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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 406 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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This exceptional 5-bedroom, 3-bath home with a 3-car garage features an open floor plan and a beautiful kitchen equipped with a gas cooktop, stainless steel appliances large island.. The first-floor primary suite offers a walk-in closet and a spacious bathroom with dual sinks and an oversized shower. A guest bedroom and full bath are also conveniently located on the main level. Upstairs, you'll find a large loft, three additional bedrooms with mountain views, and another full bath. Home has refrigerated air, instant hot tankless water heater.Located in the Mariposa community, residents enjoy access to a clubhouse, indoor and outdoor pools, fitness facilities, scenic trails, parks, and a vibrant social atmosphere.

5
BEDS
3
BATHS
2,947
SQFT
0.14
ACRES

This gorgeous Pulte home was completed in July of 2025! Located in the desirable Broadway estates, this ''Starwood'' has mountain views, and backs up to open space. Transferable Pulte Warranty. Newly landscaped backyard featuring synthetic grass (January of 2026).Enjoy separate 1 and 2 car garages, synthetic stucco, flat Spanish tile roof, courtyard style entrance, spacious driveway, and all in new condition. Once inside you'll be delighted by 10-foot ceilings, wood plank tile, smokey custom cabinets, white granite countertops, butler's pantry, huge second pantry, a great room with vaulted 20ft ceilings, metal and wood railing upstairs, and a second primary guest room downstairs.Upstairs features a huge loft, and lots of big bedrooms. Huge primary room, shower & closet

4
BEDS
4
BATHS
3,507
SQFT
0.15
ACRES

Embrace the tranquility of Enchanted Hills with this delightful 4-bedroom, 3-bath home! Spanning 2067 square feet, this residence is filled with charm and ready to welcome you. The fenced backyard not only enhances your outdoor space but also includes convenient RV access for those spontaneous road trips. Enjoy easy access to Highway 550 and I-25, making your daily commutes hassle-free. This home encapsulates a secure and inviting environment where you can truly relax and unwind. Don't wait--make this enchanting corner property your own today!

4
BEDS
3
BATHS
2,048
SQFT
0.13
ACRES

A standout home in central Rio Rancho, this single story brick home features four bedrooms, three bathrooms, 2 car garage & includes two master suites. Kitchen updated in 2024 with stainless steel appliances, granite counter tops, custom cabinets & connects easily to the main living area. 2024 upgrades include: furnace, water heater, & refrigerated air. The garage is finished with epoxy flooring. Large laundry room inside for added convenience. You'll love the spacious backyard with backyard access and storage! Schedule your tour today!

4
BEDS
3
BATHS
1,809
SQFT
0.31
ACRES

**Sellers are offering a $5,000 buyer closing cost credit with an acceptable offer**. This stunning single-story Pulte home is less than one year old and offers 2,183 sq. ft. of open-concept living. It features 4 bedrooms plus an office/flex room, designed for both everyday comfort and entertaining. The chef's kitchen is equipped with premium appliances, granite countertops, and ample cabinetry. Tile flooring extends throughout the main living areas for a sleek, cohesive look, while abundant natural light enhances the spacious layout. The backyard is fully landscaped with low-maintenance turf and an extended concrete patio, perfect for outdoor living. Located in a great neighborhood with convenient access to shopping, dining, and parks!

4
BEDS
2
BATHS
2,176
SQFT
0.14
ACRES

This new-construction gem is your shortcut to a custom home feel--without the wait. Thoughtfully curated upgrades elevate every inch, from the expanded great room with a cozy fireplace to the 12-ft sliding glass doors that bathe the space in New Mexico's golden sunlight. Step under the extended covered patio to enjoy quiet mornings or stunning desert sunsets.Inside, the 3-bedroom layout is complemented by a versatile flex room--perfect as a home office, playroom, or creative space. With 2.5 bathrooms and a seamless flow throughout, the design balances comfort and convenience, making it just as ideal for quiet nights in as it is for entertaining friends and family.

