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VA Loan Eligible Homes in Santa Fe

Browse VA loan eligible homes in Santa Fe, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 28 listings in Santa Fe.

This beautiful home located at 32 Sunset Canyon Lane in Santa Fe offers an exceptional living experience with spacious bedrooms designed to provide comfort and privacy for every member of the household. One of the standout features is the convenient bedroom and full bathroom situated on the main floor, making it ideal for guests, multi-generational living, or those who prefer single-level living without sacrificing space. The open kitchen is a true centerpiece of the home, featuring natural light , creating a warm and inviting atmosphere perfect for family gatherings, entertaining friends, or simply enjoying everyday meals.

5
BEDS
3
BATHS
2,515
SQFT
0.09
ACRES

Escape to an Unrivaled Sanctuary Crafted to Capture Unbeatable Sunrises, Sunsets, Sweeping VIEWS, City Lights & over an acre. Features 3 Ensuites, DR, Vigas/Beams, Diamond Plaster Finish, Nichos, Kitchen w/SS Bosch Stove Top-Refrigerator, & DW, Thermador Oven-Bonco Seating-Fireplace & Powder Room. Spacious Primary Suite, offers Sumptuous Embellishments, VIEWS,Dual Sinks & Walk-In Closets, Shower-Tub, Fireplace, Flex Area, Built-Ins & access to Patio. Split Floor Plan offers 2 Ensuites, Abundance of Natural Light, 1 Ensuite w/a Fireplace-Steam Shower & both designed to provide access to Patio. Generous Laundry Room Pantry, Sink, & Ample Storage.Elevated Entertaining areas, Unique Triple Layer Water Fall, C. Apple, Cherry, & Apricot Trees, New Roof & Stucco 2024. Minutes to Historic Plaza.

3
BEDS
4
BATHS
3,396
SQFT
1.12
ACRES

Set within a peaceful gated community, this Santa Fe home blends warm Southwest style with modern comfort. Soaring ceilings, exposed wood beams, and abundant natural light create an inviting and refined living space. The flexible layout features a main-level primary suite with private French doors opening to the backyard, plus an upstairs en-suite with a secluded balcony for quiet retreat. The kitchen flows into a bright dining area overlooking the outdoor living spaces. Outside, enjoy multiple patios, mature trees, and natural landscaping that offer room to relax or entertain. Nestled in a quiet cul-de-sac, this home captures timeless Santa Fe charm with everyday livability. Explore this home in person and experience its unique setting and design.

4
BEDS
3
BATHS
2,079
SQFT
0.13
ACRES

An exceptional opportunity to own a turnkey luxury retreat and income-producing asset in Santa Fe, NM. This beautifully positioned property offers the rare combination of refined Southwestern living with top-of-the-line amenities and proven short-term rental performance.Currently operating as a successful, fully furnished Airbnb, the property delivers documented cash flow of approximately $10,000 per month for 6-7 months annually, making it an outstanding investment with immediate income potential. Thoughtfully designed for both comfort and guest appeal, the home captures the essence of Santa Fe style while offering privacy, expansive views, and a serene setting that travelers seek year-round.Whether you are an investor seeking a proven, cash-flowing short-term rental, a second-home

3
BEDS
4
BATHS
4,500
SQFT
2.53
ACRES

Welcome to this enchanting home in La Pradera. Built in 2018 it is designed for modern living. The open-concept layout is enhanced by high ceilings, creating an airy and inviting atmosphere. The kitchen features granite countertops and a walk-in pantry, perfect for culinary enthusiasts. The primary suite is thoughtfully separated from the other bedrooms, allowing for privacy and comfort. Additional features include a tankless water heater, soaking tub, separate shower and spacious walk in closet.Enjoy the serene outdoor living space which includes a private sanctuary with a swinging daybed, ideal for relaxation. With easy commuting to Los Alamos or Albuquerque and nearby walking trails, this home is a perfect blend of convenience and tranquility.

