VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 531 listings in Rio Rancho.

Refine
531 Properties
Page 17 of 18

PRICE IMPROVEMENT!!! Come see this beautiful home! Designed entirely around the art of entertaining. The kitchen is specifically for a professional chef, the heart of this residence is a spectacular culinary kitchen centered around a specialized, high-end stove capable of handling your grandest cooking and baking ambitions. The expansive, open-concept kitchen layout flows seamlessly into the living spaces, creating the ultimate environment for hosting unforgettable gatherings and dinner parties. Every inch of this chef's paradise combines premium functionality with a warm, welcoming atmosphere, making it a dream come true for food lovers and frequent hosts alike. well-maintained home features tankless water heater, water softener and the primary closet includes custom California Closets design. The home offers three spacious bedrooms plus a versatile flex room that can be used as an office or guest bedroom. High ceilings add to the open feel throughout the home with plenty of natural light, and a functional layout. Close to Shopping, Entertainment , Restaurants and parks.

3
BEDS
3
BATHS
2,327
SQFT
0.27
ACRES

Welcome to this beautifully updated home in the highly desirable Rio Rancho area--offering comfort, space, and freedom with no HOA. Inside, you'll find fresh paint and new carpet throughout, creating a clean, move-in-ready feel. The updated kitchen features granite countertops and ample space for cooking and entertaining, while the remodeled primary bathroom provides a modern, relaxing retreat.Major upgrades include a new roof and a new septic tank! New furnace, giving added peace of mind. The finished 2-car garage offers flexibility for storage, hobbies, or a workspace.Situated on over half an acre, this property provides rare space with convenient backyard access, a long driveway, and plenty of parking for vehicles, RVs, or toys. Go check this one out before it is gone

3
BEDS
2
BATHS
1,947
SQFT
0.59
ACRES

The home is not yet built, and the building will begin in October. The home is 3 bedrooms, and 2 full baths. Open floor plan with a spacious living area that flows into the dining room and kitchen. Ideal for everyday living and entertaining. The kitchen has builder upgrades and plenty of counter space and cabinet space. The primary suite has a private bath and ample closet space. Conveniently located near shopping, dining, and local amenities. Make it yours today!

3
BEDS
2
BATHS
1,649
SQFT
0.07
ACRES

Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.

3
BEDS
2
BATHS
1,293
SQFT
0.19
ACRES

Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.

3
BEDS
2
BATHS
1,293
SQFT
0.19
ACRES

You do not want to miss viewing this 5 year old Pulte home! Motivated seller & PRICED to sell! This home sits on a spacious corner lot in Rio Rancho, offering breathtaking views of the Sandia Mountains & Abq city lights. Featuring 4 bedrooms and 3 bathrooms, the versatile layout includes two primary suites--one on the main level & another upstairs--perfect for multi-generational living or accommodating guests. The open-concept living space is filled with natural light, highlighted by soaring two-story ceilings and a dramatic second-floor overlook that adds both space and architectural appeal. A dedicated downstairs office offers flexibility and can easily function as a 5th bedroom. This home includes a 2-car garage and plenty of room to spread out inside and out! Schedule your tour today!

4
BEDS
4
BATHS
3,126
SQFT
0.23
ACRES

The home is under Construction. The home is 3 bedrooms, and 2 full baths. Open floor plan with a spacious living area that flows into the dining room and kitchen. Ideal for everyday living and entertaining. The kitchen has builder upgrades and plenty of counter space and cabinet space. The primary suite has a private bath and ample closet space. Conveniently located near shopping, dining, and local amenities. Make it yours today!

3
BEDS
2
BATHS
1,442
SQFT
0.06
ACRES

Welcome to this well maintained 3 bedroom, 2 bath home in the desirable Lomas Encantadas neighborhood of Rio Rancho. This home offers a comfortable, modern layout with quality finishes and everyday functionality in a highly rated school district. Inside, you'll find an open living, dining, and kitchen space designed for easy entertaining and daily living. The kitchen features granite countertops, generous cabinetry, and seamless flow into the main living area, while custom wood blinds and refrigerated air add comfort and style throughout. Step outside to a fully landscaped backyard with no rear neighbors, creating a private setting perfect for relaxing evenings or weekend gatherings. Conveniently located near shopping, restaurants, and I-25 for a quick commute to Albuquerque and Santa Fe.