3
BEDS
3
BATHS
2,450
SQFT
0.2
ACRES

BUILDER IS OFFERING $5,000.00 INCENTIVE WITH AN ACCEPTABLE OFFER. Don't miss your chance to own this AMAZING custom home! Built by the same trusted builder as 910 NightGlow and 861 Starry, this home offers exceptional craftsmanship and a thoughtfully designed layout. Colors and finishes may vary - but the quality and elegance remain the same! This plan its neighboring counterparts, the layout remains just as beautiful and functional. This custom home has 3 Bedrooms PLUS a flex room, 2 Full Bathrooms sitting on half an acre. Primary suite highlights, walk in closet, double sink, stand alone tub and standing shower! Living room has high ceiling, gas fire place with open concept. Did we mention the Tandem 3 car garage! Perfect for vehicles,and all your outside toys!

4
BEDS
2
BATHS
2,307
SQFT
0.5
ACRES

Discover the potential at 4815 Leon Grande Ave SE in Rio Rancho a solid, well-loved home offering comfort today and endless possibility for tomorrow. Currently tenant-occupied and well-maintained, this property has been cared for, providing a strong foundation for its next owner to personalize, update, and elevate to modern taste.This home features a functional floorplan with generously sized living spaces, natural light throughout, and a layout that invites creativity. The kitchen and bathrooms are clean and usable as-is, yet present the perfect opportunity for upgrades and value-add improvements.Outdoors, you'll find a spacious yard with room to expand, garden, entertain, or simply enjoy New Mexico skies.

3
BEDS
2
BATHS
1,661
SQFT
0.27
ACRES

Highlights of the impressive Raleigh plan include an open dining area, a great room with center-meet doors leading onto a relaxing covered patio, and a thoughtfully designed kitchen with a walk-in pantry. You'll also appreciate a central laundry and three generous bedrooms, including a stunning primary suite showcasing a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes

4
BEDS
3
BATHS
2,220
SQFT
0.15
ACRES

Highlights of the impressive Raleigh plan include an open dining area, a great room with center-meet doors leading onto a relaxing covered patio, a quiet study, and a thoughtfully designed kitchen with a walk-in pantry. You'll also appreciate a central laundry and three generous bedrooms, including a stunning primary suite showcasing a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes

3
BEDS
2
BATHS
2,220
SQFT
0.14
ACRES

This stunning custom home, thoughtfully built in 2023 on a half-acre, welcomes you with a bright, open floorplan and an expansive kitchen island ideal for entertaining. The spa-like main bathroom showcases a standalone tub and his-and-her sink vanities, complemented by generous walk in closets. Step outside to a huge walled backyard framed by unforgettable sunset views.The perfect gift for the holidays!!

4
BEDS
3
BATHS
2,075
SQFT
0.5
ACRES

Spacious DR Horton ''Pike'' floor plan offering over 3,000 sq ft of comfortable, energy-efficient living! Built with sturdy 2x6 construction, R-38 blown-in attic insulation, refrigerated air, and Energy Star qualifications for year-round efficiency. This open concept layout features a large formal dining room that easily accommodates a 10-person table, perfect for gatherings. The updated kitchen includes newer stainless steel appliances (within the last 5 years) and flows effortlessly into the bright living areas.Upstairs you'll find an oversized primary suite with TWO walk-in closets, plus a massive loft which is ideal as a second living space, game room, or home office. All bedrooms are generously sized with plenty of room to roam throughout.The backyard is built for entertaining

3
BEDS
3
BATHS
3,007
SQFT
0.17
ACRES

Welcome to this stunning single-story home in the Cabezon community! Thoughtfully maintained and upgraded, this home offers both comfort and convenience in an unbeatable location near Intel, Rust Hospital, shopping, restaurants, and schools. Nearly all S/S appliances are less than 3 years old (wall oven excluded). Tankless water heater. Quartz countertops, and backsplash elevate the open kitchen. Natural light solar tubes in the kitchen fill the space with beautiful daylight and a soft glow at night. All blinds stay, plus a custom metal screen door and security screens with UV protection on all windows and the sliding door. Premium lot backing directly to the walking trails of the linear park. Private backyard with tall block fence with no back neighbors. Come take a look!

4
BEDS
3
BATHS
2,721
SQFT
0.2
ACRES

CAPTIVATE YOUR SENSES IN THIS LIGHT-FILLED RIO RANCHO RETREAT. This two-story home offers an inviting flow with high ceilings, a dramatic staircase, two living areas, formal dining, a warm fireplace, and an open kitchen with island and bar seating. The downstairs office can double as a fourth bedroom with a nearby three-quarter bath. Upstairs, enjoy a spacious loft, three bedrooms, and a grand primary suite with an XL walk-in closet, two-way fireplace, jacuzzi tub, shower, and private covered balcony. The backyard frames stunning Sandia views with protected open space behind. This property has been loved and well-taken care of! Additional features include rear storage area with electrical and separate ladder storage, gas line to fire table, 220 outlet on West patio. Come See it Today!

