VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 534 listings in Rio Rancho.

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PRICE REDUCED!!!!5 bed 3 bath Home, close to amenities! Two living areas! Fireplace to enjoy! Great backyard for get togethers and enjoy a nice evening under the pergola. Spacious home and backyard! Come and check it out for yourself. Walk in closet and garden tub in master bedroom. Waiting for you....SELLER OFFERING A $10,000 CREDIT TOWARDS BUYERS NEED!!!!

5
BEDS
3
BATHS
2,134
SQFT
0.13
ACRES

Discover this well-maintained home in a quiet Rio Rancho neighborhood, offering comfortable living and thoughtful updates throughout. The bright, open layout features a welcoming living area and a functional kitchen that connects smoothly to the rest of the home. Enjoy a private, low-maintenance xeriscape backyard perfect for relaxing or customizing to your needs. Conveniently located near schools, parks, and everyday amenities, this home delivers value, comfort, and easy living in a desirable area.

3
BEDS
2
BATHS
1,672
SQFT
0.12
ACRES

This is an exceptionally well maintained home with all the bells and whistles you could want! The magnificent views overlook Corrales andthe rest of Albuquerque to the mountains! NO HOA or PID!2 primary suites upstairs are well separated and have there own wet bars and mini refrigerators. The kitchen is an entertainers dream with Wolf stove and pot filler faucet, and oven as well as a Bosh side by side refrigerator, There's even a separate icemaker and another mini refrigerator for beverages. Under counter lighting provides nice soft ambiance. Built in speakers are throughout the home as well as surround sound wiring available in both primary suitesand living room and den/workout room or 4th bedroom. Ceiling fans in all the bedrooms, den and living room. Eight security cameras are outside

3
BEDS
4
BATHS
3,561
SQFT
0.15
ACRES

Welcome to this beautiful 4-bedroom, 3-bath home located in the highly desirable Cabezon neighborhood. Designed for both comfort and functionality, this home features NEW carpet throughout and a spacious eat-in kitchen with stainless steel appliances, perfect for everyday living and entertaining. The inviting living area is centered around a cozy gas log fireplace, creating a warm and welcoming atmosphere.With a versatile floor plan and generous bedrooms this home offers plenty of space for family, guests, or a home office. Enjoy the convenience of nearby parks, walking trails, schools, shopping, and easy access to major commuter routes. Combining modern updates with a sought-after location, this move-in-ready home is one you won't want to miss!

4
BEDS
3
BATHS
1,988
SQFT
0.12
ACRES

$10,000 Seller Credit Available! Use it toward closing costs, a rate buy-down, etc. Enjoy breathtaking mountain views from this exceptional custom hacienda on a large 1-acre parcel. Spacious bedrooms incl. a private split primary suite. Gourmet kitchen features knotty alder cabinets, granite countertops, breakfast bar, and stainless steel appliances, opening to the family room w/ stunning views. Italian porcelain tile, surround sound, and high-end accent lighting add style throughout. Oversized garage offers custom cabinetry,. Quaint courtyard entry and covered rear patio with outdoor kitchen are perfect for entertaining. Seller's electric bill avg. $25 per month with incl. solar. Wtr. Softener, central vac, private well complete this remarkable home!

4
BEDS
3
BATHS
2,837
SQFT
1
ACRES

Welcome to this beautifully maintained 3-bedroom, 2-bath home with a versatile bonus room in the desirable Corrales Heights neighborhood in Rio Rancho. Situated on a spacious 1/3 acre corner lot, this property features a circular driveway, two access gates, and ample parking for RVs, trailers, or extra vehicles. Enjoy professionally landscaped front and back yards, a custom covered patio perfect for entertaining, and a workshop ideal for hobbies or storage. Conveniently located near shopping, restaurants, schools, hospitals, and parks, this home offers the perfect blend of comfort, functionality, and location. Don't miss this exceptional opportunity!

3
BEDS
2
BATHS
1,710
SQFT
0.34
ACRES

Move right in and start saving! This beautifully maintained 3-bedroom, 2-bath home in the desirable Yucatan Del Este community offers an open layout, spacious living areas, and a well-appointed kitchen with stainless steel appliances and a pantry. Enjoy a private, low-maintenance xeriscaped backyard perfect for relaxing or entertaining. Best of all, the owned solar panels are all yours, providing exceptional long-term energy savings. Conveniently located just minutes from Cabezon Park, Rust Medical Center, shopping, dining, and easy access to Albuquerque, this move-in ready residence is a wonderful place to call home.

