VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 531 listings in Rio Rancho.

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Sprawling Freedom on 1/2 Acre Lot: Welcome to the Pinon Plan4+ Bed | 2.5 Bath| 3-Car Garage | 0.5-Acre Lot | No HOA / No PID / Estimated Completion October 2026!Experience the ultimate union of high-end luxury finishes and sprawling outdoor freedom in this spectacular new construction home situated on a 1/2 acre (+/-) lot on Box Lake Rd in Rio Rancho! Free from the restrictions of an HOA or the extra expense of a PID, this expansive property gives you complete liberty to create your dream backyard oasis with endless room for RVs, ATVs, workshops, and recreational toys. Step inside to a bright, beautifully detailed open-concept floor plan anchored by an inviting fireplace complete with a fan/blower kit to keep the main living space warm and cozy. Classic nickel hardware, light fixtures, and plumbing details run throughout the interior, creating a sleek, cohesive aesthetic. Designed for high-end culinary prep and effortless hosting, the gourmet kitchen serves as the true heart of the home, featuring a premium Frigidaire Professional appliance package--including a 36'' gas cooktop, 36'' commercial-style vent hood, 30'' single wall oven, Sharp microwave drawer, and built-in dishwasher--alongside a timeless 36'' farmhouse 60/40 fireclay apron sink. Soft-close cabinetry with durable dovetail soft-close drawers and stylish installed hardware extends seamlessly throughout the home. Thoughtful modern conveniences abound, from a soft-water ready setup--allowing you to easily install the system of your choice after purchase--to an expansive 3-car garage. Main living spaces transition effortlessly to the outdoors via a large, covered patio equipped with an integrated gas stub for your grill and added gutters for long-term convenience. Don't miss this extraordinary 1-acre Rio Rancho retreat-- Call today to schedule your private tour!

4
BEDS
3
BATHS
2,283
SQFT
0.5
ACRES

OPEN HOUSE: 10/2/26 12pm-2pm! Discover effortless living in this inviting single-story residence in the desirable Sierra Norte community. Thoughtfully designed with 3 bedrooms and 2 baths, the home offers a comfortable blend of open, functional spaces and everyday convenience. The well-appointed kitchen features a practical layout with modern appliances, while the spacious primary suite provides a relaxing retreat. Enjoy the added comfort of refrigerated air, an attached finished two-car garage, and a private walled backyard ideal for outdoor enjoyment. With a low-maintenance lifestyle and an established neighborhood setting, this home offers a wonderful opportunity to experience comfortable Rio Rancho living. Visit us today!

3
BEDS
2
BATHS
1,706
SQFT
0.13
ACRES

Charming 3-bed, 2-bath home in Western Hills. This 1,500 sq ft single-story features an open floor plan with kitchen island, wood-burning fireplace, and covered patio. Central AC and forced-air heat keep you comfortable. One-car garage, in-hall laundry hookup.Built in 1983 on a quiet east-facing lot with no HOA. Move-in ready.

3
BEDS
2
BATHS
1,500
SQFT
0.21
ACRES

BRAND NEW 4 Bedroom home with spacious backyard! Located in the amazing Los Diamantes community minutes from Intel, Rust medical and The Market Street! ''The Sawyer'' by DR Horton. Stunning 4 bedroom, 2 bath and 2 car garage. Open great room and dining area invite's easy entertaining. Elegant kitchen with granite counter tops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors in kitchen, dining and all wet areas. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roofs. Smart home with Amazon Alexa connect. Refrigerated air & low- e windows!

4
BEDS
2
BATHS
1,602
SQFT
0.12
ACRES
$313,940

Welcome to 4608 Rockaway Loop NE! Situated on a spacious 10,454 sq. ft. corner lot, this updated Rio Rancho home offers 1,320 sq. ft. of comfortable living space with thoughtful improvements already completed. Step inside to find new flooring throughout and beautifully remodeled bathrooms, creating a fresh, updated feel. Major improvements also include a new roof and new windows, with transferable warranties offering added peace of mind for the next owner. The generous corner lot provides plenty of outdoor space and possibilities, while the convenient location puts you just minutes from schools, parks, shopping, and Rust Medical Center. With major updates complete, a large lot, and easy access to everyday conveniences, this move-in-ready home is ready for its next owner. Come see everything 4608 Rockaway Loop NE has to offer!

