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FHA Eligible Homes in Rio Rancho

Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 337 listings in Rio Rancho.

So clean and move-in ready! This beautiful 4-bedroom, 3-bathroom home in the desirable Northern Meadows subdivision is the perfect place to call your own. The spacious primary suite features a large walk-in closet and a lovely sitting area, creating a true private retreat. With generous living areas and a functional layout, this home offers comfort and flexibility for everyday living and entertaining. Conveniently located near Cleveland High School and just minutes from Unser Blvd with easy freeway access to both Rio Rancho and Albuquerque. Enjoy being close to the Santa Ana Star Center, shopping, dining, parks, and everyday conveniences. Schedule your showing today!

4
BEDS
3
BATHS
2,066
SQFT
0.16
ACRES

Beautiful home featuring a spacious open floor plan, abundant natural light, and stunning desert views. The inviting living area offers a cozy fireplace and large sliding glass doors that seamlessly connect indoor and outdoor living. The kitchen includes modern appliances, ample cabinetry, and a generous pantry for extra storage. With its neutral finishes throughout, this home provides the perfect canvas to personalize and truly make it your own. A spacious three-car garage provides ample room for parking, storage, and organization. Situated on a well-maintained lot with low-maintenance landscaping, this property combines comfort, functionality, and timeless style -- perfect for relaxing or entertaining.

3
BEDS
2
BATHS
1,943
SQFT
0.17
ACRES

Must see this almost new 2025 3 Bedroom, 2 Bath 1,435 sq ft manufactured home on a 1 acre lot with spectacular views of the city lights, mountains and only 5-7 minutes away from shopping, casino, entertainment and schools nearby. Home includes two custom tiled showers, open kitchen area with all stainless-steel appliances, lots of cabinet space and center island with lower cabinets for more storage. Double pane thermal windows all come with installed blinds. LED recessed lighting throughout home, smart thermostat, new Rheem water heater with heat pump and includes refrigerated air to cool off home, new 1,200 gal septic tank. The land has all been leveled and cleared for future building. Must come and see for yourselves.

3
BEDS
2
BATHS
1,434
SQFT
1
ACRES

Experience authentic New Mexico living in this stunning golf course home located in the heart of Rio Rancho. From the moment you arrive, you are welcomed by a private front courtyard perfect for morning coffee or evening gatherings under the New Mexico sky. Inside, you will find hand laid brick floors, exposed adobe walls with fresh white plaster for passive solar efficiency, custom wood beam ceilings, and an inviting open floor plan filled with warmth and character. The backyard features a covered portal, custom deck, and beautiful golf course views with unforgettable sunsets. A rare opportunity in a highly desirable community. Schedule your showing today.

2
BEDS
3
BATHS
1,498
SQFT
0.1
ACRES

Brand-New Construction on .41 Acre - No HOA! Welcome home to this beautifully crafted 3-bedroom, 2-bath residence built by Prestige Custom Design LLC and just completed! Thoughtfully designed with an open-concept layout, this home offers the perfect blend of modern style and everyday comfort. The spacious living area flows seamlessly into a stunning kitchen featuring stainless steel appliances, elegant granite countertops throughout, and quality finishes that elevate the entire space. Whether you're entertaining guests or enjoying a quiet evening at home, this layout is both functional and inviting. The fully insulated garage is pre-wired for a Level 2 EV charger--ready for today's technology and tomorrow's needs. Situated on a generous 0.41-acre lot with no HOA, you'll enjoy the freedom

3
BEDS
2
BATHS
1,508
SQFT
0.41
ACRES

Brand-New, Ready-to-Move-In Home | 3 Beds 2 Baths 0.41-Acre Lot Built by Prestige Custom Design LLC, this stunning new construction has just been completed and is ready for you to move in! The open-concept floor plan features stainless steel appliances, elegant granite countertops throughout, and a fully insulated garage with pre-wiring for a Level 2 EV charger. Situated on a spacious 0.41-acre lot with no HOA, this home offers both freedom and room to make it your own. Every detail reflects quality craftsmanship and modern design, built with care and attention to detail. Don't miss your chance to own a brand-new home that perfectly blends comfort, style, and functionality.

