FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 481 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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OWNED SOLAR & REFRIGERATED AIR....HONEY, STOP THE SEARCH... THIS IS THE ONE!!! Welcome home to this beautifully refreshed 3-bedroom, 2-bath patio home designed for easy living and unforgettable views. Soaring ceilings and abundant natural light create an open, inviting atmosphere, while fresh interior paint and BRAND NEW GE stainless steel appliances MAKE this home truly move-in ready... and it has REFRIGERATED AIR & OWNED SOLAR!?1? The thoughtfully designed floor plan offers comfortable living spaces perfect for relaxing or entertaining (WITH A COOL DOBULDESIDES GAS OG FIREPLACE )!Step outside to your private rooftop patio and take in breathtaking Sandia Mountain views, enjoy spectacular sunsets, or unwind under New Mexico's famous star-filled skies. Conveniently located near shopping, dining, parks, and commuter routes, this home combines low-maintenance living with exceptional charm and wont't last long!!
The Mariposa is a luxury single-story home offering approximately 3,012 square feet with expansive living space, elevated design, and a strong sense of arrival. The open-concept great room, dining area, and chef-inspired kitchen create bright, connected living ideal for entertaining and everyday comfort. A large island, generous counter space, and direct connection to the main living areas make the kitchen both functional and impressive. The private owner's suite includes a spa-style bath with dual vanities, soaking tub, large walk-in shower, and an expansive walk-in closet. A flex room and 3-car garage add versatility and storage.
Nestled in the sought-after community of Lomas Encantadas in Rio Rancho, this stunning Jane floor plan combines luxury finishes with thoughtful functionality. Featuring an optional flex room, 3-car garage, and added powder bath, this home offers the flexibility and space today's homeowners crave.Natural light fills the home through a foyer skylight, a dramatic 4'x2' skylight above the kitchen island, and expansive glass doors that create a bright, welcoming atmosphere. The gourmet kitchen is a true showstopper, showcasing Level 4 Valbella Gold quartz countertops, a 36'' gas cooktop, double ovens, an oversized island, upgraded cabinetry with soft-close doors and dovetail drawers, and optional buffet cabinets perfect for entertaining.
Discover the perfect blend of modern design and quality craftsmanship in this stunning custom-built Rio Rancho home. Offering 2,802sqft of single-level living, this 4-bedroom, 4-bathroom residence sits on a half-acre lot and features soaring ceilings, a dramatic 17-foot tower entry, and a welcoming courtyard. The open floor plan showcases custom tile flooring, recessed ceilings, and a gourmet kitchen with granite countertops, premium appliances, and a stone island. The private primary suite features a large walk-in closet, standalone soaking tub, and an oversized walk-in shower with dual entry and a rainfall shower head. Enjoy a 906sqft covered patio with wood ceilings, epoxy-finished doors, metal fencing, RV parking, backyard access, and beautiful views.
Wonderful family home in the Los Diamantes community. Conveniently located just minutes from parks, shopping, dining, grocery stores, Joe Harris Elementary and Rust Medical Center. Enjoy owned solar panels, helping reduce utility costs while staying cool all summer.The fully landscaped backyard is perfect for relaxing or entertaining with an extended patio and low-maintenance turf. Enjoy beautiful views of the iconic Three Sisters. Schedule a tour today!
