Homes Under $400K in Rio Rancho
Find affordable homes under $400,000 in Rio Rancho, New Mexico. These budget-friendly properties offer great value for first-time buyers, investors, and anyone looking for an affordable entry into the market.
Showing 126 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Experience the added privacy and natural light of an end unit in this beautiful brand-new 2-unit building. This complete 2-story attached New Construction home offers a perfectly proportioned 1,619 sq. ft. floor plan designed for modern efficiency and comfort. This 3 bed/2.5 bath, maximizes the living area on the main floor & bedroom sizes upstairs. Cook and entertain with ease on stunning granite countertops & stainless-steel appliances. The zero-maintenance, easy-to-maintain yard so you can spend your time enjoying your new home. NM Build Green Gold Certified, provides long-term energy savings. Centrally located, easy access to Unser Blvd, and placed near shopping, top-rated medical facilities, and dining. Great choice for a first-time buyer or a low-maintenance investment property.
Seller is offering $5,000.00 towards buyer closing costs! Discover the perfect blend of tranquility and adventure with this Brand New Clayton Home nestled on a spacious 1 acre lot perfect for multiple use ready for your vision. A community on the rise! Featuring three bedrooms and two bathrooms, an open concept, living room and kitchen island. Lounge cool with refrigerated air. Stunning views of the Sandia Mountains right in your backyard. Home is located just a few minutes from Unser and offers many close by amenities. Schedule a private tour.
Welcome to this beautifully upgraded single-story home offering the perfect blend of modern style, functionality, and energy efficiency. Featuring 3 spacious bedrooms, 2 bathrooms, and a 2-car garage, this home is designed for comfortable everyday living with thoughtful custom touches throughout. Step inside to discover a bright, open floor plan highlighted by 9' ceilings, recessed LED lighting, and a seamless flow between the great room, dining area, and kitchen--ideal for both entertaining and relaxing. The expansive tiled great room serves as the heart of the home, opening effortlessly to a stunning chef-inspired kitchen complete with a large bar-top island, gorgeous granite countertops, like-new stainless steel appliances, a striking backsplash, and a custom chef's range hood. Enjoy
Two Huge Adult Bedrooms: Welcome to 2447 Treviso Dr. SE in the desirable Astante Villas subdivision of Cabezon in Rio Rancho. This beautifully updated townhome (with 2 bedrooms -potential for 3 bedrooms), with 2-car garage, features all-new flooring throughout, fresh interior paint, a brand new washer and dryer, and a recently upgraded backyard patio perfect for relaxing or entertaining, and newly renovated 1/2 bathroom. The spacious layout offers comfortable living with both bedrooms being full adult-sized rooms, plus a newly upgraded master bath that provides a modern, private retreat.
Spacious 2 story open floor plan with 2,278 sq ft, 5 bedrooms, 2.5 baths, and a loft. All bedrooms are upstairs for added privacy. Kitchen includes stainless steel appliances. New windows installed November 2025. Backyard is a blank canvas, HOA covers front yard landscaping.
Welcome to Stonegate! We are thrilled to introduce you to the beautiful ''Sierra'' floorplan by D.R. Horton. This single-story 1,519 sq. ft. residence boasts 3 bedrooms, 2 baths, and a kitchen equipped with spacious granite countertops, Whirlpool(r) appliances, decorative tile backsplash, and a walk-in pantry. The primary bedroom features a walk-in closet and a large walk-in shower, while bedrooms 2 and 3 are conveniently located on the other side of the home. Additionally, the Sierra offers a covered patio, a 2-car garage, and comes with our HOME IS CONNECTED smart-home package, including Amazon Voice control, Front Doorbell, Front Door Deadbolt keyless entry Lock, Smart Home Hub, Smart switch Light Switch, and more. Don't forget to ask about our current incentives!
Move in ready and amazing incentives! Ideally situated just minutes from Presbyterian Rust Medical Center, shopping, dining, and everyday conveniences, Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home. Homes in this new phase are designed with affordable luxury in mind, featuring open-concept floorplans, contemporary finishes, and flexible living spaces that maximize both comfort and functionality. Every detail is carefully considered to deliver lasting quality, modern style, and outstanding value--making it easier to step into homeownership with confidence.
Back on market due to no fault of the seller! Welcome to this spacious 4-bedroom, 3-bath home located in Rio Rancho. This property offers a functional layout with two separate living areas and large bedrooms, providing plenty of room for everyday living, entertaining, or flexible use.The seller is offering a credit toward a full new roof with an acceptable offer, providing added value and opportunity for the next owner.Conveniently located near schools, parks, shopping, and commuter routes, this home presents a great opportunity to own a spacious property in a growing area.
