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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 414 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to 3197 Wingate Meadows, a beautifully maintained 3-bedroom, 2-bath home offering 1,100 square feet of comfortable living. This inviting property features an open-concept layout filled with natural light, creating a warm and welcoming atmosphere. The efficient kitchen offers ample cabinet space and flows seamlessly into the living area, perfect for everyday living and entertaining. The primary suite provides a private retreat, while two additional bedrooms offer flexibility for guests, a home office, or growing needs. Enjoy a low-maintenance yard with space to relax or entertain. Conveniently located near shopping, dining, and major roadways, this move-in ready home offers both comfort and convenience.

3
BEDS
2
BATHS
1,100
SQFT
0.21
ACRES

Step into modern comfort & thoughtful design with this stunning 4-bedroom home, built just 4 years ago. That means the roof, water heater, refrigerated air unit, heating unit, etc. are all just 4 years old! This green-certified property offers energy efficiency, lower utility costs, and sustainable living without sacrificing style or convenience. The nicely appointed kitchen flows seamlessly into the living and dining areas, making it perfect for both everyday living & entertaining. The primary suite features a large, walk-in, tiled shower making cleaning a cinch. A standout feature of this home is the private in-laws/guest/second master suite providing flexibility & privacy while still being connected to the main home

4
BEDS
4
BATHS
2,773
SQFT
0.18
ACRES

Clean and move-in ready home on a 0.28-acre fully fenced lot in Rio Rancho! Approx. 1,456 sq ft with open-concept living and dining, functional kitchen with included appliances, and refrigerator to be installed prior to closing per contract. Enjoy the front deck and spacious backyard with storage shed and side-access parking. De-titled and converted to real property on a permanent foundation with current foundation certification -- eligible for Conventional, FHA & VA financing. Zoned for Colinas del Norte Elementary, Eagle Ridge Middle, and V. Sue Cleveland High. Don't miss this one!

3
BEDS
2
BATHS
1,456
SQFT
0.28
ACRES

Welcome to this charming 3-bedroom home in Rio Rancho offering almost 1,200 square feet of comfortable living space! This light and bright home features an open floor plan that seamlessly connects the living, dining, and kitchen areas--perfect for everyday living and entertaining.Step outside to a backyard ready for your personal touch--an ideal opportunity to design and landscape exactly how you envision!

3
BEDS
2
BATHS
1,185
SQFT
0.12
ACRES

Discover this stunning new Amreston home, proudly NM Build Green Gold Certified for superior energy efficiency. This residence features the ''Cappuccino II'' color palette, offering cozy, warm tones throughout. The exterior is enhanced with elegant stone accents, while the kitchen serves as a focal point with stainless steel appliances and a beautiful herringbone tile backsplash. Granite countertops are featured throughout the home. Enjoy a great-sized backyard with incredible mountain views, perfect for outdoor living. Located in Rio Rancho near shopping, dining, and medical facilities with easy I-25 access. Great for families or as an investment! Call to schedule your tour and discuss buyer incentives. (793 characters)

3
BEDS
4
BATHS
1,530
SQFT
0.16
ACRES

Ask about $$ flex cash for interest rate buy down! Finishing touches being placed on this Brand new D.R. Horton Shenandoah plan on a premium view lot! This 1-story home offers 4 bedrooms, 2 baths, and 1,697 sq ft with a bright, open-concept layout. Featuring the Sand Dune color package with warm wood-tone cabinetry, matte black hardware, and 8-foot interior doors throughout. The gourmet kitchen includes built-in appliances, upgraded sink, and a spacious pantry, opening to the dining and great room. Enjoy indoor/outdoor living with a 3-panel sliding door to the covered patio and stunning views. The private primary suite features an upgraded shower with rain head. Light, bright, and move-in ready! Lomas Encantadas offers trails, parks and close to 528/550 access, shopping and great shools!

