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VA Loan Eligible Homes in Rio Rancho

Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 406 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to 336 4th Ave SW, a property that boasts a modern kitchen equipped with all stainless steel appliances. Step outside to enjoy the private patio with fenced in backyard perfect for outdoor dining or relaxation. The property also features a storage shed, providing ample space for your belongings. Recent updates include a partial flooring replacement, enhancing the overall aesthetic of the home. The interior has been refreshed with a coat of fresh paint, giving the home a clean and bright feel. This property is a must-see for those seeking a well-maintained and updated home. Included 100-Day Home Warranty with buyer activation

3
BEDS
2
BATHS
1,341
SQFT
0.5
ACRES

This inviting single-story home in the gated Chamisa Greens community is truly move-in ready, with big-ticket updates already done. Updates include a brand-new furnace(2024), refrigerated A/C (2024, fresh paint, & new flooring(2025), new water heater(2026), new bathroom vanities & toilets, new shower head in primary(2025), refrigerator & disposal (Oct 2024). The bright, open layout makes everyday living easy & comfortable, whether you're relaxing at home or hosting friends and family. The kitchen flows naturally into the living and dining areas, creating a space that feels connected & welcoming. The primary bedroom offers a peaceful retreat, while the additional bedrooms are perfect for guests, a home office, or whatever your lifestyle needs. Low maintenance yards front & back. Come See

3
BEDS
2
BATHS
1,255
SQFT
0.11
ACRES

Welcome to this well maintained Ann Model by Abrazo Homes, in the highy desirable Mariposa neighborhood. This thoughtfully designed home features 2 bedrooms plus a flexible room that can serve as a third bedroom, home office, or den - adaptable to suit your lifestyle. The spacious great room seamlessly flows into the open kitchen and dining area, creating an ideal space for entertaining. The kitchen is beautifully appointed with solid surface countertops, a pantry, and stainless steel appliances, offering both style and functionality. Step outside to enjoy the fully landscaped, low-maintenance backyard, complete with a tranquil water feature and covered patio. HOA includes an indoor/outdoor pool, state -of-the-art-gym, parks, open space and scenic walking trails.

3
BEDS
3
BATHS
1,762
SQFT
0.15
ACRES

Loaded to the hilt with luxury and style! The foyer welcomes you with graceful arches and raised ceilings that lead to an expansive living/dining area with a show stopping fireplace, tray ceiling, and large windows that take in the beautifully terraced backyard. Exquisite gourmet kitchen opens to the living and dining areas and includes a large pantry, stainless steel appliances, and a generous island for entertaining with ease. Secondary bedrooms and flex room are in the front of the home creating separation from the private primary suite. This parade of Homes WINNING floor plan is both practical and luxurious! Outside enjoy the easy care landscape complete with turf, colorful perennial plantings, AND a gas fire pit for those cool evenings. Owned SOLAR! PNM bill is $17/month.

3
BEDS
3
BATHS
2,163
SQFT
0.15
ACRES

Welcome to this beautifully appointed 4-bedroom, 4-bath residence nestled within a private gated enclave of the sought-after Mariposa community, where comfort, flexibility, and scenic surroundings come together effortlessly.Thoughtfully designed for multi-generational living or hosting with ease, the home features two spacious owner's suites--one conveniently located on the main level and another upstairs--each offering privacy and a serene retreat. Two additional bedrooms and well-appointed baths provide ample space for family or guests.Gorgeous dream kitchen with a huge granite island, soft close doors and slide out cabinet shelves stainless steel appliances include double oven and 5 burner gas cooktop The versatile floor plan includes two distinct living areas, perfect for both

4
BEDS
4
BATHS
3,356
SQFT
0.16
ACRES
$450,000
-25,000$ 04/01

Come and take a look at this fabulous home on a half acre lot in the lovely Los Rios sub'd featuring gorgeous mountain views from the East facing back yard under the large covered back porch. This open floor plan offers a large Kitchen with gas stove, built in microwave, granite counters plus breakfast nook. Huge Primary Bedroom with back porch access and very generous Primary Bathroom featuring large garden tub, double sink vanity and huge walk in shower. Large main Living Area with built in entertainment center and 2 way gas-log fireplace, front Dining Room, generous secondary bedrooms with full Bath in hallway. 3 Car Garage, Refrigerated air, central forced gas furnace (or radiant heat if you prefer) solar panels, RV Pad with 220 electricity. Home is 100% wheelchair accessible in & out.

