Home / Rio Rancho / VA Loan Eligible Homes in Rio Rancho

VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 406 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

Sort By

$5,000 Seller credit available with acceptable offer. Experience elevated living with over 3,000 sq ft of refined, custom-designed luxury by FM Design, constructed by master builder Candelaria Homes. This exceptional 4-bed, 3-bath residence showcases a flawless floor plan, premium finishes, and captivating architectural design. The opulent owner's suite offers a spa-inspired retreat with dual vanities and expansive his-and-hers closets. Impressive volume ceilings and sophisticated details create a setting of timeless elegance. This residence is more than a home--it's a statement of prestige, comfort, and unrivaled lifestyle.

4
BEDS
3
BATHS
3,035
SQFT
0.5
ACRES

PAID OFF PID! Beautiful home situated on a spacious corner lot that sits higher than neighbors for added privacy. Step inside to tall ceilings, abundant natural light, and stunning Sandia views. The owner's suite features elegant trey ceilings, his and hers closets, and a walk-in shower. Enjoy a bonus office, large loft, and extra storage under the stairs. BRAND NEW carpet downstairs and a laundry room with utility sink add convenience. The landscaped backyard offers a dog run, water feature, and pergola--perfect for relaxing or entertaining. In a great location near shopping, top-rated schools, and hospital!

4
BEDS
3
BATHS
3,195
SQFT
0.15
ACRES
$484,900
-5,100$ 02/27

Stunning 2020 Hakes Brothers home in the Cleveland High district with Sandia Mountain views from the backyard and beyond. Built with over $140K in upgrades, this meticulously maintained home blends modern design with everyday comfort. The open living area features wood accent beams, while the kitchen shines with upgraded cabinetry, quartz counters, stainless appliances, and thoughtful finishes throughout. Smart layout offers flexible gathering spaces and private retreats. Professionally landscaped, low-maintenance yards are designed for enjoyment, not upkeep. Tile roof, solar panels, and quality construction add efficiency and long-term value. Clean, elevated, and truly move-in ready. Spacious, balanced, and purposefully designed.

3
BEDS
3
BATHS
2,119
SQFT
0.13
ACRES
$410,000
-5,000$ 03/05

$10,000 TOWARD RATE BUYDOWN OFFERED! Welcome to this beautiful DR Horton home located in the desirable Cleveland Heights neighborhood. Built just 5 years ago, this residence offers modern living with thoughtful touches throughout. Featuring 4 spacious bedrooms, including a serene primary suite conveniently located on the main floor. The main level also boasts a dedicated laundry room for added convenience and a flex room that can be customized as a home office, playroom, or workout space. Upstairs you're welcomed to a spacious loft, 3 bedrooms and a full bathroom. The open concept layout flows effortlessly, with 2.5 stylish bathrooms, a sleek modern kitchen, and bright living areas. Outside, a fully landscaped backyard, perfect for entertaining!

4
BEDS
3
BATHS
2,381
SQFT
0.13
ACRES

This stunning 2,452 sq. ft. two-story home offers 4 bedrooms and 3 baths, designed with an open-concept layout perfect for entertaining. Upstairs, a spacious loft provides the ideal spot for relaxing or game nights, while the large primary bedroom offers a true retreat. Step outside to a covered patio on a generous lot--perfect for outdoor living. Complete with Whirlpool stainless steel appliances and a smart home package, this home blends style, space, and modern convenience.

4
BEDS
3
BATHS
2,452
SQFT
0.13
ACRES

Welcome to 817 Oreja De Pro Dr SE -- a spacious home offering nearly 2,921 square feet of comfortable living. Situated on an expansive lot, this property provides ample space for outdoor entertaining, gardening, or simply enjoying New Mexico's beautiful weather. Inside, generous living areas and large bedrooms create an inviting and flexible layout. The neighborhood is quiet and well-established, known for its mature charm and community feel. Conveniently located near shopping, and main routes, this home offers the perfect balance of space, comfort, and accessibility. A rare find combining size, potential, and location in one of Albuquerque's most desirable southeast areas.

5
BEDS
2
BATHS
2,921
SQFT
0.36
ACRES

totally remodeled ,must see new roof ac new kitchen new bathrooms .must see.