3
BEDS
2
BATHS
1,686
SQFT
0.12
ACRES

Some homes just give you a little more room to breathe. This 3 bedroom, 2 bath home offers 1,305 square feet of comfortable single story living, but the real experience begins out back. With open space directly behind the home and beautiful views beyond, the backyard feels open, peaceful, and connected to the New Mexico landscape. Inside, the easy-flow floor plan provides comfortable spaces for everyday living, while the Rio Rancho location keeps you convenient to Rust Medical Center, parks, shopping, schools, and everyday amenities. If you're looking for a home where the setting matters just as much as what's inside, this one deserves a closer look.

3
BEDS
2
BATHS
1,305
SQFT
0.12
ACRES

Discover the perfect blend of style and comfort in this stunning Pulte Silver Creek II Model Home! Filled with natural light and modern designer finishes, this exceptional home features a chef's kitchen with KitchenAid stainless gas cooktop, vent hood, wall oven, microwave, dishwasher, refrigerator, plus washer and dryer included. Rich Tawny Brown cabinetry, Black Mist Honed granite countertops, designer backsplash, pendant lighting, and an accent ceiling create a show-stopping space. The expanded gathering room is ideal for entertaining, while large-format ceramic tile adds elegance throughout. Enjoy relaxing evenings on the covered patio beside the cozy firepit. Fully landscaped front and back, and ideally located near open green space and a 3-acre community park.

4
BEDS
2
BATHS
2,002
SQFT
0.16
ACRES

Step into this spacious awesome four bedroom home which has been professionally remodeled from top to bottom. Single story home with two living areas, extra flex room, 3 car garage, side yard access, separate RV driveway and parking, large corner lot. Recent upgrades include: HVAC, completely remodeled kitchen with center granite island and modern cabinetry, top-grade appliances, contemporary finishes in each bathroom, insulated garage doors, extra storage in garage and work bench area, exterior stucco, custom master closet, open floor plan and high vaulted ceilings. Front and back yard have zero landscaping.Great neighborhood and excellent location in the desirable Gleneagles Sub'd close to the high school, shopping and other retail outlets.

4
BEDS
2
BATHS
2,650
SQFT
0.26
ACRES

The seller is now offering a $5,000 seller credit towards buyers closing costs with an acceptable offer!! This warm and charming home offers the perfect blend of timeless appeal and modern comfort. Featuring four spacious bedrooms, a large gourmet kitchen with granite countertops, and glass sliders opening to an oversized covered patio -- ideal for year-round entertaining and relaxing.The bright and open living room provides ample space for gatherings, while the fourth bedroom easily doubles as a home office or study. You'll love the thoughtful upgrades throughout: beautiful ceramic tile flooring in the kitchen, laundry room, and all bathrooms; elegant granite counters in the kitchen and both baths; and energy-efficient LED lighting everywhere.The kitchen is a true standout, equipped with a side-by-side refrigerator, microwave, gas range, and a washer and dryer too !!

4
BEDS
3
BATHS
1,707
SQFT
0.14
ACRES

****The seller is now offering a $5,000 seller credit towards buyers closing costs with an acceptable offer! Thoughtfully designed, this amazing 3 Bedroom, 2 bathroom home features exceptional comfort, style, and value that is sure to impress.The heart of the home features an expansive open-concept living, dining, and kitchen area highlighted by large sliding glass doors that open to a spacious covered patio -- perfect for indoor-outdoor entertaining and everyday enjoyment. The generous primary suite offers a walk-in closet, separate linen closet, and a luxurious dual-sink vanity area. Additional features include:Solid granite countertops with a 4'' granite backsplash,Energy-efficient appliance package: refrigerator, washer, dryer, dishwasher, gas range, and microwave. Call us to see it today !

