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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 505 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Discover the Bisbee by LGI Homes at Estrella at High Range, a charming single-story home designed with space, comfort, and functionality in mind. Featuring three bedrooms, two full bathrooms and an open-concept layout, the Bisbee offers the perfect setting for making memories with family and friends. From the spacious living room to the separate dining area and chef-inspired kitchen, every detail of this home was crafted to suit your lifestyle. Whether you're hosting dinner or enjoying a cozy night in, this thoughtfully designed layout makes it all easy and enjoyable.With modern finishes throughout and plenty of space to unwind, the Bisbee delivers exceptional value and comfort in the beautiful new community of Estrella at High Range.

3
BEDS
2
BATHS
1,553
SQFT
0.15
ACRES
$410,000
-8,000$ 08/05

Single story 3-bedroom, 2-bathroom home in Northern Rio Rancho! Featuring a desirable open-concept floor plan, this home offers spacious living areas and abundant natural light. The kitchen opens seamlessly to the living and dining spaces, creating an ideal layout for everyday living and entertaining. Enjoy added privacy with no rear neighbors and a shaded backyard ready for relaxation or outdoor gatherings. Don't miss the 3 car tandem garage! Plus recent upgrades included Refrigerated AC. Located with no HOA, this property offers flexibility and freedom while remaining close to parks, schools, shopping, dining, and commuter routes. This area is rapidly growing and here is your chance to be near it all!

3
BEDS
2
BATHS
2,000
SQFT
0.19
ACRES
$485,000
-10,000$ 08/12

Welcome to this beautiful Mariposa home featuring 3 bedrooms, 3 bathrooms, 1,810 square feet and a spacious 3-car garage with premium epoxy floors. Enjoy added backyard privacy with no homes directly behind the property and no future building behind it. The fully landscaped backyard offers a wonderful space for relaxing or entertaining. Mariposa amenities include community pools, a fitness center, parks, trails and more. Rain gutters and the remaining structural warranty add extra peace of mind. Seller will consider buyer closing-cost assistance and including the brand-new furniture with an acceptable offer. Truly move-in ready!

3
BEDS
3
BATHS
1,810
SQFT
0.15
ACRES
$355,000
-10,000$ 08/07

Step inside this inviting two-story home offering 3 bedrooms, 2.5 bathrooms and multiple living areas with plenty of space to spread out, relax and entertain. Natural light fills the thoughtfully designed floor plan, while the open kitchen and main living area create the perfect setting for everything from quiet evenings to lively gatherings. Upstairs, generously sized bedrooms provide privacy and comfort, including a spacious primary suite designed for unwinding at the end of the day. A low-maintenance backyard makes outdoor living easy, and the attached two-car garage offers added storage and convenience. Ideally located near shopping, dining and major commuter routes, this well-maintained Rio Rancho home combines space, comfort and an easygoing lifestyle!

3
BEDS
3
BATHS
2,393
SQFT
0.12
ACRES

Check out this functionally practical residence at 2513 Milagro Ridge Ct NE, featuring a comfortable fireplace. The primary bedroom provides a substantial walk-in closet, and its bathroom features double sinks along with a relaxing jacuzzi tub. The exterior includes a covered patio, a fully fenced backyard, and a practical storage shed. This property combines comfort and utility in a well-appointed setting.

4
BEDS
3
BATHS
2,212
SQFT
0.18
ACRES

Beautiful Hakes Brothers home featuring energy-efficient construction and Green Built certification. This well-designed 3-bedroom, 2-bath residence offers raised ceilings, elegant 9-foot doors, and an open, spacious floor plan filled with natural light. The home includes professionally landscaped front and back yards, providing attractive outdoor living spaces with minimal maintenance. There are solar panel that provide a low monthly energy cost year-round. Combining modern comfort, quality craftsmanship, and energy-saving features, this home is move-in ready and ideal for anyone seeking style, efficiency, and convenience.