3
BEDS
2
BATHS
1,573
SQFT
0.25
ACRES

Discover the Mesquite by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan features four bedrooms and two-and-a-half bathrooms, including a luxurious master suite with a large walk-in closet and private en-suite bath. The open-concept main floor seamlessly connects the chef-ready kitchen, separate dining room, and family room, perfect for hosting gatherings or enjoying everyday moments together. Upstairs, you'll find a versatile tech area and a spacious game room that can be customized as a playroom, movie room, or entertainment space ideal for your family's needs. The Mesquite also includes a convenient laundry room close to all bedrooms for added ease. Featuring LGI Homes' CompleteHome(tm) package,

4
BEDS
3
BATHS
1,839
SQFT
0.21
ACRES
$543,725
-6,275$ 04/03

Yucca home is located in one of Rio Rancho's highly sought after Communites! Enjoy the popular Yucca home that boast natural lighting throughout with oversized windows along with the center sliding glass door. You will be amazed at the high cathedral ceiling at the gathering room! Guest suite at main level will have their own private bath. The primary suite is located on the main level. You will enjoy cooking in the upgraded chefs kitchen . The kitchen will include built in gas cooktop along with Stainless steel oven/microwave. The backyard will give ample room for backyard BBQ's and family gatherings.

4
BEDS
3
BATHS
2,774
SQFT
0.3
ACRES

Seller offering $10,000 toward buyer's closing costs with acceptable offer! Welcome to this stunning 4 bedroom, 2 bathroom home that perfectly blends comfort, style, and functionality. Ideal for both everyday living and entertaining, this spacious residence features an open-concept layout, high ceilings, and abundant natural light throughout. At the heart of the home is a chef's kitchen designed to impress, with stainless steel appliances, expansive counter space, white cabinetry, and a long serving buffet that's perfect for hosting gatherings, holiday dinners, or casual weekend brunches. Whether you're a culinary enthusiast or love to entertain, this kitchen is truly the centerpiece of the home. The primary suite offers a peaceful retreat with a private en-suite bathroom and a huge

4
BEDS
2
BATHS
2,178
SQFT
0.14
ACRES

Welcome to more space, more comfort, and more possibilities in the newest phase of Lomas Encantadas in Rio Rancho! This beautifully designed 3-bedroom home has been thoughtfully upgraded to give you the extra room you've been dreaming of, both inside and out.✨ Features You'll Love:✅ Great Room Expansion - More room to relax, entertain, and live large✅ Added 3rd Car Garage - Extra space for vehicles, hobbies, and storage✅ Overhead Garage Storage - Smart organization without sacrificing floor space✅ Expanded Covered Patio - The perfect spot to soak up NM's sunshine and fresh air✅ Upgraded Quartz Countertops - A polished, modern touch throughout

3
BEDS
2
BATHS
1,853
SQFT
0.17
ACRES

Seller to credit 1% to buyer closing costs! Welcome to this stunning 2024 Pulte Home tucked away on a peaceful cul-de-sac, offering a perfect blend of modern luxury and comfort. Step inside to find elegant luxury vinyl flooring, custom shades, and a bright open floor plan centered around a cozy gas fireplace. The upgraded kitchen shines with a large island, gas cooktop, and beautiful finishes--ideal for entertaining. Enjoy practical touches like a tankless water heater, heating/cooling combo unit, and a floor outlet under the couch area. With a durable tile roof, nearby parks and walking trails, and some remaining builder warranty, this move-in ready home truly has it all!

3
BEDS
2
BATHS
2,249
SQFT
0.15
ACRES

Welcome to the Wellton by LGI Homes at Estrella at High Range, a spacious five-bedroom, three-and-a-half-bathroom home designed with your family's comfort and lifestyle in mind. This beautifully crafted open-concept floor plan makes everyday living effortless, with a layout that seamlessly connects the kitchen, dining, and family rooms perfect for entertaining or enjoying quality time together.The chef-ready kitchen overlooks the dining and family areas, keeping you connected to guests and loved ones while preparing meals. The Wellton also offers plenty of space for everyone, featuring an additional bedroom with a private bathroom on the main floor and a versatile game room upstairs near the other bedroom ideal for relaxation and fun. Included with LGI Homes' CompleteHome(tm) package,

