VA Loan Eligible Homes in Rio Rancho
Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.
Showing 531 listings in Rio Rancho.
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$5000 in buyers concessions. Welcome to 3603 Timberline Road, a beautifully maintained home nestled in a quiet Rio Rancho neighborhood. This inviting property features a bright, open floor plan with abundant natural light, high ceilings, and comfortable living spaces designed for modern living. Refrigerated AC. The kitchen offers ample cabinetry, generous counter space, and a functional layout perfect for everyday cooking or entertaining. The primary suite provides a peaceful retreat with a private bath and spacious closet. Additional bedrooms offer flexibility for guests, home office, or hobbies.Enjoy outdoor living in the private backyard, complete with a covered patio ideal for relaxing evenings or weekend gatherings. Conveniently located near shopping, schools, and parks, this home combines comfort, convenience, and value.
Move-in ready and beautifully maintained, this 3 bedroom, 2 full bath, 3 car garage home sits in a desirable 1 acre northern Rio Rancho location with easy access to both Rio Rancho and Albuquerque. The property showcases stunning views of multiple mountain ranges and sparkling city lights, enjoyed from the front courtyard and the covered rear patio. Interior highlights include tile floors, viga-accented high ceilings, and two kiva fireplaces. Additional features: refrigerated air, a dedicated laundry room with utility sink, and potential for horse property.Buyer closing Bonus for offer in August that closes in September with acceptable offer, Offer Now!
Experience elevated Mariposa living at 5625 Barranca Overlook Place NE, where generous space, privacy, and the beauty of New Mexico come together. Set on approximately 0.97 acres, this distinctive 2,538-square-foot home offers the rare combination of a spacious homesite and access to one of Rio Rancho's most desirable lifestyle communities. Designed for comfortable everyday living and entertaining, the home takes advantage of its high-desert setting while offering the space and flexibility today's buyers value. The nearly one-acre lot backs to a barranca and is adjacent toopen space that creates a greater sense of openness with views of desert terrain, the Sandia Mountains and Albuquerque that distinguishes this property from many homes in the community. Seller willing to sell all or some of the Southwestern furniture and artwork for a turnkey experience. Living in Mariposa is about more than the home itself. Residents enjoy a thoughtfully planned community surrounded by natural beauty, open space, trails, and sweeping New Mexico scenery. The community's lifestyle amenities provide opportunities for fitness, recreation, relaxation, and connection--all while maintaining the peaceful atmosphere that makes Mariposa special.Whether enjoying quiet mornings, dramatic New Mexico sunsets, exploring nearby trails, or simply appreciating the extra breathing room of the property, 5625 Barranca Overlook Place NE offers an opportunity to experience Mariposa living on a larger scale.A distinctive home. An exceptional setting. A lifestyle uniquely New Mexico.
55+ community townhome on short dead end street, no thru traffic and only steps from the community walking trails. 2 bedrooms fenced in backyard enclosed back patio step in shower recently painted many upgrades, Gas fireplace, updated kitchen. Move in ready. This one is a must see. Call your Realtor and schedule a tour today!
This Rio Rancho home pairs a striking Southwest exterior with open interior spaces, a large desert lot, and wide mountain views. The main level includes tile flooring, bright living and dining areas, and a kitchen with a center island, generous cabinetry, stainless-steel appliances, and backyard-facing windows. Multiple bedrooms feature neutral carpet, ceiling fans, and good natural light, giving the home flexible room for work, rest, or hobbies. The primary bath includes dual sinks plus a separate tub and shower, while the laundry room and attached garage add everyday utility. Recent work included patio tile repairs, interior touch-ups, cleaning, landscaping, and appliance updates. Included 100-Day Home Warranty with buyer activation
The Pino floorplan at Vista Sandia in Los Lunas, New Mexico offers the perfect balance of space, efficiency, and modern design. With approximately 1,501 square feet, 3 bedrooms, and 2 bathrooms, this single-story home is ideal for buyers looking to step up in size while maintaining affordability near Albuquerque. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.