3
BEDS
2
BATHS
2,114
SQFT
0.5
ACRES

This less-than-one-year-old home offers 4 bedrooms and 2.5 bathrooms with a modern, open layout. The kitchen features stainless steel appliances, all under warranty, and is filled with natural light from large windows throughout the home. Outside, enjoy a beautifully landscaped backyard with grass, an extended patio, and a full sprinkler and drip system. Mulch and brick accents are already in place for future planting or gardening. With no backyard neighbors and open space in front of the home, this property provides privacy, peaceful views, and a bright, airy feel.

4
BEDS
3
BATHS
2,140
SQFT
0.14
ACRES

Beautifully maintained Twilight Home offering comfort, style, and real value. Open floor plan with tile flooring and cozy gas fireplace. Kitchen features a large island, stainless steel appliances, and ample storage. Spacious primary suite with garden tub, double sinks, separate shower, and walk-in closet. Enjoy a fully landscaped, private backyard with fire pit and turf--no dirt lot here. Roof is six years old, upgraded with tankless water heater summer 2025, and solar panels are paid off for IMMEDIATE SAVINGS. Seller offering $7,237.68 credit towards rate buy down or closing costs with acceptable offer.

4
BEDS
2
BATHS
1,872
SQFT
0.14
ACRES

Beautifully maintained home in a desirable Rio Rancho community! This inviting residence offers a functional floor plan with spacious living areas, abundant natural light, and neutral finishes throughout. The open kitchen provides ample cabinet and counter space and flows seamlessly into the dining and living areas--perfect for everyday living or entertaining. Generously sized bedrooms offer comfort and flexibility, including a primary suite with a private bath and ample closet space. Enjoy outdoor living in the low-maintenance backyard, ideal for relaxing or gatherings. Conveniently located near parks, schools, shopping, and dining, this home combines comfort, style, and a great location. Don't miss this opportunity!

3
BEDS
2
BATHS
1,943
SQFT
0.16
ACRES

START THE YEAR IN A HOME THAT FEELS BOTH GRAND AND COMFORTABLE FROM THE MOMENT YOU ARRIVE. This spacious two story home in Enchanted Hills welcomes you with a big shade tree out front and soaring vaulted ceilings inside that fill the space with light. Tile and carpet blend comfort and style while the open kitchen becomes the heart of the home with a generous cooking area, bar seating, and clear views into the family room, perfect for everyday living and gatherings. A dedicated dining area adds flexibility for hosting. Upstairs, the primary suite is a true retreat with a walk in closet, dual sinks, garden tub, and separate shower. The large walled backyard with open patio offers privacy and room to relax, play, or entertain, all in a neighborhood known for parks, trails and all the​​‌​​​​‌​​‌‌​​‌​​​‌‌​‌‌‌​‌​​​​‌‌​​‌‌​​‌​ things!

4
BEDS
3
BATHS
2,103
SQFT
0.13
ACRES

Fall in love the moment you arrive... Turn-key, upgraded, and move-in ready--this single-story home checks all the boxes! The desirable corner lot offers space to live, entertain, and relax. Inside, enjoy vaulted ceilings, abundant natural light, and a bright, open layout. The refreshed kitchen features gleaming stainless appliances, slim-line microwave, generous counter space, and an oversized pantry. Major updates include a newer roof, refrigerated air, fresh interior paint, new lighting, and brand-new carpet. Four true bedrooms provide flexibility for family, guests, or a home office. Backyard vehicle access gate. Conveniently located near Bosque/river trails. Sparkling clean and ready for immediate occupancy. Better hurry: schedule your showing with the 505-450-HOME Team now!

4
BEDS
2
BATHS
1,593
SQFT
0.23
ACRES

Situated on a spacious 1/2 acre lot near Rust Hospital, this stunning home boasts tall ceilings, custom skylights and upgraded tinted windows offering panoramic views of city lights and mountains. The property features a fully equipped game room/flex room, walk-in closets in two bedrooms, quality wood doors and cabinets, slow-closing drawers in the kitchen, pot filler, Wolf microwave, double oven & an induction cooktop, a walk-in pantry, and two charming fountains. The backyard is perfect for entertaining with room for a pool, built-in grill, and pizza oven, your very own outside kitchen. The kitchen, primary bathroom, and outdoor cooking area all showcase elegant granite countertops. The primary bedroom includes upgraded California closets and storage in the garage.