4
BEDS
2
BATHS
1,697
SQFT
0.11
ACRES

Rare 3-car garage + move-in ready condition on a large corner lot--this is the one buyers have been waiting for. This 3-bedroom, 2-bath home features an open-concept design, central air, and no carpet throughout for easy maintenance and a modern feel. The kitchen offers generous storage and connects seamlessly to the living and dining spaces, creating a functional and inviting layout. The split-bedroom floor plan provides privacy for the owner's suite. Enjoy outdoor living year-round and a prime location in Mountain Hawk with quick access to I-25, shopping, and dining. Strong value, clean condition, and ready for immediate occupancy.

3
BEDS
3
BATHS
1,745
SQFT
0.14
ACRES

Conveniently located, and afforably priced two bedroom condo at the Fairways. Well taken care of unit, with 1.5 baths. Living and dining area. Light and bright kitchen. Updated stainless steel appliances. One year old water heater. Stylish tile in the bathroom. Catch some fresh air on the enclosed patio. Newer washer and dryer included. Live in comfort, be close to it all. See it, love it, own it, today!

2
BEDS
2
BATHS
967
SQFT

Discover this stunning brand-new construction home in the desirable Montreal Estates! This 3-bedroom, 2.5-bathroom home is NM Build Green Gold Certified, ensuring superior energy efficiency and comfort. Situated on a prime corner lot, the property boasts a large backyard and a 2-car garage with a 4' width extension for significant extra storage. The interior features the sophisticated color palette and comes move-in ready with 2'' white faux wood blinds throughout. The modern kitchen is a standout with a 30'' stainless steel farmhouse single-bowl sink and stainless appliances. Centrally located in Rio Rancho near shopping, dining, and medical facilities with easy access to I-25. Great for families or as an investment property! Call today for tour details and buyer incentives.

3
BEDS
3
BATHS
1,651
SQFT
0.02
ACRES

This beautiful home sits on a .27-acre lot with fully xeriscaped front yard for easy maintenance. This well-maintained property features tankless water heater, water softener and the primary closet includes custom California Closets design. The home offers three spacious bedrooms plus a versatile flex room that can be used as an office or guest bedroom. High ceilings add to the open feel throughout the home with plenty of natural light, and a functional layout. The home combines comfort and location.

3
BEDS
3
BATHS
2,327
SQFT
0.27
ACRES
$399,000
-16,000$ 07/02

Meet 1313 Reynosa Loop SE, a refreshed residence featuring fresh interior paint and a comfortable fireplace. The kitchen includes all stainless steel appliances and a functional island, complementing the primary bathroom's double sinks and luxurious jacuzzi tub. A walk-in closet in the primary bedroom provides ample storage, while the exterior has a covered patio and fenced in backyard. Included 100-Day Home Warranty with buyer activation

5
BEDS
3
BATHS
2,688
SQFT
0.12
ACRES
$384,000
-5,000$ 07/02

Welcome to this beautifully updated home in the highly desirable Rio Rancho area--offering comfort, space, and freedom with no HOA. Inside, you'll find fresh paint and new carpet throughout, creating a clean, move-in-ready feel. The updated kitchen features granite countertops and ample space for cooking and entertaining, while the remodeled primary bathroom provides a modern, relaxing retreat.Major upgrades include a new roof and a new septic tank! New furnace, giving added peace of mind. The finished 2-car garage offers flexibility for storage, hobbies, or a workspace.Situated on over half an acre, this property provides rare space with convenient backyard access, a long driveway, and plenty of parking for vehicles, RVs, or toys. Go check this one out before it is gone

3
BEDS
2
BATHS
1,947
SQFT
0.59
ACRES

Charming and unique design, must see inside! Wonderful views of the Sandias, potential In-laws suite, and has 2 living areas. Property had a major renovation 10 years ago with new drywall, interior doors, granite, stainless appliances, refrigerated air, lighting, Huge laundry room and walk in pantry. Features three outdoor living areas, RV access with automatic gate and 50 Amp plug in. Solar system currently provides electricity for full home with base electric charge of about $18.00 per month. System will be paid off at closing. Subdivision Construction behind purports to have new homes that are below view line; customer to investigate to their own satisfaction. No HOA fees! Solar has produced a four month excess

