Homes Under $400K in Rio Rancho

Find affordable homes under $400,000 in Rio Rancho, New Mexico. These budget-friendly properties offer great value for first-time buyers, investors, and anyone looking for an affordable entry into the market.

Showing 178 listings in Rio Rancho.

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4337 Golden Eagle Loop NE, Rio Rancho

Rio Rancho Hawksite Tract 27 Phase 2
$375,000

Welcome to 4337 Golden Eagle Loop, a beautifully maintained 4-bedroom, 2-bath home featuring a bright, open floor plan and generous storage throughout. The spacious gourmet kitchen is designed for both everyday living and entertaining, with stainless steel appliances, a center island, pantry, built-in microwave, and reverse-osmosis system.Enjoy year-round comfort with refrigerated air, then step outside to a professionally landscaped, low-maintenance backyard that provides a wonderful setting for relaxing, entertaining, or simply enjoying the outdoors.This move-in-ready home comes complete with all appliances, along with a water softener and home security system, adding convenience from day one. Located within a highly rated school district, the home offers a desirable location to complement its many features.With its comfortable layout, thoughtful upgrades, included appliances, and inviting outdoor space, 4337 Golden Eagle Loop is ready to welcome its next owner. Schedule your showing today and come see everything this wonderful home has to offer!

4
BEDS
2
BATHS
1,734
SQFT
0.12
ACRES

Welcome to this beautiful, well-kept brick home in Rio Rancho! Offering 4 bedrooms, 2 bathrooms, a 2 car garage, and a massive backyard with incredible mountain views, this home has so much to offer. Enjoy the comfort of refrigerated air, a newer metal roof, and a spacious layout designed for everyday living. All appliances convey with the home, making this an easy move-in opportunity. Beautifully maintained and ready for its next owner. SELLER CREDIT TOWARDS CARPET REPLACEMENT AT CLOSING. Come see this one today!

4
BEDS
2
BATHS
1,539
SQFT
0.35
ACRES

Welcome home to this beautifully maintained 1,420 sq. ft. gem featuring a highly desirable open floor plan that's just the right size--not too big and not too small! With 3 bedrooms and 2 bathrooms, this home offers comfortable living for a variety of lifestyles. From the moment you arrive, you'll appreciate the upgraded front door and attractive curb appeal. Inside, the spacious living area and primary bedroom are enhanced with ceiling fans for added comfort. The private primary suite features a double-sink vanity and an oversized walk-in closet, providing plenty of storage and convenience. Step outside to enjoy the low-maintenance exterior complete with a durable tile roof, a custom Leaf Filter gutter system, a beautifully landscaped backyard, and a gas stub ready for your barbecue grill--perfect for entertaining family and friends. This move-in-ready home combines comfort, functionality, and thoughtful upgrades. Don't miss your opportunity to make it yours--schedule your private showing today!

3
BEDS
2
BATHS
1,420
SQFT
0.13
ACRES

1928 Cortina Loop SE is a residence with a functional layout and comfortable living spaces throughout. The kitchen features stainless steel appliances and a walk-in pantry, creating a well-equipped space for cooking and entertaining. Modern finishes carry through the interior. A fully fenced backyard creates ample room for relaxation and entertaining. This residence combines practical design with comfortable living spaces, delivering functional amenities throughout every room.. Included 100-Day Home Warranty with buyer activation

2
BEDS
3
BATHS
1,883
SQFT
0.07
ACRES

Welcome to this well-maintained, single-owner 3-bedroom, 2-bath home situated on a spacious 0.5-acre lot. Enjoy incredible mountain views from your own backyard while appreciating the peace and privacy this property offers. Inside, you'll find a thoughtfully cared-for home with comfortable living spaces and plenty of natural light.The main living areas showcase custom Southwest-inspired lighting fixtures that add warmth and character, while the kitchen and bathrooms feature matching granite countertops for a cohesive, timeless look. Enjoy the convenience of an attached 2-car garage plus an additional 1-car carport, providing ample parking and storage.

3
BEDS
2
BATHS
1,450
SQFT
0.5
ACRES

Comfort and style in this beautiful 3bedroom, 2-bath home located in a beautiful, peaceful neighborhood. Open floor plan perfect for entertaining. The spacious primary suite features a walk in closet. Enjoy the convenience of being just a short drive to grocery stores, popular restaurants, and walking distance to local park for outdoor fun. This home offers the perfect balance of tranquility, convenience, and lifestyle. Vacant and ready for the new owners.

