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FHA Eligible Homes in Rio Rancho

Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 338 listings in Rio Rancho.

Spacious DR Horton ''Pike'' floor plan offering over 3,000 sq ft of comfortable, energy-efficient living! Built with sturdy 2x6 construction, R-38 blown-in attic insulation, refrigerated air, and Energy Star qualifications for year-round efficiency. This open concept layout features a large formal dining room that easily accommodates a 10-person table, perfect for gatherings. The updated kitchen includes newer stainless steel appliances (within the last 5 years) and flows effortlessly into the bright living areas.Upstairs you'll find an oversized primary suite with TWO walk-in closets, plus a massive loft which is ideal as a second living space, game room, or home office. All bedrooms are generously sized with plenty of room to roam throughout.The backyard is built for entertaining

3
BEDS
3
BATHS
3,007
SQFT
0.17
ACRES

Welcome to this beautiful property, boasting a neutral color paint scheme and fresh interior paint. RV gate and a three car garage. The kitchen is a chef's dream with all stainless steel appliances, a kitchen island. The primary bathroom is a haven of luxury with a jacuzzi tub ,double sinks and walk-in-closet. Enjoy cozy evenings by the fireplace or step outside to the covered patio in the fenced-in backyard is perfect for outdoor entertaining. This home is a must-see for those seeking a blend of style and comfort. Included 100-Day Home Warranty with buyer activation

4
BEDS
3
BATHS
2,735
SQFT
0.22
ACRES

Don't miss this move-in-ready 3-bed, 2-bath home on a spacious lot in Rio Rancho. This Territorial Spanish-style property sits on a large cul-de-sac and offers a quiet, private setting with a Sandia Mountain backdrop. The open floor plan features a chef's kitchen along with generous living and dining areas. The attached two-car garage and the oversized .66-acre lot give you plenty of room to make the space your own. Its location provides easy access to shopping, dining, schools, and recreational options, so you get comfort and convenience in one place. Opportunities like this don't come up often.Note: No warranties or guarantees are provided. Buyers should complete their own inspections.

3
BEDS
2
BATHS
2,216
SQFT
0.66
ACRES

Welcome to this stunning single‑story home in the Cabezon community! Thoughtfully maintained and upgraded, this home offers both comfort and convenience in an unbeatable location near Intel, Rust Hospital, shopping, restaurants, and schools. Nearly all S/S appliances are less than 3 years old (wall oven excluded). Tankless water heater. Quartz countertops, and backsplash elevate the open kitchen. Natural light solar tubes in the kitchen fill the space with beautiful daylight and a soft glow at night. All blinds stay, plus a custom metal screen door and security screens with UV protection on all windows and the sliding door. Premium lot backing directly to the walking trails of the linear park. Private backyard with tall block fence with no back neighbors. Come take a look!

4
BEDS
3
BATHS
2,721
SQFT
0.2
ACRES

CAPTIVATE YOUR SENSES IN THIS LIGHT-FILLED RIO RANCHO RETREAT. This two-story home offers an inviting flow with high ceilings, a dramatic staircase, two living areas, formal dining, a warm fireplace, and an open kitchen with island and bar seating. The downstairs office can double as a fourth bedroom with a nearby three-quarter bath. Upstairs, enjoy a spacious loft, three bedrooms, and a grand primary suite with an XL walk-in closet, two-way fireplace, jacuzzi tub, shower, and private covered balcony. The backyard frames stunning Sandia views with protected open space behind. This property has been loved and well-taken care of! Additional features include rear storage area with electrical and separate ladder storage, gas line to fire table, 220 outlet on West patio. Come See it Today!

4
BEDS
3
BATHS
3,532
SQFT
0.21
ACRES

Take in breathtaking Sandia Mountain views from just about every room in this beautiful custom home on a generous 0.5 acre lot. Thoughtfully designed with two inviting living areas, sleek quartz countertops, and beautiful laminate wood flooring. Step outside to a backyard patio perfect for entertaining, where you can relax and enjoy the magnificent mountain views. Additional features include a refreshing splash pool, side yard access, and extra-wide doors for enhanced accessibility. Blending comfort, style, and functionality, this home shines in one of Rio Rancho's most desirable neighborhoods--a truly exceptional place to call home.

