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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 406 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Views and elegance define this stunning Pulte home, privately located at the end of a quiet cul-de-sac with park/mountain views from the primary bedroom balcony. Extensively maintained/upgraded, the home features Pella windows (2017), energy-efficient A/C w/smart controls, tankless water heater, newer interior/exterior paint, newer carpeting, upgraded lighting, hardware, flooring, gourmet kitchen appliances, enhanced landscaping, and a custom heated and cooled four-season sunroom. Add'l recent upgrades include California Closets in the laundry and primary closet, a remodeled formal dining wall, matching rock tile w/ electric fireplace in the primary bedroom, finished climate-controlled garage w/commercial-grade flooring. Over $200,000 in upgrades in the gated Corazon at Cabezon Community!

4
BEDS
3
BATHS
2,983
SQFT
0.16
ACRES

Very motivated sellers! Welcome home to this charming single-story residence that blends comfort and style. Featuring 3 spacious bedrooms and 2 full bathrooms, this home offers an open, functional layout perfect for everyday living. The kitchen shines with stainless steel appliances, granite countertops, and ample cabinet space--ideal for cooking and entertaining. Enjoy easy indoor-outdoor living with a covered back patio, perfect for relaxing or hosting gatherings, plus a convenient storage shed for tools and extras. A 2-car garage adds practicality and storage. This well-maintained home is move-in ready and offers the perfect balance of comfort, convenience, and value--don't miss this one!

3
BEDS
2
BATHS
1,835
SQFT
0.12
ACRES

Seller is willing to address the back siding repair post closing. Contractor bid has been obtained and is available upon request. 3-bedroom, 2-bath home offers flexible living with a dedicated office and additional flex space, perfect for today's work-from-home or family needs. The kitchen is crafted with custom hickory cabinets and all appliances, purchased within the last 2-3y will convey. Upgrades include a brand-new HVAC system, new roof with warranty, new flooring, and fresh interior paint. This is a move-in-ready home. Enjoy the separate laundry room and a large, blank-canvas backyard, ready for you to create your own oasis with beautiful mountain views. Situated on a .31 acres corner lot. No HOA and space for RV or toys.

3
BEDS
2
BATHS
1,602
SQFT
0.31
ACRES
$475,000
-14,900$ 03/31

This spacious 3,566 sq. ft. home offers 5 bedrooms with walk-in closets, 2.5 baths, and a 3-car garage. The main level features two inviting living areas, including a family room with a cozy gas fireplace. The open kitchen is designed for both style and functionality, showcasing upgraded stainless-steel appliances, Corian countertops, abundant cabinetry, two pantries, and a center island.With generous living space and numerous upgraded amenities throughout, this home is the perfect blend of comfort and convenience.

5
BEDS
3
BATHS
3,566
SQFT
0.16
ACRES

Motivated seller10k seller credit w/ acceptable offer! Nestled in the serene enclave of Rio Rancho, this stunning 2-story home offers tranquility and modern luxury! Built only 3 years ago, this 2,552-square-foot residence captivates with its four spacious bedrooms and thoughtfully designed living spaces. Meticulously maintained, it boasts transferable warranties for peace of mind. Step outside to your personal oasis featuring an extensive block wall ensuring privacy without any neighbors blocking views of the Mesa and Sandia Mountains. The expertly xeriscape yard requires minimal maintenance while showcasing a perfectly positioned firepit for cozy evenings under the stars. Gutters offer added protection from seasonal weather changes.

