VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 531 listings in Rio Rancho.

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$5000 seller credit paid at closing toward buyers closing costs, prepaid or interest rate buy down with acceptable offer! Some furniture to convey with property at no cost to the buyer. Welcome to this beautiful Mariposa home featuring 3 bedrooms, 3 bathrooms, 1,810 square feet and a spacious 3-car garage with premium epoxy floors. Enjoy added backyard privacy with no homes directly behind the property and no future building behind it. The fully landscaped backyard offers a wonderful space for relaxing or entertaining. Mariposa amenities include community pools, a fitness center, parks, trails and more. Rain gutters and the remaining structural warranty add extra peace of mind. Seller will consider buyer closing-cost assistance and including the brand-new furniture with an acceptable offer. Truly move-in ready!

3
BEDS
3
BATHS
1,810
SQFT
0.15
ACRES

6391 Red Falcon Drive NE, Rio Rancho

Rio Rancho Hawksite Tract 27
$350,000

Beautiful Hakes Brothers home featuring energy-efficient construction and Green Built certification. Solar power! This well-designed 3-bedroom, 2-bath residence offers raised ceilings, elegant 9-foot doors, and an open, spacious floor plan filled with natural light. The home includes professionally landscaped front and back yards, providing attractive outdoor living spaces with minimal maintenance. There are solar panel that provide a low monthly energy cost year-round. Combining modern comfort, quality craftsmanship, and energy-saving features, this home is move-in ready and ideal for anyone seeking style, efficiency, and convenience.

3
BEDS
2
BATHS
1,387
SQFT
0.13
ACRES

Space, freedom, and efficiency come together in this beautifully maintained 3-bedroom, 2-bath home on a manicured half-acre lot. Enjoy outdoor living with a spacious covered patio, charming gazebos, and plenty of room for entertaining while taking in New Mexico's beautiful weather.The expansive property offers ample space for RVs, trailers, boats, and recreational vehicles. Paid-off solar adds exceptional value, helping lower utility costs and providing long-term energy savings.Conveniently located with easy access to Albuquerque, Santa Fe, and Los Alamos, this home offers the perfect blend of privacy, space, and convenience. Whether you're looking for room to spread out, entertain, or enjoy energy-efficient living, this property is ready to welcome you.

3
BEDS
2
BATHS
2,130
SQFT
0.5
ACRES

Located in Lomas Encantadas 1E in Rio Rancho, the Jane floor plan offers flexible living with elevated finishes and thoughtful upgrades throughout. Featuring an optional flex room at the garage, a 3-car garage, and an added powder bath, this home is designed to fit a variety of lifestyles with comfort and functionality in mind.Natural light welcomes you through a skylight in the foyer, while the open layout is enhanced by an 8' sliding glass door and a mix of tile, SPC, and carpet flooring throughout. The kitchen features quartz countertops, upgraded cabinetry, optional buffet cabinets, stainless steel appliances, and a gas slide-in range, creating a stylish and functional gathering space.

3
BEDS
3
BATHS
2,164
SQFT
0.17
ACRES

Located in the sought-after Northern Meadows community, this spacious 2-story home offers 4 bedrooms, 3 bathrooms, and a versatile floor plan designed for comfortable living. The well-appointed kitchen features abundant cabinet space, a pantry, large center island, and an eat-in dining area that overlooks the backyard & opens to the inviting family room with a cozy fireplace. Upstairs, the oversized primary suite provides a private retreat with a garden tub, separate walk-in shower, dual-sink vanity, and private balcony. Enjoy outdoor gatherings under the covered patio and a backyard with plenty of room to relax or play. Complete with an attached 2-car garage, this home offers the space & functionality today's buyers are looking for. Some photos have been virtually staged!

4
BEDS
3
BATHS
2,217
SQFT
0.11
ACRES

Multigenerational living opportunity at it's finest! Nestled on 1.1 beautifully landscaped acres, this stunning 5-bedroom, 4-bathroom home offers the perfect blend of elegant living and everyday functionality.The showstopping indoor pool is a dream come true, featuring ADA ramps and a lift so everyone can enjoy swimming year-round. Imagine starting your mornings with direct access to the pool from your private primary suite, creating a resort-style retreat right at home.Designed with thoughtful upgrades throughout, the home features an ADA-accessible kitchen and bathroom, custom-designed pantry and laundry room organization, and spacious living areas perfect for gathering with family and friends.Step outside to a covered porch overlooking the beautifully landscaped courtyard, ideal for entertaining or simply relaxing in your own private oasis. A dedicated woodworking shop with a dust collection system provides the perfect space for hobbies, projects, or extra storage.Even better, the fully owned solar panels offer energy efficiency and long-term savings--adding incredible value to this already exceptional home.Properties offering this combination of luxury, accessibility, privacy, and unique amenities rarely come to market. Whether you're looking for a forever home, multi-generational living, or an entertainer's paradise, this home truly has it all.Don't miss your chance to experience everything this extraordinary property has to offer--schedule your private showing today!

