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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 408 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Two Huge Adult Bedrooms: Welcome to 2447 Treviso Dr. SE in the desirable Astante Villas subdivision of Cabezon in Rio Rancho. This beautifully updated townhome (with 2 bedrooms -potential for 3 bedrooms), with 2-car garage, features all-new flooring throughout, fresh interior paint, a brand new washer and dryer, and a recently upgraded backyard patio perfect for relaxing or entertaining, and newly renovated 1/2 bathroom. The spacious layout offers comfortable living with both bedrooms being full adult-sized rooms, plus a newly upgraded master bath that provides a modern, private retreat.

2
BEDS
3
BATHS
2,004
SQFT
0.09
ACRES

Spacious 2 story open floor plan with 2,278 sq ft, 5 bedrooms, 2.5 baths, and a loft. All bedrooms are upstairs for added privacy. Kitchen includes stainless steel appliances. New windows installed November 2025. Backyard is a blank canvas, HOA covers front yard landscaping.

5
BEDS
3
BATHS
2,278
SQFT
0.12
ACRES

Welcome to this beautiful Pulte home situated on a premium lot. This lot is elevated from those behind it, allowing for beautiful vistas of the Sandias & Jemez Mountains. Modern finishes including wood tile, granite counters & stainless steel appliances. Large open kitchen features ample storage with added cabinetry in the dining area. Primary suite is spacious with a bay window, nice size bathroom & a walk-in closet. 4th bonus room up front makes for a great office or workout space. The garage is a 3 car tandem, plenty of room for a work space of additional storage. Relax under the covered patio taking in the views, on those warm NM evenings. HOA amentities include indoor & outdoor pools, fitness center, movement studio with classes, massage room. There's also a 5 acre Mariposa park!

3
BEDS
2
BATHS
2,075
SQFT
0.14
ACRES

Mountain views, gated, and a prime corner lot make this beautifully updated Redondo home stand out. Offering 4 bedrooms, 4 bathrooms, plus a versatile bonus room, it provides flexible living for any lifestyle. Bright and inviting, the home features new tile, new carpet, fresh paint, and beautifully remodeled bathrooms with modern finishes. The primary suite includes a walk-in closet and a spa-like tiled shower, while a guest room offers a private en-suite. The kitchen boasts soft-close Aristokraft cabinetry, stainless steel appliances, and updated finishes. Enjoy the landscaped backyard perfect for relaxing or entertaining, all within the desirable Mariposa community with trails, a pool, and amenities.

4
BEDS
4
BATHS
2,660
SQFT
0.32
ACRES

Welcome to Stonegate! We are thrilled to introduce you to the beautiful ''Sierra'' floorplan by D.R. Horton. This single-story 1,519 sq. ft. residence boasts 3 bedrooms, 2 baths, and a kitchen equipped with spacious granite countertops, Whirlpool(r) appliances, decorative tile backsplash, and a walk-in pantry. The primary bedroom features a walk-in closet and a large walk-in shower, while bedrooms 2 and 3 are conveniently located on the other side of the home. Additionally, the Sierra offers a covered patio, a 2-car garage, and comes with our HOME IS CONNECTED smart-home package, including Amazon Voice control, Front Doorbell, Front Door Deadbolt keyless entry Lock, Smart Home Hub, Smart switch Light Switch, and more. Don't forget to ask about our current incentives!

3
BEDS
2
BATHS
1,519
SQFT
0.11
ACRES
$617,500
-10,000$ 05/20

Discover luxury single-level living in this stunning Hakes Brothers home located in the sought-after Suez Estates neighborhood in Rio Rancho. This 5-bedroom home combines timeless curb appeal with modern comforts. The striking stone and stucco exterior, accented by a classic tile roof, sets the tone for the quality craftsmanship inside. Gourmet touches include beautiful granite countertops and designer custom lighting that illuminate the open living spaces. The oversized 2-car garage adds convenience and extra storage.Outside, the fully landscaped backyard is a true retreat, featuring a generous covered patio with electric sun shades for effortless shade and comfort. Enjoy mountain views from the private viewing bluff -- the perfect setting for morning coffee, or sunset drinks.