Stunningly bright & cheery one story home w/tile roof. Open floor plan offers 3 bedrooms 2 baths/ charming chef's kitchen complete w/ gas stove & newer vent and pantry. Granite counters and lovely cabinets w/ an island offer casual dining if desired plus a pleasant dining area with chandelier lighting. Warm and welcoming living room with plenty of space for everyone!!Large primary bedroom features ceiling fan Bath has dble sinks and a spacious closet that opens to laundry room. Great separation from other 2 bedrooms which share a full bath This home is radiant with sunlight, has lovely blinds, tile flooring, carpet, refrigerated air & is landscaped front & back. Welcoming covered patio to enjoy the outdoors. No backyard neighbors! Close to schools, shopping and restaurants. Come see! HOME WARRANTY INCLUDED UP TO $550.00
Welcome home to this beautifully updated 5 bedroom, 2.5-bathroom home offering the perfect blend of space, comfort, and style. With a three-car garage, convenient side yard access, and multiple living areas, this home provides the flexibility today's buyers are looking for. Inside, you'll find fresh updates throughout, including newer flooring, freshly painted walls and baseboards, updated light fixtures, and a remodeled kitchen featuring quartz counters, updated appliances and stylish finishes. The spacious floor plan offers plenty of room for entertaining, relaxing, or working from home. The oversized primary suite serves as a private retreat with a beautifully updated bathroom and ample space to unwind. Four additional bedrooms provide room for family, guests, hobbies, or home office.
Beautiful mountain views and large backyard! Original owner. Well maintained home features 2 living areas, spacious primary suite, and family dining room. Located in a cul de sac, low traffic area. Updates include; water heater (2026) water softener (2023), refrigerator (2022), gas stove (2020). No carpet, no HOA, no PID! 3rd car garage has been converted into an office/storage area. All of the components of the garage are still there (door, opener) and can easily be converted back to a garage, if desired.
PRICED BELOW APPRAISED VALUE! Rare opportunity to own 5 acres in the heart of Rio Rancho! This spacious 4 bedroom + office, 3 bath home offers endless possibilities with room for horses, RVs, recreational vehicles, a future workshop, pool, garden, or simply space to enjoy privacy and the New Mexico lifestyle. Take in beautiful Sandia Mountain views while still being minutes from shopping, restaurants, and city amenities. Features include a 3-car garage, OWNED solar panels, private well, refrigerated air, tankless water heater, and a reverse osmosis system. Complete with stalls, hay storage, and outbuilding space perfect for animals, hobbies, storage, or your next vision. A rare combination of space, views, and location! Lower interest rate available!
Perfectly located near Intel with easy access to Albuquerque, this beautifully updated home blends style, comfort, and functionality. Inside, enjoy 16x16 tile throughout, a stacked-stone fireplace, barn door accents, upgraded kitchen cabinetry, tile backsplash, reverse osmosis, water softener, an oversized pantry, and a spacious laundry room with built-ins. The primary suite features a custom walk-in closet, while a secondary bedroom includes an adjoining office/flex space. The backyard is fully fenced offering backyard access, a covered patio with gazebo and a separate dog run! This great property stis on a HALF ACRE! Other updates include: newer solar (seller will pay off in full at closing W/ acceptable offer) septic, water heater, and a finished 2-car garage.
Tucked away at the top of a quiet cul-de-sac in one of the area's most desirable neighborhoods, this move-in-ready hidden gem offers 4 bedrooms, 2.5 bathrooms, fresh interior paint, and a spacious, functional floor plan. Enjoy two living areas, a huge loft ideal for a game room, office, or media space, and an oversized 3-car garage with exceptional storage throughout. Abundant closet space and convenient under-stair storage make staying organized easy. The private primary suite features its own balcony overlooking the lush backyard. Situated on nearly a quarter acre, the backyard oasis is filled with mature trees and vibrant greenery, creating the perfect space to relax or entertain. Just steps from walking and bike paths, this home offers the perfect blend of comfort, privacy, convenience, and location.
Discover the Somerton by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan offers four bedrooms and three bathrooms, including a luxurious master suite upstairs that serves as your private retreat--complete with natural light, a seamless en-suite bathroom, and an expansive walk-in closet. With an additional bedroom on the main floor, this home is perfect for guests or flexible living.Experience elegant design and thoughtful functionality in the Somerton. Your dream home awaits at Estrella at High Range.
