FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 487 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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BUILDER OFFERS AMAZING FINANCING TERMS WITH IN HOUSE LENDER, DHI MORTGAGE PLUS $7,000 TOWARDS CLOSING COSTS! ''The Sawyer'' by DR Horton. Stunning 4 bedroom, 2 bath and 2 car garage. Open great room and dining area invite's easy entertaining. Elegant kitchen with granite counter tops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors in kitchen, dining and all wet areas. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roofs. Smart home with Amazon Alexa connect. Refrigerated air & low- e windows!
Builder offers $7,000 toward closing costs, plus fantastic below market interest rates with in house lender. (Offer could expire/change or go away at any given time without notice) Come see our beautiful Skylar floor plan, brand new beautifully landscaped community with gorgeous community views. You will enjoy the walking trails & gathering areas! This home features a beautiful kitchen with quartz stone countertops, bright white cabinets and a light grey tile through the dining and living area that leads to your backyard with walled back yard. Super private floor plan with ALL bedrooms located upstairs including utility room.
BEAUTIFUL NEW CUSTOM ! 1/2 ACRE ! LIGHT & BRIGHT! NEW CINDER BLOCK WALL * LIGHT LANDSCAPING! STAGED & SHOWS AMAZING, GREAT VALUE 4 THE $$$ BUYERS WILL APPRECIATE! EXTRA INSULATIONPRIVATE LOT WITH ROOM FOR A CASITA OR LARGE SHOP. ONE-STORY LIVING + BONUS REC ROOM LOCATED ABOVE THE GARAGE. NO HOA OR PID! ALL-NEW CINDER IN FRONT COURTYARD SPACE! On-demand water system, striking two-tone exterior, metal roof, abundant natural light, & no carpet in the main living areas. High-end finishes include soft-close cabinetry, sleek hardware, a well-appointed kitchen with an island bar, SS UPGRADED appliance package, finished garage. The primary suite has a spa-like retreat featuring dual vanities, a soaking tub, & a gorgeous walk-in shower. Bathrooms feature floor-to-ceiling tile surrounds, FRESH landscaping! VIEWS! CIRCULAR DRIVE CAN BE INSTALLED AROUND 1/2 LOT ! VERY UNIQUE. SET BK 90 FT TO CAPTURE AMAZING VIEWS!
BRAND NEW 4 Bedroom home with spacious backyard! Located in the amazing Los Diamantes community minutes from Intel, Rust medical and The Market Street! ''The Sawyer'' by DR Horton. Stunning 4 bedroom, 2 bath and 2 car garage. Open great room and dining area invite's easy entertaining. Elegant kitchen with granite counter tops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors in kitchen, dining and all wet areas. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roofs. Smart home with Amazon Alexa connect. Refrigerated air & low- e windows!
Tucked behind the gates of Redondo this Mariposa home blends modern efficiency with elevated desert living. PAID Solar with a car-charging port keep electric bills around $17 per month. The fully PAID PID reduces the annual tax bill by $1000 per year. With $77K in upgrades, step inside to find high-end LVP flooring, designer carpet, a primary suite with spa-like conveniences, a versatile guest room with Murphy bed, a remodeled planning area with ergonomic granite workspace, and a kitchen built for anyone who loves to cook: gourmet KitchenAid appliances, white quartz counters, espresso cabinetry, and an LG no-fingerprint fridge. Outside enjoy an extended patio shaded by a solid cedar pergola, surrounded by a spacious back yard with mature landscaping.