5
BEDS
4
BATHS
4,362
SQFT
1.1
ACRES

Located in Lomas Encantadas in Rio Rancho, the Jane floor plan offers flexible living with modern finishes and thoughtful upgrades throughout. Featuring an optional flex room at the garage, a spacious 3-car garage, and an added powder bath, this home blends style, comfort, and functionality in all the right ways.Natural light pours in through a skylight at the foyer and an 8' sliding glass door, while upgraded, advanced layout tile flooring and contrasting paint create a clean, modern feel. The kitchen shines with Level 2 quartz countertops, upgraded cabinetry with soft-close doors, stainless steel appliances, a gas slide-in range, and a spacious island designed for gathering and entertaining.

3
BEDS
3
BATHS
2,164
SQFT
0.17
ACRES

INCREDIBLE FINANCING INCENTIVES are available with our in-house lender, DHI Mortgage PLUS $5,000 toward your closing costs! The Venice by D.R. Horton is a stunning 3 bedroom, 2.5 bath home featuring a spacious 3-car tandem garage & an open-concept design perfect for entertaining. The great room and dining area flow seamlessly into a chef-inspired kitchen with gourmet built in kitchen appliances with wall oven and countertop cooktop, beautiful pendant lighting & a generous pantry. You'll find ceramic tile throughout the kitchen, dining area, living room, all wet areas, while the spacious primary suite offers double vanities, a large walk-in shower w/bench & a large walk-in closet. Additional upgrades include soaring 11-foot ceilings in the living room, 8-foot interior doors & SO MUCH MORE!

3
BEDS
3
BATHS
1,888
SQFT
0.12
ACRES

Seller is offering to $1000 closing cost credit with preferred lender! Beautifully updated 2 bedroom, 2 bathroom condo with a private balcony overlooking the old golf course. This unit offers a comfortable layout with great natural light and a shaded outdoor space provided by a mature tree--perfect for relaxing year-round. Recent upgrades include new Anderson windows (2025), a new Pella patio door (2025), new gas furnace (2025) installed by 1st Rate Plumbing/Heating, Water heater (2019) and a new electric A/C system (2025). The home is move-in ready with all appliances included: microwave, stove, dishwasher, refrigerator, washer, and dryer.

2
BEDS
2
BATHS
1,157
SQFT

Build to suit on this View, 1/2 acre, corner lot that is 99% on a paved road. Utilities in street, water down the street on 15th St. that this property intersects with. Owner is an established builder who also can BUILD TO SUIT if you are wanting a custom built home. Some plans already started for this lot or come with your own ideas and create the right home for you! Fastest growing area in Rio Rancho near Rust Hospital, eateries, shopping, movie theatre and the new market,

5
BEDS
4
BATHS
2,953
SQFT
0.5
ACRES

Welcome home to comfort, convenience, and modern living. Built by Twilight Homes in 2023, this beautifully maintained 4-bedroom, 2-bath home feels just like new. Enjoy the benefits of newer construction without the wait. Located in Mountain Hawk, a thoughtfully planned community with parks, trails, and open spaces, you'll love the lifestyle this neighborhood offers. Conveniently situated near shopping, dining, and everyday amenities, with easy access to both Albuquerque and Santa Fe, making commuting a breeze. Move in, unpack, and start enjoying the feeling of home from day one!

