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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 407 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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2,059+ square feet of thoughtfully designed living space. This versatile home features 3-5 spacious bedrooms, 2.5 bathrooms, an optional super closet, along with a dedicated office that can easily serve as a fourth- or fifth-bedroom ideal for remote work, hobbies, or multi-generational living. The open-concept layout creates a seamless flow between the kitchen, dining, and living areas, making the home equally suited for everyday living and entertaining. The dining area is quite large and allows for those who love to host friends and family gatherings. The gourmet kitchen serves as the heart of the home, featuring abundant counter space, a large center island, and a walk-in pantry, delivering both style and practicality.

3
BEDS
3
BATHS
2,059
SQFT
0.12
ACRES
$459,990
-10,000$ 05/10

The Venice, a beautifully appointed 3-4 bedroom, 2.5-3 bath home offering 1,888+ square feet of thoughtfully designed living space, complete with a 2-3 car tandem garage for added flexibility and storage. The open-concept layout is designed with both comfort and functionality in mind, making it ideal for everyday living and effortless entertaining. The spacious chef kitchen serves as the heart of the home, featuring abundant cabinetry, generous counter space, and a premium appliance package option, perfect for hosting gatherings or enjoying quiet nights in. The kitchen flows naturally into the dining and living areas, creating an inviting and connected living space.

3
BEDS
5
BATHS
1,888
SQFT
0.12
ACRES

Charming Pueblo-style home located in the established Corrales Heights area. Step inside to find a functional layout featuring multiple living areas, ideal for both everyday living and entertaining. The inviting living room showcases classic Southwestern character, while the kitchen offers ample space for cooking and gathering cozy fireplace.

3
BEDS
2
BATHS
1,728
SQFT
0.26
ACRES

Located in central Rio Rancho, situated on expansive 1/2 acre, sits your dreamy modern farmhouse! Cozy open kitchen, living & dining area with custom fireplace, large picture windows & 8ft sliding doors merging indoor & outdoor living. Soft luxury with stunning Sandia Mountain views! The chef's kitchen features Cafe appliances, top-quality finishes & a dream butler pantry. Unique floor plan offers space for everyone, including a large primary suite with walk-in closet connected to laundry & spa-like bath with double vanity, separate shower & soaking tub. Additional living space between bedrooms plus front bedroom for guests or office. On paved road with city utilities, it's the ONE!

4
BEDS
3
BATHS
3,050
SQFT
0.5
ACRES

Built in 2020, this stunning home offers 4 spacious bedrooms, a versatile office that could serve as a 5th bedroom, and 3 full bathrooms, blending style, function, and comfort. The open-concept main floor features elegant tile throughout, a gourmet kitchen with stainless steel appliances, an oversized pantry, and a bright breakfast nook flowing seamlessly into the living room with a tiled gas fireplace. Upstairs, the expansive primary suite boasts a spa-like bath and walk-in closet. The backyard is low maintenance with turf, rock landscaping, and a covered patio ideal for relaxing or entertaining. A 3-car garage and thoughtful finishes complete this move-in ready home.

4
BEDS
3
BATHS
2,761
SQFT
0.13
ACRES

Brand new just starting construction with completion this summer. On a deep lot in popular Lomas Encantadas, home has soaring ceilings & open-concept floorplan designed for modern living. This spacious home has Upgrades like CRAZY, features 4 huge bedrooms upstairs, including a mini suite with its own full bath and versatile loft perfect for work or play . Main bedroom is down with huge walk in closet. The light-filled living room flows seamlessly into the kitchen and dining areas, creating the ideal space for entertaining or relaxing. Enjoy built in appliances, a huge pantry in the kitchen leading out to the big patio. this home offers the perfect blend of comfort and sophistication. (photos are of current model home features will vary) Model is open every day so stop by and se

5
BEDS
4
BATHS
2,805
SQFT
0.16
ACRES

Welcome to this expansive single-story retreat featuring 3 bedrooms, 2 full baths, and the freedom of no HOA! This move-in-ready home has been refreshed with brand-new carpeting throughout and a 5-year-old roof, offering both style and peace of mind. The heart of the home is an open-concept living and dining area designed for easy entertaining. The chef-ready kitchen is a standout, featuring granite countertops, a gas range, and ample cabinetry for all your storage and baking needs. The primary suite serves as a private getaway with double sinks, a large walk-in closet, and a private bath. Four additional bedrooms provide maximum versatility.

