FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 481 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Fully landscaped 1/2 acre with unobstructed mountain views. New TPO roof (2026). Hot water heater (2025), HVAC (2021). New interior paint 6/26. Enjoy a courtyard entrance, synthetic stucco, 3 car garage, gated and paved RV side access, huge driveway, and Spanish tile front. Once inside you'll notice the soaring ceilings, pillared dining room, window wall, skylights, XL kitchen with white cabinets and granite countertops, kiva fireplace, enormous bedrooms, and custom primary walk-in shower with bonus features. The backyard is fully landscaped with 20 ft covered patio, 2 other covered seating areas, real grass, synthetic grass, planters, sheds, backyard access, horseshoe pit, and trees. City water and sewer. No HOA. Paved road surrounded by other beautiful custom homes.
Recent updates throughout the home include a new roof, stucco, water heater, upgraded 4,000 PSI concrete driveway and walkway, carpet and pad, storm door, and fresh interior paint that brightens the home and creates a clean, inviting feel.Come take a look at this beautiful home in the highly desirable Northern Meadows community of Rio Rancho! The well-maintained backyard offers attractive landscaping and a great space to relax or entertain. Priced to sell, this home presents an excellent opportunity for buyers seeking value, comfort, and peace of mind with so many major improvements already completed. Schedule your showing today--this one won't last long!
Welcome to this beautiful 3-bedroom, 2-bath home in the sought-after Wallen Park neighborhood. Featuring an open floor plan that seamlessly connects the living, dining, and kitchen areas, this home is perfect for both everyday living and entertaining. Updated vinyl plank flooring adds a modern touch throughout the main living spaces.Step outside to a backyard designed for relaxation and gatherings, complete with covered patios, a storage shed, and preparation for outdoor TVs. A 2023 saltwater hot tub is negotiable, offering the opportunity to create your own private retreat. The spacious 3-car garage provides ample room for vehicles, storage, or hobbies. This home combines comfort, functionality, and a fantastic location! Don't miss your opportunity to make it yours!
INCREDIBLE FINANCING INCENTIVES are available with our in-house lender, DHI Mortgage PLUS $5,000 toward your closing costs! The Venice by D.R. Horton is a stunning 3 bedroom, 2.5 bath home featuring a spacious 3-car tandem garage & an open-concept design perfect for entertaining. The great room and dining area flow seamlessly into a chef-inspired kitchen with gourmet built in kitchen appliances with wall oven and countertop cooktop, beautiful pendant lighting & a generous pantry. You'll find ceramic tile throughout the kitchen, dining area, living room, all wet areas, while the spacious primary suite offers double vanities, a large walk-in shower w/bench & a large walk-in closet. Additional upgrades include soaring 11-foot ceilings in the living room, 8-foot interior doors & SO MUCH MORE!
Beautiful custom home with mountain views located just far enough away from the urban hustle but close enough for convenience. Gracious front courtyard greets your guests. Excellent floor plan for living. Roomy living area has 10' beam and wood panel ceiling, kiva fireplace with gas starter, & clay plaster wall finish. Country style kitchen has a wall oven and built in cooktop island with quaint Mexican tile counters. Spacious primary suite with walk-in tiled shower, jetted tub, double vanities and large closet. Enjoy a covered outdoor patio to take in the mountain view. Lots of updates and TLC done recently to make this home move-in ready. New well, new stucco, fresh paint and new carpet, water softener, evap coolers and more! Low maintenance landscaping. All appliances included.
Beautifully updated 2 bedroom, 2 bathroom condo with a private balcony overlooking the old golf course. This unit offers a comfortable layout with great natural light and a shaded outdoor space provided by a mature tree--perfect for relaxing year-round. Recent upgrades include new Anderson windows (2025), a new Pella patio door (2025), new gas furnace (2025) installed by 1st Rate Plumbing/Heating, Water heater (2019) and a new electric A/C system (2025). The home is move-in ready with all appliances included: microwave, stove, dishwasher, refrigerator, washer, and dryer.
