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FHA Eligible Homes in Rio Rancho

Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 338 listings in Rio Rancho.

SELLER OFFERING $5K FLOORING CREDIT!!! Welcome to this beautiful, Pulte home, crafted in 2021 and located in Broadmoor Heights- a desirable area, near top-rated schools, community parks, scenic walking trails, local shopping, dining, and quick access to Hwy 528 for an easy commute. This modern, energy-efficient property offers a bright and spacious, open floorplan. The stylish kitchen features granite countertops, birch wood cabinets, and quality finishes throughout. A dedicated office space provides the ideal setup for working from home or potential 4th Bedroom. The home also has a beautiful tile roof! The private primary suite offers a large walk-in closet, double sinks, and a spacious walk-in shower. Additional features include an attached garage and covered patio. See it today!

3
BEDS
2
BATHS
1,803
SQFT
0.13
ACRES

Welcome to your like-new 2024 home by DR Horton. This modern residence shines with fresh interior paint and striking accent walls in the bedrooms. Step inside to discover an open floor plan and soaring high ceilings that allow tons of natural light. The kitchen features stainless steel appliances and abundant counter space, perfect for everything from weekday meals to hosting family and friends. Smart home technology is integrated throughout, offering effortless control over lighting, climate and more. This home also boasts practical upgrades such as a water softner for superior water quality and beautifully xeriscaped landscape. Outside space creates tranquil, easy care environment with breathtaking mountain views.This home also remains under builder warranty for peace of mind.

4
BEDS
2
BATHS
1,552
SQFT
0.13
ACRES

This exceptional 5-bedroom, 3-bath home with a 3-car garage features an open floor plan and a beautiful kitchen equipped with a gas cooktop, stainless steel appliances large island.. The first-floor primary suite offers a walk-in closet and a spacious bathroom with dual sinks and an oversized shower. A guest bedroom and full bath are also conveniently located on the main level. Upstairs, you'll find a large loft, three additional bedrooms with mountain views, and another full bath. Home has refrigerated air, instant hot tankless water heater.Located in the Mariposa community, residents enjoy access to a clubhouse, indoor and outdoor pools, fitness facilities, scenic trails, parks, and a vibrant social atmosphere.

5
BEDS
3
BATHS
2,947
SQFT
0.14
ACRES

This gorgeous Pulte home was completed in July of 2025! Located in the desirable Broadway estates, this ''Starwood'' has mountain views, and backs up to open space. Transferable Pulte Warranty. Newly landscaped backyard featuring synthetic grass (January of 2026).Enjoy separate 1 and 2 car garages, synthetic stucco, flat Spanish tile roof, courtyard style entrance, spacious driveway, and all in new condition. Once inside you'll be delighted by 10-foot ceilings, wood plank tile, smokey custom cabinets, white granite countertops, butler's pantry, huge second pantry, a great room with vaulted 20ft ceilings, metal and wood railing upstairs, and a second primary guest room downstairs.Upstairs features a huge loft, and lots of big bedrooms. Huge primary room, shower & closet

4
BEDS
4
BATHS
3,507
SQFT
0.15
ACRES

Built in 2019, this single story D.R. Horton has an open floor plan with raised ceilings. Carpet flooring throughout, except the wet areas which are vinyl plank. The kitchen has stainless steel appliances, island with a bar and recessed lighting. Enjoy refrigerated air cooling in the summer months, central heating in the winter. A covered patio with amazing views of the Sandia Mountains. The neighborhood park is just a short walk away.

3
BEDS
2
BATHS
1,611
SQFT
0.13
ACRES

Embrace the tranquility of Enchanted Hills with this delightful 4-bedroom, 3-bath home! Spanning 2067 square feet, this residence is filled with charm and ready to welcome you. The fenced backyard not only enhances your outdoor space but also includes convenient RV access for those spontaneous road trips. Enjoy easy access to Highway 550 and I-25, making your daily commutes hassle-free. This home encapsulates a secure and inviting environment where you can truly relax and unwind. Don't wait--make this enchanting corner property your own today!

4
BEDS
3
BATHS
2,048
SQFT
0.13
ACRES

Discover comfort and convenience in this charming 3-bedroom, 2-bath townhouse located in The Islands, a desirable 55+ gated community in Rio Rancho. Enjoy stunning Sandia Mountain views from the expansive covered patio, perfect for relaxing or entertaining. A welcoming private courtyard leads into a spacious family room featuring a cozy gas fireplace. The open kitchen and dining area offer raised-panel oak cabinets, stainless steel appliances, and a convenient wet bar, creating an ideal space for everyday living and hosting guests. The large primary suite includes a generous walk-in closet and a full bath for added comfort. Residents enjoy easy access to the community park and tranquil waterfall, adding to the peaceful ambiance of this sought-after neighborhood.Priced to Sell!!!