3
BEDS
2
BATHS
1,423
SQFT
0.11
ACRES

Welcome to this well-maintained home tucked away on a quiet cul-de-sac in Rio Rancho. Enjoy beautiful Sandia Mountain views from the backyard and a functional open-concept layout designed for comfortable everyday living. The spacious living area flows seamlessly into the kitchen and dining space, creating a great setting for relaxing or entertaining.The primary suite features a walk-in closet and a private bathroom with dual sinks, a soaking tub, and a separate shower. Two additional bedrooms provide flexibility for guests, a home office, or hobbies. Additional highlights include refrigerated air, a dedicated laundry room, and an attached two-car garage.The low-maintenance front and backyard landscaping offers a blank canvas for your personal touch while keeping upkeep simple.This home combines peaceful neighborhood living. Schedule your showing today!

3
BEDS
2
BATHS
1,654
SQFT
0.12
ACRES

Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.

3
BEDS
2
BATHS
1,293
SQFT
0.33
ACRES

Almost new Built in 2020, this charming single-story home in Enchanted Hills offers modern comfort and an easy, functional layout. Featuring 3 bedrooms, 2 bathrooms and provides inviting living spaces with plenty of natural light. The kitchen flows seamlessly into the main living and dining areas, creating a comfortable setting for everyday living and entertaining. A private primary suite, two additional bedrooms and a two-car garage complete the floor plan. Situated on a quiet cul-de-sac in growing Northern Rio Rancho, this move-in-ready home offers convenient access to shopping, dining, schools and everyday amenities. A wonderful opportunity to enjoy a newer home in an established neighborhood!

3
BEDS
2
BATHS
1,478
SQFT
0.11
ACRES

PRICED TO SELL!! Spacious 4 bedroom 3 1/2 bath home located on a Cul-De-Sac. Home contains 2 master bedrooms. Separate laundry room and a 3 car garage. one of the master bedrooms contains large closet, garden tub and double sinks. Spacious 0.19 acre lot with walled back yard and covered back patio. Must see to appreciate.

4
BEDS
4
BATHS
2,093
SQFT
0.19
ACRES

The seller is offering a $12,000 buyer credit with an acceptable offer! Welcome to this charming 3-bedroom, 2-bath single-family home in the desirable Montreal Estates neighborhood of Rio Rancho. Offering approximately 1,394 sq. ft. of comfortable living space, this well-maintained residence sits on a generous ~10,500 sq. ft. lot with room to enjoy outdoor living and future upgrades.Inside, you'll find a functional floor plan with a spacious primary bedroom, two additional bedrooms, and two bathrooms. The home features energy-efficient windows, ceiling fans, and practical finishes throughout. Property is close to shopping, dining, schools, and major roadways for easy commuting.Backyard access from both sides for toys, boats or RV!Don't miss this opportunity to own in one of Rio Rancho's sought-after neighborhoods. Schedule your showing today!

3
BEDS
2
BATHS
1,348
SQFT
0.24
ACRES

Welcome to 1444 Peppoli Loop SE, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. The kitchen features all stainless steel appliances, while a welcoming fireplace provides a central point for gathering. The primary bathroom contains double sinks and a separate tub and shower for practical use. Outside, a patio in the back yard provides an ideal space for outdoor enjoyment. Experience modern comfort and practicality in this appealing residence.. Included 100-Day Home Warranty with buyer activation

3
BEDS
3
BATHS
2,206
SQFT
0.22
ACRES

Welcome to this beautifully maintained 3-bedroom, 2-bath home, where thoughtful updates and inviting living spaces create a warm and welcoming atmosphere.Step inside to discover newly installed vinyl flooring throughout, abundant natural light, a cozy gas log fireplace, and two spacious living areas that offer exceptional flexibility for everyday living, entertaining, or relaxing. The versatile floor plan also provides the option for a fourth bedroom or dedicated office space, offering added flexibility to fit your needs.Outside, enjoy a freshly landscaped, low-maintenance xeriscaped backyard featuring a charming pergola and included patio furniture, creating an inviting outdoor retreat that's ready to enjoy from day one.Adding even more value, all major appliances convey with the sale, making this a truly turnkey home. Additional highlights include two full bathrooms, a two-car garage, and a convenient location close to parks, shopping, dining, and everyday amenities.With tasteful updates, comfortable living spaces, and move-in-ready convenience, this Rio Rancho gem is ready for its next owner.

