FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 392 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Welcome HOME! This 2.5-year-old smart home is ready for you to make it your own. The tasteful kitchen is complemented by a fully landscaped backyard, perfect for BBQ season. With four bedrooms, it's ideal for any stage of life. Highly desirable V. Sue Cleveland School District, exclusive HOA Gated Park and No PID! Schedule your showing today! Sleep on it tonight, and someone else might be sleeping in it tomorrow.
Welcome to this beautifully upgraded 2021 Pulte-built Willowbrook plan, featuring 5 bedrooms, 4 bathrooms, 3 car garage and over $82,000 in top builder upgrades. This thoughtfully designed home combines modern finishes, functional living spaces, and high-quality enhancements throughout. Step inside to find soaring 8' interior doors, elegant tray ceilings in the foyer and owner's suite, and a stylish skip trowel drywall finish that adds warmth and character. The open-concept layout features a chef's kitchen complete with level 3 white shaker cabinetry, quartz counter tops, premium stainless steel appliances, composite granite sink, and an over sized island accented with pendant lighting--perfect for entertaining.
Gorgeous home located in the quiet Mountain Hawk Estates. This home was built in 2023 and is basically brand new with the added benefit of window coverings and no PID! Enjoy the open floor plan with tray ceiling made for entertaining. The kitchen is a chef's dream with quartz counter tops, tile backsplash, a gas cooktop and farmhouse sink. The master bedroom has a split floor plan with the other bedrooms on the opposite side of the house. Spacious primary with double sinks, a large walk in closet, walk-in shower, and privacy toilet. Three additional bedrooms perfect for families and working from home. The backyard features a covered patio, hot tub that conveys with no neighbors behind you! The sellers are willing to do seller financing (REC)!
Two Huge Adult Bedrooms: Welcome to 2447 Treviso Dr. SE in the desirable Astante Villas subdivision of Cabezon in Rio Rancho. This beautifully updated townhome (with 2 bedrooms -potential for 3 bedrooms), with 2-car garage, features all-new flooring throughout, fresh interior paint, a brand new washer and dryer, and a recently upgraded backyard patio perfect for relaxing or entertaining, and newly renovated 1/2 bathroom. The spacious layout offers comfortable living with both bedrooms being full adult-sized rooms, plus a newly upgraded master bath that provides a modern, private retreat.
Welcome to your dream home in Rio Rancho! This new build is designed to impress from the moment you walk through the door. Featuring a spacious open floor plan, it's the perfect space for both everyday living and unforgettable entertaining. Heart of the home is the gourmet kitchen, complete with a stylish backsplash, a generous center island, room to prepare a feast for the upcoming holidays. Whether you're hosting dinner parties or enjoying quiet nights in, this space delivers both beauty and function. Need space for extended family, guests, or even a private office with a casita offers incredible flexibility and comfort, making it ideal for multi-generational living or weekend visitors.
Spacious 2 story open floor plan with 2,278 sq ft, 5 bedrooms, 2.5 baths, and a loft. All bedrooms are upstairs for added privacy. Kitchen includes stainless steel appliances. New windows installed November 2025. Backyard is a blank canvas, HOA covers front yard landscaping.
Welcome to this beautiful Pulte home situated on a premium lot. This lot is elevated from those behind it, allowing for beautiful vistas of the Sandias. Modern finishes including wood tile, granite counters & stainless steel appliances. Large open kitchen features ample storage including added cabinetry in the dining area. Primary suite is spacious including a bay window, nice size bathroom & a walk-in closet. 4th bonus room up front makes for a great office or workout space. The garage is a 3 car tandem style, plenty of room for a work space of additional storage. Relax under the covered patio taking in the views, on those warm NM evenings. HOA amentities include indoor & outdoor pools, fitness center, movement studio with classes, massage room. There's also a 5 acre Mariposa park!
Set in the highly sought-after Enchanted Hills area of Rio Rancho, this home offers the perfect blend of comfort and convenience near Enchanted Hills Park, shopping, dining, and quick access to US-550 highway for an easy commute to Albuquerque. Enjoy a spacious 3-car garage, upgraded refrigerated air, and reverse osmosis system. The oversized primary suite features a luxurious bath with separate shower, garden tub, and private balcony/deck--perfect for taking in New Mexico sunsets. Home backs to an arroyo with a paved walking trail for added privacy and outdoor enjoyment. Huge 15x20 third bedroom offers flexible space for guests, office, or more!
Mountain views, gated, and a prime corner lot make this beautifully updated Redondo home stand out. Offering 4 bedrooms, 4 bathrooms, plus a versatile bonus room, it provides flexible living for any lifestyle. Bright and inviting, the home features new tile, new carpet, fresh paint, and beautifully remodeled bathrooms with modern finishes. The primary suite includes a walk-in closet and a spa-like tiled shower, while a guest room offers a private en-suite. The kitchen boasts soft-close Aristokraft cabinetry, stainless steel appliances, and updated finishes. Enjoy the landscaped backyard perfect for relaxing or entertaining, all within the desirable Mariposa community with trails, a pool, and amenities.
