FHA Eligible Homes in Rio Rancho

6750 Colorado Court NE, Rio Rancho

Beautifully maintained 3-bedroom, 2-bath home situated on a spacious 0.337-acre corner lot. This 2,008 sq. ft. home offers multiple living areas, an oversized 2-car garage with additional storage, backyard access, and a storage shed. Major updates include a 2-year-old roof and new water heater, providing added peace of mind. With generous outdoor space and a functional floor plan, this property offers the perfect blend of comfort, convenience, and room to grow.

6893 Sydney Drive NE, Rio Rancho

The Bosque floorplan at Lomas Encantadas Vistas in Rio Rancho, New Mexico is a thoughtfully designed single-story home that offers the perfect balance of space, comfort, and modern open-concept living. With approximately 1,649 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for buyers looking to step up in size while maintaining affordability near Albuquerque.

51 Prestwick Court SE, Rio Rancho

This Gorgeous 2609 sq ft Pulte Home is located in the prestigious Willow Trace Chamisa Hills Community in the Heart of Rio Rancho. Just minutes away from Intel and Presbyterian Clinic. Featuring a versatile floor plan with 3 bedrooms, 2.5 bath, Upstairs Loft, Soaring high ceilings providing tons of natural light, and a beautiful Kiva Fireplace. Grand Gourmet Kitchen offering Corian counters, newer appliances, a pantry, and a cozy breakfast nook. Additional Kitchen upgrades such as a Butler's pantry, workspace/desk area, and kitchen island with bar seating provide plenty of space for everyone. The picture windows, wooden accents, and niches give this home an extra luxurious touch. Large Primary suite boasts an en-suite full bath with dual sinks, garden tub, separate shower, coffee/wet bar, window seating and walk-in closet. Admire the views from either Balcony, there are 2 to choose from! The low maintenance backyard has been meticulously maintained and offers Xeriscaped landscaping, covered patio, and best of all - an inground outdoor lighting system. Other features include a water softener and purifier system, refrigerated air. Don't wait to make an appointment to see this great home today.

2453 Eglisfield Loop NE, Rio Rancho

BUILDER OFFERS AMAZING FINANCING TERMS WITH IN HOUSE LENDER, DHI MORTGAGE PLUS $7,000 TOWARDS CLOSING COSTS! ''The Sawyer'' by DR Horton. Stunning 4 bedroom, 2 bath and 2 car garage. Open great room and dining area invite's easy entertaining. Elegant kitchen with granite counter tops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors in kitchen, dining and all wet areas. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roofs. Smart home with Amazon Alexa connect. Refrigerated air & low- e windows!

1024 Jacobs Drive NE, Rio Rancho

Welcome home to this move-in ready single-story, where 3 bedrooms and a versatile home office come together in a smart split floor plan. The kitchen shines with granite countertops, rich wood cabinetry, a mosaic tile backsplash, a center island, and a full black appliance package -- all flowing into an open living, dining, and kitchen area thoughtfully designed around the space where you'll spend the most time. Natural light pours in, and sliding glass doors frame views of the Sandia Mountains. The primary suite offers a dual-vanity bath, a glass-enclosed walk-in shower, and a large walk-in closet. Step outside to a covered patio overlooking a large backyard that, with a little imagination, could become a stunning retreat -- all just minutes from trails, parks, city events and activities centers, shopping, dining and medical facilities!

6488 Gannett Drive NE, Rio Rancho

Located in Rio Rancho, this inviting, light-filled residence immediately welcomes you with an open layout, recessed lighting throughout, and a stylish blend of carpet and tile flooring. The kitchen is thoughtfully designed with included appliances, a pantry, and a stylish backsplash, flowing seamlessly into the living area for effortless everyday living and entertaining. The primary suite offers an ensuite bath featuring a walk-in shower, double-sink vanity, and a generous walk-in closet, while refrigerated air, a laundry room, and a two-car garage provide added comfort and convenience. Outside, enjoy low-maintenance landscaping and a fully walled backyard, all at a price that makes ownership irresistible. Don't miss your chance, schedule your showing today!

1013 12th Street SE, Rio Rancho

Welcome home to this spacious 4-bedroom, 2-bath home on a generous 1/2-acre lot! Designed for comfortable living, this modular home features a large kitchen with abundant counter space, a cozy breakfast nook, and a functional layout ideal for everyday living and entertaining. The private primary suite includes a spacious walk-in closet, while the attached 3-car garage and shed provide ample room for vehicles, hobbies, and extra storage. Enjoy a metal roof, as well as the benefits of an owned solar system for added energy efficiency and lower utility costs. With room to spread out inside and out, this property offers the perfect blend of space, functionality, and ease. Schedule your showing today!

