FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 505 listings in Rio Rancho.
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Single story home/Newly painted interior with Light and bright floorplan A/C new in 2023, $29K in upgrades when home was built, mid placed kitchen with granite counter tops and center island, looking north to den area with access to covered patio overlooking the Sandia mountains and northern Rio Rancho. Views are spectacular. Two bedrooms share a full size bath and the primary has an ensuite full bath with double sinks and separate shower from Garden tub. Double walk in closets for clothing or storage. Front loading washer/dryer stays with home as does the stainless steel refrigerator. Quality newer Hot tub stays with the home
Built in 2023, this beautiful 3 bedroom, 2 bath home offers 1,314 square feet of modern comfort in a great Rio Rancho neighborhood. Enjoy a bright, welcoming interior, plus a landscaped backyard with a greenhouse ready for your next season of projects. Solar will be paid off at closing, giving you energy savings from day one. Conveniently located about 1.7 miles from Rust Medical Center, 4.7 miles to Intel, and 2.6 miles to A Park Above. Schedule a showing and come see your future home. Seller is offering $5k towards buyers point buy down or closing cost Seller is also open to Owner financing.
Step into this beautifully maintained Pulte Home. Designed with both comfort and functionality in mind, this spacious home offers bright open concept layout connecting the kitchen, dinning, and living areas. The main level also features a versatile flex space along with a convenient office nook for working or studying at home. Upstairs you'll find a spacious loft, 2 secondary bedrooms and a private primary suite complete with large walk-in closet. Then as you step outside to a fully landscaped backyard, you have low maintenance turf, a large patio, and no direct neighbors behind for added privacy. This home is modern, functional and move-in ready offering the feel of new construction without the wait.
5773 Cosmo Court NE, Rio Rancho
Welcome to 5773 Cosmo Court NE, where comfort, space, and functionality come together in a move-in ready home. Situated on a generously sized lot, this property offers plenty of outdoor space to relax, entertain, or create the backyard you've been dreaming of. Inside, the open floorplan creates a bright and welcoming atmosphere with seamless flow between the living, dining, and kitchen areas. The kitchen features beautiful countertops, ample workspace, and a layout designed for both everyday living and entertaining. Perfectly located for commuters, with convenient access to Santa Fe, Los Alamos, and only about 45 minutes from the ABQ Sunport. Warm, inviting, and well-maintained throughout, this home offers the perfect blend of livability and convenience in a growing Rio Rancho location.
Such a great new Price! This immaculately maintained home checks all the boxes and is ideally located in the highly sought-after Mariposa community! Open, bright, and thoughtfully designed, the floor plan enhances both everyday living and entertaining.The dream kitchen features expansive quartz countertops, abundant cabinetry, and a large island that anchors the space--perfect for gatherings. The spacious great room opens to a covered patio with sweeping views of the surrounding mesas and New Mexico sunsets, creating a seamless indoor-outdoor living experience. The primary bedroom and bath offer a relaxing retreat, complete with an oversized walk-in closet. This Richmond American home features two primary suites for a total of four bathrooms, providing flexibility and comfort for family or guests. Even the builder can't match the features at this price!
PID FULLY PAID OFF! Experience elevated contemporary living in this stunning single-story home perfectly situated backing to a park, offering both privacy and beautiful open views! Designed with style and functionality in mind, this 3 bedroom, 2.5 bathroom home features an inviting open-concept floor plan filled with natural light and modern finishes throughout. The gourmet kitchen is the heart of the home, showcasing a large island, abundant cabinetry, and seamless flow into the spacious living and dining areas anchored by a cozy fireplace--ideal for entertaining or everyday comfort. The luxurious owner's suite is a true retreat with a spa-inspired bathroom featuring a freestanding soaking tub, separate walk-in shower, and not one, but two owner's closets. Additional highlights include a spacious 2 car garage, sleek contemporary architecture, a durable TPO roof with positive pitch, and a covered patio perfect for relaxing or enjoying indoor/outdoor living year-round. With direct park access and thoughtful upgrades throughout, this home offers the perfect blend of comfort, design, and location.
Imagine your perfect easy-living in this charming one year old, single-story home! Located in the desirable Rainbow Canyon master-planned community by Centex offers comfortable, hassle-free living with all main areas conveniently on one level. Fully landscaped front and backyard. All newer appliances convey as is. This energy-efficient home features a bright open-concept layout that's easy to move through, beautiful granite countertops, and a covered patio perfect for morning coffee or quiet evenings. Nestled in a friendly, welcoming neighborhood with easy access to Albuquerque, shopping, dining, and medical services, this accessible home provides low-maintenance living in a peaceful setting. Priced to sell and ready to move in. come take a gentle tour and picture yourself at home here .
