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FHA Eligible Homes in Placitas

Find FHA eligible homes in Placitas, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 24 listings in Placitas. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Gorgeous and immaculate home in Placitas Trails North! Expansive Sandia Mountain and city lights views, and only 3 minutes to I25. This home features a beautiful chef's kitchen, including soft-close cabinetry, granite counters/island, Native 6 burner gas range and vent hood, micro drawer, custom tile and copper backsplash and more. Newer water softener (owned), handmade tin chandelier in the entry, all solid surface flooring... The primary bath features soft-close cabinetry, granite counters, tiled shower and freestanding cast iron soaking tub. The home was also completely re-stuccoed within the past few weeks. Enjoy the view and outdoor living with multiple patio and garden areas...tour this beautiful home today!

3
BEDS
3
BATHS
2,554
SQFT
0.75
ACRES

Authentic Southwestern character meets thoughtful updates in this distinctive 2,799-square-foot Placitas retreat. Set against a dramatic mountain backdrop, this unique home showcases classic New Mexico architecture with warm stucco, vigas, rich woodwork, custom carved details, and beautiful brick floors. A spacious, light-filled sunroom takes full advantage of an exceptional southern-facing mountain view through six large picture windows, creating a spectacular setting to enjoy the ever-changing New Mexico landscape and abundant natural light.The home has been thoughtfully maintained and significantly updated, including new stucco and refinished brick floors in 2026; new septic tank in 2024; solar installed in 2023; roof and skylight replacement in 2019; hot water heater in 2022; and garage door motor in 2024. Two evaporative coolers provide cooling, with one new in 2021 and the second rebuilt in 2023. Hunter Douglas blinds complement the home's custom finishes.Outdoor living is enhanced by hot tub hookups and two 120V outlets on the deck, creating the opportunity for an exceptional private retreat or entertaining space. Downstairs, a wet sauna offers a unique place to relax and unwind.With its extensive custom woodwork, authentic Southwestern design, spectacular southern mountain views, spacious sunroom, multiple outdoor living areas, and impressive list of improvements, this is a special Placitas property offering character and craftsmanship that are increasingly difficult to find.A truly distinctive New Mexico home with timeless Southwestern charm, exceptional views, and a remarkable sense of place.

3
BEDS
3
BATHS
2,799
SQFT
0.84
ACRES

Minutes from Albuquerque, yet worlds away, this remarkable Placitas property offers more than a home; it offers a lifestyle. Set on over two acres of genuinely usable land, the property captures sweeping 360 degree views, including a breathtaking panorama of the Sandia Mountains, surrounding mesas, open skies, and unforgettable New Mexico sunsets. Inside, over 3,000 square feet of warm Southwestern character is paired with radiant heat, refrigerated air, Saltillo tile, and expansive windows that keep the views front and center. The backyard is built for memorable gatherings, with a covered patio, kiva fire pit, and dramatic mountain scenery. A newer roof and water softener add everyday comfort and peace of mind.

3
BEDS
3
BATHS
3,300
SQFT
2.08
ACRES

Situated on 2.61 acres in Ranchos de Placitas, this exceptional 3-bedroom, 3-bath home offers privacy, comfort, and breathtaking mountain and sunset views. Filled with abundant natural light, the inviting floor plan features a large living area with wood burning fireplace and a spacious kitchen with brick floors, abundant cabinetry, generous counter space, and a charming breakfast nook with banco seating. The expansive primary suite is a true retreat, complete with a sitting area, kiva wood-burning fireplace, beautiful bath, and access to the backyard. Passive solar heating enhances year-round energy efficiency, while the indoor pool provides enjoyment in every season. Multiple outdoor living areas create the perfect setting for relaxing, entertaining, or taking in the peaceful surroundings. Conveniently located just minutes from I-25, offers an easy commute to Albuquerque or Santa Fe, with nearby hiking and walking trails.

