Homes Under $400K in Rio Rancho
Find affordable homes under $400,000 in Rio Rancho, New Mexico. These budget-friendly properties offer great value for first-time buyers, investors, and anyone looking for an affordable entry into the market.
Showing 107 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Gorgeous home located in the quiet Mountain Hawk Estates. This home was built in 2023 and is basically brand new with the added benefit of window coverings and no PID! Enjoy the open floor plan with tray ceiling made for entertaining. The kitchen is a chef's dream with quartz counter tops, tile backsplash, a gas cooktop and farmhouse sink. The master bedroom has a split floor plan with the other bedrooms on the opposite side of the house. Spacious primary with double sinks, a large walk in closet, walk-in shower, and privacy toilet. Three additional bedrooms perfect for families and working from home. The backyard features a covered patio, hot tub that conveys with no neighbors behind you! The sellers are willing to do seller financing (REC)!
Two Huge Adult Bedrooms: Welcome to 2447 Treviso Dr. SE in the desirable Astante Villas subdivision of Cabezon in Rio Rancho. This beautifully updated townhome (with 2 bedrooms -potential for 3 bedrooms), with 2-car garage, features all-new flooring throughout, fresh interior paint, a brand new washer and dryer, and a recently upgraded backyard patio perfect for relaxing or entertaining, and newly renovated 1/2 bathroom. The spacious layout offers comfortable living with both bedrooms being full adult-sized rooms, plus a newly upgraded master bath that provides a modern, private retreat.
Spacious 2 story open floor plan with 2,278 sq ft, 5 bedrooms, 2.5 baths, and a loft. All bedrooms are upstairs for added privacy. Kitchen includes stainless steel appliances. New windows installed November 2025. Backyard is a blank canvas, HOA covers front yard landscaping.
Set in the highly sought-after Enchanted Hills area of Rio Rancho, this home offers the perfect blend of comfort and convenience near Enchanted Hills Park, shopping, dining, and quick access to US-550 highway for an easy commute to Albuquerque. Enjoy a spacious 3-car garage, upgraded refrigerated air, and reverse osmosis system. The oversized primary suite features a luxurious bath with separate shower, garden tub, and private balcony/deck--perfect for taking in New Mexico sunsets. Home backs to an arroyo with a paved walking trail for added privacy and outdoor enjoyment. Huge 15x20 third bedroom offers flexible space for guests, office, or more!
OWNER TO OWNER FINANCING!!! Welcome to this stunning 4 bedroom 2 bathroom property that offers 2,106 sq ft of thoughtfully designed living space in one of the most desirable neighborhoods in Rio Rancho. This home features REFRIGERATED AIR, Central air Heating, water heater installed 2023, NEWER roof TPO with a TRANSFERABLE WARRANTY. The Solar System will be PAYED OFF by seller for new buyer! NO POLYBUTYLENE. Conveniently located close to restaurants, shopping centers and schools. Come and take a tour of this beautiful home today!
This nearly-new, 2-year-old home perfectly blends elegance with functional living. Featuring 3 bedrooms and 2 bathrooms, the heart of the home is a bright, open-concept great room that flows seamlessly into a gourmet kitchen. Outfitted with granite countertops, a classic subway tile backsplash, and stainless steel appliances, it's a space designed for both daily life and festive entertaining. Retreat to your own private, professionally landscaped backyard oasis for ultimate peace and quiet.
Perfectly located in the highly desirable River's Edgecommunity, this inviting home offers comfort, space, and a location you'll love. Step inside to a bright, open floor plan with fresh paint throughout. The country kitchen features abundant cabinetry, a pantry, and generous counter space perfectfor everyday living or hosting family and friends.Highlights Include: Spacious 3-bedroom, 2-bath layout Light-filled open living area Country kitchen with pantry & ample cabinets Private primary suite with 3/4 bath Refrigerated air for year-round comfort Nearly 1/4-acre lot with backyard access Storage shed includedWhether you're relaxing, entertaining, or enjoying theviews, this home offers the perfect place to settle in.Bring your personal touches and make it your
$10,000 Seller Credit toward Buyer's Interest Rate Buy-Down and Closing Costs! Turn-key and packed with value, this Rio Rancho home delivers a bright open layout with modern finishes buyers are searching for. The light-filled living space flows into a stylish kitchen featuring stainless steel appliances, ample cabinetry, and a large island built for gathering. Tile flooring in main areas adds durability and easy maintenance, while the spacious primary suite offers a comfortable retreat. The backyard is a blank canvas ready for landscaping, entertaining, or your custom outdoor vision. Located near parks, schools, shopping, and commuter routes, this home offers the perfect blend of convenience, functionality, and future potential!