Welcome to the Wellton by LGI Homes at Estrella at High Range, a spacious five-bedroom, three-and-a-half-bathroom home designed with your family's comfort and lifestyle in mind. This beautifully crafted open-concept floor plan makes everyday living effortless, with a layout that seamlessly connects the kitchen, dining, and family rooms perfect for entertaining or enjoying quality time together.The chef-ready kitchen overlooks the dining and family areas, keeping you connected to guests and loved ones while preparing meals.Experience exceptional value, thoughtful design and the perfect place to call home at Estrella at High Range with the Wellton floor plan.
Welcome to this beautiful single story home situated on a .33 acre lot tucked away at the end of a cul-de-sac, in the highly sought after Rivers Edge III community. This home features, large rooms, family room, kitchen has plenty of cabinet & counter space, formal dining + breakfast nook, refrigerated air, water softener, large 2 car garage with bonus/hobby room and storage cabinets. Wonderful covered patio for relaxing & entertaining and an inviting covered front porch with phenomenal mountain views. Landscaped, front & back, lawn, shrubs. Huge side yard parking, perfect for RV and/or multiple vehicles & back yard access to another garage/workshop & two storage sheds. This property has so many unique qualities that are a rare find! NO Poly, NO HOA.
This home went under contract 𝗶𝗺𝗺𝗲𝗱𝗶𝗮𝘁𝗲𝗹𝘆--and it is easy to understand why. Unfortunately, the buyer's financing fell through, creating a second opportunity for someone else to make it theirs. This is the one buyers hope to find: beautifully maintained, thoughtfully updated, meticulously clean, and truly move-in ready. With five bedrooms, three living areas, main-level bedroom and a full bathroom, the layout offers room for gathering, guests, work, hobbies, movie nights, and all the extra 'stuff' that needs its own space. The entire interior has been painted for a fresh, clean look throughout. Beautiful engineered wood laminate flooring extends through the lower level, while generous living spaces and an updated fireplace surround create a polished main gathering area. The patio sunroom creates a quiet place to sit, read, relax, or enjoy separation from the main living areas. It is also a thoughtful pet setup, offering backyard access while the sliding glass door helps keep pets from entering the main house. The backyard is a standout, with low-maintenance landscaping, raised garden areas, an oversized covered patio with ceiling lighting, decorative patio lights the seller will leave, a custom-built fire pit, and a backyard access gate. There is room for basketball, a putting green, a lap pool, gardening, patio games, or that backyard feature you have always wanted. This is a yard made for gathering, from casual cookouts to the kind of parties people remember. Located in Lomas Encantadas, with sought-after Rio Rancho schools, nearby parks, shopping, dining, and easy access toward Albuquerque, Santa Fe, and Los Alamos. This home offers the space, condition, and convenience buyers are hoping to find.
Welcome to Amreston Homes Santa Fe Plan! The welcoming full-light front door sets the stage, opening into this stunning 1,888 sq. ft., 4-bedroom, 3.5-bathroom new construction home. Built for maximum efficiency, this all-electric design blends sustainable living. The interior features impressive 8ft interior doors, a warm color palette, and striking black hardware throughout. The chef's kitchen serves as a visual masterpiece with a large waterfall island, while the inviting open concept living space boasts an electric fireplace. Situated on a sprawling half-acre lot, you'll love the outdoor freedom of the extended covered patio option and ample space for your RVs and ATVs. Tour today!
Which is more stunning--the home or the views? This beautiful Santa Fe-style home in Rio Rancho welcomes you through a charming courtyard into a warm great room featuring a classic kiva fireplace, beamed tongue-and-groove ceilings, and a dramatic wall of windows showcasing breathtaking bosque and mountain views. The open kitchen offers generous gathering space and a large pantry. Three secondary bedrooms surround a cozy den with a second kiva fireplace. The private primary suite features mountain views, dual sinks, two walk-in closets, a jetted tub, and separate shower. Enjoy the landscaped backyard with a covered patio and an insulated shed with electricity, perfect for a workshop, studio, or hobby space. Newer roof (2023) and HVAC (2023).This incredible property offers all this and more.
