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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 353 listings in Rio Rancho.

This home sits in the desirable Mariposa community. The open concept is inviting, well planned & includes high-end finishes throughout, which are well beyond the builder's selections. A magnificent refrigerator is only one of the many upscale items that elevate the kitchen to a cook's dream. The backyard offers relaxation and amazing views of the mountains during the day and city lights at night! The custom lighting, tankless water heater, owned water softener, and Google Nest provide an upgraded touch. In the garage you'll find ample storage with hanging racks and cabinets. Don't miss your chance to make this home yours!

3
BEDS
3
BATHS
2,403
SQFT
0.24
ACRES

Welcome to this custom RayLee home in the gated section of Mariposa, offering exceptional value and priced below comps. Enjoy resort-style community amenities such as a gym, indoor and outdoor pools, walking trails, and large parks.

4
BEDS
3
BATHS
2,300
SQFT
0.36
ACRES
$394,500
-5,000$ 02/05

Beautiful 3-bedroom, 2-bath home built in 2024 with modern finishes and a functional open-concept layout. The kitchen features granite countertops, stainless steel appliances, ample cabinetry, and a large island with seating. Tile flooring runs through the main living areas, with comfortable bedrooms offering privacy. The primary suite includes a walk-in closet and an en-suite bath with a walk-in shower. Enjoy a fully landscaped, low-maintenance backyard with gravel and turf, perfect for relaxing or entertaining. Additional features include refrigerated air, a finished two-car garage, and a convenient Rio Rancho location near parks, schools, shopping, and dining.

3
BEDS
2
BATHS
1,669
SQFT
0.15
ACRES

This stunning single-story Parklane home offers 4 spacious bedrooms and 3.5 luxurious baths, thoughtfully designed for comfort and style. The open floor plan seamlessly connects the large custom kitchen to the living and dining areas, creating an inviting space perfect for entertaining or family gatherings.A private guest suite provides comfort and privacy for visitors, while custom finishes throughout the home add a touch of elegance and sophistication. With its modern design, generous layout, and attention to detail, this home combines functionality with refined living. Must See!!

4
BEDS
4
BATHS
2,650
SQFT
0.15
ACRES

This luxurious masterpiece will take your breath away. Situated in a prestigious location, this home features the custom touches of your dreams. With an expansive kitchen designed for both beauty and functionality, seller is offering buyer the option personalize the kitchen with choice of custom backsplash!! Revel in the elegance of granite countertops, bespoke cabinetry and soaring 12-foot ceilings . Indulge in dual custom bathtubs and a thoughtfully designed jack and jill bathroom with upscale floor-to-ceiling tile. The magnificent primary bathroom offers a spacious walk-in shower with multiple heads, complemented by walk-in closets for both him and her. An additional bedroom can double as a sophisticated office. 10 foot ceilings throughout the rest of the home take luxury to the

3
BEDS
4
BATHS
2,763
SQFT
0.5
ACRES

Ready Now! Discover our popular Parklane, brand new, single-story home. Thoughtfully designed with elegance and comfort in mind. Upon entering, you'll be captivated by the inviting living room, where its sets the perfect tone for relaxation and gatherings. The living area seamlessly transitions to the outdoors through a large covered patio. The kitchen is a chefs kitchen delight, featuring built-in appliances, and an oversized island that provides ample space for meal preparation and casual dining. Mark this home as a must see!!

4
BEDS
4
BATHS
2,650
SQFT
0.15
ACRES

Welcome to this superb and well maintained home on a larger lot!This well located home is a gem! There's fruit trees, a drip watering system,and a fenced garden area. Beautiful mountain views from the backyard! Three courses of block were added to the backyard for more privacy. The covered patio offers a bar for outdoor entertaining. A metal gazebo with fabric cover is included. There's a basketball hoop, trampoline, firepit, and benches that stay. Lovely floor-plan with an eat-in kitchen and extra cabinets. Both bathrooms have been remodeled. Livingroom feels spacious with vaulted ceilings. HVAC was replaced in 2024.