3
BEDS
2
BATHS
1,446
SQFT
0.24
ACRES

Welcome to 1835 Truchas Peak Trail NE! This inviting Rio Rancho home offers a comfortable blend of style, functionality, and convenience with 3 beds & 3 baths, tankless water heater, water softener, & a water filter system. The thoughtfully designed floor plan provides comfortable living spaces for relaxing and entertaining, w/ flexible bedrooms perfect for family, guests, or a home office. A true standout is the impressive 5-car garage, offering exceptional space for vehicles, overhead storage, hobbies, recreational equipment, or all of your New Mexico lifestyle essentials. The home also features owned solar, providing an added energy-efficiency benefit without the burden of a solar lease. PNM bill averages around $20/month. Enjoy all that the surrounding HOA community has to offer, including scenic hiking trails, an indoor/outdoor pool, fitness center, and on-site restaurant, giving you resort-style amenities right within the community. Outside the home, take advantage of New Mexico's beautiful climate and create your own ideal outdoor retreat. Conveniently located in Rio Rancho with easy access to shopping, dining, schools, parks, and major roads. With its exceptional garage space, owned solar, comfortable layout, and outstanding community amenities, this is an opportunity you won't want to miss!

3
BEDS
3
BATHS
2,116
SQFT
0.22
ACRES

Welcome to the Inspiration by D.R. Horton! This stunning floor plan offers 4 spacious bedrooms, 3 full bathrooms, plus a dedicated office space perfect for working from home, a study, or a flexible bonus space.The expansive open-concept design creates a seamless flow between the kitchen, dining, and living areas, making this home ideal for both everyday living and entertaining. Thoughtfully designed with comfort, functionality, and modern living in mind, the Inspiration has the space and versatility you've been looking for. Ask me about our current incentives, and additional available inventory! Come out and see why this could be the perfect place to call home!

4
BEDS
3
BATHS
2,073
SQFT
0.12
ACRES

Welcome to the Venice floor plan by D.R. Horton! This thoughtfully designed home features 3 bedrooms, 2.5 bathrooms, and a spacious 3-car tandem garage. The open-concept layout offers a seamless flow between the great room, dining area, and chef-inspired kitchen, creating an inviting space ideal for everyday living and entertaining. With generous living spaces, functional design, and modern finishes throughout, the Venice offers the perfect blend of comfort and style. Ask about current builder incentives, pricing, and available inventory!

3
BEDS
3
BATHS
1,888
SQFT
0.14
ACRES

3 Bedroom, 2 Bath, 2 Car Garage - single story home. Master is separate from the other bedrooms. Master bath with double sink vanity..Comfy living room with built-ins. Covered patio. Large corner lot! Many updates, synthetic stucco, tile, evaporative cooler (2021), garage door opener (2023), roof (2021), Water Heater (2021) and more

3
BEDS
2
BATHS
1,461
SQFT
0.18
ACRES

Welcome to the Skylar floorplan by D.R. Horton. This beautiful 2 story home offers 4 bedrooms, 3 bathrooms, and 1936 square ft of thoughtfully designed living space! Enjoy a spacious open concenpt featuring an oversized family room and separate dining space perfect for entertaining and everyday living. Located in a convenient area close to great schools, shopping and dining, the Skylar offers comfort, functionality and value all in one! Ask me about current incentives, pricing and inventory today!