3
BEDS
2
BATHS
1,759
SQFT
0.18
ACRES

Located in a well established and quiet neighborhood. Well kept one owner family since 1964. This charming single story home offers 3 bedrooms, 2 bathrooms and two living spaces, providing flexibility for everyday living and/or working from home. Generous sized rooms and good natural light throughout. Hardwood floors in most of rooms. Enjoy a landscaped yard, front & back with mature planting. Fully fenced yard. Great space for additional gardens, outdoor activities 7 entertaining.. Furnace, refrigerated air and water heater replaced in approximately 2022. Conveniently located near shopping, dining and major roadways, 15 minutes to the Plaza

3
BEDS
2
BATHS
1,366
SQFT
0.16
ACRES

Welcome to 3930 Jaxson Lane, a beautifully appointed turnkey home perfectly positioned on a desirable corner lot in Santa Fe. Just minutes from Hwy 599 and Santa Fe Place Mall--with easy access to Target, Starbucks, and Albertsons--this property offers the ideal blend of comfort, convenience, and modern living.Featuring 5 spacious bedrooms Plus Bonus Flex Room and 3 full bathrooms, this home provides exceptional flexibility for families, professionals, guests, or home office needs. The thoughtfully designed layout includes an inviting open loft, perfect for movie nights, a play area, or a relaxing retreat.

5
BEDS
3
BATHS
2,835
SQFT
0.14
ACRES

Nestled within the heart of Santa Fe's high desert landscape, this authentic adobe home offers a rare opportunity to own a 10acre retreat surrounded by natural beauty, wide-open skies, and timeless Southwestern charm. This property provides total privacy and tranquility while remaining conveniently located near the city's renowned dining, arts, and cultural amenities.Enjoy expansive vistas, serene surroundings, and the freedom to embrace indoor-outdoor living in a setting that reflects the authentic spirit of Northern New Mexico. Whether you envision a full-time residence, a second home, or a creative sanctuary, this property offers exceptional potential and a soulful connection to the land. Experience Santa Fe living where space, scenery, and serenity meet

2
BEDS
2
BATHS
1,700
SQFT
10.01
ACRES

Nestled on nearly 3 peaceful acres in the tranquil Puesta Del Sol community, 44 Calle Benavidez embodies the soul of Santa Fe living--open skies, timeless craftsmanship, and quiet comfort surrounded by nature. Just minutes from the Santa Fe Airport with easy access to Highway 599, this property offers both convenience and serenity. Built in 2000, this 3-bedroom, 2-bath home welcomes you with radiant heat, Pergo and tile floors, and rich pine details throughout, including vigas and tongue-and-groove ceilings that soar up to 18 feet in the great room. The space is filled with natural light from large windows, creating an inviting, airy feel. Enjoy three fireplaces--in the main living area, primary bedroom, and covered back patio--perfect for cozy winter nights or peaceful summer evenings.

3
BEDS
2
BATHS
2,053
SQFT
2.83
ACRES

Welcome to beautiful single level home. Three bedroom, two bath with a functional layout, featuring refrigerated air conditioning, carpet and tile thought the home. Cozy home to enjoy a quiet evening.Come and make this Gem your home.

3
BEDS
2
BATHS
1,145
SQFT
0.13
ACRES

Experience the perfect blend of country charm and modern elegance in this fully remodeled 5-bedroom, 2-bathroom haven, set on a sprawling 3.33-acre estate just outside Santa Fe. The residence features an open concept design that seamlessly connects luxurious living spaces, ensuring a light-filled ambiance year-round. The newly installed central forced air unit and water heater promise efficient comfort no matter the season. Both functional and fashionable, this property includes well-maintained septic systems with new leach lines for peace of mind. Outdoors, embrace endless possibilities on your own private slice of paradise thanks to expansive land. This exceptional property redefines Santa Fe country living at its finest. Welcome home!

5
BEDS
2
BATHS
2,235
SQFT
3.33
ACRES

No fees and a great opportunity to live 5 blocks to the historic plaza and kitty corner to Kaune's neighborhood market. This tri-level condo is one of 3 units with NO monthly fees hidden amongst the trees. If you know Santa Fe, you know what a desirable and close in location this is. This home would make a great full time, 2nd home or rental. The split level floor plan has two bedrooms, one bedroom on lower level and one on top level for maximum privacy. Each bedroom has a 1/2 bath for convenience. On the middle level you will find the Kitchen/living area which is beautifully bright with an abundance of windows and natural light. In addition, there is a large balcony surrounded by mature trees giving a sense of being in the mountains but yet right in town! All this and a two car attached

2
BEDS
3
BATHS
1,202
SQFT
0.02
ACRES

Modern Contemporary elegant ground level Townhouse, with stunning Mountain views from the second floor loft. Open concept floorplan features glowing hardwood main level floor and stairs, high ceilings, designer stone tile accents throughout, Plantation blinds and two full bathrooms. Two car garage with direct entry to the kitchen, forced air heating and central air conditioning for your comfort year round. Kitchen features upgraded dark cabinets, newer Stainless Steel refrigerator and Microwave, hardwood floors. Elegant retreat like Primary bedroom with luxurious en-suite bathroom. Perfect for executive, remote worker, 1st time homebuyer, empty nester, investor. Minutes to 599 Highway for comuters to Los Alamos, San Isidro nearby playground for the kids or walking your furry friend.

