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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 406 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to a home that truly has it all--located in the newest phase of Lomas Encantadas in beautiful Rio Rancho! This thoughtfully designed 3-bedroom, 2.5-bathroom home offers plenty of space, smart storage solutions, and natural light that shines from every corner--literally.Set in the expanding community of Lomas Encantadas, you'll enjoy a scenic setting with nearby parks, trails, and all the conveniences Rio Rancho has to offer. With upgraded finishes and room to grow, this home is a perfect match for families, professionals, and anyone who appreciates smart design and sunny living.

3
BEDS
3
BATHS
2,075
SQFT
0.17
ACRES

Welcome to 921 Country Club Dr, an updated condo in the Fairways Condominium Community! A light & bright floor-plan filled with updates. Throughout the home you will find updated flooring and fresh paint. The kitchen is equipped with stainless steel appliances and natural light that opens up to a large living space. A jack & jill set up for the bathrooms enables functionality for both bedrooms. Both bathrooms have updates vanities & mirrors. The community is the cherry on top, filled with mature trees, grass and a swimming pool! You will also have your personal parking space which is located in front of the condo. SCHEDULE YOUR SHOWING TODAY!

2
BEDS
2
BATHS
970
SQFT

Highlights of this ranch-style Copper plan include a flex room that has been converted to a fourth bedroom, a well-appointed kitchen showcasing a walk-in pantry and a center island, an open dining area and a generous great room. A covered patio offers ample opportunities for entertaining while an impressive owner's suite provides residents with the ability to enjoy privacy and quietude. You'll have no shortage of space for parking and storing your vehicles with a 2-car garage and an RV garage. This home includes a garage service door, French doors at flexroom, AC in the garage and double sinks in the owner's bath.

3
BEDS
2
BATHS
1,950
SQFT
0.18
ACRES
$499,990
-20,000$ 02/27

Welcome to the Inspiration. This beautiful home features 3 bedrooms with a study, and 3 bathrooms. The home features a gas fireplace- perfect for entertaining or those cozy nights in. The open layout connects the modern kitchen, dining, and family room seamlessly. Private owner's suite includes walk-in Super Shower.

4
BEDS
3
BATHS
1,911
SQFT
0.12
ACRES

With its blend of elegance and ease, the Larimar floor plan is the perfect choice for entertaining. At the heart of this home, you'll find an inviting great room with center-meet doors leading onto a relaxing covered patio. An adjacent dining area flows into an impressive kitchen with a convenient island and a roomy pantry, and a spacious primary suite showcases an attached bathroom and a walk-in closet. This home is built with a study and third bathroom.

3
BEDS
3
BATHS
1,872
SQFT
0.17
ACRES

Highlights of this ranch-style Copper plan include a flex room that has been converted to a fourth bedroom, a well-appointed kitchen showcasing a walk-in pantry and a center island, an open dining area and a generous great room. A covered patio offers ample opportunities for entertaining while an impressive owner's suite provides residents with the ability to enjoy privacy and quietude. You'll have no shortage of space for parking and storing your vehicles with a 2-car garage and an RV garage. This home includes a garage service door, cabinets in the mudroom and laundry room and double sinks in the owner's bath.

4
BEDS
2
BATHS
1,950
SQFT
0.18
ACRES

The ranch-style Cassandra plan showcases an open, inviting layout featuring a great room, a dining nook and a large kitchen with a center island and walkin pantry. An elegant primary suite boasts a private bath and a generous walk-in closet, and two secondary bedrooms invite rest and relaxation. Other highlights include a second full bath, a convenient laundry and a covered patio. This home may be built with an additional bedroom and bathroom. You'll love the designer details!

4
BEDS
4
BATHS
2,500
SQFT
0.15
ACRES

Thinking about building your dream home? Step into inspiration with this beautiful model home by Homes by Kim Brooks, featuring the builder's most popular floorplan. With over 3,000 sq. ft., this open-concept design offers 4 spacious bedrooms, 3 full bathrooms, and light-filled living areas designed for comfort and style. Modern finishes, thoughtful details, and exceptional craftsmanship are showcased throughout. From cozy family nights to entertaining guests, this home highlights the lifestyle a Kim Brooks home delivers. The model is open daily--stop in to explore floorplan options, learn more about the build process, and start planning your dream home today.

4
BEDS
3
BATHS
3,096
SQFT
0.5
ACRES

Versatile Opportunity! Built in 2022, this 1,651 sq ft home offers 3 bedrooms and 2.5 baths with stylish finishes throughout. The kitchen is equipped with stainless appliances, granite counters, and maple cabinets, while tile flooring runs through the main areas with carpet in bedrooms. A 12' sliding glass door opens to a covered patio, perfect for indoor-outdoor living. The oversized two-car garage adds extra convenience. Located near parks, this home is currently leased through September 2026--providing immediate rental income for investors and future potential for homebuyers.