Welcome to Comfort, Style, and Convenience in the Heart of Rio Rancho.This beautifully refreshed 3-bedroom, 2-bathroom home offers perfect, functional living. Upon entry, you are greeted by fresh interior paint , durable, carpet-free flooring--ideal for low-maintenance living in the New Mexico, NEW stainless steal appliances & more.The home features nicely updated bathrooms, adding a touch of style and comfort. The well-designed floorplan provides both practicality, making it suitable for everyday living as well as entertaining.Step outside to a large, open backyard with higher privacy walls, perfect for relaxing or entertaining. The covered patio allows for comfortable outdoor enjoyment, even during warmer months.
*Price Improved*Don't miss out on the best value in the Mountain Hawk Community! Welcome to this expansive single-story retreat featuring 3 bedrooms, 2 full baths, and the freedom of no HOA! This move-in-ready home has been refreshed with brand-new carpeting throughout and a 5-year-old roof, offering both style and peace of mind. The heart of the home is an open-concept living and dining area designed for easy entertaining. The chef-ready kitchen is a standout, featuring granite countertops, a gas range, and ample cabinetry for all your storage and baking needs. The primary suite serves as a private getaway with double sinks, a large walk-in closet, and a private bath. Four additional bedrooms provide maximum versatility.
Welcome to this charming home set on a spacious half-acre lot, offering the perfect balance of comfort, space, and functionality. This well-maintained property features 3 bedrooms and 2 bathrooms, providing plenty of space for both everyday living and hosting guests. Inside, you'll find bright and inviting living areas designed for relaxation and entertaining. The home includes a 2-car garage, plus side yard access giving you ample parking and storage. With generous outdoor area and comfortable interior living, this home offers a wonderful opportunity to enjoy peaceful living with room to grow.
Highly motivated seller!!! Beautifully maintained and full of charm, this 1,650 sq ft home in North Rio Rancho near Unser offers 3 bedrooms with a possible 4th bedroom or office, providing flexible living space. Solar panels to be paid off at closing!! Enjoy decorator paint throughout, a cozy gas fireplace, and an eat-in kitchen with stainless steel appliances. The private primary suite features double sinks, a relaxing garden tub, and a walk-in closet. Step outside to a private front courtyard perfect for evening relaxation, along with fully landscaped front and back yards. This inviting home offers comfort, style, and move-in ready living in a desirable location.
Nearly new and beautifully maintained, this 8-month-old home features the popular Verbena floor plan by Pulte Homes, located in the desirable Rainbow Canyon Subdivision. This thoughtfully designed residence offers 3 bedrooms and 2 bathrooms with a functional open layout ideal for modern living. The kitchen is highlighted by granite countertops, stainless steel appliances, and ample workspace for both everyday use and entertaining. Step outside to a fully landscaped backyard designed for relaxation and gatherings, complete with banco seating, a cozy fire pit, and low-maintenance turf. With contemporary finishes, a nearly new construction feel, and a beautifully finished outdoor space, this home offers comfort, style, and convenience in one exceptional package.
Charming and recently updated two-story home in Rio Rancho offering 3 bedrooms and 3 bathrooms. Renovated in 2024, this home features newer kitchen cabinets, appliances, updated bathrooms, and flooring throughout, creating a fresh and modern feel. The spacious eat-in kitchen provides plenty of room for cooking and gathering, while large windows throughout the home fill the interior with wonderful natural light. The primary suite offers a comfortable private retreat, and the functional floor plan provides flexibility for everyday living. Outside, enjoy a large fenced backyard--perfect for pets, gardening, or entertaining. Mature trees in the front yard provide shade and enhance curb appeal, while the one-car garage offers convenient parking and storage.
Welcome to this beautifully remodeled gem in the heart of Rio Rancho! This charming 3-bedroom, 2-bath, single-story home offers comfort, style, and peace of mind--all in one inviting package. Step inside to discover a fresh, modern interior with thoughtful updates throughout. The open and functional floor plan creates an easy flow for both everyday living and entertaining. Cozy up by the wood-burning stove on chilly New Mexico evenings and enjoy the warm, welcoming ambiance it brings to the living space. This home also offers major system upgrades, including a brand-new furnace and new water heater, giving buyers added confidence and long-term value. The spacious bedrooms provide comfortable retreats, while the updated bathrooms add a clean, contemporary touch. The 1-car garage offers
Fantastic single level floor Plan with lots of natural light and 4 bedrooms. Spacious kitchen with breakfast nook area is open to the living dining room. Lots of counter and cabinet space plus a pantry. Primary bedroom has a walk in closet and a large primary bathroom. Roof was replaced 2023. Enjoy easy care outdoor living with a covered back patio and views from the back yard! Seller enjoyed watching Balloons land right behind the home. Lovely area with quick access to Unser and NO HOA.
Beautifully updated home featuring 3 bedroom plus a dedicated office or optional guest room. This home is move in ready and has more then $50,000 worth of recent upgrades which includes new floors, new countertops and the garage now has epoxy! The spacious primary suite offers privacy and comfort with a walk-in closet. Enjoy the clean slate backyard to make your own and convenient location!
