FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 392 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Ask about $$$ flex cash for interest rate buy down or upgrades. This DR HORTON home offers a bright open-concept floorplan with 4 spacious bedrooms and 2 modern bathrooms. Quartz countertops and light cabinets with an island and grand pantry. Built in stainless appliances and luxury upgrades throughout. Peace of mind comes with builder warranties. Don't miss your chance to own new construction in Lomas Encantadas. Close to Enchanted Hills restaurants, entertainment and shopping, quick access to i-25. Walking trails, open space, dog park and even pickleball court! (home still doing touchups so photos are of previous model with similar features) Open house everyday. Completion expected end of June. Tons of upgrades in home like 8 ft doors and 3 panel sliding glass door to patio .
Welcome home to this meticulously maintained, energy-efficient gem -- where thoughtful design meets modern living. The heart of the home is a beautiful kitchen featuring crisp white cabinetry, an oversized island, abundant storage, large pantry, and premium stainless appliances -- including a 5-burner range with double convection oven and a seamless refrigerator with built-in craft ice maker. The open-concept living and dining areas flow seamlessly, making entertaining effortless. Primary bedroom boasts 2 walk in closets and large double vanity in en-suite bath.Step outside to your private backyard, fully landscaped and designed for year-round enjoyment with ample shade.Additional highlights include a spacious laundry room with utility sink, and overhead storage in the garage.
Welcome home to this spacious and versatile floor plan offering 3 bedrooms and dedicated office that could easily serve as a 4th bedroom. The generous living room provides plenty of space, while an additional flex room offers endless possibilities as a second living area, library, home gym, playroom, game room, or hobby space, designed to fit your lifestyle.Outside, you'll appreciate the low-maintenance xeriscaped yard, giving you more time to enjoy everything the area has to offer. Conveniently located near highly rated public schools, the aquatic center, library, and sports complex, this home combines comfort, flexibility, and an unbeatable location. Whether you're working from home, growing your family, or simply looking for extra space, this home is ready to meet your needs.
Nestled in the highly sought-after Stonehenge Estates, this beautifully customized Charter home blends timeless design with exceptional quality and comfort. Offering five bedrooms, spacious living areas, and a thoughtfully redesigned kitchen, the home was built for both everyday living and effortless entertaining. Step outside and discover what truly sets this property apart, a backyard that feels more like a private garden than a typical subdivision lot. Winding walkways, shade trees, vibrant gardens, and inviting patios create an extraordinary outdoor setting that's perfect for morning coffee, evening gatherings, or simply enjoying the beauty of every season. Ideally located near schools, shopping, dining, parks, golf, this is a rare opportunity to own one of RR most cherished homes
Single story 3-bedroom, 2-bathroom home in Northern Rio Rancho! Featuring a desirable open-concept floor plan, this home offers spacious living areas and abundant natural light. The kitchen opens seamlessly to the living and dining spaces, creating an ideal layout for everyday living and entertaining. Enjoy added privacy with no rear neighbors and a shaded backyard ready for relaxation or outdoor gatherings. Don't miss the 3 car tandem garage! Plus recent upgrades included Refrigerated AC. Located with no HOA, this property offers flexibility and freedom while remaining close to parks, schools, shopping, dining, and commuter routes. This area is rapidly growing and here is your chance to be near it all!
Love the feel of a newer home without the expense of finishing the backyard? This one is already done for you. Enjoy a beautifully landscaped yard, rain gutters, and one of the community's most desirable upgrades -- no backyard neighbors, a premium feature valued at $10,000. The spacious 3-car garage with epoxy floors is perfect for vehicles, hobbies, a workshop, or extra storage.Located in the highly sought-after Mariposa community, this 3-bed, 3-bath, 1,810 SF home offers resort-style amenities including year-round pools, a fitness center, community center, parks, trails, and more. As an added bonus, brand-new furniture is included with an acceptable offer, making this home move-in ready from day one. Come see why this home stands out from the rest.
