FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 392 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Beautiful updated 3 bed 2 bath home on a quarter of an acre in the coveted Broadmoor At High Resort Subdivision. No HOA or PID!! This home has modern amenities including 2 living areas accented by a two-way fireplace, the kitchen has granite countertops, a new roof, large covered back patio, Xeriscaped front and backyard, tankless water heater, refrigerated air cooling, and more! An additional room located on the NE side of the home brings versatility and can be used as a sunroom, office, den, or can be used as an added bedroom with Sandia Mountain views just outside. Enjoy backyard and side access to the property. This home is in a centralized location with nearby restaurants (The Local Brewhouse, Dions, M'tucci's Moderno, etc) and shopping (Target, Walmart, Lowes, etc).
Welcome home to Lomas Encantadas -- one of Rio Rancho's most sought-after communities. This beautiful single-level home, ready early next year, was designed for easy living and effortless entertaining. The spacious layout features three bedrooms, two and a half baths, and a bright, open kitchen with a large island and gourmet touches that make every meal feel special. With the primary suite tucked privately toward the back and the secondary bedrooms up front, there's room for everyone to unwind.Skylights fill the home with natural light, while the expanded covered patio invites you to soak up that signature New Mexico sunshine all year long. Whether it's a lively gathering or a quiet night in, this home has a way of making every moment feel like home.
Discover the perfect balance of space, style, and versatility in this stunning 3-bedroom, 2.5-bathroom home located in the newest phase of Lomas Encantadas in Rio Rancho. With a dedicated study/flex space, this home easily adapts to your lifestyle--whether you need a home office, hobby room, or quiet reading nook.✨ Home Features to Love:✅ 3-Car Garage - Extra room for cars, gear, and overhead storage to keep everything in order✅ Study/Flex Room - The perfect space to work, create, or unwind✅ Upgraded Quartz Countertops - Sleek, modern, and a breeze to maintain✅ Covered Patio - Your go-to outdoor hangout for NM's unbeatable weather✅ Open, Light-Filled Layout - Designed to feel warm, functional, and welcoming
Discover a home where thoughtful upgrades meet timeless New Mexico style. Located in the newest phase of Lomas Encantadas in Rio Rancho, this 3-bedroom gem features an expanded owner's suite, natural skylights, and sage green natural stone accents that bring a warm, earthy feel to its modern exterior.✨ Highlights You'll Appreciate:✅ Expanded Owner's Suite - A peaceful retreat with room to stretch and settle in✅ 3-Car Garage with Overhead Storage - Smart storage for tools, gear, and everything in between✅ Skylights - Flood your home with natural light and positive energy✅ Covered Patio - Enjoy year-round outdoor living under the New Mexico sky✅ Upgraded Exterior with Stone Accents - Unique curb appeal with a natural touch
Step into comfort and flexibility in this beautifully designed 3-bedroom home with a private junior suite--perfect for guests, multigenerational living, or a quiet retreat. Located in the newest phase of Lomas Encantadas in Rio Rancho, this home blends thoughtful features with timeless New Mexico charm.✨ Why You'll Love It:✅ Added Junior Suite with Full Bath - A private space for guests or extended family✅ 3-Car Garage with Overhead Storage - Room for vehicles, gear, and more✅ Skylights - Let the natural light pour in for a bright and airy feel✅ Covered Patio - Your perfect outdoor escape for morning coffee or sunset views✅ Upgraded Quartz Countertops - Sleek, durable, and effortlessly stylish
Experience modern luxury at 721 Chuckwagon Rd SE! Recently renovated in March 2026, this home sits right across from a lovely park with mountain views and features a brand-new Owens Corning roof + energy-efficient windows. The interior shines with luxury vinyl plank floors and designer lighting. The chef's kitchen boasts granite counters and soft-close cabinets. ACT FAST: The next accepted contract INCLUDES A FULL STAINLESS STEEL APPLIANCE PACKAGE (fridge, range, microwave, and dishwasher)! From the designer tile baths to the high-efficiency systems, every detail is move-in ready. This gem won't last, book your showing today!
Welcome to Comfort, Style, and Convenience in the Heart of Rio Rancho.This beautifully refreshed 3-bedroom, 2-bathroom home offers a perfect blend of modern updates and functional living. Upon entry, you are greeted by fresh interior paint , durable, carpet-free flooring--ideal for low-maintenance living in the New Mexico, new stainless steal appliances & more.The home features nicely updated bathrooms, adding a touch of style and comfort. The well-designed floorplan provides both practicality and flexibility, making it suitable for everyday living as well as entertaining.Step outside to a large, open backyard with higher privacy walls, perfect for relaxing or entertaining. The covered patio allows for comfortable outdoor enjoyment, even during warmer months.
This 2 Bedroom, 2 Bath home boasts a spacious floorplan and eat-in kitchen.. Both bedrooms are generously sized . Large backyard great for dogs and entertaining.
