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VA Loan Eligible Homes in Los Lunas

Browse VA loan eligible homes in Los Lunas, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 198 listings in Los Lunas. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to this spacious 3-bedroom, 2-bathroom manufactured home situated on nearly 1.5 acres in Los Lunas. Offering plenty of room to spread out, the property features a fully fenced lot with space for outdoor living, recreation, animals, and more. The home includes refrigerated air, a durable metal roof, and sits on a permanent foundation. Whether you're looking for room for family, pets, hobbies, or simply want more land to call your own, this property is ready to welcome you home. Schedule a showing today!

3
BEDS
2
BATHS
1,382
SQFT
1.44
ACRES

*RELISTED* Welcome to easy, elevated living in this beautifully maintained 2-bedroom, 2-bath home offering 1,625 square feet of comfort and style in the gated 55+ community of Jubilee. Designed with an open layout, this home feels bright and inviting, with abundant natural light highlighting the blend of tile and carpet flooring throughout. The spacious living and dining areas flow seamlessly, creating an ideal setting for both relaxing and entertaining. The well-appointed kitchen opens to the main living space, keeping everything connected and functional. Generous storage options are found throughout the home, along with an additional private storage area conveniently located on the patio. Step outside to a low-maintenance backyard--perfect for enjoying the outdoors without the upkeep.

2
BEDS
3
BATHS
1,573
SQFT
0.15
ACRES

Situated on a full acre along beautiful Sichler Road, this inviting 4-bedroom, 3-bath home offers 2,326 square feet of comfortable living space, with room to enjoy both indoors and out. The spacious living room, featuring a cozy fireplace and attractive flooring, creating a warm and welcoming place to relax. A separate dining room and conveniently designed kitchen provide plenty of space for everyday living and entertaining.The tiled roof, arched courtyard, attractive fencing, paved and graveled drive, mature trees, lawn, and a large back patio create a perfect area for outdoor living and gatherings. A detached 15' x 22' garage adds valuable additional space, while ample room for RV parking brings even more flexibility. This property offers endless possibilities to make it your own.

4
BEDS
3
BATHS
2,326
SQFT
1.09
ACRES

Come see this charming home in Los Lunas. This 3-bedroom, 2-bathroom home is conveniently located and sits on almost half an acre. This home features a nice fireplace in the living area, ample counter space and storage space in the kitchen, a spacious den, tiled backsplash in the showers, refrigerated air, and more! Enjoy sitting in the backyard and entertaining with this covered porch. The spacious yard accomates RV/Camper parking. Bring the furry family members too because the property is fenced. Minutes away from shopping, restaurants, and I-25. Schedule your showing today.

3
BEDS
2
BATHS
1,960
SQFT
0.41
ACRES

Welcome Home - D.R. Horton 2026 New Construction (Sierra Floor Plan) Step into modern comfort in this beautifully designed D.R. Horton 2026 new construction home. Offering 3 bedrooms and 2 bathrooms in approximately 1,519 sq. ft., this energy-efficient residence is thoughtfully built for everyday living and long-term value. Home Highlights Spacious 3 Bedroom / 2 Bathroom layout** with functional flow and room to grow Energy-efficient construction** to help reduce utility costs Smart home technology** for modern convenience and control Tile flooring** for style, durability, and easy maintenance Upgraded cabinets** adding a polished, upgraded look to the kitchen Privately situated backyard** perfect for relaxing and entertaining Covered patio** ideal for year-round outdoor enjoyment Includes home warranties** for added peace of mind (ask for warranty details and coverage) Financing & Builder Incentives Take advantage of special financing options through the D.R. Horton affiliate in-house lender, DHI Mortgage. Ask us for details on available programs and current offers.