3
BEDS
2
BATHS
2,180
SQFT
0.17
ACRES

Welcome to 1344 Peppoli Loop SE, where spacious living, thoughtful design and a desirable Cabezon location come together. This 3-bedroom, 2.5-bath home offers 2,206 square feet of comfortable living space, highlighted by soaring cathedral ceilings, abundant natural light and a warm gas-log fireplace anchoring the great room. The open kitchen and breakfast area create an inviting space for everyday living and entertaining, while the main-level primary suite provides privacy and convenience with a walk-in closet, soaking tub and separate shower. Upstairs, a versatile loft offers the flexibility for a home office, media room, playroom or second living area. Refrigerated air keeps the home comfortable year-round, and the washer, dryer and refrigerator are included for added convenience. Step outside to a private backyard with a covered patio--perfect for relaxing, grilling and enjoying New Mexico evenings. Complete with a two-car attached garage, tile roof and a convenient location near shopping, dining, schools and major commuter routes, this Cabezon home delivers the space, comfort and lifestyle today's buyers are looking for. Schedule your private showing before it's gone!

3
BEDS
3
BATHS
2,206
SQFT
0.11
ACRES

Welcome to this inviting 3-bedroom, 2-bath home situated on a spacious, fully xeriscaped corner lot in central Rio Rancho! The open floor plan features a generous living area and an expanded dining space that opens to a lovely covered patio--perfect for relaxing or entertaining. The home is ready for updating, offering a great opportunity for buyers to add their own personal style and improvements.Backyard access provides convenient space to store a boat or RV, while the large backyard offers plenty of room for gardening, gatherings, or future improvements. The deep garage can accommodate a pickup truck and provides valuable additional storage.Conveniently located near shopping, dining, schools, and major commuter routes, this home offers abundant space, flexibility, and potential. Bring your ideas and make this home your own. Schedule your private showing today!

3
BEDS
2
BATHS
1,754
SQFT
0.26
ACRES

Beautifully maintained 3-bedroom, 2-bath home situated on a spacious 0.337-acre corner lot. This 2,008 sq. ft. home offers multiple living areas, an oversized 2-car garage with additional storage, backyard access, and a storage shed. Major updates include a 2-year-old roof and new water heater, providing added peace of mind. With generous outdoor space and a functional floor plan, this property offers the perfect blend of comfort, convenience, and room to grow.

3
BEDS
2
BATHS
2,008
SQFT
0.34
ACRES

The Bosque floorplan at Lomas Encantadas Vistas in Rio Rancho, New Mexico is a thoughtfully designed single-story home that offers the perfect balance of space, comfort, and modern open-concept living. With approximately 1,649 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for buyers looking to step up in size while maintaining affordability near Albuquerque. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

3
BEDS
2
BATHS
1,649
SQFT
0.16
ACRES

Welcome home to this spacious 4-bedroom, 2-bath home on a generous 1/2-acre lot! Designed for comfortable living, this modular home features a large kitchen with abundant counter space, a cozy breakfast nook, and a functional layout ideal for everyday living and entertaining. The private primary suite includes a spacious walk-in closet, while the attached 3-car garage and shed provide ample room for vehicles, hobbies, and extra storage. Enjoy a metal roof, as well as the benefits of an owned solar system for added energy efficiency and lower utility costs. With room to spread out inside and out, this property offers the perfect blend of space, functionality, and ease. Schedule your showing today!

