Home / Rio Rancho / VA Loan Eligible Homes in Rio Rancho

VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 406 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

Sort By

Tucked away in desirable Mountain Hawk Estates, this well-maintained home offers comfort, privacy, and value. The peaceful feel of the community and the beautiful southwestern landscape offer a new lifestyle away from the city. Inside, the home is clean and well cared for, featuring a bright kitchen with stainless steel appliances, granite countertops and a functional living space designed for everyday comfort. Step outside to relax in the private finished backyard with a hot tub perfect for unwinding or entertaining guests. With its move-in ready condition and inviting atmosphere, this property presents an excellent opportunity for anyone, owner or investor. Don't miss the chance to own a home in this quiet and welcoming neighborhood.

3
BEDS
2
BATHS
1,495
SQFT
0.12
ACRES

Beautiful Twilight Homes Scorpius model built in 2021 on a premium corner lot, offering about 2,900 sq ft of light, bright, open living space. This highly desirable floorplan features 4 bedrooms - all with walk-in closets, plus a huge loft, perfect for a second living area, office, or game room. The stunning kitchen is the heart of the home with granite countertops, stainless steel appliances, pendant lighting, an oversized island with bar seating, and an extended walk-in pantry with additional outlets. Thoughtful upgrades throughout include upgraded lighting fixtures, tile extended to the ceiling in both showers, accent tile in the bathrooms, bidet outlet in the primary suite, and key-fob activated hot water systems in both bathrooms.

4
BEDS
3
BATHS
2,898
SQFT
0.19
ACRES
$595,000
-5,000$ 04/03

Prime location in Rio Rancho! Welcome home to this custom 3 bedroom/ plus flex room,2 bath, 3 car garage home located on a 1/2 acre lot.The Open floor plan allows for lots of entertaining. The luxury kitchen offers, custom cabinets, granite countertops boasts lots of light and is open to the large family room. The large primary bedroom offers a large primary bath that you can relax, unwind and feel at home with a full bath tub and spa like shower. The 2 other bedrooms are nice size and share the secondary bath. Don't forget the large backyard for all your toys. This home offers side access for and RV. Close shopping, restaurants , hospitals, major highways and so much more. Schedule your tour today.

3
BEDS
2
BATHS
2,075
SQFT
0.5
ACRES
$259,900
-5,100$ 03/26

North Hills treasure hit's the market! The home has been freshly repainted and has cleaned up front landscaping. Roof has been replaced in 2017. This is your chance to buy a home UNDER 300k! This home is ready to be loved by its new owner. Centrally located in Rio Rancho near shopping and in a growing area. Take a look and send your offer.

3
BEDS
2
BATHS
965
SQFT
0.12
ACRES

Price Reduced! This contemporary home offers over 2,700 sq ft of thoughtfully designed living space with impressive 10 ft ceilings. The main level highlights an open-concept kitchen, dining, living area and guest suite that flows to a landscaped garden with 3 fruit trees plus a full sprinkler and drip system for easy upkeep. Upstairs you'll find 3 spacious bedrooms and 2 baths, including a large primary suite with beautiful mountain views, and a versatile loft ideal for a media room, office, or play space. Practical perks include a second-floor laundry conveniently located near the bedrooms and an installed water softener. Enjoy a true suburban feel while staying close to parks, recreation, and major highways, with Santa Fe less than an hour away--truly a perfect family home

4
BEDS
3
BATHS
2,714
SQFT
0.14
ACRES

Charming and recently updated two-story home in Rio Rancho offering 3 bedrooms and 3 bathrooms. Renovated in 2024, this home features newer kitchen cabinets, appliances, updated bathrooms, and flooring throughout, creating a fresh and modern feel. The spacious eat-in kitchen provides plenty of room for cooking and gathering, while large windows throughout the home fill the interior with wonderful natural light. The primary suite offers a comfortable private retreat, and the functional floor plan provides flexibility for everyday living. Outside, enjoy a large fenced backyard--perfect for pets, gardening, or entertaining. Mature trees in the front yard provide shade and enhance curb appeal, while the one-car garage offers convenient parking and storage.

