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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 407 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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More space, more flexibility, and a layout that just works--this Lomas Encantadas home delivers over 2,100 sqft with a versatile flex room that lives like a 4th bedroom. Built in 2019, this beautifully maintained home features an open-concept layout filled with natural light, high ceilings, and modern finishes throughout. The kitchen flows seamlessly into the main living and dining areas, perfect for everyday living or entertaining. Enjoy a private, low-maintenance backyard with a covered patio. Conveniently located near parks, schools, and amenities, this home offers the perfect blend of space, flexibility, and value.

3
BEDS
3
BATHS
2,140
SQFT
0.16
ACRES

Rare 3-car garage + move-in ready condition on a large corner lot--this is the one buyers have been waiting for. This 3-bedroom, 2-bath home features an open-concept design, central air, and no carpet throughout for easy maintenance and a modern feel. The kitchen offers generous storage and connects seamlessly to the living and dining spaces, creating a functional and inviting layout. The split-bedroom floor plan provides privacy for the owner's suite. Enjoy outdoor living year-round and a prime location in Mountain Hawk with quick access to I-25, shopping, and dining. Strong value, clean condition, and ready for immediate occupancy.

3
BEDS
3
BATHS
1,745
SQFT
0.14
ACRES
$630,000
-19,990$ 05/15

Experience the perfect blend of award-winning design and everyday comfort in the breathtaking ''Tranquility'' floorplan -- a standout in the Parade of Homes at Vista Entrada. You'll be captivated by the combination of amenities and value that defines this remarkable property. With over $100,000 dedicated to upgrades and professional landscaping, this half-acre estate boasts unparalleled curb appeal and a functional outdoor space that truly distinguishes it from others in the area. Complete with a climate-controlled stand-alone finished office/studio. Step inside to find a gourmet kitchen that takes center stage, featuring a 5-burner cooktop, a built-in oven and microwave, and expansive quartz countertops that elevate both cooking and entertaining to new heights. This home offers 4 generous

4
BEDS
2
BATHS
2,137
SQFT
0.5
ACRES

Conveniently located, and afforably priced two bedroom condo at the Fairways. Well taken care of unit, with 1.5 baths. Living and dining area. Light and bright kitchen. Updated stainless steel appliances. One year old water heater. Stylish tile in the bathroom. Catch some fresh air on the enclosed patio. Newer washer and dryer included. Live in comfort, be close to it all. See it, love it, own it, today!

2
BEDS
2
BATHS
967
SQFT

Discover this stunning brand-new construction home in the desirable Montreal Estates! This 3-bedroom, 2.5-bathroom home is NM Build Green Gold Certified, ensuring superior energy efficiency and comfort. Situated on a prime corner lot, the property boasts a large backyard and a 2-car garage with a 4' width extension for significant extra storage. The interior features the sophisticated color palette and comes move-in ready with 2'' white faux wood blinds throughout. The modern kitchen is a standout with a 30'' stainless steel farmhouse single-bowl sink and stainless appliances. Centrally located in Rio Rancho near shopping, dining, and medical facilities with easy access to I-25. Great for families or as an investment property! Call today for tour details and buyer incentives.

3
BEDS
3
BATHS
1,651
SQFT
0.02
ACRES

This beautiful home sits on a .27-acre lot with fully xeriscaped front yard for easy maintenance. This well-maintained property features tankless water heater, water softener and the primary closet includes custom California Closets design. The home offers three spacious bedrooms plus a versatile flex room that can be used as an office. High ceilings add to the open feel throughout the home with plenty of natural light, and a functional layout. The home combines comfort and location in one great package.

3
BEDS
3
BATHS
2,327
SQFT
0.27
ACRES
$428,000
-17,000$ 05/14

Meet 1313 Reynosa Loop SE, a refreshed residence featuring fresh interior paint and a comfortable fireplace. The kitchen includes all stainless steel appliances and a functional island, complementing the primary bathroom's double sinks and luxurious jacuzzi tub. A walk-in closet in the primary bedroom provides ample storage, while the exterior has a covered patio and fenced in backyard. Included 100-Day Home Warranty with buyer activation

5
BEDS
3
BATHS
2,688
SQFT
0.12
ACRES
$389,000
-8,000$ 05/18

Welcome to this beautifully updated home in the highly desirable Rio Rancho area--offering comfort, space, and freedom with no HOA. Inside, you'll find fresh paint and new carpet throughout, creating a clean, move-in-ready feel. The updated kitchen features granite countertops and ample space for cooking and entertaining, while the remodeled primary bathroom provides a modern, relaxing retreat.Major upgrades include a new roof and new furnace, giving added peace of mind. The finished 2-car garage offers flexibility for storage, hobbies, or a workspace.Situated on over half an acre, this property provides rare space with convenient backyard access, a long driveway, and plenty of parking for vehicles, RVs, or toys. Go check this one out before it is gone!