3
BEDS
2
BATHS
1,407
SQFT
0.1
ACRES

A standout home in central Rio Rancho, this single story brick home features four bedrooms, three bathrooms, 2 car garage & includes two master suites. Kitchen updated in 2024 with stainless steel appliances, granite counter tops, custom cabinets & connects easily to the main living area. 2024 upgrades include: furnace, water heater, & refrigerated air. The garage is finished with epoxy flooring. Large laundry room inside for added convenience. You'll love the spacious backyard with backyard access and storage! Schedule your tour today!

4
BEDS
3
BATHS
1,809
SQFT
0.31
ACRES

**Sellers are offering a $5,000 buyer closing cost credit with an acceptable offer**. This stunning single-story Pulte home is less than one year old and offers 2,183 sq. ft. of open-concept living. It features 4 bedrooms plus an office/flex room, designed for both everyday comfort and entertaining. The chef's kitchen is equipped with premium appliances, granite countertops, and ample cabinetry. Tile flooring extends throughout the main living areas for a sleek, cohesive look, while abundant natural light enhances the spacious layout. The backyard is fully landscaped with low-maintenance turf and an extended concrete patio, perfect for outdoor living. Located in a great neighborhood with convenient access to shopping and dining.

4
BEDS
2
BATHS
2,176
SQFT
0.14
ACRES

This new-construction gem is your shortcut to a custom home feel--without the wait. Thoughtfully curated upgrades elevate every inch, from the expanded great room with a cozy fireplace to the 12-ft sliding glass doors that bathe the space in New Mexico's golden sunlight. Step under the extended covered patio to enjoy quiet mornings or stunning desert sunsets.Inside, the 3-bedroom layout is complemented by a versatile flex room--perfect as a home office, playroom, or creative space. With 2.5 bathrooms and a seamless flow throughout, the design balances comfort and convenience, making it just as ideal for quiet nights in as it is for entertaining friends and family.

3
BEDS
3
BATHS
2,450
SQFT
0.2
ACRES

Don't miss your chance to own this AMAZING custom home! Built by the same trusted builder as 910 NightGlow and 861 Starry, this home offers exceptional craftsmanship and a thoughtfully designed layout. Colors and finishes may vary - but the quality and elegance remain the same! This plan its neighboring counterparts, the layout remains just as beautiful and functional. This custom home has 3 Bedrooms PLUS a flex room, 2 Full Bathrooms sitting on half an acre. Primary suite highlights, walk in closet, double sink, stand alone tub and standing shower! Living room has high ceiling, gas fire place with open concept. Did we mention the Tandem 3 car garage! Perfect for vehicles,and all your outside toys!

4
BEDS
2
BATHS
2,307
SQFT
0.5
ACRES

Discover the potential at 4815 Leon Grande Ave SE in Rio Rancho a solid, well-loved home offering comfort today and endless possibility for tomorrow. Currently tenant-occupied and well-maintained, this property has been cared for, providing a strong foundation for its next owner to personalize, update, and elevate to modern taste.This home features a functional floorplan with generously sized living spaces, natural light throughout, and a layout that invites creativity. The kitchen and bathrooms are clean and usable as-is, yet present the perfect opportunity for upgrades and value-add improvements.Outdoors, you'll find a spacious yard with room to expand, garden, entertain, or simply enjoy New Mexico skies.

3
BEDS
2
BATHS
1,661
SQFT
0.27
ACRES
$699,900
-10,100$ 02/06

MUST SEE this beautiful home with a pool and beautiful amenities. This Southwestern Tuscan home has an open concept design that sit on a .5 acre lot. Custom accents throughout the home, painted pillars stained wood doors, cabinets, and trim. Stone accents in the interior and exterior. Beautiful master bedroom with a gas fireplace. Mater bathroom with dual sinks, large jetted tub and luxurious walk- in shower. Living room 12- foot ceilings and wet bar. Backyard with a full length covered patio, a gunite pool, and beautifully landscaped.

3
BEDS
3
BATHS
3,006
SQFT
0.5
ACRES

Step inside this inviting 55+ condo where fresh paint and brand-new carpet create a bright, welcoming start to your tour. The kitchen features clean stainless appliances and seamless flow into the living and dining areas. Continue out to the comfortable covered patio--perfect for morning coffee or evening relaxation. The HOA maintains the building exterior, offering low-maintenance living so you can enjoy your time and surroundings with ease.

2
BEDS
2
BATHS
1,140
SQFT
0.01
ACRES

THIS is the home you've been waiting for!Perfectly located in the heart of Rio Rancho, this beautifully renovated property sits on a sprawling 1/2-acre lot with easy backyard access, giving you all the room you need for RVs, trailers, outdoor living, or future additions.Inside, the home feels brand new with upgrades everywhere you turnNew exterior & interior paint for a fresh, modern lookAll-new Shaker-style kitchen cabinetsStunning granite countertopsNew stainless steel appliance packageRemodeled bathrooms with stylish tile and new vanitiesNew light fixtures that brighten every roomNew plush carpetBrand-new roofNew water heaterA bright, open layout and a huge lot that's hard to find at this price, this home offers the perfect blend of comfort, style, and space

3
BEDS
2
BATHS
1,904
SQFT
0.5
ACRES

The main floor of the Yorktown was designed for entertaining, offering an expansive great room with an open dining room overlooking an optional covered patio and backyard and a well-appointed kitchen with a large center island. On the second floor, there's an immense loft surrounded by three bedrooms, a shared bath, a laundry room and a primary suite with its own bath and spacious walk-in closet.

