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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

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Welcome to your better-than-new Hakes Brothers home in Mountain Hawk! An entertainer's delight, you'll enjoy the chef's kitchen with oversized island, stainless appliances, a shady front porch and back enclosed patio, and a stunning primary suite with walk-in shower, double sinks, and a spacious walk-in closet.The home is tiled throughout, including all bedrooms, and the back yard is finished with a retaining wall and gravel - a low maintenance place that's perfect for you to enhance it with gardening or trees if you desire.With a lovely strip of green space behind your home, there are no neighbors directly behind you, creating an even more serene environment.Close to shopping and dining in Rio Rancho and Bernalillo, and a quick drive to the Jemez Mountains and Santa Fe.

3
BEDS
2
BATHS
1,667
SQFT
0.14
ACRES

New Stucco, windows, interior paint, exterior lights and SPC flooring . Home has a newer roof funrnace and water heater. All appliances will stay with the home. Dog-run and great yard .

3
BEDS
2
BATHS
1,265
SQFT
0.16
ACRES

$10,000 FOR ANY BUYER-USE FOR INTEREST BUY DOWN, CLOSING OR PRICE REDUCTION ### **A Rio Rancho Garden Oasis With Mountain Views, Solar & Room To Live**Some homes offer square footage. Others offer a lifestyle. Set on nearly half an acre in Rio Rancho, this custom Panorama Heights property offers something increasingly difficult to find: mature landscaping, mountain views, flexible living spaces, and outdoor areas designed to be enjoyed year-round.Wake up to New Mexico skies, enjoy your morning coffee on the private balcony, and spend evenings surrounded by established trees, gardens, and the peaceful setting that makes this property special. Unlike newer homes where landscaping is still waiting to mature, this property offers an established outdoor environment with flowering fruit trees, grapevines, garden areas, and spaces created for relaxing, entertaining, and enjoying the seasons.### **Why You'll Love It*** **A backyard built for living** -- Mature landscaping, fruit trees, garden areas, covered patio, open patio spaces, hot tub, and room to enjoy outdoor gatherings, gardening, or quiet evenings under the New Mexico sky.* **Mountain views and outdoor connection** -- Private balcony, scenic surroundings, and multiple outdoor spaces create opportunities to enjoy the beauty of New Mexico every day.* **Flexible living spaces** -- Approximately 3,100+ square feet with multiple living areas, a finished heated sunroom, and a layout designed for entertaining, hobbies, guests, or everyday comfort.* **A private upstairs retreat** -- The upper-level primary suite offers separation, views, and additional comfort with a new dedicated mini-split cooling system being added.* **Space for hobbies and projects** -- The workshop/flex space provides room for creative pursuits, storage, hobbies, equipment, or future customization.* **Energy-conscious features** -- Seller-owned solar, double-pane windows, and natural gas utilities provide valuable efficiency features while two wood-burning fireplaces with inserts add warmth and character.* **Room for vehicles and toys** -- RV access/parking, spacious driveway, backyard access, and flexible garage/workshop space provide options that are hard to find.### **Property Details*** 3507 Saint Andrews Drive SE, Rio Rancho, NM 87124* $575,000* 4 Bedrooms (possible 5th bedroom)* 2 Full Bathrooms* 3,184+/- Sq. Ft.* 0.45+/- Acre Lot* Built in 1980* Custom Two-Story Home* Panorama Heights Neighborhood* Mountain Views* Finished Heated Sunroom* Two Living Areas* Sunken Living Room* Kitchen Island* Stainless Steel Appliances* Owned Water Softener* Two Wood-Burning Fireplaces With Inserts* Seller-Owned Solar* Workshop/Flex Space* RV Access/Parking* Covered & Open Patios* Hot Tub* Mature Trees & Landscaping* City Water & Public Sewer### **Perfect For**Buyers who want more than a typical Rio Rancho property--those who appreciate mature landscaping, outdoor living, gardening, hobbies, flexible space, mountain views, and the character of an established neighborhood.If you have been searching for a home with room to spread out, a backyard that already feels established, and features designed for enjoying New Mexico living, schedule your private showing and experience 3507 Saint Andrews Drive SE.

