDS
3
BATHS
2,138
SQFT
0.18
ACRES

Light-Filled 3 Bedroom plus Office Home in La Cueva District with 3-Car Garage, Skylights & Custom California Closets. Welcome to this beautifully maintained and thoughtfully upgraded 3-bedroom and dedicated office, 2-bath home offering 2,509 square feet of light-filled living space in the highly sought-after La Cueva High School district. Designed for both comfort and entertaining, this home features an open-concept layout enhanced by ten skylights, filling the home with natural light and creating a warm, inviting atmosphere throughout .The spacious living areas flow seamlessly into the kitchen, making it ideal for gatherings and everyday living. The kitchen is a standout feature, complete with a large center island and newer stainless steel KitchenAid appliances (less than 4 years old)

4
BEDS
2
BATHS
2,527
SQFT
0.16
ACRES

Located in the desirable Northeast Heights of Albuquerque, 3505 Valencia Dr NE offers a fantastic opportunity for buyers looking to add their own vision and updates. This spacious home features a functional floor plan, spacious living areas, and a generously sized lot with plenty of outdoor potential. Mature landscaping, including fig and pomegranate trees, and the established neighborhood charm provide a strong foundation for renovation or investment. ADU in the backyard with electricity. Conveniently located near parks, shopping, dining, and everyday amenities. Property is being sold as-is.

4
BEDS
2
BATHS
2,344
SQFT
0.14
ACRES

Cozy and charming home with two living areas and wonderful windows that bring in great natural light, perfect for plant lovers! Durable LVP flooring throughout the main living areas and tile in wet areas, with carpet in just two bedrooms. The spacious kitchen is truely the center of the home, featuring a gas range, abundant counter space, lots of cabinets, and a convenient breakfast or entertaining bar. The primary ensuite offers a 3/4 bathroom and lots of natural light. Outside, the large backyard offers plenty of room for enjoyment, plus a shed for extra storage. The laundry area is in an oversized utility/service room with additional storage space.

3
BEDS
2
BATHS
1,649
SQFT
0.12
ACRES

Light and bright floorplan with entrance to living room and combo dining area, mid placed kitchen with granite counter tops and center island, looking north to den area with access to covered patio overlooking the Sandia mountains and northern Rio Rancho. Views are spectacular. Two bedrooms share a full size bath and the primary has an ensuite full bath with double sinks and separate shower from Garden tub. Double walk in closets for clothing or storage. Front loading washer/dryer stays with home as does the stainless steel refrigerator. Quality newer Hot tub stays with the home

3
BEDS
2
BATHS
2,020
SQFT
0.31
ACRES

Experience refined North Valley living in this luxurious custom Twilight Home, perfectly situated on a peaceful cul-de-sac. This well-designed home offers 2,110sf ,4 bedrooms, 2.5 baths, and a 2-car garage. Elegant wood-look tile floors add warmth and style throughout. Inviting living space featuring a gas fireplace with a custom accent wall and stylish designer lighting. Well-appointed kitchen with custom cabinetry, granite counters, built-in oven and microwave, cooktop, dishwasher, refrigerator, range hood, backsplash, and island with bar seating. Beautiful owner's suite with a private spa-like bath showcasing dual sinks, a freestanding tub, walk-in shower, and walk-in closet. Enjoy outdoor living on the expansive covered patio. Close to shopping, restaurants, museums and more!

4
BEDS
3
BATHS
2,110
SQFT
0.16
ACRES

A rare opportunity to own a beautiful custom home located near the peaceful and serene Petroglyphs. This property distinguishes itself through exceptional craftsmanship and quality, featuring solid 2x6 exterior construction, custom skylights, custom wall treatments, decorative Nichos, pine doors and traditional Vigas and Corbels.The interior is designed for both comfort and entertaining, highlighted by an updated kitchen with granite countertops, a custom sink, and stainless-steel appliances. The expansive living area features soaring 14-foot tongue-and-groove ceilings accented by majestic corbels and an abundance of natural light. For relaxation, the primary suite offers a private sitting area and a spa-inspired bathroom with a spa tub and separate shower.

4
BEDS
2
BATHS
2,332
SQFT
0.15
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.