3
BEDS
2
BATHS
1,168
SQFT
0.21
ACRES

Perfect Four Bedroom plus office home in the highly desired neighborhood of Los Diamantes! The open-concept layout is enhanced by high ceilings and natural light, creating an inviting atmosphere ideal for both entertaining and everyday living. The chef's kitchen anchors the home with stainless steel appliances, generous counter space, and a large central island designed for gathering and connection. The primary suite, on the main level, provides a spacious en-suite bath and an oversized walk-in closet. Tandem 3 car garage, two additional living spaces with glass enclosed office and oversized loft make this home complete. fully landscaped backyard featuring a covered patio--perfect for relaxed outdoor living and Ideally situated near parks, schools, hospitals, and shopping

4
BEDS
3
BATHS
2,778
SQFT
0.14
ACRES

Welcome home to this beautifully upgraded 3-bedroom, 2-bath property in Vista Hills area of Rio Rancho. If you're looking for a move-in-ready home with modern updates, great views, and no HOA--this is it.Situated on an oversized lot with backyard access, this home offers mountain views and a prime location close to shopping, schools, and entertainment.Highlights include:New exterior & interior paint.Brand-new shaker kitchen cabinets.New Granite countertops with tile backsplash.New stainless steel appliances.Fully remodeled bathrooms with new vanities & fixtures.New plumbing & light fixtures.New LVP flooring throughout.New shingle roof.Freshly updated landscaping.

3
BEDS
2
BATHS
1,469
SQFT
0.27
ACRES

The Alexandrite plan offers many spacious living areas. A charming covered entry leads past a secluded bedroom and a laundry into an open floor plan, featuring a kitchen with a center island, a dining area, and a great room with center-meet doors overlooking a covered patio. An adjacent primary suite includes a generous walk-in closet and a private bathroom. You'll also appreciate another full bath and two additional bedrooms. Our designer-curated fixtures and finishes are sure to impress.

3
BEDS
2
BATHS
1,740
SQFT
0.12
ACRES

An inviting covered entry welcomes guests to the inspired Tourmaline plan. The main floor showcases an open layout with a bedroom, a bathroom, a great room, a dining area, and a well-appointed kitchen featuring a large island and center-meet doors leading onto a covered patio. An impressive second-floor primary suite boasts an expansive walk-in closet and a private bath. This level also offers a loft, a laundry, a shared bath, and two additional bedrooms. Designer-curated fixtures and finishes round out this plan.

4
BEDS
3
BATHS
2,700
SQFT
0.12
ACRES

5 bedrooms and 5 full bathrooms perfect for multi-generational living or those who simply want room to spread out. This thoughtfully designed home features a primary suite on the main level, creating a private retreat complete with a massive walk-in closet. The heart of the home is a beautifully positioned kitchen that opens seamlessly to a huge living room and dining area, ideal for gatherings of any size. A large, oversized countertop with a centrally located sink anchors the space, offering both style and functionality for entertaining, meal prep, and everyday use. A huge loft space provides additional flexibility for a second living area, media room, or shared family space. Multiple bedrooms and baths through the home including a guest suite upstairs so everyone has their own space.

5
BEDS
5
BATHS
3,255
SQFT
0.14
ACRES

Welcome to your ideal home, where modern design meets everyday convenience located near schools, parks, restaurants, and shopping! This beautifully crafted property features stunning mountain views right from the front yard, creating the perfect backdrop for daily sunsets and peaceful mornings. The spacious open floor plan boasts a chef's kitchen with custom cabinetry, a statement island, and designer tile work. Cozy up by the stone fireplace in the inviting living room or retreat to the luxurious primary suite with a spa-inspired bathroom. Situated on a large, fully fenced lot with plenty of space to make your own, this home offers both privacy and breathtaking natural beauty. Experience refined living with all the comforts of a new, thoughtfully designed build and unforgettable views!