3
BEDS
2
BATHS
2,021
SQFT
0.5
ACRES

Welcome to an exceptional residence crafted in 2022 by the acclaimed builder Twilight Homes nestled on a premium 0.71-acre cul-de-sac lot in the distinguished Mariposa Community of Rio Rancho. This elegant single-story home features approximately 2,843 sq ft of living space and delivers a refined blend of modern design, luxury finishes, and panoramic openness. 4 spacious bedrooms and 2.5 bath. 3 car garage, Split floorplan ensures privacy. The great room is bathed in natural light, anchored by a dramatic fireplace and soaring ceilings. Motorized zebra-blinds bring both comfort and sophistication. The chef's kitchen stands out with a massive quartz island, high-end stainless-steel appliances, and a walk-in pantry -- perfect for both entertaining and everyday living. The home backs to op

4
BEDS
3
BATHS
2,843
SQFT
0.71
ACRES

Welcome to this spacious 5 bedroom home in desirable Cleveland Heights! Built in 2021, popular well designed floorplan including primary suite + additional bedroom on main level, beautiful contemporary tile. Open concept. Sleek, gleaming kitchen with large granite island perfect for entertaining. Upgraded high end stainless steel appliances built-in ovens, & range hood with tile backsplash and pantry. The primary suite located downstairs is private & the spa like master bath with double sinks, huge shower & a large walk-in closet. Flexible loft space upstairs provides multi use of space. It can be a an office, entertainment area, limitless uses. Enjoy your beautiful low maintenance backyard with turf, covered patio with stunning Sandia Mountain view and no neighbors behind you!

5
BEDS
3
BATHS
2,752
SQFT
0.16
ACRES

Charming single-story home in the desirable Vista Hills neighborhood! This 3-bed, 2-bath home offers about 1,350 sq ft of comfortable living space on a generous 0.23-acre lot. Inside, enjoy an open living area that flows into the dining and kitchen spaces--perfect for everyday living. Bedrooms are spacious and versatile for guests or a home office.The large backyard provides plenty of room for entertaining, gardening, or future expansion. Conveniently located near schools, parks, shopping, and easy access to major roads. A great option for first-time buyers or investors looking for solid value in a growing Rio Rancho community.

3
BEDS
2
BATHS
1,370
SQFT
0.23
ACRES

This better than new Copper plan includes an open floor plan with many owner upgrades. 3 Beds plus an office, walk-in pantry and a center island, open dining area and a generous great room. A covered patio for entertaining or just relaxing outside. The private owner's suite with large walk in closet and access to the back patio. You'll have no shortage of space for parking and storing your vehicles with a 2-car garage and an oversized RV garage. $35k upgraded large corner lot fully landscaped, hot tub, heated and cooled garage with Epoxy flooring, upgraded refrigerator, all window coverings. Across from neighborhood park. A master-planned community, indoor and outdoor pools, fitness center, parks, 2,200 acre preserve with hike/bike trails and mountain Views.

3
BEDS
2
BATHS
1,950
SQFT
0.19
ACRES
$639,490
-5,000$ 02/05

Ready Now! Yucca home is located in one of Rio Rancho's highly sought after Communites! Enjoy the popular Yucca home that boast natural lighting throughout with oversized windows along with the center sliding glass door. You will be amazed at the high cathedral ceiling at the gathering room! The primary suite is located on the main level. You will enjoy cooking in the upgraded chefs kitchen . The kitchen will include built in gas cooktop along with Stainless steel oven/microwave. The backyard will give ample room for backyard BBQ's and family gatherings. Come out and see us today!

4
BEDS
4
BATHS
2,850
SQFT
0.16
ACRES

This spacious 5-bedroom, 3-bathroom home boasts 2,530 sq ft of living space. Enjoy stunning mountain views from the private balcony off the master suite. The large, updated backyard offers a perfect space for outdoor gatherings and relaxation. Inside, the open-concept layout features a bright, inviting living area ideal for family and entertaining. Garage is wired for 240V/EV Charging. Situated in the desirable Northern Meadows neighborhood, with nearby parks, shopping, and dining, this home combines modern comfort with exceptional views. Schedule a showing with your favorite Realtor today.