3
BEDS
2
BATHS
1,508
SQFT
0.41
ACRES

Stunning light-filled custom home with both Sandia mountain and city light views. Incredible outdoor entertaining space with glimmering heated POOL, outdoor kitchen, and gorgeous yard. Vaulted ceilings greet you as you enter the open living/dining room. Modern updated kitchen with two-tone cabinets, granite counters, SS appliances that overlooks the backyard. Beautiful family room with gas-log fireplace. Bedroom or office space with a 3/4 bathroom on the lower level. Upstairs includes 3 spacious bedrooms. Luxury defines the primary bedroom with views from the private balcony, large walk-in closet, double vanity plus a garden tub. Home has so many amenities including new carpet, a new HVAC system, SOLAR (that has been paid in full), finished 3-car garage, & roof underlayment to be replaced.

4
BEDS
3
BATHS
3,252
SQFT
0.27
ACRES

BEAUTIFUL 3-Bedroom, 2-Bathroom house in the Northern Meadows subdivision of Rio Rancho. Fresh paint throughout. New microwave and dishwasher. Cozy gas fireplace in the living room. Covered back patio with separate deck area. Refrigerated air for those hot summer days. 2-Car Garage. Don't miss the opportunity to make this beautiful house your home!!

3
BEDS
2
BATHS
1,414
SQFT
0.12
ACRES

Welcome to this spacious Cabezon home in the heart of Rio Rancho. Offering 4 bedrooms, 3 bathrooms, and nearly 3,000 sq ft, this residence features an open layout with soaring ceilings and abundant natural light. The main level includes the primary suite plus a guest bedroom and nearby bath, ideal for multigenerational living. The kitchen offers ample counter space, island seating, dining area, and breakfast nook. Upstairs includes two bedrooms, loft, and mountain views from select rooms. Enjoy a covered patio with gas BBQ hookup, fruit trees in front and back, and a large side yard space. Fully owned solar conveys. Quiet, private neighborhood near parks, schools, and shopping.

4
BEDS
3
BATHS
2,917
SQFT
0.16
ACRES

2-story semi-custom Tiffany Home on a spacious .18-acre lot with a beautifully designed 2-tier yard. Flexible layout offers 3 bedrooms plus a flex room for a possible 4th or office. Light-filled kitchen opens to the living area with a kiva fireplace. Enjoy refrigerated air, finished garage, and a private balcony with stunning mountain views. 2,275 sq ft. Near Intel, shopping, dining, and medical.10min. from Rio Rancho VA metro clinic. Assumable VA loan at 3.25%.

3
BEDS
3
BATHS
2,275
SQFT
0.18
ACRES

Fabulous home located in desirable Northern Meadows. Wonderful neighborhood! Views Galore! 3 bedroom home offers the flexibility of a possible 4th. Large great room downstairs and spacious loft area upstairs. Newer flooring throughout. Enjoy the views, open skies and added privacy with open area directly behind the residence. Abundant natural light. and versatile floor plan. Generous room sized and finished garage. Very well maintained and thoughtfully cared for, offering comfort and space.

3
BEDS
3
BATHS
2,195
SQFT
0.15
ACRES

Wake up to soft morning light, mountain views, and the kind of New Mexico charm you can't fake. This custom-built home was designed for connection with an open layout, cozy gas fireplace, and views from nearly every window. The kitchen shines with refinished cabinetry, a 5-burner gas stove, designer range hood, wine cooler, and stainless appliances, plus a no-touch faucet and reverse osmosis system for effortless living. Thoughtful updates continue throughout with refreshed carpet, lighting, and paint, along with marble-tiled bath surrounds and modern fixtures. Outside features a 20x12 covered patio and shade wall, upgraded drip and sprinkler systems, six trees, a water fountain, epoxy-coated 3-car garage, and full RV hookups-all just moments from Corrales. RioTech a stones throw away!

4
BEDS
3
BATHS
2,626
SQFT
0.5
ACRES

Call this HOME!! An affordable home with a shorter commute for those employed in the Santa Fe area. For the outdoor enthusiast, hiking and off-roading are nearby, or a quick get-away for a day trip to the Jemez. Come inside to a sparkling and bright open floor plan. For the chef the kitchen offers an island, quartz silestone countertops, gas range, and stainless steel appliances with a pantry. Enjoy a private primary suite separate from the other bedrooms.BBQ and entertain under the covered patio in our beautiful New Mexico weather.SELLER is willing to close once funding is complete; however, Seller requires post-closing occupancy until June 1.

