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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 353 listings in Rio Rancho.

Nestled in prestigious Loma Colorado, this 2,300-square-foot, four-bedroom sanctuary pairs a sophisticated open floor plan and an extended pergola-covered patio with a rare position backing onto the community's largest open space. The culinary hub is beautifully appointed with solid-surface countertops, premium appliances, a four-seat social island, and a dedicated dining area. Outside, the professionally landscaped grounds offer a refined alfresco retreat. The primary suite serves as a masterfully private haven featuring a spa-inspired bath and an expansive walk-in closet. Complete with three additional bedrooms, a two-car garage, and proximity to Rio Rancho's premier amenities, this residence offers a lifestyle of seamless indoor-outdoor luxury

4
BEDS
3
BATHS
2,499
SQFT
0.15
ACRES

This absolutely stunning home in the beautiful Mountain Hawk neighborhood needs to be the at the top of your favorites to view! Located in North Rio Rancho, with incredible convenience to the interstate, commuting to Albuquerque or Santa Fe is a breeze. The home boasts an open-concept layout that is bright, open & airy, while also feeling elegant & polished. The large living room flows seamlessly into the kitchen, making it perfect for entertaining. A dining room has been professionally added to further enhance the space. The kitchen is completely remodeled with upgraded cabinetry, a larger island, pendant lighting, very high quality Sonata polished quartz countertops & LG appliances, including a gas range & the refrigerator! The elegance continues to the spacious primary suite with a

3
BEDS
2
BATHS
1,491
SQFT
0.13
ACRES

This Northern Meadows beauty is move-in ready. Enter to a spacious, open living room with vaulted ceilings. The kitchen opens seamlessly to the living and dining areas, creating an ideal layout for everyday living and entertaining. Stainless steel appliances! Updated laminate flooring! The private primary suite is thoughtfully separated from the secondary bedrooms and features a walk-in closet and en-suite bath with double sinks and a walk-in shower. Two additional generously sized bedrooms share a full bathroom. Enjoy low-maintenance outdoor living & a finished backyard w/rock, turf, & flagstone. Don't miss this great opportunity. Schedule your showing today!

3
BEDS
2
BATHS
1,518
SQFT
0.11
ACRES

Don't miss this fantastic Cabezon home on a premium corner lot with NO HOA! Enjoy the convenience of a covered RV pad/parking on the side of the home, plus major updates already completed -- new roof in 2023 and new water heater in 2025. This home offers a great, functional floor plan with comfortable living spaces and an excellent flow for everyday living and entertaining. Kitchen includes stainless steel appliances. A rare opportunity in a desirable area with added parking and no monthly HOA fees! This home needs minor TLC and priced well below comps. Schedule your tour today!

3
BEDS
3
BATHS
2,147
SQFT
0.16
ACRES

Located in Rio Rancho, this inviting, light-filled residence immediately welcomes you with an open layout, recessed lighting throughout, and a stylish blend of carpet and tile flooring. The kitchen is thoughtfully designed with included appliances, a pantry, and a stylish backsplash, flowing seamlessly into the living area for effortless everyday living and entertaining. The primary suite offers an ensuite bath featuring a walk-in shower, double-sink vanity, and a generous walk-in closet, while refrigerated air, a laundry room, and a two-car garage provide added comfort and convenience. Outside, enjoy low-maintenance landscaping and a fully walled backyard, all at a price that makes ownership irresistible. Don't miss your chance, schedule your showing today!

3
BEDS
2
BATHS
1,572
SQFT
0.11
ACRES

Like-new 2024 custom construction on a 1/2-acre lot with breathtaking panoramic mountain views. This single-level luxury home features an open, light-filled kitchen with oak cabinetry, black granite counters with white veining, and refined modern finishes throughout. The primary suite delivers a spa-inspired experience with dual vanities, a soaking tub framed by marble-look tile, and a floor-to-ceiling tiled walk-in shower. Each additional bedroom includes its own ensuite bath. Finished with a concrete-tile pitched roof and sleek synthetic stucco exterior, the home is intentionally perched above surrounding lots - selected by the builder to maximize privacy, elevation, and truly exceptional views. City water and sewer. No HOA.

