FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
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Perched on a generous 1.24-acre homesite in Rio Rancho's desirable Monte Bella community, 2601 Mansart Ct NE offers some of the area's most captivating panoramic views. From vibrant New Mexico sunrises to spectacular sunsets that paint the Sandia Mountains and surrounding high desert landscape in brilliant colors, this property provides a front-row seat to the natural beauty that makes the region so special.Built in 2020, the approximately 2,615-square-foot residence features three bedrooms and two bathrooms with a thoughtfully designed single-level floor plan that maximizes both comfort and the surrounding vistas. Large windows invite abundant natural light while framing stunning views from throughout the home, creating a seamless connection between indoor living and the expansive outdoor setting.Situated on a quiet cul-de-sac, the elevated homesite offers a sense of privacy and openness rarely found. The sprawling acreage provides ample space for outdoor entertaining, recreation, and relaxation, all while enjoying unobstructed views of the mountains, city lights, and endless New Mexico skies. Whether sipping morning coffee as the sun rises over the horizon or unwinding beneath a canopy of stars, every day feels extraordinary at this remarkable property.Combining modern construction, spacious acreage, and truly breathtaking scenery, 2601 Mansart Ct NE presents a rare opportunity to experience the best of Rio Rancho living.
🏡 RIO RANCHO UNICORN! Opportunities like this don't come around often! Situated on a hard-to-find 1/2-acre lot with backyard access, this beautifully maintained 4-year-old DR Horton ''Harmony'' floor plan offers the perfect combination of modern living, space, and freedom--with NO HOA and NO PID!From the moment you arrive, you'll appreciate the peaceful setting and the privacy provided by the fully walled property. You'll especially love the convenient location, the spacious primary suite, and the warm, cozy feeling that truly makes this house feel like home.Inside, the open-concept floor plan is designed for both everyday living and entertaining. The chef-inspired kitchen features granite countertops, a large center island with seating, stainless steel built-in oven and microwave, a gas cooktop with vent hood, stylish tile backsplash, and abundant cabinet space. The split-bedroom layout provides added privacy, while the spacious primary suite offers a relaxing retreat at the end of the day.Step outside to discover the endless possibilities that come with nearly 1/2 acre of land. The fully walled backyard offers exceptional privacy, and with convenient backyard access, there's plenty of room for an RV, trailer, recreational vehicles, a workshop, pool, future casita, or simply space to enjoy the outdoors.Conveniently located just minutes from shopping, restaurants, grocery stores, parks, and everyday amenities, this home offers the perfect balance of peaceful living and easy access to everything you need.Large lots, backyard access, NO HOA, NO PID, and a home that's only four years old are becoming increasingly difficult to find in Rio Rancho. This rare ''unicorn'' won't last long--schedule your private showing today!
1/2 ACRE LOT - RIO RANCHO - Experience the ultimate union of high-end luxury finishes and outdoor freedom in this spectacular new construction Amreston home, perfectly situated on a sprawling half-acre lot in Rio Rancho! No HOA or the extra expense of a PID, this property gives you incredible liberty and space for RVs, ATVs, and custom outdoor living. Step inside this 3000+ sf ft home to a bright, open-concept floor plan elevated by grand exposed ceiling beams in both the main family room and the owners' suite, creating a rich, architectural ambiance throughout. Striking black hardware, fixtures, and 2'' white faux wood blinds trim every space. Designed for serious hosting, the gourmet kitchen boasts a Frigidaire Professional appliance package to including a 36'' gas cooktop, 30'' single wall oven, dishwasher, Sharp microwave drawer, and vent hood--alongside a timeless 36'' farmhouse fireclay single-bowl apron sink, a pendant-lit eat-in island, and a dedicated butler's pantry for seamless preparation. Entertaining expands effortlessly into the massive separate dining area extension (+/- 16' x 15') off the kitchen, as well as out onto the upgraded extended covered patio option equipped with an integrated natural gas stub. The owners' suite serves as a massive private retreat (+/- 22.5' x 16'), offering ample room for a dedicated sitting area. Premium soft-close cabinetry with dovetail drawers spans the entire home, including cabinetry in laundry room--and practical modern features like a soft water ready set up and an oversized (2.5)-car garage with a utility sink completes this incredible layout. Estimated projected completion is October 2026. Call today for your private tour!