4
BEDS
3
BATHS
3,532
SQFT
0.21
ACRES
$545,000
-10,000$ 03/02

Take in breathtaking Sandia Mountain views from just about every room in this beautiful custom home on a generous 0.5 acre lot. Thoughtfully designed with two inviting living areas, sleek quartz countertops, and beautiful laminate wood flooring. Step outside to a backyard patio perfect for entertaining, where you can relax and enjoy the magnificent mountain views. Additional features include a refreshing splash pool, side yard access, and extra-wide doors for enhanced accessibility. Blending comfort, style, and functionality, this home shines in one of Rio Rancho's most desirable neighborhoods--a truly exceptional place to call home.

3
BEDS
2
BATHS
2,021
SQFT
0.5
ACRES

Welcome to an exceptional residence crafted in 2022 by the acclaimed builder Twilight Homes nestled on a premium 0.71-acre cul-de-sac lot in the distinguished Mariposa Community of Rio Rancho. This elegant single-story home features approximately 2,843 sq ft of living space and delivers a refined blend of modern design, luxury finishes, and panoramic openness. 4 spacious bedrooms and 2.5 bath. 3 car garage, Split floorplan ensures privacy. The great room is bathed in natural light, anchored by a dramatic fireplace and soaring ceilings. Motorized zebra-blinds bring both comfort and sophistication. The chef's kitchen stands out with a massive quartz island, high-end stainless-steel appliances, and a walk-in pantry -- perfect for both entertaining and everyday living. The home backs to op

4
BEDS
3
BATHS
2,843
SQFT
0.71
ACRES
$475,000
-4,900$ 03/06

Welcome to this spacious 5 bedroom home in desirable Cleveland Heights! Built in 2021, popular well designed floorplan including primary suite + additional bedroom on main level, beautiful contemporary tile. Open concept. Sleek, gleaming kitchen with large granite island perfect for entertaining. Upgraded high end stainless steel appliances built-in ovens, & range hood with tile backsplash and pantry. The primary suite located downstairs is private & the spa like master bath with double sinks, huge shower & a large walk-in closet. Flexible loft space upstairs provides multi use of space. It can be a an office, entertainment area, limitless uses. Enjoy your beautiful low maintenance backyard with turf, covered patio with stunning Sandia Mountain view and no neighbors behind you!

5
BEDS
3
BATHS
2,752
SQFT
0.16
ACRES
$506,000
-19,000$ 02/28

This better than new Copper plan includes an open floor plan with many owner upgrades. 3 Beds plus an office, walk-in pantry and a center island, open dining area and a generous great room. A covered patio for entertaining or just relaxing outside. The private owner's suite with large walk in closet and access to the back patio. You'll have no shortage of space for parking and storing your vehicles with a 2-car garage and an oversized RV garage. $35k upgraded large corner lot fully landscaped, hot tub, heated and cooled garage with Epoxy flooring, upgraded refrigerator, all window coverings. Across from neighborhood park. A master-planned community, indoor and outdoor pools, fitness center, parks, 2,200 acre preserve with hike/bike trails and mountain Views.

3
BEDS
2
BATHS
1,950
SQFT
0.19
ACRES

*Back on the market. Buyer Financing Fell Through* Welcome to 3806 Saint Andrews in Panorama Heights. This well-maintained 3-bedroom, 2.5-bath home sits on a spacious lot with mature trees and shrubs, offering versatile outdoor space. Inside, you'll find a generous living area with a wood-burning fireplace and a large, functional kitchen that opens to the dining and living spaces. The primary room includes a spacious sitting area. A sunroom spans the back, ideal for additional living space, storage, or entertaining. The RV pad and storage shed out back provide added flexibility. A new roof installed in 2023 offers lasting value. Conveniently located in Rio Rancho, this move-in-ready home is close to shopping, dining, and services.