4
BEDS
4
BATHS
2,832
SQFT
0.5
ACRES

This meticulously maintained model home is only 5 years young, and has every possible upgrade for its new family to enjoy! Eligible for a 2.5% interest rate VA Assumable loan (monthly payment is only $2121!!), this is an exceptionally rare opportunity to live in luxury without the luxury mortgage payment. Set on a stunning corner lot with sweeping mountain views, the Model 5th Avenue Pulte home boasts a full outdoor kitchen, basketball hoop, and mounted exterior TV! The home is loaded with upgrades to include a beautifully crafted tile backsplash around the gas fireplace, 4 inch baseboards, climate controlled garage, custom staircase and french doors in the office downstairs. An elegant chefs kitchen with a gas cooktop and recessed lighting is sure to impress

3
BEDS
3
BATHS
2,456
SQFT
0.14
ACRES

BETTER THAN NEW! Built in 2023, this meticulously upgraded, move in ready single-story residence offers an open concept floor plan with 2 bedrooms & 2 bathrooms. Featuring premium finishes, including upgraded stainless steel appliances, granite countertops, kitchen island, tankless water heater & energy efficient HVAC system. Experience the convenience of new construction without the wait, PLUS finished backyard with decorative rock & flagstone, custom blinds, counter depth SS refrigerator, rain gutters, storm door, designer cabinet handles & pull-out shelves, ceiling fans, security system with doorbell camera, washer & dryer. Living Room Sofa, Loveseat and Rug included!Enjoy lower taxes with no PID fees.

2
BEDS
2
BATHS
1,239
SQFT
0.12
ACRES

Tired of paying rent? Invest in a new home at Rainbow Canyon - Rio Rancho's newest community minutes from shopping. Rainbow Canyon offers ''life-tested'' modern floor plans at an affordable price designed to enhance your evolving lifestyle. The Chimayo is a modern 3 bed 2 bath home with open concept living, granite countertops, and a delightful blend of a large covered patio and welcoming front porch. Experience comfort and style in every corner. Centex plans feature openness and energy-efficiencient designs to boast livability and savings on utility bills! Enjoy a functional kitchen with stainless-steel appliances, including a side-by-side refrigerator, granite countertops, and 15'' x 15'' tile in wet areas.

3
BEDS
2
BATHS
1,264
SQFT
0.11
ACRES

Tired of paying rent? Invest in a new home at Rainbow Canyon - Rio Rancho's newest community minutes from shopping. Rainbow Canyon offers ''life-tested'' modern floor plans at an affordable price designed to enhance your evolving lifestyle. The Cochiti is a modern 4 bed 2 bath home with open concept living, granite countertops, and a delightful blend of a large covered patio and welcoming front porch. Experience comfort and style in every corner. Centex plans feature openness and energy-efficiencient designs to boast livability and savings on utility bills! Enjoy a functional kitchen with stainless-steel appliances, including a side-by-side refrigerator, granite countertops, and 15'' x 15'' tile in wet areas.

4
BEDS
2
BATHS
1,537
SQFT
0.11
ACRES

Come step into this beautiful 4-bedroom 2-bathroom home that is only 6 years old. This home has so much to offer with open floorplan, fully landscaped backyard, and a new tankless water heater. You will love the Mountain Hawk Community that is just down the road from shopping, dining, and entertainment. This home is perfect for those that need easy access to I-25 which is 15 minutes away. You can be on your way quickly to Santa Fe, Los Alamos, or Albuquerque. Come check out your new home!

4
BEDS
2
BATHS
1,714
SQFT
0.13
ACRES

Beautiful two-story home in Rio Rancho in a fantastic location! This stunning 4-bedroom, 2.5-bath home with a 2-car garage offers over 2,400 sq ft of well-designed living space in the desirable Mirador Del Sol subdivision. Featuring multiple living areas, including a dramatic living room with soaring ceilings and accent walls, a formal dining space, and a cozy family room with fireplace. The chef's kitchen boasts granite countertops, a mini island, and abundant cabinetry--perfect for entertaining. Relax in the spacious primary suite with garden tub, separate shower, dual sinks, walk-in closet, and private balcony. Enjoy outdoor living in the fully xeriscaped backyard with covered patio, ideal for gatherings and low-maintenance enjoyment.