5
BEDS
3
BATHS
2,670
SQFT
0.26
ACRES
$389,000
-5,000$ 05/06

OWNER TO OWNER FINANCING!!! Welcome to this stunning 4 bedroom 2 bathroom property that offers 2,106 sq ft of thoughtfully designed living space in one of the most desirable neighborhoods in Rio Rancho. This home features REFRIGERATED AIR, Central air Heating, water heater installed 2023, NEWER roof TPO with a TRANSFERABLE WARRANTY. The Solar System will be PAYED OFF by seller for new buyer! NO POLYBUTYLENE. Conveniently located close to restaurants, shopping centers and schools. Come and take a tour of this beautiful home today!

4
BEDS
2
BATHS
2,106
SQFT
0.24
ACRES
$593,000
-5,000$ 05/16

A rare blend of luxury, design, and pride of ownership. This best-selling Pulte Starwood model, built in 2021, is truly move-in ready. Featuring TWO primary suites--including one on the main level--this home offers flexibility for multi-generational living, with the upstairs suite showcasing a private balcony and stunning views. Soaring 22' ceilings, French doors, and a light-filled layout create an impressive first impression. Entertain with ease in the gourmet kitchen with granite countertops, ample cabinetry, and a custom taproom/bar with wine coolers. Enjoy a fully landscaped backyard with pergola--no sand here. Tinted windows, upgraded blinds, water softener, tankless water heater, and a 2 & 1-car garage complete this exceptional home.

4
BEDS
4
BATHS
3,598
SQFT
0.15
ACRES

Move in ready and amazing incentives! Ideally situated just minutes from Presbyterian Rust Medical Center, shopping, dining, and everyday conveniences, Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home. Homes in this new phase are designed with affordable luxury in mind, featuring open-concept floorplans, contemporary finishes, and flexible living spaces that maximize both comfort and functionality. Every detail is carefully considered to deliver lasting quality, modern style, and outstanding value--making it easier to step into homeownership with confidence.

3
BEDS
2
BATHS
1,289
SQFT
0.1
ACRES
$547,000
-16,580$ 05/06

Modern contemporary style plus New Mexico charm make this property a must see. If you dream of making a homestead equipped with a greenhouse, chicken coups, and space to cultivate your own produce view this home today. If you're looking for modern and minimalist aesthetic, an open concept, vaulted ceilings and a chefs kitchen this home is a must see. With half an acre to call your own and a modern home the sky is the limit.

3
BEDS
3
BATHS
1,835
SQFT
0.5
ACRES

Back on market due to no fault of the seller! Welcome to this spacious 4-bedroom, 3-bath home located in Rio Rancho. This property offers a functional layout with two separate living areas and large bedrooms, providing plenty of room for everyday living, entertaining, or flexible use.The seller is offering a credit toward a full new roof with an acceptable offer, providing added value and opportunity for the next owner. Otherwise, the property is being sold as-is.Conveniently located near schools, parks, shopping, and commuter routes, this home presents a great opportunity to own a spacious property in a growing area.

3
BEDS
3
BATHS
2,672
SQFT
0.12
ACRES
$510,000
-10,000$ 05/12

$5k flex cash offered! Sandia Mountain Views await just outside this 4 bed 3 bath home on 1 Acre in the Rio Rancho Estates Subdivision! This updated single-story, over 2,300 sq ft home, has modern amenities such as an open floor plan, large master suite with spacious walk-in closet, garden tub, his and her double sinks, newer tile flooring throughout, and newer refrigerated cooling unit. The gourmet chef's kitchen has newer appliances, granite countertops, updated backsplash, & a breakfast nook overlooking the spacious living area. This home on 1 ac has ample room for RV parking. Enjoy the outdoor sitting area under the covered patio. An ideal location with nearby restaurants (M'tucci's, Blakes, Dions, etc) and shopping (Walmart, Target, Walgreens, Lowe's Home Improvement, and more)!

4
BEDS
3
BATHS
2,385
SQFT
1
ACRES
$715,000
-15,000$ 05/10

Perched on 5 fully fenced acres with unobstructed Sandia Mountains views, this exceptional property blends Southwest charm with true equestrian living. Soaring wood vigas and floor-to-ceiling windows frame the mountains, while the flexible layout offers 4 bedrooms, an office, and a private upstairs primary suite with balcony. Horse-ready with 3 stalls, hay shed, and a finished outbuilding with water and electric--plus space to ride or expand. Enjoy owned solar, refrigerated air, tankless water heater, reverse osmosis system, and a 3-car garage--just minutes from city conveniences.