3
BEDS
2
BATHS
1
SQFT
0.1
ACRES

Welcome Home to Peaceful Country Living in Las Maravillas! Enjoy the serenity of a scenic country drive to your new home in Las Maravillas, where wide-open spaces, fresh air, walking trails, and peaceful evenings await. With plenty of room to enjoy your off-road toys and embrace the outdoors, this home offers the perfect blend of comfort and country living. Recent improvements provide added peace of mind, including new carpet in the living room and bedrooms. The AC and furnace have been professionally cleaned and inspected for dependable, worry-free operation, and the roof has been inspected and buttoned up. To make your move even easier, the seller is offering a $5,000 credit, to be used as allowed by the lender, along with a home warranty for additional peace of mind. Don't miss your opportunity to enjoy the space, tranquility, and lifestyle Las Maravillas has to offer. Call your Realtor today to schedule your private showing!

3
BEDS
2
BATHS
1,809
SQFT
0.14
ACRES

Only one year old and thoughtfully upgraded, this home offers the advantages of new construction without the wait. Located in one of Los Lunas' fastest-growing communities, it combines modern finishes with practical upgrades that make everyday living more comfortable. Inside, you'll find an open, functional floor plan featuring granite countertops, stainless steel appliances, and quality finishes throughout. One of the standout features is the expanded three-car garage. Located close to shopping, restaurants, schools, and I-25, commuting is simple. Whether you're looking for your first home or simply want the benefits of nearly new construction with valuable upgrades already completed, this home offers an exceptional opportunity

3
BEDS
2
BATHS
1,649
SQFT
0.2
ACRES

Come check out this beautifully updated 3-bedroom, 3-bathroom home that's truly move in ready!This home features fresh interior and exterior paint, along with a fully refreshed kitchen showcasing designer painted cabinets, new cabinet hardware, stunning granite countertops, and a stylish tile backsplash. Enjoy cooking with brand-new stainless steel appliances that complete the modern look.Additional upgrades include remodeled bathrooms with updated fixtures and countertops, new light fixtures throughout, and a combination of luxury vinyl plank flooring and new carpet that adds both comfort and durability.The exterior has also been refreshed with updated landscaping, and the home has been professionally cleaned for a truly turnkey experience.If you're looking for a home with all the updates already done, this is the one you've been waiting for!

3
BEDS
3
BATHS
1,716
SQFT
0.17
ACRES

Welcome home to this beautiful move-in ready property offering comfort, convenience, and plenty of space. Ideally located just minutes from restaurants, shopping, parks, and scenic walking trails, with quick access to I-25 making commutes to Albuquerque and Kirtland Air Force Base a breeze. This spacious home features 3 bedrooms plus an office or possible 4th bedroom, 2 bathrooms, a cozy fireplace, and an oversized 3-car garage providing ample room for vehicles, storage, or hobbies. The inviting primary suite includes a charming bay window and relaxing jetted tub and walk in closet. The spacious kitchen offers a large island and comes equipped with a gas stove, dishwasher, microwave, and refrigerator. Enjoy low maintenance xeriscaped front and back yard, along with a backyard wood deck and garden area ready for your personal touch. Don't miss this opportunity--schedule your showing today!

3
BEDS
2
BATHS
1,628
SQFT
0.16
ACRES

Welcome to this beautifully maintained 4-bedroom, 2-bath home on a desirable corner lot in Los Lunas! The open-concept floor plan is perfect for everyday living and entertaining, while the private primary suite is thoughtfully positioned away from the other three bedrooms for added comfort. Large windows fill the home with beautiful natural morning light, creating a bright and welcoming atmosphere.The kitchen comes complete with all major appliances, and as a bonus, the washer and dryer are included, making this home truly move-in ready. Step outside to a spacious backyard featuring a beautiful pergola that creates the perfect outdoor living space. An extended patio expands the entertaining area, providing plenty of room for outdoor dining, additional seating, grilling, and gathering with family and friends while enjoying New Mexico's beautiful evenings.Conveniently located with easy access to I-25, shopping, dining, parks, schools, and major employers like Meta's Los Lunas Data Center, Netflix Studios, and Kirtland Air Force Base, this home offers comfort, convenience, and a fantastic location.