4
BEDS
3
BATHS
2,375
SQFT
0.26
ACRES

Exceptional value! Get space in this large 4-bedroom home, offering far more square footage than similarly priced homes. The floorplan features two oversized living areas, the greatroom highlights a cozy corner fireplace and a built-in wet bar. The 4 bedrooms each include walk-in closets, providing incredible storage and room to grow. Step outside to a low-maintenance oasis featuring pristine artificial turf, inviting back patio, and endless room to relax. Enjoy the renowned community amenities right outside your door, including the Cabezon sparkling swimming pool, and miles of pedestrian trails. Additional highlights include excellent garage storage and dual refrigerated A/C units for comfort. Great neighbors, too! Schedule your tour today!

4
BEDS
3
BATHS
2,716
SQFT
0.12
ACRES

The home is under construction, 3 bedrooms, and 2 full baths. Open floor plan with a spacious living area that flows into the dining room and kitchen. Ideal for everyday living and entertaining. The kitchen has builder upgrades and plenty of counter space and cabinet space. The primary suite has a private bath and ample closet space. Conveniently located near shopping, dining, and local amenities. Make it yours today!

3
BEDS
2
BATHS
1,649
SQFT
0.07
ACRES
$934,000
-5,000$ 07/02

Why buy one house when you can buy two, plus have room to garage up to 8 cars on one generous .5 acre lot with no HOA or PID? The Main Home, with a 3 car garage, was finished in late 2024, and not occupied until 2025. It offers a bright, open layout with polished concrete flooring throughout for a sleek, low-maintenance finish. The kitchen is designed for everyday living AND entertaining - with solid wood cabinetry, gas range, large pantry, and abundant storage. The primary suite is spacious and there are 3 separate additional bedrooms to customize the way you live. The Casita is brand new, never lived in, and the garage has room for 5 cars, or 3 and a workshop, gym, or just ROOM, and boasts a bathroom fit for a Primary Suite! Designed and built for the current owners, a life change means

5
BEDS
5
BATHS
2,655
SQFT
0.5
ACRES

Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.

3
BEDS
2
BATHS
1,293
SQFT
0.19
ACRES

You do not want to miss viewing this 5 year old Pulte home! Motivated seller & PRICED to sell! This home sits on a spacious corner lot in Rio Rancho, offering breathtaking views of the Sandia Mountains & Abq city lights. Featuring 4 bedrooms and 3 bathrooms, the versatile layout includes two primary suites--one on the main level & another upstairs--perfect for multi-generational living or accommodating guests. The open-concept living space is filled with natural light, highlighted by soaring two-story ceilings and a dramatic second-floor overlook that adds both space and architectural appeal. A dedicated downstairs office offers flexibility and can easily function as a 5th bedroom. This home includes a 2-car garage and plenty of room to spread out inside and out! Schedule your tour today!

4
BEDS
4
BATHS
3,126
SQFT
0.23
ACRES

New Construction home, 3 bedrooms, and 2 full baths. Open floor plan with a spacious living area that flows into the dining room and kitchen. Ideal for everyday living and entertaining. The kitchen has builder upgrades and plenty of counter space and cabinet space. The primary suite has a private bath and ample closet space. Conveniently located near shopping, dining, and local amenities. Make it yours today!

