FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 505 listings in Rio Rancho.
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Now offering a $5,000 Buyer's Credit with at list offer! Buyers may use it toward closing costs, an interest rate buydown, or carpet replacement, as allowed by their lender. At $290,000, this one of your only opportunities to get a Rio Rancho home with refrigerated air and a seller credit!!! This move-in ready, single-story home offers 3 bedrooms, 2 bathrooms, and a 2-car garage with a functional open concept layout. The kitchen features granite countertops and clear sight lines into the living area, creating a bright, connected space for everyday living. Refrigerated air adds year-round comfort, while the single-level design keeps the floor plan simple and functional. Located in Northern Meadows with access to neighborhood parks, open spaces, and all that Rio Rancho has to offer. Move in ready and waiting for its next chapter. Schedule your showing and come see it for yourself!
Better than new! This home shows immaculate and is loaded with upgrades. Come see this light and bright open floor plan. Stylish granite countertops and lots of beautiful white cabinets. Large granite island transitions the kitchen and dining. Exquisite tile flooring throughout. Tall ceilings and lots of big windows provide light and spacious feel. The master bedroom retreat features his and her closets, granite double vanity and tile floors. The living room features a cozy fireplace, tile flooring and transitions nicely to the spacious backyard patio for outdoor living and easy to maintain backyard. Location, Location, Location, be close to restaurants, shopping and employment. Other upgrades include LED lighting, Low E dual pane windows, programmable thermostat, 95% energy efficient tankless water heater, designer garage door. This is not in a 55+ community.
Welcome to this meticulously maintained, fully updated home in The Esplanade, a 55+ age-restricted community in the heart of Rio Rancho near shopping, dining, and medical facilities. HOA dues cover front yard landscape, irrigation, and maintenance of the community's common areas and pathways. Sunlight pours through the open floorplan, giving every room a clean, crisp, and cheerful feel. Solid surface flooring runs wall to wall -- no carpet anywhere! The kitchen shines with modern appliances, abundant storage, and generous counter space that makes meal prep a pleasure. Three bedrooms plus a sunroom with a closet offer flexible space for a home office, art studio, or den, and newer air conditioning and a newer water heater round out the recent updates. Step outside to a courtyard with pergola and a back patio bordered by a garden area -- multiple beautiful spots to relax, unwind, and share special moments with friends and family. All appliances convey for your convenience, and every major update is already done, so all that's left is to move in. Schedule your showing today -- welcome home!
6329 Kestrel Drive NE, Rio Rancho
Beautiful Luxury in a Welcoming Community! This stunning 4-bedroom home showcases the exceptional craftsmanship and thoughtful upgrades. Enjoy a friendly community with walking and biking paths, parks, and inviting outdoor spaces.Inside, soaring ceilings, elegant floor tile, and 8-foot doors create a bright, open, and sophisticated feel. The chef's kitchen is truly the heart of the home, featuring granite countertops, a tile backsplash, staggered cabinetry, stainless steel appliances, a 5-burner built-in gas cooktop with glass vent hood, smart wall oven with air-fryer function, modern pendant lighting, a spacious island, and a beautiful farmhouse sink.The pristine living spaces are designed for both everyday living and effortless entertaining. The spacious primary suite offers a luxurious tile walk-in shower complete with a rain shower feature. Additional thoughtful upgrades include a tankless water heater with recirculating pump for added efficiency and convenience.Step outside to a fully landscaped backyard, perfect for relaxing, entertaining, and enjoying New Mexico's beautiful outdoors. This exceptional home blends style, comfort, efficiency, and modern convenience in one fantastic package. Don't miss the opportunity to make this beautiful home yours!Ring Camera and front view security camera conveys!
Highlights of the impressive Raleigh plan include an open dining area, a great room with 12'x8' multi-slide doors leading onto a relaxing covered patio and a thoughtfully designed gourmet kitchen with a waterfall island and a walk-in pantry. You'll also appreciate a central laundry and three generous bedrooms, including a stunning primary suite showcasing a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes.
Welcome to the highly coveted River's Edge 1 neighborhood, offering convenient access to both Rio Rancho and Corrales, with nearby parks, walking paths, and trails just moments away. Inside, you're greeted by a wall of natural light drawing your eye to the three-tier backyard, set on just over a quarter acre with no rear neighbor, convenient side yard access, and added separation to the west thanks to the adjoining alley. Enjoy cooking on the induction stove surrounded by granite countertops and updated cabinetry while staying connected to guests in the adjoining dining room. Step into a light-filled flex space that sparks the imagination, whether you envision a coffee bar, wine room, sports lounge, or hobby space, with nearby plumbing offering room to bring your vision to life.Thoughtful updates including newer windows, flooring, refrigerated air, and water heater let you focus on simply enjoying the home!
