VA Loan Eligible Homes in Rio Rancho
Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.
Showing 531 listings in Rio Rancho.
Same search in other cities:
This stunning custom Pueblo-style home is move-in ready and loaded with upgrades that matter. RV PAD!!!! WATER SOFTNER!! Soaring viga ceilings, a wood-burning fireplace, and walls of windows framing breathtaking mountain views create an interior you won't forget. The spacious layout offers room to relax and entertain with ease. Major systems are all updated: roof (2018), water heater (2020), HVAC (2021), and solar panels (2020) to slash energy costs. Step outside to your private upper-deck with panoramic views, or fire up the outdoor kitchen while taking in the New Mexico scenery. The oversized garage and 8-ft garage door, RV access, and backyard access possible deliver the convenience and flexibility you need.
SELLER INCENTIVE AVAILABLE! Use this toward buyer closing costs, RATE BUY DOWN, or updates with an acceptable offer.Step into a home that combines comfort, space, and thoughtful upgrades in one of Cabezon's most desirable locations. This popular floorplan features a private PRIMARY suite ON THE MAIN LEVEL, tall ceilings, and an open living area filled with natural light from OVERSIZED WINDOWS.The kitchen and living spaces flow effortlessly, creating a warm and inviting atmosphere perfect for everyday living or entertaining. Whether hosting friends, relaxing at home, or gathering for dinner, the layout offers flexibility and plenty of room to spread out.The main-level primary suite provides added privacy and convenience, complete with a spacious WALK-IN CLOSET and relaxing JETTED TUB. Upstairs, the additional bedrooms also feature walk-in closets, giving everyone generous storage space. Upgraded stair railings, plantation shutters, and thoughtful finishes throughout add character and help set this home apart.One of the standout features is the attached 3-CAR GARAGE, offering valuable EXTRA SPACE for vehicles, storage, hobbies, or a workshop setup.Outside, enjoy established landscaping and a backyard designed for easy enjoyment. The retractable patio awning creates a comfortable shaded space for relaxing or entertaining, while the included storage shed adds even more functionality.Located in the established Cabezon community, you'll be close to parks, trails, shopping, dining, and neighborhood amenities while still enjoying the feel of a residential setting.Schedule your showing and take another look at everything this home has to offer.RECENT Roof maintenance completed June 2026.
Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.
Exceptional custom home on a fully landscaped and gated half-acre lot in Rio Rancho. Offering over 3,100 square feet, this 4-bedroom, 3.5-bath residence features soaring ceilings, multiple living areas, radiant heating, porcelain tile, custom cantera accents, and abundant natural light. The chef's kitchen includes quartzite countertops, Wolf appliances, a Sub-Zero refrigerator, custom cabinetry, and generous prep space. The luxurious primary suite offers a spa-like bath and oversized closet. Enjoy a private well, outdoor grilling area, custom putting green, beautifully designed backyard, and a fully finished garage with custom flooring, two-car parking, and an additional oversized roll-up door.
Step into our Inspiration floor plan-A stunning 3 bedroom, 3 full bath home designed for both comfort and style, featuring an oversized 2-car garage plus a dedicated office study. The expansive family room showcases soaring 11-foot ceilings, while 8-foot doors throughout enhance the open, upscale feel. At the heart of the home is open kitchen with built-in appliances, waterfall countertops, pendant lighting and modern finishes perfect for entertaining. The primary suite offers a spa-like retreat with a large SUPER SHOWER w/bench. Additional highlights include a glass front door and elegant skip trowel texture throughout the home. A perfect blend of luxury, function & thoughtful design. Plus incredible financing incentives are available with our in-house lender DHI Mortgage!