2
BEDS
2
BATHS
1,430
SQFT
0.02
ACRES

Two Houses! Live in one rent the other! Rental income of $28,000 a year! Plus,Existing Dog Boarding Business that generates $75,000 a year and Horses allowed for additional money from Boarding! Great opportunity to live and make money in Santa Fe!!

3
BEDS
2
BATHS
2,400
SQFT
1.58
ACRES

Step inside this beautiful single-level home showcasing the timeless charm and warmth Santa Fe is known for. Featuring 3 bedrooms and 2 baths, it offers an open floor plan with high beamed ceilings, a kiva fireplace, and natural light throughout. The inviting kitchen and dining area open to a private fenced backyard, perfect for gatherings or quiet evenings under the New Mexico sky. The spacious primary suite provides peaceful separation, and the quiet cul-de-sac location offers both privacy and convenience near shopping, dining, and downtown. Do not miss this opportunity to schedule your private showing today and discover true Santa Fe living.

3
BEDS
2
BATHS
1,876
SQFT
0.26
ACRES
$500,000
-25,000$ 02/05

Discover this gem in Santa Fe featuring three bedrooms and two bathrooms, thoughtfully renovated for modern living. The home boastselegant hard flooring throughout main areas and fresh paint that creates a bright, welcoming atmosphere. The kitchen shines with granite countertops, newcabinetry, convenient pantry, and sleek stainless steel appliances--perfect for culinary enthusiasts. Both bathrooms showcase stylish blue cabinetrycomplemented by contemporary tiled showers. A traditional kiva-style fireplace adds authentic Southwestern character while providing cozy warmth duringcool evenings.Conveniently located near amenities, this move-in ready home offers the perfect blend of comfort and style for your next chapter.

3
BEDS
2
BATHS
1,514
SQFT
0.12
ACRES

Postcard Sunsets/Sunrises from this adorable 11.94 acres property. This ranch-style home welcomes you into a large entry with open windows and amazing views of the Santa Fe mountains. West end of the home offers a spacious kitchen with plenty of cabinets that opens into the large living room. A separate laundry room, a bonus room (for pantry/as exercise room), and two car garage also at west end. To East end, spacious primary bedroom and bath, two large guest rooms, and a second full bath can be found. A Few feet from the house a large custom 1449 sqft garage, storage, and workshop space with vaulted ceilings, windows, garage doors, and covered patio can be found. Gated community is horse friendly with 50-acre open space for residents. Minutes from dining, shopping, airport. A must see!

3
BEDS
2
BATHS
2,330
SQFT
11.94
ACRES

A serene Santa Fe retreat in the coveted Eldorado community. This beautifully designed 3-bed, 2-bath residence sits on 1.64 acres with sweeping mountain views and the peaceful rhythm of desert living. Light-filled interiors feature high ceilings, tile floors, and a Kiva fireplace that adds warmth and timeless Santa Fe charm. The kitchen and living spaces open to a private patio perfect for entertaining or quiet starlit evenings. Experience tranquil country living just minutes from Santa Fe's Plaza, galleries, and fine dining. The spacious lot offers room to garden, relax, or expand. A perfect blend of comfort, elegance, and Southwest beauty, schedule your private tour today and see it for yourself.

3
BEDS
2
BATHS
1,645
SQFT
1.64
ACRES

Experience an enchanting Southwestern retreat in one of Santa Fe's most exclusive neighborhoods. This stunning 3 bed, 3 bath home has soaring ceilings with exposed vigas and exquisite Saltillo tile floors, set within an open, light-filled space enhanced by expansive windows. The inviting living area centers around a kiva fireplace and flows into a chic dining area and state-of-the-art kitchen outfitted with stainless steel appliances. Perfect for rental opportunities with all furniture, household items, artwork, and decor ensures a truly turnkey move-in experience. Adding to its appeal are a private gated entrance, lush mature landscaping, 2 car garage, all ideally located just minutes from shopping, dining, and downtown Santa Fe.