4
BEDS
4
BATHS
2,289
SQFT
0.5
ACRES

Looking for a newer home without the wait? This move-in-ready 2022 Abrazo Home is located in the desirable Solcito neighborhood of Rio Rancho, close to shopping and restaurants. Featuring refrigerated air, the home includes window coverings, all appliances, a covered rear patio, and full landscaping. The gorgeous kitchen opens to a spacious great room with dining and patio access--perfect for everyday living and entertaining. A third bedroom or front office offers flexible space. Situated on a large lot, this home is ready for you to move in and enjoy!

3
BEDS
2
BATHS
1,879
SQFT
0.26
ACRES

Immaculately maintained home in the desirable Northern Meadows community, now available. This property features 3 generously sized bedrooms, 2.5 bathrooms, a 2-car garage, a loft, and a formal dining area. Enjoy a large backyard and a convenient location near parks and walking trails. Don't miss this opportunity--schedule a showing today.

3
BEDS
3
BATHS
2,110
SQFT
0.12
ACRES

Luxury living at its finest. This beautifully designed home features heated floors, a grand foyer, and an open floor plan centered around a chef's island kitchen with top-of-the-line appliances and double ovens. Large windows fill the home with natural light across four spacious bedrooms. Enjoy seamless indoor-outdoor living with a covered patio and a private rooftop deck offering endless views and complete with RV hook ups ideal for entertaining or future enhancements.

4
BEDS
3
BATHS
2,177
SQFT
0.5
ACRES

Why Build?! Fall in love with this 3 year young beautiful residence, perfectly nestled on a premium large lot in the sought after Los Diamantes neighborhood! Conveniently located to Rust hospital, top schools, shopping & restaurants!. Step inside & discover a bright, open & airy floor plan showcasing style & charm. Deluxe kitchen equipped with quality appliances, generous island with breakfast bar, quartz counter tops, & walk-in pantry! The kitchen flows gracefully into the dining area & great room with picture windows framing the large backyard. Main floor master suite with en-suite bathroom offering tiled shower & large walk-inn closet! Upstairs is a perfect retreat for either the 'kids' or guests, featuring 3 spacious bedrooms & generous loft with sweeping mountain VIEWS! MORE...!

4
BEDS
3
BATHS
2,176
SQFT
0.16
ACRES

This charming starter home offers a welcoming open floor plan that feels bright, comfortable, and easy to live in. Thoughtful updates add modern touches while maintaining the home's warm character.Located in a great neighborhood, the property provides both convenience and community, with close proximity to shopping, restaurants, and everyday essentials. Whether you're a first-time buyer or looking to downsize, this home is a fantastic opportunity to enjoy comfort, location, and value all in one.

3
BEDS
2
BATHS
1,302
SQFT
0.2
ACRES

This well-maintained single-story home in Rivers Edge II is a must-see. It boasts an open layout with ceramic tile flooring and a mosaic fireplace. The kitchen features white cabinetry, granite countertops, stainless steel appliances, tile backsplash, and a deep basin sink. The walled backyard has been recently landscaped with newly installed grass and trees, an iron railing to capture mountain views, and a large covered patio for outdoor enjoyment. RV parking provides ample space for boats and recreational vehicles. The home has a metal roof, newer windows, and major system updates, including a furnace, air conditioner, and water heater that were replaced in 2018. It also has a 220V garage outlet. The home is move-in ready and includes the washer, dryer, and kitchen appliances. NO HOA!

3
BEDS
2
BATHS
1,599
SQFT
0.21
ACRES

Welcome to this lovely 3-bedroom, 2-bath home in the heart of Rio Rancho! Built by Arturo Boniello, this spacious 2,282 sq ft residence sits on a half-acre lot and features a charming front courtyard entry, two generous living areas, a formal dining room, and an eat-in kitchen. The main living area showcases a corner Kiva fireplace, while the enclosed patio provides a flexible space ideal for a game or playroom, craft area, or sun-filled retreat. Recent updates include a new septic system, termite treatment and stucco patch completed in September 2025, and a freshly painted interior completed in Feb 2026. Seller offering up to $3,000 carpet allowance with acceptable offer.