4
BEDS
3
BATHS
1,936
SQFT
0.13
ACRES

Welcome to the Chama by D.R. Horton! This beautiful 4 bedroom, 2 bath home offers 1,537 square feet of thoughtfully designed living space with a spacious open-concept layout and desirable 3-car garage. Enjoy 9-foot ceilings throughout, creating a bright and inviting atmosphere. The kitchen features granite countertops and a stylish tile backsplash, and stainless steel whirlpool appliances making this home perfect for everyday living and entertaining.Situated on a view lot, this home showcases beautiful views of the Sandia Mountains, providing the perfect New Mexico backdrop. Don't wait, this home won't last! Ask me about current builder incentives!

4
BEDS
2
BATHS
1,537
SQFT
0.17
ACRES

2437 Lynn Rd SE is a one-story Rio Rancho home built in 2020 with three bedrooms, two bathrooms and 1,755 square feet of living area. The kitchen has an island, gas range and counter seating, opening to the dining and living areas. A fireplace and high windows anchor the main living space. The rear primary bedroom features a tray ceiling and an adjoining bathroom with a separate tub and shower. Two additional bedrooms sit near the front of the home. A covered patio, backyard and attached three-car garage round out the property. Included 100-Day Home Warranty with buyer activation

3
BEDS
2
BATHS
1,840
SQFT
0.23
ACRES

Beautifully maintained and move-in ready! Built in 2023, this thoughtfully upgraded single-story home features 3 bedrooms, 2 bathrooms, and a bright, open-concept floor plan designed for comfortable everyday living and entertaining. The kitchen offers granite countertops, stainless steel appliances, and stylish brushed-nickel cabinet hardware, while tile flooring adds both durability and easy maintenance. Custom plantation shutters throughout provide an elevated finishing touch. Step outside to a professionally landscaped, low-maintenance backyard perfect for relaxing or entertaining. Additional features include a Vivint security system and attached 2-car garage. Located in the desirable Los Diamantes community, residents enjoy nearby walking trails and a community park, with convenient access to shopping, dining, schools, and other amenities.

3
BEDS
2
BATHS
1,423
SQFT
0.11
ACRES
$330,000
-$2,000

✨ Great Location + Appliances Included! ✨ This charming home offers the perfect blend of comfort and convenience. Located in a highly desirable area, you'll love being close to shopping, dining, schools, and entertainment. As an added bonus, the washer, dryer, and refrigerator all stay with the home, making your move effortless. A fantastic opportunity you won't want to miss!

3
BEDS
2
BATHS
1,284
SQFT
0.1
ACRES

Designed to make an impression--inside and out. Set on a fully landscaped half-acre lot, this approximately 3,500-square-foot Rio Rancho home pairs dramatic living spaces with exceptional outdoor entertaining and sweeping views stretching from Downtown Albuquerque across the Sandia Mountains.A spacious foyer welcomes you with a graceful curved staircase and opens to the impressive living area, where soaring ceilings and a fireplace create a striking focal point. The large, open-concept kitchen is designed for gathering, with a substantial center island, generous workspace and an adjoining breakfast nook, while a separate dining area provides even more room for entertaining.The main-level primary suite is a standout at approximately 276 square feet, with an attached flex space ideal for an office, exercise room, sitting area or other use, plus direct access to the back patio. A see-through fireplace connects the bedroom and bath, where it overlooks a large jetted tub complemented by dual sinks, a separate shower and generous walk-in closet.Outside is where this property really shows off. The fully landscaped half-acre offers a covered patio, additional open patio space, a grass courtyard and an expansive firepit recreation area complete with an oversized chess board. Multiple outdoor spaces take advantage of the remarkable panoramic setting, with views reaching from the Albuquerque skyline across the Sandias.Add a three-car garage, generous room sizes and a floor plan made for gathering, and this is a home with plenty of space--and plenty to remember.

4
BEDS
4
BATHS
3,476
SQFT
0.5
ACRES

Welcome home to 3905 North Pole Loop NE in Rio Rancho! This charming home is ready for its next owner and offers the perfect combination of comfort, convenience, and everyday living.Great location with easy access to shopping, dining, schools, and everyday necessities.Comfortable, inviting layout with plenty of space to make your own!Outdoor space perfect for relaxing, entertaining, or enjoying those beautiful New Mexico evenings.Move-in ready opportunity to settle in and start making memories!Location is key, and this home puts you close to the conveniences you need while still enjoying the space and lifestyle Rio Rancho has to offer!Come take a look TODAY!