The Mariposa floorplan at Lomas Encantadas Estates in Rio Rancho, New Mexico is a spacious, luxury single-story home designed for buyers who want expansive living, elevated design, and a true sense of arrival. Offering approximately 3,012 square feet, 3-4 bedrooms, and 2.5-3 bathrooms, this home represents the pinnacle of single-story living near Albuquerque. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.
This green-built residence features energy-efficient Low-E windows, a tankless water heater, and smart-home ready features designed for modern, comfortable living. Wide hallways open into an expansive great room that flows seamlessly into the gourmet kitchen and dining area -- perfect for everyday living and entertaining.The chef-inspired kitchen shines with a large granite island, farmhouse sink, convection oven, and a spacious walk-in pantry. The primary suite is a true retreat, offering a generous bedroom, luxurious floor-to-ceiling tiled shower, dual vanities, and a massive walk-in closet. You'll find abundant storage throughout the home. Cozy carpeting in the bedrooms keeps things soft underfoot, while durable tile in the main living areas delivers easy, low-maintenance living.Located in Rio Rancho, you'll enjoy some of the top-rated schools and strongest athletics programs in New Mexico, all within a rapidly growing community that continues to attract families seeking quality of life, and long-term value.
FRESHLY PAINTED, BEAUTIFULLY RENOVATED & MOVE-IN READY! Welcome to 1598 Perma Drive, a beautifully maintained North Hills home offering an incredible combination of updates, privacy, outdoor space, and location. The entire interior of the home, including the interior of the garage, was freshly painted in August 2026, giving the property a clean, fresh feel from the moment you walk in. When the current owner purchased the home in 2023, the property had recently undergone several improvements, including an updated roof and refrigerated air system, adding to the home's overall comfort and appeal. The property features a spacious backyard with no neighbors directly to the north, plus a conveniently located neighborhood park just beyond the property. Whether you envision entertaining, relaxing, or creating your own backyard oasis, the outdoor space offers plenty of possibilities. Additional neighborhood parking to the east is another bonus when hosting friends and family. Inside, you'll find a functional floor plan with the primary suite separated from the secondary bedrooms, providing additional privacy while maintaining a comfortable flow throughout the home. Beautifully maintained, thoughtfully updated, freshly painted, and ready for its next owner, this home is one you won't want to miss. Seller is open to a Real Estate Contract (REC) and willing to consider flexible terms, creating a unique financing opportunity for the right buyer. Schedule your private showing today!
Seller offering closing cost credit with acceptable offer! Located in the award winning Mariposa community offering an exceptional combination of space, privacy, and convenience. The thoughtfully planned layout and private walled courtyard create a peaceful setting that feels tucked away from neighboring homes.Inside, soaring ceilings, abundant recessed lighting, and wood-look tile flooring enhance the bright, open-concept living area. The spacious great room is centered around a warm fireplace and flows effortlessly into the dining area and beautifully appointed kitchen, complete with granite countertops, stainless-steel appliances, a gas cooktop, generous cabinetry, and an oversized island with additional seating. A rare and versatile feature of this home is its two private primary suites, making it ideal for guests, multigenerational living, or anyone seeking additional separation and privacy. The main primary retreat includes a spacious bathroom with a soaking tub, separate walk-in shower, dual-sink vanity, and an impressive walk-in closet. Additional upgrades include a tankless water heater and recently sealed grout throughout the home.Outside, the brand-new built-in BBQ grill has never been used and is ready for its first cookout, adding even more appeal for entertaining and enjoying New Mexico's beautiful weather. For added convenience and peace of mind, the home also features a built-in Taexx system for ongoing pest and termite treatment.Best of all, the home is within walking distance of the Mariposa Community Center, where residents can enjoy indoor and outdoor pools, a fully equipped fitness center, movement studio, social spaces, parks, and nearby walking and biking trails. The Screaming Coyote restaurant is also just steps from the community center, making it easy to enjoy dinner and drinks close to home. This is more than a beautiful home it's an opportunity to enjoy the lifestyle and amenities that make Mariposa such a special place to live!