This stunning custom Pueblo-style home is move-in ready and loaded with upgrades that matter. RV PAD!!!! WATER SOFTNER!! Soaring viga ceilings, a wood-burning fireplace, and walls of windows framing breathtaking mountain views create an interior you won't forget. The spacious layout offers room to relax and entertain with ease. Major systems are all updated: roof (2018), water heater (2020), HVAC (2021), and solar panels (2020) to slash energy costs. Step outside to your private upper-deck with panoramic views, or fire up the outdoor kitchen while taking in the New Mexico scenery. The oversized garage and 8-ft garage door, RV access, and backyard access possible deliver the convenience and flexibility you need.
SELLER INCENTIVE AVAILABLE! Use this toward buyer closing costs, RATE BUY DOWN, or updates with an acceptable offer.Step into a home that combines comfort, space, and thoughtful upgrades in one of Cabezon's most desirable locations. This popular floorplan features a private PRIMARY suite ON THE MAIN LEVEL, tall ceilings, and an open living area filled with natural light from OVERSIZED WINDOWS.The kitchen and living spaces flow effortlessly, creating a warm and inviting atmosphere perfect for everyday living or entertaining. Whether hosting friends, relaxing at home, or gathering for dinner, the layout offers flexibility and plenty of room to spread out.The main-level primary suite provides added privacy and convenience, complete with a spacious WALK-IN CLOSET and relaxing JETTED TUB. Upstairs, the additional bedrooms also feature walk-in closets, giving everyone generous storage space. Upgraded stair railings, plantation shutters, and thoughtful finishes throughout add character and help set this home apart.One of the standout features is the attached 3-CAR GARAGE, offering valuable EXTRA SPACE for vehicles, storage, hobbies, or a workshop setup.Outside, enjoy established landscaping and a backyard designed for easy enjoyment. The retractable patio awning creates a comfortable shaded space for relaxing or entertaining, while the included storage shed adds even more functionality.Located in the established Cabezon community, you'll be close to parks, trails, shopping, dining, and neighborhood amenities while still enjoying the feel of a residential setting.Schedule your showing and take another look at everything this home has to offer.RECENT Roof maintenance completed June 2026.
Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.
Step into our Inspiration floor plan-A stunning 3 bedroom, 3 full bath home designed for both comfort and style, featuring an oversized 2-car garage plus a dedicated office study. The expansive family room showcases soaring 11-foot ceilings, while 8-foot doors throughout enhance the open, upscale feel. At the heart of the home is open kitchen with built-in appliances, waterfall countertops, pendant lighting and modern finishes perfect for entertaining. The primary suite offers a spa-like retreat with a large SUPER SHOWER w/bench. Additional highlights include a glass front door and elegant skip trowel texture throughout the home. A perfect blend of luxury, function & thoughtful design. Plus incredible financing incentives are available with our in-house lender DHI Mortgage!
Come see this lovely custom passive solar adobe home which is move in ready! Three bedrooms & two completely updated bathrooms. Primary bedroom features, walk-in closet, access to solar hallway & a private patio. Two large living areas featuring beamed ceilings, both Kiva & woodstove fireplaces. Brick & luxury vinyl flooring. Home maintains its older charms with the best modern updates. Kitchen includes beautiful quartz countertops, large pantry, & all new appliances, including dishwasher, refrigerator, stove, microwave, washer & dryer. Attach garage is oversize with lots of storage space. It has built-in shelves & a workspace. Low maintenance landscape in the front yard & a giant brick patio out back off of the solar hallway, plus backyard access. Nice size lot is .27 acres. Excellent
Amazing home in highly sought after gated neighborhood of Loma Colorado, Tres Colinas. Largest lot in neighborhood at .3 acres, 6 full bedrooms with separate office, attached four car garage with detached 16'x50' fully finished and insulated RV garage that could also be used as shop, home gym, etc. Sellers are the original owners who built the house with every option, including large sliding door from den to covered patio, recirculation line for tankless water heater for instant hot water, laundry room with full cabinets and sink, attached garage is fully insulated/finished with 220v electric outlet and utility sink. Multiple improvements have also been completed: Built in lockers/benches at garage entry, remodeled pantry, custom wood burning fireplace,
This inviting 1,530 sq. ft. home offers high-performance living with NM Build Green Gold certified for superior energy efficiency. The interior features a luminous, polished aesthetic with light cabinetry, a clean-lined backsplash, and stunning quartz countertops throughout. Modern black hardware and fixtures perfectly accent the 6x35 wood-plank tile found in all living and wet areas, while carpet adds comfort to the 3 bedrooms. The kitchen has stainless steel appliances and eat-in island. Complete with a 2-car garage and situated in a premier community near shopping and dining, this home is perfect for a sophisticated, low-maintenance lifestyle. Please note home is staged for illustrative purposes and all furnishings are not included with the sale. Call to schedule your tour today!
