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FHA Eligible Homes in Rio Rancho

Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 392 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.

3
BEDS
2
BATHS
1,293
SQFT
0.19
ACRES

You do not want to miss viewing this 5 year old Pulte home! Motivated seller & PRICED to sell! This home sits on a spacious corner lot in Rio Rancho, offering breathtaking views of the Sandia Mountains & Abq city lights. Featuring 4 bedrooms and 3 bathrooms, the versatile layout includes two primary suites--one on the main level & another upstairs--perfect for multi-generational living or accommodating guests. The open-concept living space is filled with natural light, highlighted by soaring two-story ceilings and a dramatic second-floor overlook that adds both space and architectural appeal. A dedicated downstairs office offers flexibility and can easily function as a 5th bedroom. This home includes a 2-car garage and plenty of room to spread out inside and out! Schedule your tour today!

4
BEDS
4
BATHS
3,126
SQFT
0.23
ACRES

New Construction home, 3 bedrooms, and 2 full baths. Open floor plan with a spacious living area that flows into the dining room and kitchen. Ideal for everyday living and entertaining. The kitchen has builder upgrades and plenty of counter space and cabinet space. The primary suite has a private bath and ample closet space. Conveniently located near shopping, dining, and local amenities. Make it yours today!

3
BEDS
2
BATHS
1,442
SQFT
0.06
ACRES

This beautiful house has been lovingly upgraded and cared for. The kitchen includes new countertops, large island, backsplash, painted white ceiling-height cabinets, and stainless appliances. Dining and living rooms can be swapped! Newer LVP flooring throughout main floor. The primary suite includes upgraded bathroom with newer lighting, mirrors, faucets, and decorative moulding. Many decorative moulding details throughout upstairs bedrooms, and great storage closets. The front and back yards have beautiful landscaping with large turf area, and pathway around the yard. Great open space and views behind home. Located in the highly desirable Loma Colorado community with walking paths and parks throughout, and close to schools, library, aquatic center, and rec center

4
BEDS
3
BATHS
2,226
SQFT
0.12
ACRES

Welcome to this well maintained 3 bedroom, 2 bath home in the desirable Lomas Encantadas neighborhood of Rio Rancho. This home offers a comfortable, modern layout with quality finishes and everyday functionality in a highly rated school district. Inside, you'll find an open living, dining, and kitchen space designed for easy entertaining and daily living. The kitchen features granite countertops, generous cabinetry, and seamless flow into the main living area, while custom wood blinds and refrigerated air add comfort and style throughout. Step outside to a fully landscaped backyard with no rear neighbors, creating a private setting perfect for relaxing evenings or weekend gatherings. Conveniently located near shopping, restaurants, and I-25 for a quick commute to Albuquerque and Santa Fe.

3
BEDS
2
BATHS
1,831
SQFT
0.12
ACRES

Fantastic opportunity to make this Vista Hills home your own! This 3-bedroom, 4-bathroom property offers approximately 1,297 sq ft of functional living space with plenty of potential to customize and add value. Enjoy a large covered patio--perfect for relaxing or entertaining--along with a fully concrete front yard for low-maintenance living and convenient backyard access for added flexibility. Major updates have already been completed, including a new roof in 2023, HVAC system in 2019, and water heater in 2019. Whether you're a buyer with vision or looking for your next investment, this property offers a great blend of space, upgrades, and opportunity.

3
BEDS
4
BATHS
1,297
SQFT
0.25
ACRES

Now offering a $4,000 buyer credit- an excellent opportunity to personalize the outdoor space, reduce closing costs, or offset nearly two years of solar payments. Welcome to this inviting 3-bedroom, 3-bathroom home in Lomas Encantadas. Built in 2023, this newer home features a split floorplan with the primary suite separated for added privacy. The kitchen offers stainless steel appliances, a large island, and an updated backsplash, perfect for everyday living and entertaining. The spacious primary suite includes a comfortable bath and walk-in closet. Secondary bedrooms are well-sized with flexible use options. Step outside to enjoy a covered patio with beautiful Sandia Mountain views. Additional features include a 3-car garage, gutters installed in 2025, and leased solar at $169/month.