Welcome Home! Freshly painted and move-in ready, this charming home offers comfort, style, and peace of mind with numerous updates. Beautiful tile flooring flows throughout the home, while soaring ceilings and a cozy fireplace create a warm, inviting living and dining area. The eat-in kitchen features abundant cabinet storage and generous counter space. The oversized primary suite offers dual walk-in closets and a spacious bath with double vanities. Enjoy valuable improvements including replacement of the polybutylene plumbing, updated windows (approximately 10 years old), and a furnace and refrigerated air system replaced around 2019. Relax on the inviting front patio or unwind in the private backyard, all just minutes from the Bosque, scenic walking and biking trails, shopping.
Welcome home to this spacious 2 story residence offering 3 bedrooms, 2.5 bathrooms, and multiple living areas designed for both everyday comfort and entertaining. The thoughtfully designed floor plan features generous living spaces, abundant natural light, and a functional layout that provides flexibility for a variety of lifestyles. The kitchen opens to the main living area, creating an inviting space to gather with family and friends. Upstairs, the spacious bedrooms offer privacy and comfort, including a large primary suite with ample room to unwind. Enjoy a low-maintenance backyard, attached two-car garage, and convenient access to major commuter routes. A wonderful opportunity to own a well-maintained home in one of Rio Rancho's most desirable locations!
Beautiful Hakes Brothers home featuring energy-efficient construction and Green Built certification. This well-designed 3-bedroom, 2-bath residence offers raised ceilings, elegant 9-foot doors, and an open, spacious floor plan filled with natural light. The home includes professionally landscaped front and back yards, providing attractive outdoor living spaces with minimal maintenance. Combining modern comfort, quality craftsmanship, and energy-saving features, this home is move-in ready and ideal for anyone seeking style, efficiency, and convenience.
Better than new! Built in 2023, this single-story by DR Horton offers 4 bedrooms, 2 baths, & a 2-car garage in the desirable Mountain Hawk community. Designed for modern living, the open-concept layout features a spacious great room, dining area, & stylish kitchen w/ granite countertops, island, Whirlpool appliances, & a large pantry. The private primary suite offers a raised double vanity, tiled walk-in shower, & oversized walk-in closet. Additional features include solar panels, reverse osmosis system, ceiling fans throughout, refrigerated air, Low-E windows, security door, NO PID. Enjoy convenient access to shopping, dining, golf, casinos, The Block, major commuter routes & highly rated Cleveland High School. Move-in ready without the wait of new construction!
WELCOME HOME TO THIS BEAUTIFULLY MAINTAINED 4-BEDROOM, 2.5-BATH BRICK HOME TUCKED AWAY IN A QUIET RIO RANCHO CUL-DE-SAC! Designed for comfortable living, this home offers both a formal living room and spacious family room, plus an impressive kitchen featuring abundant cabinetry, a walk-in pantry, and generous workspace. The private primary suite includes a large walk-in closet, dual vanities, garden tub, and separate shower. Enjoy a fully landscaped front and backyard with a lovely shady pergola and , 3-car garage, and flexible spaces perfect for work, hobbies, or entertaining. Conveniently located near parks, schools, shopping, dining, and commuter routes, this ready-to-make-your-own home delivers the space, comfort, and lifestyle you've been searching for! Call now for your personal tour
Beautiful move-in ready Pulte-built home in the desirable Cabezon community of Rio Rancho offering approximately 3,875 sq ft with 5 bedrooms and 4 bathrooms. Pride of ownership shows throughout this well-maintained residence featuring an open-concept floor plan ideal for everyday living and entertaining. The bright main living area features soaring ceilings and an oversized statement ceiling fan enhancing the spacious feel. The kitchen opens to the living and dining areas with generous cabinetry and counter space. Large bedrooms provide flexibility for guests, office, or multigenerational living. The primary suite offers comfort and privacy. Rare 3-car garage provides excellent storage. Conveniently located near parks, schools, shopping, dining, and major commuter routes in Rio Rancho.