5
BEDS
3
BATHS
2,520
SQFT
0.23
ACRES

Come see this Beautiful Brand New Clayton Home that sits on one acre. Close to shopping and yet still feels like country living. In Rio Rancho City Limits and School District. Spectacular views of the Sandias from the back deck. Close to shopping and yet still feels like country living. This four bedroom, three bath home has an open floor plan, nice kitchen, large island with seating, dining area, two living rooms, large primary bath, double sinks in vanity, lots of closet space, solar ready, large laundry room with built in coat rack with storage cubes. Large back deck to enjoy the scenery! All this plus a two car garage. Home is on a permanent foundation and qualifies for FHA, VA & Conventional.

4
BEDS
3
BATHS
2,346
SQFT
1
ACRES

Beautiful 3/4-Bedroom,2-Bath Home with Private Pool, Walled Yard & Oversized GarageWelcome to this stunning 3-bedroom, 2-bath home that perfectly blends comfort, privacy, and outdoor living. Step inside to an open, light-filled layout featuring modern finishes, spacious living areas, and a seamless flow between indoor and outdoor spaces.The kitchen offers ample counter space, quality appliances, and a functional design that makes cooking and entertaining a breeze. Each of the three bedrooms provides generous closet space, and both bathrooms feature sleek walk-in showers for a contemporary touch.Your private backyard oasis awaits--completely enclosed by a walled yard for peace and seclusion. Enjoy the sparkling pool, a covered patio ideal for outdoor dining or lounging, and plenty o

3
BEDS
2
BATHS
2,025
SQFT
0.29
ACRES

Discover the Bisbee by LGI Homes at Estrella at High Range, a charming single-story home designed with space, comfort, and functionality in mind. Featuring three bedrooms, two full bathrooms and an open-concept layout, the Bisbee offers the perfect setting for making memories with family and friends. From the spacious living room to the separate dining area and chef-inspired kitchen, every detail of this home was crafted to suit your lifestyle. Whether you're hosting dinner or enjoying a cozy night in, this thoughtfully designed layout makes it all easy and enjoyable.The heart of the Bisbee is the modern, chef-ready kitchen, complete with stainless steel Whirlpool(r) appliances, sprawling quartz countertops, a generous kitchen island, and stylish cabinetry.

3
BEDS
2
BATHS
1,553
SQFT
0.16
ACRES

Built in 2022, this stunning two-story home feels brand new and offers exceptional style and comfort throughout. The open-concept layout features a gourmet kitchen with modern finishes that flows seamlessly into the bright living area with large picture windows overlooking the beautifully landscaped backyard. Enjoy outdoor living under the covered patio with extended brick concrete and privacy walls, backing to a walking path with a park just steps away. Upstairs, all bedrooms are spacious, including a luxurious primary suite with a walk-in shower and huge closet with a window. Tile flooring, abundant natural light, and great curb appeal complete the package. Conveniently located near hospitals, shopping, and dining. It's the perfect place to hang your heart. Don't miss this great deal!

4
BEDS
3
BATHS
1,936
SQFT
0.1
ACRES

PAID OFF PID! Beautiful home situated on a spacious corner lot that sits higher than neighbors for added privacy. Step inside to tall ceilings, abundant natural light, and stunning Sandia views. The owner's suite features elegant trey ceilings, his and hers closets, and a walk-in shower. Enjoy a bonus office, large loft, and extra storage under the stairs. BRAND NEW carpet downstairs and a laundry room with utility sink add convenience. The landscaped backyard offers a dog run, water feature, and pergola--perfect for relaxing or entertaining. In a great location near shopping, top-rated schools, and hospital!

4
BEDS
3
BATHS
3,195
SQFT
0.15
ACRES

Stunning 2020 Hakes Brothers home in the Cleveland High district with Sandia Mountain views from the backyard and beyond. Built with over $140K in upgrades, this meticulously maintained home blends modern design with everyday comfort. The open living area features wood accent beams, while the kitchen shines with upgraded cabinetry, quartz counters, stainless appliances, and thoughtful finishes throughout. Smart layout offers flexible gathering spaces and private retreats. Professionally landscaped, low-maintenance yards are designed for enjoyment, not upkeep. Tile roof, solar panels, and quality construction add efficiency and long-term value. Clean, elevated, and truly move-in ready. Spacious, balanced, and purposefully designed.