3
BEDS
3
BATHS
2,108
SQFT
0.19
ACRES

Wish you had a year round pool you don't have to maintain? A private gym? Gorgeous views from your private backyard w/ no neighbor behind? Here, where Mariposa residents enjoy private access to a beautiful community center w/ gym and indoor/outdoor swimming pools, you can have all that plus more than 50 miles of hiking and biking trails in the 2200 acre Mariposa Preserve! This single owner open concept home in gated Mariposa Redondo blends comfort and style w/ quartz countertops, premium appliances that all convey, tile and luxury vinyl plank flooring, and NO carpet. Step outside to relax and enjoy the sweeping views from the covered patio or tinker in the finished garage w/ epoxy floors and oversized workshop area. Add rain gutters and a salt-free water softener. Your desert oasis awaits!

3
BEDS
2
BATHS
2,054
SQFT
0.2
ACRES
$497,000
-2,900$ 07/01

No PID. Beautifully designed 4BR home w/open floor plan & 8 ft doors thru out. Spacious kitchen w/ quartz countertops, large island w/breakfast bar, recessed stainless sink, 5-burner gas range, pantry & white shaker-style cabinetry w/pendant & recessed lighting. LVP flooring thru out main living areas w/carpet in bdrms only. Living area opens to expanded covered patio through 8 ft sliding & accordion-style glass doors perfect for indoor/outdoor living. Primary suite offers double sinks, large walk-in shower w/rain head & custom tile surround, plus large walk-in closet. Hall bath includes dbl sinks w/custom tile tub/shower. Landscaped front & backyard w/drip irrigation. Finished garage w/8 ft door. Tankless WH, high-efficiency furnace, refrig air, tile roof & stackedstone accents.

4
BEDS
2
BATHS
2,105
SQFT
0.14
ACRES

Beautiful newly built in May 2025 home in Rio Rancho featuring 3 bedrooms, plus office, and 2.5 baths. This thoughtfully designed property offers a spacious 3-car garage, durable metal roof, and energy-efficient tankless water heater. Inside, you'll find stunning Saltillo tile floors, large windows that flood the home with natural light, and a luxurious primary suite complete with a jetted soaking tub. Enjoy breathtaking views of the Sandia Mountains from both the front and back porches, all situated on a quiet street for added privacy and tranquility.

3
BEDS
3
BATHS
2,062
SQFT
0.5
ACRES

Save $150-$300 a month! This fully updated and truly move-in ready home offers the perfect mix of comfort, space, and efficiency. Featuring a popular Fuller Homes floor plan, you'll enjoy spacious living areas on both levels, including a welcoming Great Room and a charming country kitchen with a bright breakfast nook. Upstairs boasts three generously sized bedrooms with large closets, plus a versatile loft that can easily be converted into a fourth bedroom. The primary suite features double sinks, a relaxing soaking tub, and a separate shower. Outside a large, private yard with no rear neighbors. The owned solar panels installed in 2023 -keeping electric bills around $17/month are a great addition. Property also had new roof installed in 2019. Just .08 of a mile from Zia Park

3
BEDS
3
BATHS
1,973
SQFT
0.14
ACRES

Well-maintained 4-bedroom, 2-bath home in central Rio Rancho with great curb appeal and a landscaped front yard. Spacious layout features a large primary bedroom with a walk-in closet, Water Softener (2025), plus a cozy gas fireplace perfect for relaxing evenings. The backyard offers a blank canvas, ready for your future BBQ plans, outdoor living space, or custom design. A wonderful opportunity to make this home your own!

4
BEDS
2
BATHS
1,719
SQFT
0.18
ACRES

Why wait to build when this one is move in ready. Enjoy this beautiful Abrazo home situated on a lot with no one behind you or to the North of you. This single story home has been gently lived in and has been fully landscaped and is truly turn key. Large great room with open kitchen access. Beautiful SS appliances with marble counter tops. 4 bedrooms 2 bath 2 car garage. Numerous updates see attachments for details. Make this a must see easy to show.