3
BEDS
2
BATHS
1,442
SQFT
0.06
ACRES

This beautiful house has been lovingly upgraded and cared for. The kitchen includes new countertops, large island, backsplash, painted white ceiling-height cabinets, and stainless appliances. Dining and living rooms can be swapped! Newer LVP flooring throughout main floor. The primary suite includes upgraded bathroom with newer lighting, mirrors, faucets, and decorative moulding. Many decorative moulding details throughout upstairs bedrooms, and great storage closets. The front and back yards have beautiful landscaping with large turf area, and pathway around the yard. Great open space and views behind home. Located in the highly desirable Loma Colorado community with walking paths and parks throughout, and close to schools, library, aquatic center, and rec center

4
BEDS
3
BATHS
2,226
SQFT
0.12
ACRES

Welcome to this well maintained 3 bedroom, 2 bath home in the desirable Lomas Encantadas neighborhood of Rio Rancho. This home offers a comfortable, modern layout with quality finishes and everyday functionality in a highly rated school district. Inside, you'll find an open living, dining, and kitchen space designed for easy entertaining and daily living. The kitchen features granite countertops, generous cabinetry, and seamless flow into the main living area, while custom wood blinds and refrigerated air add comfort and style throughout. Step outside to a fully landscaped backyard with no rear neighbors, creating a private setting perfect for relaxing evenings or weekend gatherings. Conveniently located near shopping, restaurants, and I-25 for a quick commute to Albuquerque and Santa Fe.

3
BEDS
2
BATHS
1,831
SQFT
0.12
ACRES

Welcome to this stunning custom-built home by America's General Contractors, located on a spacious 0.8-acre lot in Rio Rancho Estates. Featuring modern Southwest design, this 5-bedroom, 4-bath home offers clean lines, a metal roof, and warm wood accents. Enjoy an open-concept layout filled with natural light, a designer kitchen with custom cabinetry, and seamless flow for everyday living and entertaining. The private primary suite includes a spa-inspired bath and generous closet space, while additional bedrooms provide comfort and flexibility. Complete with a 3-car garage and expansive lot with room for RV parking or outdoor living. Schedule your showing today!

5
BEDS
5
BATHS
3,000
SQFT
0.75
ACRES

Fantastic opportunity to make this Vista Hills home your own! This 3-bedroom, 4-bathroom property offers approximately 1,297 sq ft of functional living space with plenty of potential to customize and add value. Enjoy a large covered patio--perfect for relaxing or entertaining--along with a fully concrete front yard for low-maintenance living and convenient backyard access for added flexibility. Major updates have already been completed, including a new roof in 2023, HVAC system in 2019, and water heater in 2019. Whether you're a buyer with vision or looking for your next investment, this property offers a great blend of space, upgrades, and opportunity.

3
BEDS
4
BATHS
1,297
SQFT
0.25
ACRES

Now offering a $4,000 buyer credit- an excellent opportunity to personalize the outdoor space, reduce closing costs, or offset nearly two years of solar payments. Welcome to this inviting 3-bedroom, 3-bathroom home in Lomas Encantadas. Built in 2023, this newer home features a split floorplan with the primary suite separated for added privacy. The kitchen offers stainless steel appliances, a large island, and an updated backsplash, perfect for everyday living and entertaining. The spacious primary suite includes a comfortable bath and walk-in closet. Secondary bedrooms are well-sized with flexible use options. Step outside to enjoy a covered patio with beautiful Sandia Mountain views. Additional features include a 3-car garage, gutters installed in 2025, and leased solar at $169/month.

3
BEDS
3
BATHS
2,108
SQFT
0.19
ACRES

Wish you had a year round pool you don't have to maintain? A private gym? Gorgeous views from your private backyard w/ no neighbor behind? Here, where Mariposa residents enjoy private access to a beautiful community center w/ gym and indoor/outdoor swimming pools, you can have all that plus more than 50 miles of hiking and biking trails in the 2200 acre Mariposa Preserve! This single owner open concept home in gated Mariposa Redondo blends comfort and style w/ quartz countertops, premium appliances that all convey, tile and luxury vinyl plank flooring, and NO carpet. Step outside to relax and enjoy the sweeping views from the covered patio or tinker in the finished garage w/ epoxy floors and oversized workshop area. Add rain gutters and a salt-free water softener. Your desert oasis awaits!

3
BEDS
2
BATHS
2,054
SQFT
0.2
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.