FHA Eligible Homes in Rio Rancho

4206 Pico Norte Lane NE, Rio Rancho

Beautifully upgraded home in the gated Tres Colinas neighborhood. Curb appeal includes 2-toned synthetic stucco with a Spanish tile roof, manicured courtyard entrance w privacy gate, & a 3-car garage. Amazing upgrades: LVT flooring, white quartz countertops, custom cabinetry added to the office and 2nd pantry, custom built-in entertainment center, and more. The kitchen features custom cabinetry, butler's pantry, huge island, breakfast nook, abundant cabinet and pantry storage, gas cooktop, and island dishwasher.Primary is downstairs, along with a guest room and casita room. The breezeway to the casita is closed in creating another large living space. Huge loft upstairs with 2 bdrms on each side. Backyard features synthetic grass, XL covered patio, gas stub out, concrete Bball​​‌​​​​‌​​‌‌​​‌​​​‌‌​‌‌‌​‌​​​​‌‌​​‌‌​​‌​ pad.

3465 Calle Suenos SE, Rio Rancho

Lovely Southwestern-style home nestled in the heart of Rio Rancho with breathtaking views of the bosque, city lights, and surrounding mountains. This warm and inviting home features beautiful beamed ceilings, a classic kiva fireplace, and authentic Southwestern charm throughout. Offering four bedrooms and two full baths, there is plenty of space to relax and entertain. Enjoy the peaceful setting with open space directly behind the home, providing privacy and stunning sunsets right from your backyard. A truly special property that captures the beauty and spirit of New Mexico living.

1901 Cortina Loop SE, Rio Rancho

Beautiful home located in Astante Villas in the highly sought-after Cabezon Community. This spacious home features 3 bedrooms, each with walk-in closets, 2.5 bath, updated flooring throughout and high ceilings. Perfect for entertaining and family gatherings, the home offers two full living areas plus a bonus loft upstairs. The beautifully landscaped backyard showcases stunning east mountain views, firepit and custom table creating an inviting outdoor setting. Additionally it is located in a prime location just moments away from parks, community swimming pool and scenic walking trails. Recently upgraded and installed roof, garage door, HVAC, dishwasher and refrigerator.Conveniently located near shopping, restaurants, hospitals, grocery stores and other everyday conveniences

510 Palo Alto Drive NE, Rio Rancho

Spacious & beautifully designed home w/4bedrms w/walk-in closets. NEW CARPET! + office, 3.5 baths, a 21x10 loft & a oversized 2 car garage. High ceilings, abundant natural light & an open-concept layout create the perfect space for everyday living & entertaining. The primary suite is located on main floor offering a double sink vanity, separate shower & a large garden tub. The kitchen features stainless steel appliances, granite, tile back splash. large pantry & large island w/bar seating, making for ample gathering space. A dedicated main level office offers work-from-home flexibility, while the oversized loft is ideal for a media room or 2nd living area. Enjoy energy-efficient PAID OFF SOLAR! Many scenic walking trails, parks dining, shopping, library and public pool near by!

937 Northern Boulevard NE, Rio Rancho

Welcome to this beautifully maintained, nearly new home offering modern comfort and style. Built just a year ago, The Olive floor plan this home features a bright and open floor plan designed for everyday living and entertaining. The stunning kitchen is the heart of the home, showcasing gorgeous granite countertops, modern finishes, ample cabinetry, and plenty of space to gather. Step outside to enjoy the great backyard-perfect for relaxing, entertaining or creating your own outdoor retreat. With contemporary touches throughout and the feel of a brand-new home, this property ismove-in ready and sure to impress.

3550 White Horse Drive SE, Rio Rancho

Located in Rio Rancho's desirable High Resort / Country Club corridor, this beautifully maintained single-story custom home blends Southwestern character with thoughtful updates. Soaring ceilings, arches, nichos, kiva-style fireplaces, and natural light create a warm, inviting feel throughout multiple living spaces. The updated kitchen features Samsung appliances installed in 2021. Recent upgrades include roof service, stucco maintenance, water heater, garage motor, and professional cleaning throughout. Out back, there is beautiful landscaping, raised garden beds, and fruit trees; a true garden-retreat setting. You will enjoy a feeling of privacy while surrounded by lots of greenery in mature High Resort. A rare blend of privacy, character, updates, and location.