Seller will give you $10,000 for interest rate buydown and closing costs!!! Lovely, Loma Colorado home, ready for its new owners! You can really spread out in this spacious Pulte! Popular plan filled with natural sunlight, tons of storage, big backyard, and super easy access to nearby high school. Two living areas, large bedrooms; all with walk in closets, and an office make this home so functional and enjoyable for your everyday lifestyle. Upstairs, create your very own movie theater in the loft: equipet with a projector and big screen! The open kitchen, living, and dining areas offer the perfect space for entertaining. There's even a desk/office space off the kitchen, handy for any number of uses AND an area for an extra beverage refrigerator or freezer. This home is SUPER clean and NEW CARPET was just installed prior to listing. Great schools, great neighborhood, minutes away from shopping, entertainment, dinging, big box stores, and access to main thoroughfares.
The Sandia floorplan at Lomas Encantadas Vistas in Rio Rancho, New Mexico is the largest single-story home available in this community, offering expansive living space, 4-bedroom flexibility, and modern open-concept design. With approximately 1,907 square feet, 4 bedrooms, and 2 bathrooms, this home is ideal for growing households seeking more space while staying within reach of Albuquerque. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.
*Seller offering $5,000 towards closing with an acceptable offer*Welcome to Lomas Encantadas! This spacious home offers comfortable living space designed for everyday living and easy entertaining. Built in 2015, the home delivers the modern layout and generous room sizes. With multiple bedrooms, ample living space, and a well-proportioned lot, there's room to relax, gather, and make it your own. Relax in a beautifully landscaped backyard with great flexibility and also a raised garden bed. Located in desirable Rio Rancho, this inviting property is ready for its next chapter. The property has been well kept and updated with Ethernet connections for high speed connections. Come see why this could be your perfect place to call home!
CUSTOM HOME ALERT!! This luxurious masterpiece will take your breath away. Situated in a prestigious location, this home features the custom touches of your dreams. With an expansive kitchen designed for both beauty and functionality. Revel in the elegance of granite countertops, bespoke cabinetry and soaring 12-foot ceilings . Indulge in dual custom bathtubs and a thoughtfully designed jack and jill bathroom with upscale floor-to-ceiling tile. The magnificent primary bathroom offers a spacious walk-in shower with multiple heads, complemented by walk-in closets for both him and her. An additional bedroom can double as a sophisticated office. 10 foot ceilings throughout the rest of the home take luxury to the next level. Enjoy the outdoors on your sprawling covered patio, outfitted with sleek recessed lighting. Let's turn your dream into an address.
Welcome to this inviting 3-bedroom, 2-bathroom home located in the desirable Cabezon community of Rio Rancho. The open-concept floor plan creates a comfortable flow between the kitchen, dining area, and spacious living room, making it ideal for everyday living and entertaining. A cozy fireplace provides the perfect gathering place on cooler evenings. The well-designed layout offers privacy and functionality, with plenty of room to make the space your own. Conveniently located near shopping, restaurants, neighborhood parks, schools, and everyday amenities, this home combines comfort with an excellent location. Enjoy everything the Cabezon community has to offer and make this wonderful property your new home!
105 Latigo Trail SE, Rio Rancho
Nearly every surface has been touched and the big-ticket improvements are already done! This updated 3-bedroom, 2-bath, two-story home offers just under 1,600 square feet with a brand-new roof, newer furnace, refrigerated air and a water heater replaced in 2021.Inside, wood-look tile flooring means no carpet, while updated lighting and refreshed bathrooms carry the improvements throughout. The kitchen features granite countertops, stainless steel appliances, a five-burner gas cooktop, microwave, deep single-basin sink and walk-in pantry. Granite window sills add another polished detail.Upstairs, the primary suite comes with an unexpected bonus--a mountain view right from the bedroom.The fully landscaped backyard is already finished with low-maintenance turf, block wall and no home directly behind the property. The finished garage with opener checks another box.And then there's the location. Rio Rancho Marketplace is just across the way, putting Albertsons, Target, pet supplies, dining and everyday services remarkably close by. With the cosmetic updates complete, major systems addressed and a new roof overhead, this is a home where the to-do list has already been handled.
