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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 414 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.

3
BEDS
2
BATHS
1,293
SQFT
0.33
ACRES

Discover the Mesquite by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan features four bedrooms and two-and-a-half bathrooms, including a luxurious master suite with a large walk-in closet and private en-suite bath. The open-concept main floor seamlessly connects the chef-ready kitchen, separate dining room, and family room, perfect for hosting gatherings or enjoying everyday moments together. The Mesquite also includes a convenient laundry room close to all bedrooms for added ease.Experience thoughtful design, stylish finishes, and exceptional value all wrapped into one beautiful home at Estrella at High Range.

4
BEDS
3
BATHS
1,839
SQFT
0.21
ACRES

Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.

3
BEDS
2
BATHS
1,293
SQFT
0.33
ACRES

Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.

3
BEDS
2
BATHS
1,293
SQFT
0.15
ACRES

Discover this beautifully maintained home on a spacious 1/3-acre lot with stunning mountain views. Enjoy energy savings with a full solar system and year-round comfort from refrigerated air. Inside, high ceilings and an upgraded kitchen featuring granite counters create a bright, open feel. The primary suite offers dual sinks and a generous walk-in closet. Outdoor living shines with a large covered porch, beautifully landscaped yard, backyard access, and a 2-car garage plus oversized storage shed. No HOA, no polybutylene pipes - peace of mind included! Perfect for relaxing or entertaining. Schedule your showing today! See LO/SO for important solar info.

4
BEDS
2
BATHS
1,769
SQFT
0.3
ACRES

Looking to build equity or simplify your lifestyle? This stunning 1,587 sq ft, one-story end-unit townhome in Rio Rancho is the perfect starter or downsize home! Featuring 3 beds, 2 baths, & a 2-car garage, this rare find offers single-family privacy with only one attached neighbor. You'll love the airy open floor plan, cozy gas fireplace, pass-through kitchen, and completely carpet-free, all-tile flooring. Step outside to your private covered patio and enjoy true lock-and-leave convenience--the ultra-low $183/quarter HOA handles all front and rear landscaping! FHA & VA financing eligible, this turnkey gem sits minutes from top schools, parks, and dining. Don't wait--low-maintenance homes like this sell fast. Call today to schedule your private tour!

3
BEDS
2
BATHS
1,587
SQFT
0.06
ACRES

Located in the desirable Vista Grande neighborhood of Rio Rancho, this like-new home offers comfort, style, and space to enjoy! Featuring an open-concept floor plan, this home boasts a bright living area, spacious kitchen with ample cabinetry and counter space, and a private primary suite designed for relaxation. Enjoy generously sized bedrooms, modern finishes, and and a blank-slate backyard ready for your personal vision and customization. Conveniently located near parks, schools, and shopping, this move-in ready home combines everyday functionality with inviting charm. No PID!

3
BEDS
2
BATHS
1,279
SQFT
0.13
ACRES

Beautiful new construction home currently under construction with modern design, quality craftsmanship, and thoughtfully selected finishes throughout. Planned features include an open-concept layout, spacious living areas, stylish kitchen, and energy-efficient design. Conveniently located near shopping, dining, and schools. Estimated completion in July 2026. Photos are from similar model completed last year.

4
BEDS
3
BATHS
3,000
SQFT
0.5
ACRES

Amazing attention to detail in this gorgeous home, beautifully refreshed home on a corner lot with attractive, low-maintenance xeriscaped landscaping.Approximately $65,000-$70,000 in recent investments, including new LVP flooring, fresh interior paint, updated lighting fixtures, new ceiling fans throughout, refinished kitchen cabinets, custom blinds, newer kitchen appliances, a newer AC system, and refreshed bathrooms with new vanities and matching mirrors.The result is a clean, comfortable, move-in-ready home with a modern, cohesive feel throughout. The updated finishes add style and function, corner lot offers great curb appeal and a little extra breathing room. Outside, the xeriscaped landscaping keeps maintenance simple and easy to care for. Turnkey Homes like are hard to find!!

4
BEDS
3
BATHS
2,213
SQFT
0.19
ACRES

Luxury upgrades, beautiful outdoor spaces, and an exceptional open-concept design make this home a standout. The spacious great room, kitchen, dining room, and breakfast nook flow seamlessly together, creating an inviting space perfect for everyday living and entertaining. Skylights fill the home with natural light, while mature trees, a tranquil water feature, large covered patio, and spacious side yard create a backyard retreat. Built in 2015, Abrazo built Marilyn floor plan offers 3 bedrooms, 2.5 baths, and a 3-car garage. Features include owned solar panels, tankless water heater, whole-home water filtration, potassium water softener, gas fireplace, Samsung appliances, gas range, soft-close cabinets, under-cabinet lighting, and a primary suite with direct laundry room access