4
BEDS
3
BATHS
2,834
SQFT
5
ACRES

Beautiful 2-story home offering 4-5 bedrooms, 3 bathrooms, and approximately 2,700 sq ft of living space .Recent updates include new light fixtures in various rooms, a new microwave oven, newer roof (2022), newer water heater (2022), and two Trane A/C units installed in 2022 for added comfort and efficiency.The chef-designed kitchen features abundant cabinetry, granite countertops, and a spacious island--perfect for cooking and entertaining.Centrally located near amenities and Hwy 550, this move-in-ready home is truly turnkey for its next owner. All appliances convey with the property with no guarantee or warranties.Relax in the pergola-covered patio while taking in the majestic views. NO HOA!

4
BEDS
3
BATHS
2,673
SQFT
0.11
ACRES

This charming single-story home sits on a full half-acre with mature fruit trees, quiet mountain views, and plenty of space to relax and enjoy the outdoors. Unwind in the hot tub, entertain in two private courtyards, or simply take in the serene setting from the covered patio. Inside, the light-filled floor plan features soaring ceilings, an inviting entry foyer, and a spacious living and dining area that flows into a beautiful kitchen with granite countertops and abundant cabinet space. The primary suite offers a walk-in closet and private outdoor access to the patio.Featuring 3 bedrooms and 3 bathrooms, this move-in-ready home also includes an oversized finished garage with workshop space. Enjoy lower monthly costs with private well and septic! Come see it today!

3
BEDS
3
BATHS
1,569
SQFT
0.5
ACRES

This home makes an unforgettable first impression with its grand foyer and spacious, thoughtfully designed layout. This single-story home features 3 bedrooms, 3 bathrooms, and a versatile flex space perfect for a home office, gym, or hobby room. The Jack-and-Jill bathroom adds convenience for the secondary bedrooms, while the expanded primary suite creates a true retreat -- complete with generous space and a spa-like bath.Designed with both comfort and connection in mind, the open-concept kitchen and living areas flow seamlessly to the expanded covered patio, perfect for enjoying New Mexico's beautiful weather year-round. It's no surprise the Tiffany is an award-winning plan -- blending thoughtful design, modern style, and everyday livability into one stunning home.

4
BEDS
3
BATHS
3,058
SQFT
0.18
ACRES

Beautiful updated 3 bed 2 bath home on a quarter of an acre in the coveted Broadmoor at High Resort Subdivision. No HOA or PID!! This home has modern amenities including 2 living areas accented by a two-way fireplace, the kitchen has granite countertops, a new roof, large covered back patio, Xeriscaped front and backyard, tankless water heater, refrigerated air cooling, and more! An additional room located on the NE side of the home brings versatility and can be used as a sunroom, office, den, or can be used as an added bedroom with Sandia Mountain views just outside. Enjoy backyard and side access to the property. This home is in a centralized location with nearby restaurants (Dions, M'tucci's Moderno, etc) and shopping (Target, Walmart, Lowes, etc).

3
BEDS
2
BATHS
2,151
SQFT
0.26
ACRES

Welcome home to Lomas Encantadas -- one of Rio Rancho's most sought-after communities. This beautiful single-level home, ready early next year, was designed for easy living and effortless entertaining. The spacious layout features three bedrooms, two and a half baths, and a bright, open kitchen with a large island and gourmet touches that make every meal feel special. With the primary suite tucked privately toward the back and the secondary bedrooms up front, there's room for everyone to unwind.Skylights fill the home with natural light, while the expanded covered patio invites you to soak up that signature New Mexico sunshine all year long. Whether it's a lively gathering or a quiet night in, this home has a way of making every moment feel like home.

3
BEDS
3
BATHS
2,075
SQFT
0.17
ACRES

Discover a home where thoughtful upgrades meet timeless New Mexico style. Located in the newest phase of Lomas Encantadas in Rio Rancho, this 3-bedroom gem features an expanded owner's suite, natural skylights, and sage green natural stone accents that bring a warm, earthy feel to its modern exterior.✨ Highlights You'll Appreciate:✅ Expanded Owner's Suite - A peaceful retreat with room to stretch and settle in✅ 3-Car Garage with Overhead Storage - Smart storage for tools, gear, and everything in between✅ Skylights - Flood your home with natural light and positive energy✅ Covered Patio - Enjoy year-round outdoor living under the New Mexico sky✅ Upgraded Exterior with Stone Accents - Unique curb appeal with a natural touch