5422 Coneflower Street NE, Rio Rancho

Spacious and accommodating, the two-story Moonstone plan features an open-concept main floor and four charming bedrooms upstairs. Just off the entryway, you'll find a fifth bedroom and bath. Toward the back of the home, a great room flows into an inviting kitchen with a center island and adjacent dining room. Upstairs, a loft offers a versatile common area, and a sprawling owner's suite includes an attached bath and walk-in closet. Covered patio also included.

1201 Rachel Road NE, Rio Rancho

Welcome to North Hills! This Charming and Bright Floor Plan is Move In Ready!! 2 Bedroom 1 Bath and 2 Car Finished Garage sits on a Huge Corner Lot. Fresh New Paint, New Window Blinds and Replaced Plumbing in 2023. New A/C Replaced in March 2026. Kitchen features Dishwasher, Microwave, Gas Range, Designer Backsplash, Charming Cabinets and Refrigerator. Bring your landscaping ideas to this spacious Backyard that includes a Storage Shed. Home is Wired for Security System. This Well-Maintained Home will not last long!!

3236 Renaissance Drive SE, Rio Rancho

Beautiful RR home located in a prime location offering both convince and privacy. Centrally located within close proximity to schools, groceries, shopping centers and medical facilities, this home provides the perfect balance between easy access to necessities and peaceful residential setting with privacy and security within a gated community. The house offers a unique and charming design with a mix of South Western and modern influences. Inside you will find an open and airy floorpan, with large windows that flood the living space with natural light. The gourmet kitchen is equipped with quartz counter tops, a large formal dining area, gorgeous hardwood flooring, custom blinds in the living room with a remote control fireplace. Beautiful glass block accents throughout. Spacious main floor master with en-suite and large walk-in close and a door that leads to the backyard with a remote control awning.Second bedroom has a balcony and a large loft with a walkout to a huge covered balcony with a new roof and breathtaking views. Enjoy the Sandia Mountains while, starting your day with your favorite expresso.

7069 Crystal Drive NE, Rio Rancho

Welcome home! Built by Hakes Brothers in 2021, this impeccably maintained single-story home in the highly sought-after Lomas Encantadas community is truly move-in ready. Offering a versatile floor plan that lives like a 4-bedroom, the home features 3 bedrooms plus a spacious flex room, ideal as a home office, playroom, or guest suite. The open-concept layout is designed for both everyday living and effortless entertaining, showcasing granite countertops, stainless steel appliances, and a large kitchen island that serves as the heart of the home, custom gas log fireplace, and a huge walk in closet in that master bedroom suite. Stylish custom fixtures and high-end wood plank tile throughout the bedrooms add a touch of luxury at every turn. Retreat to the private primary suite, complete with a generous walk-in closet and a spa-inspired bath. Step outside to a beautifully landscaped backyard with a covered patio, perfect for morning coffee or evening gatherings. Ideally situated near Highway 528, premier shopping and dining, The Plaza at Enchanted Hills, and top-rated Cleveland High School. Homes like this don't last, schedule your private showing today!

3907 Saint Andrews Drive SE, Rio Rancho

BEAUTIFUL BRICK HOME. Timeless curb appeal. Situated in a GREAT neighborhood in the Panorama Heights Subdivision! ENJOY a Welcoming front porch to relax and take in the colorful Sandias! I have SOLAR too! Located mid Rio Rancho. Conveniently located to all, shopping, main routes, dinning & movie theater. Great schools! 5 Bedrooms! 3 Full Bathroom! Sits on .42 of an Acre. Beautifully landscaped front and backyard. NO HOA. NO PID! Huge Backyard! Large shed for additional storage.GREAT floorplan. Spacious living. Skylights provide Open and BRIGHT living. Bright and open Sunroom. Beautiful Granite counters in kitchen. Lots of cabinets and counter space. Solar too! Two way wood burning fireplace provides comfort to both living areas. Two refrigerated air units for your added comfort.

2102 N Ensenada Circle SE, Rio Rancho

Welcome to this beautifully maintained 3-bedroom, 2-bath home in the highly desirable Cabezon community. Offering approximately 1,538 square feet of comfortable living space, this single-level home features an open and inviting floor plan with two spacious living areas, providing flexibility for entertaining, a home office,The bright kitchen opens to the main living area, creating a functional layout for everyday living. The primary suite includes a private bath and generous closet space, Enjoy year-round comfort with refrigerated air conditioning and the convenience of an attached two-car garage. The fully landscaped front and backyard are designed for low-maintenance living, giving you more time to enjoy the nearby parks, walking trails, shopping, restaurants, and entertainment that make Cabezon one of Rio Rancho's most popular neighborhoods.Whether you're a first-time homebuyer, looking to downsize, or searching for an excellent investment opportunity, this move-in-ready home offers comfort, convenience, and an exceptional location.

