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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 406 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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This 4-bedroom, 2.5-bath home on a corner lot in Cabezon's Toscana community features extensive 2025-2026 upgrades. The interior boasts new ceramic tile, baseboards, and designer can lighting with dimmers throughout. The primary suite includes a private bath with a shower, tub, and dual closets. Both guest bathrooms are fully remodeled with marble countertops and Moen fixtures. The kitchen offers newer LG appliances and exterior-ducted venting. Smart home features include Ring security, Wi-Fi lighting, and a 30-AMP RV outlet. Outside, enjoy a gazebo with a Trex deck and automated sprinklers. Includes a Puronics water filtration system and wall-to-wall garage storage. Living in Cabezon is truly special. This home is a short walk to A Park Above, & close to Cabezon Park, CC, and pool.

4
BEDS
3
BATHS
2,009
SQFT
0.11
ACRES
$390,000
-5,000$ 04/03

Brand new, never-lived-in Hewitt home by Pulte. Luxurious neutral colors adorn this exceptional home. The Kitchen includes stainless appliances with a gas range, microwave and dishwasher. Dallas white granite kitchen countertops are accented by a light accent tile backsplash. The Twilight Birch cabinets throughout look like a million-bucks. Open floor plan includes a separate study/office for added convenience. The Owner's Suite sports a stand alone shower with seat and a large walk-in closet. Energy efficency and smart home features allow for extreme efficiency and comfort. Huge 3-acre park in the community with basketball court and covered eating areas. Must see today!

3
BEDS
2
BATHS
1,731
SQFT
0.15
ACRES

Welcome to this custom-built home located in the growing community of Rio Rancho. Designed with comfort and functionality in mind, this property offers a bright and inviting living area, a practical kitchen, and well-sized bedrooms perfect for everyday living. Natural light fills the home, creating a warm and welcoming atmosphere throughout. Situated on a spacious lot, the outdoor space offers plenty of potential for entertaining, gardening, or creating your own private retreat. Conveniently located near shopping, dining, schools, and major commuter routes, this home offers both comfort and accessibility. Whether you're a first-time buyer, downsizing, or looking for a solid investment opportunity, this unique custom-built property presents excellent value in one of Rio Rancho's fastest-

4
BEDS
3
BATHS
2,611
SQFT
0.5
ACRES

Stunning custom two-story home in the highly sought-after Panorama Heights area of Rio Rancho! Perfectly positioned to capture breathtaking views of the Sandia Mountains, this spacious residence offers comfort, character, and thoughtful updates throughout. Featuring 4 generously sized bedrooms plus a dedicated office, this home provides flexibility for work and everyday living. Enjoy two inviting living areas, highlighted by a custom stone wood-burning fireplace and a built-in wet bar -- ideal for entertaining. A formal dining room complements the beautifully updated kitchen, complete with stainless steel appliances, breakfast nook, and pantry.The spacious primary suite is a true retreat, boasting a spa-style soaking tub, separate shower, and deck with stunning Sandia views.

4
BEDS
4
BATHS
3,162
SQFT
0.37
ACRES

Views, Views and more Views,This beautiful custom home sits on one of the best view lots in Vista Entrada. Enjoy spectular views from the main living area, breakfast nook, kitchen and master bedroom. All bedrooms on main floor with Master on one side of home. All other bedrooms have their own baths and living area. Huge loft has a balcony and another full bathroom with incredible views. Master has panoramic views while you enjoy both the view and your fireplace. This is a must see 4/5 bedroom 5 bath home with beamed ceilings, vigas , surround sound, formal dinning room, breakfast nook and 2 fireplaces. These views will never get old.

4
BEDS
5
BATHS
4,053
SQFT
0.52
ACRES

Beautifully maintained 4-bedroom, 3-bath home in the highly desirable Mountain Hawk subdivision of Rio Rancho. This spacious two-story layout features a versatile loft perfect for a second living area, office, or playroom. The home is exceptionally clean and well cared for, offering comfortable living and great natural light throughout. Enjoy views of the Sandia and Jemez Mountains from the loft and primary bedroom. The landscaped backyard provides a great space to relax or entertain. Conveniently located with quick access to NM-550 for commuting. Residents enjoy nearby community parks and a private gated neighborhood park. An assumable loan with a favorable interest rate may be available for qualified buyers.