4
BEDS
2
BATHS
1,537
SQFT
0.18
ACRES

Experience the timeless elegance of authentic Southwestern living in this exceptional adobe estate, gracefully situated on a beautifully landscaped half-acre. Offering over 2,600 square feet of thoughtfully designed living space, this 3-bedroom, 2-bath residence seamlessly blends classic architectural character with tasteful modern updates. At the heart of the home is a beautifully remodeled kitchen featuring stainless-steel appliances, creating an inviting space for both everyday living and effortless entertaining. Rich wood-beamed ceilings, distinctive brick floors, and new windows throughout enhance the home's warmth, charm, and natural light while preserving its authentic appeal. A stunning 507-square-foot sunroom provides a light-filled retreat for year-round enjoyment, while the versatile 11' x 20' den or hobby room offers endless possibilities as a home office, artist's studio, fitness room, or media space. Step outside to the inviting covered wraparound porch, an ideal setting to enjoy evening sunsets, or effortless outdoor entertaining while embracing the tranquility of country living. The exterior amenities include a detached garage, four covered carports, and a custom electric entry gate, providing exceptional convenience, privacy, and abundant space for vehicles, recreational equipment, or guests. Combining authentic adobe craftsmanship, refined updates, and generous indoor and outdoor living spaces, this distinctive country property offers a rare opportunity to enjoy the beauty, comfort, and tranquility of Southwestern living at its finest.

3
BEDS
2
BATHS
2,603
SQFT
0.51
ACRES

Take a look at this move-in ready 3-bedroom, 2-bath home plus an office featuring newer flooring, fresh paint, and solar for added energy efficiency. The home has a clean, feel and is ready for its next owner to make it their own.Located in a well-established community.Don't miss your chance to see it, schedule your showing today!

3
BEDS
2
BATHS
1,578
SQFT
0.13
ACRES

*Buyer Incentive* The seller is offering $5,000 towards buyer's closing costs!! This one-story Hakes Brothers home has been meticulously cared for and is conveniently located in Los Lunas, just 5 minutes from I-25, restaurants, and amenities. Come see this stunning 3-bedroom, 2-bathroom home featuring a 2-car garage, a Tuscan-inspired exterior, and a spacious open-concept layout. The interior boasts tile throughout with plush carpet in the bedrooms, faux window blinds, and refrigerated air. Step outside to a backyard with a concrete slab perfect for hosting barbecues. This home is a must-see and ready for its new owner!

3
BEDS
2
BATHS
1,649
SQFT
0.13
ACRES

Wonderful Sivage Home ready for You to start your New Dream Home. Perfect for Multi Generational Family or a Growing One with 5 bedrooms plus an Office!! Recently updated with Granite Counters in the Kitchen, Stainless Steel Appliances, Freshly Painted throughout... Two Living Areas with ac wall unit in Great room. New Doors, and bathrooms have been updated somewhat. Bckyard access for those fun summer nights or crisp mornings! This 2376 sq ft in Las Maravillas area with large park nearby and spacious .21 acre lot that backs up to arroyo leaving privacy with no homes behind you. Definitely shows Pride of Home Ownership!! You won't be disappointed!!

5
BEDS
3
BATHS
2,376
SQFT
0.21
ACRES

D.R. Horton 2026 New Construction (Bella Floor Plan)Discover modern comfort in this D.R. Horton 2026 new construction home featuring the Bella floor plan. This energy-efficient residence offers 3 bedrooms and 2 bathrooms with approximately 1,430 sq. ft. of thoughtfully designed living space.Home Highlights3 Bedroom / 2 Bathroom layout** with a practical, comfortable flowEnergy-efficient construction** to help reduce utility costsSmart home technology** for modern convenience and controlTile flooring** for durability, style, and easy maintenanceUpgraded cabinets** for a more polished kitchen lookPrivate backyard** ideal for relaxing or entertainingCovered patio** for year-round outdoor enjoymentHome warranties included** for added peace of mind (confirm warranty details/coverage)Financing & Builder IncentivesEnjoy special financing options through the D.R. Horton affiliate in-house lender, DHI Mortgage. Ask today for current programs and offer details.

