VA Loan Eligible Homes in Rio Rancho
Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.
Showing 531 listings in Rio Rancho.
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Don't miss 2516 Milagro Ridge Ct NE, a thoroughly refreshed residence where recent partial flooring replacement and fresh interior paint contribute to a bright, updated atmosphere throughout. The kitchen, central to the home, contains both a practical walk-in pantry and a functional center island. This blend of updates and kitchen utility makes it truly move-in ready.
Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room, dining room and gourmet kitchen, two bedrooms with a shared bath, and a separate primary suite with deluxe private bath and walk-in closet. Conveniences like the mudroom, laundry room, broad kitchen island, built-in pantry and extended covered patio with stacking sliding doors add to the plan's single-floor appeal.
2832 W Island Loop SE, Rio Rancho
PRICE REDUCTION! Welcome home to your stunning 4 bedroom, 3 full bath brick home in the Enclave subdivision, one of Rio Rancho's most sought after neighborhoods. Designed for comfortable living and entertaining, the home features two spacious living areas, a formal dining room, a large chef's kitchen and breakfast nook. A private downstairs bedroom with an adjacent full bathroom provides an ideal setup for guests, multigenerational living, or a home office. The primary suite upstairs is a true retreat with a relaxing jetted tub, two very generous walk-in closets and enormous balcony. Step outside to enjoy the low maintenance backyard with turf and sit in your welcoming gazebo. Rounding out this exceptional home are a 3 car garage and refrigerated air, providing comfort and convenience!
The popular Hemingway plan greets guests with a charming covered front porch. The main floor boasts a formal living room, an inviting great room and an open dining room that flows into a gourmet kitchen with a center island and adjacent mudroom with walk-in pantry. On the second floor, you'll find a central laundry, a versatile loft and four generous bedrooms, including a lavish primary suite with an oversized walk-in closet and deluxe bath.
Luxury, space, and elegance come together in this exceptional home on a sprawling half-acre lot. The chef-inspired kitchen is designed to impress, opening to a sunny family room and breakfast nook. This home features formal dining room, and multiple gathering spaces perfect for entertaining. Enjoy a sophisticated living room, inviting family room, and an expansive upstairs loft offering endless possibilities. The primary bedroom retreat features its own balcony, spa-like ambiance, and dual walk-in closets. 4 beds plus office. Every bedroom boasts a walk-in closet, and the dedicated office provides the ideal work-from-home space, plus a 3-car garage, this remarkable home delivers the perfect blend of comfort, function and refined living. Seller list of improvements, under documents.
Total two-story Cabazon charmer w/light, bright vibe that feels like home! 4/5 Bedroom/office, 2.5bath. This cheerful home features two living spaces a fireplace, sunshine pouring in from every angle. The kitchen is giving fresh & clean w/ ample storage, stainless appliances, gorgeous modern glass back splash. Bedrooms & both full bathrooms are big and bright & primary bedroom comes w/walk-in closet. There's a dedicated dining space for dinner plus a patio, spacious landscaped backyard perfect for pets, plants, or weekend hangs. 2 car garage included. Move in ready, full of charm located close to a park, shopping & eats! It's absolutely perfect for your new home era!!
If you've been searching for a home with space to gather inside and room to grow outside, your search ends here! This beautifully maintained home offers a 3-car garage and open-concept layout with a laundry room including washer and dryer. Inside features carpet and tile flooring, recessed lighting, refrigerated air, and a cozy fireplace. The kitchen offers an oversized island with seating, all appliances, and flows into the living and dining areas. Upstairs, the primary suite includes a walk-in closet and ensuite bath with double sinks and a walk-in shower, along with a Jack and Jill bathroom serving the secondary bedrooms. Outside features a covered patio and spacious walled backyard with dog run and playground. Don't miss the opportunity to make this wonderful Rio Rancho home your own!
New Construction NO PID! Welcome to your dream home in an exclusive neighborhood, where elegance meets modern living! This stunning new construction boasts 4 spacious bedrooms. Natural light pours in through large windows and skylight, creating a warm and inviting atmosphere. Enjoy the ultimate luxury with a walk-in shower and a standalone tub. The covered backyard porch gives a starting point to your canvas, half an acre to let your imagination create your private oasis, while the oversize three-car garage, equipped with 220 power, offers ample space for all your projects. Don't miss your chance to experience this exquisite property--schedule your private tour.