4337 Golden Eagle Loop NE, Rio Rancho
Welcome to 4337 Golden Eagle Loop, a beautifully maintained 4-bedroom, 2-bath home featuring a bright, open floor plan and generous storage throughout. The spacious gourmet kitchen is designed for both everyday living and entertaining, with stainless steel appliances, a center island, pantry, built-in microwave, and reverse-osmosis system.Enjoy year-round comfort with refrigerated air, then step outside to a professionally landscaped, low-maintenance backyard that provides a wonderful setting for relaxing, entertaining, or simply enjoying the outdoors.This move-in-ready home comes complete with all appliances, along with a water softener and home security system, adding convenience from day one. Located within a highly rated school district, the home offers a desirable location to complement its many features.With its comfortable layout, thoughtful upgrades, included appliances, and inviting outdoor space, 4337 Golden Eagle Loop is ready to welcome its next owner. Schedule your showing today and come see everything this wonderful home has to offer!
Welcome to this beautiful, well-kept brick home in Rio Rancho! Offering 4 bedrooms, 2 bathrooms, a 2 car garage, and a massive backyard with incredible mountain views, this home has so much to offer. Enjoy the comfort of refrigerated air, a newer metal roof, and a spacious layout designed for everyday living. All appliances convey with the home, making this an easy move-in opportunity. Beautifully maintained and ready for its next owner. SELLER CREDIT TOWARDS CARPET REPLACEMENT AT CLOSING. Come see this one today!
Welcome to the beautiful Savannah floor plan, featuring 4 bedrooms, 2.5 bathrooms, a 2-car garage, and a spacious primary suite conveniently located on the main level. This brand-new home offers a gorgeous kitchen with quartz countertops and modern gray cabinetry, ceramic tile throughout the main living areas with carpet only in the bedrooms, and a spacious primary bath featuring a 5-foot walk-in shower and double sinks. Enjoy a thoughtfully designed, energy-efficient home in a beautifully landscaped new-home community with stunning Sandia Mountain views. D.R. Horton offers an excellent new-home warranty, plus buyers may take advantage of special financing opportunities when using DHI Mortgage and receive up to $7,000 toward closing costs. Come tour the Savannah and discover everything this beautiful new home has to offer!
Welcome home to this beautifully maintained 1,420 sq. ft. gem featuring a highly desirable open floor plan that's just the right size--not too big and not too small! With 3 bedrooms and 2 bathrooms, this home offers comfortable living for a variety of lifestyles. From the moment you arrive, you'll appreciate the upgraded front door and attractive curb appeal. Inside, the spacious living area and primary bedroom are enhanced with ceiling fans for added comfort. The private primary suite features a double-sink vanity and an oversized walk-in closet, providing plenty of storage and convenience. Step outside to enjoy the low-maintenance exterior complete with a durable tile roof, a custom Leaf Filter gutter system, a beautifully landscaped backyard, and a gas stub ready for your barbecue grill--perfect for entertaining family and friends. This move-in-ready home combines comfort, functionality, and thoughtful upgrades. Don't miss your opportunity to make it yours--schedule your private showing today!
Welcome to this super spacious Southwest-style home in a fantastic, calm, and quiet Rio Rancho neighborhood next to great schools. Enjoy abundant natural light and an open floor plan in this ready-to-move-in property.The main level features a chef-inspired kitchen with abundant cabinetry, quartz countertops, a large island, new stainless-steel microwave, and gas stove. You'll also find a breakfast nook, formal dining room, formal living room, and an additional family room.Wood-floor stairs lead to the second level and a large loft ideal as a rec room, exercise space, or study. The spacious primary bedroom easily accommodates all your furniture, complemented by three additional generously sized bedrooms.Outside, the spacious backyard offers plenty of green space, shade, and low-maintenance living--perfect for family gatherings and entertaining.Don't miss this opportunity to own a truly spacious home in a peaceful, convenient location. Schedule your showing today!
Welcome to the desirable Cabezon community where you can make this stunning property your new home and has no HOA. The moment you walk up to the front door and enter the foyer, you will notice the open floor plan with raised ceilings, 2 living areas, a cozy fireplace, open kitchen perfect for entertaining. Kitchen comes with stainless steel appliances, pantry, breakfast nook. The layout includes 4 bedrooms, a luxurious primary suite, with garden tub, and a split design for privacy. Conveniently located near Cabezob Park, shopping and entertainment. Seller to contribute $5,000 at closing with an acceptable offer.