5
BEDS
3
BATHS
3,110
SQFT
0.14
ACRES
$579,995
-2,000$ 02/10

The main floor of the Yorktown was designed for entertaining, offering an expansive great room with an open dining room overlooking an optional covered patio and backyard and a well-appointed kitchen with a large center island. On the second floor, there's an immense loft surrounded by three bedrooms, a shared bath, a laundry room and a primary suite with its own bath and spacious walk-in closet.

5
BEDS
3
BATHS
3,110
SQFT
0.14
ACRES
$499,995
+10,000$ 02/10

Highlights of the impressive Raleigh plan include an open dining area, a great room with center-meet doors leading onto a relaxing covered patio, and a thoughtfully designed kitchen with a walk-in pantry. You'll also appreciate a central laundry and three generous bedrooms, including a stunning primary suite showcasing a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes

4
BEDS
3
BATHS
2,220
SQFT
0.15
ACRES
$489,995
+5,000$ 02/10

Highlights of the impressive Raleigh plan include an open dining area, a great room with center-meet doors leading onto a relaxing covered patio, a quiet study, and a thoughtfully designed kitchen with a walk-in pantry. You'll also appreciate a central laundry and three generous bedrooms, including a stunning primary suite showcasing a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes

3
BEDS
2
BATHS
2,220
SQFT
0.14
ACRES

he Jane floor plan offers the perfect blend of comfort and flexibility, featuring 3 bedrooms, 2 full bathrooms, a powder bath, and a flex room ideal for work or play.A spacious kitchen with a large island flows seamlessly into the open great room, creating an inviting space for entertaining or everyday living.The 2-car garage includes overhead storage, giving you extra room for all of life's extras, while the covered patio lets you enjoy New Mexico's sunshine year-round.With available upgrades like level 2 quartz countertops, oversized sliding glass doors, or a cozy fireplace, the Jane is designed to adapt to your lifestyle--without sacrificing style.Inspired by timeless grace and everyday ease, the Jan

2
BEDS
3
BATHS
2,164
SQFT
0.18
ACRES

Welcome to this nearly new 4-bed, 2.5-bath home in the sought-after Los Diamontes subdivision of Rio Rancho. Built just two years ago, this property offers modern comfort, energy efficiency, and a thoughtfully designed layout.The main floor features an open living area filled with natural light, a stylish and functional kitchen, and a convenient primary suite--perfect for those who prefer main-level living. Upstairs, you'll find three additional spacious bedrooms and a full bath, providing plenty of room for family, guests, or a home office.Step outside to a large, inviting backyard ideal for entertaining, lounging, or play, complete with a half basketball court ready for fun.Located right on the Rio Rancho/Albuquerque border, you'll enjoy quick access to everyday essentials.

4
BEDS
3
BATHS
2,078
SQFT
0.14
ACRES

Do you want a large space for entertaining? What about large yard, with enough space for each family member and a great entertaining floor plan?This property deserves a look!Reach out to learn about ownership!Contact your favorite Realtor. They can help you get prequalified, and give you a plan!Schedule your viewing today! This 4 bedroom home offers large intrior and exterior areas that will be sure to win you over! Come and take a look!Title is open at Stewart Title amber.killian@stewart.com

4
BEDS
2
BATHS
1,974
SQFT
0.5
ACRES

This stunning custom home, thoughtfully built in 2023 on a half-acre, welcomes you with a bright, open floorplan and an expansive kitchen island ideal for entertaining. The spa-like main bathroom showcases a standalone tub and his-and-her sink vanities, complemented by generous walk in closets. Step outside to a huge walled backyard framed by unforgettable sunset views.The perfect gift for the holidays!!

4
BEDS
3
BATHS
2,075
SQFT
0.5
ACRES

The Maya floor plan offers the ideal mix of style, practicality, and future-ready living. Featuring 3 spacious bedrooms and 2 bathrooms, this home shines.Enjoy SPC flooring paired with plush carpeting, a gas range for culinary enthusiasts, and stunning level 3 quartz countertops that elevate your kitchen's look and feel.The 2-car garage includes overhead storage and comes pre-wired for an EV charger, making it as functional as it is forward-thinking.

3
BEDS
2
BATHS
1,566
SQFT
0.12
ACRES

Welcome to this stunning 5 Bedroom,2.5 Bath home 2+living areas and bonus loft with a balcony. Featuring paid- off solar for maximum energy efficiency. The property boast high ceilings that create an airy ambiance, complemented by an abundance of natural light. Recently updated with fresh paint and luxury vinyl. This home offers the perfect balance of comfort and convenience.

5
BEDS
3
BATHS
3,658
SQFT
0.16
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.