Discover the ultimate blend of elegance and comfort in this magnificent 5-bedroom, 4-bath property, meticulously crafted for a lifestyle of luxury. Nestled in a sought-after location, this new construction showcases soaring high ceilings, expansive large windows, and skylights that create a bright, airy atmosphere. Culinary enthusiasts will adore the chef's dream kitchen featuring two kitchens and a spacious walk-in pantry. Relax in the inviting great room or host guests in the separate casita, designed for privacy and convenience. With backyard access, a refreshing walk-in shower, and an oversized garage, this multi-generational estate offers endless possibilities. Embrace refined living in this exceptional gem today!$10,000 TOWARDS RATE BUY DOWN
Welcome to this inviting Rio Rancho home offering comfortable living, valuable updates, and versatile space throughout. Enjoy a $3,000 credit at closing with an acceptable offer, providing the perfect opportunity to refresh the stair carpet or put toward flooring upgrades. Big-ticket improvements include a newer roof (2022), refrigerated air, and a newer water heater. The open living area creates a welcoming gathering space, while the beautifully landscaped backyard is ideal for relaxing or entertaining. Upstairs, a spacious loft offers flexible room for a second living area, home office, or playroom. The primary suite features a walk-in closet, and additional updates include a newer washer, dryer, and refrigerator, along with an ADT alarm system. All appliances stay, making this home truly move-in ready. Conveniently located near Sandoval Regional Medical Center, Cleveland High School, grocery stores, gas stations, restaurants, and everyday amenities.
Modern, All-Electric & 1/2 Acre Rio Rancho New Construction! Welcome to the Santa Fe Plan by Amreston Homes. Sprawl out in this 1,888 sq. ft., 4-bed, 2.5-bath home blending space, Build Green NM standards, and immense all-electric efficiency. The bright, 9' ceiling open layout features granite counters, main-area tile, and 2'' white faux blinds. The kitchen boasts a large island, walk-in pantry, and premium cabinetry upgraded with dovetail, soft-close drawers and sleek satin nickel hardware. This home also has a great sized covered patio, soft water readiness, and a hot water recirculation pump. Sited on a 1/2-acre lot, it includes 200 linear feet of block wall with massive space for your RVs/ATVs. Est. completion November 2026. Tour today!
Modern, All-Electric New Construction on a 1/2 Acre! Welcome to the Olive Plan by Amreston Homes. Discover the perfect balance of size, efficiency, & outdoor freedom in this 1,523 sq. ft., 3-bedroom, 2-bathroom home. Built to the standards of NM Build Green, this fully all-electric design delivers immense energy efficiency & long-term utility savings. Step inside to a bright, open-concept layout accented by granite countertops throughout, durable tile flooring spanning the main living spaces, & a cohesive design package featuring striking black hardware, lighting, fixtures & 2'' white faux wood blinds throughout. Situated on a sprawling half-acre lot, this property includes 200 linear feet of block wall, leaving you ample space to park your RVs, ATVs, & outdoor toys. Call and tour today!
Modern, All-Electric & 1/2 Acre Rio Rancho New Construction Home ~ Welcome to the San Juan Plan by Amreston Homes: This 1,651 sq. ft. all-electric home blends immense energy efficiency with Build Green NM construction. Home is situated on a half-acre lot with low-maintenance front yard landscaping, with 200 linear feet of block wall included, and ample room for RVs/ATVs. The open concept home features kitchen with island, stainless steel appliances, & upper/lower cabinetry. Granite countertops span throughout the entire 3-bed, 2.5-bath layout. Modern color palette finishes, great sized covered patio, soft water readiness, and a hot water recirculation pump. Live efficiently, live boldly. Call today for your exclusive showing.
*NEW PRICE! Brand new Carpet and fresh interior paint throughout the home makes it feel clean, refreshed and move-in-ready!Welcome to this spacious home located in Enchanted Hills offering views of the Sandia mountains, 4 bedrooms, 3 car garage, refrigerated air, and RV/side parking! This functional layout provides comfortable living space with great natural light. Step outside to a lovely backyard with a covered patio, and low maintenance landscaping. Conveniently located near shopping, dining, schools and parks. Come check out this spacious house today!
Welcome to Amreston's San Juan Plan: This 1,651 sq. ft. all-electric home blends immense energy efficiency with NM Build Green construction. Home is situated on a half-acre lot with low-maintenance front yard landscaping, with 200 linear feet of block wall included, and ample room for RVs/ATVs. The open concept home features kitchen with island, stainless steel appliances, & upper/lower cabinetry. Granite countertops span throughout the entire 3-bed, 2.5-bath layout. Modern color palette finishes, great sized covered patio, soft water readiness, and a hot water recirculation pump. Live efficiently, live boldly. Call today for your exclusive showing. Estimated Completion October 2026.
