FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 392 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Charming farmhouse-style home on a beautiful half-acre lot in Rio Rancho with stunning mountain views! This move in ready property features RV parking, side yard access, a metal roof, bright kitchen with white cabinetry, granite countertops, stainless steel appliances, updated bathrooms, a cozy gas fireplace, and a finished sunroom. Enjoy your own backyard retreat with an inground pool, Kiva fireplace, and separate 1-bath bar/kitchen area off the 2 car garage. Plenty of room to add a workshop, or other improvements. Seller may consider a refrigerator credit with an acceptable offer.
Step into our Inspiration floor plan-A stunning 4-bedroom, 3 full bath home designed for both comfort and style, featuring an oversized 2-car garage plus a dedicated office space. The expansive family room showcases soaring 11-foot ceilings, while 8-foot doors throughout enhance the open, upscale feel. At the heart of the home is open kitchen with built-in appliances, waterfall countertops, pendant lighting and modern finishes perfect for entertaining. The primary suite offers a spa-like retreat with a separate shower and garden tub. Additional highlights include a full glass front door and elegant skip trowel texture throughout the home. A perfect blend of luxury, function & thoughtful design. Plus incredible financing incentives are available with our in-house lender DHI Mortgage
Welcome to Loma Colorado! This well-maintained Pulte home offers fresh interior paint, spacious living areas, and a desirable open floor plan. The kitchen features granite countertops, rich cabinetry, stainless steel appliances, and a large island perfect for gathering. Generously sized bedrooms provide plenty of space for family, guests, or a home office. Step outside to a covered patio and enjoy the private backyard with no neighbors directly behind--an ideal setting for relaxing or entertaining. Conveniently located near parks, trails, schools, shopping, and dining, this move-in ready home combines comfort, space, and an excellent Rio Rancho location.
Designed for flexibility and everyday comfort, this spacious home offers three distinct living areas, including a formal living room/office, family room, and expansive loft. The versatile floor plan provides options for a home office, media room, recreation space, hobby area, guest accommodations, or additional gathering areas.Enjoy convenient access to a nearby neighborhood park featuring paths and open green space for outdoor recreation and relaxation. Located close to schools, shopping, dining, and everyday services, the property offers easy access the conveniences that support today's busy lifestyles.Generously sized bedrooms provide comfortable private spaces, while the oversized two-car garage offers additional room for vehicles, storage, equipment, or recreational gear
Better than new and full of upgrades, this well-kept Hakes Brothers home features 3 bedrooms plus a flexible room ideal as a 4th bedroom, office, gym, or playroom. Enjoy modern touches throughout, including matching ceiling fans with lights in every room and a charming barn door at the primary suite. The upgraded backyard offers low-maintenance landscaping, turf, and a covered patio with fans and lighting. Additional perks include a whole-home water softener, reverse osmosis to the fridge, and added garage shelving. Move-in ready with valuable upgrades already done.
Discover peaceful, secure living in The Islands, a premier 55+ gated community. This charming 2-bedroom, 2-bathroom home boasts high ceilings, a cozy fireplace, and an abundance of natural light. Step outside to your private, fenced patio, the perfect spot for morning coffee or evening relaxation. Ideally located near shops and cafes, this home is positioned to benefit from upcoming/exciting nearby developments, including a vibrant new town center with dining and gathering spaces. Experience the perfect mix of comfort, convenience, and growth.
Newer Family Home in a Fantastic Location! Guest bedroom downstairs, with walk-in closet and adjacent full bath would be perfect for elderly parent or teen. Open floor plan with quality cabinets and granite countertops & large kit. Island. Lots of windows make for a bright and cheery home. The spacious main suite features an oversized shower and 11X8 walk-in closet with custom shelving. Tons of storage space throughout. Enjoy evenings and mornings on your backyard oversized 35X20 patio. Great for barbeques! Neighborhood Park to take the kids or walk the dog within a short walk. Watch movies upstairs where the TV & Surround sound system and Curio cabinet stay. Water filtration and reverse osmosis. video security system and all major appliances also stay
Open house Sunday 6/14 from 12pm-2pm! Welcome to Enchanted Hills! This spacious single-story home features an open-concept layout with soaring ceilings, abundant natural light, and seamless flow between the kitchen, dining, and living areas--perfect for entertaining. The kitchen offers ample cabinet space and a center island for additional prep and gathering space. The generous primary suite includes a large walk-in closet and private en-suite bath. Step outside to your backyard oasis complete with an in-ground pool, mountain views, and plenty of room to relax or host guests. Conveniently located near parks, schools, shopping, dining, and major commuter routes. Don't miss this opportunity to enjoy indoor-outdoor living in one of Rio Rancho's most sought-after neighborhoods!
Experience true New Mexico living in this one-of-a-kind custom Santa Fe home! Nestled on 5 fully fenced acres, this exceptional property is being offered for sale for the first time ever. Thoughtfully designed and meticulously maintained, this custom-built home showcases authentic Southwestern charm with stunning vigas, expansive living spaces, abundant natural light, and breathtaking views in every direction.The open concept floor plan features a chef inspired kitchen with generous cabinetry, a large island, and seamless flow into the living and dining areas, perfect for entertaining. The property offers horse friendly potential, a large RV garage/workshop, and a greenhouse for gardening. The fully fenced acreage provides room for animals, recreational vehicles, hobbies, and more!