3
BEDS
3
BATHS
2,334
SQFT
0.18
ACRES

Step into comfort and flexibility in this beautifully designed 3-bedroom home with a private junior suite--perfect for guests, multigenerational living, or a quiet retreat. Located in the newest phase of Lomas Encantadas in Rio Rancho, this home blends thoughtful features with timeless New Mexico charm.✨ Why You'll Love It:✅ Added Junior Suite with Full Bath - A private space for guests or extended family✅ 3-Car Garage with Overhead Storage - Room for vehicles, gear, and more✅ Skylights - Let the natural light pour in for a bright and airy feel✅ Covered Patio - Your perfect outdoor escape for morning coffee or sunset views✅ Upgraded Quartz Countertops - Sleek, durable, and effortlessly stylish

4
BEDS
4
BATHS
2,343
SQFT
0.18
ACRES

Welcome to Comfort, Style, and Convenience in the Heart of Rio Rancho.This beautifully refreshed 3-bedroom, 2-bathroom home offers perfect, functional living. Upon entry, you are greeted by fresh interior paint , durable, carpet-free flooring--ideal for low-maintenance living in the New Mexico, NEW stainless steal appliances & more.The home features nicely updated bathrooms, adding a touch of style and comfort. The well-designed floorplan provides both practicality, making it suitable for everyday living as well as entertaining.Step outside to a large, open backyard with higher privacy walls, perfect for relaxing or entertaining. The covered patio allows for comfortable outdoor enjoyment, even during warmer months.

3
BEDS
2
BATHS
1,452
SQFT
0.25
ACRES

This 2 Bedroom, 2 Bath home boasts a spacious floorplan and eat-in kitchen.. Both bedrooms are generously sized . Large backyard great for dogs and entertaining.

2
BEDS
2
BATHS
904
SQFT
0.15
ACRES
$675,555
-23,445$ 05/11

Back on Market & Priced Below Appraisal! Own this beautiful Northern New Mexico style home with instant equity set on a .5 acre lot. This versatile floor plan lives like a 5-room home; 3-bedroom with 2 additional flex rooms. Whether you need guest space, a dedicated hobby room, or home office, the flex spaces adapt to your needs. The newly remodeled interior has all new tile, Kiva fireplace, and a custom kitchen featuring knotty alder cabinets, LED lighting, granite, double ovens, and a unique copper hood. Both remodeled bathrooms are a serene retreat.Outside, enjoy a covered patio, hot tub, and expansive views of the river valley, Jemez, and Sandia Mts. With a sleek metal roof and unmatched flexibility, this home offers incredible value. Don't wait this equity-rich property wont last

3
BEDS
3
BATHS
2,506
SQFT
0.5
ACRES
$650,000
-25,000$ 05/18

3-2-1 buydown available with preferred lender (qualification required). Fellowship presents their newest single-level property, set on an oversized 1.31 acre lot! This thoughtfully crafted home offers 4 bedrooms plus a flex space, 2.5 bathrooms, and a 3-car finished garage with convenient backyard access. High-end finishes include solid-surface countertops, solid wood cabinetry, LVP flooring, and designer touches throughout. The open layout features tall ceilings, abundant natural light, and smooth indoor-outdoor flow. Three bedrooms and a full bath sit on one side for ideal separation, while the private primary suite offers a spa-inspired bathroom, dual sinks, a spacious shower, and a large closet connected to the laundry room. No HOA, city utilities, and a horse allowed.

4
BEDS
3
BATHS
2,421
SQFT
1.31
ACRES

one of the first things you notice is the space. This home finished in 2023, so you get the feel of new construction without the wait, the delays, or the added expense of finishing the backyard and window coverings. Those upgrades already sit in place.The layout makes daily life simple. Five bedrooms and three bathrooms give you flexibility for guests, a home office, hobbies, or multi generational living. The floor plan flows naturally from the kitchen into the living area, which keeps everyone connected.The kitchen draws attention right away. A large island sits in the center with plenty of prep space and seating. Stainless steel appliances, a gas cooktop, built in features, a farmhouse sink, and a pantry give you the setup people search for today. The kitchen opens directly into the

5
BEDS
3
BATHS
2,300
SQFT
0.11
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.