4
BEDS
2
BATHS
3,184
SQFT
0.45
ACRES

Ideally situated just minutes from Presbyterian Rust Medical Center, shopping, dining, and everyday conveniences, Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home. Homes in this new phase are designed with affordable luxury in mind, featuring open-concept floorplans, contemporary finishes, and flexible living spaces that maximize both comfort and functionality. Every detail is carefully considered to deliver lasting quality, modern style, and outstanding value--making it easier to step into homeownership with confidence.

3
BEDS
2
BATHS
1,289
SQFT
0.1
ACRES

3504 Wild Horse Rd NE is a residence with a functional layout and modern finishes throughout. The kitchen features a walk-in pantry, creating a well-equipped space for cooking and entertaining. The primary bedroom includes a walk-in closet for convenient storage and organization. A covered patio extends the living space outdoors, flowing to a fully fenced backyard that creates ample room for relaxation and entertaining. This residence combines practical design with comfortable living spaces, delivering functional amenities throughout every room.

3
BEDS
2
BATHS
1,580
SQFT
0.13
ACRES

The Bandera offers approximately 2,440 square feet of two-story living with 4 bedrooms, 2.5 bathrooms, and flexible spaces for modern households. A welcoming entry opens to a first-floor flex room, while the expanded kitchen, dining, and great room create a spacious setting for daily living and entertaining. The main-level owner's suite provides a private retreat with dual vanities and a large walk-in closet. Upstairs, a versatile loft and three secondary bedrooms add room for media, study, play, guests, or family, while a two-car garage and thoughtful storage support everyday function.

4
BEDS
3
BATHS
2,440
SQFT
0.15
ACRES

FOUR bedroom charmer on a quiet cul-de-sac in the beautiful community of Enchanted Hills. Open floor plan with lots of light offers a cheerful place to call home! Lots of storage including Walk-In closets in BR 2 and 3. No carpet - Luxury Vinyl and tile throughout! Freshly painted too! Terraced backyard offers low maintenance turf and SW gravel landscape. Nearby park and GREAT schools. Easy access to I-25, Santa Fe, and Albuq. Minutes from Park and Ride, Shopping, and Entertainment.

4
BEDS
2
BATHS
1,848
SQFT
0.14
ACRES
$500,000
-15,000$ 08/10

Located within the desirable gated community of Cabezon, this spacious 3,179 sq. ft. home offers 4 generously sized bedrooms, new carpet, abundant storage throughout, and walk-in closets. Enjoy a fully landscaped backyard complete with a natural gas fire pit, perfect for relaxing or entertaining. Additional highlights include a 3-car garage and fiber internet availability, combining comfort, convenience, and modern connectivity in a sought-after neighborhood.

4
BEDS
3
BATHS
3,179
SQFT
0.17
ACRES

Modern 4 bedroom, 3 bathroom home in a newer Rio Rancho community offering bright, open living and stylish finishes. A spacious entry leads into a long hallway that opens to an inviting open-concept layout with a large granite kitchen island, stainless steel appliances, and seamless flow into the dining and living areas. High ceilings, neutral tile flooring, and contemporary lighting create a warm, cohesive feel. The thoughtful floor plan includes a Jack-and-Jill bathroom between two bedrooms, plus a private primary suite with a generous layout and walk-in shower. All bedrooms offer comfortable space and natural light. Enjoy a covered patio and a perfect opportunity to add the finishing touches to the yard and make this a perfect home. Move-in ready with modern comfort throughout.

