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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 699 listings in Albuquerque.

Updated 2-bedroom, 2-bath home in the gated Towne Park subdivision on a corner lot with Sandia Mountain views. Features include abundant natural light with skylights, new luxury vinyl flooring with a 25-year warranty, fresh interior paint, new light fixtures, updated bathroom mirrors, and a new refrigerator and microwave. The living area includes a wood-burning fireplace. Recent updates include a swamp cooler less than 1 year old and a water heater under 5 years old. Xeriscaped front and back yards offer low-maintenance living, plus a 2-car garage. HOA dues of $132/month cover front yard and common area maintenance, pools, parks, clubhouse, fitness room, courts, trash service, and gated entry. Located in an affordable lending area. Land is owned.

2
BEDS
2
BATHS
1,133
SQFT
0.12
ACRES

Brand new, never lived in Pulte home. Enjoy brand new appliances, new carpet, new A/C, new tank-less hot water heater, and so much more. Spacious 5BR, 3BA home with downstairs owner's suite, large loft with balcony, and bonus game room. Perfect layout for comfort, entertaining, and family fun!

5
BEDS
3
BATHS
3,481
SQFT
0.16
ACRES
$350,000
-10,000$ 02/07

Welcome home! This 3 bedroom, 2 bathroom home offers both comfort and potential with a versatile floor plan and excellent location. Featuring 2 spacious living areas, a functional kitchen with beautiful updated, Large lot with an additional 1 car garage/workshop in the back!! Don't miss this opportunity in the NE Heights!

3
BEDS
2
BATHS
1,502
SQFT
0.23
ACRES

Enjoy stunning mountain views from the extended back patio--complete with a hot tub--in this spacious 3-bedroom home with an office and game room, located in a beautiful new gated Pulte community. Designed for comfort and convenience, the open floor plan offers two large living areas ideal for entertaining or relaxing. The chef's kitchen features premium finishes, modern appliances, abundant counter space, and a huge pantry. Work from home in the quiet, dedicated office, and unwind or play in the versatile game room. The low-maintenance, dog-friendly backyard is perfect for pet lovers, and the home includes an EV charger for eco-conscious living. With easy access to I-40, commuting to downtown or UNM is a breeze. Hot Tub is staying enjoy the beautiful view after a hard day.

3
BEDS
3
BATHS
3,031
SQFT
0.19
ACRES
$610,000
-30,000$ 02/09

Rare opportunity to own a true single-story, detached home in the coveted Inverness subdivision of Tanoan, Albuquerque's premier guard-gated golf course and country club community. This 3 bedroom, 3 bath house features a gated courtyard entrance, functional open floor plan and 2 spacious primary suites with fireplaces. High ceilings, skylights and large windows create a warm and light-filled atmosphere. Enjoy year round comfort with 2 newer furnaces and air conditioning units. Tucked within a private enclave, yet conveniently close to shopping, parks, and fine dining, this home delivers the perfect balance of tranquility and accessibility.

3
BEDS
3
BATHS
2,640
SQFT
0.18
ACRES

Welcome to this Four Hills stunner with gorgeous city & Sandia views! This home offers a heated & cooled ~600 sq ft in-law suite/casita, studio, or flexible living space. The kitchen features granite countertops, gas range, tile backsplash, & beautiful brick accents throughout. Spacious living room with beamed ceilings, gas fireplace, & built-in bar. Large heated sunroom with great views. The layout includes a dining area & second living space. Primary suite with double sinks & walk-in shower. No carpet, updated baths, vinyl windows, newer roof & a large laundry room w/ storage. Enjoy the private brick & tile courtyard & backyard getaway with a covered patio, real grass, storage sheds, & sweeping views! No HOA. Near The Canyon Club, Kirtland AFB, shopping, freeway access, & hiking trails

3
BEDS
3
BATHS
3,754
SQFT
0.55
ACRES

This beautifully maintained modern home is nestled within a small gated community in the desirable North Alb Acres area. This inviting residence offers a perfect blend of comfort, style, and security. Step inside to discover a light-filled contemporary interior featuring an open and functional layout designed for both everyday living and entertaining. The home showcases well-appointed spaces, generous room sizes, and thoughtful finishes throughout. The kitchen flows seamlessly into the main living area, creating a warm and welcoming atmosphere for gatherings. The primary suite is located on the main level and provides a relaxing escape with ample space and privacy. Three additional bedrooms upstairs, two ensuite, plus a spacious loft. Two balconies provide mountain AND city views!