Experience elevated living in this beautifully crafted home with stylish upgrades, perfectly situated in the sought-after Cabezon community! Bright front living area showcasing beautiful upgraded laminate wood flooring. Tastefully updated kitchen with refreshed cabinetry, quartz countertops, designer backsplash, stainless steel appliances, updated lighting and fixtures, plus a pantry. The adjacent dining area creates a seamless flow for gatherings. Owner's suite with a vaulted ceiling, walk-in closet, and stunning remodeled bath featuring a barn door entry, dual vanities, a freestanding soaking tub with custom tile surround, and a walk-in shower. Enjoy the privacy of a fully walled backyard complete with a covered patio.
Welcome to this beautifully designed semi-custom home in the heart of Rio Rancho! With over 3,000 square feet of thoughtfully planned living space, this one-story residence offers the perfect blend of comfort, functionality, and flexibility. Featuring 4 spacious bedrooms, including a generous primary suite with ensuite bath, and 3 bathrooms (2 full + 1 half), this home also includes a dedicated office--ideal for working remotely or creating a private retreat. The open-concept layout boasts a stunning kitchen with island, formal dining space, large living room (over 500 sq ft), and plenty of natural light. Enjoy modern appliances, ample storage, and flexible layout options, all located in a desirable neighborhood with easy access to schools, parks, and amenities.
Completely Remodeled & Move-In Ready! Welcome home to this beautifully renovated 3-bedroom, 2-bath residence, offering the perfect blend of modern updates, comfort, and value. Situated on a spacious 1/2-acre lot with convenient backyard access, this property provides plenty of room for RV parking and outdoor entertaining.This home has been extensively remodeled from top to bottom. Recent improvements include new interior and exterior paint, a new roof, new evaporative cooler, energy-efficient new windows, stylish luxury vinyl flooring, new kitchen appliances, new kitchen and bathroom cabinetry with updated countertops... Every detail has been thoughtfully updated, allowing you to move in and immediately enjoy your new home.
HUGE price improvement!! Welcome to 3420 Shiloh Road! This beautifully maintained 4-bedroom, 3-bath home offers the perfect blend of comfort, style, and peace of mind. Thoughtfully updated and truly move-in ready, this home showcases pride of ownership throughout. Major improvements include a new roof (2021), new exterior stucco paint (2021), new downstairs flooring (2023), brand-new carpet (2026), and a new water heater (2026). These are just a few of the many updates that make this home stand out. Step outside to a fully landscaped backyard, creating the perfect setting for relaxing, entertaining, or enjoying beautiful sunsets. With spacious living areas, generous bedrooms, and a functional floor plan, this home is ideal for everyday living! Don't miss your opportunity to own this move-in-ready home, schedule your private showing today!
Don't miss 2516 Milagro Ridge Ct NE, a thoroughly refreshed residence where recent partial flooring replacement and fresh interior paint contribute to a bright, updated atmosphere throughout. The kitchen, central to the home, contains both a practical walk-in pantry and a functional center island. This blend of updates and kitchen utility makes it truly move-in ready.
Meet 429 Playful Meadows Dr NE, refreshed with fresh interior paint and a partial flooring replacement. This home includes a fireplace and an updated kitchen with all stainless steel appliances, a kitchen island. The primary bedroom features a walk in closet, with its primary bathroom providing double sinks and a separate tub and shower. Outside, a covered patio extends to a fenced in backyard. This residence combines modern updates with functional living.
Highlights of the impressive Raleigh plan include an open dining area with additional upper and lower cabinets at the nook, a great room with center-meet doors leading onto a relaxing covered patio, a thoughtfully designed gourmet kitchen with a walk-in pantry. You'll also appreciate a central laundry and four generous bedrooms, including a stunning primary suite showcasing a double door entry, tray ceiling, a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes, including 5 panel, horizontal doors throughout.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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