FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 391 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Now offering a $4,000 buyer credit- an excellent opportunity to personalize the outdoor space, reduce closing costs, or offset nearly two years of solar payments. Welcome to this inviting 3-bedroom, 3-bathroom home in Lomas Encantadas. Built in 2023, this newer home features a split floorplan with the primary suite separated for added privacy. The kitchen offers stainless steel appliances, a large island, and an updated backsplash, perfect for everyday living and entertaining. The spacious primary suite includes a comfortable bath and walk-in closet. Secondary bedrooms are well-sized with flexible use options. Step outside to enjoy a covered patio with beautiful Sandia Mountain views. Additional features include a 3-car garage, gutters installed in 2025, and leased solar at $169/month.
Take in sweeping views from this premium, low-maintenance lot in sought-after Mariposa Redondo. Built in 2022, this thoughtfully designed and updated open-concept home blends comfort and style with quartz countertops and KitchenAid appliances, including a gas cooktop, built-in wall oven, and convection microwave combo. Tile flooring runs throughout most of the home, while the bedrooms feature luxury vinyl plank, NO carpet. The spacious primary suite offers a spa-like feel with an oversized shower, double sinks, and a generous walk-in closet. Step outside to relax on the covered patio or tinker in the finished garage with epoxy floors and an oversized workshop area. Additional highlights include rain gutters, a salt-free water softener, laundry room with washer and dryer that convey.
Discover peaceful, secure living in The Islands, a premier 55+ gated community. This charming 2-bedroom, 2-bathroom home boasts high ceilings, a cozy fireplace, and an abundance of natural light. Step outside to your private, fenced patio, the perfect spot for morning coffee or evening relaxation. Ideally located near shops and cafes, this home is positioned to benefit from upcoming/exciting nearby developments, including a vibrant new town center with dining and gathering spaces. Experience the perfect mix of comfort, convenience, and growth.
Nestled in the gated Peaks at Mariposa, this light-filled home blends comfort and thoughtful design. The open living space centers around a chef's kitchen with granite countertops, gas cooktop, and a large pantry, flowing into dining and flexible living areas. The spacious primary suite features a walk-in closet with direct laundry access, plus a spa-like bath with soaking tub and oversized shower. Enjoy a landscaped yard with covered patio, pergola, and gas stub for outdoor living. Tandem 3-car garage with epoxy floors. Community amenities include pool, gym, trails, and open green space.
Charming single story home located in the established North Hills area of Rio Rancho. This 3 bedroom, 2 bathroom property 1,085 square feet of living space with a functional floor plan and comfortable living areas. The home features a low maintenance exterior and sits in a convenient location near schools, shopping, dining, and major roadways. Great opportunity for a first time homebuyer, investor, or anyone looking to downsize. Conveniently located in Sandoval County with access to Colinas del Norte Elementary School, Eagle Ridge Middle School, and Cleveland High School.
No PID. Beautifully designed 4BR home w/open floor plan & 8 ft doors thru out. Spacious kitchen w/ quartz countertops, large island w/breakfast bar, recessed stainless sink, 5-burner gas range, pantry & white shaker-style cabinetry w/pendant & recessed lighting. LVP flooring thru out main living areas w/carpet in bdrms only. Living area opens to expanded covered patio through 8 ft sliding & accordion-style glass doors perfect for indoor/outdoor living. Primary suite offers double sinks, large walk-in shower w/rain head & custom tile surround, plus large walk-in closet. Hall bath includes dbl sinks w/custom tile tub/shower. Landscaped front & backyard w/drip irrigation. Finished garage w/8 ft door. Tankless WH, high-efficiency furnace, refrig air, tile roof & stackedstone accents.
Well maintained Pulte home is move-in ready! Great location near 528 and Idalia with easy access to the Block, restaurants/stores, parks, walking trails and a quick drive to get to 550/the freeway. Great floorplan with a large primary suite, loft, office space downstairs and multiple living and dining areas. REFRIGERATED AIR! The primary has a tray ceiling, large garden tub and separate shower and a walk-in closet! Two large additional bedrooms on the opposite side of the loft. The loft also has potential to be turned into an extra bedroom. The kitchen has corian countertops and all appliances stay! Plenty of shade in the backyard from the mature trees and tile extended out on the patio makes a great space for entertaining. Schedule your showing today before it's gone!
