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FHA Eligible Homes in Rio Rancho

Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 337 listings in Rio Rancho.

$499,900
-9,100$ 02/05

This gem of a house is situated on a large corne lot with backyard access. Home features 3566 SQFT, 5 bedrooms,walk-in closets, 2.5 baths, 3 car garage 2 living areas downstairs, cozy gas fireplace in family room. Open kitchen w/upgraded SS appliances, corian countertops, ample cabinet space, 2 pantries and island. Many amenities in this home!

5
BEDS
3
BATHS
3,566
SQFT
0.16
ACRES

Welcome to your dream home in the picturesque NE Rio Rancho. This home boasts a cute porch that welcomes you right before the main entrance, an open floor plan, Cathedral ceilings. fresh paint & new fixtures throughout. SS Appliances + W/D. But the true highlight is the sunroom that holds a great potential as a 3rd bedroom and offers magnificent views of the Sandia Mountains. Just imagine sipping your morning coffee while watching colorful balloons drift by or unwinding in the evening as you take in the spectacular sunsets. Home provides a serene retreat while still being conveniently located near all the amenities you need.2-car garage. Possible back yard access. No backyard neighbor the only thing behind are breathtaking views that stretch for miles.

3
BEDS
2
BATHS
1,147
SQFT
0.12
ACRES

10k seller credit w/ acceptable offer Nestled in the serene enclave of Rio Rancho, this stunning 2-story home offers tranquility and modern luxury! Built only 3 years ago, this 2,552-square-foot residence captivates with its four spacious bedrooms and thoughtfully designed living spaces. Meticulously maintained, it boasts transferable warranties for peace of mind. Step outside to your personal oasis featuring an extensive block wall ensuring privacy without any neighbors blocking views of the Mesa and Sandia Mountains. The expertly xeriscaped yard requires minimal maintenance while showcasing a perfectly positioned firepit for cozy evenings under the stars. Gutters offer added protection from seasonal weather changes. Indoors, you'll appreciate the seamless flow between rooms enrich

4
BEDS
3
BATHS
2,552
SQFT
0.17
ACRES

Listed at Appraised Price & Move-In Ready. Fall in love with this charming 3-bedroom, 2-bath Chamisa Hills home located in a gated Rio Rancho Community, close to shopping, dining, and everyday conveniences. Step inside to discover nearly new LG kitchen appliances, fresh interior paint, and thoughtful updates throughout, including ceiling fans and window blinds--all completed within the last year. Tile and laminate flooring span the home for easy care and a clean, modern feel. Truly move-in ready, all that's missing is you and your personal touch to make this house your home.

3
BEDS
2
BATHS
1,336
SQFT
0.1
ACRES

Well-Maintained 3-BR, 2-BA Single-Family Home Located on a Desirable Corner Lot with No HOA* Features include updated plumbing and flooring, solar panels, backyard access, and a one-car garage. The bright great room boasts raised ceilings, abundant natural light, and a cozy fireplace. Enjoy an open kitchen, dining, and living layout with a convenient serving bar and plentiful cabinetry--appliances included. The spacious primary suite offers a charming window seat, walk-in closet, separate shower, and vanity. Plenty of space inside and out. this home truly has it all.

3
BEDS
2
BATHS
1,427
SQFT
0.27
ACRES

Introducing a new phase of Los Diamantes, located in Rio Rancho, New Mexico, where modern design meets exceptional value. This thoughtfully planned phase offers homebuyers the opportunity to enjoy stylish, well-crafted homes in a convenient and highly desirable location--without the premium price tag. Ideally situated just minutes from Presbyterian Rust Medical Center, shopping, dining, and everyday conveniences, Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home.

3
BEDS
2
BATHS
1,289
SQFT
0.1
ACRES

Larger lot with views!! Clean and move-in ready and includes a newer furnace. Large kitchen. Backyard has backyard access for any toys! With a newer storage shed that stays with the property. You'll know this house is ''The one'' once you see you views in the backyard! Easy access to ABQ and Santa Fe. Plenty of shopping and food nearby. Don't forget to stop by The Block for year round entailment!

3
BEDS
3
BATHS
1,484
SQFT
0.23
ACRES

Priced to sell with generous buyer allowance for new flooring, paint, down payment assistance OR take it off the price and purchase AS IS. Long time rental. Popular single-story floorplan with 4/bedrooms, 2.75/bathrooms, 2 car garage.2 living/ 2 dining areas, refrigerated air, central forced heat. Don't miss this opportunity. Closing subject to tenants rights. Popular School District.