4
BEDS
3
BATHS
2,595
SQFT
0.11
ACRES

Built in 2024 on 1.1 Acres - Shop Ready & Horse Ready! Nearly new 3-bedroom home offering space, flexibility, functionality and beautiful views! Situated on 1.1 fenced acres with shared well, propane, and septic.The 720 sf barn/workshop with 2 (12 sf) lean-to space is the standout feature, permitted and built in 2025! Complete with a lift-ready 4x14x1 reinforced slab, ideal for mechanics and automotive enthusiasts. Functional, practical, and ready to work.Perfect for horses, agriculture, equipment storage, etc. Plenty of room for trailers, tools, and toys.Live. Work. Build your vision!

3
BEDS
2
BATHS
1,567
SQFT
1.1
ACRES

Welcome home to one-of-a-kind home located in the highly desirable Mariposa neighborhood. This .52-acre lot sits on a corner with lots of nature all around overlooking the beautiful Sandia Mountains with outdoor kitchen great for entertaining. This home offers 3 bdrm, plus flex room, 2.5-bath, 2 car garage with Solar Panels. The open living space flows into the dining, great room and kitchen. The kitchen is a chefs delight with upgraded built in appliances, large granite island and gourmet cooktop with pot filler. new carpet, tile floors throughout. Mariposa offers miles of walking, hiking and biking trails, community pool clubhouse, fitness center, basketball courts. Close to roads makes shopping, dining, hospital and entertainment accessible with a short distance. Take a tour today!

3
BEDS
3
BATHS
2,124
SQFT
0.52
ACRES
$525,000
-15,000$ 03/19

Feels like a brand-new home! Beautiful 2021 home featuring 4 bedrooms and a 3-car garage. The open-floor-plan kitchen showcases a large island overlooking the living room with a custom tile fireplace. This home is loaded with upgrades, including tile flooring throughout living and wet areas, upgraded lighting, cabinetry, doors and granite countertops.The spacious primary suite offers a large walk-in closet and walk-in shower. Enjoy refrigerated air and a large covered back porch, accessible through oversized sliding doors--perfect for indoor-outdoor living. Conveniently located near parks, shopping, and restaurants, offering both comfort and accessibility.

4
BEDS
3
BATHS
2,366
SQFT
0.26
ACRES

Stunning custom home on 1 acre, built in 2022. This home features 4 bedrooms plus a bonus office (possible 5th bedroom), 3.5 baths, and an oversized 6-car garage. Enjoy an inground pool with jacuzzi, solar panel system, and RV access. The backyard is designed for entertainment with a basketball court, walking trail, kids playground, putting green, fenced garden, and a huge dog run. Inside, the open floor plan offers a chef's kitchen, and spacious living area. The high-end finishes, soaring ceilings, and abundant natural light create a welcoming and modern atmosphere. The oversized garage provides ample storage or workshop potential for car enthusiasts. Conveniently located near retail, restaurants, and major amenities. Don't miss this great opportunity!

4
BEDS
4
BATHS
2,814
SQFT
1
ACRES
$629,900
-5,100$ 03/18

10,000 flex CASH! NEW PRICE! ROOM FOR A CASITA/LARGE SHOP! PRIVATE spacious 0.5-acre lot offering 4 bedrooms, 3 bathrooms, & a flex space! UPGRADES include ON DEMAND WATER SYSTEM a striking 2-tone exterior, metal roof, & abundant natural light throughout. MAIN living area is SINGLE STORY NO CARPET & showcase's high-end finishes soft-close dovetail cabinetry, sleek hardware, & a well-appointed kitchen w island bar! High-end SS appliance package conveys! Large windows frame open views & fill the home with light. The primary suite offers a spa-like retreat with dual vanities and contemporary finishes. A separate recreation room includes a kitchenette with refrigerator & microwave, providing additional living or entertaining space, 2 exterior patios & backyard EZ access! casita, shop, ect