4
BEDS
2
BATHS
1,933
SQFT
0.13
ACRES

The Sophia is a well-designed one-story new home floorplan in Rio Rancho, New Mexico-- where convenience meets charm. Offering 3 bedrooms, 2 bathrooms, and a 2-car garage within 1,420 square feet, the Sophia is tailored for relaxed living with just the right amount of space. Curb appeal shines through with exterior elevation options that reflect a modern desert aesthetic. Inside, the Sophia's layout centers around a fluid, open-concept space that merges the kitchen, dining, and living areas. The kitchen comes equipped with a spacious kitchen island, a decorative tile backsplash, Whirlpool(r) stainless steel appliances and coordinated cabinetry. Large windows bring in natural light, and the generous living space is perfect for winding down or welcoming company.

3
BEDS
2
BATHS
1,420
SQFT
0.13
ACRES

3652 Queen Court: Discover the perfect balance of open space and functional design in this brand-new, 2-story-attached home featuring the popular Amethyst floor plan, this home is situated in a prime location directly across from King Meadows Park. This version of the Amethyst plan offers 3 spacious bedrooms and a large upstairs loft, perfect for a home office, gym, or second living area. Designed for the home chef with granite countertops & stainless-steel appliances. NM Build Green Gold Certified, ensuring your home is energy efficient & built to the highest environmental standards. Includes a 2-car garage, a dedicated laundry area, and easy-to-maintain yards so you can spend your weekends enjoying the park.Call for your private tour.

3
BEDS
3
BATHS
1,761
SQFT
0.06
ACRES

Experience the added privacy and natural light of an end unit in this beautiful brand-new 2-unit building. This complete 2-story attached New Construction home offers a perfectly proportioned 1,619 sq. ft. floor plan designed for modern efficiency and comfort. This 3 bed/2.5 bath, maximizes the living area on the main floor & bedroom sizes upstairs. Cook and entertain with ease on stunning granite countertops & stainless-steel appliances. The zero-maintenance, easy-to-maintain yard so you can spend your time enjoying your new home. NM Build Green Gold Certified, provides long-term energy savings. Centrally located, easy access to Unser Blvd, and placed near shopping, top-rated medical facilities, and dining. Great choice for a first-time buyer or a low-maintenance investment property.

3
BEDS
3
BATHS
1,619
SQFT
0.07
ACRES

New Price on this beautifully appointed Pulte home in Rio Rancho's Broadmoor Heights area!! A Must See! Positioned on an oversized corner lot, this thoughtfully designed residence offers 3, possibly 4 bedrooms, 3 bathrooms, and a seamless open-concept layout that blends style, comfort, and everyday functionality.Inside, enjoy light-filled living spaces, modern finishes, stainless steel appliances, an expansive kitchen island, generous cabinetry, and flexible rooms ideal for a home office, guest space, or additional bedroom. The professionally landscaped backyard is designed for outdoor enjoyment, featuring refined curb appeal and space to entertain, relax, and take in the surrounding views. Conveniently located to Local amenities and more.

3
BEDS
3
BATHS
2,441
SQFT
0.12
ACRES

Hurry! The Albuquerque International Balloon Fiesta is October 3 this year! Grab your coffee and a blanket and enjoy from your own private front row seat!! Beautiful 6 bedroom home with attached casita, gorgeous mountain views, and a flexible floorplan set on a half-acre lot. A warm and welcoming private courtyard creates an inviting entrance and sets the tone for the rest of the home.The casita offers its own comfortable living area, bedroom, bath and a kitchenette, providing a private and versatile space for a variety of living or workspace needs. The open kitchen is both functional and inviting, featuring granite countertops and two walk-in pantries for abundant storage. Upstairs, the primary suite includes a separate sitting area and a private balcony with breathtaking mountain views