Located in Lomas Encantadas 1E in Rio Rancho, the Jane floor plan offers flexible living with elevated finishes and thoughtful upgrades throughout. Featuring an optional flex room at the garage, a 3-car garage, and an added powder bath, this home is designed to fit a variety of lifestyles with comfort and functionality in mind.Natural light welcomes you through a skylight in the foyer, while the open layout is enhanced by an 8' sliding glass door and a mix of tile, SPC, and carpet flooring throughout. The kitchen features quartz countertops, upgraded cabinetry, optional buffet cabinets, stainless steel appliances, and a gas slide-in range, creating a stylish and functional gathering space.
Located in the sought-after Northern Meadows community, this spacious 2-story home offers 4 bedrooms, 3 bathrooms, and a versatile floor plan designed for comfortable living. The well-appointed kitchen features abundant cabinet space, a pantry, large center island, and an eat-in dining area that overlooks the backyard & opens to the inviting family room with a cozy fireplace. Upstairs, the oversized primary suite provides a private retreat with a garden tub, separate walk-in shower, dual-sink vanity, and private balcony. Enjoy outdoor gatherings under the covered patio and a backyard with plenty of room to relax or play. Complete with an attached 2-car garage, this home offers the space & functionality today's buyers are looking for. Some photos have been virtually staged!
Discover modern luxury in this stunning 4-bedroom home featuring an open-concept design and upscale finishes throughout. The spacious kitchen boasts granite countertops, a large center island, and seamless flow into the main living area, creating the perfect space for entertaining. The private primary suite offers dual vanities and an oversized walk-in closet. Elegant tile flooring enhances the main living spaces, while plush carpeting adds comfort to the bedrooms. Complete with a 2-car garage and located in a desirable, growing community, this home combines style, functionality, and contemporary living. Schedule your private showing today!
Views! Views! Views! with this exceptional Tuscan manor home in Vista Estrada, Rio Rancho. Inside enjoy 270 degree views of the Sandia, Jemez, Sangre De Cristo Mountains, City Lights, Sunrises, and Sunsets. Re-stuccoed the house 6/14/26. Luxurious Living for new owners with exquisite onyx natural stone and lots artistic features. 3 Masters, all each have their own jetted tub/plus Showers. Central vac. Circular staircase for 360 degree views from the roof. Open concept, high ceilings, 8 person bar seating. Butlers pantry. Outdoor kitchen w/2 grills and pizza oven. Walled/gates front and back yards. Propane fire ring in the front yard w/seating. Beautiful landscaping w/fruit trees/Flowering bushes/Waterfall/3 Shades/ceiling fans. Over $300,000 in upgrades.
Enjoy peace of mind with a recently installed metal roof, updated flooring, fresh synthetic stucco, and desirable side-yard access. Inside, you'll find two renovated bathrooms, a newer water heater, and tasteful updates throughout the home. The landscaped backyard is ready for entertaining with outdoor kitchen utilities already in place, including water, gas, electrical, and sewer connections. The spacious lot also features side-yard parking and a large detached garage/workshop offering excellent storage and flexibility. This is a must-see!
Fall in love with this gorgeous, meticulously maintained home showcasing sweeping views of the Sandia Mountains! Located in the sought after Lomas Encantadas neighborhood, ideal for Santa Fe & Los Alamos Labs commuters! NEW in 2025: refrigerated air conditioning & furnace, NEW tankless water heater on demand, NEW carpet 2023! Discover open & spacious floor plan with a main floor master bedroom! Beautiful living & dining room! Plus a generous family room with gas log fireplace & wall of windows framing the mountain views! The large kitchen, offers a center island, gas cooktop, breakfast nook with views!! The backyard is delightful w/ a covered patio to enjoy the sweeping views of the mountains, water feature & fruit tree! Upstairs is a spacious loft + 3 large bedrms, & view balcony! NICE!