Modern, All-Electric & 1/2 Acre Rio Rancho New Construction home: Welcome to the Olive Plan by Amreston Homes. Discover the perfect balance of size, efficiency, and outdoor freedom in this stunning 1,523 sq. ft., 3-bedroom, 2-bathroom home. Built to the standards of NM Build Green, this fully all-electric design delivers immense energy efficiency and long-term utility savings. Step inside to a bright, open-concept layout accented by sleek granite countertops throughout and durable tile flooring spanning the main living spaces. Situated on a sprawling half-acre lot, this lot features and includes 200 linear feet of block wall with ample space for you to bring your RVs, ATVs, and outdoor toys. Call today about your exclusive showing/tour. Estimated completion October 2026.
Nestled in the highly sought-after Stonehenge Estates, this beautifully customized Charter home blends timeless design with exceptional quality and comfort. Offering five bedrooms, spacious living areas, and a thoughtfully redesigned kitchen, the home was built for both everyday living and effortless entertaining. Step outside and discover what truly sets this property apart, a backyard that feels more like a private garden than a typical subdivision lot. Winding walkways, shade trees, vibrant gardens, and inviting patios create an extraordinary outdoor setting that's perfect for morning coffee, evening gatherings, or simply enjoying the beauty of every season. Ideally located near schools, shopping, dining, parks, golf, this is a rare opportunity to own one of RR most cherished homes
*** NEW PRICE! NOW OFFERED AT $599,900 -- Exceptional value for approximately 3,875 sq. ft., 6 bedrooms, 5 bathrooms, and a rare 3-car garage in desirable Cabezon! ***Beautiful move-in ready Pulte-built home in the desirable Cabezon community of Rio Rancho offering approximately 3,875 sq. ft. with 6 bedrooms and 5 bathrooms. Pride of ownership shows throughout this well-maintained residence featuring an open-concept floor plan ideal for everyday living and entertaining. The bright main living area features soaring ceilings and an oversized statement ceiling fan enhancing the spacious feel. The kitchen opens to the living and dining areas with generous cabinetry and counter space. Large bedrooms provide flexibility for guests, office, or multigenerational living. The primary suite offers comfort and privacy. Rare 3-car garage provides excellent storage. Conveniently located near parks, schools, shopping, dining, and major commuter routes in Rio Rancho.
Experience modern luxury in this brand-new, never-lived-in Silver Creek II by Pulte Homes! Filled with natural light and designer finishes, this exceptional home features a chef-inspired kitchen with KitchenAid stainless gas cooktop, vent hood, wall oven, microwave, dishwasher, and refrigerator. Elegant 42'' cabinetry with rollouts, striking black granite countertops, a waterfall-edge island, and stylish tile backsplash create a stunning centerpiece. Enjoy a private den with French doors, 8' interior doors, upgraded ceramic tile flooring throughout (no carpet!), and a spacious 2.5-car garage with extra storage. Ideally situated near open green space and a beautiful 3-acre community park with basketball courts and covered picnic areas. A must-see opportunity!
Designed with flexibility and comfort in mind, the Venice by D.R. Horton features two private primary suites located on opposite sides of the home, making it an ideal floor plan for multi-generational living, long-term guests, or anyone seeking additional privacy.This beautifully designed home offers 4 bedrooms, 3 full bathrooms, and a spacious 2-car garage with an open-concept layout that seamlessly connects the great room, dining area, and chef-inspired kitchen. The kitchen is appointed with built-in Whirlpool appliances, elegant pendant lighting, abundant cabinetry, a large center island, and a generous walk-in pantry--perfect for entertaining or everyday living.Designer finishes throughout include soaring 11-foot ceilings in the living room, 8-foot interior doors, and ceramic tile!
The Santa Rosa is a thoughtfully designed single-story home offering approximately 1,880 square feet with open-concept living and comfortable private retreats. A defined foyer opens into the great room, kitchen, and dining area, creating a bright connected layout for everyday living and entertaining. The kitchen includes a central island, generous counter space, walk-in pantry, and direct connection to the dining area. The privately positioned owner's suite features a spacious bedroom, spa-inspired bath, dual vanities, walk-in shower, and oversized walk-in closet, while secondary bedrooms and a flexible front room support guests, work, media, or fitness space. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.
Don't miss your opportunity to see this great single story home in Rio Rancho! This home features an open-concept floor plan with updated flooring, modern finishes, and abundant natural light. The spacious kitchen overlooks the living area with a convenient breakfast bar, while French doors provide easy access to the backyard. Conveniently located near parks, schools, shopping, and dining, this home offers comfort, style, and everyday convenience. Schedule your showing today!
***Seller is offering $10,000.00 Buyer Credit.*** Beautiful Brand New Clayton Home will be ready for New Owner in November of 2026. Home sits on one acre. Close to shopping and yet still feels like country living. Gorgeous views of city and mountains. In the county but still in Rio Rancho School District. Home comes with four bedrooms, two baths, an open concept living room, large kitchen with a center island. Some of the other features are full set of Stainless Steel Kitchen Appliances, Smart Thermostat, Refrigerated Air. Spacious owners suite with luxury bathroom that has a long soaking tub and walk in shower. All of this plus a Two Car Oversized Garage. The Home is on a Permanent Foundation that qualifies for VA, FHA and Conventional loans.
