VA Loan Eligible Homes in Rio Rancho
Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.
Showing 534 listings in Rio Rancho.
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🏡 RIO RANCHO UNICORN! Opportunities like this don't come around often! Situated on a hard-to-find 1/2-acre lot with backyard access, this beautifully maintained 4-year-old DR Horton ''Harmony'' floor plan offers the perfect combination of modern living, space, and freedom--with NO HOA and NO PID!From the moment you arrive, you'll appreciate the peaceful setting and the privacy provided by the fully walled property. You'll especially love the convenient location, the spacious primary suite, and the warm, cozy feeling that truly makes this house feel like home.Inside, the open-concept floor plan is designed for both everyday living and entertaining. The chef-inspired kitchen features granite countertops, a large center island with seating, stainless steel built-in oven and microwave, a gas cooktop with vent hood, stylish tile backsplash, and abundant cabinet space. The split-bedroom layout provides added privacy, while the spacious primary suite offers a relaxing retreat at the end of the day.Step outside to discover the endless possibilities that come with nearly 1/2 acre of land. The fully walled backyard offers exceptional privacy, and with convenient backyard access, there's plenty of room for an RV, trailer, recreational vehicles, a workshop, pool, future casita, or simply space to enjoy the outdoors.Conveniently located just minutes from shopping, restaurants, grocery stores, parks, and everyday amenities, this home offers the perfect balance of peaceful living and easy access to everything you need.Large lots, backyard access, NO HOA, NO PID, and a home that's only four years old are becoming increasingly difficult to find in Rio Rancho. This rare ''unicorn'' won't last long--schedule your private showing today!
1 ACRE LOT- RIO RANCHO - Experience the ultimate union of high-end quality finishes and sprawling outdoor freedom in this spectacular new construction home situated on a rare, full 1-acre lot. No HOA or the extra expense of a PID, this expansive property gives you complete liberty to create your dream backyard oasis with endless room for RVs, ATVs, workshops, and recreational toys. Step inside to a bright, beautifully detailed open-concept floor plan anchored by an inviting fireplace complete with a fan/blower kit to keep the main living space warm and cozy. Striking black hardware, light fixtures, and plumbing details run throughout the interior, creating a sleek, cohesive aesthetic that is perfectly complemented by 2' white faux wood blinds already installed. Designed for high-end culinary prep and effortless hosting, the gourmet kitchen serves as the true heart of the home, featuring a premium Frigidaire Professional appliance package--including a 36' gas cooktop, 36', 30' single wall oven, dishwasher, Sharp microwave drawer, and vent hood--alongside a timeless 36' farmhouse fireclay single-bowl apron sink. Soft-close cabinetry with durable dovetail soft-close drawers and stylish installed hardware extends seamlessly throughout the home. Thoughtful modern conveniences abound, from a soft water ready setup--allowing you to easily install the system of your choice after purchasing to an expansive 3-car garage featuring a dedicated garage utility sink. Main living spaces transition effortlessly to the outdoors via an extended covered patio equipped with an integrated gas stub for your grill and added gutters for long-term convenience. Don't miss this extraordinary 1-acre Rio Rancho retreat - Estimated projected completion is September 2026. Call today to schedule your private tour!