The ranch-style Augusta floor plan boasts ample space for entertaining, including an expansive great room, a dining area and a gourmet kitchen with a center island and built-in pantry. Other notable features include a large primary suite with an attached bath and roomy walk-in closet, two guest bedrooms that share a bath, and a laundry with sink and cabinet options. Personalized with a corner-meet that leads to an extended patio.
Beautiful single-story home offering a spacious and highly functional floorplan designed for both everyday living and entertaining. Multiple living areas provide flexibility for relaxing, working, or hosting guests. The open-concept kitchen flows seamlessly into a large living room with soaring high ceilings and a cozy gas fireplace. Upgraded bathrooms feature modern finishes throughout. The spacious primary suite serves as a private retreat featuring double sinks, a stand alone jetted tub, and a vast walk-in closet. Step outside to an expansive covered patio with its own fireplace, perfect for year-round enjoyment, overlooking a lush, green backyard oasis. Located in a desirable area, this home also includes a three-car garage with ample space for storage and convenience.
MOTIVATED SELLERS! MOVE-IN READY WITH OWNED SOLAR + SOFT WATER Welcome to Lomas Encantadas in Rio Rancho! This beautiful 2022 Abrazo home features 3 bedrooms + an office, 2.5 bathrooms, and an open-concept layout with impressive 10-12 ft ceilings and an abundance of natural light. The 3-car garage offers overhead storage, and a stylish entertainer's bar with a beer & wine fridge. Step outside to a fully landscaped backyard designed for entertaining, complete with a gazebo, outdoor kitchen/BBQ, and extended patio. These motivated sellers are ready to make a move, they are open to negotiate on price to help with rate buy down. making this a great opportunity for buyers looking for a well-appointed, move-in-ready home. Schedule your private showing today!
.68 Acre oversized fenced lot, 4 bedrooms, Refrigerated air, single story house in southern Rio Rancho!! Hard to find something like this under 400k in Rio Rancho. Tile flooring throughout entire house. Open kitchen and living area. 2 spacious bathrooms with extended counter space. Attached 2 car garage. This corner lot is great for someone who's looking for space and privacy. Lot was recently fully fenced.
Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room, dining room and gourmet kitchen, three bedrooms with a shared bath, and a separate primary suite with private bath and walk-in closet. Conveniences like the mudroom, laundry room, broad kitchen island, built-in pantry and covered patio add to the plan's single-floor appeal.
Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room with a multi-slide patio door, dining room and gourmet kitchen, two bedrooms with a shared bath, and a separate primary suite with private bath and walk-in closet. Conveniences like the mudroom, laundry room, broad kitchen island, built-in pantry and covered patio add to the plan's single-floor appeal.
6708 Mountain Hawk Loop NE, Rio Rancho
What a great deal! Spacious home features 4 bedrooms, 2.5 bathrooms, and a versatile loft perfect for a media room, game room, home office, or second living area. The open floor plan showcases a custom stacked-stone gas fireplace, granite countertops, dark wood cabinetry, custom tile backsplash, and gas range.The first-floor primary suite includes dual vanities, a garden tub, and a separate tiled walk-in shower. Outside, enjoy a covered patio and a private walled backyard ready for your personal touch.Approved short sale with lender-established pricing helps simplify the process. Don't miss this opportunity, schedule your private showing today!
Discover the Somerton by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan offers four bedrooms and three bathrooms, including a luxurious master suite upstairs that serves as your private retreat--complete with natural light, a seamless en-suite bathroom, and an expansive walk-in closet. With an additional bedroom on the main floor, this home is perfect for guests or flexible living.The open-concept layout effortlessly connects the upgraded kitchen, dining, and family rooms, making everyday living and entertaining simple and enjoyable. The chef-ready kitchen features Whirlpool(r) stainless steel appliances, a large island, and beautiful quartz countertops, all included with LGI Homes' CompleteHome(tm) package.