4
BEDS
2
BATHS
1,593
SQFT
0.09
ACRES

Over $100k in upgrades and two private suites in this spectacular single-story home. Now offered with a 1-yr Home Warranty for added peace of mind. Don't miss luxury living in the highly sought-after gated community of Mariposa! This isn't your basic-builder home. Thoughtfully upgraded inside and out, this less-than-5-year-old Pulte home offers approximately 2,780 square feet, featuring 4 bedrooms, 3.5 bathrooms, a dedicated home office, spacious primary suite and a separate ensuite with its own full bath for guests, multigenerational living, older children or simply more room for everyone to spread out.The upgraded chef's kitchen is at the heart of the home featuring upgraded cabinetry, a striking waterfall granite island, and a walk-in pantry. The open-concept living and dining areas are filled with generous living and entertainment spaces, filled with natural light and seamlessly connect to the outdoors through expansive sliding glass doors that frame breathtaking panoramic views of the Jemez Mountains. Step outside for professionally landscaped property that is ready to enjoy.More than $100k in upgrades and improvements have already been invested in the home, including premium finishes, custom Elfa storage systems, triple pane windows, tankless water heater, whole-home water softener, reverse osmosis, surround sound, custom fireplace, professional landscaping and more.No waiting on a new construction. No months of projects after moving in. The upgrades, landscaping, storage and finishing touches are ready for you!Located in the gated community of Redondo of Mariposa with access to extensive amenities, this home combines newer construction with the comfort and character of a home that has already been thoughtfully completed. Some of the amenities Mariposa has to offer are access to community center, fitness center, indoor and outdoor pools, and miles of scenic walking and biking trails throughout this premier master-planned community.Nestled amidst the captivating New Mexico landscape with generous open space next to thousands of acres of protected land and infinite views.

4
BEDS
4
BATHS
2,780
SQFT
0.17
ACRES

Beautiful Views of the Sandias!! Step inside to a bright, inviting layout designed for effortless everyday living and easy entertaining. The open concept kitchen and family room create the heart of the home, featuring granite countertops, stainless steel appliances, and upgraded cabinetry that adds both function and elegance. With two living areas and two dining areas, you'll have the flexibility to host gatherings, create a cozy media space, or set up a home office--whatever fits your lifestyle.Upstairs, the spacious primary suite is a true retreat. It includes two large closets, dual sinks, and a separate soaking tub, offering the perfect place to unwind.

4
BEDS
3
BATHS
2,521
SQFT
0.11
ACRES

Nearly new Pulte home built in 2024 offering modern design and luxurious upgrades throughout. This spacious 3-BR home includesa possible 4th bedroom or office, plus a convenient a loft & work area near kitchen. The beautiful kitchen features upgraded cabinetry, marble backsplash, quartz counters, stylish lighting, quality appliances, a large pantry, and a sit-at bar that opens to the main living area. Enjoy the flexible layout with alarge loft, walk-in closets, and durable LVT flooring downstairs. Luxury primary bath has stand alone tub and tile shower. Step outside to a balcony with breathtaking Sandia Mnt views and a premium oversized lot with a fully landscaped backyard. Complete with a 3-car tandem garage (w/EV hookup). This home truly feels luxurious, modern, and move-in ready.

3
BEDS
3
BATHS
2,623
SQFT
0.2
ACRES

Brand new, never lived in Brownstone home by Pulte! This stunning property boasts a spacious kitchen with elegant Espresso cabinets featuring 42'' uppers, granite countertops, and stainless steel gas range, microwave, and dishwasher. The open floor plan includes upgraded flooring, lighting, faucets, and paint for a modern touch. The Owner's Suite offers a walk-in shower with bench, frameless glass enclosure, and a large closet. A must-see home that combines style, comfort, and quality--schedule your visit today!

3
BEDS
2
BATHS
1,780
SQFT
0.13
ACRES

Welcome home to this beautifully maintained and thoughtfully updated residence offering 2 bedrooms, 2 bathrooms, plus a versatile office/bonus room that can easily serve as a third bedroom. Designed for comfort and convenience, this charming home features a newer furnace and air conditioning system (2015/2016), providing year-round energy efficiency and peace of mind. Inside, you'll find modern LED lighting throughout, elegant French doors with built-in blinds, and updated windows installed in 2012 with enhanced safety features. The spacious primary suite boasts a beautifully remodeled bathroom complete with a new tub, extended-height shower, and a stylish soft-close barn door for added privacy. The updated kitchen is both functional and inviting, featuring solid-surface countertops and

2
BEDS
2
BATHS
1,398
SQFT
0.13
ACRES

Builder offers $7,000 toward closing costs, plus fantastic below market interest rates with in house lender. (Offer could expire/change or go away at any given time without notice) Come see our beautiful Skylar floor plan, brand new beautifully landscaped community with gorgeous community views. You will enjoy the walking trails & gathering areas! This home features a beautiful kitchen with quartz stone countertops, bright white cabinets and a light grey tile through the dining and living area that leads to your backyard with walled back yard. Super private floor plan with ALL bedrooms located upstairs including utility room.

4
BEDS
3
BATHS
1,936
SQFT
0.1
ACRES

BRAND NEW 4 Bedroom home with spacious backyard! Located in the amazing Los Diamantes community minutes from Intel, Rust medical and The Market Street! ''The Sawyer'' by DR Horton. Stunning 4 bedroom, 2 bath and 2 car garage. Open great room and dining area invite's easy entertaining. Elegant kitchen with granite counter tops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors in kitchen, dining and all wet areas. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roofs. Smart home with Amazon Alexa connect. Refrigerated air & low- e windows!