4
BEDS
3
BATHS
3,189
SQFT
0.19
ACRES

This charming 3-bedroom, 2-bath mobile home sits on a permanent foundation and offers the perfect blend of comfort and space on a 1/2 acre lot. Inside, you'll find a beautifully updated kitchen, along with new paint and flooring that give the home a fresh, welcoming look. whether you're first-time buyer or looking for room to spread out, this property offers value, updates, and land, ready for you to make it your own. Backyard access!

3
BEDS
2
BATHS
1,309
SQFT
0.5
ACRES

Beautiful Brand New Clayton Home will be ready May of 2026 home will sit on one acre. Close to shopping and yet still feels like country living. In the county but still in Rio Rancho School District. Home comes with four bedrooms, two bath, an open concept living room, large kitchen with a large center island. Some of the other features are full set of Stainless Steel Kitchen Appliances, Ecobee Smart Thermostat that you can operate remotely on your phone with app, Refrigerated Air. Spacious owners suite with luxury bathroom that has a long soaking tub and walk in shower. All of this plus a Two Car Oversize Garage. The Home is on a Permanent Foundation that qualifies for VA, FHA and Conventional loans.

4
BEDS
2
BATHS
1,685
SQFT
1
ACRES

Welcome home to 1379 Fireweed Dr NE in Rio Rancho. This lovely home has been cared for inside and out and is move in ready. The current owners updated the HVAC system with a new furnace and refrigerated air units in 2024. As you enter the front foyer, the entryway becomes an inviting space to welcome guests. Stainless steel appliances and subway tile backsplash in the kitchen gives the home a modern touch. Cathedral ceilings in the living room provide an open feel to the ample living space. You won't want to miss out on this gem!

2
BEDS
2
BATHS
1,352
SQFT
0.12
ACRES

Welcome to this brand-new manufactured home on a permanent foundation situated on a generous 1/3-acre lot. This property offers modern comfort with city water, refrigerated air conditioning, and a well-designed floor plan ideal for everyday living. The 2-car garage provides ample space for parking, storage, or a workshop. Enjoy the benefits of new construction, low-maintenance living, and room to spread out on a spacious lot. A great opportunity to own a new home with land, modern features, and lasting value--schedule your showing today. ***estimated completion is Mid to Late March***

3
BEDS
2
BATHS
1,568
SQFT
0.3
ACRES

Single-story new construction home by D.R. Horton in the Vista Grande Community of Rio Rancho, offering 1,716 sqft with 3 bed and 2 baths. Open concept living, dining, and kitchen layout with modern finishes and functional design. Private primary suite with en-suite bath and generous closet space. Includes energy-efficient features, Smart Home package, and builder warranties. ** Estimated Home Completion: April 2026**

3
BEDS
2
BATHS
1,716
SQFT
0.17
ACRES

This inviting single story 4 bed, 2bath home in Vista Grande offers a smart and comfortable layout. The open living area creates a welcoming space to relax or entertain, while the kitchen offers plenty of storage and functionality for everyday use. This home includes energy-efficient features and D.R. Horton's Smart Home package, designed to enhance comfort, convenience, and affordability. ** Estimated Completion: April 2026**

4
BEDS
2
BATHS
1,537
SQFT
0.17
ACRES

Welcome to our beautiful ''Savannah'' floor plan in the brand-new, master-planned Stonegate community! This spacious four-bedroom home features an open layout perfect for entertaining or spending quality time with family. It also offers a large loft, ideal for a children's game room or a home office. Our master-planned community includes parks and family-friendly amenities, making it easy to enjoy the outdoors and connect with neighbors. Additionally, with convenient access to top-rated schools, shopping, dining, and entertainment, everything you need is just around the corner! Ask me about our current incentives!

4
BEDS
3
BATHS
2,078
SQFT
0.11
ACRES

This stunning 4 bedroom, 2-story house offers the perfect blend of modern efficiency and spacious design. The heart of the home features a completely renovated kitchen with appliances that convey to include the refrigerator, newer double oven, and a newer extra-capacity washer and dryer, making this a truly move-in ready house. The newer water heater & water softener ensures a whole-house filtered system with instant hot water. Car enthusiasts and hobbyists will appreciate the massive tandem 3-car garage. Sustainability meets savings with solar panels that will be paid off by the seller at closing, reducing your monthly utility costs from day one. There are too many amenities to list. Schedule your showing today to see for yourself

4
BEDS
3
BATHS
2,673
SQFT
0.13
ACRES

Discover elevated modern living in this custom-built contemporary residence situated on just over one acre in Rio Rancho, New Mexico. Thoughtfully designed as a single-level home, this 4-bedroom, 5-bathroom layout offers a highly functional split-bedroom floor plan that balances privacy, open living, and architectural sophistication.At the heart of the home is a spacious great room featuring soaring ceilings, marble flooring, and an expansive open-concept design that seamlessly connects the living area, dining space, and chef's kitchen. The kitchen is centered around a large island, ideal for entertaining, with ample workspace and clear sightlines throughout the main living areas.