7131 Wrangell Loop NE, Rio Rancho

$2,000 buyer credit to help with closing costs! Beautifully maintained home shows just like new! Filled with natural light, the open floor plan offers comfortable living and functional design throughout. Kitchen features granite countertops, stainless steel appliances, gas cooktop with vent hood, roll-out shelving, and generous storage. Great room boasts a tray ceiling, gas fireplace with mantle, and stacked stone surround. Spacious primary suite with oversized shower, soaking tub, and large walk-in closet. Covered back patio, landscaped backyard, tankless water heater, whole-house water filtration, wide hallways, gutters, alarm system, and tile flooring throughout main living areas. Conveniently located near shopping, dining, parks and I-25 access. Welcome home!

308 Encantado Ridge Court NE, Rio Rancho

Gorgeous Home in Desirable Milagro Ridge, this stunning 2 story single-family home sits on a quarter-acre lot with exceptional views. Boasting a thoughtful floor plan and modern finishes. 5 bedrooms, 3 full bathrooms including a full bathroom on the main level for easy living and 2 bathrooms upstairs, a 3-car garage for ample parking and storage. Features a gas fireplace to add warmth and ambiance! Move in ready with new appliances!! A must see today!!!

212 Prism Avenue SW, Rio Rancho

Imagine your perfect easy-living in this charming one year old, single-story home! Located in the desirable Rainbow Canyon master-planned community by Centex offers comfortable, hassle-free living with all main areas conveniently on one level. Fully landscaped front and backyard. All newer appliances convey as is. This energy-efficient home features a bright open-concept layout that's easy to move through, beautiful granite countertops, and a covered patio perfect for morning coffee or quiet evenings. Nestled in a friendly, welcoming neighborhood with easy access to Albuquerque, shopping, dining, and medical services, this accessible home provides low-maintenance living in a peaceful setting. Priced to sell and ready to move in. come take a gentle tour and picture yourself at home here .

3608 Plano Vista Road NE, Rio Rancho

Exceptional backyard living and views set this beautifully maintained Loma Colorado home apart! Designed for enjoying New Mexico living year-round, the backyard features fantastic landscaping, a gazebo, built-in grilling area, and raised garden beds. Inside, the great room seamlessly connects the kitchen, dining, and living areas, creating an inviting space for everyday living and entertaining. The kitchen offers a large island, custom backsplash, and plenty of workspace, while the corner fireplace adds warmth and character to the greatroom. This versatile floorplan includes 3 bedrooms plus a large loft, along with a main-level office/flex room perfect for guests, hobbies, play, or work. This home, location, and features are a gem!

3206 Martuni Street SE, Rio Rancho

Price reduced!! Don't wait; step into elevated living in this stunning Yorktown home, thoughtfully designed for entertaining and everyday luxury. The expansive great room flows seamlessly into an open dining space overlooking the covered patio and blank-slate backyard ready for your dream oasis. The gourmet kitchen stuns with quartz countertops, an oversized island, and $79K in premium builder upgrades. A private downstairs bedroom and bath offer flexibility for guests or multigenerational living. Upstairs, an immense loft anchors four spacious bedrooms, including a secondary ensuite and a luxurious primary retreat with spa-like shower and oversized walk-in closet.

4626 16th Avenue NE, Rio Rancho

This stunning custom Pueblo-style home is move-in ready and loaded with upgrades that matter. RV PAD!!!! WATER SOFTNER!! Soaring viga ceilings, a wood-burning fireplace, and walls of windows framing breathtaking mountain views create an interior you won't forget. The spacious layout offers room to relax and entertain with ease. Major systems are all updated: roof (2018), water heater (2020), HVAC (2021), and solar panels (2020) to slash energy costs. Step outside to your private upper-deck with panoramic views, or fire up the outdoor kitchen while taking in the New Mexico scenery. The oversized garage and 8-ft garage door, RV access, and backyard access possible deliver the convenience and flexibility you need. Inquire about Interest Rate Buy Down Options good through 6/30/2026.

1845 Round Up Drive NE, Rio Rancho

Motivated Sellers!!! $4K Sellers concession being offered at closing. Immaculate home in Rio Rancho with no HOA! Conveniently located within ~2 miles of K-12 schools, shopping, dining, and parks. This 4-bedroom home offers 2 spacious living areas and a chef-inspired kitchen perfect for gatherings. A key feature is the fully professionally landscaped backyard oasis, along with wood accent beams, a built-in bar, and an electric fireplace that add warmth and character. Enjoy added privacy with open space behind the home and beautiful Jemez Mountain views. Recent upgrades include a new metal roof, new water heater, new garage door, dishwasher, EV charger, pergola, and a hot tub that conveys. Close to the new City Centre and nearby park. Schedule your showing today!