3
BEDS
3
BATHS
2,864
SQFT
2.61
ACRES

Experience the perfect blend of timeless Southwestern architecture and contemporary sophistication in this exceptional custom home nestled in Placitas' sought-after Overlook subdivision. Designed to embrace its breathtaking surroundings, this single-level residence captures sweeping views of the Jemez Mountains, mesas, and unforgettable New Mexico sunsets from nearly every angle.Inside, rich hand-scraped wide plank hickory flooring, natural slate and travertine accents, exposed viga ceilings, automated custom window shades, and a stunning corner kiva gas-log fireplace create an atmosphere of warmth, elegance, and authentic Southwestern charm. With no interior steps, the thoughtfully designed floor plan offers effortless living and seamless indoor-outdoor flow.The gourmet kitchen is both beautiful and functional, featuring granite countertops, custom cabinetry with convenient pull-out shelves, soft-close doors and drawers, a wraparound breakfast bar with a second sink, and double ovens--perfect for entertaining family and friends. Recent improvements include a new water heater with recirculating pump installed in July 2026, while the roof and stucco were replaced approximately five years ago, providing peace of mind for years to come.Outdoor living is truly extraordinary. An expansive 8' x 20' view deck with a gas hookup is the ideal setting for grilling or relaxing while taking in the panoramic mountain and mesa vistas. Two additional patios provide multiple spaces to entertain, unwind, or simply enjoy the serenity and natural beauty that make Placitas one of New Mexico's most desirable destinations.A rare and valuable bonus is the approximately 600-square-foot enclosed unfinished space beneath the home. With excellent northern exposure and exterior access, this versatile area offers endless possibilities to customize to your lifestyle. Envision a private art studio, workshop, fitness room, home office, guest suite, in-law quarters, or additional living space designed to your exact specifications.Offering exceptional craftsmanship, stunning views, modern conveniences, and incredible expansion potential, this one-of-a-kind Placitas retreat provides the perfect balance of luxury, comfort, and connection to nature. Enjoy peaceful mountain living surrounded by breathtaking scenery while remaining conveniently located between Albuquerque and Santa Fe.

3
BEDS
3
BATHS
2,278
SQFT
1.47
ACRES

Enjoy an exceptionally peaceful setting in Placitas with this Northern New Mexico style residence. Freshly painted, this 3-bedroom, 2-bathroom home features an attached 2-car garage, large covered portal and a lifestyle defined by nature. The property's unique layout preserves truly breathtaking, unobstructed views of the Sandia Mountains. The home's location, perfectly set between Albuquerque and Santa Fe, offers wide-open skies, roaming wild horses and expansive high desert views. Come fall, enjoy a front-row seat to drifting hot air balloons as far as the eye can see. Just beyond the property line, 500 acres of protected Open Space connects with thousands of acres of BLM land, offering trails that stretch to the next Pueblo. Premium mountain biking routes sit just south off Highway 165, while brilliant dark sky stargazing unfolds free from city light pollution. This property delivers privacy, outdoor adventure, and city convenience in one rare Placitas setting.

3
BEDS
2
BATHS
1,524
SQFT
1.8
ACRES

Nestled in the desirable Ranchos de Placitas and framed by sweeping Sandia Mountain views, this distinctive residence blends authentic New Mexico architecture with artisan craftsmanship, peaceful privacy, and a setting that captures the beauty of the Southwest. Every space has been thoughtfully designed to celebrate both connection and the surrounding landscape, offering inviting places to gather around the fireplace, share meals with family and friends, and soak in the ever-changing beauty of the Sandia Mountains. A standout feature is the spacious detached artist studio/workshop complete with electricity and water, creating exceptional flexibility for artists, makers, hobbyists, a home office, fitness space, or creative retreat. While the studio is not heated or cooled, its generous size and utility connections make it a rare and valuable extension of the property.Inside the main home, colorful handcrafted tile, exposed vigas, tongue-and-groove ceilings, warm brick floors, and artisan finishes celebrate the rich architectural heritage of New Mexico with understated sophistication. Refrigerated air keeps the home comfortable throughout the warm summer months, providing modern convenience while preserving its authentic charm. Generous patios invite quiet mornings with coffee as the sun rises over the mountains and unforgettable evenings beneath Placitas' famous painted skies. Whether entertaining guests, enjoying the abundant wildlife, or simply taking in the peaceful surroundings, the outdoor living spaces offer the perfect backdrop for the Northern New Mexico lifestyle. Recent improvements provide added peace of mind, including a new silicone roof with a transferable warranty (April 2026) and a one-year-old water heater. Combining distinctive craftsmanship, flexible living space, thoughtful updates, and breathtaking views, this one-of-a-kind Placitas property offers an exceptional opportunity to experience the beauty, creativity, and tranquility that make this community so special.

3
BEDS
2
BATHS
2,468
SQFT
1.91
ACRES
$785,000
-20,000$ 08/06

Discover an extraordinary opportunity in the sought-after Homesteads Subdivision! This striking 3-bedroom, 2-bath Pueblo-style adobe home offers an inviting ambiance with high ceilings and large windows that perfectly frame the spectacular views. The radiant heating system ensures warmth and comfort. Enjoy relaxing moments by the two charming kiva fireplaces. The primary bedroom's stunning views and walk-in shower add a touch of luxury to your everyday routine. With the option for all custom made furniture to convey with an acceptable offer, this incredible gem awaits your personal touch! ASSUMABLE VA LOAN 3.85 INTEREST RATE.