4
BEDS
3
BATHS
2,127
SQFT
0.13
ACRES

OWNED SOLAR & REFRIGERATED AIR....HONEY, STOP THE SEARCH... THIS IS THE ONE!!! Welcome home to this beautifully refreshed 3-bedroom, 2-bath patio home designed for easy living and unforgettable views. Soaring ceilings and abundant natural light create an open, inviting atmosphere, while fresh interior paint and BRAND NEW GE stainless steel appliances MAKE this home truly move-in ready... and it has REFRIGERATED AIR & OWNED SOLAR!?1? The thoughtfully designed floor plan offers comfortable living spaces perfect for relaxing or entertaining (WITH A COOL DOBULDESIDES GAS OG FIREPLACE )!Step outside to your private rooftop patio and take in breathtaking Sandia Mountain views, enjoy spectacular sunsets, or unwind under New Mexico's famous star-filled skies. Conveniently located near shopping, dining, parks, and commuter routes, this home combines low-maintenance living with exceptional charm and wont't last long!!

3
BEDS
2
BATHS
1,656
SQFT
0.11
ACRES

The Mariposa is a luxury single-story home offering approximately 3,012 square feet with expansive living space, elevated design, and a strong sense of arrival. The open-concept great room, dining area, and chef-inspired kitchen create bright, connected living ideal for entertaining and everyday comfort. A large island, generous counter space, and direct connection to the main living areas make the kitchen both functional and impressive. The private owner's suite includes a spa-style bath with dual vanities, soaking tub, large walk-in shower, and an expansive walk-in closet. A flex room and 3-car garage add versatility and storage.

4
BEDS
3
BATHS
3,012
SQFT
0.22
ACRES

Nestled in the sought-after community of Lomas Encantadas in Rio Rancho, this stunning Jane floor plan combines luxury finishes with thoughtful functionality. Featuring an optional flex room, 3-car garage, and added powder bath, this home offers the flexibility and space today's homeowners crave.Natural light fills the home through a foyer skylight, a dramatic 4'x2' skylight above the kitchen island, and expansive glass doors that create a bright, welcoming atmosphere. The gourmet kitchen is a true showstopper, showcasing Level 4 Valbella Gold quartz countertops, a 36'' gas cooktop, double ovens, an oversized island, upgraded cabinetry with soft-close doors and dovetail drawers, and optional buffet cabinets perfect for entertaining.

3
BEDS
3
BATHS
2,164
SQFT
0.2
ACRES

Discover the perfect blend of modern design and quality craftsmanship in this stunning custom-built Rio Rancho home. Offering 2,802sqft of single-level living, this 4-bedroom, 4-bathroom residence sits on a half-acre lot and features soaring ceilings, a dramatic 17-foot tower entry, and a welcoming courtyard. The open floor plan showcases custom tile flooring, recessed ceilings, and a gourmet kitchen with granite countertops, premium appliances, and a stone island. The private primary suite features a large walk-in closet, standalone soaking tub, and an oversized walk-in shower with dual entry and a rainfall shower head. Enjoy a 906sqft covered patio with wood ceilings, epoxy-finished doors, metal fencing, RV parking, backyard access, and beautiful views.

4
BEDS
4
BATHS
2,802
SQFT
0.5
ACRES

Wonderful family home in the Los Diamantes community. Conveniently located just minutes from parks, shopping, dining, grocery stores, Joe Harris Elementary and Rust Medical Center. Enjoy owned solar panels, helping reduce utility costs while staying cool all summer.The fully landscaped backyard is perfect for relaxing or entertaining with an extended patio and low-maintenance turf. Enjoy beautiful views of the iconic Three Sisters. Schedule a tour today!

3
BEDS
2
BATHS
1,420
SQFT
0.12
ACRES

Stunningly bright & cheery one story home w/tile roof. Open floor plan offers 3 bedrooms 2 baths/ charming chef's kitchen complete w/ gas stove & newer vent and pantry. Granite counters and lovely cabinets w/ an island offer casual dining if desired plus a pleasant dining area with chandelier lighting. Warm and welcoming living room with plenty of space for everyone!!Large primary bedroom features ceiling fan Bath has dble sinks and a spacious closet that opens to laundry room. Great separation from other 2 bedrooms which share a full bath This home is radiant with sunlight, has lovely blinds, tile flooring, carpet, refrigerated air & is landscaped front & back. Welcoming covered patio to enjoy the outdoors. No backyard neighbors! Close to schools, shopping and restaurants. Come see! HOME WARRANTY INCLUDED UP TO $550.00