3
BEDS
2
BATHS
1,825
SQFT
0.16
ACRES
$505,000
-10,000$ 05/14

Welcome to this beautifully maintained home in desirable Rio Rancho! Situated on a spacious half-acre lot, this property offers room to spread out and enjoy both indoor and outdoor living. The home features a bright and open living area filled with natural light, a well-appointed kitchen with ample cabinet and counter space, and a dining area perfect for gatherings.The generous primary suite provides a comfortable retreat with a large closet and ensuite bath. Additional bedrooms offer flexibility for family, guests, or a home office. Step outside to enjoy the expansive backyard with true backyard access, offering plenty of space for RV parking, toys, trailers, or future projects. The large lot provides endless possibilities for outdoor entertaining, gardening, or creating your drea

3
BEDS
2
BATHS
1,877
SQFT
0.5
ACRES

Welcome to this charming home set on a spacious half-acre lot, offering the perfect balance of comfort, space, and functionality. This well-maintained property features 3 bedrooms and 2 bathrooms, providing plenty of space for both everyday living and hosting guests. Inside, you'll find bright and inviting living areas designed for relaxation and entertaining. The home includes a 2-car garage, plus side yard access giving you ample parking and storage. With generous outdoor area and comfortable interior living, this home offers a wonderful opportunity to enjoy peaceful living with room to grow.

3
BEDS
2
BATHS
1,442
SQFT
0.59
ACRES

Immaculate, Beautifully Updated One-Story Home with 4 Bedrooms, 2.5 Bathrooms, 3 Car Garage, 2+ Living Spaces, Plus an Office! Located in the Desirable Gated Tres Colinas Community in Loma Colorado! The Gourmet Kitchen Offers a 9' Island, Granite Counters Large Dining Area, Abundant Storage and an Expansive Walk-In Pantry! The Large Primary Suite Includes an Ensuite Bathroom w/ a Custom Barn Door, Garden Tub, Separate Shower, Double Sinks and a Walk-In Closet! Additional Amenities Include Recessed Lighting, Custom Light Fixtures and Fans, Plantation Shutters, Raised Ceilings, Raised Panel Doors, No Carpet and Tankless Water Heater! Enjoy the Outside Covered Patio w/ Low Maintenance Yard! No PID!

4
BEDS
3
BATHS
3,168
SQFT
0.21
ACRES

Price Reduced! Beautiful 2,527 sqft custom built home on a 1/2 acre with beautiful Sandia Mountain views just off Broadmoor Blvd. Backyard includes a detached casita that is pre-wired and pre-plumbed for future possibilities. Interior features a striking floor-to-ceiling stacked stone fireplace, jetted tubs in both bathrooms, and a tiled walk-in shower in the primary suite. Water heater was replaced August 2023. Spacious backyard includes a covered patio, a water feature (operational but not recently used) and a small playground area. The garage opens from both sides allowing access to the backyard.

3
BEDS
2
BATHS
2,527
SQFT
0.5
ACRES
$360,000
-20,000$ 05/14

Beautifully maintained and full of charm, this 1,650 sq ft home in North Rio Rancho near Unser offers 3 bedrooms with a possible 4th bedroom or office, providing flexible living space. Enjoy decorator paint throughout, a cozy gas fireplace, and an eat-in kitchen with stainless steel appliances. The private primary suite features double sinks, a relaxing garden tub, and a walk-in closet. Step outside to a private front courtyard perfect for evening relaxation, along with fully landscaped front and back yards. This inviting home offers comfort, style, and move-in ready living in a desirable location.

3
BEDS
2
BATHS
1,650
SQFT
0.11
ACRES

Nearly new and beautifully maintained, this 8-month-old home features the popular Verbena floor plan by Pulte Homes, located in the desirable Rainbow Canyon Subdivision. This thoughtfully designed residence offers 3 bedrooms and 2 bathrooms with a functional open layout ideal for modern living. The kitchen is highlighted by granite countertops, stainless steel appliances, and ample workspace for both everyday use and entertaining. Step outside to a fully landscaped backyard designed for relaxation and gatherings, complete with banco seating, a cozy fire pit, and low-maintenance turf. With contemporary finishes, a nearly new construction feel, and a beautifully finished outdoor space, this home offers comfort, style, and convenience in one exceptional package.