4
BEDS
5
BATHS
3,375
SQFT
0.17
ACRES

**Ridgecrest/Nob Hill** First time in MLS!! MOVE in READY!! Fresh paint, New windows, updated kitchen, updated great room that could easily be an large primary suite with wood burning fire place that offers new luxury vinyl floors. The main rooms have original existing hardwood floors. The kitchen and bathrooms have updated luxury vinyl floors. This property is ready for new owners. Put this property on your list to see and make an appointment today.

3
BEDS
2
BATHS
1,537
SQFT
0.14
ACRES

This beautifully updated home near Mariposa Basin Park offers views of the Sandia Mountains and is within walking distance of nearby schools. Features 3 bedrooms, a loft (possible 4th bedroom), and 3 bathrooms, with options for two primary suites. Upgrades: fresh interior paint/carpet (2026), tankless water heater and synthetic stucco (2024), kitchen remodel with Corian counters, glass-front cabinetry, and stainless appliances (2021), porcelain wood-look tile (2022), metal roof with warranty, bathroom remodel with microcement shower panels, and low-flow toilets (2020), Renewal by Andersen windows/doors, and refrigerated air (2013). Finished, insulated garage/flex space. Private front courtyard and spacious backyard with a side yard for RV/boat storage. Schedule your showing today!

3
BEDS
3
BATHS
1,668
SQFT
0.18
ACRES

Townhome is spacious with plenty of sunlight throughout living area has sky lights, front faces south, Wired Alarm system, Ceiling fans . MB has a large walk in shower and water closet, with large walk in closet and plenty of shelving.Kitchen has a nice pantry, gas stove with microwave, new Dish washer, Garage was recently upgraded. Back yard is low maintenance with artificial turf.

3
BEDS
2
BATHS
1,592
SQFT
0.08
ACRES

Welcome to this exceptional three-bedroom, two-bathroom home located in the desirable Volcano Mesa neighborhood. Proudly standing as the largest property in the neighborhood, this home offers an impressive sense of space. Situated on a coveted corner lot, the property provides added privacy, expanded outdoor potential, and enhanced curb appeal. The well-designed floor plan offers comfortable living areas and a layout ideal for both everyday living and entertaining. With its prime location, expansive lot, and rare size for the area, this home presents a unique opportunity in Volcano Mesa you won't want to miss.

3
BEDS
2
BATHS
1,420
SQFT
0.19
ACRES

Welcome to this beautiful 4 bedroom 2.5 bath home in Sundoro. This popular floor plan features a primary suite on the main level, with all other bedrooms upstairs. Large open kitchen has attractive modern colors and finishes with an eat in dining space. There's also room for a formal dining space if you prefer. Grand living room with high ceilings and lots of natural light. Primary suite is oversized and offers a generous full bathroom separate shower and soaking tub with walk-in closet. Dual heating and cooling units help make it comfortable year round. Relax outback on the large patio, with a synthetic lawn for low maintenance. Solar panels keep electric bill low. Walking distance to park or petroglyphs, wonderful location

4
BEDS
3
BATHS
2,216
SQFT
0.1
ACRES

Immaculate One Story Home Features 3 Bedrooms and 2 Full Baths ideally located in The Boulders Subdivision. Pulte Built and has a Fully Paid Solar System , installed 6 Years Ago, and Delivers Impressively Low Energy Costs. The Kitchen Features Stainless Steel Appliances, Granite Counter Tops, and Breakfast Bar...And Opens Seamlessly into a Cozy Family Room and Covered Patio. Perfect for Everyday Living and Entertaining. A Must See!!