3
BEDS
2
BATHS
2,759
SQFT
2
ACRES

Sweeping views of the Sandia Mountains and Cabezon. This home is situated on 2 lots totalling over 4 acres and includes an additional 3-car heated/cooled garage/workshop with a separate office. This inviting home features an open floor plan, high vaulted ceilings, abundant windows, an exposed adobe wall, and a corner kiva fireplace. The chef's kitchen offers granite countertops, ample cabinetry, and stainless-steel appliances. 3 bright lit bedrooms and beautifully remodeled bathrooms with distinctive tile and fixtures. Brick and laminate flooring throughout--no carpet.

3
BEDS
2
BATHS
2,072
SQFT
4.09
ACRES
$650,000
-39,900$ 08/14

Discover the peace and beauty of Placitas in this stunning two-bedroom home with a dedicated office that could easily serve as a third bedroom. Situated on a spacious 1.6-acre corner lot, this property offers privacy, serenity, and breathtaking surroundings.The thoughtfully designed kitchen features a reverse osmosis water filtration system, while the spacious primary suite boasts a custom California Closets(r) organization system. Recently repainted interior.Step outside to the beautiful covered portal, accessible from the living room and primary suite. This outdoor living space is perfect for entertaining guests, enjoying your morning coffee or unwinding with a glass of wine in the evening. Photography also contains virtually staged areas.

2
BEDS
3
BATHS
2,468
SQFT
1.61
ACRES
$390,000
-15,000$ 08/18

Nestled in the serene landscape of Perdiz Canyon at the foothills of the Sandia Mountains, this peaceful north-facing property offers breathtaking views and a true connection to nature. Nearby trails and streams are just a short walk away, inviting endless opportunities for outdoor exploration. This charming home combines natural beauty, thoughtful upgrades, and timeless cozy comfort. 3 bedrooms, 2 bathrooms, and a flexible bonus room ideal for a home office or studio. Warm and inviting living areas are highlighted by a striking wood-burning fireplace crafted from volcanic rock and obsidian, while abundant natural light fills the interior through upgraded double-pane windows.

3
BEDS
2
BATHS
1,748
SQFT
1.03
ACRES

Nestled on nearly an acre atop Wild Horse Mesas, this custom-built pueblo-style home captures the warmth and charm of true Southwestern living. A welcoming courtyard and classic kiva fireplace set the tone, while expansive windows bathe the home in natural light and frame breathtaking views of the Sandia Mountains, Cabezon Peak, and endless New Mexico vistas.Designed for gathering and entertaining, the open-concept kitchen, dining, and great room feature soaring wood-beamed ceilings. The kitchen offers, stainless steel appliances and rich cherry cabinets. Beautiful tile flooring flows throughout the home for easy maintenance.

3
BEDS
2
BATHS
1,903
SQFT
0.94
ACRES
$1,950,000
-50,000$ 08/07

Luxury redefined on 3 breathtaking acres. Completed in June 2026, this exceptional custom estate offers over 4,000 square feet of sophisticated single-level living with a six-car garage (2200sq) with workshop, stunning mountain and sunset views. Designed for seamless indoor-outdoor living, the home features soaring ceilings, walls of glass, expansive covered patios, and a resort-style outdoor entertaining area complete with a built-in chef's kitchen. Inside, you'll find a designer wet bar, premium custom cabinetry, elegant lighting, and exquisite finishes throughout. The magnificent owner's retreat includes a boutique-style custom closet and spa-inspired bath. All 4 bedrooms feature their own private en-suite bathrooms, offer privacy and convenience for family members and guests alike.

4
BEDS
5
BATHS
4,017
SQFT
3.06
ACRES

Nestled in the breathtaking high-desert landscape of Placitas, where panoramic mountain vistas and endless New Mexico skies create an extraordinary backdrop, this stunning Southwestern Contemporary home perfectly blends timeless charm with modern updates. Placitas is renowned for its custom homes, peaceful setting, and spectacular views of the Sandia Mountains and surrounding mesas.Step inside and experience the warmth and character of authentic Southwest architecture, featuring beautiful Saltillo tile floors, soaring raised ceilings accented with traditional vigas, and inviting gathering spaces throughout. The spacious dining area is highlighted by a charming wood-burning stove, while the main living room showcases a striking fireplace, creating the perfect ambiance for entertaining or

4
BEDS
2
BATHS
2,498
SQFT
1.71
ACRES

Come tour this Placitas getaway. Tucked in the mountains you will find this pueblo style come with 2 bedrooms, a flex room, and 2 living areas with high ceilings. You will get an oversized garage and a large open kitchen. If privacy and beauty are at the top of your list, schedule your tour today.