4
BEDS
3
BATHS
2,637
SQFT
0.13
ACRES

Welcome to this stunning custom-built 4-bedroom home where thoughtful design meets comfort and style. The spacious open floor plan is perfect for everyday living and entertaining, with beautiful tile flooring flowing throughout. Enjoy breathtaking views of the Sandia Mountains, providing a beautiful backdrop to this special property. Retreat to the oversized primary suite featuring a generous bedroom and private bath designed for relaxation. The well-appointed kitchen opens seamlessly to the main living areas, creating the perfect gathering space. Situated on a private well and septic system, this home also features solar, which will be paid off at closing. A truly special custom home ready to welcome its next owner!

4
BEDS
3
BATHS
2,655
SQFT
0.51
ACRES

Multi-Gen Luxury & Sprawling Freedom: Welcome to the Juniper Plan4+ Bed | Multi-Gen Guest Suite | 3-Car Pass-Through Garage | 0.5-Acre Lot | No HOA / No PIDExperience the ultimate blend of high-end luxury finishes, multi-generational flexibility, and outdoor freedom in this spectacular new construction Amreston home on a sprawling half-acre lot! Designed with versatile living in mind, this home features the Optional Guest Suite Extension--a true private suite complete with its own dedicated living space, bedroom, and full bathroom, making it ideal for an aging-in-place family member, an adult child, or long-term guests.Throughout the interior, rich Santa Fe skip-trowel wall texture elevates the Southwestern aesthetic, complemented by sleek brushed nickel hardware. The inviting living room centers around a cozy fireplace complete with a fan/blower kit.The gourmet kitchen serves as an entertainer's dream, upgraded with a luxury LG Signature Kitchen Suite (SKS) appliance package, glowing under-cabinet lighting, a 36'' farmhouse stainless steel single-bowl apron sink, and a dedicated, large pantry perfect for stowing small appliances. Pendant lighting illuminates the massive eat-in center island, which is optimized for casual meals and festive food prep.The expansive primary owner's retreat features a spa-inspired bath with a double vanity, separate soaking tub, and walk-in shower. Cabinetry with soft-close hinges and dovetail soft-close drawers extend throughout the home. Everyday conveniences include a hot water recirculating pump, a soft water ready loop, and a 3-car garage outfitted with a practical utility sink and a convenient rear pass-through garage door to the backyard.Step outside to the extended covered patio equipped with an integrated gas stub for effortless grilling and outdoor dining. Free from the restrictions of an HOA or the extra expense of a PID, this half-acre property provides unmatched liberty with endless space for RVs, ATVs, and custom landscaping. Estimated Completion January 2027! Call today to schedule your private tour!

4
BEDS
3
BATHS
2,569
SQFT
0.5
ACRES

Don't miss this move-in ready haven in Northern Meadows featuring numerous upgrades and excellent maintenance throughout. Interior highlights include hardwood floors, new LVP, granite in the kitchen, updated kitchen, and updated bathrooms. The home offers a functional layout with a good-sized yard, sheds, and electric service to the shed. Additional features include refrigerated air, water softener, and RV hookup. Roof is less than 10 years old and has been excellently maintained with servicing every two years. Excellent curb appeal and a fully landscaped yard enhance the home's overall appeal.

3
BEDS
3
BATHS
2,080
SQFT
0.18
ACRES

FANTASTIC home in the Mountain Hawk subdivision of Rio Rancho. Super convenient location close to Highway 550 and Highway 528. Spacious living room, kitchen has all the appliances, separate dining area with built-in desk, laundry room includes washer and dryer, master bedroom has shower and garden tub, refrigerated air, front and back yards are xeriscaped, 2-car finished garage.