3
BEDS
2
BATHS
1,687
SQFT
0.11
ACRES

Amazing opportunity to own this one story gem in Northern Meadows in the heart of Rio Rancho! Recent upgrades include new quartz countertops and new tiled floors in the kitchen. GE profile oven range, new dishwasher and professional vent range hood. Updated primary bath with Venetian plaster. Guest bathroom is completely remodeled with new tile and a new vanity. Custom remote control fireplace with Venetian plaster. New windows in primary bedroom and living room. This remarkable home is freshly painted with a new air condition and heating system and also a new water heater. Additional upgrades include a new roof, garage door, patio door, custom side gates, iron gates, a dog run with a finished backyard with a mature spruce tree and other trees. Come and see all this home has to offer!

4
BEDS
2
BATHS
1,612
SQFT
0.16
ACRES

*Seller to pay Buyer's closing costs!* New Construction! Enjoy the benefits of a brand new home featuring the perfect floor plan for a single family or multi generational living. With 2 primary suites, 3 full bathrooms, and a dedicated office; ideal for extended family, guests, or working from home. The open concept design seamlessly connects the living, dining, and kitchen areas, creating the perfect space for entertaining. This home showcases custom, imported, handcrafted doors and beautifully handcrafted kitchen cabinets, adding timeless character and exceptional craftsmanship throughout. Situated on a 0.26-acre lot, the fully walled backyard offers privacy for outdoor entertaining and convenient backyard access. Schedule a showing today!

4
BEDS
3
BATHS
2,529
SQFT
0.26
ACRES

Your new home awaits! Offering $4,000 in credits! Meticulously maintained and move-in ready, this spacious home offers over 2,700 sq. ft. of living space and a three-car garage. Recessed lighting and updated fixtures add a modern touch throughout. The kitchen features stainless steel appliances, a corner pantry, and generous counter space for cooking, entertaining, and everyday living. Upstairs, the private balcony off the primary bedroom provides a peaceful place to unwind. Step outside to enjoy the spacious backyard, offering plenty of room for outdoor activities, gardening, or simply relaxing. Don't miss your opportunity to see this beautiful home, and schedule your private tour today!

4
BEDS
3
BATHS
2,751
SQFT
0.14
ACRES

Welcome home to this stunning, move-in-ready property in Cabezon. Lovingly cared for by its original owners, this 4-bedroom residence has been thoughtfully upgraded from top to bottom. Enjoy the convenience of easy-to-clean tile on the main floor and a bright, gourmet kitchen featuring new cabinets and sleek appliances. Upstairs, the home feels fresh and modern with new laminate flooring and organized built-in closet systems. Every bathroom has been refreshed with a clean, modern aesthetic. The highlight? Relax on your private upstairs deck and enjoy the peaceful views overlooking the vibrant 'A Park Above.

4
BEDS
3
BATHS
2,345
SQFT
0.13
ACRES

SELLER IS OFFERING $20,000 TO BUYERS FOR INTEREST BUY DOWN, CLOSING COSTS OR PRICE REDUCTION! OWNER FINANCING OPTION ALSO AVAILABLE. Set on nearly half an acre in Panorama Heights, this custom two-story backs to the golf course with mountain views from a private upstairs balcony. Decades-established landscaping -- fruit trees, grapevines, garden beds, mature shade trees -- surrounds a covered patio, open patio, and hot tub, giving you a backyard that already feels finished.Inside: ~3,184 sq ft, 4 bedrooms (possible 5th), 2 full baths, two living areas including a sunken living room, plus a finished heated sunroom for a home office, playroom, or retreat. The upstairs primary suite is separated from the main living area for privacy, with golf course/mountain views and a new dedicated mini-split cooling system.Highlights:Golf course frontage + mountain viewsSeller-owned solar, double-pane windows, natural gasTwo wood-burning fireplaces with insertsWorkshop/flex space, RV access and parkingOwned water softener, stainless kitchen islandCity water, public sewerBuilt 1980, 0.45+/- acre lotSchedule your private showing of 3507 Saint Andrews Drive SE.