Come see this lovely custom passive solar adobe home which is move in ready! Three bedrooms & two completely updated bathrooms. Primary bedroom features, walk-in closet, access to solar hallway & a private patio. Two large living areas featuring beamed ceilings, both Kiva & woodstove fireplaces. Brick & luxury vinyl flooring. Home maintains its older charms with the best modern updates. Kitchen includes beautiful quartz countertops, large pantry, & all new appliances, including dishwasher, refrigerator, stove, microwave, washer & dryer. Attach garage is oversize with lots of storage space. It has built-in shelves & a workspace. Low maintenance landscape in the front yard & a giant brick patio out back off of the solar hallway, plus backyard access. Nice size lot is .27 acres. Excellent
Amazing home in highly sought after gated neighborhood of Loma Colorado, Tres Colinas. Largest lot in neighborhood at .3 acres, 6 full bedrooms with separate office, attached four car garage with detached 16'x50' fully finished and insulated RV garage that could also be used as shop, home gym, etc. Sellers are the original owners who built the house with every option, including large sliding door from den to covered patio, recirculation line for tankless water heater for instant hot water, laundry room with full cabinets and sink, attached garage is fully insulated/finished with 220v electric outlet and utility sink. Multiple improvements have also been completed: Built in lockers/benches at garage entry, remodeled pantry, custom wood burning fireplace,
This inviting 1,530 sq. ft. home offers high-performance living with NM Build Green Gold certified for superior energy efficiency. The interior features a luminous, polished aesthetic with light cabinetry, a clean-lined backsplash, and stunning quartz countertops throughout. Modern black hardware and fixtures perfectly accent the 6x35 wood-plank tile found in all living and wet areas, while carpet adds comfort to the 3 bedrooms. The kitchen has stainless steel appliances and eat-in island. Complete with a 2-car garage and situated in a premier community near shopping and dining, this home is perfect for a sophisticated, low-maintenance lifestyle. Please note home is staged for illustrative purposes and all furnishings are not included with the sale. Call to schedule your tour today!
The ranch-style Augusta floor plan boasts ample space for entertaining, including an expansive great room, a dining area and a gourmet kitchen with a center island and built-in pantry. Other notable features include a large primary suite with an attached bath and roomy walk-in closet, two guest bedrooms that share a bath, and a laundry with sink and cabinet options. Personalized with a corner-meet that leads to an extended patio.
Beautiful single-story home offering a spacious and highly functional floorplan designed for both everyday living and entertaining. Multiple living areas provide flexibility for relaxing, working, or hosting guests. The open-concept kitchen flows seamlessly into a large living room with soaring high ceilings and a cozy gas fireplace. Upgraded bathrooms feature modern finishes throughout. The spacious primary suite serves as a private retreat featuring double sinks, a stand alone jetted tub, and a vast walk-in closet. Step outside to an expansive covered patio with its own fireplace, perfect for year-round enjoyment, overlooking a lush, green backyard oasis. Located in a desirable area, this home also includes a three-car garage with ample space for storage and convenience.
MOTIVATED SELLERS! MOVE-IN READY WITH OWNED SOLAR + SOFT WATER Welcome to Lomas Encantadas in Rio Rancho! This beautiful 2022 Abrazo home features 3 bedrooms + an office, 2.5 bathrooms, and an open-concept layout with impressive 10-12 ft ceilings and an abundance of natural light. The 3-car garage offers overhead storage, and a stylish entertainer's bar with a beer & wine fridge. Step outside to a fully landscaped backyard designed for entertaining, complete with a gazebo, outdoor kitchen/BBQ, and extended patio. These motivated sellers are ready to make a move, they are open to negotiate on price to help with rate buy down. making this a great opportunity for buyers looking for a well-appointed, move-in-ready home. Schedule your private showing today!
.68 Acre oversized fenced lot, 4 bedrooms, Refrigerated air, single story house in southern Rio Rancho!! Hard to find something like this under 400k in Rio Rancho. Tile flooring throughout entire house. Open kitchen and living area. 2 spacious bathrooms with extended counter space. Attached 2 car garage. This corner lot is great for someone who's looking for space and privacy. Lot was recently fully fenced.
Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room, dining room and gourmet kitchen, three bedrooms with a shared bath, and a separate primary suite with private bath and walk-in closet. Conveniences like the mudroom, laundry room, broad kitchen island, built-in pantry and covered patio add to the plan's single-floor appeal.
Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room with a multi-slide patio door, dining room and gourmet kitchen, two bedrooms with a shared bath, and a separate primary suite with private bath and walk-in closet. Conveniences like the mudroom, laundry room, broad kitchen island, built-in pantry and covered patio add to the plan's single-floor appeal.
6708 Mountain Hawk Loop NE, Rio Rancho
What a great deal! Spacious home features 4 bedrooms, 2.5 bathrooms, and a versatile loft perfect for a media room, game room, home office, or second living area. The open floor plan showcases a custom stacked-stone gas fireplace, granite countertops, dark wood cabinetry, custom tile backsplash, and gas range.The first-floor primary suite includes dual vanities, a garden tub, and a separate tiled walk-in shower. Outside, enjoy a covered patio and a private walled backyard ready for your personal touch.Approved short sale with lender-established pricing helps simplify the process. Don't miss this opportunity, schedule your private showing today!