Save $150-$300 a month! This fully updated and truly move-in ready home offers the perfect mix of comfort, space, and efficiency. Featuring a popular Fuller Homes floor plan, you'll enjoy spacious living areas on both levels, including a welcoming Great Room and a charming country kitchen with a bright breakfast nook. Upstairs boasts three generously sized bedrooms with large closets, plus a versatile loft that can easily be converted into a fourth bedroom. The primary suite features double sinks, a relaxing soaking tub, and a separate shower. Outside a large, private yard with no rear neighbors. The owned solar panels installed in 2023 -keeping electric bills around $17/month are a great addition. Property also had new roof installed in 2019. Just .08 of a mile from Zia Park
BACK ON MARKET! Buyer financing fell through. REMODELED gem in Rivers Edge 3 with a private POOL, amazing mountain views and quick access to Bosque walking trails. Step into modern bliss with over 40k in upgrades. The kitchen boasts quartz countertops, white cabinets and newer stainless steel appliances with a gas stove and a large custom island with seating. Wood-look laminate floors in main areas and newer carpet in the bedrooms. Enjoy two balconies upstairs, one facing the mountains and the other overlooking the pool. The primary has a large walk-in closet and a separate shower and garden tub. A bedroom downstairs has an attached bathroom with a shower that is great for guests or in-laws. New swamp cooler was just installed and the furnace was replaced last year.
Welcome to our Beautiful ''Stella'' Floorplan in the brand new master-planned community Stonegate! This spacious 4 bedroom home showcases an open layout perfect for entertaining, or just hanging out with the family! Our master planned community will offer parks, family friendly amenities making it easy to enjoy the outdoors and connect with neighbors. Plus with easy access to top rated schools, shopping, dining, and entertainment, everything you need is just around the corner! Ask me about our current incentives!!!!
Completely updated 4 bedroom, 2 bathroom home with a spacious 2 car garage situated on a .25 acre lot. This beautifully remodeled property features two primary suites, making it perfect for multi generational living, guests, or added flexibility. Inside, you'll find an open and inviting layout with modern finishes throughout, including updated flooring, upgraded bathrooms, and a fully remodeled kitchen designed for both everyday living and entertaining. The large lot offers plenty of space to enjoy, while the move in ready condition makes this home stand out from the rest.
Well-maintained 4-bedroom, 2-bath home in central Rio Rancho with great curb appeal and a landscaped front yard. Spacious layout features a large primary bedroom with a walk-in closet, Water Softener (2025), plus a cozy gas fireplace perfect for relaxing evenings. The backyard offers a blank canvas, ready for your future BBQ plans, outdoor living space, or custom design. A wonderful opportunity to make this home your own!
Spacious single-level home on a half-acre lot with no HOA! Enjoy an indoor in-ground pool complete with a 3/4 bath and plenty of room for a home gym. The interior has been beautifully remodeled with new cabinets, granite countertops, and fresh paint throughout. The kitchen features all stainless steel appliances, and the large utility room includes a washer, dryer, and sink. Primary bath has double a vanity and large 48x48 inch walk in shower. Additional highlights include an office, abundant storage space, and a prime location in the heart of Rio Rancho -- directly across from Intel. This is a must-see home -- show and sell today!
Why wait to build when this one is move in ready. Enjoy this beautiful Abrazo home situated on a lot with no one behind you or to the North of you. This single story home has been gently lived in and has been fully landscaped and is truly turn key. Large great room with open kitchen access. Beautiful SS appliances with marble counter tops. 4 bedrooms 2 bath 2 car garage. Numerous updates see attachments for details. Make this a must see easy to show.
Experience the Tranquil & Peaceful Setting in Your Own Oasis in this Single Story Pueblo Style Home that offers Breathtaking Mountain Views set on 1.23 acres. This inviting 3-bedroom,2-bathroom home showcases timeless Southwestern character w/ warm vigas, charming kiva fireplace, & thoughtfully designed wall niches throughout. The spacious Kitchen features a breakfast bar, stainless steel appliances, with ample cabinets and counter space for cooking and entertaining.The well designed floor plan offers privacy w/ a separate primary suite w/ a walk-in closet & full bath. Plus two additional generous sized bedrooms. Septic and Roof replaced in 2023. Step outside to a covered patio ideal for relaxing or hosting, where you can take in the New Mexico's Beautiful Sunsets.
The Sophia is a well-designed one-story new home floorplan in Rio Rancho, New Mexico-- where convenience meets charm. Offering 3 bedrooms, 2 bathrooms, and a 2-car garage within 1,420 square feet, the Sophia is tailored for relaxed living with just the right amount of space. Curb appeal shines through with exterior elevation options that reflect a modern desert aesthetic. Inside, the Sophia's layout centers around a fluid, open-concept space that merges the kitchen, dining, and living areas. The kitchen comes equipped with a spacious kitchen island, a decorative tile backsplash, Whirlpool(r) stainless steel appliances and coordinated cabinetry. Large windows bring in natural light, and the generous living space is perfect for winding down or welcoming company.
Welcome to 3200 Tazanita! This stunning 4-bedroom, 3-bathroom home offers 2,209 square feet of modern living space. Features a spacious open floor plan with a master suite that provides a private retreat and three additional bedrooms to accommodate family or guests. Garage has 240v for your electric car. Enjoy the convenience of being close to a park, grocery shopping, restaurants, and Presbyterian Rust Medical Center. Schedule your showing today!