**$10,000 INCENTIVE for a rate buy-down. This could lower your pymt +/- $400/mo depending on you loan.** Welcome to this recently remodeled single-story home in the Enchanted Hills area of Rio Rancho offering 2,234 square feet, 3 bedrooms, 2 bathrooms, and a 2-car garage. Located on a cul-de-sac with no homes directly behind the property, this home backs to a walking path and acequia, creating added separation from neighboring homes and a more open feel. With no HOA you'll have one less monthly expense and fewer restrictions to worry about.Situated in one of Rio Rancho's growing areas, this location offers convenient access to shopping, dining, parks, schools, and everyday amenities. Commuters will appreciate the easy access to Interstate 25 and nearby major roadways, making travel to Albuquerque, Santa Fe, and surrounding areas convenient while still enjoying the benefits of a residential setting.Thoughtfully updated with today's buyer in mind, the home features a new shingle roof (2025), a new energy-efficient HVAC system (2025), and a new water heater (2024), providing peace of mind and helping reduce future maintenance expenses.Inside, the recently remodeled chef's kitchen serves as the centerpiece of the home with upgraded soft-close cabinetry, granite countertops, a gas range, trash compactor, and an oversized walk-in pantry with enough space for an additional refrigerator. The expansive granite island offers abundant prep space, additional storage, seating, and creates the perfect gathering place for entertaining, holiday meals, or everyday living. All kitchen and laundry appliances convey, making the move even easier.Plantation shutters throughout the home add timeless style while allowing excellent control over natural light. Ceiling fans are installed in every room for year-round comfort, while refrigerated air keeps the home comfortable during New Mexico's warmer months.Tile flooring extends throughout the entire home with no carpet, creating a clean, low-maintenance living environment that's easy to maintain and ideal for everyday living. Granite countertops continue into both bathrooms, complementing the upgraded cabinetry and creating a cohesive, updated design throughout the home.The spacious primary suite offers room for larger furnishings and features an ensuite bathroom with generous counter space, upgraded cabinetry, granite countertops, and ample storage. Two additional bedrooms provide flexibility for guests, hobbies, a home office, fitness equipment, or changing household needs.Step outside to a covered patio that spans the full length of the home, creating an exceptional outdoor living space for relaxing, grilling, entertaining, or simply enjoying New Mexico's beautiful weather. The backyard features easy-care turf for year-round greenery with minimal maintenance, along with a large storage shed offering plenty of room for tools, outdoor equipment, seasonal decor, or hobbies.One of the standout features of this property is the backyard setting. With no homes directly behind, the walking path and acequia create additional openness and separation, offering a backyard that feels more spacious and private than many comparable properties.Combining recent major system upgrades, quality interior finishes, abundant storage, an ideal single-story floor plan, and a convenient location, this home offers the balance of comfort, functionality, and low-maintenance living that many buyers are searching for.If you're looking for a move-in ready home with a remodeled kitchen, granite countertops throughout, soft-close cabinetry, a massive kitchen island, oversized walk-in pantry, gas cooking, refrigerated air, tile flooring throughout with no carpet, a new roof, new HVAC system, full-length covered patio, easy-care landscaping, no direct rear neighbors, and convenient access to Albuquerque, Santa Fe, and major commuter routes, this Enchanted Hills home deser
Discover this well-maintained home tucked into a quiet cul-de-sac in the desirable Enchanted Hills area. The bright, functional layout offers comfortable living spaces, a well-appointed kitchen, and generously sized rooms throughout. Enjoy a private backyard with room to relax, garden, or entertain. With convenient access to schools, parks, shopping, and major roadways, this home delivers everyday comfort in a great Rio Rancho location.
Spacious and thoughtfully designed, this two-story home offers 5 bedrooms, 3.5 bathrooms, and an EV charger installed in garage. Multiple living areas, including a loft and a family room, provide flexible space for entertaining, working from home, or relaxing. The kitchen is the heart of the home, featuring a large island, pantry, and an open layout that flows seamlessly into the main living area. The primary suite offers a private retreat with a walk-in closet, dual sinks, and a separate shower. Also enjoy the benefits of recently installed gutters! Step outside to the walled backyard that includes a covered patio and majestic MOUNTAIN VIEWS! Schedule your private showing today!