6
BEDS
5
BATHS
3,240
SQFT
0.5
ACRES
$430,000
-2,500$ 07/02

Exceptional, upgraded, and move-in ready, 4528 Skyline Loop NE delivers a rare combination of comfort, value, and pride of ownership. With more than $70,000 in updates, upgrades, and improvements, this home stands above the competition and offers buyers the confidence of major enhancements already completed. Enjoy fully paid-off solar, a paid-off water softener, and a beautifully designed outdoor retreat with a deck, pergola, pond, sprinkler system, and outdoor ceiling fan. The interior offers a refined, welcoming feel with thoughtful updates that enhance both style and functionality. Most furnishings may convey, making this a possible turnkey opportunity for the right buyer. Seller is offering a $5,000 buyer concession with a strong offer. A truly special home, priced to attract attention

4
BEDS
2
BATHS
1,959
SQFT
0.15
ACRES

Seller is offering $5,000.00 towards buyer closing costs! Discover the perfect blend of tranquility and adventure with this Brand New Clayton Home nestled on a spacious 1 acre lot perfect for multiple use ready for your vision. A community on the rise! Featuring three bedrooms and two bathrooms, an open concept, living room and kitchen island. Lounge cool with refrigerated air. Stunning views of the Sandia Mountains right in your backyard. Home is located just a few minutes from Unser and offers many close by amenities. Schedule a private tour.

3
BEDS
2
BATHS
1,264
SQFT
1
ACRES

Location, Location! This beautiful, spacious 3/3 Mediterranean home is located just west of Rust hospital! Fresh paint on the interior! The living, kitchen and dining spaces tie together and are perfect for entertaining. The 1/2 acre property is ready for your vision. The master suite has a large closet, jetted tub and separated sinks. Enjoy Cathedral ceilings, arched doorways and a large statement fireplace.

3
BEDS
3
BATHS
2,196
SQFT
0.5
ACRES

Welcome to this beautifully upgraded single-story home offering the perfect blend of modern style, functionality, and energy efficiency. Featuring 3 spacious bedrooms, 2 bathrooms, and a 2-car garage, this home is designed for comfortable everyday living with thoughtful custom touches throughout. Step inside to discover a bright, open floor plan highlighted by 9' ceilings, recessed LED lighting, and a seamless flow between the great room, dining area, and kitchen--ideal for both entertaining and relaxing. The expansive tiled great room serves as the heart of the home, opening effortlessly to a stunning chef-inspired kitchen complete with a large bar-top island, gorgeous granite countertops, like-new stainless steel appliances, a striking backsplash, and a custom chef's range hood. Enjoy

3
BEDS
2
BATHS
1,714
SQFT
0.13
ACRES

Two Huge Adult Bedrooms: Welcome to 2447 Treviso Dr. SE in the desirable Astante Villas subdivision of Cabezon in Rio Rancho. This beautifully updated townhome (with 2 bedrooms -potential for 3 bedrooms), with 2-car garage, features all-new flooring throughout, fresh interior paint, a brand new washer and dryer, and a recently upgraded backyard patio perfect for relaxing or entertaining, and newly renovated 1/2 bathroom. The spacious layout offers comfortable living with both bedrooms being full adult-sized rooms, plus a newly upgraded master bath that provides a modern, private retreat.

2
BEDS
3
BATHS
2,004
SQFT
0.09
ACRES

Spacious 2 story open floor plan with 2,278 sq ft, 5 bedrooms, 2.5 baths, and a loft. All bedrooms are upstairs for added privacy. Kitchen includes stainless steel appliances. New windows installed November 2025. Backyard is a blank canvas, HOA covers front yard landscaping.

5
BEDS
3
BATHS
2,278
SQFT
0.12
ACRES

Mountain views, gated, and a prime corner lot make this beautifully updated Redondo home stand out. Offering 4 bedrooms, 4 bathrooms, plus a versatile bonus room, it provides flexible living for any lifestyle. Bright and inviting, the home features new tile, new carpet, fresh paint, and beautifully remodeled bathrooms with modern finishes. The primary suite includes a walk-in closet and a spa-like tiled shower, while a guest room offers a private en-suite. The kitchen boasts soft-close Aristokraft cabinetry, stainless steel appliances, and updated finishes. Enjoy the landscaped backyard perfect for relaxing or entertaining, all within the desirable Mariposa community with trails, a pool, and amenities.

4
BEDS
4
BATHS
2,660
SQFT
0.32
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.