3
BEDS
2
BATHS
1,588
SQFT
0.12
ACRES

Situated on 1 acre in a prestigious million-dollar neighborhood, this versatile E-1 zoned property offers endless potential with breathtaking mountain views! This 4BR, 3BA home with a 3-car garage and additional carport features a flexible floor plan including a possible dual primary setup and Jack & Jill bedrooms--perfect for multi-generational living or added privacy. Relax in the luxurious Jacuzzi tub after a long day and enjoy the comfort this home provides. A separate entrance creates an ideal opportunity for a home office, studio, salon, or home gym. Recent upgrades include a newer refrigerator, washer & dryer, and well pump for added peace of mind. All TVs convey, adding extra value and convenience.

4
BEDS
3
BATHS
2,791
SQFT
1.15
ACRES

Brand new, never-lived-in Hewitt home by Pulte. Luxurious neutral colors adorn this exceptional home. The Kitchen includes stainless appliances with a gas range, microwave and dishwasher. Textured granite countertops are accented by a light accent tile backsplash. The Twilight cabinets throughout look like a million-bucks. Open floor plan includes a separate study/office for added convenience. The Owner's Suite sports a walk-in shower with bench seat and large walk-in closet. This home is built for extreme efficiency and comfort with fantastic open space behind. Huge 3-acre park in the community with basketball court and covered eating areas and a smaller open space park with covered eating area and open grassy space are just down the street. Must see today!

3
BEDS
2
BATHS
1,731
SQFT
0.14
ACRES

Seller Financing available at 5.25 percent! This contemporary home offers over 2,700 sq ft of thoughtfully designed living space with impressive 10 ft ceilings. The main level highlights an open-concept kitchen, dining, living area and guest suite that flows to a landscaped garden with 3 fruit trees plus a full sprinkler and drip system for easy upkeep. Upstairs you'll find 3 spacious bedrooms and 2 baths, including a large primary suite with beautiful mountain views, and a versatile loft ideal for a media room, office, or play space. Practical perks include a second-floor laundry conveniently located near the bedrooms and an installed water softener. Enjoy a true suburban feel while staying close to parks, recreation, and major highways, with Santa Fe less than an hour away.

4
BEDS
3
BATHS
2,714
SQFT
0.14
ACRES

Charming and recently updated two-story home in Rio Rancho offering 3 bedrooms and 3 bathrooms. Renovated in 2024, this home features newer kitchen cabinets, appliances, updated bathrooms, and flooring throughout, creating a fresh and modern feel. The spacious eat-in kitchen provides plenty of room for cooking and gathering, while large windows throughout the home fill the interior with wonderful natural light. The primary suite offers a comfortable private retreat, and the functional floor plan provides flexibility for everyday living. Outside, enjoy a large fenced backyard--perfect for pets, gardening, or entertaining. Mature trees in the front yard provide shade and enhance curb appeal, while the one-car garage offers convenient parking and storage.

3
BEDS
3
BATHS
1,556
SQFT
0.16
ACRES

Welcome to the opportunity to build your dream home on a spacious 0.50-acre lot with breathtaking, unobstructed views of the city and the Sandia Mountains. This thoughtfully designed custom home offers approximately 2,965 sq. ft. of heated living space with expansive outdoor living areas and a large 4-car tandem garage, creating a total footprint of over 4,400 sq. ft. The proposed floor plan showcases four spacious bedrooms, three bathrooms, a dedicated home office, multiple living areas, and a chef-inspired kitchen with an oversized island and optional butler's kitchen featuring premium appliances, prep sinks, double ovens, wine storage, and a generous walk-in pantry.