3321 Wolf Tail Loop NE, Rio Rancho

This immaculately maintained home checks all the boxes and is ideally located in the highly sought-after Mariposa community! Open, bright, and thoughtfully designed, the floor plan enhances both everyday living and entertaining.The dream kitchen features expansive quartz countertops, abundant cabinetry, and a large island that anchors the space--perfect for gatherings. The spacious great room opens to a covered patio with sweeping views of the surrounding mesas and New Mexico sunsets, creating a seamless indoor-outdoor living experience. The primary bedroom and bath offer a relaxing retreat, complete with an oversized walk-in closet. This Richmond American home features two primary suites for a total of four bathrooms, providing flexibility and comfort for family or guests.

1544 Peppoli Loop SE, Rio Rancho

Step into a home that combines comfort, space, and thoughtful upgrades in one of Cabezon's most desirable locations. This popular floorplan features a private primary suite on the main level, tall ceilings, and an open living area filled with natural light from oversized windows. The kitchen and living spaces flow effortlessly, creating a warm and inviting atmosphere perfect for everyday living or entertaining. Additional features include upgraded stair railings, plantation shutters, spacious walk-in closets in every bedroom, a relaxing jetted tub, and a 3-car garage. Outside, enjoy established landscaping, a retractable patio awning, and added storage with the included shed. Conveniently located near parks, trails, and community amenities. *Roof maintenance done June 2026.

2541 Chessman Drive NE, Rio Rancho

Owner financing available for qualified buyers. Ask about closing cost assistance and interest rate buy-down options. Resort-style living on over half an acre in one of Rio Rancho's premier custom-home corridors. This 2022 contemporary home features soaring ceilings, a chef's kitchen with quartz countertops, oversized island, walk-in pantry, radiant floor heat, owned solar, Cat 6 wiring, smart home technology, EV-ready garage, and custom closet systems. The owner's suite offers spa-inspired finishes, mountain views, and backyard access. Outside, enjoy a heated saltwater pool with tanning ledge and automatic cover, multi-use sports court, in-ground trampoline, playground, covered patio, fire pit, RV access with cleanouts, and room to entertain year-round. Truly turnkey luxury living.

2436 Marble Avenue NE, Rio Rancho

Incredible financing incentives are available with our in-house lender, DHI Mortgage PLUS $5,000 toward your closing costs! The Venice by D.R. Horton is a stunning 3 bedroom, 2.5 bath home featuring a spacious 3-car tandem garage & an open-concept design perfect for entertaining. The great room and dining area flow seamlessly into a chef-inspired kitchen with Whirlpool appliances, beautiful pendant lighting & a generous pantry. You'll find ceramic tile throughout the kitchen, dining area, living room, all wet areas, while the spacious primary suite offers double vanities, a luxurious tiled SUPER shower & a large walk-in closet. Additional upgrades include soaring 11-foot ceilings in the living room, 8-foot interior doors & SO MUCH MORE!

1013 26th Street SE, Rio Rancho

Welcome to this stunning custom, Amish-built Craftsman-style two-story home, perfectly situated on a private street in the heart of Rio Rancho, NM. Offering an impressive 4,400 square feet of thoughtfully designed living space, this one-of-a-kind property. This spacious home features 5 bedrooms and 4.5 bathrooms, with three bedrooms on the main level and two bedrooms on the upper. A dedicated office space makes working from home both comfortable and efficient. The home also includes generous walk-in attic storage, ensuring plenty of space for organization without sacrificing living areas. Set on a beautifully sized 1/2-acre lot, it boasts a spacious side yard offering room for recreational vehicles. This home is a rare combination of custom craftsmanship, spacious design, and prime​​‌​​​​‌​​‌‌​​‌​​​‌‌​‌‌‌​‌​​​​‌‌​​‌‌​​‌​ location.