3
BEDS
3
BATHS
1,651
SQFT
0.16
ACRES

***PRICE REDUCED***Welcome to a lovely 55+ community! This home features beamed vaulted ceilings, skylights and clerestory windows which create a bright open living space with built in bookcases, a custom wood burning fireplace with a gas log lighter! Kitchen comes with all stainless steel appliances, nice big pantry, and moveable island. Primary bedroom includes 2 closets, and 3/4 bath. 2nd bedroom is also spacious, right off the full hall bathroom. 2 car attached garage is finished and has an automatic opener and new springs. TPO portion of roof new in 2025. Low cost HOA pays for all front yard maintenance, common area maintenance and streets. Washer and dryer also convey. Come make this cozy home your own!

2
BEDS
2
BATHS
1,545
SQFT
0.07
ACRES

PRICE REDUCTION plus FULL, OWNED SOLAR and a large backyard are just a few reasons to visit this beautiful move-in ready home in Gated, amenity-rich Mariposa! This lovely home offers open, flowing space, an office/den for added living space, a 2 1/2-car garage for extra storage or workshop space, and a large corner lot perfect for outdoor entertainment. Enjoy the open chef's kitchen with a gas cooktop, island, and dining space. The generously sized primary bedroom offers retreat at day's end. Quartz countertops throughout the home. Hot Tub conveys to the new owner. Mariposa offers indoor and outdoor pools, a fitness center, scenic trails, parks, and stunning outdoor art. Convenient to shopping, schools, and major roadways, this home blends comfort, beauty, and luxury lifestyle!

3
BEDS
2
BATHS
1,997
SQFT
0.21
ACRES

Westway Homes introduces the Venice, 1997 square feet of modern living. An open floor plan with all the best finishes and amenities. The kitchen features Bosch stainless steel appliances, quartz counter tops and an island. The kitchen opens to the formal dining area as well as the great room. The great room features a fireplace and access to a generous covered patio. The owner's suite is an enormous, private suite with a walk-in closet. This wonderful home is complete and ready to move in to!

3
BEDS
3
BATHS
1,997
SQFT
0.14
ACRES

This Beautiful Home Is Meticulously Maintained, Located On A Fantastic Cul-De-Sac In Enchanted Hills. Property Has A Bright Kitchen With Vaulted Skylights ,Plenty of Cabinetry, And A Nice Center Island. 2+ Living Area(s), A Gas Fireplace, Nicho(s), 3 BR's, ( The Huge Master Bedroom has a Builder Upgrade ''Bump Out''- Extra Space/Sitting Area), 2 Full Bathrooms-Both With Double Sinks And A 2 Car Garage. The Backyard Is Spacious And Ready For Your Imagination And Special Touches.

3
BEDS
2
BATHS
1,707
SQFT
0.16
ACRES

Hidden within a beautiful, gated community, this corner-lot gem offers stunning Sandia Mountain views and a versatile floor plan. The main level features a primary suite plus a flexible second room perfect as an office, studio, gym, or guest bedroom. Upstairs, a guest retreat which includes a cozy gas fireplace and private balcony, ideal for relaxing or hosting company. Pride of ownership is evident throughout, and the convenient location places you minutes from shopping, dining, and more. With HOA covering water, sewer, streets, and common areas, this home is perfect for year-round living or a lock-and-leave lifestyle.

3
BEDS
3
BATHS
2,435
SQFT
0.14
ACRES
$549,990
-20,000$ 03/24

2602 sq. ft. 4 Bed 3 Bath Game Room Full Landscaping Beautiful 2-story home featuring 4 spacious bedrooms, 3 baths, and an upstairs game room. Open-concept floor plan with abundant natural light, updated beautiful design finishes, skip trowel texture, pot filler, and elegant spindle details. Gourmet kitchen with plenty of counter space and storage. Owner's suite offers comfort and privacy. Includes a full landscape package for true move-in readiness

4
BEDS
3
BATHS
2,602
SQFT
0.12
ACRES

Discover a Centex community in Rio Rancho designed to fit today's lifestyle. The Sage plan just 3 years old offers a spacious, open layout with two dining areas and a large gathering space perfect for everyday living and entertaining. The gourmet kitchen includes stainless steel appliances (with side-by-side refrigerator), granite countertops, and 16x16 tile in wet areas. Built to NM Green Built Gold standards, this energy-efficient home is designed to provide comfort and long-term savings on utilities.

4
BEDS
2
BATHS
1,897
SQFT
0.14
ACRES

This 3-bedroom home has everything you want: two full bathrooms, two living areas, and an open floor plan that'll make entertaining a total breeze.The kitchen is seriously on point with brand new granite countertops/ backsplash plus a new dishwasher and fridge. And talk about comfort - you'll be loving the refrigerated air installed in 2024 , which means perfect temperature control all year round.Outside, you'll find a low-maintenance gravel yard with mature, large trees and smart retaining walls that maximize your usable outdoor space.Bonus features? Brand new windows and lighting that'll make the whole place feel bright and modern.