2
BEDS
1
BATHS
1,876
SQFT
1.29
ACRES

Breathtaking views of the Sandia Mountains & city lights from this beautiful custom home in Placitas, situated on approximately 1.4 acres. Boasting Southwestern character throughout with Saltillo tile flooring, beam & vigas ceilings, & 2 Kiva fireplaces. Expansive windows & skylights fill home with abundant natural light. The cook's kitchen offers style & functionality, with new LG gas range & dishwasher. Primary suite offers a peaceful retreat with a cozy kiva fireplace, direct patio access, spacious walk-in closet, & ensuite bath featuring a relaxing jetted tub & custom tiled shower. Outdoor living is equally impressive, with covered patios designed for enjoying the tranquil surroundings & natural beauty. Property backs to BLM land providing a scenic backdrop & a sense of spaciousness.

3
BEDS
2
BATHS
2,148
SQFT
1.4
ACRES
$652,000
+5,000$ 08/06

PRIVACY!! 3 BDRM + OFFICE/FLEX SPACE with separate entrance for $652,000. Cozily nestled on a serene and private lot, beautifully backing up to a natural arroyo. Open & charming Pueblo style floorplan with exposed posts and beams. Thoughtful split floorplan affords privacy for family and guests. The spacious primary suite features a custom Kiva FP, beamed ceiling and large ensuite bath with jetted tub, separate shower and well appointed walk-in closet. Versatile office/flex space with separate entrance, ideal for remote work. Recently renovated. NEW Paint, NEW Carpet, NEW KitchenAid Appliances, Stucco repairs and 1 year old water heater. NEW Exterior Lighting. Re-piped plumbing from water meter to house and throughout house. Keep comfortably cool with centrally-ducted Refrigerated A/C. Oversized 2 car garage. Owned Propane Tank. TPO roofing. Passed Septic Inspection.

3
BEDS
3
BATHS
2,534
SQFT
0.7
ACRES

Come see this beautiful custom built home in Placitas and make it yours! Nestled on 2.27 acres with breathtaking views, this well maintained property offers the perfect blend of comfort, character, privacy, and convenience with easy access to the highway. Inside, you'll find high ceilings, large windows that fill the home with natural light, stunning brick floors, and an open floor plan perfect for entertaining or everyday living. Surrounded by scenic views and peaceful surroundings, this home is truly a must see!

3
BEDS
2
BATHS
2,034
SQFT
2.27
ACRES

*Placitas Living With Mountain Views, Flexible Space & A Workshop Built For Your Passions**Some homes simply provide a place to live. Others give you room to live the way you want. Set on 1.32 scenic acres in Placitas North, this distinctive custom split-level home offers the privacy, flexibility, and incredible usable space that makes New Mexico living so special.Wake up to high-desert surroundings, enjoy morning coffee on the covered view deck, and end your day watching the colors of the New Mexico sky change with the sunset. Whether you are entertaining friends, welcoming family, working from home, creating, collecting, or simply enjoying a quieter pace, this property adapts to your lifestyle.### **Why You'll Love It*** **Exceptional workshop and garage space** featuring an approximately 1,000 sq. ft. workshop plus separate garage areas--ideal for car enthusiasts, artists, woodworkers, hobbyists, collectors, or anyone who needs serious space for projects and storage.* **Flexible living arrangement** with 3 bedrooms plus a private mother-in-law suite, offering options for guests, multigenerational living, a private office, studio space, or additional separation.* **Covered view deck** provides the perfect setting for morning coffee, outdoor dining, and enjoying beautiful New Mexico sunsets. * **Outdoor living on 1.32 acres** with a fully fenced backyard, flagstone patio, mature trees, and a peaceful natural setting.* **Major recent improvements** include new stucco, a new TPO roof, and a new hot water heater.* **Important property systems already evaluated** with the private well inspected and operating properly, water testing completed with no reported issues, and septic inspection completed.### **Property Details*** 205 Camino De Las Huertas, Placitas, NM 87043* $590,000* 4 Bedrooms* 3 Full Bathrooms* 2,225+/- Sq. Ft.* 1.32+/- Acres* Built in 1993* Custom Split-Level Mountain Home* Finished Heated Walk-Out Basement* Pellet Stove Fireplace* Private Well* Septic System* 6-Car Garage + 2-Car Garage* Attached & Detached Oversized Garages* Approximately 1,000 Sq. Ft. Workshop* Covered View Deck* Fully Fenced Backyard* Mature Trees & Natural Landscape* Appliances Include Dishwasher, Gas Range, Refrigerator & Owned Water Softener**Perfect For**Buyers searching for more than a typical home--those who want space for hobbies, vehicles, creative pursuits, remote work, guests, extended family, or simply the freedom that comes with owning a property designed around possibilities.**Schedule Your Showing**If you have been searching for a Placitas property that combines mountain surroundings, flexible living, exceptional workshop space, and major recent improvements, this is an opportunity worth seeing in person.Experience the space. Experience the possibilities. Experience Placitas living.