2428 Marble Avenue NE, Rio Rancho

Step into our Inspiration floor plan-A stunning 3 bedroom, 3 full bath home designed for both comfort and style, featuring an oversized 2-car garage plus a dedicated office study. The expansive family room showcases soaring 11-foot ceilings, while 8-foot doors throughout enhance the open, upscale feel. At the heart of the home is open kitchen with built-in appliances, waterfall countertops, pendant lighting and modern finishes perfect for entertaining. The primary suite offers a spa-like retreat with a large SUPER SHOWER w/bench. Additional highlights include a glass front door and elegant skip trowel texture throughout the home. A perfect blend of luxury, function & thoughtful design. Plus incredible financing incentives are available with our in-house lender DHI Mortgage!

4533 N Golden Eagle Loop NE, Rio Rancho

Great 4 Bedroom home, well maintained with open floor plan throughout the kitchen/Dining/Livingroom area. Gas Cooktop with 5 burners. Double Sinks and Large Walk-in Closet in the Master area. Some upgrades includes Granite Countertops, Special Backsplash behind Cooktop area, French Doors that leads to the Patio area, Jetted Tub In Master Bath area and a Sitting area in the Master Shower. Complete landscaping in front and rear. Also, a walking path on side of home that connects to a walking trail in rear of home.

6817 Preston Road NE, Rio Rancho

Welcome to a home that truly has it all--located in the newest phase of Lomas Encantadas in beautiful Rio Rancho! This thoughtfully designed 3-bedroom, 2.5-bathroom home offers plenty of space, smart storage solutions, and natural light that shines from every corner--literally. Set in the expanding community of Lomas Encantadas, you'll enjoy a scenic setting with nearby parks, trails, and all the conveniences Rio Rancho has to offer. With upgraded finishes and room to grow, this home is a perfect match for families, professionals, and anyone who appreciates smart design and sunny living.

2102 Virgin Wood Road SE, Rio Rancho

Come see this lovely custom passive solar adobe home which is move in ready! Three bedrooms & two completely updated bathrooms. Primary bedroom features, walk-in closet, access to solar hallway & a private patio. Two large living areas featuring beamed ceilings, both Kiva & woodstove fireplaces. Brick & luxury vinyl flooring. Home maintains its older charms with the best modern updates. Kitchen includes beautiful quartz countertops, large pantry, & all new appliances, including dishwasher, refrigerator, stove, microwave, washer & dryer. Attach garage is oversize with lots of storage space. It has built-in shelves & a workspace. Low maintenance landscape in the front yard & a giant brick patio out back off of the solar hallway, plus backyard access. Nice size lot is .27 acres. Excellent

4118 Pico Norte Lane NE, Rio Rancho

Amazing home in highly sought after gated neighborhood of Loma Colorado, Tres Colinas. Largest lot in neighborhood at .3 acres, 6 full bedrooms with separate office, attached four car garage with detached 16'x50' fully finished and insulated RV garage that could also be used as shop, home gym, etc. Sellers are the original owners who built the house with every option, including large sliding door from den to covered patio, recirculation line for tankless water heater for instant hot water, laundry room with full cabinets and sink, attached garage is fully insulated/finished with 220v electric outlet and utility sink. Multiple improvements have also been completed: Built in lockers/benches at garage entry, remodeled pantry, custom wood burning fireplace,

6941 Ava Road, Rio Rancho

This inviting 1,530 sq. ft. home offers high-performance living with NM Build Green Gold certified for superior energy efficiency. The interior features a luminous, polished aesthetic with light cabinetry, a clean-lined backsplash, and stunning quartz countertops throughout. Modern black hardware and fixtures perfectly accent the 6x35 wood-plank tile found in all living and wet areas, while carpet adds comfort to the 3 bedrooms. The kitchen has stainless steel appliances and eat-in island. Complete with a 2-car garage and situated in a premier community near shopping and dining, this home is perfect for a sophisticated, low-maintenance lifestyle. Please note home is staged for illustrative purposes and all furnishings are not included with the sale. Call to schedule your tour today!

4421 George Loop NE, Rio Rancho

Experience high-performance living in this brand-new 2-story home, proudly NM Build Green Gold Certified for superior energy efficiency. This spacious 4-bedroom, 3-full bath floor plan features an expansive open-concept layout perfect for entertaining. The gourmet kitchen includes an eat-in island and a walk-in pantry with additional cabinetry, ideal for a coffee bar. The private owner's suite is conveniently located on the main level, boasting a double vanity, a luxurious soaking tub, and a separate shower. Upstairs you will find 2 of the 4 bedrooms and a large loft, offering a versatile space for a home office or media room. Complete with a 3-car garage and a large backyard with a covered patio, this home offers modern comfort near shopping and dining. Call for your tour today!