5
BEDS
4
BATHS
2,506
SQFT
0.1
ACRES

Welcome to the Wellton by LGI Homes at Estrella at High Range, a spacious five-bedroom, three-and-a-half-bathroom home designed with your family's comfort and lifestyle in mind. This beautifully crafted open-concept floor plan makes everyday living effortless, with a layout that seamlessly connects the kitchen, dining, and family rooms perfect for entertaining or enjoying quality time together.The chef-ready kitchen overlooks the dining and family areas, keeping you connected to guests and loved ones while preparing meals. The Wellton also offers plenty of space for everyone, featuring an additional bedroom with a private bathroom on the main floor and a versatile game room upstairs near the other bedroom ideal for relaxation and fun.Included with LGI Homes' CompleteHome(tm) package,

5
BEDS
4
BATHS
2,506
SQFT
0.15
ACRES

Discover the Bisbee by LGI Homes at Estrella at High Range, a charming single-story home designed with space, comfort, and functionality in mind. Featuring three bedrooms, two full bathrooms and an open-concept layout, the Bisbee offers the perfect setting for making memories with family and friends. From the spacious living room to the separate dining area and chef-inspired kitchen, every detail of this home was crafted to suit your lifestyle. Whether you're hosting dinner or enjoying a cozy night in, this thoughtfully designed layout makes it all easy and enjoyable.The heart of the Bisbee is the modern, chef-ready kitchen, complete with stainless steel Whirlpool(r) appliances, sprawling quartz countertops, a generous kitchen island, and stylish cabinetry.

3
BEDS
2
BATHS
1,553
SQFT
0.16
ACRES

Discover the Bisbee by LGI Homes at Estrella at High Range, a charming single-story home designed with space, comfort, and functionality in mind. Featuring three bedrooms, two full bathrooms and an open-concept layout, the Bisbee offers the perfect setting for making memories with family and friends. From the spacious living room to the separate dining area and chef-inspired kitchen, every detail of this home was crafted to suit your lifestyle. Whether you're hosting dinner or enjoying a cozy night in, this thoughtfully designed layout makes it all easy and enjoyable.The heart of the Bisbee is the modern, chef-ready kitchen, complete with stainless steel Whirlpool(r) appliances, sprawling quartz countertops, a generous kitchen island, and stylish cabinetry.

3
BEDS
2
BATHS
1,553
SQFT
0.15
ACRES

Welcome to the Wellton by LGI Homes at Estrella at High Range, a spacious five-bedroom, three-and-a-half-bathroom home designed with your family's comfort and lifestyle in mind. This beautifully crafted open-concept floor plan makes everyday living effortless, with a layout that seamlessly connects the kitchen, dining, and family rooms perfect for entertaining or enjoying quality time together.The chef-ready kitchen overlooks the dining and family areas, keeping you connected to guests and loved ones while preparing meals. The Wellton also offers plenty of space for everyone, featuring an additional bedroom with a private bathroom on the main floor and a versatile game room upstairs near the other bedroom ideal for relaxation and fun.Included with LGI Homes' CompleteHome(tm) package,

5
BEDS
4
BATHS
2,506
SQFT
0.1
ACRES

Discover the Mesquite by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan features four bedrooms and two-and-a-half bathrooms, including a luxurious master suite with a large walk-in closet and private en-suite bath. The open-concept main floor seamlessly connects the chef-ready kitchen, separate dining room, and family room, perfect for hosting gatherings or enjoying everyday moments together.Upstairs, you'll find a versatile tech area and a spacious game room that can be customized as a playroom, movie room, or entertainment space ideal for your family's needs. The Mesquite also includes a convenient laundry room close to all bedrooms for added ease. Featuring LGI Homes' CompleteHome(tm) package,

4
BEDS
3
BATHS
1,839
SQFT
0.15
ACRES

Discover the Somerton by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan offers four bedrooms and three bathrooms, including a luxurious master suite upstairs that serves as your private retreat--complete with natural light, a seamless en-suite bathroom, and an expansive walk-in closet. With an additional bedroom on the main floor, this home is perfect for guests or flexible living.The open-concept layout effortlessly connects the upgraded kitchen, dining, and family rooms, making everyday living and entertaining simple and enjoyable. The chef-ready kitchen features Whirlpool(r) stainless steel appliances, a large island, and beautiful quartz countertops, all included with LGI Homes' CompleteHome(tm) package.