Now here's a very nice home with a wonderful, spacious living area addition, tastefully matching the original construction, but with lots of windows and upgraded brick flooring! An additional garage bay/workshop was also added, making it an exceptional 1-story, 3-bedroom, 2-bath, 3-car garage home on an oversized corner lot! In the back, there are two detached structures for more storage, or each could make a nice hobby shop! And there's plenty of room outdoor recreation, gardening, and all the RV toys. The septic system brand new, just replaced in 2026. You need to see it to appreciate this great floor plan! In the heart of Rio Rancho, this home is close to every convenience, shopping, entertainment, etc. It just waiting for a new owner to come and love it! Priced to sell soon!
Final Opportunity to own in Rainbow Canyon! Tired of paying rent? Invest in a new home at Rainbow Canyon - Rio Rancho's newest community minutes from shopping. Rainbow Canyon offers ''life-tested'' modern floor plans at an affordable price designed to enhance your evolving lifestyle. The Chimayo is a modern 3 bed 2 bath home with open concept living, granite countertops, and a delightful blend of a large covered patio and welcoming front porch. Experience comfort and style in every corner. Centex plans feature openness and energy-efficiencient designs to boast livability and savings on utility bills! Enjoy a functional kitchen with stainless-steel appliances, including a side-by-side refrigerator, granite countertops, and 15'' x 15'' tile in wet areas.
Beautifully maintained two-story home in the Loma Colorado master-planned community! Located on a cul-de-sac, this spacious 3-bed, 2.5-bath home features an open floor plan w/ fresh interior paint, updated appliances, soaring cathedral ceilings, and eco-friendly bamboo flooring. Kitchen includes a new Whirlpool gas range and flows seamlessly into the dining and living areas. Private downstairs office perfect for work from home or possible 4th bedroom. Primary suite offers garden tub, separate shower, and large walk-in closet w/ natural light. Enjoy your own private backyard oasis with covered patio perfect for relaxing and entertaining year-round. Major updates include A/C ('25), furnace ('24), and water heater ('22). Conveniently located near aquatic center, sports complex, schools, and 5
Located in highly sought-after Rivers Edge III, this well-maintained home offers a flexible floor plan, generous living spaces, and the comfort of an established neighborhood known for its larger lots and proximity to the Bosque and Rio Grande. The thoughtfully designed layout provides versatility for a variety of lifestyles, while the spacious yard offers gated side access, room for outdoor enjoyment, and additional space for storage, recreational vehicles, trailers, or future customization. Mature landscaping, attractive curb appeal, and pride of ownership throughout make this a rare opportunity in one of Rio Rancho's most desirable areas.
The best updates are the ones you don't have to do yourself. With 2,110 square feet on a .26-acre lot, this single-story home combines comfortable living spaces with improvements already in place. Two living areas create flexibility for entertaining, hobbies, work-from-home needs, or quiet evenings by the custom fireplace. Vaulted ceilings add volume and natural light, while updated flooring and two remodeled bathrooms give the home a fresh, move-in-ready feel. The oversized lot offers room to spread out and enjoy the outdoors. Conveniently located near Southern Blvd and Highway 528 with easy access to Intel, shopping, dining, schools, and everyday amenities. Space, comfort, and convenience come together in a location that keeps you connected to everything Rio Rancho has to offer.
Affordable 4-bedroom single-story home that's move-in ready! This super clean 1,684 sq. ft. Rio Rancho home has been updated with new carpet, fresh interior paint, and a new water heater. The functional floor plan offers four spacious bedrooms and a kitchen featuring stainless steel appliances, with the refrigerator included. Bright, well-maintained, and ready for its new owner, this home is an outstanding value for buyers looking for an affordable 4-bedroom home. Conveniently located near schools, parks, shopping, and major commuter routes. Affordable single-story 4-bedroom homes in this condition are hard to find, schedule your showing today!
Like-new Pulte-built Manzanita floor plan offering 2,052 sq ft, 3 bedrooms, and 2 baths. Built in 2023, this move-in ready home is priced below comparable new construction in the area, providing an excellent opportunity to enjoy newer-home features without the wait. The open-concept layout showcases contemporary finishes, spacious living areas, and an energy-efficient solar system. Qualified buyers may have the opportunity to assume the existing mortgage at an attractive 4.75% interest rate, subject to lender approval. Solar financing is separate from the mortgage and may also be assumable by qualified buyers. Conveniently located near shopping, dining, & parks.
Charming 3-bed, 2-bath in Corrales North on a spacious 0.2-acre lot. At 1,202 sq ft, it's the perfect size comfortable, manageable, and full of potential. East-facing with great natural light, a 1-car garage, and top Rio Rancho schools including Enchanted Hills Elementary. A solid home in a great spot. Don't sleep on this one.