3
BEDS
3
BATHS
1,556
SQFT
0.16
ACRES

Welcome to the opportunity to build your dream home on a spacious 0.50-acre lot with breathtaking, unobstructed views of the city and the Sandia Mountains. This thoughtfully designed custom home offers approximately 2,965 sq. ft. of heated living space with expansive outdoor living areas and a large 4-car tandem garage, creating a total footprint of over 4,400 sq. ft. The proposed floor plan showcases four spacious bedrooms, three bathrooms, a dedicated home office, multiple living areas, and a chef-inspired kitchen with an oversized island and optional butler's kitchen featuring premium appliances, prep sinks, double ovens, wine storage, and a generous walk-in pantry.

4
BEDS
3
BATHS
2,965
SQFT
0.5
ACRES

Amazing mountain views with a large yard! Welcome to your dream oasis where comfort meets contemporary style! This beautifully updated home boasts remodeled bathrooms. Kitchen has elegant granite countertops that elevate the kitchens aesthetic, making it the perfect space for entertaining or cozy family dinners. Freshly painted creating a bright and inviting atmosphere throughout. the home features a newer garage door, roof, and a/c. This home also boasts ample attic space for your storage needs. Potential backyard access, no HOA no PID, you can fully embrace the freedom of homeownership without the burden of additional fee or regulation. washer and dryer convey.

3
BEDS
2
BATHS
1,135
SQFT
0.16
ACRES
$429,900
-5,100$ 03/25

Meticulously maintained single story 2067 square foot home in Cabezon. This home is move in ready and includes the following features:**Leed Gold Certified**Owned Solar System (Low Electric Bills)**Multiple Living Areas**Solid Surface Floors Throughout**Lots of Natural Light**Stainless Steel Appliances**Exquisite Master Suite with Large Walk in Closet, Separate Tub and Shower and Two Sinks in Master Bath**Tankless Water Heater**3 Car Garage**Walking Distance to Elementary School and Parks**This home is immaculate and is just waiting for a new owner!!

3
BEDS
2
BATHS
2,067
SQFT
0.16
ACRES

Under Construction! Located in the amazing Los Diamantes community minutes from Intel, Rust medical and The Market Street! ''The Sawyer'' by DR Horton. Stunning 4 bedroom, 2 bath and 2 car garage. Open great room and dining area invite's easy entertaining. Elegant kitchen with granite counter tops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors in kitchen, dining and all wet areas. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roofs. Smart home with Amazon Alexa connect. Refrigerated air & low- e windows!

4
BEDS
2
BATHS
1,602
SQFT
0.12
ACRES

Located in the desirable Vista Hills community of Rio Rancho, this well-cared-for single-story home sits on a large corner lot tucked into a quiet cul-de-sac, showcasing beautiful views of the Sandia Mountains. 3 bedrooms, 2 bathrooms, and just under 2,000 square feet, the layout is both comfortable and functional. Sun Room is heated and cooled The kitchen features abundant cabinetry and counter space, making it ideal for daily use or hosting guests. A welcoming living room with a fireplace provides a cozy centerpiece, while the primary suite offers privacy and a walk-in closet. An enclosed sunroom adds valuable living space and serves as the perfect spot to enjoy the mountain views in every season.Set on a .31-acre lot, the property includes low-maintenance landscaping, side-yard

3
BEDS
2
BATHS
1,952
SQFT
0.31
ACRES

Luxury Custom Estate with Stunning Views. Newly built on a .75-acre premium lot in Rio Rancho Estates, fully enclosed with block wall fencing and a private remote-controlled gate. Elegant interior with imported Italian marble floors, spacious great room with gas fireplace, and Arcadia glass doors showcasing city lights, desert views, and sunsets. Gourmet kitchen with quartz counters, stainless steel appliances, and custom cabinetry. Primary suite with spa-style shower, dual vanities, and walk-in closet. Outdoor entertaining on covered patio. 3-car garage and RV gate access.