3
BEDS
2
BATHS
1,411
SQFT
0.13
ACRES

Welcome to this inviting, move-in-ready home where thoughtful updates meet comfortable living. Featuring an updated kitchen, newer roof (2024), newer water heater (2024), and brand-new evaporative cooler (2026), this home offers peace of mind and modern convenience. Enjoy a beautifully landscaped backyard, solar for potential energy savings, and HOA-maintained front curb landscaping. Conveniently located near local parks and the Rio Rancho Event Center, this home is ready to welcome its next owner!

2
BEDS
1
BATHS
895
SQFT
0.14
ACRES

6305 Kestrel Drive NE, Rio Rancho

Rio Rancho Hawksite Tract 27 Phase 2
$405,999
-$8,901

Don't Let This Beautiful Home Pass You By! Welcome to this modern, move-in-ready 4-bedroom, 2-bathroom home, offering thoughtful upgrades and features that truly set it apart. Located in a highly desirable neighborhood, this home is also within a top-rated school district. Upgrades & Features: *Gutters * Custom storm door * Custom cabinet in the laundry room * Professional landscaping * Outdoor ceiling fan * Recessed lighting in the primary bedroom * Fireplace mantel * Cabinet and drawer hardware throughout * Front-door pavers * Additional electrical outlet in the primary closet * Custom blinds throughout, including vertical blinds on the sliding door * Backyard shed will stay with home . This home has been beautifully upgraded and is truly move-in ready. With its desirable location, modern touches, and long list of upgrades, it won't stay on the market for long! Don't wait--schedule your showing today!

4
BEDS
2
BATHS
1,935
SQFT
0.12
ACRES

Rare opportunity with exceptional space and amenities! Situated on a half-acre lot, the main home offers 3 bedrooms, 3 bathrooms, a dedicated office, an attached 2-car garage, upgraded flooring, new carpet, and beautifully updated kitchen and bathrooms. Enjoy your own backyard retreat with an in-ground pool.Car enthusiasts and mechanics will love the impressive 1,794-square-foot detached shop/garage, featuring heating and cooling with space for up to six additional vehicles. Attached to the shop is a spacious 1,232-square-foot casita offering a living area, bedroom, full bathroom, and gym or flex room. It is also plumbed for a future kitchenette, allowing buyers to customize the space to fit their needs.The property also features solar panels that will be paid off at closing with an acceptable offer, providing the buyer with the benefits of an owned solar system. With room for up to eight vehicles, versatile living spaces, and resort-style outdoor amenities, this one-of-a-kind property is a rare find!

4
BEDS
4
BATHS
3,374
SQFT
0.5
ACRES

Welcome to this stunning custom-built home by America's General Contractors, located on a spacious 0.8-acre lot in Rio Rancho Estates. Featuring modern Southwest design, this 5-bedroom, 4-bath home offers clean lines, a metal roof, and warm wood accents. Enjoy an open-concept layout filled with natural light, a designer kitchen with custom cabinetry, and seamless flow for everyday living and entertaining. The private primary suite includes a spa-inspired bath and generous closet space, while additional bedrooms provide comfort and flexibility. Complete with a 3-car garage and expansive lot with room for RV parking or outdoor living. Schedule your showing today!

5
BEDS
5
BATHS
3,000
SQFT
0.75
ACRES

Big views. Big rooms. Big possibilities. Set on a half-acre view lot in Rio Rancho, this spacious single-story home delivers a standout floor plan with room to live now--and room to create what comes next. The private primary suite is tucked into its own wing with a generous bath and walk-in closet, while three additional bedrooms are thoughtfully positioned on the opposite side of the home. A separate den adds flexible space for an office, media room or hobbies.At the heart of the home, the kitchen features stainless steel appliances, a center island, pantry and an adjoining breakfast area, with generous living and dining spaces nearby. Tile and engineered flooring, refrigerated air and an exceptionally large laundry room add everyday function.Outside, walled front and rear courtyard areas create defined outdoor spaces, but the real surprise is beyond them: a substantial portion of the half-acre lot remains open, offering incredible potential for a workshop, detached garage, RV storage, gardens, expanded outdoor living or whatever fits your plans.* And then there's the view--an expansive, unobstructed panorama of the Sandia Mountains that gives this property its wow factor.Space, separation, views and possibilities--this is not your average Rio Rancho floor plan.