Welcome to Stonegate! We are thrilled to introduce you to the beautiful ''Sierra'' floorplan by D.R. Horton. This single-story 1,519 sq. ft. residence boasts 3 bedrooms, 2 baths, and a kitchen equipped with spacious granite countertops, Whirlpool(r) appliances, decorative tile backsplash, and a walk-in pantry. The primary bedroom features a walk-in closet and a large walk-in shower, while bedrooms 2 and 3 are conveniently located on the other side of the home. Additionally, the Sierra offers a covered patio, a 2-car garage, and comes with our HOME IS CONNECTED smart-home package, including Amazon Voice control, Front Doorbell, Front Door Deadbolt keyless entry Lock, Smart Home Hub, Smart switch Light Switch, and more. Don't forget to ask about our current incentives!
Discover luxury single-level living in this stunning Hakes Brothers home located in the sought-after Suez Estates neighborhood in Rio Rancho. This 5-bedroom home combines timeless curb appeal with modern comforts. The striking stone and stucco exterior, accented by a classic tile roof, sets the tone for the quality craftsmanship inside. Gourmet touches include beautiful granite countertops and designer custom lighting that illuminate the open living spaces. The oversized 2-car garage adds convenience and extra storage.Outside, the fully landscaped backyard is a true retreat, featuring a generous covered patio with electric sun shades for effortless shade and comfort. Enjoy mountain views from the private viewing bluff -- the perfect setting for morning coffee, or sunset drinks.
Welcome to Stonegate! Our ''Sawyer''plan is a stunning single-story 1,602 sq. ft home by D.R. Horton. This plan boasts 4 bedrooms and 2 baths, with a kitchen that showcases spacious granite countertops, Whirlpool(r) appliances, decorative tile backsplash, and a convenient walk-in pantry. The Primary bedroom features a walk-in closet and a large walk-in shower. Additionally, the Sawyer offers a covered patio and a 2-car garage. Not to mention, this home comes equipped with our HOME IS CONNECTED base package, including Alexa Voice control, a Front Doorbell, Front Door Deadbolt keyless entry Lock, Smart Home Hub, Smart switch Light Switch, and more. Ask me about our current incentives!
OWNER TO OWNER FINANCING!!! Welcome to this stunning 4 bedroom 2 bathroom property that offers 2,106 sq ft of thoughtfully designed living space in one of the most desirable neighborhoods in Rio Rancho. This home features REFRIGERATED AIR, Central air Heating, water heater installed 2023, NEWER roof TPO with a TRANSFERABLE WARRANTY. The Solar System will be PAYED OFF by seller for new buyer! NO POLYBUTYLENE. Conveniently located close to restaurants, shopping centers and schools. Come and take a tour of this beautiful home today!
A rare blend of luxury, design, and pride of ownership. This best-selling Pulte Starwood model, built in 2021, is truly move-in ready. Featuring TWO primary suites--including one on the main level--this home offers flexibility for multi-generational living, with the upstairs suite showcasing a private balcony and stunning views. Soaring 22' ceilings, French doors, and a light-filled layout create an impressive first impression. Entertain with ease in the gourmet kitchen with granite countertops, ample cabinetry, and a custom taproom/bar with wine coolers. Enjoy a fully landscaped backyard with pergola--no sand here. Tinted windows, upgraded blinds, water softener, tankless water heater, and a 2 & 1-car garage complete this exceptional home.
The seller is offering $5000.00 towards closing costs and pre-paids! This lovely three-bedroom, two-bathroom home is in a friendly neighborhood and has a cozy kiva-style fireplace and updated paint on the outside. There's also a big yard where you can enjoy outdoor fun or garden without any HOA burdens. Come see this lovely place that mixes peace and easy access to everything you need.
Ideally situated just minutes from Presbyterian Rust Medical Center, shopping, dining, and everyday conveniences, Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home. Homes in this new phase are designed with affordable luxury in mind, featuring open-concept floorplans, contemporary finishes, and flexible living spaces that maximize both comfort and functionality. Every detail is carefully considered to deliver lasting quality, modern style, and outstanding value--making it easier to step into homeownership with confidence.
Modern contemporary style plus New Mexico charm make this property a must see. If you dream of making a homestead equipped with a greenhouse, chicken coups, and space to cultivate your own produce view this home today. If you're looking for modern and minimalist aesthetic, an open concept, vaulted ceilings and a chefs kitchen this home is a must see. With half an acre to call your own and a modern home the sky is the limit.