Welcome to Your Dream Home!Accessed by a private driveway, this extraordinary property offers a tranquil and secluded setting that instantly feels like home. Upon entering the enclosed front courtyard, designed as a peaceful outdoor retreat, you will be welcomed by a stunning grand entrance. Inside, discover an expansive 3,444 square feet of living space adorned with high viga ceilings and freshly polished natural wood floors. The lower level features radiant heated flooring, ensuring comfort during cooler days. Thoughtfully placed windows allow natural light to flood the home, enhanced by custom cedar wood valances and solid wood blinds . The spacious living area exudes elegance, featuring a Kiva fireplace and abundant natural light, showcasing
Experience the perfect blend of comfort and elegance in this beautifully designed Abrazo home with upgrades throughout. The spacious great room, with oversized glass doors flood the space with natural light and the nicely appointed kitchen features a spacious island with a farmhouse sink, a striking decorative backsplash, stylish lighting, a gas stove, and pantry. The private primary suite is thoughtfully separated from the other bedrooms, offering a peaceful retreat complete with an expansive walk-in closet and a spa-inspired bath featuring a relaxing garden tub and dual vanities. Backing to an arroyo, with no neighbors behind, you can relax and unwind on the patio, surrounded by low-maintenance turf, a charming gazebo, and stunning views of the Sandia Mountains. Put this one on the list!
Discover the perfect blend of modern efficiency and stylish design in this brand-new, 2-story attached home. Boasting 1,619 sq. ft. of thoughtfully planned living space, ideal for those seeking a low-maintenance lifestyle without compromising on quality or comfort. Featuring 3 beds / 2.5 bathrooms, providing ample room for families or a home office setup. The heart of the home shines with stunning granite countertops (found throughout the home), central island perfect for breakfast or entertainment. Equipped with stainless steel appliances and sleek tile flooring throughout the main living areas. This home is NM Build Green Gold Certified, ensuring energy efficiency and lower utility costs. Centrally located with easy access to Unser Blvd, you are just minutes away
3652 Queen Court: Discover the perfect balance of open space and functional design in this brand-new, 2-story-attached home featuring the popular Amethyst floor plan, this home is situated in a prime location directly across from King Meadows Park. This version of the Amethyst plan offers 3 spacious bedrooms and a large upstairs loft, perfect for a home office, gym, or second living area. Designed for the home chef with granite countertops & stainless-steel appliances. NM Build Green Gold Certified, ensuring your home is energy efficient & built to the highest environmental standards. Includes a 2-car garage, a dedicated laundry area, and easy-to-maintain yards so you can spend your weekends enjoying the park.Call for your private tour.
Experience the pinnacle of modern design and energy efficiency in this stunning Model Home at Sunrise Place. This complete, 2-story attached New Construction home offers 1,619 sq. ft. of beautifully appointed living space, designed for both comfort and style. This special unit comes complete with all appliances including refrigerator and washer/dryer, making your transition seamless. Features granite countertops and stainless-steel appliances. Relax in a generously sized primary bedroom featuring large windows that flood the room with natural light. Proudly NM Build Green Gold Certified, ensuring energy efficiency & long-term sustainability. Perfectly situated with easy access to Unser Blvd. *This is a model home; interior staging/furniture does not convey. Call to schedule your tour!
Experience the added privacy and natural light of an end unit in this beautiful brand-new 2-unit building. This complete 2-story attached New Construction home offers a perfectly proportioned 1,619 sq. ft. floor plan designed for modern efficiency and comfort. This 3 bed/2.5 bath, maximizes the living area on the main floor & bedroom sizes upstairs. Cook and entertain with ease on stunning granite countertops & stainless-steel appliances. The zero-maintenance, easy-to-maintain yard so you can spend your time enjoying your new home. NM Build Green Gold Certified, provides long-term energy savings. Centrally located, easy access to Unser Blvd, and placed near shopping, top-rated medical facilities, and dining. Great choice for a first-time buyer or a low-maintenance investment property.
New Price and the sellers are offering a $5000.00 credit on this beautifully appointed Pulte home in Rio Rancho's Broadmoor Heights area!! A Must See! Positioned on an oversized corner lot, this thoughtfully designed residence offers 3, possibly 4 bedrooms, 3 bathrooms, and a seamless open-concept layout that blends style, comfort, and everyday functionality.Inside, enjoy light-filled living spaces, modern finishes, stainless steel appliances, an expansive kitchen island, generous cabinetry, and flexible rooms ideal for a home office, guest space, or additional bedroom. The professionally landscaped backyard is designed for outdoor enjoyment, featuring refined curb appeal and space to entertain, relax, and take in the surrounding views. Conveniently located to Local amenities and more.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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