3
BEDS
3
BATHS
1,734
SQFT
0.07
ACRES

$75,000 buyer closing cost credit. Nestled in the prestigious Las Campanas community of Santa Fe, this newly built custom single story estate blends modern elegance with timeless Southwestern charm. Perched to overlook the lush fairways of the world-class golf course and endless views of the Sangre De Cristo Mountains, the home offers an unmatched lifestyle of sophistication and serenity. As one of the few residences approved for a private pool, it also features a soothing hot tub for year-round enjoyment. Expansive outdoor living spaces are paired with built-in speakers both inside and out, creating the perfect setting for entertaining or relaxing. Inside, enjoy breathtaking views through oversized Pella windows spanning more than 10 feet wide.

4
BEDS
4
BATHS
3,735
SQFT
1.99
ACRES

Why buy an ordinary home when you can buy this exceptionally built Craftsman style GREEN home! This LEED Gold certified home includes grid tied photovoltaic, tankless H2O, engineered construction, comfort guarantee, EPA indoor Air-Plus certified, Hepa filter ventilation, Energy Star appliances & Andersen windows, R-21 walls & R-50 roof, eco-friendly countertops, upgraded tile, cabinets, doors & trim and nine-foot ceilings. Owner still receives checks from PNM! Abundance of yard space, coyote fencing all around property. Long hallways for your art displays, office nook/desk area off kitchen/dining and plenty of living/entertaining space. Enjoy the diverse architecture of Oshara Village and Pantry Dos a few blocks away. Community College, shopping and restaurants all nearby!

3
BEDS
2
BATHS
1,716
SQFT
0.16
ACRES

Experience Santa Fe charm in this Pueblo-style home on 2.5 acres with sweeping views. The 2,134 sq. ft. main residence features 2 bedrooms, 2 baths, vigas, a kiva fireplace, and inviting living spaces. A spacious flagstone patio is perfect for entertaining or sunsets, while a greenhouse supports year-round gardening. The 500 sq. ft. guest house includes a kitchen, 3/4 bath, and two flexible rooms--ideal for visitors, a studio, or rental. A rare blend of privacy, beauty, and convenience near downtown Santa Fe.

2
BEDS
3
BATHS
2,134
SQFT
2.5
ACRES

INCREDIBLE FIND - 0.75 acre property w/quality dream home and separate 1,206 sq ft workshop building w/3 garage doors (6 car tandem). Found just 20 minutes from either Santa Fe plaza or Los Alamos National Labs in the coveted & fertile Pojoaque valley complete w/irrigation water rights. Special features of the home incl: new roof (installation 9/2025), newly painted interior & exterior, energy-saving Pella thermal windows, in-floor radiant heat for cozy winter days, 2 low-maintenance gas diamond plaster kiva fireplaces, tile or new high-quality engineered wood flooring throughout (no carpet!), updated baths, and a total kitchen remodel w/new cabinetry | stainless steel appliances | granite slab countertops. *Also available on 1.5 acres for $845,000.*

3
BEDS
2
BATHS
1,994
SQFT
0.75
ACRES

INCREDIBLE FIND - 1.5 acre property w/quality dream home, 1,206 sq ft workshop, and included 0.75-acre parcel zoned for either residential, commercial, or agricultural. Found just 20 minutes from either Santa Fe plaza or Los Alamos National Labs in the coveted & fertile Pojoaque valley complete w/irrigation water rights. Special features of the home incl: new roof (installation 9/2025), newly painted interior & exterior, energy-saving Pella thermal windows, in-floor radiant heat for cozy winter days, 2 low-maintenance gas diamond plaster kiva fireplaces, tile or new high-quality engineered wood flooring throughout (no carpet!), updated baths, and a total kitchen remodel w/new cabinetry | stainless steel appliances | granite slab countertops. *Also available on 0.75 acre for $699,000.*

3
BEDS
2
BATHS
1,994
SQFT
1.5
ACRES

Charming & Centrally Located Home in Santa Fe! This well-maintained 3-bed, 2-bath home offers comfort, character, and a prime location just minutes from Meow Wolf, shopping, restaurants, and more. Step inside to find a spacious and functional layout featuring tile flooring throughout the main living areas & cozy carpet in the bedrooms. The kitchen includes updated granite countertops and tile floors. Enjoy warm, inviting spaces featuring a kiva fireplace, a brick fireplace, and a wood stove. Ideal for creating a relaxing ambiance year-round. The second living area / den has raised ceilings bringing lots of natural light. Whether you're enjoying a quiet evening in or heading out to explore all that Santa Fe has to offer, this home delivers the perfect mix of style, convenience, and charm.

3
BEDS
2
BATHS
2,077
SQFT
0.14
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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