FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 484 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Seller is offering a $12,000 credit that may be applied toward an interest-rate buydown, closing costs, or prepaids--giving buyers the opportunity to make this exceptional home even more affordable!Rare opportunity to own the sought-after Siena floor plan in Los Diamantes! Formerly a model home, this move-in-ready 2022 build offers a floor plan no longer available through the builder, along with thoughtful upgrades throughout. Offering 2,479 sq. ft., the home features 4 bedrooms, 3 full baths, a wide staircase, and a versatile upstairs loft. The spacious primary suite features a generous walk-in closet. Additional highlights include surround sound, fully landscaped front and back yards, and all kitchen and laundry appliances conveying.
Some images in this listing have been virtually staged: This ranch style home offers single-level living. Kitchen has been upgraded with granite countertops and stainless steel appliances, anchoring the culinary space. The kitchen island provides casual dining adjacent to the cooking. The kitchen flows naturally from the cooking area through the dining area perfectly positioned for morning coffee, quick meals and family meals. Main living area with a cozy fireplace is positioned for privacy away from the bedrooms while the 2 baths serve the household efficiently. This home was just remodeled and updated. Located in the heart of Rio Rancho. The large yard will not disappoint.
Welcome to this well-maintained, single-owner 3-bedroom, 2-bath home situated on a spacious 0.5-acre lot. Enjoy incredible mountain views from your own backyard while appreciating the peace and privacy this property offers. Inside, you'll find a thoughtfully cared-for home with comfortable living spaces and plenty of natural light.The main living areas showcase custom Southwest-inspired lighting fixtures that add warmth and character, while the kitchen and bathrooms feature matching granite countertops for a cohesive, timeless look. Enjoy the convenience of an attached 2-car garage plus an additional 1-car carport, providing ample parking and storage.
Welcome to this stunning home with tons of space inside and out! Situated on an expansive 1.04-acre lot, this beautifully refreshed Rio Rancho property boasts breathtaking views from the main upper living area. The flexible lower level features a private suite complete with its own, spacious living area, bedroom, and bath ideal for extended guests, a dedicated home office, or versatile flex space. Upstairs, enjoy a bright kitchen finished with stylish cabinetry, updated countertops, and stainless-steel appliances. Outstanding updates provide total peace of mind, including a newer: roof, furnace, evaporative cooler, water heater, fresh interior paint, updated lighting, and septic system. The massive acreage offers endless freedom for storage, outdoor projects, or building your dream backyard retreat. Perfectly located just minutes from neighborhood parks, major shopping, retail, and local dining!
Priced to sell today, this exceptional 4-bedroom home with a dedicated office offers an incredible opportunity to purchase with the potential for instant equity. The grand open-concept living area is perfect for entertaining, while the spacious loft offers endless possibilities as a second living room, game room, or hobby space. The gourmet kitchen features a large granite island, stainless steel appliances, and ample storage. Relax by the cozy gas log fireplace or enjoy the fresh feel of brand-new carpet throughout. The private primary suite is conveniently located downstairs, and the oversized 2.5-car garage provides plenty of room for vehicles, storage, or a workshop. Conveniently located near parks, pools, stores, and restaurants, you do not want to miss this exceptional value!
OPEN HOUSE SATURDAY 8-15 12-2pm! Welcome home to this gorgeous residence nestled in the sought-after Arbolera at Cabezon community! Offering 2,433 square feet of thoughtfully designed living space, this well-cared-for home features 4 spacious bedrooms, 4 bathrooms, and an oversized 3-car garage.The open concept floor plan seamlessly connects the kitchen, dining area, and main living room, creating the perfect space for entertaining and everyday living. A versatile second living area offers endless possibilities as a home office, fitness room, playroom, or media space.The oversized bedrooms provide plenty of room to relax, and the convenient laundry room is connected directly to the primary suite's walk-in closet for added functionality.Step outside to enjoy the covered patio and private walled backyard, complete with low-maintenance xeriscaping and drip irrigation. Ideally located near parks, walking trails, schools, shopping, and dining, this home offers both comfort and convenience.Don't miss your opportunity to make this beautiful home yours, schedule your showing today before it's gone!
Comfort and style in this beautiful 3bedroom, 2-bath home located in a beautiful, peaceful neighborhood. Open floor plan perfect for entertaining. The spacious primary suite features a walk in closet. Enjoy the convenience of being just a short drive to grocery stores, popular restaurants, and walking distance to local park for outdoor fun. This home offers the perfect balance of tranquility, convenience, and lifestyle. Vacant and ready for the new owners.