3
BEDS
3
BATHS
2,063
SQFT
0.37
ACRES

Tucked within Rio Rancho's Mariposa community, this 4-bedroom, 3.5-bath home is designed for easy living and smart comfort. Two of the bedrooms include full baths, with one on the main level and one upstairs, creating flexible space for guests or multi-generational living.Inside, custom shutters, warm light fixtures, and a fireplace bring character to the open layout. The kitchen features Corian countertops, a large pantry, cooktop, and refrigerator that will stay, along with the washer and dryer. High 10-foot ceilings, dual thermostats, and a finished garage add thoughtful touches throughout.The upstairs primary suite offers a peaceful retreat with its own balcony, soaker tub, and walk-in shower. Outside, a xeriscaped yard and covered patio make for low-maintenance outdoor

4
BEDS
4
BATHS
2,803
SQFT
0.13
ACRES

This spacious 5-bedroom, 3-bathroom home boasts 2,530 sq ft of living space. Enjoy stunning mountain views from the private balcony off the master suite. The large, updated backyard offers a perfect space for outdoor gatherings and relaxation. Inside, the open-concept layout features a bright, inviting living area ideal for family and entertaining. Garage is wired for 240V/EV Charging. Situated in the desirable Northern Meadows neighborhood, with nearby parks, shopping, and dining, this home combines modern comfort with exceptional views. Schedule a showing with your favorite Realtor today.

5
BEDS
3
BATHS
2,520
SQFT
0.23
ACRES

This Beautiful Brand New Clayton Home is Ready for a New Owner it sits on one acre. Close to shopping and yet still feels like country living. In Rio Rancho City Limits and School District. Spectacular views of the Sandias from the back deck. Close to shopping and yet still feels like country living. This four bedroom, three bath home has an open floor plan, nice kitchen, large island with seating, dining area, two living rooms, large primary bath, double sinks in vanity, lots of closet space, solar ready, large laundry room with built in coat rack with storage cubes. Large back deck to enjoy the scenery! All this plus a two car garage. Home is on a permanent foundation and qualifies for FHA, VA & Conventional.

4
BEDS
3
BATHS
2,346
SQFT
1
ACRES

Beautiful 4-Bedroom,2-Bath Home with Private Pool, Walled Yard & Oversized GarageWelcome to this stunning 4 bedroom, 2-bath home that perfectly blends comfort, privacy, and outdoor living. Step inside to an open, light-filled layout featuring modern finishes, spacious living areas, and a seamless flow between indoor and outdoor spaces.The kitchen offers ample counter space, quality appliances, and a functional design that makes cooking and entertaining a breeze. Each of the four bedrooms provides generous closet space, and both bathrooms feature sleek walk-in showers for a contemporary touch.Your private backyard oasis awaits--completely enclosed by a walled yard for peace and seclusion. Enjoy the sparkling pool, a covered patio ideal for outdoor dining or lounging, relaxing.

4
BEDS
2
BATHS
2,025
SQFT
0.29
ACRES

Discover the Bisbee by LGI Homes at Estrella at High Range, a charming single-story home designed with space, comfort, and functionality in mind. Featuring three bedrooms, two full bathrooms and an open-concept layout, the Bisbee offers the perfect setting for making memories with family and friends. From the spacious living room to the separate dining area and chef-inspired kitchen, every detail of this home was crafted to suit your lifestyle. Whether you're hosting dinner or enjoying a cozy night in, this thoughtfully designed layout makes it all easy and enjoyable.The heart of the Bisbee is the modern, chef-ready kitchen, complete with stainless steel Whirlpool(r) appliances, sprawling quartz countertops, a generous kitchen island, and stylish cabinetry.

3
BEDS
2
BATHS
1,553
SQFT
0.16
ACRES

Built in 2022, this stunning two-story home feels brand new and offers exceptional style and comfort throughout. The open-concept layout features a gourmet kitchen with modern finishes that flows seamlessly into the bright living area with large picture windows overlooking the beautifully landscaped backyard. Enjoy outdoor living under the covered patio with extended brick concrete and privacy walls, backing to a walking path with a park just steps away. Upstairs, all bedrooms are spacious, including a luxurious primary suite with a walk-in shower and huge closet with a window. Tile flooring, abundant natural light, and great curb appeal complete the package. Conveniently located near hospitals, shopping, and dining. It's the perfect place to hang your heart. Don't miss this great deal!

4
BEDS
3
BATHS
1,936
SQFT
0.1
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.