3
BEDS
2
BATHS
1,387
SQFT
0.13
ACRES

WELCOME HOME TO THIS BEAUTIFULLY MAINTAINED 4-BEDROOM, 2.5-BATH BRICK HOME TUCKED AWAY IN A QUIET RIO RANCHO CUL-DE-SAC! Designed for comfortable living, this home offers both a formal living room and spacious family room, plus an impressive kitchen featuring abundant cabinetry, a walk-in pantry, and generous workspace. The private primary suite includes a large walk-in closet, dual vanities, garden tub, and separate shower. Enjoy a fully landscaped front and backyard with a lovely shady pergola and , 3-car garage, and flexible spaces perfect for work, hobbies, or entertaining. Conveniently located near parks, schools, shopping, dining, and commuter routes, this ready-to-make-your-own home delivers the space, comfort, and lifestyle you've been searching for! Call now for your personal tour

4
BEDS
3
BATHS
2,362
SQFT
0.19
ACRES

Space, freedom, and efficiency come together in this beautifully maintained 3-bedroom, 2-bath home on a manicured half-acre lot. Enjoy outdoor living with a spacious covered patio, charming gazebos, and plenty of room for entertaining while taking in New Mexico's beautiful weather.The expansive property offers ample space for RVs, trailers, boats, and recreational vehicles. Paid-off solar adds exceptional value, helping lower utility costs and providing long-term energy savings.Conveniently located with easy access to Albuquerque, Santa Fe, and Los Alamos, this home offers the perfect blend of privacy, space, and convenience. Whether you're looking for room to spread out, entertain, or enjoy energy-efficient living, this property is ready to welcome you.

3
BEDS
2
BATHS
2,130
SQFT
0.5
ACRES

Located in Lomas Encantadas 1E in Rio Rancho, the Jane floor plan offers flexible living with elevated finishes and thoughtful upgrades throughout. Featuring an optional flex room at the garage, a 3-car garage, and an added powder bath, this home is designed to fit a variety of lifestyles with comfort and functionality in mind.Natural light welcomes you through a skylight in the foyer, while the open layout is enhanced by an 8' sliding glass door and a mix of tile, SPC, and carpet flooring throughout. The kitchen features quartz countertops, upgraded cabinetry, optional buffet cabinets, stainless steel appliances, and a gas slide-in range, creating a stylish and functional gathering space.

3
BEDS
3
BATHS
2,164
SQFT
0.17
ACRES

Located in the sought-after Northern Meadows community, this spacious 2-story home offers 4 bedrooms, 3 bathrooms, and a versatile floor plan designed for comfortable living. The well-appointed kitchen features abundant cabinet space, a pantry, large center island, and an eat-in dining area that overlooks the backyard & opens to the inviting family room with a cozy fireplace. Upstairs, the oversized primary suite provides a private retreat with a garden tub, separate walk-in shower, dual-sink vanity, and private balcony. Enjoy outdoor gatherings under the covered patio and a backyard with plenty of room to relax or play. Complete with an attached 2-car garage, this home offers the space & functionality today's buyers are looking for. Some photos have been virtually staged!

4
BEDS
3
BATHS
2,217
SQFT
0.11
ACRES

Enjoy peace of mind with a recently installed metal roof, updated flooring, fresh synthetic stucco, and desirable side-yard access. Inside, you'll find two renovated bathrooms, a newer water heater, and tasteful updates throughout the home. The landscaped backyard is ready for entertaining with outdoor kitchen utilities already in place, including water, gas, electrical, and sewer connections. The spacious lot also features side-yard parking and a large detached garage/workshop offering excellent storage and flexibility. This is a must-see!

3
BEDS
2
BATHS
1,742
SQFT
0.27
ACRES

Rare opportunity to own a truly one-of-a-kind property that combines luxury, comfort, and exceptional accessibility! Nestled on 1.1 beautifully landscaped acres, this stunning 5-bedroom, 4-bathroom home offers the perfect blend of elegant living and everyday functionality.The showstopping indoor pool is a dream come true, featuring ADA ramps and a lift so everyone can enjoy swimming year-round. Imagine starting your mornings with direct access to the pool from your private primary suite, creating a resort-style retreat right at home.Designed with thoughtful upgrades throughout, the home features an ADA-accessible kitchen and bathroom, custom-designed pantry and laundry room organization, and spacious living areas perfect for gathering with family and friends.Step outside to a covered porch overlooking the beautifully landscaped courtyard, ideal for entertaining or simply relaxing in your own private oasis. A dedicated woodworking shop with a dust collection system provides the perfect space for hobbies, projects, or extra storage.Even better, the fully owned solar panels offer energy efficiency and long-term savings--adding incredible value to this already exceptional home.Properties offering this combination of luxury, accessibility, privacy, and unique amenities rarely come to market. Whether you're looking for a forever home, multi-generational living, or an entertainer's paradise, this home truly has it all.Don't miss your chance to experience everything this extraordinary property has to offer--schedule your private showing today!