Open House - Aug. 8th 10am-1:30pm. Welcome to this immaculately maintained home in one of Rio Rancho's growing and desirable communities! Situated on a spacious half-acre lot, this property offers backyard access with plenty of room for RVs, trailers, recreational toys, or future projects.Inside, you'll find a bright and inviting four bedroom, two bath floor plan featuring pitched ceilings, abundant natural light, and a two car garage. Recent upgrades include laminate flooring throughout with no carpet, Don's high-efficiency argon-gas windows and sliding glass doors, newer kitchen countertops and sink, stove and dishwasher, plumbing fixtures and faucets, garage door opener, a six-month-old water heater, and elastomeric exterior stucco paint.Move in ready and full of value! No HOA and no​​‌​​​​‌​​‌‌​​‌​​​‌‌​‌‌‌​‌​​​​‌‌​​‌‌​​‌​ PID.
Ask about the 2-1 temporary interest rate buy-down offer. (Must use builders preferred lender, qualification required). Discover Fellowship's newest Rio Rancho build, perfectly situated on a spacious, wide-set 1/2-acre lot. Designed for both comfort and style, this impressive home features 4 bedrooms, a flexible bonus space, 2.5 bathrooms, and a finished 3-car garage with convenient backyard access. The bright, open-concept interior is enhanced by tall ceilings, solid-surface countertops, solid wood cabinetry, durable LVP flooring, and carefully selected designer finishes. The main living area extends effortlessly to a beautiful covered patio, creating an ideal space for indoor-outdoor living. Three secondary bedrooms and a full bathroom occupy their own separate wing, while the private primary retreat offers a spa-like bathroom with dual sinks, an oversized shower, and a generous walk-in closet that connects directly to the laundry room. No HOA or PID.
Welcome to this well-maintained home tucked away on a quiet cul-de-sac in Rio Rancho. Enjoy beautiful Sandia Mountain views from the backyard and a functional open-concept layout designed for comfortable everyday living. The spacious living area flows seamlessly into the kitchen and dining space, creating a great setting for relaxing or entertaining.The primary suite features a walk-in closet and a private bathroom with dual sinks, a soaking tub, and a separate shower. Two additional bedrooms provide flexibility for guests, a home office, or hobbies. Additional highlights include refrigerated air, a dedicated laundry room, and an attached two-car garage.The low-maintenance front and backyard landscaping offers a blank canvas for your personal touch while keeping upkeep simple.This home combines peaceful neighborhood living. Schedule your showing today!
******** MOTIVATED SELLER ************.31 acre mountain view large lot with possible backyard access. Enjoy this 4 bedroom 3 bath home open light and bright. 3 living areas allow lots of space for your growing families needs. 2 car garage and endless possibilities. Back yard ready for your new pool. Seller has a assumable VA loan at 4.875% check with your lender on your clients options.. Seller financing is also available at 5.75% with 20% down amortized over 30 years. Balloon term is negotiable.
Almost new Built in 2020, this charming single-story home in Enchanted Hills offers modern comfort and an easy, functional layout. Featuring 3 bedrooms, 2 bathrooms and provides inviting living spaces with plenty of natural light. The kitchen flows seamlessly into the main living and dining areas, creating a comfortable setting for everyday living and entertaining. A private primary suite, two additional bedrooms and a two-car garage complete the floor plan. Situated on a quiet cul-de-sac in growing Northern Rio Rancho, this move-in-ready home offers convenient access to shopping, dining, schools and everyday amenities. A wonderful opportunity to enjoy a newer home in an established neighborhood!
Welcome home to this beautifully maintained, single-owner DR Horton home in the highly desirable Arbolera De Estate in the master-planned Cabezon community. This popular single-story floor plan offers four spacious bedrooms with a thoughtful split-bedroom design, providing added privacy for the primary suite. The open-concept living area is perfect for everyday living and entertaining, complemented by a formal dining room for special gatherings. The generously sized primary suite features a large walk-in closet and is tucked away from the secondary bedrooms for a peaceful retreat. Step outside to enjoy the covered patio and low-maintenance desert landscaped backyard, offering the perfect space to relax without the upkeep. Enjoy the benefits of Cabezon with numerous parks, community pool, community center, sports fields and more. With its functional layout, pride of ownership, and sought-after location, this home is one you don't want to miss.
Imagine waking up each morning to breathtaking Sandia Mountain sunrises and ending your evenings with unforgettable New Mexico sunsets from one of two private decks. This stunning single-story home in one of the gated Mariposa communities is more than a house, it's a place to gather, relax, and make lasting memories. Thoughtfully designed with custom touches throughout, it offers 3 bedrooms, 2.5 bathrooms, a private office or sitting room, and an attached mother-in-law suite complete with its own bedroom, 3/4 bath, and washer/dryer, perfect for loved ones or long-term guests. Walk out into your own backyard retreat featuring a sparkling in-ground pool, an outdoor kitchen, and a huge covered patio made for celebrations, quiet mornings, and everything in between. Every space invites you to slow down, soak in the views, and truly feel at home. All of the appliances in the home convey! All you have to do is move in!