4
BEDS
3
BATHS
2,452
SQFT
0.12
ACRES

Welcome to this well-maintained 3-bedroom, 2-bath home located near a neighborhood park, elementary school, and hospital. The home offers tile flooring throughout, a bright and functional layout, and neutral finishes that make it easy to personalize.Key system improvements include PEX plumbing and the removal of poly piping. The kitchen is equipped with upgraded electrical, a microwave, a dishwasher stub-out, and proper water heater grounding. Conveniently situated near running trails, the local event center, and downtown, this property offers both comfort and accessibility.

3
BEDS
2
BATHS
1,036
SQFT
0.11
ACRES

Spectacular & Immaculate Single-level Home Boasting $65k in Recent Upgrades & Updates!Fabulous Open Flow Home with Outdoor Oasis!Ideal for Entertaining or Quiet Evenings At Home!The Heart of the Home is the Fantastic Gourmet Kitchen & Inviting 16 x 23 Great Room Combo! Beautiful New LVT Floors! New HVAC/Refrig Air! New EE Glass Doors Bring the Outdoors In! Retreat to Your Private Owner's Suite-featuring a Remodeled bath w/Custom Shower! Spacious Study is Flex Space or 4th Bedroom! Large Open Dining Room! The Outdoor Oasis Beckons you to Relax & Recharge by the Fire pit or in the Hot Tub! Ideally located in Sought After Gated Mariposa! A 5 Min Walk To Top Tier Community Center offering Pools/Gym/Yoga/Cafe + Huge Park! Endless Acres of Open Space Trails! Mountain Views! A Must SEE!

3
BEDS
3
BATHS
2,455
SQFT
0.2
ACRES

Located in the heart of Rio Rancho, this spacious two-story home offers 4 bedrooms and 2.5 bathrooms with a functional and inviting layout. Enjoy year-round comfort with two refrigerated air units. The fully landscaped backyard is perfect for entertaining or relaxing, featuring a pergola, playground set and additional storage space. Conveniently situated near shopping, dining, parks, and schools, this home combines comfort, space, and location don't miss this opportunity!

4
BEDS
3
BATHS
2,395
SQFT
0.13
ACRES

Stunning Pulte home located in the desirable Loma Colorado community! The Firwood floor plan is one of Pulte's top-selling layouts, featuring an open-concept living area, a primary bedroom on the main floor, soaring 18' ceilings in the living room, and an oversized four-panel glass sliding door that opens to a fully landscaped backyard. The main floor also offers a dedicated office or study space. The modern kitchen showcases stainless steel appliances, extended-height cabinetry, granite countertops, and a large island, perfect for entertaining. The second floor provides 3 additional bedrooms, and a generously sized loft area that could be used as a media space, or more. Located in the heart of Rio Rancho, this home is close to neighborhood nature trails, parks, soccer fields & more.

4
BEDS
3
BATHS
2,647
SQFT
0.14
ACRES

for a formal dining room, home office, or additional living space. Beautiful 24x12-inch ceramic tile flows throughout the main living areas, while plush carpeting adds warmth to the bedrooms. The luxurious primary suite offers an oversized walk-in shower, a separate soaking tub for relaxation, and a large closet with direct access to the laundry room for added convenience. Step outside to a covered patio designed for outdoor living, overlooking a generous backyard. A 3-car tandem garage completes this stunning home, offering.A gourmet kitchen awaits the inspired chef, featuring executive stainless-steel appliances, a spacious pantry, and a massive quartz island perfect for gathering with family and friends.

3
BEDS
3
BATHS
2,221
SQFT
0.17
ACRES

Welcome to this 5 bedroom, 3 bath home located on a quiet cul-de-sac in Rivers Edge. Across the street is the Bosque and miles of walking trails. Enjoy the bright and open kitchen with a gas stove, granite countertops, and double pantry. The spacious living room is great for hosting and enjoying family gatherings. The primary suite has Sandia views and a jetted tub plus a walk-in shower and huge closet. Fully landscaped and private backyard with a waterfall, mature trees, large lawn, fenced garden, and chicken coop. The extra large insulated 2 car garage has an additional bay for a workshop. Includes a 50 amp outlet for RV and back yard vehicle access. 1 large bedroom and bathroom are downstairs for added flexibility. Plenty of room for family, working from home, and enjoying nature.