4
BEDS
2
BATHS
2,295
SQFT
0.5
ACRES

Beautiful RR home located in a prime location offering both convince and privacy. Centrally located within close proximity to schools, groceries, shopping centers and medical facilities, this home provides the perfect balance between easy access to necessities and peaceful residential setting with privacy and security within a gated community. The house offers a unique and charming design with a mix of South Western and modern influences. Inside you will find an open and airy floorpan, with large windows that flood the living space with natural light. The gourmet kitchen is equipped with quartz counter tops, a large formal dining area, gorgeous hardwood flooring, custom blinds in the living room with a remote control fireplace. Beautiful glass block accents throughout. Spacious main floor master with en-suite and large walk-in close and a door that leads to the backyard with a remote control awning.Second bedroom has a balcony and a large loft with a walkout to a huge covered balcony with a new roof and breathtaking views. Enjoy the Sandia Mountains while, starting your day with your favorite expresso. ****HOME WARRENTY OFFERED ******

2
BEDS
3
BATHS
1,896
SQFT
0.11
ACRES

Welcome home to this charming single-story gem in one of Rio Rancho's most desirable communities! Offering 2 bedrooms, 2 bathrooms, and a 2-car garage, this well-designed home combines comfort and style. The spacious primary suite provides a relaxing retreat, while the inviting living room features a cozy fireplace and large glass sliders that open to a covered patio--perfect for indoor-outdoor living and entertaining. The bright kitchen is complete with an island, pantry, gas range, dishwasher, vent hood, and disposal, making meal preparation a breeze. Enjoy 9-foot ceilings throughout, creating an open and airy feel, and a welcoming covered front porch that adds warmth and curb appeal. Added peace of mind comes with included warranties, making this home an exceptional opportunity you won't want to miss!

2
BEDS
2
BATHS
1,275
SQFT
0.09
ACRES

The Santa Rosa is a thoughtfully designed single-story home offering approximately 1,880 square feet with open-concept living and comfortable private retreats. A defined foyer opens into the great room, kitchen, and dining area, creating a bright connected layout for everyday living and entertaining. The kitchen includes a central island, generous counter space, walk-in pantry, and direct connection to the dining area. The privately positioned owner's suite features a spacious bedroom, spa-inspired bath, dual vanities, walk-in shower, and oversized walk-in closet, while secondary bedrooms and a flexible front room support guests, work, media, or fitness space. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

3
BEDS
3
BATHS
1,880
SQFT
0.13
ACRES

The Santa Rosa is a thoughtfully designed single-story home offering approximately 1,880 square feet with open-concept living and comfortable private retreats. A defined foyer opens into the great room, kitchen, and dining area, creating a bright connected layout for everyday living and entertaining. The kitchen includes a central island, generous counter space, walk-in pantry, and direct connection to the dining area. The privately positioned owner's suite features a spacious bedroom, spa-inspired bath, dual vanities, walk-in shower, and oversized walk-in closet, while secondary bedrooms and a flexible front room support guests, work, media, or fitness space. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

3
BEDS
2
BATHS
1,880
SQFT
0.13
ACRES

The Bosque is a thoughtfully designed single-story home offering approximately 1,649 square feet, 3 bedrooms, and 2 bathrooms. The open-concept layout connects the great room, dining area, and kitchen to create bright, comfortable living space with excellent flow for everyday living and entertaining. At the center of the home, the kitchen features a spacious island and open sightlines that make it a natural gathering place. The layout balances openness with clearly defined living spaces, creating a functional and modern feel that supports both comfort and convenience. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

3
BEDS
2
BATHS
1,649
SQFT
0.14
ACRES

Tucked away in the sought-after gated community of Renaissance, this beautifully maintained 3-bedroom, 2-bathroom home is ready for its next chapter. Freshly painted throughout with brand-new carpet and pad, this home feels move-in ready from the moment you step inside. The kitchen shines with sleek stainless steel appliances, perfect for everyday living or entertaining guests. But the real showstopper? Your backyard backs up to peaceful open space, giving you privacy, unobstructed views, and a rare sense of tranquility you won't find just anywhere. Enjoy the security and community feel of gated living, combined with the comfort of a home that's truly move-in ready.

3
BEDS
3
BATHS
1,837
SQFT
0.11
ACRES

Situated on a spacious corner lot of approximately one quarter acre, this lovingly maintained home offers comfort, functionality, and valuable updates throughout. The three bedroom, two bathroom layout features a welcoming living area centered around a beautiful brick fireplace, creating a warm and inviting space to gather. Major improvements, including the roof, refrigerated air, furnace, water heater, and windows, provide added peace of mind. Outside, the property offers convenient RV parking, a large storage shed, and plenty of room to enjoy the outdoors. Well cared for and move in ready, this home is a wonderful opportunity for anyone looking for quality, space, and lasting value.