3
BEDS
2
BATHS
1,947
SQFT
0.59
ACRES

Welcome to this charming 2-story home in a desirable neighborhood! Featuring 4 spacious bedrooms, 2.5 baths, 2-CG, complemented by easy-to-maintain front & back yards. Plus, there's no HOA! Enjoy an open floor plan with 2 inviting living areas, a dining room, & a generously sized kitchen equipped with modern appliances, kitchen island, & under-cabinet lighting. All bedrooms are located upstairs, providing ample storage throughout. Master Suite includes a walk-in closet, spacious bathroom with new tiles, double-sink, separate shower & jet tub. 3 more rooms to follow. Recent upgrades include faux wood flooring on ground level, new light fixtures in kitchen, dining & entry, brand new water heater, & additional turf in the backyard. Don't miss out on this fantastic opportunity!

4
BEDS
3
BATHS
2,367
SQFT
0.11
ACRES

Charming and unique design, must see inside! Wonderful views of the Sandias, Design features a huge courtyard with outside entrance to potential In-laws suite, and has 2 living areas. Property had a major renovation 10 years ago with new drywall, interior doors, granite, stainless appliances, refrigerated air, lighting, Huge laundry room and walk in pantry. Features three outdoor living areas, RV access with automatic gate and 50 Amp plug in. Solar system currently provides electricity for full home with base electric charge of about $18.00 per month. System will be paid off at closing. Subdivision Construction behind purports to have new homes that are below view line; customer to investigate to their own satisfaction. No HOA fees! Solar has produced a four month excess.

4
BEDS
3
BATHS
2,273
SQFT
0.26
ACRES

Welcome to this beautifully updated single-story home situated on a desirable corner lot, offering both space and convenience. Recently repainted, this home features refrigerated air for year-round comfort and gorgeous, fully remodeled bathrooms that truly elevate the space.The open-concept kitchen is a standout, showcasing sleek quartz countertops and seamless flow into the living area--perfect for both everyday living and entertaining. Large windows flood the living room with natural light, creating a bright and inviting atmosphere throughout the home.Set on a huge lot, there's plenty of room to enjoy outdoor living, gardening, or future possibilities. Ideally located with easy access to 528, this property combines convenience with stunning views that truly set it apart

3
BEDS
2
BATHS
1,831
SQFT
0.28
ACRES

Beautifully updated 4-bedroom home in desirable Cabezon with space, comfort, and flexibility for today's lifestyle! This spacious floorplan features two separate living areas, including a cozy fireplace and built-in wet bar--perfect for entertaining, movie nights, or game day gatherings. Generously sized bedrooms and walk-in closets offer plenty of room to spread out and stay organized. Enjoy easy outdoor living with low-maintenance landscaping, artificial turf, and inviting front and back patios. Located near parks, trails, schools, shopping, and dining, this home also includes excellent garage storage and dual refrigerated A/C units for year-round comfort. A wonderful opportunity to enjoy one of Rio Rancho's most sought-after neighborhoods!

4
BEDS
3
BATHS
2,716
SQFT
0.12
ACRES
$285,000
-5,000$ 05/19

Quaint 2 bedroom, 1 bath with covered front porch in sought after Cabezon gated neighborhood of Astante Townhomes. Nicely updated bathroom and updated flooring with new carpet and laminate. Low maintenance, easy care yard and home. Perfect for singles, first-time homebuyers, downsizers and investors.

2
BEDS
1
BATHS
954
SQFT
0.02
ACRES

Spacious .50-acre property in the heart of Rio Rancho featuring 4 bedrooms, 2 full baths, and a convenient 1/4 bath--designed for comfort, flexibility, and modern living. This home offers generous living spaces perfect for both everyday life and entertaining, while the expansive lot provides room to grow, relax, or create your ideal outdoor setup. Equipped with solar panels, enjoy energy efficiency and long-term savings without sacrificing comfort. With ample space inside and out, this property delivers the perfect blend of functionality, sustainability, and opportunity in a desirable location.

4
BEDS
3
BATHS
2,806
SQFT
0.5
ACRES

The home is under construction, 3 bedrooms, and 2 full baths. Open floor plan with a spacious living area that flows into the dining room and kitchen. Ideal for everyday living and entertaining. The kitchen has builder upgrades and plenty of counter space and cabinet space. The primary suite has a private bath and ample closet space. Conveniently located near shopping, dining, and local amenities. Make it yours today!