4
BEDS
3
BATHS
2,965
SQFT
0.5
ACRES
$414,900
-5,000$ 05/18

Meticulously maintained single story 2067 square foot home in Cabezon. This home is move in ready and includes the following features:**Leed Gold Certified**Owned Solar System (Low Electric Bills)**Multiple Living Areas**Solid Surface Floors Throughout**Lots of Natural Light**Stainless Steel Appliances**Exquisite Master Suite with Large Walk in Closet, Separate Tub and Shower and Two Sinks in Master Bath**Tankless Water Heater**3 Car Garage**Walking Distance to Elementary School and Parks**This home is immaculate and is just waiting for a new owner!!

3
BEDS
2
BATHS
2,067
SQFT
0.16
ACRES

4 Bedroom home with spacious backyard! Located in the amazing Los Diamantes community minutes from Intel, Rust medical and The Market Street! ''The Sawyer'' by DR Horton. Stunning 4 bedroom, 2 bath and 2 car garage. Open great room and dining area invite's easy entertaining. Elegant kitchen with granite counter tops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors in kitchen, dining and all wet areas. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roofs. Smart home with Amazon Alexa connect. Refrigerated air & low- e windows!

4
BEDS
2
BATHS
1,602
SQFT
0.12
ACRES

Luxury Custom Estate with Stunning Views. Newly built on a .75-acre premium lot in Rio Rancho Estates, fully enclosed with block wall fencing and a private remote-controlled gate. Elegant interior with imported Italian marble floors, spacious great room with gas fireplace, and Arcadia glass doors showcasing city lights, desert views, and sunsets. Gourmet kitchen with quartz counters, stainless steel appliances, and custom cabinetry. Primary suite with spa-style shower, dual vanities, and walk-in closet. Outdoor entertaining on covered patio. 3-car garage and RV gate access.

3
BEDS
3
BATHS
2,640
SQFT
0.75
ACRES

Perched on a corner half-acre lot, this inviting retreat blends cozy charm with incredible outdoor living. Step into the living room with soaring beam ceilings and a warm gas kiva fireplace, opening to an airy kitchen with island--perfect for gathering. The spacious primary suite offers a relaxing bath with double sinks and a separate tub and shower. Outside, your private walled backyard is an entertainer's dream: covered patio with backyard bar and stunning views of the Sandia Mountains. Plenty of room for an RV, camper, or toys plus a 3-car garage complete the package.

3
BEDS
2
BATHS
1,893
SQFT
0.5
ACRES

Discover modern desert living in this Westway home in Rio Rancho's desirable Vista Entrada area. Situated on a .62-acre lot, this property offers space to breathe while enjoying beautiful Sandia Mountain views from the backyard. The open-concept floor plan is ideal for everyday living and entertaining, featuring a Bosch-equipped kitchen, large island, Level 5 Silestone countertops, and upgraded cabinetry. The private primary suite includes a garden tub, separate shower, double sinks, and walk-in closet. Outside you'll find a walled backyard with raised privacy walls and a custom metal gate providing backyard vehicle access. A 3-car garage offers plenty of room for vehicles, storage, or a workshop.

3
BEDS
3
BATHS
1,995
SQFT
0.62
ACRES

Discover the Somerton by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan offers four bedrooms and three bathrooms, including a luxurious master suite upstairs that serves as your private retreat--complete with natural light, a seamless en-suite bathroom, and an expansive walk-in closet. With an additional bedroom on the main floor, this home is perfect for guests or flexible living.The open-concept layout effortlessly connects the upgraded kitchen, dining, and family rooms, making everyday living and entertaining simple and enjoyable. The chef-ready kitchen features Whirlpool(r) stainless steel appliances, a large island, and beautiful quartz countertops, all included with LGI Homes' CompleteHome(tm) package.

4
BEDS
3
BATHS
2,257
SQFT
0.37
ACRES
$523,783
-1,217$ 05/10

Ready Now ! Brand new, never lived in Pulte's popular Tifton Walk home. Enjoy brand new appliances, new carpet, new A/C, new tank-less hot water heater, and so much more! This spacious single-story Tifton Walk home features a chef's kitchen w/gas cooktop, wall oven & microwave, gray shaker style cabinets & granite counters. The owners bath features Garden tub with seperate shower, upgraded tile floors extended into living area and much more! Mark this home as a must see!

4
BEDS
2
BATHS
2,105
SQFT
0.14
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.