4
BEDS
3
BATHS
2,552
SQFT
0.17
ACRES

Beautiful Custom Home in the Greystone Ridge Gated Community! Located in the heart of Rio Rancho, this 4 BR, 3 Bath, 3 Car Tandem Garage home sits on a large .30 acre lot with Mountain views from the East Patio & Primary Bedroom! Features include 14 FT high Foyer w/ T&G & Wood Beams, 18 x 18 tile, Arched hallways, Formal dining room, lots of Nichos, Butlers Pantry, Wood windows, doors and trim, Custom Paint, skylights, columns, Kiva Gas Fireplace, Chefs kitchen offers an impressive 18 foot long Island, upgraded granite, gas cooktop, under cabinet lighting, pantry w/Custom door. Spacious primary suite includes private patio and dual separate vanities and Jetted Walk-In Tub, Separate shower and large WIC. Jack and Jill Full bath, abundant storage throughout! Nice patio w/Kiva FP! More!

4
BEDS
3
BATHS
2,986
SQFT
0.3
ACRES
$320,000
-5,000$ 03/05

Listed below Appraised Price & Move-In Ready For Summer! Fall in love with this charming 3-bedroom, 2-bath Chamisa Hills home located in a gated Rio Rancho Community, close to shopping, dining, and everyday conveniences. Step inside to discover nearly new LG kitchen appliances, fresh interior paint, and thoughtful updates throughout, including ceiling fans and window blinds--all completed within the last year. Tile and laminate flooring span the home for easy care and a clean, modern feel. Truly move-in ready, all that's missing is you and your personal touch to make this house your home.

3
BEDS
2
BATHS
1,336
SQFT
0.1
ACRES

Introducing a new phase of Los Diamantes, located in Rio Rancho, New Mexico, where modern design meets exceptional value. This thoughtfully planned phase offers homebuyers the opportunity to enjoy stylish, well-crafted homes in a convenient and highly desirable location--without the premium price tag. Ideally situated just minutes from Presbyterian Rust Medical Center, shopping, dining, and everyday conveniences, Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home.

3
BEDS
2
BATHS
1,289
SQFT
0.1
ACRES

$30,000 Buyer credit offered! An exquisite Vistabella masterpiece, with luxury and sophistication by renowned designer Ron Montoya, and gracefully nestled among custom homes in Rio Rancho! Featuring 3,246sf, 4 bedrooms, 3.5 bathrooms, and an RV garage, this home blends elegance and functionality. Beautifully designed living space with wood floors, a fireplace w/ a stunning marble surround. The chef's kitchen is a true showpiece, featuring sleek designer cabinetry, quartz countertops, high-end appliances, hand crafted range hood, and a generous waterfall island ideal for entertaining. Well-appointed butler's pantry! Owner's suite offers a tranquil retreat with a tray ceiling enhanced by ambient lighting and a private spa-like bath. Entertain on your expansive covered patio or party deck!

4
BEDS
4
BATHS
3,246
SQFT
0.5
ACRES
$450,000
-29,000$ 04/01

Price improvement! Popular single-story floorplan with 4/bedrooms, 2.5/bathrooms, 2 car garage. 2 living/ 2 dining areas 2 fireplaces, skylights, ceiling fans, refrigerated air, central forced heat. Don't miss this opportunity. Popular School District, NO PID and NO HOA!

4
BEDS
3
BATHS
3,085
SQFT
0.19
ACRES
$255,000
-4,900$ 03/25

This charming 3-bedroom, 2-bath mobile home sits on a permanent foundation and offers the perfect blend of comfort and space on a 1/2 acre lot. Inside, you'll find a beautifully updated kitchen, along with new paint and flooring that give the home a fresh, welcoming look. whether you're first-time buyer or looking for room to spread out, this property offers value, updates, and land, ready for you to make it your own. Backyard access!

3
BEDS
2
BATHS
1,309
SQFT
0.5
ACRES

Welcome home to 1379 Fireweed Dr NE in Rio Rancho. This lovely home has been cared for inside and out and is move in ready. The current owners updated the HVAC system with a new furnace and refrigerated air units in 2024. As you enter the front foyer, the entryway becomes an inviting space to welcome guests. Stainless steel appliances and subway tile backsplash in the kitchen gives the home a modern touch. Cathedral ceilings in the living room provide an open feel to the ample living space. You won't want to miss out on this gem!