3
BEDS
2
BATHS
1,503
SQFT
0.27
ACRES

**OPEN SATURDAY 12-2p** Wonderful home with multiple living areas, a lot of space and abundant storage, including an HOA approved and permitted shed professionally installed in the backyard. New HVAC systems will have you staying cool. Many parks in the neighborhood and all of the nearby Rust retail and development means you and yours are covered.

3
BEDS
3
BATHS
2,310
SQFT
0.13
ACRES

**Freshly updated. Move-in ready. Ready to be enjoyed.**Some homes simply check the boxes. This one welcomes you the moment you step inside. Fresh interior paint, brand-new carpet, and an open-concept layout create a bright, inviting space where the kitchen, dining, and living areas flow effortlessly together. Granite countertops, a timeless tile backsplash, 16-inch ceramic tile, tile shower surrounds, and custom wood shelving in every closet add style and function throughout. Located in desirable Lomas Encantada with convenient access to parks, trails, shopping, dining, and more. The updates are complete--now it's time to make it yours.

4
BEDS
2
BATHS
1,722
SQFT
0.13
ACRES

***Preferred lender is willing to give 1.25% of the loan amount towards buyers CLOSING COSTS.*** Nearly new and completely turn-key without the new-construction wait list. Built in 2023 by Twilight Homes, this 1,359-square-foot home delivers effortless single-level living in Mountain Hawk. Inside, an open floor plan features durable hard-surface flooring, direct natural light, and a central living space anchored by a natural gas fireplace. The kitchen is paired with a convenient walk-in pantry, and the laundry room sits just off the kitchen. All major appliances convey with the sale, including the gas range, dishwasher, refrigerator, washer, and dryer. Three bedrooms provide versatile space for a home office, guest room, or hobbies, while the bathrooms feature clean tile accents. Stay comfortable in every season thanks to central refrigerated air conditioning, gas heating, and energy-efficient double-pane windows. Step outside to a covered back patio and low-maintenance xeriscaped yard, fully enclosed by a concrete block wall for privacy. An attached two-car garage and concrete driveway offer secure parking and extra utility storage space. Enjoy low neighborhood dues and a location near Mountain View Middle School and V. Sue Cleveland High School, with quick access to Highway 550 and I-25 for an easy commute.

3
BEDS
2
BATHS
1,359
SQFT
0.09
ACRES

*10K Credit! Come see this beautifully maintained 3-bedroom, 2-bath home offering approximately 1,563 square feet of comfortable living space on a 0.25+ acre lot.Designed with a functional split-bedroom floor plan, this home features a spacious living area that flows seamlessly into the dining room and kitchen, creating an ideal space for both everyday living and entertaining. The kitchen includes ample counter space and a cozy breakfast nook overlooking the backyard. The private primary suite offers dual walk-in closets and an en-suite bath with dual vanities.Step outside to enjoy the expansive backyard featuring both covered and open patios, providing plenty of room for outdoor gatherings, gardening, or simply relaxing. One of the property's standout features is the dedicated RV parking, offering added convenience for recreational vehicles, trailers, boats, or extra parking.Conveniently located near Rio Rancho Regional Park, UNM Sandoval Regional Medical Center, Intel, schools, shopping, dining, and major commuter routes including NM-528 and US-550, this home combines space, comfort, and an exceptional location.

3
BEDS
2
BATHS
1,563
SQFT
0.29
ACRES

Welcome to this beautifully maintained 3-bedroom home with a dedicated office, offering the perfect combination of comfort, style, and functionality! The versatile floor plan provides the ideal space for working from home, a playroom, or a private hobby area. Enjoy the fresh look and feel of newer countertops, cabinets, flooring, and appliances throughout the home. Stay comfortable year-round with an updated HVAC system, and spend more time relaxing in the low-maintenance backyard designed for easy living. Conveniently located just minutes from the Rio Rancho Events Center, shopping, restaurants, parks, schools, and major commuter routes, this move-in-ready home offers the perfect blend of convenience and modern updates. Don't miss your opportunity to make this wonderful Rio Rancho property your own!

3
BEDS
2
BATHS
1,619
SQFT
0.11
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.