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FHA Eligible Homes in Rio Rancho

Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 392 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Perfectly positioned on a generously sized cul-de-sac lot, this desirable DR Horton Kodiak offers 4 bedrooms and 2 bathrooms with a spacious and thoughtfully designed floor plan. Architectural details such as vaulted ceilings, graceful arches, and decorative niches add character throughout. Upon entering, you'll find a bright and inviting living area complemented by a formal dining space, perfect for entertaining. The kitchen features an island, abundant oak cabinetry, and a sunny breakfast nook that flows seamlessly into the family room, where a cozy gas fireplace creates the perfect gathering spot. The private owner's suite is thoughtfully separated from the secondary bedrooms and offers a relaxing bath with a garden tub, cultured marble finishes. Don't miss out.

4
BEDS
2
BATHS
1,774
SQFT
0.2
ACRES

Single story home located in the Glen Eagles Community in Rio Rancho. Home features - Large great room with a fireplace, bay window and vaulted ceilings that is open to the kitchen area with island for functionally everyday living and entertaining. Second formal living area and dining area as well. Primary bedroom also features a bay window and primary bathroom with large shower and double sinks. Bedrooms 1 and 2 have easy access to the hall bathroom area. Separate spacious laundry room area Located on an oversized lot with a 3 car garage, and side yard access for all the toys!. Located close to shopping and access 528.

3
BEDS
2
BATHS
2,031
SQFT
0.41
ACRES

Discover the brand-new, never lived in, Verbena by Pulte Homes in Broadmoor Heights. Enjoy an open kitchen with stainless steel appliances including gas range, microwave, and dishwasher, plus 42'' upper cabinets, quartz countertops, and a spacious pantry. The owner's suite boasts a full-width bay window for natural light. Wood-look ceramic tile flows through main areas, complementing the airy gathering room. Extended dining and covered patio are perfect for entertaining. Energy-efficient design, upgraded faucets, lighting, and paint make this home a must-see today!

3
BEDS
2
BATHS
1,624
SQFT
0.16
ACRES

Popular open floorplan, large living room with vaulted ceiling, formal dining area plus dining nook, huge kitchen with plenty of cabinet & counter space, pass through to dining area & large pantry, spacious primary bedroom with work station and floor to ceiling mirror closet, 2nd bedroom has a walk in closet & banco style window, bathroom has ceramic tile surround and a custom vanity. Huge private back yard with covered patio & gated back yard access, landscaped front yard with large shade tree. All new 2026 plumbing & electrical fixtures, paint, carpet & vinyl plank flooring, cabinets & counter tops, stainless steel appliances, doors & baseboard. Additionally, roof, CFA heating unit, water heater and garage door were updated in recent years. NO POLY. Easy access to all amenities.

2
BEDS
1
BATHS
978
SQFT
0.2
ACRES

HOME PROJECT ON A GATED ACREAGE LOT WITH INCREDIBLE POTENTIAL! This piece of land with a completed garage/potential to be casita offers the perfect spot to build your custom home. Included with the land are blue prints that can be used for your new home, gated entry, and new appliances still in the box! The sale also includes premium kitchen cabinetry, designer bathroom tile, and matching stone for the exterior and fireplace. Situated on a spacious lot in Rio Rancho with electricity and natural gas available at the easement. Well and septic still needed. Perfect opportunity for investors or for you to build your dream home! Call for more info today. Photo of home is a rendering.

2
BEDS
2
BATHS
1,731
SQFT
0.5
ACRES

Beautiful ranch retreat, where comfort, style, & country living come together. Bring your horse & enjoy the fully equipped horse property featuring a barn & arena. Breathtaking mountain views & New Mexico sunsets from inside and out. The pergola creates the perfect setting for relaxing & entertaining. Remodeled kitchen, complete with double ovens, a gas cooktop & spacious butler's pantry. The living room features a ranch-style fireplace, while the dining area flows effortlessly into the kitchen.The versatile floor plan offers two rooms downstairs that are ideal for home office, or guest accommodations. Upstairs, you'll find three bedrooms, including a a luxurious primary suite with a spa-inspired bathroom, relaxing garden tub & oversized walk-in closet. 3 car garage.