2
BEDS
2
BATHS
1,352
SQFT
0.12
ACRES

Welcome to this brand-new manufactured home on a permanent foundation situated on a generous 1/3-acre lot. This property offers modern comfort with city water, refrigerated air conditioning, and a well-designed floor plan ideal for everyday living. The 2-car garage provides ample space for parking, storage, or a workshop. Enjoy the benefits of new construction, low-maintenance living, and room to spread out on a spacious lot. A great opportunity to own a new home with land, modern features, and lasting value--schedule your showing today. ***estimated completion is Late March***

3
BEDS
2
BATHS
1,568
SQFT
0.3
ACRES

Single-story new construction home by D.R. Horton in the Vista Grande Community of Rio Rancho, offering 1,716 sqft with 3 bed and 2 baths. Open concept living, dining, and kitchen layout with modern finishes and functional design. Private primary suite with en-suite bath and generous closet space. Includes energy-efficient features, Smart Home package, and builder warranties. ** Estimated Home Completion: April 2026**

3
BEDS
2
BATHS
1,716
SQFT
0.17
ACRES

Located in one of Rio Rancho's fastest-growing areas, this inviting home offers the perfect mix of comfort and convenience. Enjoy a bright, open layout with spacious living areas, a modern kitchen with plenty of counter space, and a private backyard ideal for relaxing or entertaining. Just a few minutes from Plaza @ Enchanted Hills, restaurants, shopping, and community amenities are at your doorstep. Experience the charm of established living paired with the excitement of growth--just minutes from everything Rio Rancho has to offer.

3
BEDS
2
BATHS
2,120
SQFT
0.16
ACRES

Aguila floorplan offering approx. 2,529 sq. ft., 3 bedrooms, 2.5+ bathrooms, and a 3-car garage. Elegant courtyard entry leads into an open foyer flowing to a spacious great room and grand patio. Flexible layout includes a versatile flex room that can serve as a study. The private primary suite features dual walk-in closets, a soaking tub, and separate shower. Thoughtfully designed secondary bedrooms, abundant storage, and customizable options throughout enhance everyday living. Located in the desirable Lomas Encantadas Estates community with easy access to amenities and commuter routes.

3
BEDS
3
BATHS
2,529
SQFT
0.18
ACRES

Welcome to this custom RayLee home in the gated section of Mariposa, offering exceptional value and priced below comps. Enjoy resort-style community amenities such as a gym, indoor and outdoor pools, walking trails, and large parks.

4
BEDS
3
BATHS
2,300
SQFT
0.36
ACRES
$685,000
-14,000$ 02/27

This luxurious masterpiece will take your breath away. Situated in a prestigious location, this home features the custom touches of your dreams. With an expansive kitchen designed for both beauty and functionality. Revel in the elegance of granite countertops, bespoke cabinetry and soaring 12-foot ceilings . Indulge in dual custom bathtubs and a thoughtfully designed jack and jill bathroom with upscale floor-to-ceiling tile. The magnificent primary bathroom offers a spacious walk-in shower with multiple heads, complemented by walk-in closets for both him and her. An additional bedroom can double as a sophisticated office. 10 foot ceilings throughout the rest of the home take luxury to the

3
BEDS
4
BATHS
2,763
SQFT
0.5
ACRES

Now priced at $679,000--one of the BEST values for over 3,000 sq ft in Loma Colorado. This highly upgraded 5-bedroom, 4-bath Sapphire model offers soaring 21-ft ceilings, a bright open layout, and true move-in-ready condition. The dramatic great room creates an immediate sense of space, while the kitchen features granite, abundant cabinetry, large island, and walk-in pantry. Step outside to a private, fully landscaped backyard with multiple living areas, fire bowl lounge, and lawn--perfect for relaxing or entertaining. Over $100K in upgrades including new stucco, landscaping, flooring, and major system improvements. Space, condition, and value--this home stands out.