Popular 2327 Floor PlanThis home features 9' ceilings throughout, 4 bedrooms, and a flex room that works well as a study, exercise room, or craft room. The primary suite includes a large walk-in closet. Bedrooms are carpeted, with tile flooring throughout the rest of the home.The kitchen includes granite countertops, soft-close cabinets, a farm sink, and a stainless appliance package with gas range, microwave, dishwasher, and side-by-side refrigerator. Bathrooms feature marble countertops and tiled showers. Additional finishes include raised panel doors and wood baseboards.Other features include a covered patio, a gas stub-out for a grill, and an oversized 3-car garage. gas fireplace, metal roof, and synthetic stucco exterior.Estimated completion date: 9/30/2026
1 ACRE LOT- RIO RANCHO - Experience the ultimate union of high-end quality finishes and sprawling outdoor freedom in this spectacular new construction home situated on a rare, full 1-acre lot. No HOA or the extra expense of a PID, this expansive property gives you complete liberty to create your dream backyard oasis with endless room for RVs, ATVs, workshops, and recreational toys. Step inside to a bright, beautifully detailed open-concept floor plan anchored by an inviting fireplace complete with a fan/blower kit to keep the main living space warm and cozy. Striking black hardware, light fixtures, and plumbing details run throughout the interior, creating a sleek, cohesive aesthetic that is perfectly complemented by 2' white faux wood blinds already installed. Designed for high-end culinary prep and effortless hosting, the gourmet kitchen serves as the true heart of the home, featuring a premium Frigidaire Professional appliance package--including a 36' gas cooktop, 36', 30' single wall oven, dishwasher, Sharp microwave drawer, and vent hood--alongside a timeless 36' farmhouse fireclay single-bowl apron sink. Soft-close cabinetry with durable dovetail soft-close drawers and stylish installed hardware extends seamlessly throughout the home. Thoughtful modern conveniences abound, from a soft water ready setup--allowing you to easily install the system of your choice after purchasing to an expansive 3-car garage featuring a dedicated garage utility sink. Main living spaces transition effortlessly to the outdoors via an extended covered patio equipped with an integrated gas stub for your grill and added gutters for long-term convenience. Don't miss this extraordinary 1-acre Rio Rancho retreat - Estimated projected completion is September 2026. Call today to schedule your private tour!
Welcome to this rare 5-bedroom, 3-bath home designed for modern living. Open floor plan features a chef's kitchen with gas cooktop, large island, and walk-in pantry. Main-level primary suite offers dual vanities and an oversized walk-in shower. An additional bedroom and full bath downstairs provide flexible living options. Upstairs includes a spacious loft and three bedrooms. Features include a 3-car tandem garage with EV outlet, custom built-ins, water softener, and hot tub electrical hookup. Seller will pay off the 6.08 kW solar system at closing, offering added energy savings. Enjoy the landscaped backyard with a peaceful water feature.
Welcome home to this beautifully maintained 3-bedroom, 2-bathroom single-story residence situated on a generous 0.23-acre lot. The inviting floor plan features a bright living room with vaulted ceilings that flows seamlessly into the kitchen and dining area, creating the perfect space for everyday living and entertaining. The kitchen offers ample cabinet and counter space, a center island, and stainless steel appliances. The private primary suite provides a comfortable retreat with an en-suite bathroom, while two additional bedrooms and a full guest bath offer flexibility for family, guests, or a home office. Outside, the oversized lot provides plenty of room to relax, garden, or create your ideal outdoor living space. The HOA handles front yard landscaping, irrigation, and routine maintenance, offering added convenience and ease of ownership. Don't miss this opportunity to own a well-cared-for home featuring a brand new roof and refrigerated air! Schedule your private showing today!