Motivated seller offering $5,000 credit to buyer! AND Electric bills UNDER $130/mo!This meticulously cared-for Pulte home will keep cooling costs down this summer with the solar! On a premier corner lot in Rio Rancho's desirable Loma Colorado, this move-in ready residence features a flowing floor plan and a spacious great room. A standout highlight is the rare, oversized 3.5-car garage--perfect for a workshop or extra storage. Every inch reflects pride of ownership, from pristine flooring to updated fixtures. The serene backyard boasts a dedicated grilling area and lush landscaping, creating a private escape for peaceful mornings and breathtaking sunsets. Don't miss this energy-efficient gem!
This nearly-new, 2-year-old home perfectly blends elegance with functional living. Featuring 3 bedrooms and 2 bathrooms, the heart of the home is a bright, open-concept great room that flows seamlessly into a gourmet kitchen. Outfitted with granite countertops, a classic subway tile backsplash, and stainless steel appliances, it's a space designed for both daily life and festive entertaining. Retreat to your own private, professionally landscaped backyard oasis for ultimate peace and quiet.
Breathtaking Sandia Mountain Views await just outside this 4 bed 3 bath home located in the Rio Rancho Estates Subdivision! This updated single-story 2,300 sq ft home has modern amenities such as an open floor plan, large master suite with spacious walk-in closet, garden tub, his and her double sinks, newer tile flooring throughout, and newer refrigerated cooling unit. The gourmet chef's kitchen has newer appliances, granite countertops, updated backsplash, & a breakfast nook overlooking the spacious living area. This home on 1 acre has ample room for RV parking. Enjoy the outdoor sitting area under the covered patio. This home is in an ideal location with nearby restaurants (The Local Brewhouse, Blakes, Dions, etc) and shopping (Walmart, Target, Walgreens, Lowe's Home Improvement, etc).
Beautiful 2-story home offering 4-5 bedrooms, 3 bathrooms, and approximately 2,700 sq ft of living space .Recent updates include new light fixtures in various rooms, a new microwave oven, newer roof (2022), newer water heater (2022), and two Trane A/C units installed in 2022 for added comfort and efficiency.The chef-designed kitchen features abundant cabinetry, granite countertops, and a spacious island--perfect for cooking and entertaining.Centrally located near amenities and Hwy 550, this move-in-ready home is truly turnkey for its next owner. All appliances convey with the property with no guarantee or warranties.Relax in the pergola-covered patio while taking in the majestic views.
Perfectly located in the highly desirable River's Edgecommunity, this inviting home offers comfort, space, and a location you'll love. Step inside to a bright, open floor plan with fresh paint throughout. The country kitchen features abundant cabinetry, a pantry, and generous counter space perfectfor everyday living or hosting family and friends.Highlights Include: Spacious 3-bedroom, 2-bath layout Light-filled open living area Country kitchen with pantry & ample cabinets Private primary suite with 3/4 bath Refrigerated air for year-round comfort Nearly 1/4-acre lot with backyard access Storage shed includedWhether you're relaxing, entertaining, or enjoying theviews, this home offers the perfect place to settle in.Bring your personal touches and make it your
Immaculate single-story home ready to move into! High ceilings, lots of light. Soak in the hot tub and enjoy the Sandia views. Two courtyards - entry and backyard patio. Entry foyer. Half an acre with fruit trees and more. RV or boat parking. Nice living area with dining area and lovely kitchen with granite counters and lots of cabinet space. Newer appliances. Primary bedroom has separate entry to covered patio and walk-in closet. Three bedrooms, 3 bathrooms. Big finished garage with workshop area. On private well and septic, so NO city and sewer bill. Forced air heat, plus woodstove; so very low utility bills. Huge fenced yard. Covered patio to enjoy the cool mornings and evenings. Washer/Dryer, even tv, can stay. NO HOA! Come see!
$10,000 Seller Credit toward Buyer's Interest Rate Buy-Down and Closing Costs! Turn-key and packed with value, this Rio Rancho home delivers a bright open layout with modern finishes buyers are searching for. The light-filled living space flows into a stylish kitchen featuring stainless steel appliances, ample cabinetry, and a large island built for gathering. Tile flooring in main areas adds durability and easy maintenance, while the spacious primary suite offers a comfortable retreat. The backyard is a blank canvas ready for landscaping, entertaining, or your custom outdoor vision. Located near parks, schools, shopping, and commuter routes, this home offers the perfect blend of convenience, functionality, and future potential!
This home makes an unforgettable first impression with its grand foyer and spacious, thoughtfully designed layout. This single-story home features 3 bedrooms, 3 bathrooms, and a versatile flex space perfect for a home office, gym, or hobby room. The Jack-and-Jill bathroom adds convenience for the secondary bedrooms, while the expanded primary suite creates a true retreat -- complete with generous space and a spa-like bath.Designed with both comfort and connection in mind, the open-concept kitchen and living areas flow seamlessly to the expanded covered patio, perfect for enjoying New Mexico's beautiful weather year-round. It's no surprise the Tiffany is an award-winning plan -- blending thoughtful design, modern style, and everyday livability into one stunning home.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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