Move in ready! No backdoor neighbor offering privacy with tall block wall. Southwestern living at its finest! The Sierra is a single story 1,519 sq. ft home offering 3 bedrooms and 2 baths. This home features a long foyer leading into the kitchen, overlooking the living and dining area. The kitchen features spacious quartz countertops, Whirlpool(r) appliances, decorative tile backsplash, and walk in pantry. Enjoy the main bedroom, bedroom 1, located off the family room. Featuring a walk in closet and large walk in shower. The Sierra offers a covered patio and 2 car garage. This home includes our HOME IS CONNECTED base package which includes the Alexa Voice control, Front Doorbell, Front Door Deadbolt Lock, Home Hub, Light Switch, and Thermostat.
Welcome home to this beautifully remodeled, modern masterpiece perfectly situated in the clean, quiet, established Corrales Heights neighborhood. Spanning an impressive 1,951 square feet, this home boasts a highly desirable and rare split-primary floorplan featuring 4 spacious bedrooms (2 primary bedrooms) and 3 beautifully updated bathrooms. The first primary suite features a generous walk-in closet and a full bath. On the opposite side of the home, the second primary suite offers ultimate flexibility for multi-generational living, guests, or a home office, featuring dual closets and a sleek 3/4 bath. Every inch of this home shines with sleek finishes, flooded with natural light through brand-new vinyl windows. Situated on a massive, nearly 1/4-acre lot, there is endless room for outdoor
Build to suit on this View, 1/2 acre, corner lot that is 99% on a paved road. Utilities in street, water down the street on 15th St. that this property intersects with. Owner is an established builder who also can BUILD TO SUIT if you are wanting a custom built home. Some plans already started for this lot or come with your own ideas and create the right home for you! Fastest growing area in Rio Rancho near Rust Hospital, eateries, shopping, movie theatre and the new market,
Welcome to this charming 3-bedroom, 13/4-bath home located in the desirable Enchanted Hills subdivision. Spacious great room with soaring cathedral/vaulted ceilings, perfect for relaxing or entertaining.The kitchen includes a cozy breakfast nook and flows seamlessly into a formal dining room or family room, offering flexibility. The primary bedroom features its own private 3/4 bath for added comfort and convenience.Step outside to enjoy the open patio with a pergola cover, providing a great space for outdoor dining. Additional features include a 2-car garage and several important updates, including a newer roof (2020), furnace (2020), and water heater (2019), offering peace of mind for years to come. Conveniently located near schools, parks, shopping, and dining.Priced to Sell!!!
Updated and move-in ready 3-bedroom, 2-bath home with numerous improvements throughout. The remodeled kitchen features granite countertops, a stylish tile backsplash, and generous workspace, creating a great focal point for everyday living and entertaining.Recent interior updates include fresh paint, new lighting, and laminate flooring through most of the home, with new carpet in two bedrooms for added comfort. Both bathrooms have been beautifully remodeled with tile surrounds, offering a clean and modern finish.Major system updates provide added value, including a roof approximately 5-6 years old, along with AC and water heater less than 5 years old.The converted garage provides a heated flex room that offers versatile space for a variety of uses such as a hobby room, office,
Welcome home to comfort, convenience, and modern living. Built by Twilight Homes in 2023, this beautifully maintained 4-bedroom, 2-bath home feels just like new. Enjoy the benefits of newer construction without the wait. Located in Mountain Hawk, a thoughtfully planned community with parks, trails, and open spaces, you'll love the lifestyle this neighborhood offers. Conveniently situated near shopping, dining, and everyday amenities, with easy access to both Albuquerque and Santa Fe, making commuting a breeze. Move in, unpack, and start enjoying the feeling of home from day one!
