FHA Eligible Homes in Rio Rancho

1624 Twinberry Drive NE, Rio Rancho

Adorable 3 bedroom home in Rio Rancho. This inviting floor plan features a spacious living area with a convenient kitchen pass-through that creates an open feel while still providing defined living spaces. The eat-in kitchen offers a pantry and plenty of room. Tile and carpet run throughout the home, while both bathrooms feature tiled shower surrounds, nice vanities, and stylish mirrors. Relax in the screened-in patio, adding to the living space, or step outside to the large backyard, ready for your personal touch and full of possibilities. The large lot has no backyard neighbor for added privacy and is just moments from a nearby park. Complete with a 2-car garage, this home is ready to make your own.

4862 Platinum Loop NE, Rio Rancho

Charming 3-bedroom, 2-bath home in Rio Rancho! Features include a spacious eat-in kitchen with bay window, generous room sizes, and a private primary suite. Enjoy the covered patios, walled backyard, and easy-care backyard. Detached garage! Move-in ready and full of potential! Come see this one! It won't last long!

6361 Broad Wing Drive NE, Rio Rancho

Built in 2020, this beautifully maintained 4-bedroom, 2-bath home offers modern style, energy efficiency, and move-in-ready convenience. A fully paid-off 16-panel solar system helps reduce utility costs while supporting sustainable living. The open-concept kitchen features granite countertops, a large center island, and stainless steel appliances, making it ideal for both everyday living and entertaining. The spacious primary suite includes an en-suite bath with a relaxing soaking tub. Enjoy mornings on the covered front patio, and take advantage of the backyard storage shed for added functionality. Combining contemporary finishes with thoughtful features, this home is ready to welcome its next owner.

4832 Platinum Loop NE, Rio Rancho

Beautifully maintained and thoughtfully updated, this inviting 3-bedroom, 2-bath home is ready for its next owner. Recent improvements include granite countertops, stainless steel appliances, refreshed flooring, interior paint, an updated refrigerated air system, and a recently replaced water heater, offering modern comfort and peace of mind. The functional floor plan features welcoming living spaces anchored by a cozy wood-burning fireplace, creating the perfect setting for relaxing or entertaining. A paid-off solar system provides exceptional energy efficiency and long-term savings. Conveniently located near parks, shopping, restaurants, and everyday amenities, this move-in-ready home is one you won't want to miss.

1309 11th Street SW, Rio Rancho

Beautiful Brand New Clayton Home will be ready for New Owner in September 0f 2026. Home sits on one acre. Close to shopping and yet still feels like country living. Gorgeous views of city and mountains. In the county but still in Rio Rancho School District. Home comes with four bedrooms, two baths, an open concept living room, large kitchen with a center island. Some of the other features are full set of Stainless Steel Kitchen Appliances, Smart Thermostat, Refrigerated Air. Spacious owners suite with luxury bathroom that has a long soaking tub and walk in shower. All of this plus a Two Car Oversized Garage. The Home is on a Permanent Foundation that qualifies for VA, FHA and Conventional loans.

3305 Wolf Tail Loop NE, Rio Rancho

Discover the space and upgrades you've been looking for in this 2,113 sq. ft. Mariposa home featuring 5 bedrooms, 3 bathrooms, and a 3-car garage. The open kitchen is designed for everyday living and entertaining with stainless steel appliances, Premier cabinets with Shaker crown molding, Miami Vena Quartz countertops, and an Ice Gloss tile backsplash. Staggered tile flooring flows through the main living areas and walkways, creating a clean, upscale look. Step outside to a covered patio with a dry sauna and enjoy wide-open desert views from the backyard. Additional features include a tile roof, tankless water heater, and Samsung washer and dryer. Mariposa residents enjoy indoor and outdoor pools, a fitness center, and an easy commute to Albuquerque (25 minutes) or Santa Fe (45 minutes).

1401 11th Street SW, Rio Rancho

Beautiful Brand New Clayton Home will be ready for New Owner in September 0f 2026. Home sits on one acre. Close to shopping and yet still feels like country living. Gorgeous views of city and mountains. In the county but still in Rio Rancho School District. Home comes with four bedrooms, two baths, an open concept living room, large kitchen with a center island. Some of the other features are full set of Stainless Steel Kitchen Appliances, Smart Thermostat, Refrigerated Air. Spacious owners suite with luxury bathroom that has a long soaking tub and walk in shower. All of this plus a Two Car Oversized Garage. The Home is on a Permanent Foundation that qualifies for VA, FHA and Conventional loans.

533 Hill Road NE, Rio Rancho

Beautiful Brand New Clayton Home will be ready for New Owner in August 2026. Home sits on one acre. Close to shopping and yet still feels like country living. Gorgeous views of mountains from back deck. Inside the City Limits of Rio Rancho. Home comes with four bedrooms, two baths, an open concept living room, large kitchen with a center island. Some of the other features are full set of Kitchen Appliances, Smart Thermostat, Refrigerated Air. Spacious owners suite with nice bathroom with separate tub and walk in shower. All of this plus a Two Car Garage. The Home is on a Permanent Foundation that qualifies for VA, FHA and Conventional loans.