3
BEDS
2
BATHS
1,831
SQFT
0.12
ACRES

Hurry! The Albuquerque International Balloon Fiesta is October 3 this year! Grab your coffee and a blanket and enjoy from your own private front row seat!! Beautiful 6 bedroom home with attached casita, gorgeous mountain views, and a flexible floorplan set on a half-acre lot. A warm and welcoming private courtyard creates an inviting entrance and sets the tone for the rest of the home.The casita offers its own comfortable living area, bedroom, bath and a kitchenette, providing a private and versatile space for a variety of living or workspace needs. The open kitchen is both functional and inviting, featuring granite countertops and two walk-in pantries for abundant storage. Upstairs, the primary suite includes a separate sitting area and a private balcony with breathtaking mountain views

6
BEDS
5
BATHS
3,240
SQFT
0.5
ACRES

Now offering a $4,000 buyer credit- an excellent opportunity to personalize the outdoor space, reduce closing costs, or offset nearly two years of solar payments. Welcome to this inviting 3-bedroom, 3-bathroom home in Lomas Encantadas. Built in 2023, this newer home features a split floorplan with the primary suite separated for added privacy. The kitchen offers stainless steel appliances, a large island, and an updated backsplash, perfect for everyday living and entertaining. The spacious primary suite includes a comfortable bath and walk-in closet. Secondary bedrooms are well-sized with flexible use options. Step outside to enjoy a covered patio with beautiful Sandia Mountain views. Additional features include a 3-car garage, gutters installed in 2025, and leased solar at $169/month.

3
BEDS
3
BATHS
2,108
SQFT
0.19
ACRES

The Sophia is a well-designed one-story new home floorplan in Rio Rancho, New Mexico-- where convenience meets charm. Offering 3 bedrooms, 2 bathrooms, and a 2-car garage within 1,420 square feet, the Sophia is tailored for relaxed living with just the right amount of space. Curb appeal shines through with exterior elevation options that reflect a modern desert aesthetic. Inside, the Sophia's layout centers around a fluid, open-concept space that merges the kitchen, dining, and living areas. The kitchen comes equipped with a spacious kitchen island, a decorative tile backsplash, Whirlpool(r) stainless steel appliances and coordinated cabinetry. Large windows bring in natural light, and the generous living space is perfect for winding down or welcoming company.

3
BEDS
2
BATHS
1,420
SQFT
0.13
ACRES

A rare opportunity to own a private custom retreat on approximately 2.83 acres in Rio Rancho. This distinctive 4-bedroom, 4-bath, 3,444-square-foot two-story home offers the space, privacy and views that are increasingly difficult to find. Designed for both everyday living and entertaining, the home features generous living spaces, a movie theater, spacious bedrooms, walk-in closets and beautiful views that can be enjoyed from the home and balconies.Outside, the expansive acreage creates a true sense of privacy and endless possibilities for enjoying the New Mexico lifestyle. A 3-car garage provides abundant parking and storage, while the property's private setting offers room to relax, entertain, garden or simply take in the surrounding scenery.Recent improvements include a new (July 2026)septic system, new July (2026)garage doors, stucco (June 2026)improvements and refreshed landscaping. With its custom character, substantial acreage, views and convenient Rio Rancho location, this is far more than a typical subdivision home it is a ONE OF A KIND PROPERTY waiting for its next owner to make it their own. Come experience the space, privacy and views for yourself. This unique Rio Rancho retreat is waiting for you!!!!

4
BEDS
4
BATHS
3,444
SQFT
2.83
ACRES
$341,015

3652 Queen Court: Discover the perfect balance of open space and functional design in this brand-new, 2-story-attached home featuring the popular Amethyst floor plan, this home is situated in a prime location directly across from King Meadows Park. This version of the Amethyst plan offers 3 spacious bedrooms and a large upstairs loft, perfect for a home office, gym, or second living area. Designed for the home chef with granite countertops & stainless-steel appliances. NM Build Green Gold Certified, ensuring your home is energy efficient & built to the highest environmental standards. Includes a 2-car garage, a dedicated laundry area, and easy-to-maintain yards so you can spend your weekends enjoying the park.Call for your private tour.