3
BEDS
2
BATHS
1,575
SQFT
0.11
ACRES

Don't miss this Custom Home built in 1997 with 2X6 construction, hot water heat,built-in vacuum system, pre-wired for security, finished three car garage with half bath, and gated backyard access. All three bedrooms have a bath and walk-in closet. Additional powder bath for guests off great room. Spacious laundry room, TPO roof installed in 2022, no carpet, and minimal yardwork - small grass area (south side of house) and open area for gardening (north side of garage). Artificial turf area added between two carports. Don't miss the balcony with Mountain views!!

3
BEDS
5
BATHS
2,342
SQFT
0.15
ACRES

Don't let the scruffy winter pictures sway you away from this beautiful home located in the desireable Hidden Valley community of Four Hills area. Large open lot with front and back landscaping and access to a great community amenities including a pool, tennic courts and clubhouse! The open living room, kitchen, dining, and family room area boasts beautiful wood flooring, granite counters, new stainless steel appliances,and classy rustic wood and light features. Both bathrooms include travertine tile. The refrigerated AC/furnace combo was installed in 2018 and can becontrolled remotely. Completely move-in ready. The HOA covering water, sewer, trash, yard maintenance as well as access to the clubhouse, tennis courts and swimming pool.

4
BEDS
2
BATHS
2,142
SQFT
0.22
ACRES

Spacious three-bedroom, 2.5-bath home offering an open floor plan and generously sized rooms. Recent upgrades include roof replacement, water heater, gas stove, and refrigerator. The interior showcases updated flooring and fresh paint, with carpet limited to the bedrooms only. Enjoy abundant storage throughout the home and an oversized second-floor laundry room. The front and backyard are designed for low-maintenance living, and there's no HOA. Ideally located near Nob Hill, grocery stores, restaurants, Isotopes Park, CNM, UNM, Lobo event centers, the airport, and a nearby community center.

3
BEDS
3
BATHS
1,994
SQFT
0.07
ACRES

Completely remodeled and move-in ready, this charming 3 bed, 2 bath home blends classic character with modern updates. Enjoy cozy evenings by the wood burning fireplace and flexible front living space ideal as a sunroom or welcoming foyer. Step outside to a covered patio overlooking a spacious backyard perfect for entertaining, gardening or relaxing. The property also features a huge workshop with endless possibilities plus an additional storage shed. Located in Albuquerque's desirable NE Heights/Fair Heights area, just minutes from parks, schools, shopping and dining, with quick access to I-25 and I-40 for easy commuting. Comfort, functionality and convenience all in one!

3
BEDS
2
BATHS
1,470
SQFT
0.2
ACRES

Lovely 2 bedroom, 2 bath patio home north of Paseo del Norte. All appliances including washer and dryer convey. No maintenance landscaping. No HOA. No carpet. New roof in 2021.

2
BEDS
2
BATHS
1,222
SQFT
0.08
ACRES
$285,000
-5,000$ 02/09

Welcome to this beautiful 3-bedroom, 2 full-bath home that's ready for a new owner! Enjoy peace of mind with a brand-new roof installed in December 2025.

3
BEDS
2
BATHS
1,069
SQFT
0.11
ACRES

Home appraised for $440,000 in December 2025!! Beautifully updated townhome ideally located at the base of the Sandia Mountains near Tramway, offering a perfect blend of comfort, convenience, and scenic surroundings. This move-in-ready home features three generously sized bedrooms and a bright, open floor plan designed for everyday living and entertaining. The remodeled kitchen showcases new stainless steel appliances, granite countertops, and modern finishes. Fresh interior paint and new flooring enhance the clean, contemporary feel throughout. Enjoy stunning mountain views from two private balconies--perfect for relaxing mornings or peaceful evenings. Recent upgrades include a new roof, refrigerated air, water heater, and an upgraded electrical panel.