4
BEDS
2
BATHS
1,602
SQFT
0.12
ACRES

This Tuscan-inspired new construction offers 4 bedrooms, 2 baths, and affordable elegance on a spacious 0.5-acre lot with room for RV, side access, stunning Sandia Mountain views. Enter through a custom 8-foot steel door into a dramatic 19-foot entry tower featuring herringbone Italian tile flooring. The open concept design blends style and functionality, creating the perfect space for everyday living and entertaining. The oversized 3-car garage with 2 garage doors provides ample room for vehicles, storage, and hobbies. The primary suite features outdoor access, a large picture window, dual vanities, a soaking tub, a curbless tiled shower, and an expansive closet that connects directly to the laundry room. Thoughtful craftsmanship, quality finishes, room for a Casita, and breathtaking views make this Rio Rancho home a must-see.

4
BEDS
2
BATHS
2,100
SQFT
0.5
ACRES

Step into our Inspiration floor plan-A stunning 4-bedroom, 3 full bath home designed for both comfort and style, featuring an oversized 2-car garage plus a dedicated office space. The expansive family room showcases soaring 11-foot ceilings, while 8-foot doors throughout enhance the open, upscale feel. At the heart of the home is open kitchen with built-in appliances, waterfall countertops, pendant lighting and modern finishes perfect for entertaining. The primary suite offers a spa-like retreat with a separate shower and garden tub. Additional highlights include a full glass front door and elegant skip trowel texture throughout the home. A perfect blend of luxury, function & thoughtful design. Plus incredible financing incentives are available with our in-house lender DHI Mortgage

4
BEDS
3
BATHS
1,911
SQFT
0.12
ACRES

**Seller is offering a 10K Buyer Credit!** Newer Family Home in a Fantastic Location! Guest bedroom downstairs, with walk-in closet and adjacent full bath would be perfect for elderly parent or teen. Open floor plan with quality cabinets and granite countertops & large kit. Island. Lots of windows make for a bright and cheery home. The spacious main suite features an oversized shower and 11X8 walk-in closet with custom shelving. Tons of storage space throughout. Enjoy evenings and mornings on your backyard oversized 35X20 patio. Great for barbeques! Neighborhood Park to take the kids or walk the dog within a short walk. Spacious loft upstairs would make a great movie/game room. The Curio cabinet stays. Water filtration and reverse osmosis, video security system and all major appliances also stay.

4
BEDS
3
BATHS
2,475
SQFT
0.11
ACRES

Stunning new construction on half-acre in Rio Rancho! Thoughtfully designed, it offers 3 bedrooms & a versatile loft with great mountain & city views while giving plenty of room for work, play, or additional living space! The open floorplan features generous living areas, modern finishes & abundant natural light throughout. The kitchen flows seamlessly into the main living area, creating the perfect space for entertaining. Gorgeous knotty alder cabinets are perfectly complimented by the granite counter tops! The private owner's suite offers a relaxing retreat, with a modern garden tub, a separate shower & huge walk-in closet. More great features include refrigerated air, a huge covered patio, EV charger plus a separate 220 outlet & backyard access! Truly a gem worth viewing! Price dropped!

3
BEDS
3
BATHS
2,786
SQFT
0.5
ACRES

Discover peaceful, secure living in The Islands, a premier 55+ gated community. This charming 2-bedroom, 2-bathroom home boasts high ceilings, a cozy fireplace, and an abundance of natural light. Step outside to your private, fenced patio, the perfect spot for morning coffee or evening relaxation. Ideally located near shops and cafes, this home is positioned to benefit from upcoming/exciting nearby developments, including a vibrant new town center with dining and gathering spaces. Experience the perfect mix of comfort, convenience, and growth.

2
BEDS
2
BATHS
1,480
SQFT
0.08
ACRES

Open house Sunday 6/14 from 12pm-2pm! Welcome to Enchanted Hills! This spacious single-story home features an open-concept layout with soaring ceilings, abundant natural light, and seamless flow between the kitchen, dining, and living areas--perfect for entertaining. The kitchen offers ample cabinet space and a center island for additional prep and gathering space. The generous primary suite includes a large walk-in closet and private en-suite bath. Step outside to your backyard oasis complete with an in-ground pool, mountain views, and plenty of room to relax or host guests. Conveniently located near parks, schools, shopping, dining, and major commuter routes. Don't miss this opportunity to enjoy indoor-outdoor living in one of Rio Rancho's most sought-after neighborhoods!