This spacious home offers an incredible opportunity to create your dream property with just a little TLC! Ideally located within walking distance of the Bosque, you'll enjoy the beauty of nature while still being close to everyday conveniences.Car enthusiasts and hobbyists will appreciate the oversized 3-car garage featuring an epoxy-coated floor, plus a planked and lighted attic above for abundant storage. The kitchen is equipped with granite countertops, quality Merillat cabinetry, and a gas range, opening to a spacious living area with a cozy fireplace--perfect for entertaining or relaxing.The thoughtfully designed floor plan includes a Jack-and-Jill bathroom connecting the secondary bedrooms, while the generous primary suite features a walk-in closet, jetted soaking tub, and separate shower. Additional highlights include refrigerated air, a flat tile roof, wiring for an alarm system and surround sound in the living room, and a large covered patio overlooking a beautifully landscaped backyard. The elevated backyard area captures stunning Sandia Crest views, while the front yard offers peaceful views toward the Bosque.Situated on a large lot with side-yard access, the property also includes extra gated paved and graveled parking on the north side--ideal for an RV, boat, trailer, or additional vehicles.With great bones, an outstanding location, and exceptional features, this home is ready for your personal touches to make it truly shine. Don't miss this rare opportunity--bring your buyers, they'll love the potential!
Welcome to this charming 3-bedroom, 2-bathroom home located in a serene neighborhood. Enjoy the spaciousness of high ceilings and the abundance of natural light flowing through large windows. The recently updated property features new stucco, fresh paint throughout most of the house and new carpet for a modern touch. Cook and entertain with ease in the kitchen equipped with a new refrigerator, built-in microwave, and stovetop. California closets provide ample storage, while the generous backyard offers plenty of space for outdoor activities. Experience comfort and style in this beautiful home, perfect for families or anyone seeking a peaceful retreat.
Welcome to this recently remodeled single-story home in the Enchanted Hills area of Rio Rancho offering 2,187 square feet, 3 bedrooms, 2 bathrooms, and a 2-car garage. Located on a cul-de-sac with no homes directly behind the property, this home backs to a walking path and acequia, creating added separation from neighboring homes and a more open feel.Situated in one of Rio Rancho's growing areas, this location offers convenient access to shopping, dining, parks, schools, and everyday amenities. Commuters will appreciate the easy access to Interstate 25 and nearby major roadways, making travel to Albuquerque, Santa Fe, and surrounding areas convenient while still enjoying the benefits of a residential setting.Thoughtfully updated with today's buyer in mind, the home features a new shingle roof (2025), a new energy-efficient HVAC system (2025), and a new water heater (2024), providing peace of mind and helping reduce future maintenance expenses.Inside, the recently remodeled kitchen serves as the centerpiece of the home with upgraded soft-close cabinetry, granite countertops, a gas range, trash compactor, and an oversized walk-in pantry with enough space for an additional refrigerator. The expansive granite island offers abundant prep space, additional storage, seating, and creates the perfect gathering place for entertaining, holiday meals, or everyday living. All kitchen and laundry appliances convey, making the move even easier.Plantation shutters throughout the home add timeless style while allowing excellent control over natural light. Ceiling fans are installed in every room for year-round comfort, while refrigerated air keeps the home comfortable during New Mexico's warmer months.Tile flooring extends throughout the entire home with no carpet, creating a clean, low-maintenance living environment that's easy to maintain and ideal for everyday living. Granite countertops continue into both bathrooms, complementing the upgraded cabinetry and creating a cohesive, updated design throughout the home.The spacious primary suite offers room for larger furnishings and features an ensuite bathroom with generous counter space, upgraded cabinetry, granite countertops, and ample storage. Two additional bedrooms provide flexibility for guests, hobbies, a home office, fitness equipment, or changing household needs.Step outside to a covered patio that spans the full length of the home, creating an exceptional outdoor living space for relaxing, grilling, entertaining, or simply enjoying New Mexico's beautiful weather. The backyard features