3
BEDS
3
BATHS
2,303
SQFT
0.2
ACRES

Stunning four-bedroom plus office home located in the highly desirable Los Diamantes community. This beautifully maintained property features perfect landscaping, a water softener, and stylish cellular blinds throughout. The open-concept floor plan is filled with natural light and enhanced by soaring ceilings, creating the perfect space for entertaining and everyday living. The chef's kitchen offers stainless steel appliances, generous counter space, and a large center island. The spacious main-level primary suite includes a private en-suite bath and oversized walk-in closet. Enjoy the flexibility of two additional living areas, a dedicated office, oversized loft, and tandem 3-car garage. Must see with luxury amenities. Home warranty being offered

4
BEDS
3
BATHS
2,742
SQFT
0.14
ACRES

Come take a look at your forever home! This beautiful property features 3 bedrooms plus an office that could easily be used as a 4th bedroom, giving you plenty of possibilities. Located in the heart of Rio Rancho in Northern Meadows, you'll enjoy having all your nearby amenities just minutes away.

3
BEDS
2
BATHS
1,618
SQFT
0.15
ACRES

New Custom Home by Holt Construction w/ a open floor plan & Panoramic Mountain Views! No HOA & No PID. Kitchen features a breakfast bar, granite counters tops w/recessed sink, HUGE walk-in pantry, SS appliances, pendant lights & Quality White cabinetry w/crown molding, soft close hinges & drawers. Owners suite offers room for a sitting area, large Walk-in closet, dbl sinks, relaxing garden tub & separate custom tile shower. Luxury Vinyl Plank flooring through out, NO carpet. Arched passages, 10' ceiling in great room, 9' bedrooms. Tankless water heater, high-eff furnace, Refrigerated AC. Oversized, insulated, finished garage & 8' tall garage doors.. Large covered rear patio facing the Mtns for outdoor entertaining . Bk yd access. Generous 1/2 acre lot. City water & natural gas.

4
BEDS
2
BATHS
2,235
SQFT
0.5
ACRES

PRICE REDUCTION! Better than new and only 3 years old, this beautifully upgraded home offers modern style, energy efficiency, and low-maintenance living in one of Rio Rancho's desirable newer communities.Featuring a professionally designed xeriscape & landscaping with auto irrigation, this move-in-ready home shines inside and out. Enjoy birch cabinetry, granite countertops, stainless steel appliances, smart home features, and an open-concept layout filled with natural light. Built with Centex Energy Advantage features, this home also includes approximately 7 years remaining on the 10-year builder warranty for added peace of mind.Relax under the covered patio and spacious backyard. Seller also offering $5000 toward buyer closing costs or rate buy-down with acceptable offer!

2
BEDS
2
BATHS
1,239
SQFT
0.12
ACRES

You know that feeling when you walk into a place and something in you just exhales? That's this house. 3 bedrooms, 2 full baths, and a layout that actually flows. Multiple living areas give you room to spread out - a reading corner, a home office, or somewhere to close the door and breathe. Wake up and look out at the Sandia Mountains. They're right there, every single morning. The backyard is generous with rear access - room for a garden, gathering place, or somewhere quiet to sit with a glass of wine. Rio Rancho quiet is real quiet. Ceiling fans throughout, a dedicated breakfast area, no HOA, and a neighborhood that's been here long enough to feel settled. Lived in and loved. This is a home that gives you roots and room to grow into yourself. This is a place where you can finally land.

3
BEDS
2
BATHS
1,764
SQFT
0.3
ACRES

FABULOUS 5br, 3ba, 2 living areas on .23 ac.home, 1br, 1 ba on the main floor in desirable Northern Meadows. OPEN floor plan with a formal living/dining upon entry, lots of natural lighting. Great room overlooks spacious kitchen with an island, overlooking the inviting backyard featuring a covered patio, turf grass, large side yard for your toys, generous outdoor living space for family gatherings. The primary suite boasts a separate garden tub and shower, tile floors, walkin, also a private balcony offering mountain views. Newer water heater, stucco, and dishwasher. Refrigerated Air. Also a Tesla charger and water softener. Conveniently located , easy drive to Santa Fe and ABQ. Walk to parks withing the community, shopping, restaurants, etc. nearby.

5
BEDS
3
BATHS
2,535
SQFT
0.23
ACRES

Discover luxury Southwest living in this stunning custom home on nearly 3/4 of an acre with breathtaking Sandia Mountain views. This 4-bedroom, 3-bath beauty features soaring 21' wood ceilings with vigas, curved architectural details, an open floor plan, and oversized windows that flood the home with natural light. The gourmet kitchen offers abundant cabinetry, gas cooking, and a huge pantry. Relax in the spa-inspired primary suite with fireplace, jacuzzi tub, and walk-in shower. Outside, enjoy a private backyard retreat with mature trees, producing orchard, outdoor kitchen, fire pit, hot tub, and room for a pool. OWNED solar, gated access, extensive upgrades, and oversized 3-car garage complete this one-of-a-kind property. Homes like this rarely hit the market, don't wait!