6291 Gannett Drive NE, Rio Rancho

Welcome home to this charming single-story gem in one of Rio Rancho's most desirable communities! Offering 2 bedrooms, 2 bathrooms, and a 2-car garage, this well-designed home combines comfort and style. The spacious primary suite provides a relaxing retreat, while the inviting living room features a cozy fireplace and large glass sliders that open to a covered patio--perfect for indoor-outdoor living and entertaining. The bright kitchen is complete with an island, pantry, gas range, dishwasher, vent hood, and disposal, making meal preparation a breeze. Enjoy 9-foot ceilings throughout, creating an open and airy feel, and a welcoming covered front porch that adds warmth and curb appeal. Added peace of mind comes with included warranties, making this home an exceptional opportunity you won't want to miss!

3181 Wolf Tail Loop NE, Rio Rancho

Highlights of this ranch-style Copper plan include a flex room with French doors, a well-appointed gourmet kitchen showcasing a walk-in pantry and a center island with a waterfall, an open dining area and a generous great room. A covered patio offers ample opportunities for entertaining while an impressive owner's suite provides residents with the ability to enjoy privacy and quietude. You'll have no shortage of space for parking and storing your vehicles with a 2-car garage and an RV garage. This home includes a garage service door, and double sinks in the owner's bath.

3540 Clear Creek Road NE, Rio Rancho

Welcome to this Northern Meadows spacious two-story, five-bedroom and a bonus room, 21/2-bath home offering mountain views. Main floor features, spacious living space along with an office/bonus room. This home is the perfect blend of comfort, functionality, and room to grow. The well-appointed kitchen offers ample cabinet and counter space and opens to roomy dining space. Upstairs, you'll find 5 spacious bedrooms, including a comfortable primary suite with double vanity's operate shower and garden tub, walk-in closet while the additional bedrooms provide flexibility for a variety of lifestyles.Upstairs laundry room with washer and dryer are included, making this home truly move-in ready. Refrigerated air conditioner.Enjoy the convenience of abundant storage, a functional layout, and all the space you need inside and out. Conveniently located near community park, schools, shopping, dining, and major commuter routes, this home is ready for its next owner or tenant.

1231 15th Street SE, Rio Rancho

Beautiful custom-built home situated on a spacious half-acre lot in the heart of Rio Rancho! This thoughtfully designed new construction is conveniently located close to shopping, offering easy access to everyday essentials while still providing plenty of room to enjoy your own space. With three bedrooms and two full bathrooms, this home offers a comfortable and functional layout perfect for a variety of lifestyles. The open living, dining, and kitchen areas create an inviting space for everyday living and entertaining. The kitchen features plenty of cabinetry, generous counter space, and quality finishes that add both style and convenience. The private owner's suite provides a relaxing retreat, while the two additional bedrooms offer flexibility for guests, a home office, nursery, or hobby space. With two full bathrooms, the home is designed for comfort, practicality, and easy everyday living. Outside, the expansive backyard offers endless possibilities. With backyard access and plenty of open space, there is room for RV parking, a future workshop, additional storage, recreational vehicles, or any outdoor setup that fits your needs. A two-car garage completes the home, providing convenient parking and everyday functionality. This property combines new construction comfort with the space and flexibility of a larger lot--ready for you to make it your own!

1704 Roble Drive SE, Rio Rancho

Welcome to this meticulously maintained, single-owner home in the highly sought-after Cabezon community of Rio Rancho. Offering 5 spacious bedrooms, a dedicated office or flex room, a versatile loft, and generous living spaces throughout, this home provides the flexibility today's buyers are looking for.Thoughtfully cared for from day one, the home features a newer tankless water heater and solar panels (power purchase agreement) that help keep electric utility costs remarkably low, even during New Mexico's hottest summer months. The beautifully designed xeriscaped front and backyard create inviting outdoor spaces while minimizing water usage and maintenance, allowing you to spend more time enjoying your home and less time caring for it.The spacious floor plan offers room for everyone, whether you're working from home, hosting guests, or simply enjoying everyday living such as relaxing in your hot tub. Natural light, well-proportioned rooms, and pride of ownership are evident throughout.Located in the desirable Cabezon master-planned community, you'll enjoy convenient access to neighborhood parks, trails, highly rated schools, shopping, restaurants, and everyday amenities, with an easy commute throughout Rio Rancho and Albuquerque.Priced under $600,000, this energy-efficient Rio Rancho home offers the rare combination of space, exceptional care, low utility costs, and an outstanding location. If you've been searching for a move-in ready home with 5 bedrooms, an office, loft, solar panels, and beautiful low-maintenance landscaping in Cabezon, this is one you won't want to miss.