4
BEDS
2
BATHS
3,184
SQFT
0.45
ACRES

The Sandia floorplan at Lomas Encantadas Vistas in Rio Rancho, New Mexico is the largest single-story home available in this community, offering expansive living space, 4-bedroom flexibility, and modern open-concept design. With approximately 1,907 square feet, 4 bedrooms, and 2 bathrooms, this home is ideal for growing households seeking more space while staying within reach of Albuquerque. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

4
BEDS
2
BATHS
1,907
SQFT
0.15
ACRES

No Carpet in this FOUR bedroom charmer on a quiet cul-de-sac in the beautiful community of Enchanted Hills. Open floor plan with lots of light offers a cheerful place to call home! Lots of storage including Walk-In closets in BR 2 and 3. Luxury Vinyl and tile throughout! Freshly painted too! Terraced backyard offers low maintenance turf and SW gravel landscape. Nearby park and GREAT schools. Easy access to I-25, Santa Fe, and Albuq. Minutes from Park and Ride, Shopping, and Entertainment.

4
BEDS
2
BATHS
1,848
SQFT
0.14
ACRES

Home warranty included with his home!! 4 generously sized bedrooms, new carpet, abundant storage throughout, and walk-in closets. Enjoy a fully landscaped backyard complete with a natural gas fire pit, perfect for relaxing or entertaining. Additional highlights include a 3-car garage and fiber internet availability, combining comfort, convenience, and modern connectivity in a sought-after neighborhood.

4
BEDS
3
BATHS
3,179
SQFT
0.17
ACRES
$475,000
-$20,000

Modern 4 bedroom, 3 bathroom home in a newer Rio Rancho community offering bright, open living and stylish finishes. A spacious entry leads into a long hallway that opens to an inviting open-concept layout with a large granite kitchen island, stainless steel appliances, and seamless flow into the dining and living areas. High ceilings, neutral tile flooring, and contemporary lighting create a warm, cohesive feel. The thoughtful floor plan includes a Jack-and-Jill bathroom between two bedrooms, plus a private primary suite with a generous layout and walk-in shower. All bedrooms offer comfortable space and natural light. Enjoy a covered patio and a perfect opportunity to add the finishing touches to the yard and make this a perfect home. Move-in ready with modern comfort throughout.

4
BEDS
3
BATHS
2,127
SQFT
0.13
ACRES

The Mariposa is a luxury single-story home offering approximately 3,012 square feet with expansive living space, elevated design, and a strong sense of arrival. The open-concept great room, dining area, and chef-inspired kitchen create bright, connected living ideal for entertaining and everyday comfort. A large island, generous counter space, and direct connection to the main living areas make the kitchen both functional and impressive. The private owner's suite includes a spa-style bath with dual vanities, soaking tub, large walk-in shower, and an expansive walk-in closet. A flex room and 3-car garage add versatility and storage. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

4
BEDS
3
BATHS
3,012
SQFT
0.22
ACRES

Nestled in the sought-after community of Lomas Encantadas in Rio Rancho, this stunning Jane floor plan combines luxury finishes with thoughtful functionality. Featuring an optional flex room, 3-car garage, and added powder bath, this home offers the flexibility and space today's homeowners crave.Natural light fills the home through a foyer skylight, a dramatic 4'x2' skylight above the kitchen island, and expansive glass doors that create a bright, welcoming atmosphere. The gourmet kitchen is a true showstopper, showcasing Level 4 Valbella Gold quartz countertops, a 36'' gas cooktop, double ovens, an oversized island, upgraded cabinetry with soft-close doors and dovetail drawers, and optional buffet cabinets perfect for entertaining.

3
BEDS
3
BATHS
2,164
SQFT
0.2
ACRES

Discover the perfect blend of modern design and quality craftsmanship in this stunning custom-built Rio Rancho home. Offering 2,802sqft of single-level living, this 4-bedroom, 4-bathroom residence sits on a half-acre lot and features soaring ceilings, a dramatic 17-foot tower entry, and a welcoming courtyard. The open floor plan showcases custom tile flooring, recessed ceilings, and a gourmet kitchen with granite countertops, premium appliances, and a stone island. The private primary suite features a large walk-in closet, standalone soaking tub, and an oversized walk-in shower with dual entry and a rainfall shower head. Enjoy a 906sqft covered patio with wood ceilings, epoxy-finished doors, metal fencing, RV parking, backyard access, and beautiful views.

