FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 392 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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$25k price reduction! Bring your Horse! Situated on over 1 acre in a prestigious million-dollar neighborhood, this versatile E-1 zoned property offers endless potential with breathtaking mountain views! This 4BR, 3BA home with a 3-car garage and additional carport features a flexible floor plan including a possible dual primary setup and Jack & Jill bedrooms--perfect for multi-generational living or added privacy. Relax in the luxurious Jacuzzi tub after a long day and enjoy the comfort this home provides. A separate entrance creates an ideal opportunity for a home office, studio, salon, or home gym. Recent upgrades include a newer refrigerator, washer & dryer, and well pump for added peace of mind. All TVs convey, adding extra value and convenience.
Seller Financing available at 5.25 percent! This contemporary home offers over 2,700 sq ft of thoughtfully designed living space with impressive 10 ft ceilings. The main level highlights an open-concept kitchen, dining, living area and guest suite that flows to a landscaped garden with 3 fruit trees plus a full sprinkler and drip system for easy upkeep. Upstairs you'll find 3 spacious bedrooms and 2 baths, including a large primary suite with beautiful mountain views, and a versatile loft ideal for a media room, office, or play space. Practical perks include a second-floor laundry conveniently located near the bedrooms and an installed water softener. Enjoy a true suburban feel while staying close to parks, recreation, and major highways, with Santa Fe less than an hour away.
Charming and recently updated two-story home in Rio Rancho offering 3 bedrooms and 3 bathrooms. Renovated in 2024, this home features newer kitchen cabinets, appliances, updated bathrooms, and flooring throughout, creating a fresh and modern feel. The spacious eat-in kitchen provides plenty of room for cooking and gathering, while large windows throughout the home fill the interior with wonderful natural light. The primary suite offers a comfortable private retreat, and the functional floor plan provides flexibility for everyday living. Outside, enjoy a large fenced backyard--perfect for pets, gardening, or entertaining. Mature trees in the front yard provide shade and enhance curb appeal, while the one-car garage offers convenient parking and storage.
Welcome to the opportunity to build your dream home on a spacious 0.50-acre lot with breathtaking, unobstructed views of the city and the Sandia Mountains. This thoughtfully designed custom home offers approximately 2,965 sq. ft. of heated living space with expansive outdoor living areas and a large 4-car tandem garage, creating a total footprint of over 4,400 sq. ft. The proposed floor plan showcases four spacious bedrooms, three bathrooms, a dedicated home office, multiple living areas, and a chef-inspired kitchen with an oversized island and optional butler's kitchen featuring premium appliances, prep sinks, double ovens, wine storage, and a generous walk-in pantry.
Luxury Custom Estate with Stunning Views. Newly built on a .75-acre premium lot in Rio Rancho Estates, fully enclosed with block wall fencing and a private remote-controlled gate. Elegant interior with imported Italian marble floors, spacious great room with gas fireplace, and Arcadia glass doors showcasing city lights, desert views, and sunsets. Gourmet kitchen with quartz counters, stainless steel appliances, and custom cabinetry. Primary suite with spa-style shower, dual vanities, and walk-in closet. Outdoor entertaining on covered patio. 3-car garage and RV gate access.
Discover modern desert living in this Westway home in Rio Rancho's desirable Vista Entrada area. Situated on a .62-acre lot, this property offers space to breathe while enjoying beautiful Sandia Mountain views from the backyard. The open-concept floor plan is ideal for everyday living and entertaining, featuring a Bosch-equipped kitchen, large island, Level 5 Silestone countertops, and upgraded cabinetry. The private primary suite includes a garden tub, separate shower, double sinks, and walk-in closet. Outside you'll find a walled backyard with raised privacy walls and a custom metal gate providing backyard vehicle access. A 3-car garage offers plenty of room for vehicles, storage, or a workshop.
Discover the Somerton by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan offers four bedrooms and three bathrooms, including a luxurious master suite upstairs that serves as your private retreat--complete with natural light, a seamless en-suite bathroom, and an expansive walk-in closet. With an additional bedroom on the main floor, this home is perfect for guests or flexible living.The open-concept layout effortlessly connects the upgraded kitchen, dining, and family rooms, making everyday living and entertaining simple and enjoyable. The chef-ready kitchen features Whirlpool(r) stainless steel appliances, a large island, and beautiful quartz countertops, all included with LGI Homes' CompleteHome(tm) package.
$10K seller incentive plus up to 5K incentive when you use preferred lender. Call to find out how you can use incentive. Beautiful newly built home featuring modern finishes and an open-concept layout designed for comfortable living and entertaining. The spacious living area showcases high ceilings, large format tile flooring, and abundant natural light. The chef's kitchen features sleek black cabinetry, stylish backsplash, modern lighting, and a large island perfect for gatherings. Upstairs offers additional living space with contemporary railing. The home also includes a spacious 3-car garage and sits on a generously sized lot with plenty of room for outdoor possibilities. A perfect blend of modern design and functionality.