easy-care turf for year-round greenery with minimal maintenance, along with a large storage shed offering plenty of room for tools, outdoor equipment, seasonal decor, or hobbies.One of the standout features of this property is the backyard setting. With no homes directly behind, the walking path and acequia create additional openness and separation, offering a backyard that feels more spacious and private than many comparable properties.Combining recent major system upgrades, quality interior finishes, abundant storage, an ideal single-story floor plan, and a convenient location, this home offers the balance of comfort, functionality, and low-maintenance living that many buyers are searching for.If you're looking for a move-in ready home with a remodeled kitchen, granite countertops throughout, soft-close cabinetry, a massive kitchen island, oversized walk-in pantry, gas cooking, refrigerated air, tile flooring throughout with no carpet, a new roof, new HVAC system, full-length covered patio, easy-care landscaping, no direct rear neighbors, and convenient access to Albuquerque, Santa Fe, and major commuter routes, this Enchanted Hills home deserves a place at the top of your showing list.
A fresh start in The Fairways in Rio Rancho! 2 bedroom, 1.5 bath condo available now! Upper level w/ patio/balcony and long western views. Unit includes large closets, fridge, washer, dryer, assigned carport parking and community pool! Come and enjoy this great unit and the amenities of the community conveniently located in the heart of Rio Rancho.
Discover this well-maintained home tucked into a quiet cul-de-sac in the desirable Enchanted Hills area. The bright, functional layout offers comfortable living spaces, a well-appointed kitchen, and generously sized rooms throughout. Enjoy a private backyard with room to relax, garden, or entertain. With convenient access to schools, parks, shopping, and major roadways, this home delivers everyday comfort in a great Rio Rancho location.
$5000 CREDIT towards buyer's closing costs with acceptable offer! Spacious and thoughtfully designed, this two-story home offers 5 bedrooms, 3.5 bathrooms, and an EV charger installed in garage. Multiple living areas, including a loft and a family room, provide flexible space for entertaining, working from home, or relaxing. The kitchen is the heart of the home, featuring a large island, pantry, and an open layout that flows seamlessly into the main living area. The primary suite offers a private retreat with a walk-in closet, dual sinks, and a separate shower. Also enjoy the benefits of recently installed gutters! Step outside to the walled backyard that includes a covered patio and majestic MOUNTAIN VIEWS! Schedule your private showing today!
Luxurious Southwestern Living: Welcome to the Cottonwood Plan2,337 Sq. Ft. | 3 Bedroom + Study | 2.5 Bath | 2-Car Garage | 0.5-Acre Lot | Corner LotExperience the perfect harmony of grand architectural detail, high-end design and flow, and sprawling outdoor freedom in this spectacular 2,337 square foot new construction home by Amreston Homes. Standing tall with soaring 10-foot ceilings and 8-foot interior doors throughout, the expansive open-concept layout is beautifully anchored by custom exposed ceiling beams in the living area and owner's suite, that inject a rich, warm architectural ambiance into the home. Designed for effortless entertaining, the professional gourmet kitchen is a chef's dream, boasting premium Frigidaire Professional appliances--including a 36'' gas cooktop, vent hood, 30'' built-in wall oven, microwave drawer and dishwasher - alongside a massive, pendant-lit eat-in center island optimized for food prep and holiday displays. Extending from the kitchen is the versatile study/flex room, perfect for a dedicated home office, a children's play area, or a secondary reading room. The spa-like owners' retreat, which features a double vanity, upgraded freestanding soaking tub, and a shower with a clean, seamless tile transition. Soft-close cabinetry throughout to include dovetail soft-close drawers and classic brushed nickel hardware ties the interior aesthetics together, while practical modern conveniences like a 'soft water ready' setup ensure long-term comfort. The main living space transitions beautifully to the outdoors via massive 12'W x 8'H 3-panel sliding glass doors that reveal a large, covered patio. Situated on a sprawling half-acre lot with back yard access and unmatched room to park your RVs and ATVs, this property gives you ultimate control over your secure outdoor space with buyer's choice on the exact location of the included 200 linear feet of block perimeter wall. Home estimated projected completion is November 2026. Call for your private exclusive tour!