Brand New DR HORTON home with high ceilings and lots of natural light. 4 good sized Bedrooms Home offers a tandem 3rd car garage for workspace or small car. Excellent kitchen with stainless appliances and built in stove and microwave, 5 burner gas cooktop and grand island with quartz countertops. Huge pantry for the kitchen connoisseur. Big covered patio! DR HORTON smart home with automated lighting and comfort controls. Why buy old when you can have brand new-never lived in home with peace of mind warrantys! Lomas Encantadas offers walking trails, street lights, parks and even a pickle ball court! Close to Enchanted Hills restaurants, shopping and entertainment (photos of furnished model, similar colors and features) ask about builder incentives like rate buy down & closing cost assist
Welcome home to this beautifully maintained two-story home with a 2-car garage and paid-off solar for added energy savings. The well-appointed kitchen features granite countertops, tile backsplash, white cabinetry, a pantry, center island with seating, and all kitchen appliances included. The spacious floor plan offers tile and carpet flooring, a versatile loft, and a convenient laundry room complete with washer and dryer. The primary suite includes a walk-in closet and private ensuite bath. Enjoy refrigerated air, fresh interior paint, and professionally cleaned carpets. Outside, you'll find attractive front and back landscaping, a covered patio, and a walled backyard perfect for relaxing or entertaining. Move-in ready and full of value, this home is ready for its next owner.
Welcome to luxury living in the highly sought-after gated community of Mariposa! This stunning less-than-5-year-old Pulte home offers approximately 2,780 square feet, featuring 4 bedrooms, 3.5 bathrooms, a dedicated home office, and a private ensuite with full bath, perfect for multigenerational living or guests.The upgraded chef's kitchen showcases upgraded cabinetry, a dramatic waterfall granite island, and a walk-in pantry. The open-concept living and dining areas are filled with natural light and seamlessly connect to the outdoors through expansive sliding glass doors that frame breathtaking panoramic views of the Jemez Mountains.This home is loaded with premium upgrades including 2'' blinds throughout, custom Elfa built-ins in the primary closet, laundry room, and garage.
Motivated seller. Beautifully designed 3,021 sq. ft. two-story home sitting on a 1.12-acre lot with no HOA , a five-car garage and horse-friendly Zoning. Inside, you'll find soaring ceilings, abundant natural light, and a flexible open floor plan. The main level features a bedroom, a 3/4 bath, and multiple living spaces perfect for a home office, dining room, or additional living area. Kitchen boasts new granite countertops, refaced cabinetry, a large island, and charming wood and stone accents. Upstairs features an open loft, two bedrooms with private balconies and mountain views. The primary suite offers a stunning spa-like bathroom with a soaking tub, glass shower, and dual vanities. Exterior has a covered, semi-enclosed rear porch that opens to the patio, creating the perfect space for outdoor entertaining.
Beautiful Views of the Sandias!! Step inside to a bright, inviting layout designed for effortless everyday living and easy entertaining. The open concept kitchen and family room create the heart of the home, featuring granite countertops, stainless steel appliances, and upgraded cabinetry that adds both function and elegance. With two living areas and two dining areas, you'll have the flexibility to host gatherings, create a cozy media space, or set up a home office--whatever fits your lifestyle.Upstairs, the spacious primary suite is a true retreat. It includes two large closets, dual sinks, and a separate soaking tub, offering the perfect place to unwind.
This beautifully designed home offers three spacious bedrooms plus a versatile loft, all conveniently located upstairs. The open-concept main level is ideal for both everyday living and entertaining, featuring a well-appointed kitchen with a gas range, abundant cabinetry, pantry, and seamless flow into the living and dining areas.Retreat to the impressive owner's suite, complete with vaulted ceilings, a walk-in closet, and a cozy sitting nook perfect for reading, relaxing, or creating your own private workspace.Step outside and enjoy breathtaking, unobstructed views from the backyard. The low-maintenance xeriscaped yard and charming pergola create the perfect setting for summer evenings, morning coffee, or gathering with friends and family
Nearly new Pulte home built in 2024 offering modern design and luxurious upgrades throughout. This spacious 3-BR home includesa possible 4th bedroom or office, plus a convenient a loft & work area near kitchen. The beautiful kitchen features upgraded cabinetry, marble backsplash, quartz counters, stylish lighting, quality appliances, a large pantry, and a sit-at bar that opens to the main living area. Enjoy the flexible layout with alarge loft, walk-in closets, and durable LVT flooring downstairs. Luxury primary bath has stand alone tub and tile shower. Step outside to a balcony with breathtaking Sandia Mnt views and a premium oversized lot with a fully landscaped backyard. Complete with a 3-car tandem garage (w/EV hookup). This home truly feels luxurious, modern, and move-in ready.