3
BEDS
2
BATHS
1,649
SQFT
0.07
ACRES

The ranch-style Augusta floor plan boasts ample space for entertaining, including an expansive great room, a dining area and a gourmet kitchen with a center island and built-in pantry. Other notable features include a large primary suite with an attached bath and roomy walk-in closet, two guest bedrooms that share a bath, and a laundry. This plan includes Quartz countertops throughout, with a black matte finish on the fixtures.

3
BEDS
2
BATHS
1,970
SQFT
0.14
ACRES
$525,000
-25,000$ 05/10

Incredibly maintained 4BDR/3BA plus LOFT in desirable Diamond Ridge! 1BDR/1BA on the main level! Formal living and dining room Large great room with stacked stone fireplace! Open floor plan, lots of natural light, under stair storage, central vac, gutters, newly painted exterior trim, doors & garage door. Gourmet kitchen features island, granite countertops, LG range, cooktop, dishwasher, fridge (2023), 42'' cabinets w/crown molding & bkfst nook! Primary suite features his/her vanities, garden tub, separate shower & large walk-in closet. Covered patio, mature shrubs, trees on corner lot and walled for privacy. 3CG, finished, EV outlet.

4
BEDS
3
BATHS
3,200
SQFT
0.24
ACRES
$949,000
-26,000$ 05/13

Why buy one house when you can buy two, plus have room to garage up to 8 cars on one generous 1/2 acre lot with no HOA or PID? The Main Home, with a 3 car garage, was finished in late 2024, and not occupied until 2025. It offers a bright, open layout with polished concrete flooring throughout for a sleek, low-maintenance finish. The kitchen is designed for everyday living AND entertaining - with solid wood cabinetry, gas range, large pantry, and abundant storage. The primary suite is spacious and there are 3 separate additional bedrooms to customize the way you live. The Casita is brand new, never lived in, and the garage has room for 5 cars, or 3 and a workshop, gym, or just ROOM, and boasts a bathroom fit for a Primary Suite! Designed and built for the current owners, a life change means

5
BEDS
5
BATHS
2,655
SQFT
0.5
ACRES

Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.

3
BEDS
2
BATHS
1,293
SQFT
0.19
ACRES

Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.

3
BEDS
2
BATHS
1,293
SQFT
0.19
ACRES

Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.

3
BEDS
2
BATHS
1,293
SQFT
0.19
ACRES

You do not want to miss viewing this 5 year old Pulte home! Motivated seller & PRICED to sell! This home sits on a spacious corner lot in Rio Rancho, offering breathtaking views of the Sandia Mountains & Abq city lights. Featuring 4 bedrooms and 3 bathrooms, the versatile layout includes two primary suites--one on the main level & another upstairs--perfect for multi-generational living or accommodating guests. The open-concept living space is filled with natural light, highlighted by soaring two-story ceilings and a dramatic second-floor overlook that adds both space and architectural appeal. A dedicated downstairs office offers flexibility and can easily function as a 5th bedroom. This home includes a 2-car garage and plenty of room to spread out inside and out! Schedule your tour today!

4
BEDS
4
BATHS
3,126
SQFT
0.23
ACRES

PRICE DROP! NEW NEW NEW! BACK ON THE MARKET DUE TO BUYER FINANCING! Come see this lovely home manufactured by Karsten on a permanent foundation! Home is powered by PNM, will have a shared well, and has a brand new septic tank! This place is spacious and bright, with 3 bedrooms and 2 baths. Relax in the open living concept! Large gathering spot at the kitchen island! Detached garage is oversized to assist with your storage needs. 1.1 acres provide plenty of room to settle in! And the views... Come see this tranquil homestead today before you miss out!

3
BEDS
2
BATHS
1,500
SQFT
1.1
ACRES

New Construction home, 3 bedrooms, and 2 full baths. Open floor plan with a spacious living area that flows into the dining room and kitchen. Ideal for everyday living and entertaining. The kitchen has builder upgrades and plenty of counter space and cabinet space. The primary suite has a private bath and ample closet space. Conveniently located near shopping, dining, and local amenities. Make it yours today!

3
BEDS
2
BATHS
1,442
SQFT
0.06
ACRES

This beautiful house has been lovingly upgraded and cared for. The kitchen includes new countertops, large island, backsplash, painted white ceiling-height cabinets, and stainless appliances. Dining and living rooms can be swapped! Newer LVP flooring throughout main floor. The primary suite includes upgraded bathroom with newer lighting, mirrors, faucets, and decorative moulding. Many decorative moulding details throughout upstairs bedrooms, and great storage closets. The front and back yards have beautiful landscaping with large turf area, and pathway around the yard. Great open space and views behind home. Located in the highly desirable Loma Colorado community with walking paths and parks throughout, and close to schools, library, aquatic center, and rec center

4
BEDS
3
BATHS
2,226
SQFT
0.12
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.