Nestled in Rivers Edge, this beautifully maintained 4-bedroom, 2-bath home offers comfort, style, and breathtaking views. Just seconds from the Rio Grande River and Bosque trails, it showcases New Mexico's natural beauty. Inside, an open floor plan is filled with natural light and stunning Sandia Mountain views. The spacious living area features a cozy gas or wood fireplace, while the gourmet kitchen boasts trend stone countertops, a large island, gas cooktop, and stainless steel appliances. The primary suite is private and newly renovated.. Three additional bedrooms provide flexibility. Outside, a low-maintenance backyard with an expansive patio is perfect for enjoying iconic sunsets and breathtaking Sandia mountain views!
Welcome to this beautiful home that is situated in a CUL-DE-SAC! This UPDATED 2-story home offers 2,167 square feet of spacious living! Fresh interior paint and brand-new carpet throughout. The remodeled kitchen features new countertops, a new deep sink with an updated faucet, and brand-new appliances, including a stove, dishwasher, and microwave.This home has two spacious living areas and an open floor plan filled with natural light. The finished garage provides additional versatility for storage, hobbies, or a workshop.Private backyard oasis featuring a one-year-new above-ground pool complete with a solar cover, sand filter, winter cover, and robot vacuum. Enjoy evenings around the firepit, relax on the low-maintenance, high-quality turf, and appreciate the convenience of the sprinkler system. BACKYARD ACCESS provides plenty of room for RV parking or additional vehicles.Energy-efficient home combined with thoughtful updates, generous living space, and exceptional outdoor amenities, making it the perfect place to call home!
Welcome to this beautiful, move-in ready 3-bedroom, 2-bathroom home located in one of Rio Rancho's most desirable neighborhoods!Designed for low-maintenance and modern living, this home features a completely carpet-free interior with durable flooring throughout. The light-filled, functional layout is 100% turn-key.The standout highlight is the massive 0.35-acre lot complete with full backyard access. Perfect for parking your RV, boat, trailer, or outdoor toys, while still leaving plenty of space for a workshop, garden, or custom outdoor entertainment area.Enjoy convenient, fast access to top-rated schools, parks, shopping, dining, and major commuter routes. Rare combination of land, location, and accessibility in Rio Rancho--schedule your private showing today!
Discover unparalleled elegance in this residence ideally loocated in a serene neighborhood. This home boosts five spacious bedrooms and three full baths. It showcases high ceilings and large windows that invite light into every corner. The chef's kitchen, equipped with Bosch gourmet appliances, stunning granite countertops, a 10 x 10 pantry with a built-in wall of spice racks and an automatic light under the sink cabinet, all set the stage for culinary masterpieces! Relax in the walk-in shower or enjoy your morning coffee on the balcony with spectacular views. With custom built-ins, a tankless water heater and smart home technology, every detail has been carefully curated for modern living. The outdoor living space, including a covered porch and beautifully landscaped yard, is perfect for entertaining. Don't miss the tandem garage equipped with those incredible LED LEGO lights for that extra flare!
With almost 2,000 sq feet of living space and located in the gated section of Mariposa, this refined 4-bedroom home feels nearly new and is move-in ready. The open, light-filled layout features wood-plank tile, 8-foot doors, and expansive windows leading to a covered patio and private backyard. The kitchen offers a granite island, stainless appliances, gas cooktop, and built-in oven and microwave. Enjoy low-maintenance turf, raised beds, and fruit trees outdoors. Additional highlights include smart home features, a security system, and New Mexico Green Built certification. Mariposa offers trails, open space, a community center, fitness facilities, and indoor/outdoor pools.