Luxurious Southwestern Living: Welcome to the Cottonwood Plan2,337 Sq. Ft. | 3 Bedroom + Study | 2.5 Bath | 2-Car Garage | 0.5-Acre Lot | Corner LotExperience the perfect harmony of grand architectural detail, high-end design and flow, and sprawling outdoor freedom in this spectacular 2,337 square foot new construction home by Amreston Homes. Standing tall with soaring 10-foot ceilings and 8-foot interior doors throughout, the expansive open-concept layout is beautifully anchored by custom exposed ceiling beams in the living area and owner's suite, that inject a rich, warm architectural ambiance into the home. Designed for effortless entertaining, the professional gourmet kitchen is a chef's dream, boasting premium Frigidaire Professional appliances--including a 36'' gas cooktop, vent hood, 30'' built-in wall oven, microwave drawer and dishwasher - alongside a massive, pendant-lit eat-in center island optimized for food prep and holiday displays. Extending from the kitchen is the versatile study/flex room, perfect for a dedicated home office, a children's play area, or a secondary reading room. The spa-like owners' retreat, which features a double vanity, upgraded freestanding soaking tub, and a shower with a clean, seamless tile transition. Soft-close cabinetry throughout to include dovetail soft-close drawers and classic brushed nickel hardware ties the interior aesthetics together, while practical modern conveniences like a 'soft water ready' setup ensure long-term comfort. The main living space transitions beautifully to the outdoors via massive 12'W x 8'H 3-panel sliding glass doors that reveal a large, covered patio. Situated on a sprawling half-acre lot with back yard access and unmatched room to park your RVs and ATVs, this property gives you ultimate control over your secure outdoor space. Home estimated projected completion is November 2026. Call for your private exclusive tour!
*Motivated Seller* Nestled in Rivers Edge, this beautifully maintained 4-bedroom, 2-bath home offers comfort, style, and breathtaking views. Just seconds from the Rio Grande River and Bosque trails, it showcases New Mexico's natural beauty. Inside, an open floor plan is filled with natural light and stunning Sandia Mountain views. The spacious living area features a cozy gas or wood fireplace, while the gourmet kitchen boasts trend stone countertops, a large island, gas cooktop, and stainless steel appliances. The primary suite is private and newly renovated. Three additional bedrooms provide flexibility. Outside, a low-maintenance backyard with an expansive patio is perfect for enjoying iconic sunsets and breathtaking Sandia mountain views! This home has no poly pipes, full backyard access, space to park an RV, Genair gas stove-electric oven, TREX patio. 8x12 shed in the backyard.
With almost 2,000 sq feet of living space and located in the gated section of Mariposa, this refined 4-bedroom home feels nearly new and is move-in ready. The open, light-filled layout features wood-plank tile, 8-foot doors, and expansive windows leading to a covered patio and private backyard. The kitchen offers a granite island, stainless appliances, gas cooktop, and built-in oven and microwave. Enjoy low-maintenance turf, raised beds, and fruit trees outdoors. Additional highlights include smart home features, a security system, and New Mexico Green Built certification. Mariposa offers trails, open space, a community center, fitness facilities, and indoor/outdoor pools.
Welcome to this inviting 3-bedroom, 2-bath home situated on a spacious, fully xeriscaped corner lot in central Rio Rancho! The open floor plan features a generous living area and an expanded dining space that opens to a lovely covered patio--perfect for relaxing or entertaining. The home is ready for updating, offering a great opportunity for buyers to add their own personal style and improvements.Backyard access provides convenient space to store a boat or RV, while the large backyard offers plenty of room for gardening, gatherings, or future improvements. The deep garage can accommodate a pickup truck and provides valuable additional storage.Conveniently located near shopping, dining, schools, and major commuter routes, this home offers abundant space, flexibility, and potential. Bring your ideas and make this home your own. Schedule your private showing today!
This stunning home offers the appeal of new construction without the wait or construction delays. The backyard landscaping, window coverings, and a wrought iron security screen front door have already been added, allowing you to enjoy the home from day one without taking on additional projects or expenses. The floor plan offers five bedrooms and three bathrooms, providing flexibility for guests, home office(s), hobbies, or multi-generational living. The spacious primary suite is thoughtfully separated from the secondary bedrooms, creating a private retreat complete with a large, unique walk-in shower and generous walk-in closet. An open area behind the home provides an unobstructed backdrop, allowing for exceptional views that can be enjoyed from the main living areas as well as the low maintenance backyard.
Beautifully maintained 3-bedroom, 2-bath home situated on a spacious 0.337-acre corner lot. This 2,008 sq. ft. home offers multiple living areas, an oversized 2-car garage with additional storage, backyard access, and a storage shed. Major updates include a 2-year-old roof and new water heater, providing added peace of mind. With generous outdoor space and a functional floor plan, this property offers the perfect blend of comfort, convenience, and room to grow.