4
BEDS
3
BATHS
2,834
SQFT
0.62
ACRES

Welcome to your New Construction Oasis! This stunning 4-bedroom, office 3-bathroom home in Rio Rancho offers over 2,300 sq. ft. of modern comfort. Featuring an open-concept layout, high ceilings, a gourmet kitchen with quartz countertops, and a luxurious primary suite. Outside, enjoy a massive half-acre lot with 360 degree views, a oversized 2-car garage, and much more!!!

4
BEDS
3
BATHS
2,303
SQFT
0.34
ACRES

Introducing the Selena, our charming single-story 3-bedroom, 2-bathroom home, thoughtfully designed for simplicity and comfort. Revel in the spacious primary suite featuring a generous walk-in closet, providing both luxury and functionality. The design allows natural light to illuminate the house, creating a bright and inviting atmosphere. The layout exudes a cozy vibe, while a recessed patio offers a private oasis. Enjoy sipping coffee or basking in New Mexico's beautiful weather in your secluded outdoor haven. Welcome to a quaint retreat that embraces both style and serenity. In honor of Selena Quintanilla-Perez, this residence pays tribute to enduring musical talent and cultural impact.

3
BEDS
2
BATHS
1,853
SQFT
0.17
ACRES

Professionals! Empty-nesters! Co-living partners! Age in place-ers! Lock and leave!Spacious, with Soaring Ceilings, Bonus Room, .5 acres, and Views FOREVER, and yet Easy to live in and maintain as a Single Story, Accessible, Seller-owned Solar-Powered, Well-Watered home with a Whole House Generator, Low Maintenance Natural Landscape Yard, RV access, and NO HOA. This is THE ONE!

2
BEDS
2
BATHS
1,822
SQFT
0.5
ACRES

Welcome to your new home! This home is a rare offering in a premium cul-de-sac location with a valuable 5 car garage and 1/3 acre lot. This stunning house is located in a gated community in The Peaks neighborhood of Mariposa, It has been well maintained and possesses everything you could ever need. The home has plenty of privacy at the end of the cul-de-sac and ample space for entertaining friends and family. Plenty of room in the backyard for virtually any enhancement you desire. Neighbors are located on only one side of the home with open views across the back of the property. Owners have upgraded to matching tile in the master and one of the bedrooms (perfect for an office) and installed raised beds in the back yard. Massive granite island in the kitchen with abundant storage.

3
BEDS
3
BATHS
2,162
SQFT
0.32
ACRES

Welcome to this custom Rio Rancho home on a private half-acre lot with stunning views of the Sandia Mountains. Enjoy the beautiful poolside entertaining area, extra-wide doorways for easy access, quartz countertops, and laminate wood flooring. Come see all this home has to offer and imagine making it your own.

3
BEDS
2
BATHS
2,021
SQFT
0.5
ACRES

3-bedroom, 2-bath home located in Rio Rancho, NM offering a functional layout with comfortable living spaces throughout. The main living area features a fireplace that adds warmth and character, and skylights throughout the home bring in abundant natural light.The kitchen and living areas flow in a practical layout designed for everyday living and entertaining. The property includes a private backyard with space for outdoor enjoyment and a two-car garage providing parking and additional storage. Conveniently located near schools, parks, and local amenities with easy access to major routes.A well-maintained home with a comfortable setting and practical features throughout. Schedule a showing to see all this property has to offer.

3
BEDS
2
BATHS
1,644
SQFT
0.24
ACRES

Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.

3
BEDS
2
BATHS
1,293
SQFT
0.33
ACRES

Welcome to 7046 Crystal Dr NE in Lomas Encantadas -- one of Rio Rancho's most sought-after master-planned communities! This beautiful 3-bedroom + flex room home lives like a 4-bedroom and checks every box. The open great room flows into a granite kitchen with stainless appliances. The master suite features a walk-in closet and spa-style bath. Step outside to your fully landscaped backyard and take in those stunning Sandia Mountain views. Located off HWY 528 with quick access to shopping, dining, and entertainment, and zoned for top-rated Cleveland High School. The Plaza at Enchanted Hills is just minutes away with outdoor dining, live music, and community events. This one has it all! Inquire about Interest Rate Buy Down Options good through 6/30/2026.

3
BEDS
2
BATHS
1,929
SQFT
0.13
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.