625 Palo Alto Drive NE, Rio Rancho
Welcome to this meticulously maintained home that truly has it all! Thoughtfully designed for those who need & love space, this exceptional property offers 6 spacious bedrooms, a fully open concept floorplan on the first floor, a dedicated home office, an open loft, formal dining room, and an oversized 3-car garage. Primary Bedroom suite on the first floor with a generous sized walk in closet, separate tub & shower, and custom barn door separating the bedroom from the bathroom suite. From the moment you step inside, you'll be captivated by the soaring tall ceilings, an abundance of natural light that pours through every room, and brand new luxury vinyl plank flooring flowing seamlessly throughout the home. The open floor plan creates an effortless connection between living spaces, making it perfect for both everyday living and large-scale entertaining. The heart of the home is a chef-inspired kitchen that is sure to impress, featuring granite countertops, stainless steel appliances, a built-in oven and microwave, a gas range, and all new fixtures every detail carefully considered for both style and function. The fully finished backyard offers a private and low-maintenance outdoor retreat, ideal for quiet evenings or weekend gatherings without the hassle. New toilets and fixtures throughout round out the long list of updates that make this home truly turnkey. Perfectly situated near top-rated schools, parks, restaurants, and premier shopping, this incredible home delivers the lifestyle you've been searching for. Opportunities like this don't come around often so schedule your private showing today!
$20,000 flex cash and interest rate buy down plus closing cost assistance. Corner lot with mountain views from back yard! This DR HORTON home offers a bright open-concept floorplan with 4 spacious bedrooms and 2 modern bathrooms. Quartz countertops and natural light brown cabinets with an island and grand pantry. Built in stainless appliances and luxury upgrades throughout. Peace of mind comes with builder warranties. Don't miss your chance to own new construction in Lomas Encantadas. Close to Enchanted Hills restaurants, entertainment and shopping, quick access to i-25. Walking trails, open space, dog park and even pickleball court! (home still doing touchups so photos are of previous model with similar features) Open house everyday. Completion expected early September. Tons of upgrades in home like 8 ft 3 panel sliding glass door to patio . Home open daily just stop by builder model home.
MOTIVATED SELLERS! Rare opportunity to own the sought-after Siena floor plan in Los Diamantes! Formerly a model home, this move-in-ready 2022 build offers a floor plan no longer available through the builder, along with thoughtful upgrades throughout. Offering 2,479 sq. ft., the home features 4 bedrooms, 3 full baths, a wide staircase, and a versatile upstairs loft. The spacious primary suite features a generous walk-in closet. Additional highlights include surround sound, fully landscaped front and back yards, and all kitchen and laundry appliances conveying.
Welcome to this well-maintained, single-owner 3-bedroom, 2-bath home situated on a spacious 0.5-acre lot. Enjoy incredible mountain views from your own backyard while appreciating the peace and privacy this property offers. Inside, you'll find a thoughtfully cared-for home with comfortable living spaces and plenty of natural light.The main living areas showcase custom Southwest-inspired lighting fixtures that add warmth and character, while the kitchen and bathrooms feature matching granite countertops for a cohesive, timeless look. Enjoy the convenience of an attached 2-car garage plus an additional 1-car carport, providing ample parking and storage.
OPEN HOUSE 10-3,10-12PM. Welcome home to this gorgeous residence nestled in the sought-after Arbolera at Cabezon community! Offering 2,433 square feet of thoughtfully designed living space, this well-cared-for home features 4 spacious bedrooms, 4 bathrooms, and an oversized 3-car garage.The open concept floor plan seamlessly connects the kitchen, dining area, and main living room, creating the perfect space for entertaining and everyday living. A versatile second living area offers endless possibilities as a home office, fitness room, playroom, or media space.The oversized bedrooms provide plenty of room to relax, and the convenient laundry room is connected directly to the primary suite's walk-in closet for added functionality.Step outside to enjoy the covered patio and private walled backyard, complete with low-maintenance xeriscaping and drip irrigation. Ideally located near parks, walking trails, schools, shopping, and dining, this home offers both comfort and convenience.Don't miss your opportunity to make this beautiful home yours, schedule your showing today before it's gone!
Comfort and style in this beautiful 3bedroom, 2-bath home located in a beautiful, peaceful neighborhood. Open floor plan perfect for entertaining. The spacious primary suite features a walk in closet. Enjoy the convenience of being just a short drive to grocery stores, popular restaurants, and walking distance to local park for outdoor fun. This home offers the perfect balance of tranquility, convenience, and lifestyle. Vacant and ready for the new owners.
Welcome to this immaculately maintained home in one of Rio Rancho's growing and desirable communities! Situated on a spacious half-acre lot, this property offers backyard access with plenty of room for RVs, trailers, recreational toys, future outbuildings and more.Inside, you'll find a bright and inviting floor plan featuring pitched ceilings, abundant natural light, high-efficiency Don's argon gas windows and sliding doors, laminate flooring (no carpet), updated kitchen countertops, freshly painted cabinets and more. The home also includes new bathroom and kitchen fixtures, a newer hot water heater and a spacious, oversized two-car garage. No HOA.The septic has been inspected!