4
BEDS
3
BATHS
2,600
SQFT
50
ACRES
$327,500
-2,400$ 04/01

Welcome to this beautifully remodeled gem in the heart of Rio Rancho! This charming 3-bedroom, 2-bath, single-story home offers comfort, style, and peace of mind--all in one inviting package. Step inside to discover a fresh, modern interior with thoughtful updates throughout. The open and functional floor plan creates an easy flow for both everyday living and entertaining. Cozy up by the wood-burning stove on chilly New Mexico evenings and enjoy the warm, welcoming ambiance it brings to the living space. This home also offers major system upgrades, including a brand-new furnace and new water heater, giving buyers added confidence and long-term value. The spacious bedrooms provide comfortable retreats, while the updated bathrooms add a clean, contemporary touch. The 1-car garage offers

3
BEDS
2
BATHS
1,501
SQFT
0.19
ACRES

Welcome to Stonegate! Our ''Sawyer''plan is a stunning single-story 1,602 sq. ft home by D.R. Horton. This plan boasts 4 bedrooms and 2 baths, with a kitchen that showcases spacious granite countertops, Whirlpool(r) appliances, decorative tile backsplash, and a convenient walk-in pantry. The Primary bedroom features a walk-in closet and a large walk-in shower. Additionally, the Sawyer offers a covered patio and a 2-car garage. Not to mention, this home comes equipped with our HOME IS CONNECTED base package, including Alexa Voice control, a Front Doorbell, Front Door Deadbolt keyless entry Lock, Smart Home Hub, Smart switch Light Switch, and more. Ask me about our current incentives!

4
BEDS
2
BATHS
1,602
SQFT
0.1
ACRES
$474,390
+2,000$ 03/30

Ideally situated just minutes from Presbyterian Rust Medical Center, shopping, dining, and everyday conveniences, Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home. Homes in this new phase are designed with affordable luxury in mind, featuring open-concept floorplans, contemporary finishes, and flexible living spaces that maximize both comfort and functionality.

4
BEDS
3
BATHS
2,078
SQFT
0.11
ACRES

Welcome to this better-than-new Abrazo-built home in the sought-after 35 North community of Rio Rancho. This 3-bedroom, 3-bath residence offers an open-concept layout ideal for everyday living and entertaining. Built with the quality craftsmanship and energy efficiency Abrazo Homes is known for, the home also features thoughtful upgrades including quartz countertops, soft-close cabinetry, upgraded baseboards, and 8-foot interior doors downstairs. Step outside to a beautifully finished backyard perfect for relaxing or hosting, and enjoy a private primary bedroom balcony deck with amazing Sandia Mountain views. Schedule your private showing today.

3
BEDS
3
BATHS
2,102
SQFT
0.15
ACRES

Welcome to this rare 5-bedroom, 3-bath home designed for modern living. Open layout flows into a chef's kitchen with gas cooktop, large island, and walk-in pantry. First-floor primary suite features a spa-style bath with dual vanities and oversized shower, plus a guest bedroom and bath downstairs. Upstairs offers a spacious loft/family room and three bedrooms. 3-car tandem garage with EV outlet. Custom built-ins provide extra storage. 6.08kw solar system producing 10 megawatt hour/year (seller to pay off at closing) covers most usage. Water softener included. Hot tub electric ready. Landscaped backyard with water feature.

5
BEDS
3
BATHS
2,630
SQFT
0.18
ACRES

Welcome to the Stella floor plan, a beautifully designed new construction home offering 1,883 square feet of spacious multi-story living. This thoughtfully crafted layout features an open-concept main living area that seamlessly connects the kitchen, dining, and living spaces--perfect for entertaining and everyday comfort.The primary suite is a true retreat, complete with a large garden soaking tub. Generous bedrooms, modern finishes, and abundant natural light create a warm and inviting atmosphere throughout the home.