Experience modern luxury at 721 Chuckwagon Rd SE! Recently renovated in March 2026, this home sits right across from a lovely park with mountain views and features a brand-new Owens Corning roof + energy-efficient windows. The interior shines with luxury vinyl plank floors and designer lighting. The chef's kitchen boasts granite counters and soft-close cabinets. ACT FAST: The next accepted contract INCLUDES A FULL STAINLESS STEEL APPLIANCE PACKAGE (fridge, range, microwave, and dishwasher)! From the designer tile baths to the high-efficiency systems, every detail is move-in ready. This gem won't last, book your showing today!
Welcome to Comfort, Style, and Convenience in the Heart of Rio Rancho.This beautifully refreshed 3-bedroom, 2-bathroom home offers a perfect blend of modern updates and functional living. Upon entry, you are greeted by fresh interior paint , durable, carpet-free flooring--ideal for low-maintenance living in the New Mexico, new stainless steal appliances & more.The home features nicely updated bathrooms, adding a touch of style and comfort. The well-designed floorplan provides both practicality and flexibility, making it suitable for everyday living as well as entertaining.Step outside to a large, open backyard with higher privacy walls, perfect for relaxing or entertaining. The covered patio allows for comfortable outdoor enjoyment, even during warmer months.
Step into this beautifully maintained 4-bedroom, 2-bathroom home built in 2019, offering 1,758 square feet of thoughtfully designed living space. With a 2-car garage and modern finishes throughout, this home perfectly blends comfort and functionality.The open-concept layout features a spacious kitchen, dining, and living area--ideal for entertaining family and friends. The kitchen is equipped with stainless steel appliances, granite countertops, and a generously sized pantry for all your storage needs.Each bedroom offers ample closet space, providing plenty of room for organization. The bright and spacious primary suite is a true retreat, complete with a large walk-in closet, double sinks, and a well-appointed shower.
Located in a quiet, gated community, this beautifully updated townhome offers comfort and convenience. The main level includes a spacious living room, dining area, and a well-appointed kitchen with new stainless steel appliances, including a gas range and microwave and water softener system. The primary suite is also on the first floor and features a walk-in closet and an en-suite bath with dual vanities, a garden tub, and a separate shower. Upstairs, you'll find a large loft or family room with a cozy gas log fireplace, along with a second oversized primary suite. This suite includes a dual vanity, garden tub, and an expansive walk-in closet.
Charming Pueblo-style home located in the established Corrales Heights area. Step inside to find a functional layout featuring multiple living areas, ideal for both everyday living and entertaining. The inviting living room showcases classic Southwestern character, while the kitchen offers ample space for cooking and gathering cozy fireplace.
This spacious and beautifully maintained home offers over 2,200 square feet of comfortable living space, perfect for both relaxing and entertaining. Featuring four generously sized bedrooms and 2 1/2 bathrooms, the layout includes two separate living areas along with a convenient living/dining combination that creates an open, inviting atmosphere. A versatile loft adds extra flexibility, ideal for a home office, playroom, or additional lounge space. Move-in ready and thoughtfully designed, the home also boasts a walled backyard for added privacy, complete with a covered patio for outdoor dining and a charming balcony to enjoy quiet mornings or evening sunsets.
Looking for your next home? Well look no further, you've found the one! Located in the beautiful Norther Meadows area, this 3 bedroom 2 bathroom home is full of character & love. This home comes equipped with a new water heater(2025), fully landscaped backyard ready to entertain & comes fully equipped with an irrigation system with scheduler & automatic timer! The home also comes equipped with smart features throughout the entire home! (Lights, Fans, Garage Door & more!) Come view your new move in ready home, today!
Welcome to this expansive single-story retreat featuring 3 bedrooms, 2 full baths, and the freedom of no HOA! This move-in-ready home has been refreshed with brand-new carpeting throughout and a 5-year-old roof, offering both style and peace of mind. The heart of the home is an open-concept living and dining area designed for easy entertaining. The chef-ready kitchen is a standout, featuring granite countertops, a gas range, and ample cabinetry for all your storage and baking needs. The primary suite serves as a private getaway with double sinks, a large walk-in closet, and a private bath. Four additional bedrooms provide maximum versatility.