4
BEDS
3
BATHS
3,138
SQFT
0.5
ACRES

Welcome to 817 Oreja De Pro Dr SE -- a spacious home offering nearly 2,921 square feet of comfortable living. Situated on an expansive lot, this property provides ample space for outdoor entertaining, gardening, or simply enjoying New Mexico's beautiful weather. Inside, generous living areas and large bedrooms create an inviting and flexible layout. The neighborhood is quiet and well-established, known for its mature charm and community feel. Conveniently located near shopping, and main routes, this home offers the perfect balance of space, comfort, and accessibility. A rare find combining size, potential, and location in one of Albuquerque's most desirable southeast areas.

3
BEDS
3
BATHS
2,921
SQFT
0.36
ACRES

Charming 4-bedroom, 2-bath home situated on a spacious half-acre lot in Rio Rancho! This home offers a functional floor plan with plenty of natural light and laminate wood flooring throughout the main living areas. The generous lot provides ample outdoor space with room to create your ideal backyard, garden, entertaining area, or additional improvements. A great opportunity for buyers looking for space, flexibility, and a well-designed home in Rio Rancho. Schedule your showing today!

4
BEDS
2
BATHS
1,536
SQFT
0.5
ACRES

Welcome to this single family home offering 3-bedrooms, 2-baths and 2-car garage. The spacious kitchen features abundant cabinetry, a pantry, and breakfast bar. Sitting on a large lot with backyard access. Providing flexibility and potential for a variety of uses. Additional features include, newer roof, gutters, furnace, water heater, refrigerated air and water softener Conveniently located in an established Rio Rancho neighborhood with easy access to shopping, dining, schools, and everyday amenities. Motivated seller, bring your vision and explore the potential this property has to offer!

3
BEDS
2
BATHS
1,609
SQFT
0.24
ACRES

This home has a very open floor plan with vaulted ceilings and lots of light. Large covered patio off enlarged Great room*Stainless steel appliances in kitchen (2021)*Refrigerated AC*Tile or laminate plank flooring throughout living areas*Newer carpet in all three bedrooms (2021)*Gated access to large backyard with storage shed and more views*Updated lighting* Enlarged Primary bath*Four ceiling fans*Front and back Security Doors* G&E for Dryer and RO*Move in ready!

3
BEDS
2
BATHS
1,569
SQFT
0.21
ACRES
$533,850

Refined Modern Living: Welcome to the Azure Plan2,084 Sq. Ft. | 4 Bed | 2.5 Bath | 2-Car GarageExperience exceptional design, chef inspired kitchen and effortless outdoor living in this stunning 2,084 sq. ft., 4-bedroom, 2.5-bathroom new construction home. Sleek brushed nickel hardware and fixtures flow seamlessly throughout the light-filled, open-concept floor plan. Designed for serious home chefs, the gourmet kitchen showcases cabinetry with soft-close hinges, durable dovetail soft-close drawers, and glowing under-cabinet task lighting in the kitchen area. Culinary prep centers around an iconic 36'' farmhouse fireclay single-bowl apron sink, perfectly paired with a high-end Frigidaire Professional appliance suite featuring a 36'' gas cooktop, sleek commercial-style range hood, single wall oven, Sharp microwave drawer, and built-in dishwasher. The chef-inspired kitchen centers around an eat-in island pre-wired for future pendant lighting, giving buyers the flexibility to personalize their fixture style. Modern infrastructure abounds soft water ready connection for easy post-closing installation. Step outside to the spacious covered patio, fully equipped with an integrated gas stub for your outdoor grill or fireplace, plus added perimeter gutters for smart drainage and long-term durability. Estimated Completion January 2027. Call for your private tour today!

4
BEDS
3
BATHS
2,084
SQFT
0.17
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.