Experience the superior functionality in this beautifully designed home. Featuring 3 bedrooms, 2 bathrooms, and a spacious OVERSIZED 3-car garage that will comfortably accommodate a full-sized truck. This home offers an open-concept floor plan that's ideal for both everyday living and entertaining. The chef-inspired kitchen showcases stainless steel appliances, granite countertops, and a large island with bar seating that flows seamlessly into the living and dining areas.The private primary suite includes a generous walk-in closet and an en-suite bath designed for relaxation. Two additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside to the covered patio overlooking the low-maintenance backyard--perfect for enjoying New Mexico's beautiful weather year-round.This home has been a solid rental property generating $2400 per month. Located in a sought-after community with exceptional amenities, residents enjoy indoor and outdoor swimming pools, a fully equipped fitness center, scenic walking trails, neighborhood parks, playgrounds, and open green spaces. Conveniently close to shopping, dining, schools, and commuter routes, this home offers the lifestyle you've been looking for.
Welcome to 3150 Turquesa Place SE! Built in 2022, this spacious 2,543 sq. ft. home offers 4 bedrooms, 3 bathrooms, and a versatile two-story floor plan with plenty of room to live, work, and entertain. The modern design, attached two-car garage, low-maintenance front landscaping, and newer construction make this an excellent opportunity in Rio Rancho.Located just around the corner from Joe Harris Elementary and with convenient access to shopping, dining, parks, major employers, and the rest of Rio Rancho, the location is hard to beat. With four bedrooms and generous living space, there is flexibility for a home office, guest room, playroom, or whatever fits your lifestyle.If you've been looking for a newer, spacious Rio Rancho home in a convenient location, 3150 Turquesa Place SE deserves a look. Schedule your private showing today!
$20,000 Buyer Incentive!!! | Nearly New Parklane | Single-Level Living Opportunity is knocking! This spacious Parklane offers approximately 2758 square feet entirely on one level, with 4 bedrooms, a den/office and 3.5 baths. With new construction in the neighborhood nearing completion, this floorplan and combination of size and single-story living are no longer readily available.The open-concept kitchen, dining and living areas create an impressive central gathering space, while the upgraded guest ensuite offers a private bedroom and bath. A versatile den/office provides additional space for work, hobbies or whatever fits your needs.A large center-sliding glass door extends the living area to an oversized covered patio, creating a seamless indoor-outdoor connection. Thoughtful builder upgrades throughout mean the work is already done--no construction timeline, no waiting for completion.PLUS: Seller is offering a $10,000 buyer credit toward allowable closing costs or interest-rate buy-down with an acceptable offer. Get the space, upgrades and single-level floorplan that's becoming increasingly difficult to find in this neighborhood--and make it yours now.
Located in River's Edge III! This charming Single Story Home boasts Three Bedrooms. Two Baths. The two large living areas allow for Entertaining guests or simply unwinding with loved ones. The kitchen Offers Ample Cabinet and Counter space with a delightful breakfast nook and an oversized pantry/storage room. The primary bedroom features an ensuite bathroom for added privacy and convenience. Enjoy entertaining in the backyard with a charming courtyard, extra storage space, and a large Lot . A Great Place to Call Home!
Welcome to this stunning 2024 home in the desirable Seasons at Monarch community within beautiful Mariposa! This 4-bed, 3-bath residence delivers 2100 sq ft of bright open-concept living with a spacious Great Room, gourmet kitchen featuring quartz counters & island, stainless steel appliances, high ceilings & features a flexible second living area/guest suite w/ full bath, separate bedroom & wet bar! The primary suite is at the rear boasting a walk-in closet, double vanity & private shower. Enjoy the covered patio with stunning mountain views and xeriscape backyard w/ drip irrigation. Upgrades: oversized 3-car finished garage w/ 220V, tankless water heater, IQ smart home panel, custom blinds, gutters & full appliance package.