3
BEDS
3
BATHS
1,761
SQFT
0.06
ACRES

Exceptional, upgraded, and move-in ready, 4528 Skyline Loop NE delivers a rare combination of comfort, value, and pride of ownership. With more than $70,000 in updates, upgrades, and improvements, this home stands above the competition and offers buyers the confidence of major enhancements already completed. Enjoy fully paid-off solar, a paid-off water softener, and a beautifully designed outdoor retreat with a deck, pergola, pond, sprinkler system, and outdoor ceiling fan. The interior offers a refined, welcoming feel with thoughtful updates that enhance both style and functionality. Most furnishings may convey, making this a possible turnkey opportunity for the right buyer. Seller is offering a $5,000 buyer concession with a strong offer. A truly special home, priced to attract attention

4
BEDS
2
BATHS
1,959
SQFT
0.15
ACRES

Amazing Location west of Rust hospital! Possible assumable 2.25% VA loan! Details in LO/SO comments. Beautiful, spacious 3/3 Mediterranean home. Fresh paint on the interior! The living, kitchen and dining spaces tie together and are perfect for entertaining. The 1/2 acre property is ready for your vision. The master suite has a large closet, jetted tub and separated sinks. Enjoy Cathedral ceilings, arched doorways and a large statement fireplace.

3
BEDS
3
BATHS
2,196
SQFT
0.5
ACRES

Don't miss the chance to make this VIEW property yours! 3bd+office custom home w/ POOL, EZ care yard with Sandia views! Heated Sunroom + heated/cooled flex room with 3/4 bath. A true chef's kitchen with Viking 60'' range, matching s/s hood & S/S appl. 2 pantries & an island ensures meal prep & entertaining is a breeze. ALL TILE floors gives a seamless flow to the home. Owner remodeled the FP with contemporary gray/white stacked stone. STUNNING! The salt water pool has everything you'd want: in ground cleaning system, solar heating, a slide, motorized cover & (removable) safety fencing. The Gazebo is oriented to provide the perfect spot to watch the changing colors on the Sandias. Oversized garage is 800 SF & there is a RV drive w/ hookups. Much to appreciate, come see for yourself!

3
BEDS
4
BATHS
2,480
SQFT
0.5
ACRES

**Seller is offering $10k concession with acceptable offer!** PLUS 4.7% Assumable VA Mortgage! Welcome to this stunning 3 bedroom, 2.5 bath home built in 2022 located in the highly desirable Los Diamantes neighborhood of Rio Rancho! The recently landscaped backyard with added gas fire pit backs up to walking trails, making it a cozy space to unwind and entertain with family and friends. The open concept living area boasts plenty of space and a seamless flow for easy entertaining. The kitchen is equipped with modern appliances and ample counter space, making it a chef's dream. Located in a quiet and friendly neighborhood, just a few doors down from a great park, you'll be just minutes away from schools, shopping, and all the amenities Rio Rancho and Albuquerque have to offer!

3
BEDS
3
BATHS
1,883
SQFT
0.1
ACRES

This home makes an unforgettable first impression with its grand foyer and spacious, thoughtfully designed layout. This single-story home features 3 bedrooms, 3 bathrooms, and a versatile flex space perfect for a home office, gym, or hobby room. The Jack-and-Jill bathroom adds convenience for the secondary bedrooms, while the expanded primary suite creates a true retreat -- complete with generous space and a spa-like bath.Designed with both comfort and connection in mind, the open-concept kitchen and living areas flow seamlessly to the expanded covered patio, perfect for enjoying New Mexico's beautiful weather year-round. It's no surprise the Tiffany is an award-winning plan -- blending thoughtful design, modern style, and everyday livability into one stunning home.