3
BEDS
2
BATHS
1,771
SQFT
0.13
ACRES

Welcome home to this beautifully updated 5 bedroom, 2.5-bathroom home offering the perfect blend of space, comfort, and style. With a three-car garage, convenient side yard access, and multiple living areas, this home provides the flexibility today's buyers are looking for. Inside, you'll find fresh updates throughout, including newer flooring, freshly painted walls and baseboards, updated light fixtures, and a remodeled kitchen featuring quartz counters, updated appliances and stylish finishes. The spacious floor plan offers plenty of room for entertaining, relaxing, or working from home. The oversized primary suite serves as a private retreat with a beautifully updated bathroom and ample space to unwind. Four additional bedrooms provide room for family, guests, hobbies, or home office.

5
BEDS
3
BATHS
2,298
SQFT
0.15
ACRES

Beautiful mountain views and large backyard! Original owner. Well maintained home features 2 living areas, spacious primary suite, and family dining room. Located in a cul de sac, low traffic area. Updates include; water heater (2026) water softener (2023), refrigerator (2022), gas stove (2020). No carpet, no HOA, no PID! 3rd car garage has been converted into an office/storage area. All of the components of the garage are still there (door, opener) and can easily be converted back to a garage, if desired.

4
BEDS
2
BATHS
2,569
SQFT
0.34
ACRES

PRICED BELOW APPRAISED VALUE! Rare opportunity to own 5 acres in the heart of Rio Rancho! This spacious 4 bedroom + office, 3 bath home offers endless possibilities with room for horses, RVs, recreational vehicles, a future workshop, pool, garden, or simply space to enjoy privacy and the New Mexico lifestyle. Take in beautiful Sandia Mountain views while still being minutes from shopping, restaurants, and city amenities. Features include a 3-car garage, OWNED solar panels, private well, refrigerated air, tankless water heater, and a reverse osmosis system. Complete with stalls, hay storage, and outbuilding space perfect for animals, hobbies, storage, or your next vision. A rare combination of space, views, and location! Lower interest rate available!

4
BEDS
3
BATHS
2,833
SQFT
5
ACRES

Perfectly located near Intel with easy access to Albuquerque, this beautifully updated home blends style, comfort, and functionality. Inside, enjoy 16x16 tile throughout, a stacked-stone fireplace, barn door accents, upgraded kitchen cabinetry, tile backsplash, reverse osmosis, water softener, an oversized pantry, and a spacious laundry room with built-ins. The primary suite features a custom walk-in closet, while a secondary bedroom includes an adjoining office/flex space. The backyard is fully fenced offering backyard access, a covered patio with gazebo and a separate dog run! This great property stis on a HALF ACRE! Other updates include: newer solar (seller will pay off in full at closing W/ acceptable offer) septic, water heater, and a finished 2-car garage.

3
BEDS
2
BATHS
2,040
SQFT
0.5
ACRES

Tucked away at the top of a quiet cul-de-sac in one of the area's most desirable neighborhoods, this move-in-ready hidden gem offers 4 bedrooms, 2.5 bathrooms, fresh interior paint, and a spacious, functional floor plan. Enjoy two living areas, a huge loft ideal for a game room, office, or media space, and an oversized 3-car garage with exceptional storage throughout. Abundant closet space and convenient under-stair storage make staying organized easy. The private primary suite features its own balcony overlooking the lush backyard. Situated on nearly a quarter acre, the backyard oasis is filled with mature trees and vibrant greenery, creating the perfect space to relax or entertain. Just steps from walking and bike paths, this home offers the perfect blend of comfort, privacy, convenience, and location.

4
BEDS
3
BATHS
2,255
SQFT
0.22
ACRES

Discover the Somerton by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan offers four bedrooms and three bathrooms, including a luxurious master suite upstairs that serves as your private retreat--complete with natural light, a seamless en-suite bathroom, and an expansive walk-in closet. With an additional bedroom on the main floor, this home is perfect for guests or flexible living.Experience elegant design and thoughtful functionality in the Somerton. Your dream home awaits at Estrella at High Range.