Welcome to this beautifully maintained Mediterranean-style home, offering 3 bedrooms, 3 bathrooms, and a versatile flex room. The spacious owner's suite is privately situated away from the secondary bedrooms and features a luxurious framed walk-in shower, double vanity and a walk-in closet. The gourmet kitchen showcases a bright, modern design with white cabinetry, backsplash, quartz countertops, stainless steel appliances, and pantry. The open-concept living area is highlighted by a fireplace accent wall featuring shiplap detailing and a floating wood mantel. Natural wood-tone tile flooring and accent beams complete the home's aesthetic. Built to NM Green standards, upgrades include 8' interior doors, soft-arches, new carpet, and a finished garage with epoxy flooring.
MOVE-IN READY AND PACKED WITH SPACE, STYLE, AND COMFORT! This beautifully maintained Rio Rancho home features fresh paint on the interior/garage, fresh upstairs carpet, modern flooring, fresh finishes, backyard access, and a warm living area anchored by a cozy fireplace. Generous living spaces include an expansive upstairs loft/flex space perfect for a media room, game room, home office, fitness area, or second living space. Spacious primary suite offers a large walk-in closet and private bath. Step outside to a walled backyard designed for easy living with a covered patio, ceiling fans, mountain views, storage sheds, and low-maintenance landscaping. Conveniently located near parks, schools, shopping, dining, and commuter routes, this home delivers all you have been looking for!
Beautifully updated single-story home in the sought-after Northern Meadows community. Newer flooring, and stylish finishes create a warm and inviting atmosphere. The spacious kitchen features newer granite countertops, ample cabinetry, and a modern electric range, while both full bathrooms offer matching granite surfaces for a cohesive look. Relax under the covered back patio and enjoy the low-maintenance backyard. Conveniently located near parks, UNM Sandoval Regional Medical Center, Santa Ana Star Center, shopping, dining, and Santa Ana Casino. Easy access to Albuquerque and Santa Fe makes this home the perfect blend of comfort, convenience, and value.
Seller will credit $2,000 to buyer at closing for whatever they'd like! Featuring 3 bedrooms, 1 full, 1 three-quarter and one half bath. Loft / office / game room and laundry on second story. Washer and dryer stay with the property. 3 car garage, awesome 10 x 20 Tuff shed on a 12 x 25 concrete slab in walled backyard. Open patio and no rear neighbors is a bonus! Large kitchen with family dining room, snack bar, huge walk-in pantry, double sinks, walnut cabinets, tiled backsplash, gas range and built-in microwave. Instant, endless hot water awaits you as this home is equipped with a Noritz instant water heater. EZ care xeriscaping will conserve water as you use your Rainbird drip system. Dual refrigerated a/c's to keep you cool any time! Easy to schedule and show! Worth it to view!
Welcome to this updated 3-bed, 2-bath, 1480 sq ft home! Open concept living/kitchen/dining area. Enjoy brand-new vinyl flooring in the main living areas and new carpet in the bedrooms.A garage conversion adds a versatile bonus room and dedicated laundry area, maximizing your interior space while keeping single-garage storage.Low-maintenance, xeriscaped front yard & covered back porch & covered front carport. Ideally located in a quiet neighborhood just steps from Star Heights Park, schools, and shopping. This move-in-ready home perfectly balances comfort, space, and convenience. Schedule your tour today before it's gone!
Welcome home to 5014 Nickel Dr NE! Located in a highly desirable pocket of Rio Rancho, this 3-bedroom, 3-bathroom home features 1,567 sq ft of bright, functional living space. Take in the great views from the covered back porch, and take advantage of the spacious corner lot featuring possible backyard access--ideal for an RV, boat, or recreational toys. A fantastic opportunity you won't want to miss!
Some homes simply check the boxes. Others create the kind of everyday living that makes you want to stay awhile. This single-story Rio Rancho home offers 2,030 sq ft, 3 bedrooms, 2 baths, and a spacious .5-acre lot with beautiful views of the Sandia Mountains. The open living and dining area features vaulted ceilings and a kiva-style gas fireplace that adds warmth and character. The primary suite includes a walk-in closet and direct access to the 30' x 9' covered patio, creating a seamless connection to outdoor living. Refrigerated air provides year-round comfort. The oversized 2-car garage includes a heated and cooled 11' x 15' hobby room, ideal for projects, crafts, fitness, or flexible workspace needs. No HOA or PID. Conveniently located near shopping, dining and everyday services.
STUNNING HOME WITH OPEN SPACE VIEWS! Beautifully maintained and move-in ready, this spacious home offers an inviting open floor plan with generous living and dining areas designed for everyday comfort and entertaining. Gourmet kitchen flows seamlessly into the heart of the home while the luxurious owner's suite features a spa-inspired bath with dual sinks, soaking tub, oversized walk-in shower, and impressive walk-in closet. Custom laundry room provides abundant cabinetry, workspace, and storage. Car enthusiasts and hobbyists will appreciate the oversized finished garage. Step outside to a beautifully landscaped backyard complete with covered patio, lush lawn, mature trees, and plenty of room to relax or entertain. Exceptional location backing to open space! Call today a personal tour!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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