Beautiful, move-in ready home in Cabezon--NO HOA! This spacious 2,790 sq ft property features 4 bedrooms (3 upstairs, 1 downstairs), 2.5 bathrooms, and a huge 19x17 loft. The kitchen offers ample cabinet and countertop space, an island, and opens to a large dining area--perfect for entertaining. Enjoy the oversized 3-car garage and a freshly painted interior throughout. The home also includes a new gas stove and refrigerated air for year-round comfort. All appliances stay, including the washer and dryer. The backyard boasts raised garden beds and privacy fencing. Conveniently located near Cabezon Park and pool, shopping, and schools. Well maintained and ready for its next owner!
Step into this beautifully maintained 4-bedroom, 2-bathroom home built in 2019, offering 1,758 square feet of thoughtfully designed living space. With a 2-car garage and modern finishes throughout, this home perfectly blends comfort and functionality.The open-concept layout features a spacious kitchen, dining, and living area--ideal for entertaining family and friends. The kitchen is equipped with stainless steel appliances, granite countertops, and a generously sized pantry for all your storage needs.Each bedroom offers ample closet space, providing plenty of room for organization. The bright and spacious primary suite is a true retreat, complete with a large walk-in closet, double sinks, and a well-appointed shower.
Welcome to this beautiful single-story home nestled in the highly desirable River's Edge community. From the moment you arrive, you'll appreciate the charm and warmth this property has to offer, highlighted by timeless brick flooring and an inviting, open feel throughout.The spacious living room serves as the heart of the home, featuring a stunning kiva fireplace that adds both character and a cozy ambiance--perfect for relaxing evenings or entertaining guests. The kitchen is well-appointed with granite countertops, offering both style and functionality for everyday living.
Welcome to this stunning, nearly-new 2022 construction located in the highly desirable Lomas Encantadas community of Northern Rio Rancho. Boasting over $50,000 in premium upgrades, this spacious 2,077 sq. ft. residence offers a perfect blend of modern design and functional living, featuring 3 bedrooms, 2.5 bathrooms, and a versatile 3-car garage. As you enter, the 8' interior doors and elegant tray ceilings in both the living room and owner's suite immediately enhance the open and airy floor plan, which is designed to maximize natural light throughout the home.The heart of the home is a gourmet chef's kitchen, fully equipped with premium stainless steel appliances, a built-in gas stove, and a built-in convection microwave and oven. Sophisticated granite countertops
Fellowship Homes presents their newest single-level property, set on an oversized 1.31 acre lot! This thoughtfully crafted home offers 4 bedrooms plus a flex space, 2.5 bathrooms, and a 3-car finished garage with convenient backyard access. High-end finishes include solid-surface countertops, solid wood cabinetry, LVP flooring, and designer touches throughout. The open layout features tall ceilings, abundant natural light, and smooth indoor-outdoor flow. Three bedrooms and a full bath sit on one side for ideal separation, while the private primary suite offers a spa-inspired bathroom, dual sinks, a spacious shower, and a large closet connected to the laundry room. No HOA or PID, all city utilities, and a horse allowed. Builder can finance casitas and outbuildings on this property.
one of the first things you notice is the space. This home finished in 2023, so you get the feel of new construction without the wait, the delays, or the added expense of finishing the backyard and window coverings. Those upgrades already sit in place.The layout makes daily life simple. Five bedrooms and three bathrooms give you flexibility for guests, a home office, hobbies, or multi generational living. The floor plan flows naturally from the kitchen into the living area, which keeps everyone connected.The kitchen draws attention right away. A large island sits in the center with plenty of prep space and seating. Stainless steel appliances, a gas cooktop, built in features, a farmhouse sink, and a pantry give you the setup people search for today. The kitchen opens directly into the
Single story home located in the Glen Eagles Community in Rio Rancho. Home features - Large great room with a fireplace, bay window and vaulted ceilings that is open to the kitchen area with island for functionally everyday living and entertaining. Second formal living area and dining area as well. Primary bedroom also features a bay window and primary bathroom with large shower and double sinks. Bedrooms 1 and 2 have easy access to the hall bathroom area. Separate spacious laundry room areaLocated on an oversized lot with a 3 car garage, and side yard access for all the toys!.Located close to shopping and access 528.
Don't miss this beautifully maintained Pulte home located in highly desirable Loma Colorado. This move-in ready home features an open-concept kitchen with beautiful cabinetry, granite counters, & upgraded Black/SS appliances. It flows seamlessly into the Dining Room, & Great Room, creating a space that feels connected, functional, welcoming & ideal for everyday living and entertaining. Large windows fill the home with natural light. The primary suite offers a peaceful retreat w/ a private, updated en-suite bathroom with separate shower & tub & a huge walk-in closet. The three additional bedrooms provide flexibility for guests, a home office, or a growing family. Relish the relaxing manicured low maint. bkyd offering extended covered patio & expansive Pergola patio complete w/dog run.