Embrace the essence of luxury living in this exquisite 5-bedroom, 4-bathroom home, perfectly situated on 1.1 acres! This extraordinary property features an indoor pool with ADA ramps and a lift, allowing everyone to experience the bliss of swimming year-round. The spacious primary suite opens to the stunning pool area, creating your very own private oasis. The home showcases custom laundry room and pantry organization for optimal storage, while the ADA accessible bathroom and kitchen ensure convenience. The covered porch invites you to enjoy outdoor living, while the beautifully landscaped courtyard and woodworking shed equipped with a dust collection vacuum enhance this property's charm. Fully owned solar panels are included! Make this home yours today!
Ready June! Stunning Pulte Gateway home featuring an open floor plan, large windows that flood the space with natural light, and no backyard neighbors. Enjoy privacy, modern comfort, and quick access to nearby shopping, dining, and daily conveniences
Ready now! The Manzanita Plan offers bright, open living with a spacious kitchen, inviting great room, private owner's suite, and a covered patio perfect for relaxing outdoors. A flexible single-story design built for comfort, and style. Inside the home boasts a sophisticated charm with light brown cabinets contrastiReady in June! The Manzanita Plan offers bright, open living with a spacious kitchen, inviting great room, private owner's suite, and a covered patio perfect for relaxing outdoors. A flexible single-story design built for comfort, and style. Ready in June! The Manzanita Plan offers bright, open living with a spacious kitchen, inviting great room, private owner's suite, and a covered patio perfect for relaxing outdoors. A flexible single-story design built for comfort, and style
Fully landscaped 1/2 acre with unobstructed mountain views. New TPO roof (2026). Hot water heater (2025), HVAC (2021). New interior paint 6/26. Enjoy a courtyard entrance, synthetic stucco, 3 car garage, gated and paved RV side access, huge driveway, and Spanish tile front. Once inside you'll notice the soaring ceilings, pillared dining room, window wall, skylights, XL kitchen with white cabinets and granite countertops, kiva fireplace, enormous bedrooms, and custom primary walk-in shower with bonus features. The backyard is fully landscaped with 20 ft covered patio, 2 other covered seating areas, real grass, synthetic grass, planters, sheds, backyard access, horseshoe pit, and trees. City water and sewer. No HOA. Paved road surrounded by other beautiful custom homes.
Recent updates throughout the home include a new roof, stucco, water heater, upgraded 4,000 PSI concrete driveway and walkway, carpet and pad, storm door, and fresh interior paint that brightens the home and creates a clean, inviting feel.Come take a look at this beautiful home in the highly desirable Northern Meadows community of Rio Rancho! The well-maintained backyard offers attractive landscaping and a great space to relax or entertain. Priced to sell, this home presents an excellent opportunity for buyers seeking value, comfort, and peace of mind with so many major improvements already completed. Schedule your showing today--this one won't last long!
Natural light fills this well maintained, single story home in Corrales Heights. Discover glorious views of the Sandia Mountains and Sangre de Cristo Mountains from the covered back porch. The living room features a striking fireplace crafted from Malpais rock sourced from nearby Malpais, New Mexico, matching Malpais rock accents at the front entry add Southwestern charm and create lasting curb appeal. Designed for both comfort and functionality, the home's thoughtful layout provides welcoming spaces for everyday living and effortless entertaining. Situated on a generous 0.27 acre lot with oversized two car garage and outdoor RV parking, this 3 bedroom, 2.5 bath residence has so much to offer!! Schedule a showing today!!
Welcome to this beautiful 3-bedroom, 2-bath home in the sought-after Wallen Park neighborhood. Featuring an open floor plan that seamlessly connects the living, dining, and kitchen areas, this home is perfect for both everyday living and entertaining. Updated vinyl plank flooring adds a modern touch throughout the main living spaces.Step outside to a backyard designed for relaxation and gatherings, complete with covered patios, a storage shed, and preparation for outdoor TVs. A 2023 saltwater hot tub is negotiable, offering the opportunity to create your own private retreat. The spacious 3-car garage provides ample room for vehicles, storage, or hobbies. This home combines comfort, functionality, and a fantastic location! Don't miss your opportunity to make it yours!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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