Ask about the 2-1 temporary interest rate buy-down offer. (Must use builders preferred lender, qualification required). Discover Fellowship's newest Rio Rancho build, perfectly situated on a spacious, wide-set 1/2-acre lot. Designed for both comfort and style, this impressive home features 4 bedrooms, a flexible bonus space, 2.5 bathrooms, and a finished 3-car garage with convenient backyard access. The bright, open-concept interior is enhanced by tall ceilings, solid-surface countertops, solid wood cabinetry, durable LVP flooring, and carefully selected designer finishes. The main living area extends effortlessly to a beautiful covered patio, creating an ideal space for indoor-outdoor living. Three secondary bedrooms and a full bathroom occupy their own separate wing, while the private primary retreat offers a spa-like bathroom with dual sinks, an oversized shower, and a generous walk-in closet that connects directly to the laundry room. No HOA or PID.
Welcome to this well-maintained home tucked away on a quiet cul-de-sac in Rio Rancho. Enjoy beautiful Sandia Mountain views from the backyard and a functional open-concept layout designed for comfortable everyday living. The spacious living area flows seamlessly into the kitchen and dining space, creating a great setting for relaxing or entertaining.The primary suite features a walk-in closet and a private bathroom with dual sinks, a soaking tub, and a separate shower. Two additional bedrooms provide flexibility for guests, a home office, or hobbies. Additional highlights include refrigerated air, a dedicated laundry room, and an attached two-car garage.The low-maintenance front and backyard landscaping offers a blank canvas for your personal touch while keeping upkeep simple.This home combines peaceful neighborhood living. Schedule your showing today!
Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.
Almost new Built in 2020, this charming single-story home in Enchanted Hills offers modern comfort and an easy, functional layout. Featuring 3 bedrooms, 2 bathrooms and provides inviting living spaces with plenty of natural light. The kitchen flows seamlessly into the main living and dining areas, creating a comfortable setting for everyday living and entertaining. A private primary suite, two additional bedrooms and a two-car garage complete the floor plan. Situated on a quiet cul-de-sac in growing Northern Rio Rancho, this move-in-ready home offers convenient access to shopping, dining, schools and everyday amenities. A wonderful opportunity to enjoy a newer home in an established neighborhood!
Welcome home to this beautifully maintained, single-owner DR Horton home in the highly desirable Arbolera De Estate in the master-planned Cabezon community. This popular single-story floor plan offers four spacious bedrooms with a thoughtful split-bedroom design, providing added privacy for the primary suite. The open-concept living area is perfect for everyday living and entertaining, complemented by a formal dining room for special gatherings. The generously sized primary suite features a large walk-in closet and is tucked away from the secondary bedrooms for a peaceful retreat. Step outside to enjoy the covered patio and low-maintenance desert landscaped backyard, offering the perfect space to relax without the upkeep. Enjoy the benefits of Cabezon with numerous parks, community pool, community center, sports fields and more. With its functional layout, pride of ownership, and sought-after location, this home is one you don't want to miss.
Imagine waking up each morning to breathtaking Sandia Mountain sunrises and ending your evenings with unforgettable New Mexico sunsets from one of two private decks. This stunning single-story home in one of the gated Mariposa communities is more than a house, it's a place to gather, relax, and make lasting memories. Thoughtfully designed with custom touches throughout, it offers 3 bedrooms, 2.5 bathrooms, a private office or sitting room, and an attached mother-in-law suite complete with its own bedroom, 3/4 bath, and washer/dryer, perfect for loved ones or long-term guests. Walk out into your own backyard retreat featuring a sparkling in-ground pool, an outdoor kitchen, and a huge covered patio made for celebrations, quiet mornings, and everything in between. Every space invites you to slow down, soak in the views, and truly feel at home. All of the appliances in the home convey! All you have to do is move in!
Discover this stunning new construction nestled on a spacious 1/2 acre corner lot with mountain and sunset views! Featuring Pella windows and designer lighting throughout, this home boasts custom cabinetry that enhances its elegant design. Perfect for multi-generational living, the in-law suite includes a kitchenette and a separate entrance. Entertain friends at the bar area, complete with a sink and beverage refrigerator. The primary suite is a true retreat, offering a free-standing tub, a walk-in shower, and dual vanities. Cozy up by the inviting stone fireplace, and enjoy the modern convenience of the Bosch appliance package. Don't miss your chance to own this exceptional property!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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