Discover this stunning new construction nestled on a spacious 1/2 acre corner lot with mountain and sunset views! Featuring Pella windows and designer lighting throughout, this home boasts custom cabinetry that enhances its elegant design. Perfect for multi-generational living, the in-law suite includes a kitchenette and a separate entrance. Entertain friends at the bar area, complete with a sink and beverage refrigerator. The primary suite is a true retreat, offering a free-standing tub, a walk-in shower, and dual vanities. Cozy up by the inviting stone fireplace, and enjoy the modern convenience of the Bosch appliance package. Don't miss your chance to own this exceptional property!
MULTI-GEN LIVING - Experience the ultimate blend of high-end luxury finishes, multi-generational flexibility, and outdoor freedom in this spectacular new construction Amreston home on a sprawling half-acre lot! Designed with versatile living in mind, this home features the Optional Guest Suite -a true private suite complete with its own dedicated living space, bedroom, and full bathroom, making it ideal for an aging-in-place family member, an adult child, or long-term guests. At the heart of the open floor plan, the chef-inspired gourmet kitchen is designed for effortless entertaining, the professional gourmet kitchen is a chef's dream, boasting premium Frigidaire Professional appliances--including a 36' gas cooktop, vent hood, 30' built-in wall oven, microwave drawer and dishwasher - alongside a massive, pendant-lit eat-in center island optimized for food prep and holiday displays and a dedicated butler's pantry offers the perfect hidden station to stow away small appliances or create a stylish custom coffee bar. The large primary owner's suite & bath boasts a double vanity, separate soaking tub, and walk-in shower setup. High-end finishes abound, including soft-close cabinetry with dovetail drawers throughout, 2' white faux wood blinds, and a sleek black hardware, fixture, and lighting package. Everyday convenience is built right in with a hot water recirculating pump, soft water ready setup, and a garage utility sink. Step outside to the extended covered patio featuring an integrated gas stub for easy outdoor grilling, all while enjoying the room and independence of a 1/2-acre footprint. Free from the restrictions of an HOA or the extra expense of a PID, this property gives you incredible liberty and space for RVs, ATVs, and custom outdoor living. Call today to schedule your private tour!
Welcome to 1143 Grace Street NE in the desirable Milagro Mesa community of Rio Rancho! This beautifully maintained single-story home offers 3 spacious bedrooms, 2 full bathrooms, and approximately 1,673 square feet of thoughtfully designed living space.The open-concept floor plan creates an inviting atmosphere, seamlessly connecting the living, dining, and kitchen areas--perfect for everyday living and entertaining. The kitchen features ample cabinetry, generous counter space, and a functional layout that overlooks the main living area.The private primary suite provides a relaxing retreat with an en suite bath and walk-in closet, while two additional bedrooms offer flexibility for family, guests, or a home office. Enjoy the convenience of an attached 3 car garage, low-maintenance landscaping, and a fully fenced backyard with plenty of space to relax, garden, or entertain.This home combines modern construction with energy-efficient features and is conveniently located near parks, schools, shopping, dining, and easy commuter routes.
Come and take a look now, at this beautiful 3-bedroom 2 bath home with a beautiful, updated kitchen, stainless steel appliances, refrigerated air, laminate wood flooring, lots of space, 2 bonus rooms, solar panels, Generac backup generator, fully automatic gate for your extra-large covered RV parking, 2 car garage with a carport, 2 sheds, front covered patio, close to shopping and schools, definitely a must see.
Welcome to this charming 3-bedroom, 2-bath single-family home in the desirable Montreal Estates neighborhood of Rio Rancho. Offering approximately 1,394 sq. ft. of comfortable living space, this well-maintained residence sits on a generous ~10,500 sq. ft. lot with room to enjoy outdoor living and future upgrades.Inside, you'll find a functional floor plan with a spacious primary bedroom, two additional bedrooms, and two bathrooms. The home features energy-efficient windows, ceiling fans, and practical finishes throughout. Property is close to shopping, dining, schools, and major roadways for easy commuting.The seller is offering a $7,000 buyer credit with an acceptable offer,Backyard access from both sides for toys, boats or RV!Don't miss this opportunity to own in one of Rio Rancho's sought-after neighborhoods. Schedule your showing today!