4
BEDS
3
BATHS
3,058
SQFT
0.18
ACRES

Discover a home where thoughtful upgrades meet timeless New Mexico style. Located in the newest phase of Lomas Encantadas in Rio Rancho, this 3-bedroom gem features an expanded owner's suite, natural skylights, and sage green natural stone accents that bring a warm, earthy feel to its modern exterior.✨ Highlights You'll Appreciate:✅ Expanded Owner's Suite - A peaceful retreat with room to stretch and settle in✅ 3-Car Garage with Overhead Storage - Smart storage for tools, gear, and everything in between✅ Skylights - Flood your home with natural light and positive energy✅ Covered Patio - Enjoy year-round outdoor living under the New Mexico sky✅ Upgraded Exterior with Stone Accents - Unique curb appeal with a natural touch

3
BEDS
3
BATHS
2,334
SQFT
0.18
ACRES

Step into comfort and flexibility in this beautifully designed 3-bedroom home with a private junior suite--perfect for guests, multigenerational living, or a quiet retreat. Located in the newest phase of Lomas Encantadas in Rio Rancho, this home blends thoughtful features with timeless New Mexico charm.✨ Why You'll Love It:✅ Added Junior Suite with Full Bath - A private space for guests or extended family✅ 3-Car Garage with Overhead Storage - Room for vehicles, gear, and more✅ Skylights - Let the natural light pour in for a bright and airy feel✅ Covered Patio - Your perfect outdoor escape for morning coffee or sunset views✅ Upgraded Quartz Countertops - Sleek, durable, and effortlessly stylish

4
BEDS
4
BATHS
2,343
SQFT
0.18
ACRES

Located in central Rio Rancho, situated on expansive 1/2 acre, sits your dreamy modern farmhouse! Cozy open kitchen, living & dining area with custom fireplace, large picture windows & 8ft sliding doors merging indoor & outdoor living. Soft luxury with stunning Sandia Mountain views! The chef's kitchen features Cafe appliances, top-quality finishes & a dream butler pantry. Unique floor plan offers space for everyone, including a large primary suite with walk-in closet connected to laundry & spa-like bath with double vanity, separate shower & soaking tub. Additional living space between bedrooms plus front bedroom for guests or office. On paved road with city utilities, it's the ONE!

4
BEDS
3
BATHS
3,050
SQFT
0.5
ACRES

GREAT financing opportunities are now available through our preferred in-house lender, DHI Mortgage, plus you'll receive $5,000 toward your closing costs! The Venice by DR Horton is a beautifully designed 3-bedroom, 2.5-bath home with a spacious 3-car tandem garage and an open layout ideal for both everyday living and entertaining. The bright great room and dining space connect effortlessly to a chef-inspired kitchen featuring Whirlpool appliances, a built-in wall oven, upgraded cabinetry, pendant lighting & a large pantry. Ceramic tile runs throughout the kitchen, dining, living & wet areas. The private primary suite includes dual vanities, a spacious tiled shower with bench & a generous walk-in closet. Enjoy elevated features like 11-foot ceilings & 8-foot interior doors PLUS MORE!

3
BEDS
3
BATHS
1,888
SQFT
0.12
ACRES

10K CREDIT to buyer. Beautiful custom built home on a half acre with beautiful Sandia Mountain views just off Broadmoor Blvd. Backyard includes a detached casita with a mini split and electricity connected. Interior features a striking floor-to-ceiling stacked stone fireplace, jetted tubs in both bathrooms, and a tiled walk-in shower in the primary suite. Water heater was replaced August 2023. Spacious backyard includes a covered patio, a water feature (operational but not recently used) and a small playground area. The garage opens from both sides allowing access to the backyard.

3
BEDS
2
BATHS
2,527
SQFT
0.5
ACRES

Welcome to the opportunity to build your dream home on a spacious 0.50-acre lot with breathtaking, unobstructed views of the city and the Sandia Mountains. This thoughtfully designed custom home offers approximately 2,965 sq. ft. of heated living space with expansive outdoor living areas and a large 4-car tandem garage, creating a total footprint of over 4,400 sq. ft. The proposed floor plan showcases four spacious bedrooms, three bathrooms, a dedicated home office, multiple living areas, and a chef-inspired kitchen with an oversized island and optional butler's kitchen featuring premium appliances, prep sinks, double ovens, wine storage, and a generous walk-in pantry.