This remarkable home in Mariposa combines luxury, comfort & spectacular scenery in one extraordinary package. Step through the gated courtyard into a spacious open floor plan designed for comfortable living & effortless entertaining. The gourmet kitchen features granite countertops, abundant cabinetry, soft close drawers, generous prep space & an impressive oversized island. The luxurious primary suite is a true retreat, complete with a spa-like bath featuring a vast double shower & oversized soaking tub with an expansive walk-in closet. The garages offers extra storage with built-in shelving. Enjoy the beautiful paved patio, perfect for relaxing or entertaining while taking in New Mexico's unforgettable, sunrises, sunsets & mountain vistas. Nature trials, 2 swimming pools, full gym!
Welcome to this inviting 3-bedroom, 2-bath home situated on a spacious, fully xeriscaped corner lot in central Rio Rancho! The open floor plan features a generous living area and an expanded dining space that opens to a lovely covered patio--perfect for relaxing or entertaining. Backyard access provides convenient space to store your boat or RV, while the large backyard offers plenty of room for gardening, gatherings, or future improvements. The deep garage can accommodate a pickup truck and provides valuable additional storage. Conveniently located near shopping, dining, schools, and major commuter routes, this home offers abundant space, flexibility, and long-term value. Schedule your private showing today!
This stunning home offers the appeal of new construction without the wait or construction delays. The backyard landscaping, window coverings, and a wrought iron security screen front door have already been added, allowing you to enjoy the home from day one without taking on additional projects or expenses. The floor plan offers five bedrooms and three bathrooms, providing flexibility for guests, home office(s), hobbies, or multi-generational living. The spacious primary suite is thoughtfully separated from the secondary bedrooms, creating a private retreat complete with a large, unique walk-in shower and generous walk-in closet. An open area behind the home provides an unobstructed backdrop, allowing for exceptional views that can be enjoyed from the main living areas as well as the low maintenance backyard.
Beautifully maintained 3-bedroom, 2-bath home situated on a spacious 0.337-acre corner lot. This 2,008 sq. ft. home offers multiple living areas, an oversized 2-car garage with additional storage, backyard access, and a storage shed. Major updates include a 2-year-old roof and new water heater, providing added peace of mind. With generous outdoor space and a functional floor plan, this property offers the perfect blend of comfort, convenience, and room to grow.
The Bosque floorplan at Lomas Encantadas Vistas in Rio Rancho, New Mexico is a thoughtfully designed single-story home that offers the perfect balance of space, comfort, and modern open-concept living. With approximately 1,649 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for buyers looking to step up in size while maintaining affordability near Albuquerque.
This Gorgeous 2609 sq ft Pulte Home is located in the prestigious Willow Trace Chamisa Hills Community in the Heart of Rio Rancho. Just minutes away from Intel and Presbyterian Clinic. Featuring a versatile floor plan with 3 bedrooms, 2.5 bath, Upstairs Loft, Soaring high ceilings providing tons of natural light, and a beautiful Kiva Fireplace. Grand Gourmet Kitchen offering Corian counters, newer appliances, a pantry, and a cozy breakfast nook. Additional Kitchen upgrades such as a Butler's pantry, workspace/desk area, and kitchen island with bar seating provide plenty of space for everyone. The picture windows, wooden accents, and niches give this home an extra luxurious touch. Large Primary suite boasts an en-suite full bath with dual sinks, garden tub, separate shower, coffee/wet bar, window seating and walk-in closet. Admire the views from either Balcony, there are 2 to choose from! The low maintenance backyard has been meticulously maintained and offers Xeriscaped landscaping, covered patio, and best of all - an inground outdoor lighting system. Other features include a water softener and purifier system, refrigerated air. Don't wait to make an appointment to see this great home today.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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