The Bosque floorplan at Lomas Encantadas Vistas in Rio Rancho, New Mexico is a thoughtfully designed single-story home that offers the perfect balance of space, comfort, and modern open-concept living. With approximately 1,649 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for buyers looking to step up in size while maintaining affordability near Albuquerque. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.
51 Prestwick Court SE, Rio Rancho
***Open House 10/09 2:00 to 5:00 & 10/3 & 10/04 11:00 to 3:00******Seller is offering $10,000.00 Buyer Credit.***Seller is also offering REC***Terms Are: 7% Interest Rate, 20% Down Payment, 3 Year Call.*** This Gorgeous 2609 sq ft Pulte Home is located in the prestigious Willow Trace Chamisa Hills Community in the Heart of Rio Rancho. Just minutes away from Intel and Presbyterian Clinic. Featuring a versatile floor plan with 3 bedrooms, 2.5 baths, Upstairs Loft, Soaring high ceilings providing tons of natural light, and a beautiful Kiva Fireplace. Grand Gourmet Kitchen offering Corian counters, newer appliances, a pantry, and a cozy breakfast nook. Additional Kitchen upgrades such as a Butler's pantry, workspace/desk area, and kitchen island with bar seating provide plenty of space for everyone. The picture windows, wooden accents, and niches give this home an extra luxurious touch. Large Primary suite boasts an en-suite full bath with dual sinks, garden tub, separate shower, coffee/wet bar, window seating and walk-in closet. Admire the views from either Balcony, there are 2 to choose from! The low maintenance backyard has been meticulously maintained and offers Xeriscaped landscaping, covered patio, and best of all - an inground outdoor lighting system. Other features include a water softener and purifier system, refrigerated air. Don't wait to make an appointment to see this great home today.
Welcome home to this spacious 4-bedroom, 2-bath home on a generous 1/2-acre lot! Designed for comfortable living, this modular home features a large kitchen with abundant counter space, a cozy breakfast nook, and a functional layout ideal for everyday living and entertaining. The private primary suite includes a spacious walk-in closet, while the attached 3-car garage and shed provide ample room for vehicles, hobbies, and extra storage. Enjoy a metal roof, as well as the benefits of an owned solar system for added energy efficiency and lower utility costs. With room to spread out inside and out, this property offers the perfect blend of space, functionality, and ease. Schedule your showing today!
Spacious and accommodating, the two-story Moonstone plan features an open-concept main floor and four charming bedrooms upstairs. Just off the entryway, you'll find a fifth bedroom and bath. Toward the back of the home, a great room flows into an inviting kitchen with a center island and adjacent dining room. Upstairs, a loft offers a versatile common area, and a sprawling owner's suite includes an attached bath and walk-in closet. Covered patio also included.
Beautiful RR home located in a prime location offering both convince and privacy. Centrally located within close proximity to schools, groceries, shopping centers and medical facilities, this home provides the perfect balance between easy access to necessities and peaceful residential setting with privacy and security within a gated community. The house offers a unique and charming design with a mix of South Western and modern influences. Inside you will find an open and airy floorpan, with large windows that flood the living space with natural light. The gourmet kitchen is equipped with quartz counter tops, a large formal dining area, gorgeous hardwood flooring, custom blinds in the living room with a remote control fireplace. Beautiful glass block accents throughout. Spacious main floor master with en-suite and large walk-in close and a door that leads to the backyard with a remote control awning.Second bedroom has a balcony and a large loft with a walkout to a huge covered balcony with a new roof and breathtaking views. Enjoy the Sandia Mountains while, starting your day with your favorite expresso. ****HOME WARRENTY OFFERED ******
Welcome home! Built by Hakes Brothers in 2021, this impeccably maintained single-story home in the highly sought-after Lomas Encantadas community is truly move-in ready. Offering a versatile floor plan that lives like a 4-bedroom, the home features 3 bedrooms plus a spacious flex room, ideal as a home office, playroom, or guest suite. The open-concept layout is designed for both everyday living and effortless entertaining, showcasing granite countertops, stainless steel appliances, and a large kitchen island that serves as the heart of the home, custom gas log fireplace, and a huge walk in closet in that master bedroom suite. Stylish custom fixtures and high-end wood plank tile throughout the bedrooms add a touch of luxury at every turn. Retreat to the private primary suite, complete with a generous walk-in closet and a spa-inspired bath. Step outside to a beautifully landscaped backyard with a covered patio, perfect for morning coffee or evening gatherings. Ideally situated near Highway 528, premier shopping and dining, The Plaza at Enchanted Hills, and top-rated Cleveland High School. Homes like this don't last, schedule your private showing today!