Highly desirable and rarely available end unit in a 55+ community, featuring a spacious backyard and exceptional flexibility. This move-in-ready home offers a NEW roof (3/2025) and new water heater (7/2025), with refrigerator included. Beautiful vaulted ceilings and a cozy fireplace highlight the inviting living area, which opens to a covered patio--perfect for relaxing or entertaining. The oversized laundry/hobby/craft room provides abundant space and could easily serve as a home office or potential third bedroom. An additional enclosed patio room features a charming kiva wood-burning fireplace and offers endless possibilities as a library, office, fitness room, spa, or creative retreat. Complete with a 2-car garage, this unique end unit offers extra space, versatility, and a wonderful indoor-outdoor lifestyle.
Behind privacy walls in Montebella Estates, a fully landscaped half acre unfolds -- courtyard, portals, fountains, and a pool that turns the backyard into a private resort. The main house offers 3,050 square feet with three bedrooms and three baths, complemented by a 1,244-square-foot casita with two bedrooms and three baths. Inside, true New Mexico craftsmanship shines with soaring ceilings framed by hand-carved and stained vigas, Venetian plaster, nichos, stone detail, and tile throughout. Fresh paint in the kitchen and bedrooms complements an expansive primary suite with a sitting area and newer bamboo flooring. A den/office with its own entrance off the courtyard offers quiet separation for work or study.Step outside to an 18,200-gallon in-ground shotcrete pool and spa with tile deco, water fountains, and newer decking -- heated by six solar tubes and run from your phone via iAquaLink. Two covered portals, seating areas, wrought-iron gates, and mature ash trees, roses, and shrubs on full drip irrigation complete the setting. The casita, built in 2020, features a private entrance -- ideal for guests, multigenerational living, or a home business.Additional highlights include brand-new stucco,2026 restored roof with orignal Spanish tiles, two 4-ton Bryant refrigerated air systems, a three-car garage with epoxy floors and an extended concrete drive, well and septic, and a paid-off 10.36kW solar system that has kept the electric bill averaging about $20 a month. Minutes to Rust Medical Center, dining, and parks, with easy freeway access.
3336 Lockerbie Drive SE, Rio Rancho
Major 2026 improvements and upgrades make 3336 Lockerbie Drive an exceptional purchase opportunity! All upgrades completed for 2026; furnace, refrigerated air system, water heater, garage door opener, kitchen sink and faucet. The refreshed kitchen also features painted cabinetry, updated hardware, new 2026 appliances and a white subway tile backsplash. Two secondary bathrooms have been beautifully remodeled with custom finishes. This spacious 3 bedroom, 3 bath home offers 2,015 square feet, plus a second living area or flexible space upstairs. The contemporary, low maintenance backyard includes concrete, gravel and a covered patio with retractable shades. With an acceptable offer, the seller will pay off the solar loan and provide a $5,000 flooring credit. two exceptional incentives that add immediate value and peace of mind.
INCREDIBLE INTEREST RATE OPPORTUNITY. Seller offering 1% credit towards rate buy down, closing costs, or prepaids regardless of lender. Use Cottonwood Mortgage for an additional 0.90% + $600 appraisal credit. That's up to 1.90% in incentives + $600 towards appraisal fee.Rare Main-Level Primary Suite + Owned Solar Panels. Beautifully updated and spotlessly clean. This is a Loma Colorado gem. Upon arrival you will notice the 3-car garage w electric car charger, Spanish tile roof, stacked stone, and manicured front lawn. Once inside, this home continues to impress. The main floor has been upgraded with new flooring, new white cabinets in the kitchen and laundry room, white quartz countertops, and white backsplash. New 6-inch baseboards and light fixtures. This is one of few Loma Colorado models with a master on the main floor. Upstairs features newer carpet & huge loft!! 4 bedrooms upstairs and 2 full bathrooms leaves enough room for everyone. The attention to detail in this house is breathtaking. The neighborhood features parks, walking trails, and a lookout. Close to Intel.