473 Cimarron Meadows Court NE, Rio Rancho

Welcome Home! Step into this charming, light-filled home featuring high ceilings, elegant arched doorways, built-in shelving, and a spacious backyard. Enjoy the peace of mind that comes with recent updates, including a new pro-panel roof (2021), refrigerated air conditioning (2021), and water heater (2019). Conveniently located just 20 minutes from Albuquerque's Westside and 20 minutes from Bernalillo, this home offers a comfortable balance of small-town living with easy access to nearby amenities. Don't miss the opportunity to make this inviting home your own--it's ready to welcome its new owners!

309 10th Avenue SW, Rio Rancho

4 BR, 2 BA Spacious home, CITY WATER, REF, Washer & Dryer, Open FL PLN, vaulted ceilings, Large primary suite includes generously sized bathroom, Walk-in closet, DBL carport, storge shed, fully fenced on half an acre, gas furnace and H2O heater, upgraded insulation, dormer, covered front porch with disability access and so much more! Conveniently located. Some photos have been virtually staged and/or AI enhanced.

3179 Kunzita Street SE, Rio Rancho

Welcome home to this three year old DR Horton Sawyer floor plan in the desirable Los Diamantes community! This single-story home offers 4 bedrooms, 2 bathrooms, and a 2 car garage perfect for everyday living. The spacious kitchen features granite countertops, tile backsplash, a large island, stainless Whirlpool appliances and a generous pantry. The private primary suite provides a relaxing retreat, while three additional bedrooms offer flexibility for family, guests or a home office. Energy efficient features include refrigerated air and Low-E windows. Conveniently located near shopping, hospitals, and top-rated schools, this move-in ready home lets you skip the wait of new construction!

1316 Rebecca Road NE, Rio Rancho

Welcome home to this adorable, move-in ready gem! Freshly painted and lovingly maintained, this charming 2-bedroom, 1.75-bath home offers easy living with tile flooring throughout and a bright, inviting interior. The kitchen features newer stainless steel appliances--all of which convey--making this home truly move-in ready. Enjoy peace of mind with no polybutylene plumbing (2023) and relax under the covered patio, perfect for morning coffee or evening gatherings. Located just around the corner from a sweet North Hills neighborhood park in a quiet, lovely community, this home is ideal for first-time buyers, those looking to downsize, or anyone seeking low-maintenance living. Super clean, full of charm, and ready for its new owner!

2613 Sandia Loop NE, Rio Rancho

Discover this beautifully updated single-story Amrep home in Corrales North, offering 3 bedrooms, 2 baths, air conditioning, and fresh 2025 upgrades including full replumb and new flooring in common areas. Multiple living spaces, a cozy fireplace, and a private primary suite elevate everyday comfort. Enjoy a landscaped lot with mountain views in an established Rio Rancho neighborhood close to major routes, shopping, dining, and amenities.

2022 S ENSENADA Circle SE, Rio Rancho

Welcome Home to this beautifully designed, single-story home.Nestled on an oversized lot, this spacious 4-bedroom offers two distinct living areas. At the heart of the home, the kitchen is complete with an island, nook and beautiful cabinetry. It opens directly into the bright, open family room, creating a warm and inclusive environment where the cook never misses out on the action.The primary suite serves as a peaceful retreat boasting a large bedroom with vaulted ceilings and a private bathroom equipped with both a separate shower and a relaxing tub. The secondary bedrooms are perfectly positioned to utilize a pass-through guest bathroom that provides excellent privacy and convenience.Outside, the massive, oversized lot offers endless possibilities. Covered Patio* Backyard Access*

1378 Golden Eye Loop NE, Rio Rancho

Bring your first time homebuyers this to this cute 3 bedroom/2 bath home that includes all appliances. Great home for those who want to downsize also. It is in North Hills and close to a park.

1039 Joshua Drive SE, Rio Rancho

Beautiful custom home in the highly desirable, quaint La Paloma gated community of 19 homes. So close to shopping, dining, walking paths, hospitals, Intel and more! This stunning home features Venetian plaster walls, exposed beam ceilings, herring bone wood ceiling and stacked stone accents. Large kitchen with Sandia Mountain views, lovely cabinets and island. Cozy fireplace in living area with access to shady patio and fully landscaped yard. Luxurious primary bed and bath with gigantic walk in closet. Spacious 2 car garage with extra storage. Owned solar! Radiant and forced air heat, refrigerated air.

4309 Bald Eagle Loop NE, Rio Rancho

Comfort and luxury abound in this elegant 3BDR/2BA home! PREPAID PID! Gorgeous entry, light, bright & open! Tile flooring thru out entry, hallway, kit & din rm & 2nd BDR. Newer carpet in living room & primary bedroom (2025). Spacious living room features a custom tile design to the ceiling at gas fireplace. Modern kitchen has SS appls, built in-wall oven & micro, gas cooktop, LG refrig, pantry, cabinet crown molding, granite countertops & island/bar w/seating. Primary suite features recessed ceiling & custom closet w/addl drawers, shelving & cabinet storage. Primary bath has dual sink vanity w/granite countertops, water closet & linen closet. Amenities; Water softener, tankless WH w/recirc pump, rain gutters, window drapes & custom blinds in living room & primary bath. Starlink dish.