3
BEDS
3
BATHS
2,861
SQFT
1.03
ACRES

This one is truly a must-see! The Destin by D.R. Horton combines thoughtful design with impressive upgrades, offering 3 bedrooms, 2.5 bathrooms & a spacious 2-car garage plus study! The heart of the home is an elegant kitchen featuring built in kitchen appliances & opens to a bright family room with soaring 11-foot ceilings. Retreat to a luxurious primary suite complete with an oversized shower, double vanities & an unbelievable SUPER closet with exceptional storage and shelving! Beautiful ceramic tile flooring, a large three-panel sliding glass door add to the home's appeal. Take advantage of incredible financing opportunities with DHI Mortgage & receive 5k closing costs!

3
BEDS
3
BATHS
2,179
SQFT
0.12
ACRES

INCREDIBLE FINANCING INCENTIVES are available with our in-house lender, DHI Mortgage PLUS $5,000 toward your closing costs! The Venice by D.R. Horton is a stunning 3 bedroom, 2.5 bath home featuring a spacious 3-car tandem garage & an open-concept design perfect for entertaining. The great room and dining area flow seamlessly into a chef-inspired kitchen with gourmet built in kitchen appliances with wall oven and countertop cooktop, beautiful pendant lighting & a generous pantry. You'll find ceramic tile throughout the kitchen, dining area, living room, all wet areas, while the spacious primary suite offers double vanities, a large walk-in shower w/bench & a large walk-in closet. Additional upgrades include soaring 11-foot ceilings in the living room, 8-foot interior doors & SO MUCH MORE!

3
BEDS
3
BATHS
1,888
SQFT
0.12
ACRES

Space, freedom, and efficiency come together in this beautifully maintained 3-bedroom, 2-bath home on a manicured half-acre lot. Enjoy outdoor living with a spacious covered patio, charming gazebos, and plenty of room for entertaining while taking in New Mexico's beautiful weather.The expansive property offers ample space for RVs, trailers, boats, and recreational vehicles. Paid-off solar adds exceptional value, helping lower utility costs and providing long-term energy savings.Conveniently located with easy access to Albuquerque, Santa Fe, and Los Alamos, this home offers the perfect blend of privacy, space, and convenience. Whether you're looking for room to spread out, entertain, or enjoy energy-efficient living, this property is ready to welcome you.

3
BEDS
2
BATHS
2,130
SQFT
0.5
ACRES

Beautiful custom home with mountain views located just far enough away from the urban hustle but close enough for convenience. Gracious front courtyard greets your guests. Excellent floor plan for living. Roomy living area has 10' beam and wood panel ceiling, kiva fireplace with gas starter, & clay plaster wall finish. Country style kitchen has a wall oven and built in cooktop island with quaint Mexican tile counters. Spacious primary suite with walk-in tiled shower, jetted tub, double vanities and large closet. Enjoy a covered outdoor patio to take in the mountain view. Lots of updates and TLC done recently to make this home move-in ready. New well, new stucco, fresh paint and new carpet, water softener, evap coolers and more! Low maintenance landscaping. All appliances included.

3
BEDS
2
BATHS
1,873
SQFT
0.5
ACRES

Beautifully updated 2 bedroom, 2 bathroom condo with a private balcony overlooking the old golf course. This unit offers a comfortable layout with great natural light and a shaded outdoor space provided by a mature tree--perfect for relaxing year-round. Recent upgrades include new Anderson windows (2025), a new Pella patio door (2025), new gas furnace (2025) installed by 1st Rate Plumbing/Heating, Water heater (2019) and a new electric A/C system (2025). The home is move-in ready with all appliances included: microwave, stove, dishwasher, refrigerator, washer, and dryer.

2
BEDS
2
BATHS
1,157
SQFT

Move in ready! No backdoor neighbor offering privacy with tall block wall. Southwestern living at its finest! The Sierra is a single story 1,519 sq. ft home offering 3 bedrooms and 2 baths. This home features a long foyer leading into the kitchen, overlooking the living and dining area. The kitchen features spacious quartz countertops, Whirlpool(r) appliances, decorative tile backsplash, and walk in pantry. Enjoy the main bedroom, bedroom 1, located off the family room. Featuring a walk in closet and large walk in shower. The Sierra offers a covered patio and 2 car garage. This home includes our HOME IS CONNECTED base package which includes the Alexa Voice control, Front Doorbell, Front Door Deadbolt Lock, Home Hub, Light Switch, and Thermostat.