5
BEDS
4
BATHS
4,362
SQFT
1.1
ACRES
$849,000
-20,000$ 08/07

Welcome to Rio Rancho Estates! This spacious 2434 sqft home offers 3 bedrooms with the potential for a 4th bedroom. 3 bathrooms and plenty of room to live, work and entertain. The flexible floor plan provides multiple living spaces and versatility to accommodate as needed. 6-car garage! Step outside to your own backyard oasis featuring a custom swimming pool perfect for enjoying New Mexico's sunny days.

3
BEDS
3
BATHS
2,434
SQFT
2.06
ACRES

Fully landscaped 1/2 acre with unobstructed mountain views. New TPO roof (2026). Hot water heater (2025), HVAC (2021). New interior paint 6/26. Enjoy a courtyard entrance, synthetic stucco, 3 car garage, gated and paved RV side access, huge driveway, and Spanish tile front. Once inside you'll notice the soaring ceilings, pillared dining room, window wall, skylights, XL kitchen with white cabinets and granite countertops, kiva fireplace, enormous bedrooms, and custom primary walk-in shower with bonus features. The backyard is fully landscaped with 20 ft covered patio, 2 other covered seating areas, real grass, synthetic grass, planters, sheds, backyard access, horseshoe pit, and trees. City water and sewer. No HOA. Paved road surrounded by other beautiful custom homes.

4
BEDS
3
BATHS
2,821
SQFT
0.5
ACRES

Recent updates throughout the home include a new roof, stucco, water heater, upgraded 4,000 PSI concrete driveway and walkway, carpet and pad, storm door, and fresh interior paint that brightens the home and creates a clean, inviting feel.Come take a look at this beautiful home in the highly desirable Northern Meadows community of Rio Rancho! The well-maintained backyard offers attractive landscaping and a great space to relax or entertain. Priced to sell, this home presents an excellent opportunity for buyers seeking value, comfort, and peace of mind with so many major improvements already completed. Schedule your showing today--this one won't last long!

3
BEDS
2
BATHS
1,274
SQFT
0.12
ACRES

Welcome to this beautiful 3-bedroom, 2-bath home in the sought-after Wallen Park neighborhood. Featuring an open floor plan that seamlessly connects the living, dining, and kitchen areas, this home is perfect for both everyday living and entertaining. Updated vinyl plank flooring adds a modern touch throughout the main living spaces.Step outside to a backyard designed for relaxation and gatherings, complete with covered patios, a storage shed, and preparation for outdoor TVs. A 2023 saltwater hot tub is negotiable, offering the opportunity to create your own private retreat. The spacious 3-car garage provides ample room for vehicles, storage, or hobbies. This home combines comfort, functionality, and a fantastic location! Don't miss your opportunity to make it yours!

3
BEDS
2
BATHS
1,511
SQFT
0.17
ACRES

INCREDIBLE FINANCING INCENTIVES are available with our in-house lender, DHI Mortgage PLUS $5,000 toward your closing costs! The Venice by D.R. Horton is a stunning 3 bedroom, 2.5 bath home featuring a spacious 3-car tandem garage & an open-concept design perfect for entertaining. The great room and dining area flow seamlessly into a chef-inspired kitchen with gourmet built in kitchen appliances with wall oven and countertop cooktop, beautiful pendant lighting & a generous pantry. You'll find ceramic tile throughout the kitchen, dining area, living room, all wet areas, while the spacious primary suite offers double vanities, a large walk-in shower w/bench & a large walk-in closet. Additional upgrades include soaring 11-foot ceilings in the living room, 8-foot interior doors & SO MUCH MORE!

3
BEDS
3
BATHS
1,888
SQFT
0.12
ACRES

Beautiful custom home with mountain views located just far enough away from the urban hustle but close enough for convenience. Gracious front courtyard greets your guests. Excellent floor plan for living. Roomy living area has 10' beam and wood panel ceiling, kiva fireplace with gas starter, & clay plaster wall finish. Country style kitchen has a wall oven and built in cooktop island with quaint Mexican tile counters. Spacious primary suite with walk-in tiled shower, jetted tub, double vanities and large closet. Enjoy a covered outdoor patio to take in the mountain view. Lots of updates and TLC done recently to make this home move-in ready. New well, new stucco, fresh paint and new carpet, water softener, evap coolers and more! Low maintenance landscaping. All appliances included.