As-Is**Pre-Inspected!** Cozy up to the wood-burning fireplace when cooler weather arrives. Vaulted ceilings and tile flooring create a bright, open feel throughout the home. The spacious layout offers generous closet space, two linen closets, and built-in shelving for added storage. The updated hall bathroom features an upgraded vanity. The kitchen includes conveying appliances and convenient pull-out cabinet shelves for easy organization. A **3-year-old roof** provides added peace of mind. Step outside to the backyard featuring a shed with flexible space for hobbies, gardening, or outdoor projects.
Welcome home to this charming single-story gem in one of Rio Rancho's most desirable communities! Offering 2 bedrooms, 2 bathrooms, and a 2-car garage, this well-designed home combines comfort and style. The spacious primary suite provides a relaxing retreat, while the inviting living room features a cozy fireplace and large glass sliders that open to a covered patio--perfect for indoor-outdoor living and entertaining. The bright kitchen is complete with an island, pantry, gas range, dishwasher, vent hood, and disposal, making meal preparation a breeze. Enjoy 9-foot ceilings throughout, creating an open and airy feel, and a welcoming covered front porch that adds warmth and curb appeal. Added peace of mind comes with included warranties, making this home an exceptional opportunity you won't want to miss!
Highlights of this ranch-style Copper plan include a flex room with French doors, a well-appointed gourmet kitchen showcasing a walk-in pantry and a center island with a waterfall, an open dining area and a generous great room. A covered patio offers ample opportunities for entertaining while an impressive owner's suite provides residents with the ability to enjoy privacy and quietude. You'll have no shortage of space for parking and storing your vehicles with a 2-car garage and an RV garage. This home includes a garage service door, and double sinks in the owner's bath.
The Paloma floorplan at Lomas Encantadas Estates in Rio Rancho, New Mexico is a spacious single-story home designed for buyers who want open-concept living, flexible space, and elevated comfort in a highly desirable North Rio Rancho location. Offering approximately 2,374 square feet, 4-5 bedrooms, and 2.5-4 bathrooms, this home delivers the perfect balance of functionality, design, and livability near Albuquerque. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.
The Santa Rosa is a thoughtfully designed single-story home offering approximately 1,880 square feet with open-concept living and comfortable private retreats. A defined foyer opens into the great room, kitchen, and dining area, creating a bright connected layout for everyday living and entertaining. The kitchen includes a central island, generous counter space, walk-in pantry, and direct connection to the dining area. The privately positioned owner's suite features a spacious bedroom, spa-inspired bath, dual vanities, walk-in shower, and oversized walk-in closet, while secondary bedrooms and a flexible front room support guests, work, media, or fitness space. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.
The Santa Rosa is a thoughtfully designed single-story home offering approximately 1,880 square feet with open-concept living and comfortable private retreats. A defined foyer opens into the great room, kitchen, and dining area, creating a bright connected layout for everyday living and entertaining. The kitchen includes a central island, generous counter space, walk-in pantry, and direct connection to the dining area. The privately positioned owner's suite features a spacious bedroom, spa-inspired bath, dual vanities, walk-in shower, and oversized walk-in closet, while secondary bedrooms and a flexible front room support guests, work, media, or fitness space. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.
The Bosque is a thoughtfully designed single-story home offering approximately 1,649 square feet, 3 bedrooms, and 2 bathrooms. The open-concept layout connects the great room, dining area, and kitchen to create bright, comfortable living space with excellent flow for everyday living and entertaining. At the center of the home, the kitchen features a spacious island and open sightlines that make it a natural gathering place. The layout balances openness with clearly defined living spaces, creating a functional and modern feel that supports both comfort and convenience. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.