4
BEDS
3
BATHS
2,965
SQFT
0.5
ACRES

Discover modern desert living in this Westway home in Rio Rancho's desirable Vista Entrada area. Situated on a .62-acre lot, this property offers space to breathe while enjoying beautiful Sandia Mountain views from the backyard. The open-concept floor plan is ideal for everyday living and entertaining, featuring a Bosch-equipped kitchen, large island, Level 5 Silestone countertops, and upgraded cabinetry. The private primary suite includes a garden tub, separate shower, double sinks, and walk-in closet. Outside you'll find a walled backyard with raised privacy walls and a custom metal gate providing backyard vehicle access. A 3-car garage offers plenty of room for vehicles, storage, or a workshop.

3
BEDS
3
BATHS
1,995
SQFT
0.62
ACRES

Discover the Somerton by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan offers four bedrooms and three bathrooms, including a luxurious master suite upstairs that serves as your private retreat--complete with natural light, a seamless en-suite bathroom, and an expansive walk-in closet. With an additional bedroom on the main floor, this home is perfect for guests or flexible living.The open-concept layout effortlessly connects the upgraded kitchen, dining, and family rooms, making everyday living and entertaining simple and enjoyable. The chef-ready kitchen features Whirlpool(r) stainless steel appliances, a large island, and beautiful quartz countertops, all included with LGI Homes' CompleteHome(tm) package.

4
BEDS
3
BATHS
2,257
SQFT
0.37
ACRES

Views, Views and more Views,Set on one of the best view lots in Vista Entrada, this beautiful custom home offers spectacular scenery from the main living area, breakfast nook, kitchen and primary suite. This spacious 4 bedroom,5 bath home features over 4 thousand sq feet with all bedrooms on the main level and primary suite privately located on one side of the home. Each secondary bedroom includes its own bathroom with additional living area nearby for comfort and flexibility. Upstairs, the huge loft includes a balcony, full bath, incredible views, can be ideal for an office, media room, guest space or fifth bedroom. The p;rimary suite is a true retreat complete with panoramic views and its own fireplace. other features of the home include beamed ceillings, vigas, surround sound, formal dining room, breakfast nook, two fireplaces and a great layout for everyday living and entertaining. A must see home with views that never get old.

4
BEDS
5
BATHS
4,053
SQFT
0.52
ACRES

Spacious and accommodating, the two-story Moonstone plan features an open-concept main floor and four charming bedrooms upstairs. Just off the entryway, you'll find a secluded study with a nearby powder room. Toward the back of the home, a great room flows into an inviting kitchen with a center island and adjacent dining room. Upstairs, a loft offers a versatile common area, and a sprawling owner's suite includes an attached bath and walk-in closet. Covered patio also included

5
BEDS
3
BATHS
2,630
SQFT
0.18
ACRES

Welcome to the Stella floor plan, a beautifully designed new construction home offering 1,883 square feet of spacious multi-story living. This thoughtfully crafted layout features an open-concept main living area that seamlessly connects the kitchen, dining, and living spaces--perfect for entertaining and everyday comfort.The primary suite is a true retreat, complete with a large garden soaking tub. Generous bedrooms, modern finishes, and abundant natural light create a warm and inviting atmosphere throughout the home.

4
BEDS
3
BATHS
1,883
SQFT
0.12
ACRES

Discover your dream home in the heart of Rio Rancho, where elegance meets functionality in this custom-built masterpiece. Set on a generous half-acre lot with convenient backyard access, this residence presents an ideal blend of luxury and versatility. With potential for five bedrooms, there's ample space to accommodate family, guests, or create the perfect home office. Step inside to find a thoughtfully designed interior that boasts spacious and light-filled rooms. The crowning jewel is the expansive primary suite featuring an enormous walk-in closet--your fashion haven awaits! Architectural details throughout exude sophistication while maintaining a warm and inviting atmosphere. Outside, your personal oasis awaits with opportunities for gardening, entertaining,

4
BEDS
4
BATHS
2,824
SQFT
0.5
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo
Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.