3
BEDS
2
BATHS
2,282
SQFT
0.5
ACRES

Discover this semi custom home offering over 3,400+ sqft in the Former Rio Rancho Executive Golf Community. This spacious home features OWNED Solar for energy efficiency, 4 bedrooms and 3+ bathrooms, including 2 primary suites--one on main level and one on upper level, providing flexible living for guests, multi-generational households, or private retreats. The open-concept kitchen is ideal for entertaining, flowing seamlessly into the living and dining areas. Enjoy year-round comfort with 2 new evap coolers and a new 50-gallon hot water heater, along with the added benefit of . Outdoor living is a standout feature with three patios (one covered), two balconies, and backyard access, all set within a beautifully landscaped yard that offers a peaceful and private retreat.

4
BEDS
4
BATHS
3,467
SQFT
0.27
ACRES
$575,000
-10,000$ 02/06

Spacious, stylish, and thoughtfully designed, this stunning two-story home offers 5 bedrooms and 4 full bathrooms with a flexible layout ideal for modern living. The welcoming living room features soaring ceilings and a cozy fireplace, creating a bright and inviting atmosphere. The modern kitchen is a true showstopper with stainless steel appliances, ample cabinetry, and plenty of space for entertaining. The primary owner's suite is conveniently located on the main level and boasts an en-suite bathroom with double sinks, a walk-in shower, and a large walk-in closet. An additional downstairs bedroom with a nearby full bath is perfect for guests or a home office. Upstairs, you'll find three generously sized bedrooms and two full bathrooms, offering room for everyone. Step outside to a

5
BEDS
4
BATHS
2,992
SQFT
0.14
ACRES

Beautiful Brand New Clayton Home will be ready June of 2026 home will sit on one acre. Close to shopping and yet still feels like country living. In the county but still in Rio Rancho School District. This four bedroom, three bath home has an open floor plan, nice kitchen, large island with seating, dining area, two living rooms, large primary bath, double sinks in vanity, lots of closet space, solar ready, large laundry room with built in coat rack with storage cubes. Large back deck to enjoy the scenery! All this plus a two car garage. Inside of Rio Rancho City Limits. Home is on a permanent foundation and qualifies for FHA, VA & Conventional.

4
BEDS
3
BATHS
2,001
SQFT
1
ACRES

Welcome to 336 4th Ave SW, a property that boasts a modern kitchen equipped with all stainless steel appliances. Step outside to enjoy the private patio with fenced in backyard perfect for outdoor dining or relaxation. The property also features a storage shed, providing ample space for your belongings. Recent updates include a partial flooring replacement, enhancing the overall aesthetic of the home. The interior has been refreshed with a coat of fresh paint, giving the home a clean and bright feel. This property is a must-see for those seeking a well-maintained and updated home. Included 100-Day Home Warranty with buyer activation

3
BEDS
2
BATHS
1,341
SQFT
0.5
ACRES

Welcome to 1725 Allegheny Dr NE, a home that exudes charm and sophistication. The kitchen is a chef's dream with an accent backsplash and all stainless steel appliances. Cozy up next to the fireplace on chilly evenings. The fenced-in backyard provides privacy and includes a storage shed for extra space. The home has been recently updated with fresh interior paint, new flooring throughout, and new appliances. The exterior has also been given a fresh coat of paint, enhancing its curb appeal. The backyard also features a covered patio, perfect for entertaining or relaxing. This home is a must-see for anyone seeking a blend of style and comfort. Included 100-Day Home Warranty with buyer activation

3
BEDS
2
BATHS
1,540
SQFT
0.26
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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