5
BEDS
4
BATHS
3,063
SQFT
0.18
ACRES
$550,000
-9,999$ 04/03

PRICED TO SELL!Perfect Four Bedroom plus office home in the highly desired neighborhood of Los Diamantes! The open-concept layout is enhanced by high ceilings and natural light, creating an inviting atmosphere ideal for both entertaining and everyday living. The chef's kitchen anchors the home with stainless steel appliances, generous counter space, and a large central island. The main level primary suite, provides a spacious en-suite bath and an oversized walk-in closet. Tandem 3 car garage, two additional living spaces with glass enclosed office and oversized loft make this home complete. Fully landscaped backyard featuring a covered patio--perfect for relaxed outdoor living and Ideally situated near parks, schools, hospitals, and shopping

4
BEDS
3
BATHS
2,778
SQFT
0.14
ACRES
$354,900
-5,000$ 04/03

Welcome home to this beautifully upgraded 3-bedroom, 2-bath property in Vista Hills area of Rio Rancho. If you're looking for a move-in-ready home with modern updates, great views, and no HOA--this is it.Situated on an oversized lot with backyard access, this home offers mountain views and a prime location close to shopping, schools, and entertainment.Highlights include:New exterior & interior paint.Brand-new shaker kitchen cabinets.New Granite countertops with tile backsplash.New stainless steel appliances.Fully remodeled bathrooms with new vanities & fixtures.New light fixtures.New LVP flooring throughout.New shingle roof.Freshly updated landscaping.

3
BEDS
3
BATHS
1,284
SQFT
0.27
ACRES

The Alexandrite plan offers many spacious living areas. A charming covered entry leads past a secluded bedroom and a laundry into an open floor plan, featuring a kitchen with a center island, a dining area, and a great room with center-meet doors overlooking a covered patio. An adjacent primary suite includes a generous walk-in closet and a private bathroom. You'll also appreciate another full bath and two additional bedrooms. Our designer-curated fixtures and finishes are sure to impress.

3
BEDS
2
BATHS
1,740
SQFT
0.12
ACRES
$599,990
-40,000$ 03/24

5 bedrooms and 5 full bathrooms perfect for multi-generational living or those who simply want room to spread out. This thoughtfully designed home features a primary suite on the main level, creating a private retreat complete with a massive walk-in closet. The heart of the home is a beautifully positioned kitchen that opens seamlessly to a huge living room and dining area, ideal for gatherings of any size. A large, oversized countertop with a centrally located sink anchors the space, offering both style and functionality for entertaining, meal prep, and everyday use. A huge loft space provides additional flexibility for a second living area, media room, or shared family space. Multiple bedrooms and baths through the home including a guest suite upstairs so everyone has their own space.

5
BEDS
5
BATHS
3,255
SQFT
0.14
ACRES
$630,000
-10,000$ 04/01

Luxury living at its finest. This beautifully designed home features heated floors, a grand foyer, and an open floor plan centered around a chef's island kitchen with top-of-the-line appliances and double ovens. Large windows fill the home with natural light across four spacious bedrooms. Enjoy seamless indoor-outdoor living with a covered patio and a private rooftop deck offering endless views and complete with RV hook ups ideal for entertaining or future enhancements.

4
BEDS
3
BATHS
2,177
SQFT
0.5
ACRES

Beautiful Brand New Clayton Home will be ready June of 2026 home will sit on one acre. Close to shopping and yet still feels like country living. In the county but still in Rio Rancho School District. This four bedroom, three bath home has an open floor plan, nice kitchen, large island with seating, dining area, two living rooms, large primary bath, double sinks in vanity, lots of closet space, solar ready, large laundry room with built in coat rack with storage cubes. Large back deck to enjoy the scenery! All this plus a two car garage. Inside of Rio Rancho City Limits. Home is on a permanent foundation and qualifies for FHA, VA & Conventional.

4
BEDS
3
BATHS
2,001
SQFT
1
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.