4
BEDS
5
BATHS
3,317
SQFT
1.1
ACRES

Located in one of Rio Rancho's fastest-growing areas, this inviting home offers the perfect mix of comfort and convenience. Enjoy a bright, open layout with spacious living areas, a modern kitchen with plenty of counter space, and a private backyard ideal for relaxing or entertaining. Just a few minutes from Plaza @ Enchanted Hills, restaurants, shopping, and community amenities are at your doorstep. Experience the charm of established living paired with the excitement of growth--just minutes from everything Rio Rancho has to offer.

3
BEDS
2
BATHS
2,120
SQFT
0.16
ACRES

This home sits in the desirable Mariposa community. The open concept is inviting, well planned & includes high-end finishes throughout, which are well beyond the builder's selections. A magnificent refrigerator is only one of the many upscale items that elevate the kitchen to a cook's dream. The backyard offers relaxation and amazing views of the mountains during the day and city lights at night! The custom lighting, tankless water heater, owned water softener, and Google Nest provide an upgraded touch. In the garage you'll find ample storage with hanging racks and cabinets. Don't miss your chance to make this home yours!

3
BEDS
3
BATHS
2,403
SQFT
0.24
ACRES

Welcome to this custom RayLee home in the gated section of Mariposa, offering exceptional value and priced below comps. Enjoy resort-style community amenities such as a gym, indoor and outdoor pools, walking trails, and large parks.

4
BEDS
3
BATHS
2,300
SQFT
0.36
ACRES
$394,500
-5,000$ 02/05

Beautiful 3-bedroom, 2-bath home built in 2024 with modern finishes and a functional open-concept layout. The kitchen features granite countertops, stainless steel appliances, ample cabinetry, and a large island with seating. Tile flooring runs through the main living areas, with comfortable bedrooms offering privacy. The primary suite includes a walk-in closet and an en-suite bath with a walk-in shower. Enjoy a fully landscaped, low-maintenance backyard with gravel and turf, perfect for relaxing or entertaining. Additional features include refrigerated air, a finished two-car garage, and a convenient Rio Rancho location near parks, schools, shopping, and dining.

3
BEDS
2
BATHS
1,669
SQFT
0.15
ACRES

This stunning single-story Parklane home offers 4 spacious bedrooms and 3.5 luxurious baths, thoughtfully designed for comfort and style. The open floor plan seamlessly connects the large custom kitchen to the living and dining areas, creating an inviting space perfect for entertaining or family gatherings.A private guest suite provides comfort and privacy for visitors, while custom finishes throughout the home add a touch of elegance and sophistication. With its modern design, generous layout, and attention to detail, this home combines functionality with refined living. Must See!!

4
BEDS
4
BATHS
2,650
SQFT
0.15
ACRES

This luxurious masterpiece will take your breath away. Situated in a prestigious location, this home features the custom touches of your dreams. With an expansive kitchen designed for both beauty and functionality, seller is offering buyer the option personalize the kitchen with choice of custom backsplash!! Revel in the elegance of granite countertops, bespoke cabinetry and soaring 12-foot ceilings . Indulge in dual custom bathtubs and a thoughtfully designed jack and jill bathroom with upscale floor-to-ceiling tile. The magnificent primary bathroom offers a spacious walk-in shower with multiple heads, complemented by walk-in closets for both him and her. An additional bedroom can double as a sophisticated office. 10 foot ceilings throughout the rest of the home take luxury to the

3
BEDS
4
BATHS
2,763
SQFT
0.5
ACRES

Ready Now! Discover our popular Parklane, brand new, single-story home. Thoughtfully designed with elegance and comfort in mind. Upon entering, you'll be captivated by the inviting living room, where its sets the perfect tone for relaxation and gatherings. The living area seamlessly transitions to the outdoors through a large covered patio. The kitchen is a chefs kitchen delight, featuring built-in appliances, and an oversized island that provides ample space for meal preparation and casual dining. Mark this home as a must see!!

4
BEDS
4
BATHS
2,650
SQFT
0.15
ACRES

Welcome to this superb and well maintained home on a larger lot!This well located home is a gem! There's fruit trees, a drip watering system,and a fenced garden area. Beautiful mountain views from the backyard! Three courses of block were added to the backyard for more privacy. The covered patio offers a bar for outdoor entertaining. A metal gazebo with fabric cover is included. There's a basketball hoop, trampoline, firepit, and benches that stay. Lovely floor-plan with an eat-in kitchen and extra cabinets. Both bathrooms have been remodeled. Livingroom feels spacious with vaulted ceilings. HVAC was replaced in 2024.

3
BEDS
2
BATHS
1,168
SQFT
0.21
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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