Brand new, never lived in Brownstone home by Pulte! This stunning property boasts a spacious kitchen with elegant Espresso cabinets featuring 42'' uppers, granite countertops, and stainless steel gas range, microwave, and dishwasher. The open floor plan includes upgraded flooring, lighting, faucets, and paint for a modern touch. The Owner's Suite offers a walk-in shower with bench, frameless glass enclosure, and a large closet. A must-see home that combines style, comfort, and quality--schedule your visit today!
Welcome home to this beautifully maintained and thoughtfully updated residence offering 2 bedrooms, 2 bathrooms, plus a versatile office/bonus room that can easily serve as a third bedroom. Designed for comfort and convenience, this charming home features a newer furnace and air conditioning system (2015/2016), providing year-round energy efficiency and peace of mind. Inside, you'll find modern LED lighting throughout, elegant French doors with built-in blinds, and updated windows installed in 2012 with enhanced safety features. The spacious primary suite boasts a beautifully remodeled bathroom complete with a new tub, extended-height shower, and a stylish soft-close barn door for added privacy. The updated kitchen is both functional and inviting, featuring solid-surface countertops and
NEW PRICE!Beautifully maintained single-story home in the sought-after Mountain Hawk community. The popular Sofia floorplan offers an open layout with soaring ceilings, abundant natural light, and seamless living spaces. The stylish kitchen features granite countertops, gray subway tile backsplash, dark cabinetry & durable ceramic tile flooring. The spacious primary suite includes dual vanities & a large walk-in shower with tile surround. Enjoy indoor-outdoor living with a private patio ideal for entertaining & a premium location bordering open space. Skip the wait & expense of new construction with this like-new 3-bedroom home. The low-maintenance backyard showcases attractive turf, perfect for relaxing year-round. Conveniently near parks, trails, shopping, 550 & 528. All appliances stay!
BUILDER OFFERS AMAZING FINANCING TERMS WITH IN HOUSE LENDER, DHI MORTGAGE PLUS $7,000 TOWARDS CLOSING COSTS! ''The Sawyer'' by DR Horton. Stunning 4 bedroom, 2 bath and 2 car garage. Open great room and dining area invite's easy entertaining. Elegant kitchen with granite counter tops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors in kitchen, dining and all wet areas. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roofs. Smart home with Amazon Alexa connect. Refrigerated air & low- e windows!
Builder offers $7,000 toward closing costs, plus fantastic below market interest rates with in house lender. (Offer could expire/change or go away at any given time without notice) Come see our beautiful Skylar floor plan, brand new beautifully landscaped community with gorgeous community views. You will enjoy the walking trails & gathering areas! This home features a beautiful kitchen with quartz stone countertops, bright white cabinets and a light grey tile through the dining and living area that leads to your backyard with walled back yard. Super private floor plan with ALL bedrooms located upstairs including utility room.
BEAUTIFUL NEW CUSTOM ! 1/2 ACRE ! LIGHT & BRIGHT! NEW CINDER BLOCK WALL * LIGHT LANDSCAPING! STAGED & SHOWS AMAZING, GREAT VALUE 4 THE $$$ BUYERS WILL APPRECIATE! EXTRA INSULATIONPRIVATE LOT WITH ROOM FOR A CASITA OR LARGE SHOP. ONE-STORY LIVING + BONUS REC ROOM LOCATED ABOVE THE GARAGE. NO HOA OR PID! ALL-NEW CINDER IN FRONT COURTYARD SPACE! On-demand water system, striking two-tone exterior, metal roof, abundant natural light, & no carpet in the main living areas. High-end finishes include soft-close cabinetry, sleek hardware, a well-appointed kitchen with an island bar, SS UPGRADED appliance package, finished garage. The primary suite has a spa-like retreat featuring dual vanities, a soaking tub, & a gorgeous walk-in shower. Bathrooms feature floor-to-ceiling tile surrounds, FRESH landscaping! VIEWS! CIRCULAR DRIVE CAN BE INSTALLED AROUND 1/2 LOT ! VERY UNIQUE. SET BK 90 FT TO CAPTURE AMAZING VIEWS!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.