Step into our Inspiration floor plan-A stunning 4-bedroom, 3 full bath home designed for both comfort and style, featuring an oversized 2-car garage plus a dedicated office space. The expansive family room showcases soaring 11-foot ceilings, while 8-foot doors throughout enhance the open, upscale feel. At the heart of the home is open kitchen with built-in appliances, waterfall countertops, pendant lighting and modern finishes perfect for entertaining. The primary suite offers a spa-like retreat with a separate shower and garden tub. Additional highlights include a full glass front door and elegant skip trowel texture throughout the home. A perfect blend of luxury, function & thoughtful design. Plus incredible financing incentives are available with our in-house lender DHI Mortgage
* 10K Credit toward rate buydown or buyer closing costs* Newer Family Home in a Fantastic Location! Guest bedroom downstairs, with walk-in closet and adjacent full bath would be perfect for elderly parent or teen. Open floor plan with quality cabinets and granite countertops & large kit. Island. Lots of windows make for a bright and cheery home. The spacious main suite features an oversized shower and 11X8 walk-in closet with custom shelving. Tons of storage space throughout. Enjoy evenings and mornings on your backyard oversized 35X20 patio. Great for barbeques! Neighborhood Park to take the kids or walk the dog within a short walk. Watch movies upstairs where the TV & Surround sound system and Curio cabinet stay. Water filtration and reverse osmosis. video security system and all major appliances also stay
**$10,000 Buyer Concession Offered** Welcome to this beautifully maintained Mediterranean-style home, offering 3 bedrooms, 3 bathrooms, and a versatile flex room. The spacious owner's suite is privately situated away from the secondary bedrooms and features a luxurious framed walk-in shower, double vanity and a walk-in closet. The gourmet kitchen showcases a bright, modern design with white cabinetry, backsplash, quartz countertops, stainless steel appliances, and pantry. The open-concept living area is highlighted by a fireplace accent wall featuring shiplap detailing and a floating wood mantel. Natural wood-tone tile flooring and accent beams complete the home's aesthetic. Built to NM Green standards, upgrades include 8' interior doors, soft-arches, new carpet, and a finished garage with epoxy flooring.
Better than new and full of upgrades, this well-kept Hakes Brothers home features 3 bedrooms plus a flexible room ideal as a 4th bedroom, office, gym, or playroom. Enjoy modern touches throughout, including matching ceiling fans with lights in every room and a charming barn door at the primary suite. The upgraded backyard offers low-maintenance landscaping, turf, and a covered patio with fans and lighting. Additional perks include a whole-home water softener, reverse osmosis to the fridge, and added garage shelving. Move-in ready with valuable upgrades already done.
Discover peaceful, secure living in The Islands, a premier 55+ gated community. This charming 2-bedroom, 2-bathroom home boasts high ceilings, a cozy fireplace, and an abundance of natural light. Step outside to your private, fenced patio, the perfect spot for morning coffee or evening relaxation. Ideally located near shops and cafes, this home is positioned to benefit from upcoming/exciting nearby developments, including a vibrant new town center with dining and gathering spaces. Experience the perfect mix of comfort, convenience, and growth.
Open house Sunday 6/14 from 12pm-2pm! Welcome to Enchanted Hills! This spacious single-story home features an open-concept layout with soaring ceilings, abundant natural light, and seamless flow between the kitchen, dining, and living areas--perfect for entertaining. The kitchen offers ample cabinet space and a center island for additional prep and gathering space. The generous primary suite includes a large walk-in closet and private en-suite bath. Step outside to your backyard oasis complete with an in-ground pool, mountain views, and plenty of room to relax or host guests. Conveniently located near parks, schools, shopping, dining, and major commuter routes. Don't miss this opportunity to enjoy indoor-outdoor living in one of Rio Rancho's most sought-after neighborhoods!
The best updates are the ones you don't have to do yourself. With 2,110 square feet on a .26-acre lot, this single-story home combines comfortable living spaces with improvements already in place. Two living areas create flexibility for entertaining, hobbies, work-from-home needs, or quiet evenings by the custom fireplace. Vaulted ceilings add volume and natural light, while updated flooring and two remodeled bathrooms give the home a fresh, move-in-ready feel. The oversized lot offers room to spread out and enjoy the outdoors. Conveniently located near Southern Blvd and Highway 528 with easy access to Intel, shopping, dining, schools, and everyday amenities. Space, comfort, and convenience come together in a location that keeps you connected to everything Rio Rancho has to offer.