5
BEDS
3
BATHS
3,266
SQFT
0.38
ACRES

Gorgeous like-new home in desirable Milagro Mesa! Spacious kitchen with granite, glass tile backsplash, SS appliances, walk-in pantry, and generous island. Formal DR. Expansive Owner's Suite includes a magnificent bathroom with dual sink vanities, glass door shower, and tile. Boutique closet with built-in shelves! Balcony w/mountain views is ideal for morning coffee and evening relaxation. 3 additional BRs, HUGE loft, and generous laundry room complete the upstairs sanctuary. Office/BR on main floor. Wood pattern tile throughout the main floor. Comforts include refrigerated AC, tankless water heater, ceiling fans in every BR, loft, living room, and office. Low maintenance front and back yards. Finished 3-car garage with glossy epoxy coating is perfect for your projects!

4
BEDS
3
BATHS
2,676
SQFT
0.14
ACRES

Welcome home to this spacious 4 bedroom plus flex room, 3 bath, 2 story property offering 2,591 sqft of comfortable living. Fresh interior paint on walls and baseboards creates a clean, updated feel. Enjoy refrigerated air, a larger backyard with turf and landscaped bubble drip, and a private balcony off the primary bedroom, and all appliances conveying. Located in one of Rio Rancho's most desirable neighborhoods, this home is move-in ready.

4
BEDS
3
BATHS
2,591
SQFT
0.15
ACRES

Immaculate, Beautifully Updated One-Story Home with 4 Bedrooms, 2.5 Bathrooms, 3 Car Garage, 2+ Living Spaces, Plus an Office Located in the Desirable Gated Tres Colinas Community in Loma Colorado! The Gourmet Kitchen Offers a 9' Island, Granite Counters Large Dining Area, Abundant Storage and an Expansive Walk-In Pantry! The Large Primary Suite Includes an Ensuite Bathroom With a Custom Barn Door, Soaking Tub, Separate Shower, Double Sinks and a Walk-In Closet! Additional Amenities Include Recessed Lighting, Custom Light Fixtures and Fans, Plantation Shutters, Raised Ceilings, Raised Panel Doors and No Carpet! Enjoy the Outside Covered Patio w/ Low Maintenance Yard! No PID! This Custom Gem is a Must See!

4
BEDS
3
BATHS
3,168
SQFT
0.21
ACRES

3
BEDS
2
BATHS
1,853
SQFT
0.12
ACRES

Welcome home to this charming 1,420-square-foot residence nestled in the heart of Rio Rancho. Thoughtfully designed with three spacious bedrooms and two full bathrooms, this home offers the perfect balance of comfort, style, and functionality.Natural light fills the living spaces, creating an open and welcoming atmosphere ideal for both relaxing and entertaining. The well-appointed layout flows effortlessly, giving each room a sense of space while still feeling cozy and connected. The primary bedroom provides a peaceful retreat, complete with its own private bathroom, while the additional bedrooms offer flexibility for family, guests, or a home office.Whether you're enjoying quiet mornings or hosting friends and loved ones, this home is designed to support everyday living with ease.

3
BEDS
2
BATHS
1,420
SQFT
0.12
ACRES

4
BEDS
2
BATHS
1,602
SQFT
0.12
ACRES

Beautifully designed 3-bedroom, 2-bath home with an office, offering a smart and functional layout perfect for modern living. The open concept main living area flows seamlessly from the living room into the dining area and kitchen, featuring a large island, ample counter space, and great natural light. The private primary suite includes a walk-in closet, ensuite bath with dual vanities and a walk-in shower. Two additional bedrooms and a full bathroom. A separate office provides flexible space for working from home. Additional highlights include a mudroom and pantry, a laundry room, and an attached garage The property is fully enclosed with an all brick wall and offers low maintenance landscaping with decorative rock and concrete. Schedule your showing today!

3
BEDS
3
BATHS
2,374
SQFT
0.5
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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