Discover the Somerton by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan offers four bedrooms and three bathrooms, including a luxurious master suite upstairs that serves as your private retreat--complete with natural light, a seamless en-suite bathroom, and an expansive walk-in closet. With an additional bedroom on the main floor, this home is perfect for guests or flexible living.The open-concept layout effortlessly connects the upgraded kitchen, dining, and family rooms, making everyday living and entertaining simple and enjoyable. The chef-ready kitchen features Whirlpool(r) stainless steel appliances, a large island, and beautiful quartz countertops, all included with LGI Homes' CompleteHome(tm) package.
Experience high-performance living in this impressive brand-new 2-story home in Rio Rancho. This NM Build Green Gold Certified residence is engineered for superior energy efficiency & features clean, modern interior finishes. The main level offers a bright, open-concept floor plan that seamlessly integrates the living, dining, and kitchen areas, perfect for entertaining. The kitchen boasts granite countertops, rich dark cabinetry, stainless-steel appliances & large island. This spacious 5-bedroom, 2.5-bathroom home features a private owner's suite on the main level. All other bedrooms are located on the second floor, along with an additional tech space for added versatility. Plus 2'' white faux wood blinds throughout. Enjoy breathtaking mountain views from the back porch. Call today to vie
Welcome to this very well maintained home that sits on a large lot and features a convenient circular driveway, finished 2 car garage, 3 spacious bedrooms, 2.5 bathrooms, comfortable kitchen breakfast nook, cozy stone fireplace in living room, master bathroom has been recently updated, newer windows, easy maintainable landscape in front and back and so much more! New Roof & Garage/Workshop in 2021, New water heater 2025, New Water Softener & New Carpet.
Experience high-performance living in this move-in ready, spacious 4-bed, 2.5-bath brand-new 2-story home. This residence is NM Build Green Gold Certified, ensuring superior energy efficiency and sustainable craftsmanship. The interior features a modern color palette with sleek tile flooring and contemporary finishes throughout. The main living spaces are designed with an open-concept flow, creating a bright and airy atmosphere perfect for daily life or entertaining. The kitchen serves as the heart of this open area, boasting premium granite countertops, rich dark cabinetry, and stainless-steel appliances. The Lomas Encantadas community offers exceptional amenities, including sidewalks, dog parks, playgrounds, and lush green spaces. Call to schedule your tour today!
Stunning new home, less than a year old! This immaculate Ammolite floor plan offers over 3,000 sqft of thoughtfully designed living space, featuring 5 bedrooms and 4 bathrooms--perfect for growing families or those who love to entertain. A standout feature is the impressive guest suite, already equipped with plumbing for a future kitchenette, offering excellent flexibility for multigenerational living, hosting visitors or renting out for extra income. The luxurious primary suite boasts a spacious walk-in closet and a private, spa-like bathroom. There is also a whole house water softener. Built with energy efficiency in mind, this green home helps keep utility costs low while maintaining comfort and style. Don't miss the opportunity to own this beautifully maintained, move-in-ready home!
3.75% assumable rate! STUNNING TWO STORY WITH 3 BEDROOMS, A PRIVATE OFFICE AND VERSATILE LOFT DESIGNED FOR THE WAY YOU LIVE TODAY. This beautifully maintained Pulte home offers a bright, open floorplan filled with natural light and inviting spaces perfect for everyday living and entertaining. Upstairs, the spacious primary suite features a huge walk in closet, garden tub, double vanities and separate shower. A versatile loft and dedicated office make working from home easy, while secondary bedrooms offer beautiful Sandia views. Outside, enjoy a large corner lot, covered patio, gas stub and low maintenance yard perfect for relaxing evenings and gatherings. Schedule your showing today.
Spacious and inviting 3-bedroom, 2-bath home filled with an abundance of natural light. The updated kitchen features brand-new stainless steel appliances, sleek Corian countertops, and modern fixtures, creating a stylish and functional space for everyday living and entertaining. Both bathrooms have been refreshed with updated sinks, fixtures, and contemporary lighting. Updated carpet and laminate flooring, lighting, interior doors, along with fresh interior paint, give the home a clean, move-in-ready feel. Plus the shingles have been replaced on the roof as of 3/26! Situated on a generous half-acre lot, the outdoor space offers a blank canvas with endless possibilities to design your ideal landscape, garden, outdoor retreat or add a shed or workshop
An inviting covered entry welcomes guests to the inspired Tourmaline plan. The main floor showcases an open layout with a bedroom, a bathroom, a great room, a dining area, and a well-appointed kitchen featuring a large island and center-meet doors leading onto a covered patio. An impressive second-floor primary suite boasts an expansive walk-in closet and a private bath. This level also offers a loft, a laundry, a shared bath, and two additional bedrooms. Designer-curated fixtures and finishes round out this plan
Well cared for home in Northern Meadows. Brand new roof installed July 16, 2026. Beautiful unobstructed mountain views from the backyard and covered patio. Pride of ownership shows in this turn key property with newer scratch resistant vinyl plank flooring, stainless steel appliances, light fixtures, new heater and security system. Refrigerator, washer and gas dryer also convey with property. Home is 2075 sq/ft with 3 bedrooms, 2.5 baths and large loft area. Includes breakfast nook and dining area. Large attached garage with workshop area. Make this your home today!