MOVE-IN READY! Discover the space and upgrades you've been looking for in this 2,113 sq. ft. Mariposa home featuring 5 bedrooms, 3 bathrooms, and a 3-car garage. The open kitchen is designed for everyday living and entertaining with stainless steel appliances, Premier cabinets with Shaker crown molding, Miami Vena Quartz countertops, and an Ice Gloss tile backsplash. Staggered tile flooring flows through the main living areas and walkways, creating a clean, upscale look. Step outside to a covered patio with a dry sauna and enjoy wide-open desert views from the backyard. Additional features include a tile roof, tankless water heater, and Samsung washer and dryer. Mariposa residents enjoy indoor and outdoor pools, a fitness center, and an easy commute to Albuquerque (25 minutes) or Santa Fe (45 minutes).
***Seller is offering $10,000.00 Buyer Credit.*** Beautiful Brand New Clayton Home will be ready for New Owner in November of 2026. Home sits on one acre. Close to shopping and yet still feels like country living. Gorgeous views of city and mountains. In the county but still in Rio Rancho School District. Home comes with four bedrooms, two baths, an open concept living room, large kitchen with a center island. Some of the other features are full set of Stainless Steel Kitchen Appliances, Smart Thermostat, Refrigerated Air. Spacious owners suite with luxury bathroom that has a long soaking tub and walk in shower. All of this plus a Two Car Oversized Garage. The Home is on a Permanent Foundation that qualifies for VA, FHA and Conventional loans.
***Seller is offering $10,000.00 Buyer Credit.*** Construction is done and this Beautiful Brand New Clayton Home is ready for a New Owner! The home sits on one acre. Close to shopping and yet still feels like country living. In Rio Rancho City Limits and School District. Gorgeous views of mountains from back deck. Inside the City Limits of Rio Rancho. Home comes with four bedrooms, two baths, an open concept living room, large kitchen with a center island. Some of the other features are full set of Kitchen Appliances, Smart Thermostat, Refrigerated Air. Spacious owners suite with nice bathroom with separate tub and walk in shower. All of this plus a Two Car Garage. The Home is on a Permanent Foundation that qualifies for VA, FHA and Conventional loans.
Enjoy breathtaking views of the Sandia Mountains and sparkling city lights from this exceptional 3-bedroom, 2.5-bath home on private cul-de-sac. Featuring two living areas, a formal dining room/flex room and a spacious kitchen with breakfast nook that opens to family room with fireplace. The dramatic entry showcases soaring cathedral ceilings, wood tile flooring and beautiful windows and skylights, offering abundant natural lighting throughout. The primary suite offers a private balcony with breathtaking views, along with en-suite bath featuring a separate jetted tub, walk-in shower and three walk-in closets. Generously sized secondary bedrooms, low maintenance landscaping, storage shed, stunning views and room to roam! Newer air units installed in 2024.
4 BR, 2 BA Spacious home, CITY WATER, REF, Washer & Dryer, Open FL PLN, vaulted ceilings, Large primary suite includes generously sized bathroom, Walk-in closet, DBL carport, storge shed, fully fenced on half an acre, gas furnace and H2O heater, upgraded insulation, dormer, covered front porch with disability access and so much more! Conveniently located. Some photos have been virtually staged and/or AI enhanced.
Seller to pay off solar OR give $15K flex cash to the buyer to use towards temporary or permanent rate buy down, upgrades to the property, or closing costs. Welcome to this single-story Amrep home in River's Edge II, offering 3 bedrooms, 2 baths, air conditioning, and fresh 2025 upgrades including full replumb and new flooring in common areas. Multiple living spaces, a cozy fireplace, and a private primary suite elevate everyday comfort. The new owner will enjoy instant equity with some updating. Enjoy a landscaped lot with mountain views in an established Rio Rancho neighborhood close to major routes, shopping, dining, and amenities.
5825 Chaco Loop NE, Rio Rancho
NO HOA, NO PID, plus a 3 Car Tandem garage! Single story 3-bedroom, 2-bathroom home in Northern Rio Rancho! Featuring a desirable open-concept floor plan, this home offers spacious living areas and abundant natural light. The kitchen opens seamlessly to the living and dining spaces, creating an ideal layout for everyday living and entertaining. Enjoy added privacy with no rear neighbors and a shaded backyard ready for relaxation or outdoor gatherings. Plus recent upgrades included Refrigerated AC. This property offers flexibility and freedom while remaining close to parks, schools, shopping, dining, and commuter routes. This area is rapidly growing and here is your chance to be near it all!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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