3
BEDS
2
BATHS
1,873
SQFT
0.5
ACRES

Beautifully updated 2 bedroom, 2 bathroom condo with a private balcony overlooking the old golf course. This unit offers a comfortable layout with great natural light and a shaded outdoor space provided by a mature tree--perfect for relaxing year-round. Recent upgrades include new Anderson windows (2025), a new Pella patio door (2025), new gas furnace (2025) installed by 1st Rate Plumbing/Heating, Water heater (2019) and a new electric A/C system (2025). The home is move-in ready with all appliances included: microwave, stove, dishwasher, refrigerator, washer, and dryer.

2
BEDS
2
BATHS
1,157
SQFT

Move in ready! No backdoor neighbor offering privacy with tall block wall. Southwestern living at its finest! The Sierra is a single story 1,519 sq. ft home offering 3 bedrooms and 2 baths. This home features a long foyer leading into the kitchen, overlooking the living and dining area. The kitchen features spacious quartz countertops, Whirlpool(r) appliances, decorative tile backsplash, and walk in pantry. Enjoy the main bedroom, bedroom 1, located off the family room. Featuring a walk in closet and large walk in shower. The Sierra offers a covered patio and 2 car garage. This home includes our HOME IS CONNECTED base package which includes the Alexa Voice control, Front Doorbell, Front Door Deadbolt Lock, Home Hub, Light Switch, and Thermostat.

3
BEDS
2
BATHS
1,519
SQFT
0.12
ACRES

Welcome home to this beautifully remodeled, modern masterpiece perfectly situated in the clean, quiet, established Corrales Heights neighborhood. Spanning an impressive 1,951 square feet, this home boasts a highly desirable and rare split-primary floorplan featuring 4 spacious bedrooms (2 primary bedrooms) and 3 beautifully updated bathrooms. The first primary suite features a generous walk-in closet and a full bath. On the opposite side of the home, the second primary suite offers ultimate flexibility for multi-generational living, guests, or a home office, featuring dual closets and a sleek 3/4 bath. Every inch of this home shines with sleek finishes, flooded with natural light through brand-new vinyl windows. Situated on a massive, nearly 1/4-acre lot, there is endless room for outdoor

4
BEDS
3
BATHS
1,951
SQFT
0.25
ACRES

Build to suit on this View, 1/2 acre, corner lot that is 99% on a paved road. Utilities in street, water down the street on 15th St. that this property intersects with. Owner is an established builder who also can BUILD TO SUIT if you are wanting a custom built home. Some plans already started for this lot or come with your own ideas and create the right home for you! Fastest growing area in Rio Rancho near Rust Hospital, eateries, shopping, movie theatre and the new market,

5
BEDS
4
BATHS
2,953
SQFT
0.5
ACRES

Welcome to this charming 3-bedroom, 13/4-bath home located in the desirable Enchanted Hills subdivision. Spacious great room with soaring cathedral/vaulted ceilings, perfect for relaxing or entertaining.The kitchen includes a cozy breakfast nook and flows seamlessly into a formal dining room or family room, offering flexibility. The primary bedroom features its own private 3/4 bath for added comfort and convenience.Step outside to enjoy the open patio with a pergola cover, providing a great space for outdoor dining. Additional features include a 2-car garage and several important updates, including a newer roof (2020), furnace (2020), and water heater (2019), offering peace of mind for years to come. Conveniently located near schools, parks, shopping, and dining.Priced to Sell!!!

3
BEDS
2
BATHS
1,532
SQFT
0.22
ACRES

Introducing 1309 Spruce Meadows Dr NE, a residence designed for everyday practicality and comfortable living. The kitchen features a convenient island, complemented by double sinks in the primary bathroom for ease of use. A spacious walk-in closet in the primary bedroom provides ample storage, while the exterior includes a patio leading to a fenced backyard. This home blends comfort and functionality, ready for its next resident.. Included 100-Day Home Warranty with buyer activation

3
BEDS
3
BATHS
2,326
SQFT
0.12
ACRES

Updated and move-in ready 3-bedroom, 2-bath home with numerous improvements throughout. The remodeled kitchen features granite countertops, a stylish tile backsplash, and generous workspace, creating a great focal point for everyday living and entertaining.Recent interior updates include fresh paint, new lighting, and laminate flooring through most of the home, with new carpet in two bedrooms for added comfort. Both bathrooms have been beautifully remodeled with tile surrounds, offering a clean and modern finish.Major system updates provide added value, including a roof approximately 5-6 years old, along with AC and water heater less than 5 years old.The converted garage provides a heated flex room that offers versatile space for a variety of uses such as a hobby room, office,

3
BEDS
2
BATHS
1,639
SQFT
0.23
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.