4
BEDS
4
BATHS
2,802
SQFT
0.5
ACRES

Stunningly bright & cheery one story home w/tile roof. Open floor plan offers 3 bedrooms 2 baths/ charming chef's kitchen complete w/ gas stove & newer vent and pantry. Granite counters and lovely cabinets w/ an island offer casual dining if desired plus a pleasant dining area with chandelier lighting. Warm and welcoming living room with plenty of space for everyone!!Large primary bedroom features ceiling fan Bath has dble sinks and a spacious closet that opens to laundry room. Great separation from other 2 bedrooms which share a full bath This home is radiant with sunlight, has lovely blinds, tile flooring, carpet, refrigerated air & is landscaped front & back. Welcoming covered patio to enjoy the outdoors. No backyard neighbors! Close to schools, shopping and restaurants. Come see!

3
BEDS
2
BATHS
1,771
SQFT
0.13
ACRES

Beautiful mountain views and large backyard! Original owner. Well maintained home features 2 living areas, spacious primary suite, and family dining room. Located in a cul de sac, low traffic area. Updates include; water heater (2026) water softener (2023), refrigerator (2022), gas stove (2020). No carpet, no HOA, no PID! 3rd car garage has been converted into an office/storage area. All of the components of the garage are still there (door, opener) and can easily be converted back to a garage, if desired.

4
BEDS
2
BATHS
2,569
SQFT
0.34
ACRES

$20,000 TO MAKE IT YOURS! Seller offering up to $20,000 toward buyer closing costs, interest rate buy-down or other allowable expenses with an acceptable offer. 5 ACRES. HORSES WELCOME. SANDIA MOUNTAIN VIEWS. CITY CONVENIENCE. Rare opportunity to enjoy the space and freedom of country living just minutes from Rio Rancho shopping, dining and everyday amenities. This 2,833 SF home offers 4 bedrooms + office, 3 baths, soaring ceilings, beautiful wood vigas and expansive windows showcasing the New Mexico landscape. The private upstairs primary retreat features its own balcony with gorgeous Sandia Mountain views.Outside, the fully fenced 5 acres are ready for horses, hobbies and recreation with 3 horse stalls, hay storage and a finished detached building with water and electricity--perfect for a tack room, workshop, studio or additional workspace. An oversized 3-car garage plus abundant space for RVs, trailers and recreational vehicles provides even more flexibility.Owned solar, refrigerated air, private well, tankless water heater and reverse osmosis add efficiency and convenience.A truly hard-to-find combination of acreage, equestrian amenities, mountain views and Rio Rancho convenience--now with up to $20,000 to help make it yours!

4
BEDS
3
BATHS
2,833
SQFT
5
ACRES

Discover the Somerton by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan offers four bedrooms and three bathrooms, including a luxurious master suite upstairs that serves as your private retreat--complete with natural light, a seamless en-suite bathroom, and an expansive walk-in closet. With an additional bedroom on the main floor, this home is perfect for guests or flexible living.Experience elegant design and thoughtful functionality in the Somerton. Your dream home awaits at Estrella at High Range.

4
BEDS
3
BATHS
2,257
SQFT
0.33
ACRES

Welcome to the Wellton by LGI Homes at Estrella at High Range, a spacious five-bedroom, three-and-a-half-bathroom home designed with your family's comfort and lifestyle in mind. This beautifully crafted open-concept floor plan makes everyday living effortless, with a layout that seamlessly connects the kitchen, dining, and family rooms perfect for entertaining or enjoying quality time together.The chef-ready kitchen overlooks the dining and family areas, keeping you connected to guests and loved ones while preparing meals.Experience exceptional value, thoughtful design and the perfect place to call home at Estrella at High Range with the Wellton floor plan.

5
BEDS
4
BATHS
2,506
SQFT
0.1
ACRES

Welcome to Amreston Homes Santa Fe Plan! The welcoming full-light front door sets the stage, opening into this stunning 1,888 sq. ft., 4-bedroom, 3.5-bathroom new construction home. Built for maximum efficiency, this all-electric design blends sustainable living. The interior features impressive 8ft interior doors, a warm color palette, and striking black hardware throughout. The chef's kitchen serves as a visual masterpiece with a large waterfall island, while the inviting open concept living space boasts an electric fireplace. Situated on a sprawling half-acre lot, you'll love the outdoor freedom of the extended covered patio option and ample space for your RVs and ATVs. Tour today!

4
BEDS
3
BATHS
1,888
SQFT
0.5
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.