4
BEDS
3
BATHS
2,257
SQFT
0.33
ACRES

Welcome to the Wellton by LGI Homes at Estrella at High Range, a spacious five-bedroom, three-and-a-half-bathroom home designed with your family's comfort and lifestyle in mind. This beautifully crafted open-concept floor plan makes everyday living effortless, with a layout that seamlessly connects the kitchen, dining, and family rooms perfect for entertaining or enjoying quality time together.The chef-ready kitchen overlooks the dining and family areas, keeping you connected to guests and loved ones while preparing meals.Experience exceptional value, thoughtful design and the perfect place to call home at Estrella at High Range with the Wellton floor plan.

5
BEDS
4
BATHS
2,506
SQFT
0.1
ACRES

Welcome to this beautiful single story home situated on a .33 acre lot tucked away at the end of a cul-de-sac, in the highly sought after Rivers Edge III community. This home features, large rooms, family room, kitchen has plenty of cabinet & counter space, formal dining + breakfast nook, refrigerated air, water softener, large 2 car garage with bonus/hobby room and storage cabinets. Wonderful covered patio for relaxing & entertaining and an inviting covered front porch with phenomenal mountain views. Landscaped, front & back, lawn, shrubs. Huge side yard parking, perfect for RV and/or multiple vehicles & back yard access to another garage/workshop & two storage sheds. This property has so many unique qualities that are a rare find! NO Poly, NO HOA.

3
BEDS
2
BATHS
1,698
SQFT
0.33
ACRES

This home went under contract ๐—ถ๐—บ๐—บ๐—ฒ๐—ฑ๐—ถ๐—ฎ๐˜๐—ฒ๐—น๐˜†--and it is easy to understand why. Unfortunately, the buyer's financing fell through, creating a second opportunity for someone else to make it theirs. This is the one buyers hope to find: beautifully maintained, thoughtfully updated, meticulously clean, and truly move-in ready. With five bedrooms, three living areas, main-level bedroom and a full bathroom, the layout offers room for gathering, guests, work, hobbies, movie nights, and all the extra 'stuff' that needs its own space. The entire interior has been painted for a fresh, clean look throughout. Beautiful engineered wood laminate flooring extends through the lower level, while generous living spaces and an updated fireplace surround create a polished main gathering area. The patio sunroom creates a quiet place to sit, read, relax, or enjoy separation from the main living areas. It is also a thoughtful pet setup, offering backyard access while the sliding glass door helps keep pets from entering the main house. The backyard is a standout, with low-maintenance landscaping, raised garden areas, an oversized covered patio with ceiling lighting, decorative patio lights the seller will leave, a custom-built fire pit, and a backyard access gate. There is room for basketball, a putting green, a lap pool, gardening, patio games, or that backyard feature you have always wanted. This is a yard made for gathering, from casual cookouts to the kind of parties people remember. Located in Lomas Encantadas, with sought-after Rio Rancho schools, nearby parks, shopping, dining, and easy access toward Albuquerque, Santa Fe, and Los Alamos. This home offers the space, condition, and convenience buyers are hoping to find.

5
BEDS
3
BATHS
3,015
SQFT
0.16
ACRES
$469,506
-33,000$ 08/12

Welcome to Amreston Homes Santa Fe Plan! The welcoming full-light front door sets the stage, opening into this stunning 1,888 sq. ft., 4-bedroom, 3.5-bathroom new construction home. Built for maximum efficiency, this all-electric design blends sustainable living. The interior features impressive 8ft interior doors, a warm color palette, and striking black hardware throughout. The chef's kitchen serves as a visual masterpiece with a large waterfall island, while the inviting open concept living space boasts an electric fireplace. Situated on a sprawling half-acre lot, you'll love the outdoor freedom of the extended covered patio option and ample space for your RVs and ATVs. Tour today!

4
BEDS
3
BATHS
1,888
SQFT
0.5
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumersโ€™ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.