4
BEDS
3
BATHS
2,225
SQFT
1.32
ACRES

This beautifully appointed 3-bedroom plus office residence blends refined comfort with thoughtful, high-end upgrades throughout.Step inside to discover a warm and inviting floor plan anchored by a well-designed kitchen featuring rich granite countertops, abundant cabinetry, and generous workspace--ideal for both everyday living and effortless entertaining. The adjacent living areas offer a seamless flow, enhanced by updated lighting and stylish ceiling fans that elevate the home's modern Southwest aesthetic.The primary suite is separate from the other bedrooms offering private relaxation.Designed with both luxury and efficiency in mind, the home is equipped with hot water radiant in-floor heating complemented by a minisplit system in the living room and primary suite providing additional

3
BEDS
2
BATHS
2,424
SQFT
1.5
ACRES

Fabulous Home Boasts over 146K in Recent Upgrades/Updates! This home offers Santa Fe Style, a Wonderful Floorplan & Abundant Natural Light! Fantastic Living Room w/a HUGE Fireplace! Wall of Windows Frame Mountain Views! Inviting Chef's Delight Kitchen has tons of Cabinets & Countertop Space! Open to Den w/FP! Brick Floors! Tongue & Groove Beam Ceilings! The Entire 2nd Floor is the Magnificent Owner's Suite! Dream Size Closet! Plus a Bonus Flex Room! Outdoor Oasis has Multiple Patios/Paths/Flagstone to enjoy the NM Sunshine! Multi-generational option- 3 main Level BRs, one 12x15 En Suite! Experience the Best of Placitas, where wide-open skies/ mountain views & peaceful surroundings create the perfect escape from city life! Ideally located 20 minutes to ABQ & 45 minutes to Santa Fe!

4
BEDS
4
BATHS
4,497
SQFT
2.5
ACRES

Experience the charm of Placitas, New Mexico, on 4.72 acres with a distinctive main residence, separate casita, two horse stalls, run-in shed and an arena--great for an artist seeking inspiration. This unique property features timeless Southwestern style with exposed vigas, rustic wood ceilings, adobe-inspired details and abundant natural light. The spacious kitchen offers great functionality, while the casita provides flexibility for guests, multigenerational living, a private studio or home office. Enjoy peaceful surroundings, expansive views and room to embrace an equestrian lifestyle. Located in Ranchos de Placitas with a shared well, just 10 minutes from I-25--a rare blend of charm, privacy and versatility.

2
BEDS
2
BATHS
2,669
SQFT
4.72
ACRES

Welcome to this luxury new-build in the exclusive gated Diamond Tail Estates of Placitas. This spacious high end 3 bed, 3 bath home sits on 2 acres with stunning views in every direction. Built with metal framing and aircrete exterior for superior insulation plus fire and moisture resistance. Features include a chef's kitchen with all appliances, pass-through bar window to the outside, beer tap, and wine cooler, plus a continuous large-capacity hot water heater. Enjoy an open-concept design with skylights, abundant natural light, luxury hardwood floors, and a home sound system. The oversized 3-car garage is ideal for storage or workshop use. Outdoor perks include a gas stub, covered patio and fire pit. Buyers under contract during construction may be able to choose select finishes.

3
BEDS
3
BATHS
3,142
SQFT
2.02
ACRES
$609,900
-8,000$ 08/13

Amazing Views! MOVE in ready! Located in the popular Placitas . Home sits on 2 1/2 acres for that extra space between neighbors. This home offers Southwestern elegance in this amazing three-bedroom 2 living areas, 3 fireplaces, one of the fireplaces is in the main bedroom. New carpet, with many new improvments. Open floor plan features Saltillo tile, high cedar ceilings with vigas, and picture windows for relaxing natural light and great views.

3
BEDS
3
BATHS
2,782
SQFT
2.48
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.