Brand new heating and cooling system as well as newly updated HVAC. So clean and move-in ready! This beautiful 4-bedroom, 3-bathroom home in the desirable Northern Meadows subdivision is the perfect place to call your own. The spacious primary suite features a large walk-in closet and a lovely sitting area, creating a true private retreat. With generous living areas and a functional layout, this home offers comfort and flexibility for everyday living and entertaining. Conveniently located near Cleveland High School and just minutes from Unser Blvd with easy freeway access to both Rio Rancho and Albuquerque. Enjoy being close to the Santa Ana Star Center, shopping, dining, parks, and everyday conveniences. Schedule your showing today!
Exceptional views from this one-owner Pulte home located in the desirable Lomas Encantadas at Enchanted Hills. This property offers custom backyard landscaping, refrigerated air, a water softener, and Hunter Douglas blinds. The kitchen features GE Profile appliances, maple cabinetry, and 18-inch ceramic tile flooring, which continues through the entry, utility room, and bathrooms. The owner's suite includes bay windows with expansive views, a tray ceiling, a large walk-in closet, and a five-piece bath with a custom walk-in tub. Finished garage with remote openers. Conveniently located near I-25, the Rail Runner, medical facilities, grocery stores, shopping, and schools. Inquire about Interest Rate Buy Down Options good through 6/30/2026.
Located in Rio Rancho, this inviting, light-filled residence immediately welcomes you with an open layout, recessed lighting throughout, and a stylish blend of carpet and tile flooring. The kitchen is thoughtfully designed with included appliances, a pantry, and a stylish backsplash, flowing seamlessly into the living area for effortless everyday living and entertaining. The primary suite offers an ensuite bath featuring a walk-in shower, double-sink vanity, and a generous walk-in closet, while refrigerated air, a laundry room, and a two-car garage provide added comfort and convenience. Outside, enjoy low-maintenance landscaping and a fully walled backyard, all at a price that makes ownership irresistible. Don't miss your chance, schedule your showing today!
Welcome to this well maintained single story home located on a desirable corner lot in Rio Rancho! Featuring attractive curb appeal with a classic stucco exterior, clean architectural lines, this home offers both comfort and functionality. The corner lot enhances privacy and creates a more open, spacious feel with possible backyard access. Inside, you'll find a thoughtfully designed layout perfect for everyday living and entertaining. Conveniently located near schools, parks, shopping, and dining, this home offers both comfort and accessibility in a growing Rio Rancho community.A great opportunity to own a move-in ready home. Schedule your showing today!
MOVE IN READY! Introducing a new phase of Los Diamantes, located in Rio Rancho, New Mexico, where modern design meets exceptional value. This thoughtfully planned phase offers homebuyers the opportunity to enjoy stylish, well-crafted homes in a convenient and highly desirable location--without the premium price tag. Ideally situated just minutes from Presbyterian Rust Medical Center, shopping, dining, and everyday conveniences, Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home.
Back on the Market! This inviting single-story home in the gated Chamisa Greens community is truly move-in ready, with big-ticket updates already done. Updates include a brand-new furnace(2024), refrigerated A/C (2024, fresh paint, & new flooring(2025), new water heater(2026), new bathroom vanities & toilets, new shower head in primary(2025), refrigerator & disposal (Oct 2024). The bright, open layout makes everyday living comfortable, whether you're relaxing at home or hosting friends and family. The kitchen flows naturally into the living and dining areas, creating a space that feels connected & welcoming. The primary bedroom offers a peaceful retreat, while the additional bedrooms are perfect for guests, a home office, or whatever your lifestyle needs. Low maintenance yards front & bac
CLOSING COST ASSISTANCE OFFERED! No PID, Modern upgrades & a Prime location. This thoughtfully upgraded 2024 DR Horton home features an open-concept layout, and high-end touches throughout. Perfect for comfortable, but stylish living. This home includes brand new landscaping, an extended concrete pad, new light fixtures, elegant crown molding, upgraded hardware, and custom blinds. Every detail has been elevated to create a clean, modern, move-in-ready experience. This Rio Rancho home offers a rare level of privacy while still being just minutes from shopping, dining, and everyday conveniences. Back on market due to buyer financing. Ready for its new owners! 4.99% VA assumable loan!
Hidden within a beautiful, gated community, this corner-lot gem offers stunning Sandia Mountain views and a versatile floor plan. The main level features a primary suite plus a flexible second room perfect as an office, studio, gym, or guest bedroom. Upstairs, a guest retreat which includes a cozy gas fireplace and private balcony, ideal for relaxing or hosting company. Pride of ownership is evident throughout, and the convenient location places you minutes from shopping, dining, and more. With HOA covering water, sewer, streets, and common areas, this home is perfect for year-round living or a lock-and-leave lifestyle.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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