Welcome to 3197 Wingate Meadows, a beautifully maintained 3-bedroom, 2-bath home offering 1,100 square feet of comfortable living. This inviting property features an open-concept layout filled with natural light, creating a warm and welcoming atmosphere. The efficient kitchen offers ample cabinet space and flows seamlessly into the living area, perfect for everyday living and entertaining. The primary suite provides a private retreat, while two additional bedrooms offer flexibility for guests, a home office, or growing needs. Enjoy a low-maintenance yard with space to relax or entertain. Conveniently located near shopping, dining, and major roadways, this move-in ready home offers both comfort and convenience.
Step into modern comfort & thoughtful design with this stunning 4-bedroom home, built just 4 years ago. That means the roof, water heater, refrigerated air unit, heating unit, etc. are all just 4 years old! This green-certified property offers energy efficiency, lower utility costs, and sustainable living without sacrificing style or convenience. The nicely appointed kitchen flows seamlessly into the living and dining areas, making it perfect for both everyday living & entertaining. The primary suite features a large, walk-in, tiled shower making cleaning a cinch. A standout feature of this home is the private in-laws/guest/second master suite providing flexibility & privacy while still being connected to the main home
Affordable single-story living in Rio Rancho! This light and bright 3-bedroom, 2-bath home offers an open floor plan, refrigerated air, two-car garage and easy-care living in Northern Meadows. The kitchen, dining and living areas flow together nicely for everyday living and entertaining. Enjoy a covered patio and a blank-slate backyard ready for your own landscaping ideas. Conveniently located near neighborhood parks, schools and Rio Rancho amenities. A great opportunity to own a 3-bedroom home under $290.000
4305 Mountain Trail Loop NE, Rio Rancho
Discover this stunning new Amreston home, proudly NM Build Green Gold Certified for superior energy efficiency. This residence features the ''Cappuccino II'' color palette, offering cozy, warm tones throughout. The exterior is enhanced with elegant stone accents, while the kitchen serves as a focal point with stainless steel appliances and a beautiful herringbone tile backsplash. Granite countertops are featured throughout the home. Enjoy a great-sized backyard with incredible mountain views, perfect for outdoor living. Located in Rio Rancho near shopping, dining, and medical facilities with easy I-25 access. Great for families or as an investment! Call to schedule your tour and discuss buyer incentives. (793 characters)
Rare 3-car garage + move-in ready condition on a large corner lot--this is the one buyers have been waiting for. This 3-bedroom, 2-bath home features an open-concept design, central air, and no carpet throughout for easy maintenance and a modern feel. The kitchen offers generous storage and connects seamlessly to the living and dining spaces, creating a functional and inviting layout. The split-bedroom floor plan provides privacy for the owner's suite. Enjoy outdoor living year-round and a prime location in Mountain Hawk with quick access to I-25, shopping, and dining. Strong value, clean condition, and ready for immediate occupancy.
4301 Mountain Trail Loop NE, Rio Rancho
Discover this stunning brand-new construction home in the desirable Montreal Estates! This 3-bedroom, 2.5-bathroom home is NM Build Green Gold Certified, ensuring superior energy efficiency and comfort. Situated on a prime corner lot, the property boasts a large backyard and a 2-car garage with a 4' width extension for significant extra storage. The interior features the sophisticated color palette and comes move-in ready with 2'' white faux wood blinds throughout. The modern kitchen is a standout with a 30'' stainless steel farmhouse single-bowl sink and stainless appliances. Centrally located in Rio Rancho near shopping, dining, and medical facilities with easy access to I-25. Great for families or as an investment property! Call today for tour details and buyer incentives.
Daria Derebera
Real Estate Broker in Albuquerque, NM
Similar Searches in Rio Rancho
You Might Also Like in Rio Rancho