Tucked away in the sought-after gated community of Renaissance, this beautifully maintained 3-bedroom, 2-bathroom home is ready for its next chapter. Freshly painted throughout with brand-new carpet and pad, this home feels move-in ready from the moment you step inside. The kitchen shines with sleek stainless steel appliances, perfect for everyday living or entertaining guests. But the real showstopper? Your backyard backs up to peaceful open space, giving you privacy, unobstructed views, and a rare sense of tranquility you won't find just anywhere. Enjoy the security and community feel of gated living, combined with the comfort of a home that's truly move-in ready.
Ready in October! Brand-new, never-lived-in, Silver Creek II by Pulte Homes on a premium corner homesite in the highly desirable Broadmoor Heights community. This home features a chef-inspired kitchen with granite countertops, gas cooktop, vent hood, wall oven, microwave, 42' cabinetry, and designer backsplash. The extended Gathering Room is ideal for entertaining and showcases wood-look tile, upgraded carpet, lighting, faucets, and paint throughout. A spacious 2.5-car garage offers extra room for storage, hobbies, or outdoor gear. Enjoy nearby trails, green spaces, and a 3-acre community park. Exceptional style, comfort, and location!
Situated on a spacious corner lot of approximately one quarter acre, this lovingly maintained home offers comfort, functionality, and valuable updates throughout. The three bedroom, two bathroom layout features a welcoming living area centered around a beautiful brick fireplace, creating a warm and inviting space to gather. Major improvements, including the roof, refrigerated air, furnace, water heater, and windows, provide added peace of mind. Outside, the property offers convenient RV parking, a large storage shed, and plenty of room to enjoy the outdoors. Well cared for and move in ready, this home is a wonderful opportunity for anyone looking for quality, space, and lasting value.
Located within the gated Cabezon community, this spacious single level residence offers five bedrooms, three full bathrooms, and a premium lot with open views and no immediate neighbors behind.Designed for both comfortable living and effortless entertaining, the home features multiple gathering spaces, a formal dining room, and a beautifully appointed kitchen with granite countertops, generous cabinetry, a gas cooktop, convection oven, and a large island that flows seamlessly into the family room with a cozy fireplace.Raised ceilings, skylights, upgraded lighting, and custom window treatments enhance the bright, welcoming interior, while surround sound wiring adds modern convenience. The private primary suite provides a relaxing escape with a jetted soaking tub, dual vanities, and an expansive walk in closet.Outside, the professionally landscaped yard offers peaceful views and easy access to nearby walking trails, creating the perfect setting to enjoy the outdoors. Combining generous living space, thoughtful upgrades, and a desirable gated location, this home is ready to be enjoyed.
Builder offers AMAZING FINANCING TERMS WHEN YOU USE OUR IN HOUSE LENDER, DHI MORTAGE PLUS RECEIVE $7,000 TOWARDS CLOSING COSTS! Come see our beautiful Sierra floor plan! Brand new beautifully landscaped community with Sandia views. You will enjoy the walking trails & gathering areas. This home features a beautiful kitchen with gray quartz countertops, white cabinets and a grey tile through the dining and living area that leads to a large covered patio and walled back yard. Large 5ft walk in shower in primary bedroom and double sinks make mornings easier! DR HORTON homes are built to energy efficient codes and offer best warranty for new homes.
Priced to SELL! Sellers have relocated for work! Experience refined Southwest living in this exceptional Northern New Mexico home showcasing timeless craftsmanship and breathtaking views. This elegant 4-bedroom, 4-bath residence features two master suites, an open floor plan, and stunning architectural details--brick floors, exposed adobe walls, kiva fireplaces, vigas, and tongue-and-groove cathedral ceilings. The loft/bonus room is perfect for a private office or studio. Enjoy panoramic Sandia Mountain and city light views from the wraparound porch. Situated on a .69-acre lot with an oversized two-car detached garage and an owned solar system for energy efficiency. A rare opportunity to own a beautifully crafted home of enduring quality and Southwest elegance.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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