Experience high-performance living in this impressive brand-new 2-story home in Rio Rancho. This NM Build Green Gold Certified residence is engineered for superior energy efficiency & features clean, modern interior finishes. The main level offers a bright, open-concept floor plan that seamlessly integrates the living, dining, and kitchen areas, perfect for entertaining. The kitchen boasts granite countertops, rich dark cabinetry, stainless-steel appliances & large island. This spacious 5-bedroom, 2.5-bathroom home features a private owner's suite on the main level. All other bedrooms are located on the second floor, along with an additional tech space for added versatility. Plus 2'' white faux wood blinds throughout. Enjoy breathtaking mountain views from the back porch. Call today to vie
Welcome to this very well maintained home that sits on a large lot and features a convenient circular driveway, finished 2 car garage, 3 spacious bedrooms, 2.5 bathrooms, comfortable kitchen breakfast nook, cozy stone fireplace in living room, master bathroom has been recently updated, newer windows, easy maintainable landscape in front and back and so much more! New Roof & Garage/Workshop in 2021, New water heater 2025, New Water Softener & New Carpet.
Experience high-performance living in this move-in ready, spacious 4-bed, 2.5-bath brand-new 2-story home. This residence is NM Build Green Gold Certified, ensuring superior energy efficiency and sustainable craftsmanship. The interior features a modern color palette with sleek tile flooring and contemporary finishes throughout. The main living spaces are designed with an open-concept flow, creating a bright and airy atmosphere perfect for daily life or entertaining. The kitchen serves as the heart of this open area, boasting premium granite countertops, rich dark cabinetry, and stainless-steel appliances. The Lomas Encantadas community offers exceptional amenities, including sidewalks, dog parks, playgrounds, and lush green spaces. Call to schedule your tour today!
Stunning new home, less than a year old! This immaculate Ammolite floor plan offers over 3,000 sqft of thoughtfully designed living space, featuring 5 bedrooms and 4 bathrooms--perfect for growing families or those who love to entertain. A standout feature is the impressive guest suite, already equipped with plumbing for a future kitchenette, offering excellent flexibility for multigenerational living, hosting visitors or renting out for extra income. The luxurious primary suite boasts a spacious walk-in closet and a private, spa-like bathroom. There is also a whole house water softener. Built with energy efficiency in mind, this green home helps keep utility costs low while maintaining comfort and style. Don't miss the opportunity to own this beautifully maintained, move-in-ready home!
3.75% assumable rate! STUNNING TWO STORY WITH 3 BEDROOMS, A PRIVATE OFFICE AND VERSATILE LOFT DESIGNED FOR THE WAY YOU LIVE TODAY. This beautifully maintained Pulte home offers a bright, open floorplan filled with natural light and inviting spaces perfect for everyday living and entertaining. Upstairs, the spacious primary suite features a huge walk in closet, garden tub, double vanities and separate shower. A versatile loft and dedicated office make working from home easy, while secondary bedrooms offer beautiful Sandia views. Outside, enjoy a large corner lot, covered patio, gas stub and low maintenance yard perfect for relaxing evenings and gatherings. Schedule your showing today.
Spacious and inviting 3-bedroom, 2-bath home filled with an abundance of natural light. The updated kitchen features brand-new stainless steel appliances, sleek Corian countertops, and modern fixtures, creating a stylish and functional space for everyday living and entertaining. Both bathrooms have been refreshed with updated sinks, fixtures, and contemporary lighting. Updated carpet and laminate flooring, lighting, interior doors, along with fresh interior paint, give the home a clean, move-in-ready feel. Plus the shingles have been replaced on the roof as of 3/26! Situated on a generous half-acre lot, the outdoor space offers a blank canvas with endless possibilities to design your ideal landscape, garden, outdoor retreat or add a shed or workshop
An inviting covered entry welcomes guests to the inspired Tourmaline plan. The main floor showcases an open layout with a bedroom, a bathroom, a great room, a dining area, and a well-appointed kitchen featuring a large island and center-meet doors leading onto a covered patio. An impressive second-floor primary suite boasts an expansive walk-in closet and a private bath. This level also offers a loft, a laundry, a shared bath, and two additional bedrooms. Designer-curated fixtures and finishes round out this plan
Well cared for home in Northern Meadows. Brand new roof installed July 16, 2026. Beautiful unobstructed mountain views from the backyard and covered patio. Pride of ownership shows in this turn key property with newer scratch resistant vinyl plank flooring, stainless steel appliances, light fixtures, new heater and security system. Refrigerator, washer and gas dryer also convey with property. Home is 2075 sq/ft with 3 bedrooms, 2.5 baths and large loft area. Includes breakfast nook and dining area. Large attached garage with workshop area. Make this your home today!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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