4
BEDS
3
BATHS
1,883
SQFT
0.12
ACRES
$466,990
+1,995$ 03/26

The notable Elderberry boasts four generous bedrooms, including a main-floor primary suite with a spacious walk-in closet and a private bath. It also offers an expansive great room, a dining nook, a thoughtfully designed kitchen showcasing a center island and a generous walk-in pantry, and a charming covered patio. An upstairs loft offers additional versatility. A convenient laundry, storage area and mudroom round out this two-story plan. Designer-curated fixtures and finishes are included

4
BEDS
3
BATHS
2,390
SQFT
0.12
ACRES

The stunning Slate plan opens with two bedrooms flanking a full hall bath. Beyond the entry, you'll find a thoughtful layout offering a dining nook, a great room with access to a serene covered patio, and a kitchen boasting a center island, walk-in pantry and abundant cabinetry. The nearby primary suite offers a generous walk-in closet and a private bath with a separate shower and soaking tub. A laundry room, mudroom, and fourth bedroom with its own private bath and walk-in closet complete the home. Professionally curated finishes are included!

4
BEDS
3
BATHS
2,080
SQFT
0.12
ACRES

BEAUTIFUL Custom Home with an open,functional floorplan that showcases a gorgeous modern, custom design. Granite countertops, high end appliances, and aesthetically appealing backsplash and tiles are only a few of the amenities of this property that will surely delight those that love to cook and entertain. The home also boasts high ceilings with custom designs, spacious bedrooms and 8 ft doors throughout.. The Home is energy efficient. All interior walls are insulated saving your buyers $$$!!! Come check it out, your buyers will definitely not be disappointed.Closing with Jesus Bustillos, Fidelity National Title

4
BEDS
3
BATHS
2,349
SQFT
0.15
ACRES

This stunning Pulte-built home (2013) offers over 4,223 sq ft of versatile living with 6 bedrooms an Office & 4 full baths & a half bath, plus a spacious 4-car garage. Nestled on a generous corner lot (+10,454 sq ft), it opens into a charming courtyard and grand foyer featuring a wrought-iron staircase and high-ceiling formal living room. The chef's kitchen with a butler's pantry flows seamlessly to a breakfast nook, coffee station and covered patio complete with a cozy fireplace and outdoor grill--an entertainer's dream. Enjoy two master suites (one on the main), a loft, engineered hand-scraped wood floors, refrigerated air, updated primary bath, and walk-in closets in every room and bonus VIEWS!

6
BEDS
5
BATHS
4,223
SQFT
0.24
ACRES

Like new 3 bedroom, 2 bath home provides stunning unobstructed VIEWS of the Sandia Mountains and modern comfort throughout. The open concept living, kitchen and dining area offers seamless flow for every day living and entertaining, while the private primary suite is thoughtfully separated from the spacious secondary bedrooms. The primary retreat features a relaxing garden tub and large WALK-IN closet. Home is also built Green NM Silver Level Certified with refrigerated air, tankless water heater, and a water softener. Great potential for backyard access on both sides. This immaculate move-in ready home blends comfort, efficiency, and style.

3
BEDS
2
BATHS
1,572
SQFT
0.18
ACRES

Fantastic single level floor Plan with lots of natural light and 4 bedrooms. Spacious kitchen with breakfast nook area is open to the living dining room. Lots of counter and cabinet space plus a pantry. Primary bedroom has a walk in closet and a large primary bathroom. Roof was replaced 2023. Enjoy easy care outdoor living with a covered back patio and views from the back yard! Seller enjoyed watching Balloons land right behind the home. Lovely area with quick access to Unser and NO HOA.

4
BEDS
2
BATHS
2,148
SQFT
0.18
ACRES

Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.At the heart of the home is a chef-ready kitchen featuring stainless steel Whirlpool(r) appliances, quartz countertops, wood cabinetry with crown molding, recessed lighting, and a large island for extra prep space and casual dining.

3
BEDS
2
BATHS
1,293
SQFT
37.42
ACRES

Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.At the heart of the home is a chef-ready kitchen featuring stainless steel Whirlpool(r) appliances, quartz countertops, wood cabinetry with crown molding, recessed lighting, and a large island for extra prep space and casual dining.

3
BEDS
2
BATHS
1,293
SQFT
37.42
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.