3
BEDS
2
BATHS
1,430
SQFT
0.11
ACRES

Welcome Home - D.R. Horton 2026 New Construction (Sawyer Floor Plan)Step into modern comfort in this beautifully designed D.R. Horton 2026 new construction home. Offering 4 bedrooms and 2 bathrooms in approximately 1,602 sq. ft., this energy-efficient residence is thoughtfully built for everyday living and long-term value.Home HighlightsSpacious 4 Bedroom / 2 Bathroom layout** with functional flow and room to growEnergy-efficient construction** to help reduce utility costsSmart home technology** for modern convenience and controlTile flooring** for style, durability, and easy maintenanceUpgraded cabinets** adding a polished, upgraded look to the kitchenPrivately situated backyard** perfect for relaxing and entertainingCovered patio** ideal for year-round outdoor enjoymentIncludes home warranties** for added peace of mind (ask for warranty details and coverage)Financing & Builder IncentivesTake advantage of special financing options through the D.R. Horton affiliate in-house lender, DHI Mortgage. Ask us for details on available programs and current offers.

4
BEDS
2
BATHS
1,602
SQFT
0.1
ACRES

Welcome to this beautiful, spacious 4 bedroom 3 bath two story home designed with family living in mind. Plenty of room to grow, kitchen has an open layout great for entertaining with a covered patio in the backyard. Downstairs bedroom and bathroom with shower makes it easy to have guests! Upstairs has a loft for whatever you have in mind could be a gym, play room, or office. Minutes from I-25.

4
BEDS
3
BATHS
3,228
SQFT
0.14
ACRES

This Brand New Clayton Energy Smart Zero Home Will be ready for a new Owner in January 2027. The home will be placed on a Permanent Foundation that qualifies for VA, FHA, USDA and Conventional Loans. Mountain living close to the city!! Home sits on one acre of land. Home comes with five bedrooms, three baths has an open concept living room, large kitchen with center island, dining room and a family room. Some of the other features include, Full set of Appliances, Ecobee Smart Thermostat that you can operate remotely on your phone with app, Refrigerated Air. Spacious owners suite. Has a nice 8'X8' deck on the back to enjoy the High Desert of New Mexico. All this plus a two car garage and the lot is fully fenced. Redwood Model can be shown at Oakwood of Albuquerque. Don't wait to schedule a tour today.

5
BEDS
3
BATHS
2,001
SQFT
1.25
ACRES

This Brand New Clayton Energy Smart Zero Home Will be ready for a new Owner in January 2027. The home will be placed on a Permanent Foundation that qualifies for VA, FHA, USDA and Conventional Loans. Mountain living close to the city!! Home sits on one acre of land. Home comes with five bedrooms, three baths has an open concept living room, large kitchen with center island, dining room and a family room. Some of the other features include, Full set of Appliances, Ecobee Smart Thermostat that you can operate remotely on your phone with app, Refrigerated Air. Spacious owners suite. Has a nice 8'X8' deck on the back to enjoy the High Desert of New Mexico. All this plus a two car garage and the lot is fully fenced. Redwood Model can be shown at Oakwood of Albuquerque. Don't wait to schedule a tour today.

5
BEDS
3
BATHS
2,001
SQFT
1.25
ACRES

The Sandia floorplan at The Trails at El Cerro in Los Lunas, New Mexico is a spacious single-story home designed for buyers seeking open-concept living, 4-bedroom flexibility, and modern comfort just minutes from Albuquerque. Offering approximately 1,907 square feet, 4 bedrooms, and 2 bathrooms, this home delivers the perfect balance of space, functionality, and value in one of Los Lunas' most desirable communities.

4
BEDS
2
BATHS
1,907
SQFT
0.2
ACRES

Very nice affordable home in a newer area of Los Lunas! The open kitchen/living area floorplan features 3 bedrooms, 1 3/4 baths, 2 car oversize garage, and the gated low maintenance oversized view lot is fully landscaped with turf & fruit tress! Exit the living area to a relaxing & private covered patio! Convenient to shopping & restaurants, with easy access to I-25. Welcome Home!