3
BEDS
2
BATHS
1,519
SQFT
0.12
ACRES

Welcome home to this beautifully remodeled, modern masterpiece perfectly situated in the clean, quiet, established Corrales Heights neighborhood. Spanning an impressive 1,951 square feet, this home boasts a highly desirable and rare split-primary floorplan featuring 4 spacious bedrooms (2 primary bedrooms) and 3 beautifully updated bathrooms. The first primary suite features a generous walk-in closet and a full bath. On the opposite side of the home, the second primary suite offers ultimate flexibility for multi-generational living, guests, or a home office, featuring dual closets and a sleek 3/4 bath. Every inch of this home shines with sleek finishes, flooded with natural light through brand-new vinyl windows. Situated on a massive, nearly 1/4-acre lot, there is endless room for outdoor

4
BEDS
3
BATHS
1,951
SQFT
0.25
ACRES

Build to suit on this View, 1/2 acre, corner lot that is 99% on a paved road. Utilities in street, water down the street on 15th St. that this property intersects with. Owner is an established builder who also can BUILD TO SUIT if you are wanting a custom built home. Some plans already started for this lot or come with your own ideas and create the right home for you! Fastest growing area in Rio Rancho near Rust Hospital, eateries, shopping, movie theatre and the new market,

5
BEDS
4
BATHS
2,953
SQFT
0.5
ACRES

The Sandia floorplan at Lomas Encantadas Vistas in Rio Rancho, New Mexico is the largest single-story home available in this community, offering expansive living space, 4-bedroom flexibility, and modern open-concept design. With approximately 1,907 square feet, 4 bedrooms, and 2 bathrooms, this home is ideal for growing households seeking more space while staying within reach of Albuquerque.Designed for both comfort and functionality, the home opens into a spacious great room, dining area, and kitchen, creating a seamless flow for entertaining and everyday living. Wide hallways and open living areas enhance the overall sense of space, making the home feel larger and more elevated.At the heart of the home, the kitchen features a large island with breakfast bar seating, connecting di

4
BEDS
2
BATHS
1,907
SQFT

Welcome to this charming 3-bedroom, 13/4-bath home located in the desirable Enchanted Hills subdivision. Spacious great room with soaring cathedral/vaulted ceilings, perfect for relaxing or entertaining.The kitchen includes a cozy breakfast nook and flows seamlessly into a formal dining room or family room, offering flexibility. The primary bedroom features its own private 3/4 bath for added comfort and convenience.Step outside to enjoy the open patio with a pergola cover, providing a great space for outdoor dining. Additional features include a 2-car garage and several important updates, including a newer roof (2020), furnace (2020), and water heater (2019), offering peace of mind for years to come. Conveniently located near schools, parks, shopping, and dining.Priced to Sell!!!

3
BEDS
2
BATHS
1,532
SQFT
0.22
ACRES

Brand New DR HORTON home with high ceilings and lots of natural light. Home offers 3 bedrooms, a study & tandem 3rd car garage for workspace or small car. Excellent kitchen with stainless appliances and built in stove and microwave, 5 burner gas cooktop and grand island with quartz countertops. Huge pantry for the kitchen connoisseur. Big covered patio! DR HORTON smart home with automated lighting and comfort controls. Why buy old when you can have brand new-never lived in home with peace of mind warrantys! Lomas Encantadas offers walking trails, street lights, parks and even a pickle ball court! Close to Enchanted Hills restaurants, shopping and entertainment (photos of furnished model, similar colors and features) ask about builder incentives like rate buy down or move in package!

3
BEDS
3
BATHS
2,007
SQFT
0.12
ACRES
$549,000
-16,500$ 06/29

$5,000 BUYER CREDIT. This meticulously maintained, like new home offers the perfect blend of style, custom upgrades and value! Enjoy low utilities with OWNED SOLAR and a prime cul-de-sac location minutes from parks, shopping, and dining. Truly move-in ready - Relax and entertain on your professionally landscaped .23-acre lot featuring auto-drip irrigation, pet turf, an extended paver patio, pergola, and outdoor ceiling fan. The bright, open floor plan offers 4 bedrooms, 3 baths, 3-car garage, refrigerated air and abundant natural light. Your gourmet kitchen showcases quartz countertops, a gas cooktop with pot filler, reverse osmosis system, under-cabinet lighting, and a walk-in pantry. Add'l highlights include surround sound, gas fireplace, water softener and tankless water heater.