3
BEDS
2
BATHS
2,209
SQFT
0.31
ACRES

The best updates are the ones you don't have to do yourself. With 2,110 square feet on a .26-acre lot, this single-story home combines comfortable living spaces with improvements already in place. Two living areas create flexibility for entertaining, hobbies, work-from-home needs, or quiet evenings by the custom fireplace. Vaulted ceilings add volume and natural light, while updated flooring and two remodeled bathrooms give the home a fresh, move-in-ready feel. The oversized lot offers room to spread out and enjoy the outdoors. Conveniently located near Southern Blvd and Highway 528 with easy access to Intel, shopping, dining, schools, and everyday amenities. Space, comfort, and convenience come together in a location that keeps you connected to everything Rio Rancho has to offer.

4
BEDS
2
BATHS
2,110
SQFT
0.26
ACRES

Seller will credit $2,000 to buyer at closing for whatever they'd like! Featuring 3 bedrooms, 1 full, 1 three-quarter and one half bath. Loft / office / game room and laundry on second story. Washer and dryer stay with the property. 3 car garage, awesome 10 x 20 Tuff shed on a 12 x 25 concrete slab in walled backyard. Open patio and no rear neighbors is a bonus! Large kitchen with family dining room, snack bar, huge walk-in pantry, double sinks, walnut cabinets, tiled backsplash, gas range and built-in microwave. Instant, endless hot water awaits you as this home is equipped with a Noritz instant water heater. EZ care xeriscaping will conserve water as you use your Rainbird drip system. Dual refrigerated a/c's to keep you cool any time! Easy to schedule and show! Worth it to view!

4
BEDS
4
BATHS
2,100
SQFT
0.17
ACRES

Located in highly sought-after Rivers Edge III, this well-maintained home offers a flexible floor plan, generous living spaces, and the comfort of an established neighborhood known for its larger lots and proximity to the Bosque and Rio Grande. The thoughtfully designed layout provides versatility for a variety of lifestyles, while the spacious yard offers gated side access, room for outdoor enjoyment, and additional space for storage, recreational vehicles, trailers, or future customization. Mature landscaping, attractive curb appeal, and pride of ownership throughout make this a rare opportunity in one of Rio Rancho's most desirable areas.

4
BEDS
2
BATHS
1,823
SQFT
0.24
ACRES

Built by Hakes Brothers in 2021, this move-in ready home in the sought-after Lomas Encantadas community offers stunning Sandia Mountain views and a flexible floor plan that lives like a 4-bedroom. Featuring 3 bedrooms plus a spacious flex room, an open-concept layout, granite countertops, stainless steel appliances, a large kitchen island, and a private primary suite with a walk-in closet and spa-inspired bath. Enjoy the fully landscaped backyard with a covered patio, perfect for relaxing or entertaining. Conveniently located near Highway 528, shopping, dining, The Plaza at Enchanted Hills, and top-rated Cleveland High School. Schedule your private showing today!

3
BEDS
2
BATHS
1,929
SQFT
0.13
ACRES

Seller is offering $2000 towards buyers closing costs! Don't miss out on this opportunity! Beautifully updated single-story home in the sought-after Northern Meadows community. Newer flooring, and stylish finishes create a warm and inviting atmosphere. The spacious kitchen features newer granite countertops, ample cabinetry, and a modern electric range, while both full bathrooms offer matching granite surfaces for a cohesive look. Relax under the covered back patio and enjoy the low-maintenance backyard. Conveniently located near parks, UNM Sandoval Regional Medical Center, Santa Ana Star Center, shopping, dining, and Santa Ana Casino. Easy access to Albuquerque and Santa Fe makes this home the perfect blend of comfort, convenience, and value.

3
BEDS
2
BATHS
1,616
SQFT
0.13
ACRES

STUNNING HOME WITH OPEN SPACE VIEWS! Beautifully maintained and move-in ready, this spacious home offers an inviting open floor plan with generous living and dining areas designed for everyday comfort and entertaining. Gourmet kitchen flows seamlessly into the heart of the home while the luxurious owner's suite features a spa-inspired bath with dual sinks, soaking tub, oversized walk-in shower, and impressive walk-in closet. Custom laundry room provides abundant cabinetry, workspace, and storage. Car enthusiasts and hobbyists will appreciate the oversized finished garage. Step outside to a beautifully landscaped backyard complete with covered patio, lush lawn, mature trees, and plenty of room to relax or entertain. Exceptional location backing to open space! Call today a personal tour!

3
BEDS
3
BATHS
2,265
SQFT
0.27
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.