Seller will credit $2,000 to buyer at closing for whatever they'd like! Featuring 3 bedrooms, 1 full, 1 three-quarter and one half bath. Loft / office / game room and laundry on second story. Washer and dryer stay with the property. 3 car garage, awesome 10 x 20 Tuff shed on a 12 x 25 concrete slab in walled backyard. Open patio and no rear neighbors is a bonus! Large kitchen with family dining room, snack bar, huge walk-in pantry, double sinks, walnut cabinets, tiled backsplash, gas range and built-in microwave. Instant, endless hot water awaits you as this home is equipped with a Noritz instant water heater. EZ care xeriscaping will conserve water as you use your Rainbird drip system. Dual refrigerated a/c's to keep you cool any time! Easy to schedule and show! Worth it to view!
Final Opportunity to own in Rainbow Canyon! Tired of paying rent? Invest in a new home at Rainbow Canyon - Rio Rancho's newest community minutes from shopping. Rainbow Canyon offers ''life-tested'' modern floor plans at an affordable price designed to enhance your evolving lifestyle. The Chimayo is a modern 3 bed 2 bath home with open concept living, granite countertops, and a delightful blend of a large covered patio and welcoming front porch. Experience comfort and style in every corner. Centex plans feature openness and energy-efficiencient designs to boast livability and savings on utility bills! Enjoy a functional kitchen with stainless-steel appliances, including a side-by-side refrigerator, granite countertops, and 15'' x 15'' tile in wet areas.
Located in highly sought-after Rivers Edge III, this well-maintained home offers a flexible floor plan, generous living spaces, and the comfort of an established neighborhood known for its larger lots and proximity to the Bosque and Rio Grande. The thoughtfully designed layout provides versatility for a variety of lifestyles, while the spacious yard offers gated side access, room for outdoor enjoyment, and additional space for storage, recreational vehicles, trailers, or future customization. Mature landscaping, attractive curb appeal, and pride of ownership throughout make this a rare opportunity in one of Rio Rancho's most desirable areas.
Seller is offering $2000 towards buyers closing costs! Don't miss out on this opportunity! Beautifully updated single-story home in the sought-after Northern Meadows community. Newer flooring, and stylish finishes create a warm and inviting atmosphere. The spacious kitchen features newer granite countertops, ample cabinetry, and a modern electric range, while both full bathrooms offer matching granite surfaces for a cohesive look. Relax under the covered back patio and enjoy the low-maintenance backyard. Conveniently located near parks, UNM Sandoval Regional Medical Center, Santa Ana Star Center, shopping, dining, and Santa Ana Casino. Easy access to Albuquerque and Santa Fe makes this home the perfect blend of comfort, convenience, and value.
STUNNING HOME WITH OPEN SPACE VIEWS! Beautifully maintained and move-in ready, this spacious home offers an inviting open floor plan with generous living and dining areas designed for everyday comfort and entertaining. Gourmet kitchen flows seamlessly into the heart of the home while the luxurious owner's suite features a spa-inspired bath with dual sinks, soaking tub, oversized walk-in shower, and impressive walk-in closet. Custom laundry room provides abundant cabinetry, workspace, and storage. Car enthusiasts and hobbyists will appreciate the oversized finished garage. Step outside to a beautifully landscaped backyard complete with covered patio, lush lawn, mature trees, and plenty of room to relax or entertain. Exceptional location backing to open space! Call today a personal tour!