1355 Rio Rancho Boulevard SE APT B, Rio Rancho
Updated, Charming 1-bedroom condo in Golden West Patio Apartments offering clean, low-maintenance living in a convenient Rio Rancho location. Fresh paint, new fixtures updated bath, and new vinyl flooring create a move-in-ready space. Open living and dining layout with kitchen appliances included. Enjoy well-kept landscaping, an enclosed community pool, and on-site laundry facilities. Ideal for retirees, investors, or anyone seeking an affordable, easy-care unit close to Intel, shopping, and services. Vacant and easy to show
Go through the gate in the back privacy fence and see your 'Secret Garden'.A climate-controlled sunroom featuring a built-in wet bar lets you enjoy outdoor views year-round in total comfort. Step outside to a spacious backyard with direct gate access to a quiet neighborhood park--creating a seamless indoor-outdoor lifestyle. For moments of stillness, a dedicated, finished meditation studio offers the ultimate private escape, while an integrated SOLAR system delivers modern energy efficiency and year-round savings.Enjoy the perfect blend of serenity and convenience, located just minutes from local shopping, dining, and a quick 8-minute commute to Intel.Don't miss your opportunity to own this New Mexico paradise where modern living meets natural beauty. Call today to schedule your private tour!
Welcome to 54 Acadia Court SE, where comfort, functionality and stunning Sandia Mountain views come together in one convenient location! This beautifully maintained home offers NO HOA, a spacious floor plan and an impressive list of recent upgrades. Featuring three bedrooms, two bathrooms, a separate dining room and two inviting living areas, there's plenty of space to relax, entertain and enjoy easy indoor-outdoor living. The kitchen has been refreshed with recently painted cabinets (2026), new flooring (2026 - completely replaced with the same type), a new sink (2026) and a stainless steel refrigerator and stove (2025). Additional major improvements include a new roof (2025), refrigerated air and furnace (2025) and water softener (2025), new shed roof and paint (2026) and painted cabinets in the primary bathroom (2025). When you aren't enjoying all this home offers indoors, step outside to your own backyard retreat and take in the spectacular Sandia Mountain views. The backyard features a new pergola and outdoor furniture (in 2025, both yours to keep!!), creating the perfect setting for your morning coffee or tea, evening gatherings or simply enjoying the beautiful New Mexico sunshine and sunsets. Backyard access and a shed with new shingles (2026) provide convenient storage for all your outdoor gear, tools and toys. With thoughtful updates, versatile living spaces, mountain views and no HOA, this home offers an exceptional blend of comfort, convenience and New Mexico charm. Come see all that 54 Acadia Court SE has to offer and make this beautiful house your next home!
Discover effortless Southwest living in this single-story home designed for comfort and lasting savings, surrounded by stunning mountain views.Step through a charming courtyard entry into a bright, open floor plan where living, dining, and kitchen spaces flow seamlessly together. The heart of the home features a spacious kitchen with rich cabinetry, granite counters, a large center island with seating, stainless appliances, and a walk-in pantry. It opens directly to the living room, highlighted by a beamed ceiling, a classic Southwestern kiva-style fireplace, and views to the outdoors.The primary suite offers a peaceful retreat with a two generous walk-in closet and a private bath complete with dual sinks, a soaking tub, and a separate shower. Two additional bedrooms provide flexible space for family or guests, while a dedicated office (or fourth bedroom option) with a sliding barn door adds functionality for remote work or hobbies. A convenient laundry room, workshop area, and ample storage complete the practical layout.Outside, a covered patio invites year-round entertaining with ceiling fans, outdoor dining space, and panoramic mountain views that stretch across the desert landscape. Low-maintenance xeriscaping and a private backyard create a peaceful retreat with room to relax or gather.Exceptional value comes standard: An owned solar system (purchased by the current owners for over $15,000) transfers with the home at no additional cost. Recent utility records show dramatically reduced electric bills--averaging just $8.25 per month in 2023, $5.50 in 2024, $15.76 in 2025, and $18.36 for the first half of 2026--compared to typical costs of $180-$260 for similar homes without solar. The Property Improvement District (PID) assessment is also fully paid off.This is a rare opportunity to own a thoughtfully designed home that combines modern comfort, stunning views, and real long-term savings.