3
BEDS
2
BATHS
1,571
SQFT
0.11
ACRES

Located in the gated section of Mariposa, this refined 4-bedroom home feels nearly new and is truly move-in ready. The open, light-filled layout features wood-plank ceramic tile, 8-foot doors, and expansive windows that open to a covered patio and private backyard. The streamlined kitchen offers a large granite island, stainless steel appliances, gas cooktop, and built-in oven and microwavea"perfect for everyday living and entertaining. Outdoors, enjoy low-maintenance turf, raised garden beds, and fruit trees. Additional highlights include smart home features, a security system that conveys, and New Mexico Green Built certification for efficiency and comfort. Mariposa residents enjoy trails, open space, a community center, fitness facilities, and indoor and outdoor pools.

4
BEDS
2
BATHS
1,983
SQFT
0.21
ACRES

Stunning 2024 custom single-story home with 3 bedrooms, 3 baths, and oversized 3-car garage. Professionally landscaped backyard features turf, fire pit, sport court, and water feature for exceptional indoor/outdoor living. Bright open floor plan with 12' kitchen ceilings and 10' ceilings throughout. Chef's kitchen offers custom stained cabinetry, granite countertops, large island with seating, 36'' Samsung WiFi gas cooktop, microwave/oven combo, refrigerator, and butler's pantry. Tile throughout, no carpet. Primary suite includes two walk-in closets and dual vanities. Tankless water heater, 96% efficient furnace, TPO roof, 8' doors, and 65' driveway. Heavy-duty metal Entry door, and high-end finishes at every turn. Call for your appointment to see this one today.

3
BEDS
3
BATHS
2,620
SQFT
0.48
ACRES

Custom single-story luxury home in Rio Rancho Estates on a private 2-acre gated lot. Built in 2008, this 4651 SF residence offers 4 bedrooms & 5 baths with soaring 14' ceilings, abundant skylights & natural light. Chef's kitchen features custom knotty-alder cabinetry, Jenn-Air stainless appliances, double ovens, gas cooktop, expansive granite countertops. Owner's suite includes a sitting area with fireplace, spa bath, custom walk-in closet & direct lap pool access. Separate media room w/ kitchenette, soundproofing, & half bath. Indoor pool room w/sauna & dedicated HVAC. Radiant heated floors -5 zones, solar (10KW), 3 AC units, oversized 3-car garage, RV parking, outdoor kitchen, kiva fireplace, observation deck, & breathtaking mountain, city light, balloon & sunset views. ADA Compliant.

4
BEDS
5
BATHS
4,651
SQFT
2
ACRES

This spacious 4-bedroom, 3-bathroom gem, offers incredible potential and immediate equity. Nestled in a desirable neighborhood, this home boasts a versatile layout perfect for families or entertaining. 4 Bedrooms + Loft: Includes a massive master suite with its own private loft, ideal for a cozy retreat or home office. 3 Full Bathrooms: Plenty of space and convenience for everyone. Additional Family Room: The upstairs loft serves as a second family room, perfect for movie nights or a play area. Wet Bar: Elevate your hosting game with a stylish wet bar for gatherings. Spacious & Modern Layout: Open and airy, with room to make it your own. It needs a few updates. Short sale, subject to lender approval.

4
BEDS
3
BATHS
2,672
SQFT
0.12
ACRES

Appointment only. Southwestern living at its finest! The Sierra is a single story 1,519 sq. ft home offering 3 bedrooms and 2 baths. This home features a long foyer leading into the kitchen, overlooking the living and dining area. The kitchen features spacious quartz countertops, Whirlpool(r) appliances, decorative tile backsplash, and walk in pantry. Enjoy the main bedroom, bedroom 1, located off the family room. Featuring a walk in closet and large walk in shower. The Sierra offers a covered patio and 2 car garage. This home includes our HOME IS CONNECTED base package which includes the Alexa Voice control, Front Doorbell, Front Door Deadbolt Lock, Home Hub, Light Switch, and Thermostat.

3
BEDS
2
BATHS
1,519
SQFT
0.12
ACRES

2025 new-build with 1,907 sq ft, 4 beds, 2 baths, and upgraded 8-ft doors throughout. Features granite/quartz countertops, Alexa pendant lights over kitchen island, stainless appliances, plus washer, dryer & refrigerator convey. Open great room plan with spacious primary suite. Includes a recirculating pump. Beautiful low-maintenance xeriscape front and backyard. Move-in ready with modern upgrades. In addition, VA assumable option!