4
BEDS
3
BATHS
2,432
SQFT
0.23
ACRES
$325,000
-10,000$ 06/25

Updated and move-in ready 3-bedroom, 2-bath home with numerous improvements throughout. The remodeled kitchen features granite countertops, a stylish tile backsplash, and generous workspace, creating a great focal point for everyday living and entertaining.Recent interior updates include fresh paint, new lighting, and laminate flooring through most of the home, with new carpet in two bedrooms for added comfort. Both bathrooms have been beautifully remodeled with tile surrounds, offering a clean and modern finish.Major system updates provide added value, including a roof approximately 5-6 years old, along with AC and water heater less than 5 years old.The converted garage provides a heated flex room that offers versatile space for a variety of uses such as a hobby room, office,

3
BEDS
2
BATHS
1,406
SQFT
0.23
ACRES

Elegant Pulte Yucca floor plan built in 2025 with over $18K invested in a BEAUTIFULLY landscaped backyard! Set in Rio Rancho's Los Diamantes community, this home blends modern design with light-filled living spaces that flow easily from room to room. The open kitchen features granite countertops, stainless steel appliances. Great room with a modern style gas fireplace and dramatic volume ceilings. Downstairs primary suite and flexible office as well for ease of main floor living. Upstairs, three additional bedrooms and a spacious loft with 2 additional full bathrooms. Oversized 3 car tandem garage.

4
BEDS
4
BATHS
2,720
SQFT
0.14
ACRES

Welcome home to comfort, convenience, and modern living. Built by Twilight Homes in 2023, this beautifully maintained 4-bedroom, 2-bath home feels just like new. Enjoy the benefits of newer construction without the wait. Located in Mountain Hawk, a thoughtfully planned community with parks, trails, and open spaces, you'll love the lifestyle this neighborhood offers. Conveniently situated near shopping, dining, and everyday amenities, with easy access to both Albuquerque and Santa Fe, making commuting a breeze. Move in, unpack, and start enjoying the feeling of home from day one!

4
BEDS
2
BATHS
1,593
SQFT
0.09
ACRES

Brand New DR HORTON home with high ceilings and lots of natural light. 4 good sized Bedrooms Home offers a tandem 3rd car garage for workspace or small car. Excellent kitchen with stainless appliances and built in stove and microwave, 5 burner gas cooktop and grand island with quartz countertops. Huge pantry for the kitchen connoisseur. Big covered patio! DR HORTON smart home with automated lighting and comfort controls. Why buy old when you can have brand new-never lived in home with peace of mind warrantys! Lomas Encantadas offers walking trails, street lights, parks and even a pickle ball court! Close to Enchanted Hills restaurants, shopping and entertainment (photos of furnished model, similar colors and features) ask about builder incentives like rate buy down or move in package!

4
BEDS
3
BATHS
2,007
SQFT
0.12
ACRES

Home back on the market after a full paint job and new carpet Wonderful 3-Bedroom, 2-Bath Home with 2-Car Garage. Home located in a desirable neighborhood, this charming home offers approximately 1451 feet of living space and plenty of potential. This property could become the perfect starter home, investment, or personal residence. Features include a spacious layout, large bedrooms and a great location.Whether you're a first-time buyer or an investor looking for your next opportunity, this home is full of possibilities. Don't miss your chance to add your personal touch and make this house shine, Schedule you're showing today!

3
BEDS
2
BATHS
1,451
SQFT
0.14
ACRES
$515,000
-10,000$ 06/29

Welcome home to this beautifully maintained two-story home with a 2-car garage and paid-off solar for added energy savings. The well-appointed kitchen features granite countertops, tile backsplash, white cabinetry, a pantry, center island with seating, and all kitchen appliances included. The spacious floor plan offers tile and carpet flooring, a versatile loft, and a convenient laundry room complete with washer and dryer. The primary suite includes a walk-in closet and private ensuite bath. Enjoy refrigerated air, fresh interior paint, and professionally cleaned carpets. Outside, you'll find attractive front and back landscaping, a covered patio, and a walled backyard perfect for relaxing or entertaining. Move-in ready and full of value, this home is ready for its next owner.

5
BEDS
3
BATHS
3,023
SQFT
0.12
ACRES

Welcome to luxury living in the highly sought-after gated community of Mariposa! This stunning less-than-5-year-old Pulte home offers approximately 2,780 square feet, featuring 4 bedrooms, 3.5 bathrooms, a dedicated home office, and a private ensuite with full bath, perfect for multigenerational living or guests.The upgraded chef's kitchen showcases upgraded cabinetry, a dramatic waterfall granite island, and a walk-in pantry. The open-concept living and dining areas are filled with natural light and seamlessly connect to the outdoors through expansive sliding glass doors that frame breathtaking panoramic views of the Jemez Mountains.This home is loaded with premium upgrades including 2'' blinds throughout, custom Elfa built-ins in the primary closet, laundry room, and garage.

4
BEDS
4
BATHS
2,780
SQFT
0.17
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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