4
BEDS
3
BATHS
3,139
SQFT
0.5
ACRES

Minutes from Intel and Rust Medical on Unser and West Side! April move in! The Sophia is a well-designed 1 story new home floorplan in where convenience meets charm. Offering 3 bedrooms, 2 bathrooms, within 1,420 square feet, the Sophia is tailored for relaxed living with just the right amount of space. Curb appeal shines through with exterior elevation options that reflect a modern desert aesthetic. Inside, the Sophia's layout centers around a fluid, open-concept space that merges the kitchen, dining, and living areas. The kitchen comes equipped with a spacious kitchen island, a decorative tile backsplash, Whirlpool(r) stainless steel appliances and coordinated cabinetry. Large windows bring in natural light. The generous living space is perfect for winding down or welcoming company.

3
BEDS
2
BATHS
1,420
SQFT
0.13
ACRES

Welcome to 2810 Arce Lane SE, a beautifully maintained 4-bed, 2-bath home with 2,141 sq ft of comfortable living space on an 8,232 sq ft lot in the desirable Cabezon area of Rio Rancho. Built in 2013, this residence offers an inviting layout, thoughtful finishes, and a 3 car garage. Enjoy the community amenities and mountain views just minutes from great shopping, dining, and outdoor recreation. Cabezon and the surrounding Rio Rancho Estates blend peaceful suburban living with easy access to Albuquerque and Sandia Mountains trails. With excellent local schools and a friendly neighborhood, this home is ideal for those seeking space and convenience in a prime Northern New Mexico location. Don't miss this rare opportunity to make it yours!

4
BEDS
2
BATHS
2,141
SQFT
0.19
ACRES

One year of HOA paid. No PID. Modern upgrades. Prime location. 4.99% VA assumable loan, what more could you ask for? This thoughtfully upgraded 2024 DR Horton home features modern finishes, an open-concept layout, and high-end touches throughout. Perfect for comfortable, but stylish living. This home includes brand new landscaping, an extended concrete pad, new light fixtures, elegant crown molding, upgraded hardware, and custom blinds. Every detail has been elevated to create a clean, modern, move-in-ready experience. This Rio Rancho home offers a rare level of privacy while still being just minutes from shopping, dining, and everyday conveniences. Seller to pay for professional floor cleaning before closing. HOA paid for 1 full year AND no PID!

4
BEDS
3
BATHS
2,078
SQFT
0.1
ACRES

15k Seller Credit Available! Welcome to your dream oasis in the heart of Rio Rancho! This stunning 4-bedroom residence is a masterpiece of modern living, offering an open and airy floor plan that invites sunlight to dance across every room. The home boasts a neutral palette that exudes elegance and tranquility, creating the perfect canvas for your personal touch. Step into the spacious living area where comfort meets style, seamlessly connecting to a gourmet kitchen equipped with top-of-the-line appliances and ample counter space.The primary suite is a private retreat featuring an en-suite bathroom designed with relaxation in mind. Three additional bedrooms offer versatility for guest accommodations, office space, or creative endeavors. The xeriscape backyard embodies low-maintenance.

4
BEDS
3
BATHS
2,543
SQFT
0.11
ACRES
$582,320
-16,890$ 02/27

Step inside this expansive home and discover a layout designed for both comfort and versatility. With generous living spaces, there is room for every member of the family and then some! The wide, open floorplan creates a seamless flow between living spaces, anchored by a spacious, welcoming foyer that sets the tone for the home.Thoughtful separation between the primary suite and secondary bedrooms offers privacy and tranquility, while customizable options let you tailor the space to your lifestyle. Whether you are entertaining in the open concept living area, enjoying quiet evenings in the primary retreat, or maximizing garage space for cars and hobbies, this home blends function with style effortlessly. The possibilities are endless, your dream home starts here.

4
BEDS
3
BATHS
2,374
SQFT
0.18
ACRES

This home design features 3 bedrooms, 2 bathrooms, 2 car garage with a welcoming entry that opens to a bright, elegant dining room. The spacious kitchen with a grand island functions as the heart of the home and the great room features a tray ceiling that highlights an abundance of natural light. Home is still under construction. The floorplan images provided are for illustrative purposes only and may not represent the exact layout, dimensions, features or options of an available home. All square footage and room dimensions are approximate and vary by elevation. Prices, plans, and terms are effective on the date of publication and are subject to change without notice.