Beautiful one-story, one-owner townhome in the highly sought-after gated 55+ community of The Islands in Rio Rancho. Move-in ready and well maintained. The interior features brand-new carpet and new bathroom flooring installed in February 2026 and has been professionally cleaned throughout. Recent updates include a new TPO roof and all skylights replaced in January 2026. The roof includes a 5-year workmanship warranty and a 1-year renewable maintenance agreement currently in place.The spacious and functional floor plan offers over 1,500 square feet of living space with lots of natural light, featuring 2 bedrooms, 2 bathrooms, a versatile den/office, and a 2-car garage. Enjoy an exceptional yard backing to an adjoining park with great views. Convenient location near shopping, dining.
Views, Views and more Views,This beautiful custom home sits on one of the best view lots in Vista Entrada. Enjoy spectular views from the main living area, breakfast nook, kitchen and master bedroom. All bedrooms on main floor with Master on one side of home. All other bedrooms have their own baths and living area. Huge loft has a balcony and another full bathroom with incredible views. Master has panoramic views while you enjoy both the view and your fireplace. This is a must see 4/5 bedroom 5 bath home with beamed ceilings, vigas , surround sound, formal dinning room, breakfast nook and 2 fireplaces. These views will never get old.
Horse Property + 720 SF Lift-Ready Shop on 1.1 Acres - New Construction with Room to Work, Ride & Live Situated on 1.1 fully fenced acres in southwest Rio Rancho, this newly built home offers rare combination of modern living & exceptional utility. The thoughtfully designed 1,567-square-foot home features open-concept layout, quality finishes, abundant natural light, and mountain views.The true standout is the impressive 720sf insulated workshop with reinforced lift-ready concrete slab, oversized door, & attached lean-to's--ideal for mechanics, fabricators, woodworkers, contractors, RV storage, or anyone needing great workspace!
Welcome to this beautifully remodeled gem in the heart of Rio Rancho! This charming 3-bedroom, 2-bath, single-story home offers comfort, style, and peace of mind--all in one inviting package. Step inside to discover a fresh, modern interior with thoughtful updates throughout. The open and functional floor plan creates an easy flow for both everyday living and entertaining. Cozy up by the wood-burning stove on chilly New Mexico evenings and enjoy the warm, welcoming ambiance it brings to the living space. This home also offers major system upgrades, including a brand-new furnace and new water heater, giving buyers added confidence and long-term value. The spacious bedrooms provide comfortable retreats, while the updated bathrooms add a clean, contemporary touch. The 1-car garage offers
Move in ready + Amazing promotions! Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home. Homes in this new phase are designed with affordable luxury in mind, featuring open-concept floorplans, contemporary finishes, and flexible living spaces that maximize both comfort and functionality.
Welcome to the Stella floor plan, a beautifully designed new construction home offering 1,883 square feet of spacious multi-story living. This thoughtfully crafted layout features an open-concept main living area that seamlessly connects the kitchen, dining, and living spaces--perfect for entertaining and everyday comfort.The primary suite is a true retreat, complete with a large garden soaking tub. Generous bedrooms, modern finishes, and abundant natural light create a warm and inviting atmosphere throughout the home.
Fantastic single level floor Plan with lots of natural light and 4 bedrooms. Spacious kitchen with breakfast nook area is open to the living dining room. Lots of counter and cabinet space plus a pantry. Primary bedroom has a walk in closet and a large primary bathroom. Roof was replaced 2023. Enjoy easy care outdoor living with a covered back patio and views from the back yard! Seller enjoyed watching Balloons land right behind the home. Lovely area with quick access to Unser and NO HOA.
Beautifully updated home featuring 3 bedroom plus a dedicated office or optional guest room. This home is move in ready and has more then $50,000 worth of recent upgrades which includes new floors, new countertops and the garage now has epoxy! The spacious primary suite offers privacy and comfort with a walk-in closet. Enjoy the clean slate backyard to make your own and convenient location!
This modern gem features an amazing open floorplan. Gorgeous kitchen with a sleek island that's perfect for everything from casual breakfasts to entertaining friends. Tons of cabinets, stainless appliances including cooktop and built in oven! With 4 bedrooms, there's plenty of space for family, guests, or that home office you've been dreaming about. Three full bathrooms and a 3-car garage! Step outside to a low-maintenance backyard that's basically an outdoor oasis. No endless weekends of yard work here - just pure enjoyment and relaxation. Ready to make it yours?