Don't miss this opportunity to own a stunning, move-in-ready 2-story custom home with breathtaking Sandia views and NO HOA! This meticulously maintained 3-bedroom, 3-bathrooms home perfectly blends modern luxury with eco-friendly efficiency. The chef's dream kitchen is a showstopper, fully updated with two islands, a bar area, sleek quartz and granite countertops, and premium Samsung stainless steel appliances. Upstairs, the luxurious primary suite features French doors opening to a private balcony and a spa-like suite with a soaking tub and custom-tiled walk-in shower. Complete with an attached 2-car garage with plenty of storage. The home is also equipped with solar! 'Existing FHA loan may be assumable, subject to lender approval and buyer qualification. Current interest rate is approximately 2.89%. Contact listing broker for additional details'
Nestled beneath the breathtaking Sandia Mountains, this stunning two-story home has 5 spacious bedrooms with the potential for a 6th, along with 3 full bathrooms designed for comfort and style. The home features a beautifully designed custom kitchen with abundant storage, perfect for everyday living and entertaining. Enjoy two generous living areas, formal dining, and a separate family dining space that create a warm and inviting atmosphere throughout.Step outside to your own private oasis featuring a sparkling swimming pool, elevated hot tub, and a cascading waterfall flowing into the pool below. The master suite boasts a private balcony overlooking the pool, the glowing city lights of Albuquerque, and spectacular mountain views. Seller has agreed to a $10,000 paint and flooring allowance.
Thoughtfully crafted by FM Design and built by renowned Candelaria Homes, this stunning custom residence offers over 3,000 square feet of upscale living with exceptional attention to detail throughout. Featuring 4 bedrooms and 3 bathrooms, the home showcases an open and functional layout complemented by elevated ceilings, elegant architectural elements, and premium finishes. The spacious owner's suite serves as a relaxing retreat with dual vanities, generous closet space, and a spa inspired atmosphere. Enjoy inviting outdoor spaces designed for both entertainment and peaceful everyday living. Combining timeless craftsmanship with modern luxury, this home offers an elevated lifestyle in one of Rio Rancho's desirable communities.
Discover the Bisbee by LGI Homes at Estrella at High Range, a charming single-story home designed with space, comfort, and functionality in mind. Featuring three bedrooms, two full bathrooms and an open-concept layout, the Bisbee offers the perfect setting for making memories with family and friends. From the spacious living room to the separate dining area and chef-inspired kitchen, every detail of this home was crafted to suit your lifestyle. Whether you're hosting dinner or enjoying a cozy night in, this thoughtfully designed layout makes it all easy and enjoyable.With modern finishes throughout and plenty of space to unwind, the Bisbee delivers exceptional value and comfort in the beautiful new community of Estrella at High Range.
Discover the Bisbee by LGI Homes at Estrella at High Range, a charming single-story home designed with space, comfort, and functionality in mind. Featuring three bedrooms, two full bathrooms and an open-concept layout, the Bisbee offers the perfect setting for making memories with family and friends. From the spacious living room to the separate dining area and chef-inspired kitchen, every detail of this home was crafted to suit your lifestyle. Whether you're hosting dinner or enjoying a cozy night in, this thoughtfully designed layout makes it all easy and enjoyable.With modern finishes throughout and plenty of space to unwind, the Bisbee delivers exceptional value and comfort in the beautiful new community of Estrella at High Range.
Discover the Bisbee by LGI Homes at Estrella at High Range, a charming single-story home designed with space, comfort, and functionality in mind. Featuring three bedrooms, two full bathrooms and an open-concept layout, the Bisbee offers the perfect setting for making memories with family and friends. From the spacious living room to the separate dining area and chef-inspired kitchen, every detail of this home was crafted to suit your lifestyle. Whether you're hosting dinner or enjoying a cozy night in, this thoughtfully designed layout makes it all easy and enjoyable.With modern finishes throughout and plenty of space to unwind, the Bisbee delivers exceptional value and comfort in the beautiful new community of Estrella at High Range.
Welcome to the Wellton by LGI Homes at Estrella at High Range, a spacious five-bedroom, three-and-a-half-bathroom home designed with your family's comfort and lifestyle in mind. This beautifully crafted open-concept floor plan makes everyday living effortless, with a layout that seamlessly connects the kitchen, dining, and family rooms perfect for entertaining or enjoying quality time together.The chef-ready kitchen overlooks the dining and family areas, keeping you connected to guests and loved ones while preparing meals. The Wellton also offers plenty of space for everyone, featuring an additional bedroom with a private bathroom on the main floor and a versatile game room upstairs near the other bedroom ideal for relaxation and fun.
Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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