House is currently rented. House will have a professional cleaning upon sale. The carpet will be fully replaced. The linoleum flooring will be replaced. Owner is open to discuss floors, or other areas of the home for modifications or changes. Owner open to negotiate.
Modern design, thoughtful upgrades, and exceptional convenience come together in this 2025 Pulte Parklane, located in the new Los Diamantes community! This single-story home offers 3 bedrooms plus a versatile flex room with glass French doors and a 3-car tandem garage. Flowing natural light, large picture windows, a neutral color palette, plank-style tile flooring, sleek hardware, and clean architectural lines create a bright, contemporary feel throughout. The open-concept living, dining, and kitchen areas are anchored by a stylish gas fireplace, while the chef-inspired kitchen features Whirlpool stainless steel appliances, an oversized island, abundant cabinetry with custom pull-out shelves, and generous prep space. The spacious primary suite offers a large walk-in closet and beautifully appointed en-suite bath. Integrated smart-home technology provides convenient phone and voice control of select lighting, ceiling fans, HVAC, and even the backyard water feature. Step outside to a professionally landscaped backyard featuring an expansive covered patio, extended concrete entertaining area, tranquil water feature, premium turf, and a gas hookup ready for your grill or future outdoor kitchen. Ideally located minutes from Presbyterian Rust Medical Center, Market Street, Dutch Bros, M'tucci's, parks, shopping, dining, and everyday conveniences, with the future 65-acre Village at Rio Rancho mixed-use development nearby. Contemporary style, smart-home convenience, exceptional outdoor living, and a prime location. All ready to enjoy from day one. Come experience the difference!
If you enjoy viewing the Balloons from your own home, check out this beautiful property. Better yet, if you fell in love with NM during Fiesta, schedule your showing now! Welcome home to 3324 19th Avenue! Step through the front door into a bright, open layout where the living, dining, and great room flow togethe, plenty of room to gather, entertain, and celebrate. Just off the great room, a private office with French doors makes an ideal 4th bedroom, home workspace, or study. The beautifully renovated kitchen shines with granite countertops and crisp white cabinetry, and the updated bathrooms carry the same fresh, modern feel. Fresh carpet and paint in 2026 give the great room area a move-in-ready glow. Owned solar panels keep energy costs low while powering comfortable refrigerated air conditioning all summer long. Out back, you'll find a standout finished garage building of more than 700 square feet, perfect for a workshop, studio, gym, or extra storage. The entire back property is covered in mulch to keep weeds and goatheads at bay, and convenient backyard access opens up endless possibilities for projects, toys, or expansion. Lots of trees, including pecan, persimmon, apricot, granny smith apple and pear. Mountain views greet you from several spots around the property, including the kitchen sink and the office. Balloon Fiesta views are like none other! Inside, the oversized laundry room offers abundant storage and a stackable washer and dryer, and all appliances convey. Best of all, you're just moments from Haynes Park (favorite of the Seller), Intel, Rust Medical Center, and plenty of shopping and dining.
Highlights of the impressive Raleigh plan include an open dining area, a great room with center-meet doors leading onto a relaxing covered patio and a thoughtfully designed gourmet kitchen with a walk-in pantry. You'll also appreciate a central laundry and four generous bedrooms, including a stunning primary suite showcasing a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes
Highlights of the impressive Raleigh plan include an open dining area, a great room with multi-slide doors leading onto a relaxing covered patio and a thoughtfully designed gourmet kitchen with a walk-in pantry and separate dining area. You'll also appreciate a central laundry and three generous bedrooms, including a stunning primary suite showcasing a spacious walk-in closet and a deluxe private bath with double sinks. You'll love our professionally curated fixtures and finishes
Daria Derebera
Real Estate Broker in Albuquerque, NM
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