What a beautiful home filled with thoughtful upgrades throughout! Enjoy paid SOLAR panels, reducing monthly bills to around $12. Reverse osmosis, water softener, and a tankless water heater. The inviting sunroom features curtains and doors that open wide to bring the outdoors in. Step outside to a charming gazebo, ideal for enjoying New Mexico evenings. Backyard has views of the Sandia. Inside, the open kitchen boasts a huge island, gorgeous granite countertops, stainless steel appliances, upgraded tile, and stunning exposed ceiling beams. Custom fireplace in the living space, adding warmth and character. Barn doors provide stylish separation for the bathrooms, and a versatile flex room offers options for a home office or a fourth bedroom. This truly is a special place to call home.
Brand new heating and cooling system as well as newly updated HVAC. So clean and move-in ready! This beautiful 4-bedroom, 3-bathroom home in the desirable Northern Meadows subdivision is the perfect place to call your own. The spacious primary suite features a large walk-in closet and a lovely sitting area, creating a true private retreat. With generous living areas and a functional layout, this home offers comfort and flexibility for everyday living and entertaining. Conveniently located near Cleveland High School and just minutes from Unser Blvd with easy freeway access to both Rio Rancho and Albuquerque. Enjoy being close to the Santa Ana Star Center, shopping, dining, parks, and everyday conveniences. Schedule your showing today!
Comfort and style come together! Built in 2023 and thoughtfully upgraded, this stunning 4-bedroom home showcases a bright, open floorplan designed for both everyday comfort and effortless entertaining. The expansive living area flows seamlessly into the kitchen and dining space, creating a sophisticated yet welcoming atmosphere. A versatile three-car garage offers endless possibilities--ideal for extra storage, a workshop, or a private home gym. Every detail has been carefully selected to blend style, function, and comfort. From quiet mornings to elegant gatherings, this home offers a lifestyle of ease, beauty, and intention.
With almost 2,000 sq feet of living space and located in the gated section of Mariposa, this refined 4-bedroom home feels nearly new and is move-in ready. The open, light-filled layout features wood-plank tile, 8-foot doors, and expansive windows leading to a covered patio and private backyard. The kitchen offers a granite island, stainless appliances, gas cooktop, and built-in oven and microwave. Enjoy low-maintenance turf, raised beds, and fruit trees outdoors. Additional highlights include smart home features, a security system, and New Mexico Green Built certification. Mariposa offers trails, open space, a community center, fitness facilities, and indoor/outdoor pools.
Exceptional views from this one-owner Pulte home located in the desirable Lomas Encantadas at Enchanted Hills. This property offers custom backyard landscaping, refrigerated air, a water softener, and Hunter Douglas blinds. The kitchen features GE Profile appliances, maple cabinetry, and 18-inch ceramic tile flooring, which continues through the entry, utility room, and bathrooms. The owner's suite includes bay windows with expansive views, a tray ceiling, a large walk-in closet, and a five-piece bath with a custom walk-in tub. Finished garage with remote openers. Conveniently located near I-25, the Rail Runner, medical facilities, grocery stores, shopping, and schools. Inquire about Interest Rate Buy Down Options good through 6/30/2026.
Located in Rio Rancho, this inviting, light-filled residence immediately welcomes you with an open layout, recessed lighting throughout, and a stylish blend of carpet and tile flooring. The kitchen is thoughtfully designed with included appliances, a pantry, and a stylish backsplash, flowing seamlessly into the living area for effortless everyday living and entertaining. The primary suite offers an ensuite bath featuring a walk-in shower, double-sink vanity, and a generous walk-in closet, while refrigerated air, a laundry room, and a two-car garage provide added comfort and convenience. Outside, enjoy low-maintenance landscaping and a fully walled backyard, all at a price that makes ownership irresistible. Don't miss your chance, schedule your showing today!
Beautiful two-story home in Rio Rancho in a fantastic location! This stunning 4-bedroom, 2.5-bath home with a 2-car garage offers over 2,400 sq ft of well-designed living space in the desirable Mirador Del Sol subdivision. Featuring multiple living areas, including a dramatic living room with soaring ceilings and accent walls, a formal dining space, and a cozy family room with fireplace. The chef's kitchen boasts granite countertops, a mini island, and abundant cabinetry--perfect for entertaining. Relax in the spacious primary suite with garden tub, separate shower, dual sinks, walk-in closet, and private balcony. Enjoy outdoor living in the fully xeriscaped backyard with covered patio, ideal for gatherings and low-maintenance enjoyment.
for a formal dining room, home office, or additional living space. Beautiful 24x12-inch ceramic tile flows throughout the main living areas, while plush carpeting adds warmth to the bedrooms. The luxurious primary suite offers an oversized walk-in shower, a separate soaking tub for relaxation, and a large closet with direct access to the laundry room for added convenience. Step outside to a covered patio designed for outdoor living, overlooking a generous backyard. A 3-car tandem garage completes this stunning home, offering.A gourmet kitchen awaits the inspired chef, featuring executive stainless-steel appliances, a spacious pantry, and a massive quartz island perfect for gathering with family and friends.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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