6548 Grants Drive NE, Rio Rancho

Full of light and life, this lovingly cared-for one-owner Enchanted Hills home offers space to gather, work, garden, and grow. Four bedrooms plus a versatile loft create flexible living for movie nights, creative pursuits, or a potential 5th bedroom. Step from the kitchen to a backyard retreat with a flagstone dining area, fire pit, fenced garden, producing fig tree, and exceptional privacy. Enjoy sunset skies from the primary balcony and Sandia Mountain views from the front bedrooms. Updated kitchen features quartz countertops, tiled backsplash, Kraus sink, pantry, and soft-close cabinetry. Featuring fresh carpet and paint, an insulated garage door, and a new roof in 2020. Close to parks, schools, shopping, and commuter routes. No HOA. No PID.

1000 High Plains Road NE, Rio Rancho

This home has 4 bedrooms, 2 bathrooms, large kitchen that opens to the dining/Living Room. A pantry large enough for food and many kitchen items. The Family room gives you a second living space to stretch out. There are two parks nearby. HOA takes care of the grass in the front yard.

485 Wagon Train Drive SE, Rio Rancho

Move-In ready and meticulously maintained, this home offers comfort, efficiency, and peace of mind. Filled with natural light and a welcoming feel, it checks all the boxes buyers are looking for in a home that's easy to love from day one. A refrigerated air system less than two years old provides reliable cooling, while solar panels help keep summer electric bills low. All appliances convey, making the transition even easier. Whether you're purchasing your first home, downsizing, or seeking a turnkey investment, you'll appreciate the care, value and functionality this home delivers.

1016 High Plains Road NE, Rio Rancho

Light, bright, and nicely maintained, this charming 3-bedroom, 2-bath home in Northern Meadows offers modern comforts in a convenient location. Enjoy fresh paint throughout, new carpet in the bedrooms, laminate wood flooring in the main living areas, a cozy fireplace, ceiling fans, and upgraded kitchen counters. The primary suite features dual sinks and a spacious walk-in closet. Outside, enjoy a low-maintenance backyard with gravel landscaping and a nice storage shed, while the HOA maintains the front landscaping. The home is close to multiple parks, and there is access to walking trails just north of the property. The nearby Zia Park has basketball courts, picnic areas, a playground, a shade structure, and a walking path!

3219 Baxter Street SE, Rio Rancho

Highlights of the impressive Raleigh plan include an open dining area, a great room with center-meet doors leading onto a relaxing covered patio, and a thoughtfully designed kitchen with a walk-in pantry. You'll also appreciate a central laundry and four generous bedrooms, including a stunning primary suite showcasing a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes.

763 Western Hills Drive SE, Rio Rancho

You won't want to miss out on this one!! Charming turnkey home located in the Western Hills Subdivision of Rio Rancho, Welcome Home!! Beautiful front entry door with two sidelights and etched glass open to a spacious living room with skylights, vaulted ceiling, brand new carpet and a cozy fireplace. Home boasts new flooring in bedrooms and bathrooms with updated lighting and ceiling fans, countertops, sinks and updated fixtures. Updated recessed lighting, fixtures and newer stainless steel dishwasher in kitchen. Spacious dining room with elegant cove ceiling is able to accommodate family and guests galore!! Updated back door opens to the breathtaking spacious and park-like, backyard. High privacy walls and a custom covered patio make backyard entertaining a breeze as well as relaxing solo.

2100 Black Hills Road NE, Rio Rancho

Charming Rio Rancho home situated on a spacious .26-acre lot, featuring mature trees and a pergola! Backyard access ideal for an RV, camper, boat, or additional vehicles. Inside, you'll find luxury wood-like vinyl flooring installed in 2023, updated light fixtures, granite countertops, and a warm living area highlighted by classic Saltillo tile and a cozy wood-burning fireplace. Recent mechanical updates include a new furnace (2021), evaporative cooler (2022), and refrigerator (2025), providing peace of mind for years to come. Complete with a 2-car garage and conveniently located near schools, shopping and restaurants. This inviting property offers comfort, character, and space both inside and out.

1512 Rawhide Loop NE, Rio Rancho

Discover the Bisbee by LGI Homes at Estrella at High Range, a charming single-story home designed with space, comfort, and functionality in mind. Featuring three bedrooms, two full bathrooms and an open-concept layout, the Bisbee offers the perfect setting for making memories with family and friends. From the spacious living room to the separate dining area and chef-inspired kitchen, every detail of this home was crafted to suit your lifestyle. Whether you're hosting dinner or enjoying a cozy night in, this thoughtfully designed layout makes it all easy and enjoyable.With modern finishes throughout and plenty of space to unwind, the Bisbee delivers exceptional value and comfort in the beautiful new community of Estrella at High Range.