3
BEDS
3
BATHS
2,540
SQFT
0.75
ACRES

Very Nice! This 1-Story, 3-bedroom, 2-bath home is on a spacious 1/2-acre corner lot, only 5 minutes away from Intel... The living area includes a wonderful addition, perfect as a family or hobby room, and could become another bedroom! A one car garage and two large storage sheds, along with a large lot allow plenty of room for all the toys... The home has been well maintained! Upgrades include newer windows and stucco, water heater, and electrical wiring. Recent paint and new kitchen/dining area flooring makes this home move-in ready!

3
BEDS
3
BATHS
1,634
SQFT
0.54
ACRES
$475,000
-14,000$ 03/26

Perched on a corner half-acre lot, this inviting retreat blends cozy charm with incredible outdoor living. Step into the living room with soaring beam ceilings and a warm gas kiva fireplace, opening to an airy kitchen with island--perfect for gathering. The spacious primary suite offers a relaxing bath with double sinks and a separate tub and shower. Outside, your private walled backyard is an entertainer's dream: covered patio with backyard bar and stunning views of the Sandia Mountains. Plenty of room for an RV, camper, or toys plus a 3-car garage complete the package.

3
BEDS
2
BATHS
1,893
SQFT
0.5
ACRES

Blending elegance & function, this nearly-new construction home is thoughtfully designed. Lightly lived in for just 6 months, the backyard has been fully landscaped & custom window coverings installed with $16,000 in after-market upgrades. Why wait to build when you can get this home for $30-40,000 less than the other Larimar floorplans. There is welcoming great room that opens to a covered patio with open space behind the lot for privacy. The living & dining area leads into an impressive kitchen featuring a spacious island & a large walk-in pantry. The primary suite has double vanities, abundant counter space & a large walk-in closet. This 4 bedroom home is still covered under the the builder's warranty. 3 car garage with workshop area has a utility sink, additional outlets & circuits.

4
BEDS
2
BATHS
1,816
SQFT
0.14
ACRES

Discover modern desert living in this Westway home in Rio Rancho's desirable Vista Entrada area. Situated on a .62-acre lot, this property offers space to breathe while enjoying beautiful Sandia Mountain views from the backyard. The open-concept floor plan is ideal for everyday living and entertaining, featuring a Bosch-equipped kitchen, large island, Level 5 Silestone countertops, and upgraded cabinetry. The private primary suite includes a garden tub, separate shower, double sinks, and walk-in closet. Outside you'll find a walled backyard with raised privacy walls and a custom metal gate providing backyard vehicle access. A 3-car garage offers plenty of room for vehicles, storage, or a workshop.

3
BEDS
3
BATHS
1,995
SQFT
0.62
ACRES

Discover the Somerton by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan offers four bedrooms and three bathrooms, including a luxurious master suite upstairs that serves as your private retreat--complete with natural light, a seamless en-suite bathroom, and an expansive walk-in closet. With an additional bedroom on the main floor, this home is perfect for guests or flexible living.The open-concept layout effortlessly connects the upgraded kitchen, dining, and family rooms, making everyday living and entertaining simple and enjoyable. The chef-ready kitchen features Whirlpool(r) stainless steel appliances, a large island, and beautiful quartz countertops, all included with LGI Homes' CompleteHome(tm) package.

4
BEDS
3
BATHS
2,257
SQFT
37.42
ACRES

Charming two-story home situated on a spacious lot in the desirable North Hills subdivision. This well-maintained property features an open floor plan designed for comfortable living and entertaining, along with a bright and spacious living room area. The second floor offers a private primary suite complete with its own bathroom and generous his-and-hers closets. Additional highlights include a two-car garage and plenty of outdoor space to enjoy. Don't miss the opportunity to make this wonderful home yours!

3
BEDS
2
BATHS
1,200
SQFT
0.17
ACRES
$525,000
-3,783$ 03/15

Ready Now ! Brand new, never lived in Pulte's popular Tifton Walk home. Enjoy brand new appliances, new carpet, new A/C, new tank-less hot water heater, and so much more! This spacious single-story Tifton Walk home features a chef's kitchen w/gas cooktop, wall oven & microwave, gray shaker style cabinets & granite counters. The owners bath features Garden tub with seperate shower, upgraded tile floors extended into living area and much more! Mark this home as a must see!