3
BEDS
2
BATHS
1,649
SQFT
0.11
ACRES

This open floor plan is perfect for entertaining, with thoughtful details and a touch of elegance throughout. Featuring 4 bedrooms, 2.5 bathrooms, soaring ceilings in the living room, an upstairs loft, and a spacious downstairs master suite, this home offers both comfort and style. Currently under construction. The floorplan images provided are for illustrative purposes only and may not represent the exact layout, dimensions, features or options of an available home. All square footage and room dimensions are approximate and vary by elevation. Prices, plans, and terms are effective on the date of publication and are subject to change without notice. See Sales Representative for details.

4
BEDS
3
BATHS
2,440
SQFT
0.11
ACRES

Welcome to this beautifully maintained executive home in Rio Rancho's sought-after Diamond Ridge community. Built by D.R. Horton on a rare half-acre lot, this property features an open-concept layout with bright, spacious living areas and a modern, seamless flow throughout. The kitchen was refreshed in 2024 with granite countertops, custom cabinetry, and stainless appliances, offering both style and functionality. The primary suite includes a renovated balcony with durable TPO roofing and stunning Sandia Mountain views. Recent updates include newer HVAC systems, lighting, and flooring (2025). With generous indoor space and room to expand outdoors, this home blends comfort, quality, and thoughtful design in one exceptional setting.

4
BEDS
3
BATHS
4,230
SQFT
0.5
ACRES

This home design features 3 bedrooms, 2 bathrooms, 2 car garage with a welcoming entry that opens to a bright, elegant dining room. The kitchen-dining-great room configuration is ideal for family living or festive gathering. Home is still under construction. nly and may not represent the exact layout, dimensions, or features of an available home. All square footage and room dimensions are approximate and vary by elevation. Prices, plans, features, and options are subject to change without notice. See Sales Representative for details.

3
BEDS
2
BATHS
1,337
SQFT
0.11
ACRES

Beautiful new Homes by Kim Brooks spec home currently under construction! This popular Chimayo floorplan offers 3,000 sq. ft. with 4 spacious bedrooms, a large living room, and a formal dining room that can double as an office. Enjoy a 3-car garage and a half-acre lot with backyard access--perfect for space, storage, and outdoor living. High-quality construction and thoughtful design make this an exceptional opportunity to own a brand-new home in a fantastic setting.

4
BEDS
3
BATHS
3,096
SQFT
0.5
ACRES

Discover the Mazatlan - a stunning Abrazo Homes original located in the highly sought-after Scottish Isle community. Thoughtfully designed for both comfort and style, this spacious floor plan features an open-concept layout, generous natural light, and modern finishes throughout.Upstairs, the owner's suite includes its own private deck, offering elevated views that capture the beauty and tranquility of the surrounding landscape -- the perfect retreat for morning coffee or sunset unwinding.With three bedrooms, well-appointed living spaces, and a versatile layout, the Mazatlan is ideal for those seeking both everyday livability and room to grow.A rare find in this area, the home also includes a full 3-car garage, providing ample space for vehicles, storage, or hobby needs.

3
BEDS
3
BATHS
2,099
SQFT
0.12
ACRES
$360,000
-10,000$ 02/27

SELLER OFFERING $5K FLOORING CREDIT!!! Welcome to this beautiful, Pulte home, crafted in 2021 and located in Broadmoor Heights- a desirable area, near top-rated schools, community parks, scenic walking trails, local shopping, dining, and quick access to Hwy 528 for an easy commute. This modern, energy-efficient property offers a bright and spacious, open floorplan. The stylish kitchen features granite countertops, birch wood cabinets, and quality finishes throughout. A dedicated office space provides the ideal setup for working from home or potential 4th Bedroom. The home also has a beautiful tile roof! The private primary suite offers a large walk-in closet, double sinks, and a spacious walk-in shower. Additional features include an attached garage and covered patio. See it today!

3
BEDS
2
BATHS
1,803
SQFT
0.13
ACRES

Welcome to your like-new 2024 home by DR Horton. This modern residence shines with fresh interior paint and striking accent walls in the bedrooms. Step inside to discover an open floor plan and soaring high ceilings that allow tons of natural light. The kitchen features stainless steel appliances and abundant counter space, perfect for everything from weekday meals to hosting family and friends. Smart home technology is integrated throughout, offering effortless control over lighting, climate and more. This home also boasts practical upgrades such as a water softner for superior water quality and beautifully xeriscaped landscape. Outside space creates tranquil, easy care environment with breathtaking mountain views.This home also remains under builder warranty for peace of mind.

4
BEDS
2
BATHS
1,552
SQFT
0.13
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.