3
BEDS
2
BATHS
1,162
SQFT
0.13
ACRES

Welcome home to this beautifully maintained 3-bedroom, 2-bath residence offering 1670 square feet of comfortable living space. The open floor plan creates a bright, inviting atmosphere that's perfect for both everyday living and entertaining. The spacious kitchen features solid surface countertops, abundant cabinet space, and flows seamlessly into the family dining area and living room. The generouly sized primary bedroom offers a walk-in closet and a private bath complete with relaxing jetted tub and separate shower. Step outside to enjoy the walled backyard with a covered and extended patio--ideal for outdoor dining, entertaining, or simply relaxing. Lovely front and back landscaping enhances the home's curb appeal and provides a welcoming setting. This home is truly move-in ready and conveniently located with quick freeway access, making commuting easy while keeping you close to shopping, dining, parks and other local amenities. Don't miss the opportunity to make this exceptional home yours!

3
BEDS
2
BATHS
1,670
SQFT
0.23
ACRES

Welcome to 13 Vista De Las Cruces Rd in Los Lunas, where comfort, space, and the beauty of New Mexico come together. Situated on a generous lot at the end of a cul-de-sac, this property offers the perfect opportunity to enjoy outdoor living with plenty of room for gardening, entertaining, recreational vehicles, and let's not forget to bring your goats and chickens! Step inside to discover a warm and inviting atmosphere designed to make you feel right at home. The spacious primary suite is thoughtfully situated on the opposite side of the house, offering privacy and separation from the guest bedrooms. The home also features a formal dining area and a generously sized kitchen, perfect for entertaining family and friends.Whether you're looking for a place to settle down, grow, or create your own personal retreat, this property offers endless possibilities. As an added bonus, the home includes fully paid-off solar panels, providing energy efficiency and long-term savings. This is truly a place you'll be proud to call home.Conveniently located with easy access to local amenities while still providing a sense of privacy and tranquility, 13 Vista De Las Cruces Rd is a wonderful opportunity to enjoy the best of Los Lunas living. Schedule your showing today!

3
BEDS
3
BATHS
2,372
SQFT
1.01
ACRES

Located in Vista Manzano in Los Lunas, the Maya floor plan offers a bright, open layout with stylish upgrades designed for modern living. A vaulted ceiling, 8' sliding glass door, and skylight in the guest bath fill the home with natural light, creating a warm and inviting atmosphere.The beautifully appointed kitchen features Level 2 Bianco Tiza quartz countertops, 42'' upper cabinets, a gas range, stainless steel appliances, and a spacious island that's perfect for gathering. The owner's bath conversion creates a luxurious retreat, while SPC flooring, upgraded finishes, 8' doors, and adult-height vanities add comfort and sophistication throughout.Complete with an EV charger prewire, overhead garage storage, enhanced insulation, and thoughtful designer touches, the Maya delivers the perfect combination of style, function, and everyday comfort in the heart of Vista Manzano.

3
BEDS
2
BATHS
1,566
SQFT
0.15
ACRES

Spacious country living on approximately 1.25 acres! This well-maintained 3-bedroom, 2-bath home offers approximately 2,036 sq ft of living space and plenty of room to enjoy the outdoors. Stay comfortable year-round with a pellet stove and two wood-burning stoves, including one located in the impressive detached workshop. The workshop also features 220-volt electrical service, ideal for woodworking, mechanics, hobbies, or extra storage. Horse enthusiasts will appreciate the open acreage, while the existing chicken coop provides an opportunity for a small hobby farm. A large covered RV/carport offers generous covered parking for recreational vehicles, trailers, or equipment. Enjoy mature landscaping, mountain views, and the peaceful rural setting while still being just minutes from town. A rare opportunity to own a versatile property with space to live, work, and play! Bring your horses, RV, toys, and imagination, this unique property has the space and flexibility to make it your own!

3
BEDS
2
BATHS
2,084
SQFT
1.25
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.