4
BEDS
2
BATHS
2,105
SQFT
0.14
ACRES

Step into this beautifully maintained home in the desirable Mountain Hawk community. The open-concept floor plan offers a bright living area that flows seamlessly into the kitchen, complete with granite countertops, stainless steel appliances, a large, island, and a spacious pantry. The private primary suite includes a walk-in closet, double sinks, and stylish step-in shower. Tile flooring in the main areas, cozy carpet in the bedrooms, refrigerated air, and ceiling fans throughout add comfort and convenience. Enjoy a fully walled backyard with turf, xeriscape, and inflatable spa, ideal for relaxing or hosting. Don't miss out and schedule your private tour today!

3
BEDS
2
BATHS
1,586
SQFT
0.1
ACRES

Beautiful newly built home featuring modern finishes and an open-concept layout designed for comfortable living and entertaining. The spacious living area showcases high ceilings, large format tile flooring, and abundant natural light. The chef's kitchen features sleek black cabinetry, stylish backsplash, modern lighting, and a large island perfect for gatherings. Upstairs offers additional living space with contemporary railing. The home also includes a spacious 3-car garage and sits on a generously sized lot with plenty of room for outdoor possibilities. A perfect blend of modern design and functionality.

4
BEDS
3
BATHS
3,011
SQFT
0.5
ACRES

This home boasts the very popular ''Skylar'' floor plan by DR Horton - 4 bedrooms, 2.5 baths and 2 car garage. It has an open great room and dining area, which invites easy entertaining. The elegant kitchen has granite countertops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors are in the kitchen, dining, and all wet areas. The large primary suite has plenty of room for a king bed. The luxurious primary bath has a raised double vanity, ceramic tiled walk in shower, garden tub and large walk in closet. But what makes this home stand out is the lovely backyard with amazing views and no back neighbors! This Smart home with Amazon Alexa connect, refrigerated air, low- e windows, and NO PID is only 5 years old and still feels new. Come see it to believe it!

4
BEDS
3
BATHS
1,983
SQFT
0.12
ACRES

Enjoy easy living in this beautifully maintained Rio Rancho home in the VERY desired High resort Community featuring fully paid-off solar panels, offering energy efficiency and long term savings. With minimal upkeep inside and out, this property is perfect for those seeking a low maintenance lifestyle. Step outside into a thoughtfully designed backyard that's easy to care for while still providing comfortable space to relax or entertain. Move-in ready and designed for convenience, this home combines practicality with comfort in one great package. Newer windows with transferable warranty. Stay comfortable year-around with a modern refrigerated air mini-split system offering efficient and quiet cooling.

3
BEDS
2
BATHS
1,623
SQFT
0.09
ACRES

Beautiful one-story, one-owner townhome in the highly sought-after gated 55+ community of The Islands in Rio Rancho. Move-in ready and well maintained. The interior features brand-new carpet and new bathroom flooring installed in February 2026 and has been professionally cleaned throughout. Recent updates include a new TPO roof and all skylights replaced in January 2026. The roof includes a 5-year workmanship warranty and a 1-year renewable maintenance agreement currently in place.The spacious and functional floor plan offers over 1,500 square feet of living space with lots of natural light, featuring 2 bedrooms, 2 bathrooms, a versatile den/office, and a 2-car garage. Enjoy an exceptional yard backing to an adjoining park with great views. Convenient location near shopping, dining.

2
BEDS
2
BATHS
1,512
SQFT
0.1
ACRES

New construction done right. Nestled in a prime Rio Rancho location, this 4 bed | 4 bath beauty blends clean modern lines with a warmth you'll feel the moment you walk in. The open-concept layout flows from a chef-inspired kitchen to sun-drenched living spaces beneath soaring ceilings. Retreat to a luxurious primary suite, host movie nights in the private media room, or give guests -- or the in-laws -- their own secluded suite with a private bath. When the sun goes down, gather around the wood-burning fire pit in your beautifully landscaped backyard. Add a 3-car garage, pull-through backyard access, and lush landscaping front and back, and you have a home that truly does it all. Centrally located near top schools and parks -- turnkey and waiting for you!

4
BEDS
4
BATHS
2,944
SQFT
0.5
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.