Welcome to this beautifully maintained family home, built in 2004 and located in the desirable Enchanted Hills neighborhood. This move-in-ready home features new flooring, fresh interior paint, updated stucco, and beautifully refreshed landscaping. Stay comfortable year-round with refrigerated air, and enjoy the spacious open floor plan that's perfect for both everyday living and entertaining. Take in the stunning mountain views, relax on the patio, and appreciate the convenience of side-yard access and well-maintained outdoor spaces. This home has been lovingly cared for and is ready for its next owners!
***PRICE REDUCTION*** This 3-bedroom, 2-bathroom home sits on a spacious half-acre lot, offering room to spread out and enjoy a variety of outdoor possibilities. The property features side yard access, a 2-car garage, and ample outdoor space for parking, recreation, hobbies, or future improvements.inside, you'll find a functional floor plan with comfortable living areas, a bright kitchen, and generously sized bedrooms. A new septic system has recently been installed, providing a significant recent improvement to the property.Whether you're looking for extra outdoor space, room for your vehicles and equipment, or simply a property with land that's becoming harder to find, this home offers an opportunity to make it your own.Schedule your private showing today!
Welcome to this beautifully maintained 3-bedroom, 2-bath home, where thoughtful updates and inviting living spaces create a warm and welcoming atmosphere.Step inside to discover newly installed vinyl flooring throughout, abundant natural light, a cozy gas log fireplace, and two spacious living areas that offer exceptional flexibility for everyday living, entertaining, or relaxing. The versatile floor plan also provides the option for a fourth bedroom or dedicated office space, offering added flexibility to fit your needs.Outside, enjoy a freshly landscaped, low-maintenance xeriscaped backyard featuring a charming pergola and included patio furniture, creating an inviting outdoor retreat that's ready to enjoy from day one.Adding even more value, all major appliances convey with the sale, making this a truly turnkey home. Additional highlights include two full bathrooms, a two-car garage, and a convenient location close to parks, shopping, dining, and everyday amenities.With tasteful updates, comfortable living spaces, and move-in-ready convenience, this Rio Rancho gem is ready for its next owner.
This one truly has it all! Beautifully updated and move in ready, this Rio Rancho home offers the kind of features today's buyers are searching for including a remodeled kitchen with granite countertops, custom cabinetry, stainless steel appliances, and a gas range, plus refrigerated air, a pellet stove in the den, newer roof, new stucco, fresh paint, and so much more.Step outside and you'll immediately see what makes this home stand out. The oversized covered patio is perfect for entertaining, relaxing, or enjoying New Mexico evenings year-round, and the backyard drive-in access provides room for RV parking, boats, or ATVs. The workshop offers incredible flexibility as an added garage and workspace, while the upgraded Tuff shed with mini split heating and cooling is ideal for a home office, hobby room, studio, or creative escape.Located near Rio Rancho's walking trails, shopping, and dining, this home combines comfort, convenience, and functionality in all the right ways. If you're looking for a home with RV access, workshop space, covered patio, outdoor entertaining space, and quality upgrades, this one is definitely worth a look.
Welcome to 1344 Peppoli Loop SE, where spacious living, thoughtful design and a desirable Cabezon location come together. This 3-bedroom, 2.5-bath home offers 2,206 square feet of comfortable living space, highlighted by soaring cathedral ceilings, abundant natural light and a warm gas-log fireplace anchoring the great room. The open kitchen and breakfast area create an inviting space for everyday living and entertaining, while the main-level primary suite provides privacy and convenience with a walk-in closet, soaking tub and separate shower. Upstairs, a versatile loft offers the flexibility for a home office, media room, playroom or second living area. Refrigerated air keeps the home comfortable year-round, and the washer, dryer and refrigerator are included for added convenience. Step outside to a private backyard with a covered patio--perfect for relaxing, grilling and enjoying New Mexico evenings. Complete with a two-car attached garage, tile roof and a convenient location near shopping, dining, schools and major commuter routes, this Cabezon home delivers the space, comfort and lifestyle today's buyers are looking for. Schedule your private showing before it's gone!
Welcome to this beautifully maintained home in the highly sought-after Cabezon community of Rio Rancho! Equipped with new flooring and paint throughout this home is designed with an open, light-filled floor plan, this home offers spacious living areas perfect for both everyday living and entertaining. The kitchen features stainless steel appliances, abundant cabinetry, and a large island that serves as the heart of the home. The private primary suite includes a walk-in closet and an en-suite bath with dual vanities, while the additional bedrooms and dedicated office/flex space provide versatility for guests, family, or working from home. Step outside to a beautifully landscaped backyard complete with a covered patio, ideal for relaxing year-round. This home also offers convenient access to Rio Rancho schools, parks, walking trails, shopping, dining, and major commuter routes.NEW: Paint, Floors, Appliances, Toilet, Bathroom/Shower Faucets, Sink, and windows have been repaired. Water Heater is 2025.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.