3853 Havasu Falls Street NE, Rio Rancho

Welcome home to this light-filled, beautifully maintained 3-bedroom, 2-bath gem in the desirable Northern Meadows community! Lovingly cared for by its original owner, this inviting home offers a thoughtfully designed floor plan with two spacious living areas, providing plenty of room to relax, entertain, or work from home.The warm and welcoming family room features a cozy fireplace, creating the perfect gathering space for cooler evenings. The private primary suite is a comfortable retreat, complete with dual vanities, a generous walk-in closet, and ample space to unwind.Step outside to a peaceful, low-maintenance backyard where you'll find attractive gravel landscaping, a charming waterfall feature that can be enjoyed year-round, and a convenient storage shed for all your outdoor essentials. Even better, the HOA maintains the front landscaping, giving you more time to enjoy your home and less time on yard work.Ideally located near multiple parks with open green space just behind the home, this property offers the perfect blend of comfort, convenience, and outdoor enjoyment. Don't miss your opportunity to own this move-in-ready Northern Meadows treasure--schedule your showing today!

6948 Archer Road NE, Rio Rancho

The Paloma floorplan at Lomas Encantadas Estates in Rio Rancho, New Mexico is a spacious single-story home designed for buyers who want open-concept living, flexible space, and elevated comfort in a highly desirable North Rio Rancho location. Offering approximately 2,374 square feet, 4-5 bedrooms, and 2.5-4 bathrooms, this home delivers the perfect balance of functionality, design, and livability near Albuquerque.

2628 Camino Azul Loop, Rio Rancho

The Santa Rosa is a thoughtfully designed single-story home offering approximately 1,880 square feet with open-concept living and comfortable private retreats. A defined foyer opens into the great room, kitchen, and dining area, creating a bright connected layout for everyday living and entertaining. The kitchen includes a central island, generous counter space, walk-in pantry, and direct connection to the dining area. The privately positioned owner's suite features a spacious bedroom, spa-inspired bath, dual vanities, walk-in shower, and oversized walk-in closet, while secondary bedrooms and a flexible front room support guests, work, media, or fitness space.

2636 Camino Azul Loop NE, Rio Rancho

The Santa Rosa is a thoughtfully designed single-story home offering approximately 1,880 square feet with open-concept living and comfortable private retreats. A defined foyer opens into the great room, kitchen, and dining area, creating a bright connected layout for everyday living and entertaining. The kitchen includes a central island, generous counter space, walk-in pantry, and direct connection to the dining area. The privately positioned owner's suite features a spacious bedroom, spa-inspired bath, dual vanities, walk-in shower, and oversized walk-in closet, while secondary bedrooms and a flexible front room support guests, work, media, or fitness space.

2685 Camino Azul Loop NE, Rio Rancho

The Bosque is a thoughtfully designed single-story home offering approximately 1,649 square feet, 3 bedrooms, and 2 bathrooms. The open-concept layout connects the great room, dining area, and kitchen to create bright, comfortable living space with excellent flow for everyday living and entertaining. At the center of the home, the kitchen features a spacious island and open sightlines that make it a natural gathering place. The layout balances openness with clearly defined living spaces, creating a functional and modern feel that supports both comfort and convenience.

1426 Golden Eye Loop NE, Rio Rancho

This affordable single-family home offers a wonderful opportunity to create a space that is truly your own! Featuring an updated roof and windows, an open kitchen with refreshed cabinets and stylish countertops, updated vinyl flooring, modern vanities and faucets, energy-efficient lighting, and updated cabinet hardware, many of the major improvements are already in place. The attached single-car garage provides added convenience and storage. With a few personal touches and a little elbow grease, this home has the potential to truly shine. Don't miss this fantastic combination of comfort, value, and opportunity--schedule your private tour today!

2000 Janet Way NE, Rio Rancho

Ready in October! Brand-new, never-lived-in, Silver Creek II by Pulte Homes on a premium corner homesite in the highly desirable Broadmoor Heights community. This home features a chef-inspired kitchen with granite countertops, gas cooktop, vent hood, wall oven, microwave, 42' cabinetry, and designer backsplash. The extended Gathering Room is ideal for entertaining and showcases wood-look tile, upgraded carpet, lighting, faucets, and paint throughout. A spacious 2.5-car garage offers extra room for storage, hobbies, or outdoor gear. Enjoy nearby trails, green spaces, and a 3-acre community park. Exceptional style, comfort, and location!