Rare opportunity to own newer construction, in a prime Rio Rancho location. This adorable, turn-key 3 bed, 2 bath, 1314 sq ft home, is move-in ready, boasts an open floorplan, tons of natural light, beautiful outdoor spaces with desirable upgrades like solar. Many major systems still under warranty. Tons of value without the hassle of putting in all your own outdoor improvements--the backyard is already outfitted for entertaining with a generous patio, lawn, a firepit, & greenhouse for gardening. Located across from a shared open/green space & surrounded by mountain views. Coupled with quick access to local shopping, schools, RUST medical center, & I-40 or I-25, the possibilities for convenience & easy living are endless. This one is special. Come see it today.
Located on the growing west side of town, this charming 3-bedroom, 2-bath home offers comfort and convenience! The functional floor plan provides a welcoming living space perfect for everyday living or entertaining. New vinyl plank flooring, new paint, and new stone counters in kitchen! The spacious backyard is a blank canvas ready for your personal design--create the outdoor retreat you've always envisioned. Ideally situated near hospitals, shopping, restaurants, and everyday amenities, this home offers both accessibility and potential.
Beautifully maintained and full of charm, this 1,650 sq ft home in North Rio Rancho near Unser offers 3 bedrooms with a possible 4th bedroom or office, providing flexible living space. Enjoy decorator paint throughout, a cozy gas fireplace, and an eat-in kitchen with stainless steel appliances. The private primary suite features double sinks, a relaxing garden tub, and a walk-in closet. Step outside to a private front courtyard perfect for evening relaxation, along with fully landscaped front and back yards. This inviting home offers comfort, style, and move-in ready living in a desirable location.
Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.At the heart of the home is a chef-ready kitchen featuring stainless steel Whirlpool(r) appliances, quartz countertops, wood cabinetry with crown molding, recessed lighting, and a large island for extra prep space and casual dining
Charming 3-bedroom home offering 1,282 square feet of comfortable living space. The open living and dining area creates a welcoming environment for everyday living and entertaining. The kitchen features upgraded wood cabinetry and stainless steel appliances, blending style and functionality. The primary suite includes a walk-in closet and private bath with a spacious shower. Tile and carpet flooring provide both durability and comfort throughout. Outside, enjoy a nice-sized lot with backyard access, a covered patio for relaxing evenings, and a dedicated RV pad. Energy-efficient paid off solar adds long-term savings and value to this well-maintained home.
Nearly new and beautifully maintained, this 8-month-old home features the popular Verbena floor plan by Pulte Homes, located in the desirable Rainbow Canyon Subdivision. This thoughtfully designed residence offers 3 bedrooms and 2 bathrooms with a functional open layout ideal for modern living. The kitchen is highlighted by granite countertops, stainless steel appliances, and ample workspace for both everyday use and entertaining. Step outside to a fully landscaped backyard designed for relaxation and gatherings, complete with banco seating, a cozy fire pit, and low-maintenance turf. With contemporary finishes, a nearly new construction feel, and a beautifully finished outdoor space, this home offers comfort, style, and convenience in one exceptional package.
Charming and Serene! Clean, well maintained home in established, quiet and centrally located neighborhood close to shopping, entertainment and healthcare. Reroofed within the last 5 years, with recently replaced water heater and evaporative cooler. Fully landscaped with sprinkler/drip system. Covered patios in front and back with a large private backyard featuring lovely, mature shade trees perfect for outdoor entertaining. Finished garage, alarm system, and security doors front and back . All window coverings, refrigerator, washer, and dryer included. No HOA dues.
Brand new, never-lived-in Hewitt home by Pulte. Luxurious neutral colors adorn this exceptional home. The Kitchen includes stainless appliances with a gas range, microwave and dishwasher. Textured granite countertops are accented by a light accent tile backsplash. The Twilight cabinets throughout look like a million-bucks. Open floor plan includes a separate study/office for added convenience. The Owner's Suite sports a walk-in shower with bench seat and large walk-in closet. This home is built for extreme efficiency and comfort with fantastic open space behind. Huge 3-acre park in the community with basketball court and covered eating areas and a smaller open space park with covered eating area and open grassy space are just down the street. Must see today!
Tucked away in desirable Mountain Hawk Estates, this well-maintained home offers comfort, privacy, and value. The peaceful feel of the community and the beautiful southwestern landscape offer a new lifestyle away from the city. Inside, the home is clean and well cared for, featuring a bright kitchen with stainless steel appliances, granite countertops and a functional living space designed for everyday comfort. Step outside to relax in the private finished backyard with a hot tub perfect for unwinding or entertaining guests. With its move-in ready condition and inviting atmosphere, this property presents an excellent opportunity for anyone, owner or investor. Don't miss the chance to own a home in this quiet and welcoming neighborhood.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.