3
BEDS
3
BATHS
1,747
SQFT
0.04
ACRES

Welcome to 9205 Sidreaux Loop NW, where comfort meets common sense. This 4-bedroom, 2-bath home in NW Albuquerque (87114) offers the space you want without the fuss you don't. The layout is practical and inviting--perfect for daily life, weekend hosting, or finally setting up that home office. The kitchen handles everything from quick breakfasts to casual dinners, while the living areas make relaxing feel easy. Outside, enjoy a yard that's just right: enough room to gather, without giving up your weekends to maintenance. Conveniently located near shopping, dining, and major routes, this home proves that smart, stylish living can still be effortless. Could this be the one you call HOME?

4
BEDS
2
BATHS
1,631
SQFT
0.1
ACRES

''The Eucalyptus,'' a beautifully designed two-story home featuring 4 bedrooms and 2.5 baths, perfect for families and entertaining! This exquisite open plan includes a covered front porch that leads into a bright, inviting living space. The gourmet kitchen showcases granite countertops, a large island, and a pantry, seamlessly connecting to the open dining area. The main floor hosts the master bedroom with an en-suite bath and a convenient half bath for guests. Upstairs, you'll find 3 additional bedrooms, a loft, and a shared full bath, providing plenty of space for everyone. Enjoy modern amenities including pitched roofs, a smart home system Low mortgage rates available + $5,000 in closing cost!

4
BEDS
3
BATHS
2,079
SQFT
0.1
ACRES

Don't miss your opportunity to own this Incredibly well taken care of home in the highly sought after Heritage East Neighborhood! NEW HVAC/AC system installed only 2 years ago! As you walk in, you are immediately greeted with tall ceilings, natural light, & lots of upgrades. 4 beds, 3 full baths, oversized flex room that could function as a large office or separate living space. 1 bedroom & full bathroom downstairs, perfect for guests or a multigenerational living. Private view deck off the primary bedroom to take advantage of cozy mornings with coffee & the city night lights. The glamorous kitchen is perfect for the home Chef, with updated SS appliances, separate coffee bar & ample cabinet space! Updated TPO Roof & Generous sized backyard features full side yard access for all your toys!

4
BEDS
3
BATHS
2,587
SQFT
0.16
ACRES

This beautifully maintained brick home blends timeless character with thoughtful updates, offering both comfort and style. Inside, soaring ceilings accented by striking wood beams create a warm and inviting atmosphere throughout the main living spaces. The spacious floorplan includes three bedrooms and three bathrooms, providing flexibility for everyday living and entertaining.Step outside to a large backyard oasis featuring a sparkling pool, perfect for enjoying sunny days and outdoor gatherings. The pool liner was replaced in 2018, with the filter and pump updated in 2023, offering peace of mind for years to come. Additional improvements include a new roof installed in 2021 and a newer washer and dryer, adding convenience and value.With its classic brick exterior, generous yard,

3
BEDS
3
BATHS
2,610
SQFT
0.18
ACRES

Experience one of the most exquisite custom-built homes currently on the market in North Albuquerque Acres.2This stunning 7-bedroom, 7-bath estate sits on a fully walled and automatically gated, beautifully landscaped 0.89-acre lot, offering privacy, elegance, and resort-style living.The home features fresh interior paint, newly installed 4-foot marble flooring, hand-scraped wood floors, and custom cabinetry throughout. The high-end chef's kitchen is designed to impress even the most discerning culinary enthusiast, showcasing quartzite waterfall countertops, casement windows, designer lighting, and exceptional craftsmanship.Entertain and relax outdoors with a 23,000-gallon resort-style pool, fire pits, and manicured grounds. Additional highlights include owned solar

7
BEDS
7
BATHS
6,121
SQFT
0.89
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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