3
BEDS
2
BATHS
1,620
SQFT
0.16
ACRES

Must see this one in person, up to $10K BUYER CREDIT! This stunning 4-bedroom, 3-bathroom home is BRAND NEW!! This custom home is a combination of modern elegance and quality luxury amenities gracefully distributed in a very practical floor plan. With comfort and style in mind, in this home, you will enjoy features like porcelain tile, high ceilings, tiled niches, 8-foot doorways, a waterfall kitchen island, lighted kitchen cabinetry, tiled custom showers, hot water on demand, a large pantry, and a laundry room with tons of storage. The primary suite boasts a trayed ceiling with ambiance lighting, a large soaking tub, a well-sized closet, and a lovely 30-inch vanity. The oversized 3 car tandem garage is fully insulated, has painted floors, a storage area and it is also equipped with

4
BEDS
3
BATHS
2,707
SQFT
0.5
ACRES

Don't miss out on one of the last new homes built in this desirable ccommunity of Mt.Hawk Great floorplan with great use of space. Spacious lot. Corner, gas fireplace, soaking tub in primary bedroom. Granite countertops, 2'' white blinds throughout. Upgraded carpet and pad. Full appliance package including range, refrigerator, microwave, dishwasher, and garage door opener. landscaped front with sprinklers. Builder will provide a one-year warranty and a 2-10 year structural warranty. This home won't last so hurry out. Pictures are of model home. Actual selections may vary.

3
BEDS
2
BATHS
1,694
SQFT
0.14
ACRES

Spacious and accommodating, the two-story Moonstone plan features an open-concept main floor and four charming bedrooms upstairs. Just off the entryway, you'll find a secluded study with a nearby powder room. Toward the back of the home, a great room flows into an inviting kitchen with a center island and adjacent dining room. Upstairs, a loft offers a versatile common area, and a sprawling owner's suite includes an attached bath and walk-in closet. Covered patio also included

5
BEDS
3
BATHS
2,630
SQFT
0.15
ACRES
$634,900
-15,000$ 03/08

Step into a peaceful and private retreat with a gated front courtyard and beautifully crafted imported wood doors that set the tone from the start. Enjoy panoramic mountain views right from your outdoor space. Inside, the open concept layout offers raised tongue and groove ceilings, stamped concrete floors, and warm travertine finishes that create a welcoming, elevated feel. Every room is thoughtfully designed with generous space for easy living. Modern touches include refrigerated air, upgraded systems, an oversized garage, and two covered patios that make entertaining simple. Wake up to sunshine, enjoy golden hour on the patio, or grill with friends while taking in the views. With upgrades, views, and room to grow, this home blends style, comfort, and functionality.

3
BEDS
3
BATHS
2,982
SQFT
0.31
ACRES

Prestigious Home, located in the desirable neighborhood of Loma Colorado! Right next to parks, pet friendly areas, and close to major shopping centers! this home features OWNED SOLAR & a heated PRIVATE POOL and a balcony .It has a 4 car garage, 2 refrigerated air units, a tile roof, and an outdoor kitchen ready to host all of your family gatherings. Owner to owner financing available. REC terms 20% down, 8% interest, 10 year call, and P& I to be 7296.75$.

6
BEDS
5
BATHS
4,223
SQFT
0.21
ACRES

An inviting covered entry welcomes guests to the inspired Tourmaline plan. The main floor showcases an open layout with a bedroom, a bathroom, a great room, a dining area, and a well-appointed kitchen featuring a large island and center-meet doors leading onto a covered patio. An impressive second-floor primary suite boasts an expansive walk-in closet and a private bath. This level also offers a loft, a laundry, a shared bath, and two additional bedrooms. Designer-curated fixtures and finishes round out this plan

4
BEDS
3
BATHS
2,700
SQFT
0.12
ACRES

An inviting covered entry welcomes guests to the inspired Tourmaline plan. The main floor showcases an open layout with a bedroom, a bathroom, a great room, a dining area, and a well-appointed kitchen featuring a large island and center-meet doors leading onto a covered patio. An impressive second-floor primary suite boasts an expansive walk-in closet and a private bath. This level also offers a loft, a laundry, a shared bath, and two additional bedrooms. Designer-curated fixtures and finishes round out this plan

4
BEDS
3
BATHS
2,700
SQFT
0.13
ACRES

MOTIVATED SELLER! Mediterranean modern gem in Rio Rancho by Sunstone Estates! This custom 4-bed, 4-bath home offers 3,248 sq ft of heated living space (5,193 total). Enjoy high-end finishes, custom appliances, and elegant design throughout. The fully landscaped yard features an outdoor kitchen and stunning mountain views--perfect for entertaining. A rare blend of luxury, comfort, and style in a prime location!

4
BEDS
4
BATHS
3,248
SQFT
0.5
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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