3
BEDS
3
BATHS
2,119
SQFT
0.13
ACRES

$10,000 TOWARD RATE BUYDOWN OFFERED! Welcome to this beautiful DR Horton home located in the desirable Cleveland Heights neighborhood. Built just 5 years ago, this residence offers modern living with thoughtful touches throughout. Featuring 4 spacious bedrooms, including a serene primary suite conveniently located on the main floor. The main level also boasts a dedicated laundry room for added convenience and a flex room that can be customized as a home office, playroom, or workout space. Upstairs you're welcomed to a spacious loft, 3 bedrooms and a full bathroom. The open concept layout flows effortlessly, with 2.5 stylish bathrooms, a sleek modern kitchen, and bright living areas. Outside, a fully landscaped backyard, perfect for entertaining!

4
BEDS
3
BATHS
2,381
SQFT
0.13
ACRES

This 3-bedroom, 2-bath home comes with refrigerated air, fresh paint throughout, and new windows. Appliances are included, and furniture & security cameras are negotiable. Move-in ready and ideally located in the heart of Rio Rancho!

3
BEDS
2
BATHS
1,316
SQFT
0.11
ACRES

This stunning 2,452 sq. ft. two-story home offers 4 bedrooms and 3 baths, designed with an open-concept layout perfect for entertaining. Upstairs, a spacious loft provides the ideal spot for relaxing or game nights, while the large primary bedroom offers a true retreat. Step outside to a covered patio on a generous lot--perfect for outdoor living. Complete with Whirlpool stainless steel appliances and a smart home package, this home blends style, space, and modern convenience.

4
BEDS
3
BATHS
2,452
SQFT
0.13
ACRES
$399,900
-10,000$ 02/07

Welcome to your stunning new Pulte home in the highly desirable Lomas Encantadas Community!This gorgeous home showcases a beautiful kitchen with white cabinets, sleek black quartz countertops, and premium stainless steel KitchenAid appliances. The open floor plan features stylish wood-look plank flooring throughout and large windows framing amazing Sandia Mountain views. Step outside to the oversized covered patio -- perfect for relaxing or entertaining while enjoying New Mexico's breathtaking sunsets. Ideally located just minutes from Highway 550 and I-25, Lomas Encantadas offers an easy commute anywhere. A truly stunning home combining luxury, comfort, and convenience!

3
BEDS
2
BATHS
1,828
SQFT
0.13
ACRES
$1,599,000
-51,000$ 02/10

35k Credit Available! Custom mansion over 5,000sqft, the crown jewel of Montebella Estates. This architectural masterpiece offers an elite lifestyle, crafted to showcase the most majestic panoramic views of the Sandia Mountains. Designed by renowned Ron Montoya Designs and constructed by master builder Candelaria Homes, every detail of this residence exudes luxury, beauty, and sophistication. Featuring chefs kitchen with butlers pantry complimented by a stunning dining room and open living space. 4 generous sized bedrooms, 4 spa like bathrooms, recreation room, sports bar, theatre room, dedicated study and massive garage. Owners suite boasts his and hers closets, dual showers and personal vanities a real luxurious retreat. Soaring towers and picturesque balconies, it's a lifestyl

4
BEDS
4
BATHS
5,146
SQFT
1.33
ACRES

Welcome to 817 Oreja De Pro Dr SE -- a spacious home offering nearly 2,921 square feet of comfortable living. Situated on an expansive lot, this property provides ample space for outdoor entertaining, gardening, or simply enjoying New Mexico's beautiful weather. Inside, generous living areas and large bedrooms create an inviting and flexible layout. The neighborhood is quiet and well-established, known for its mature charm and community feel. Conveniently located near shopping, and main routes, this home offers the perfect balance of space, comfort, and accessibility. A rare find combining size, potential, and location in one of Albuquerque's most desirable southeast areas.

5
BEDS
2
BATHS
2,921
SQFT
0.36
ACRES

totally remodeled ,must see new roof ac new kitchen new bathrooms .must see.

3
BEDS
2
BATHS
1,573
SQFT
0.25
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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