4
BEDS
3
BATHS
2,257
SQFT
0.16
ACRES

Discover the Mesquite by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan features four bedrooms and two-and-a-half bathrooms, including a luxurious master suite with a large walk-in closet and private en-suite bath. The open-concept main floor seamlessly connects the chef-ready kitchen, separate dining room, and family room, perfect for hosting gatherings or enjoying everyday moments together.Upstairs, you'll find a versatile tech area and a spacious game room that can be customized as a playroom, movie room, or entertainment space ideal for your family's needs. The Mesquite also includes a convenient laundry room close to all bedrooms for added ease. Featuring LGI Homes' CompleteHome(tm) package,

4
BEDS
3
BATHS
1,839
SQFT
0.09
ACRES

Discover the Mesquite by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan features four bedrooms and two-and-a-half bathrooms, including a luxurious master suite with a large walk-in closet and private en-suite bath. The open-concept main floor seamlessly connects the chef-ready kitchen, separate dining room, and family room, perfect for hosting gatherings or enjoying everyday moments together.Upstairs, you'll find a versatile tech area and a spacious game room that can be customized as a playroom, movie room, or entertainment space ideal for your family's needs. The Mesquite also includes a convenient laundry room close to all bedrooms for added ease. Featuring LGI Homes' CompleteHome(tm) package,

4
BEDS
3
BATHS
1,839
SQFT
0.1
ACRES
$499,990
-10,000$ 03/24

Welcome to the Destin a stunning single story home offering 2059 sqft of thoughtfully designed living space. Featuring 3 bedrooms, 2.5 bathrooms, a versatile study, and a spacious tadem-3car garage, this home is the perfect blend of style and functionality. Features open living area, gourmet kitchen, private owner's suite and a covered patio for outdoor living.

3
BEDS
3
BATHS
2,059
SQFT
0.12
ACRES

This stunning single-story home, soon to break ground, offers 2,938 sq ft of thoughtfully designed living space on a spacious 1/2 acre lot with city water and sewer. Featuring 4 bedrooms including an oversized owner's suite and generously sized secondary bedrooms, this home blends comfort with style. The gourmet kitchen boasts stainless appliances, granite countertops throughout, and a walk-in butler's pantry, while wood beams add warmth and character. Enjoy indoor-outdoor living with a covered patio and 12' sliding glass panel door. Additional highlights include a mud room, gated courtyard, and an oversized 754 sq ft 2-car garage. Built to Green Build Gold Certified standards for energy efficiency. Call or visit Amreston Homes to schedule your tour today!

4
BEDS
3
BATHS
2,924
SQFT
0.5
ACRES

Coming soon! This brand-new single-story home will be built on a spacious 1/2-acre lot with city water and sewer. Offering 2,084 sq ft of thoughtfully designed living space, it features 4 bedrooms, including a luxurious owner's suite with dual walk-in closets. The gourmet kitchen shines with stainless steel appliances and granite countertops throughout, while the open living area is anchored by a cozy fireplace. Enjoy year-round outdoor living on the covered patio. Additional highlights include a 2-car garage and Green Build Gold Certification for energy efficiency and sustainability.

4
BEDS
3
BATHS
2,084
SQFT
0.5
ACRES

Under construction now -- this single-story, 2,409 sq ft Green Build Gold Certified home is designed for modern living and entertaining. Situated on a spacious 1/2 acre lot with city water and sewer, the home features 5 bedrooms, a tile roof, and exceptional outdoor spaces including an extended covered patio with a 12' sliding glass panel door plus a second covered patio, and walled backyard. Inside, the gourmet kitchen impresses with stainless steel appliances and granite countertops throughout. Thoughtful design, energy efficiency, and breathtaking views make this a rare opportunity. Estimated completion: March 2026.

5
BEDS
3
BATHS
2,409
SQFT
0.5
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.