2,059+ square feet of thoughtfully designed living space. This versatile home features 3-5 spacious bedrooms, 2.5 bathrooms, an optional super closet, along with a dedicated office that can easily serve as a fourth- or fifth-bedroom ideal for remote work, hobbies, or multi-generational living. The open-concept layout creates a seamless flow between the kitchen, dining, and living areas, making the home equally suited for everyday living and entertaining. The dining area is quite large and allows for those who love to host friends and family gatherings. The gourmet kitchen serves as the heart of the home, featuring abundant counter space, a large center island, and a walk-in pantry, delivering both style and practicality.
The Venice, a beautifully appointed 3-4 bedroom, 2.5-3 bath home offering 1,888+ square feet of thoughtfully designed living space, complete with a 2-3 car tandem garage for added flexibility and storage. The open-concept layout is designed with both comfort and functionality in mind, making it ideal for everyday living and effortless entertaining. The spacious chef kitchen serves as the heart of the home, featuring abundant cabinetry, generous counter space, and a premium appliance package option, perfect for hosting gatherings or enjoying quiet nights in. The kitchen flows naturally into the dining and living areas, creating an inviting and connected living space.
Custom home on an acre with a 3 car garage,room to add a pool, shop,or casita. This home is designed for entertaining,with an open floor plan,large patio and modern finishes. Too many extras to list. Primary suite is designed to be a retreat, with a spa style en-suite bathroom. Beautiful views of the Sandias, Manzanos, and Santa Fe. Lots of open space and quiet,peaceful neighborhood.
Rare Opportunity! Twilight elegance meets modern efficiency in this 2020-built stunner, perfectly positioned on a premium NO PID (paid in full), Owned Solar and a 3-car garage deliver both value and peace of mind. Enjoy Dual Primary Bedrooms (one downstairs, one upstairs). Designed for elevated everyday living, the open-concept layout showcases white cabinetry, granite countertops, designer backsplash, and a spacious island anchored by upgraded lighting. The expansive backyard is a private retreat, professionally landscaped with outdoor fireplace, fountain, lighting, extended patio, and a 90-gallon rain barrel with full gutter system for added sustainability. Thoughtful upgrades include water softener + filtration, RO system, humidifier, upgraded trim, window treatments, and more.
Located in a quiet, gated community, this beautifully updated townhome offers comfort and convenience. The main level includes a spacious living room, dining area, and a well-appointed kitchen with new stainless steel appliances, including a gas range and microwave and water softener system. The primary suite is also on the first floor and features a walk-in closet and an en-suite bath with dual vanities, a garden tub, and a separate shower. Upstairs, you'll find a large loft or family room with a cozy gas log fireplace, along with a second oversized primary suite. This suite includes a dual vanity, garden tub, and an expansive walk-in closet.
SELLER WILL CREDIT BUYER UP TO $7500 TOWARDS BUYER CLOSING COSTS/RATE BUY DOWN/PREPAIDS!! The huge kitchen is the heart of the home, featuring a large island, abundant counter space, and a cozy breakfast nook perfect for morning coffee or casual meals. Or gather in the formal dining room that provides an inviting setting for gatherings and special occasions. The main level also includes a comfortable living room plus a flexible bonus space ideal for a home office, playroom, or hobby room. Upstairs, an additional flex room offers even more possibilities and can easily function as a fourth bedroom, guest suite, or media room. With three bedrooms and multiple flexible living areas, this home provides the space and versatility today's buyers are looking for. Fridge, washer & dryer stay!
Charming Pueblo-style home located in the established Corrales Heights area. Step inside to find a functional layout featuring multiple living areas, ideal for both everyday living and entertaining. The inviting living room showcases classic Southwestern character, while the kitchen offers ample space for cooking and gathering cozy fireplace.
Ready June 2026! This stunning single-story Manzanita floorplan is offering stunning options and Quality Green built home. Inside the home boasts a sophisticated charm with elegant medium brown maple cabinets contrasting beautifully against the upgraded quartz countertops. The wood look tile is extended into the main liviing area and hallways. The kitchen is a chef's delight with built-in appliances and extended cabinets seamlessly integrated into the open concept layout, ideal for hosting gatherings with friends and family. Need a space to focus or work from home? Look no further than the den/office area with large window facing out to the east with loads of natural lighting. Mark this home as a must see!
This spacious and beautifully maintained home offers over 2,200 square feet of comfortable living space, perfect for both relaxing and entertaining. Featuring four generously sized bedrooms and 2 1/2 bathrooms, the layout includes two separate living areas along with a convenient living/dining combination that creates an open, inviting atmosphere. A versatile loft adds extra flexibility, ideal for a home office, playroom, or additional lounge space. Move-in ready and thoughtfully designed, the home also boasts a walled backyard for added privacy, complete with a covered patio for outdoor dining and a charming balcony to enjoy quiet mornings or evening sunsets.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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