4
BEDS
2
BATHS
1,907
SQFT
0.12
ACRES

Experience stunning million-dollar views from this beautifully maintained single-story home located at 944 Canvasback Rd, Rio Rancho. This charming residence boasts an open floorplan that is flooded with natural light, creating a warm and inviting atmosphere throughout the entire living space. The thoughtfully remodeled kitchen features elegant granite countertops, ample cabinet space, and modern appliances, making it perfect for both everyday living and entertaining guests. Cozy up during cooler evenings by the inviting fireplace in the spacious living room, which also offers breathtaking panoramic views that can be enjoyed year-round.

3
BEDS
2
BATHS
1,798
SQFT
0.3
ACRES

MODERN STYLE MEETS SMART LIVING IN THIS 2024-BUILT RIO RANCHO BEAUTY! This D.R. Horton smart home offers open-concept living designed for today's lifestyle. Contemporary lighting, sleek finishes, and durable tile flooring create a clean, modern feel throughout. The spacious kitchen features pendant lighting, generous pantry storage, and seamless flow into the main living areas, perfect for everyday living or entertaining. Energy-efficient construction and smart home technology add comfort and convenience. Situated near newer developments, parks, shopping, dining, and easy access to Unser Blvd, Rust Medical Center, and popular Westside amenities, this home combines modern design with a growing, vibrant community. Schedule your showing today and experience Rio Rancho living at its best!

4
BEDS
2
BATHS
1,602
SQFT
0.11
ACRES

Discover the charm & warmth of true Southwestern living in this beautiful home nestled in a spacious half-acre lot, this property offers stunning mountain views & the space & privacy you've been looking for.Step inside to a breathtaking living room with high ceilings that create an open, airy feel filled with natural light--perfect for relaxing evenings or entertaining guests. The home features refrigerated air, 2 car garage & a thoughtfully designed layout that blends comfort with style.Outdoors, you'll find a beautifully maintained backyard with plenty of room to enjoy the scenery, host gatherings, or simply unwind. A cozy enclosed courtyard adds a unique touch, offering a private space to enjoy morning coffee or peaceful evenings..You have to see it to fully appreciate it!

3
BEDS
2
BATHS
2,049
SQFT
0.5
ACRES

Exceptional views from this one-owner Pulte home located in the desirable Lomas Encantadas at Enchanted Hills. This property offers custom backyard landscaping, refrigerated air, a water softener, and Hunter Douglas blinds. The kitchen features GE Profile appliances, maple cabinetry, and 18-inch ceramic tile flooring, which continues through the entry, utility room, and bathrooms. The owner's suite includes bay windows with expansive views, a tray ceiling, a large walk-in closet, and a five-piece bath with a custom walk-in tub. Finished garage with remote openers. Conveniently located near I-25, the Rail Runner, medical facilities, grocery stores, shopping, and schools.

3
BEDS
2
BATHS
1,680
SQFT
0.13
ACRES

Nestled in prestigious Loma Colorado, this 2,300-square-foot, four-bedroom sanctuary pairs a sophisticated open floor plan and an extended pergola-covered patio with a rare position backing onto the community's largest open space. The culinary hub is beautifully appointed with solid-surface countertops, premium appliances, a four-seat social island, and a dedicated dining area. Outside, the professionally landscaped grounds offer a refined alfresco retreat. The primary suite serves as a masterfully private haven featuring a spa-inspired bath and an expansive walk-in closet. Complete with three additional bedrooms, a two-car garage, and proximity to Rio Rancho's premier amenities, this residence offers a lifestyle of seamless indoor-outdoor luxury

4
BEDS
3
BATHS
2,499
SQFT
0.15
ACRES

This absolutely stunning home in the beautiful Mountain Hawk neighborhood needs to be the at the top of your favorites to view! Located in North Rio Rancho, with incredible convenience to the interstate, commuting to Albuquerque or Santa Fe is a breeze. The home boasts an open-concept layout that is bright, open & airy, while also feeling elegant & polished. The large living room flows seamlessly into the kitchen, making it perfect for entertaining. A dining room has been professionally added to further enhance the space. The kitchen is completely remodeled with upgraded cabinetry, a larger island, pendant lighting, very high quality Sonata polished quartz countertops & LG appliances, including a gas range & the refrigerator! The elegance continues to the spacious primary suite with a

3
BEDS
2
BATHS
1,491
SQFT
0.13
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.