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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 799 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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2
BEDS
2
BATHS
1,039
SQFT
0.14
ACRES

Luxury, privacy and mountain views in a gated community! Rare opportunity to own a beautifully updated corner lot home in a highly desirable gated community with stunning views of the Sandia Mountains. From the moment you walk in , you will notice an abundance of natural light, soaring ceilings, and high end finishes that make this home truly special. The heart of the home is the gourmet kitchen featuring Thomasville cabinetry, slab granite countertops , a large island, stainless steel appliances and a large pantry The bedrooms feature newer carpet and ample storage. Bathrooms include updated sinks and counters. The primary suite offers a large walk in closet, double sinks and a large doorless tiled shower. HVAC system was installed in 2025. Step outside to a private backyard

3
BEDS
3
BATHS
1,847
SQFT
0.16
ACRES

Exceptional fully remodeled property is waiting for you. This Home is located in a corner lot, No HOA, backyard access, 3 Bedrooms 2 full Bath, Open Kitchen. New plumbing and electrical, New windows and Doors, New TPO roof and Sentetic Stucco, New flooring, New Cabinets and Appliances, and more.! Location Location just minutes from Airport and Isotopes park....

3
BEDS
2
BATHS
1,119
SQFT
0.14
ACRES

Welcome to this stunning contemporary home in the sought-after Taos II at The Trails community. This newer construction gem perfectly balances modern interior finishes with a professionally designed, newly finished backyard that serves as a private desert oasis.Inside, the open-concept layout is bathed in natural light, highlighting a gourmet kitchen with granite counter tops, stainless steel appliances, and a large island. The spacious primary suite offers a spa-like retreat, while the additional bedrooms provide versatility for a home office or guest space. Situated in a vibrant, quiet neighborhood with easy access to parks and walking trails.

3
BEDS
2
BATHS
1,561
SQFT
0.11
ACRES

Do not miss your opportunity to own this Beautiful custom home located in the highly sought after Tierra Monte Neighborhood, with THE BEST VIEWS in Albuquerque! Situated on 1.25 acres, nestled at the base of the Sandia Mountains! The Southwest facing walls in almost every room have floor to ceiling glass with views that you can only dream of! This home is rich in character with traditional brick floors, radiant floor heat, exposed wooden beams throughout with tongue & groove ceilings, Fresh paint, new LVP flooring, 9 mini-split heat/cool combo units, 6 kiva wood burning fireplaces, & adobe walls. Recent updates include newer roof & stucco under warranty, doors, low-E windows with new coverings. Close to La Luz hiking trail & easy access to Tramway. Private living just minutes from the town

4
BEDS
4
BATHS
4,583
SQFT
1.24
ACRES

LUXURY UPGRADES with pride of ownership!!! Welcome to his beautiful turnkey home located in a highly desirable neighborhood in the northwest. This home features 3 bedrooms, 2 bathrooms, 2 car garage. New tile flooring throughout, Upgraded kitchen with quartz countertops and waterfall edge in kitchen, reverse osmosis, newer appliances, newly updated bathrooms with Luxury finishes. Open and bright floorplan boasts lots of light. Great backyard with covered patio for entertaining, storage shed for all your toys. Fresh paint throughout refrigerated air for the hot summer days. Close to shopping, Restaurants, hospitals and more. Don't miss this opportunity to make this home yours. Call today to schedule a tour.

3
BEDS
2
BATHS
1,071
SQFT
0.09
ACRES

Owned solar (paid off at closing) + electric bills ~$0-$8/mo + $5,000 buyer credit!Spacious 4-bedroom, energy-efficient home with a unique floor plan in a quiet SE Albuquerque neighborhood. Main-level primary suite with walk-in shower, open kitchen with granite countertops and large pantry, plus an upstairs loft perfect for a home office, media room, or second living space.Enjoy refrigerated air, smart home features with security cameras, and a private backyard with pergola--ideal for relaxing or entertaining.Low monthly costs and added peace of mind with nightly neighborhood security patrol (9pm-5am).Move-in ready with space, flexibility, and real savings--schedule your showing today.

4
BEDS
3
BATHS
2,380
SQFT
0.13
ACRES

This wonderful 2-bedroom, 2 bath townhome in the desirable Northeast Heights offers comfort, convenience, and low-maintenance living. Located within close distance to shopping and restaurants, it's perfectly situated for easy everyday living. The flowing floor plan is ideal for entertaining, and the fully remodeled kitchen features stainless steel appliances, granite countertops, new cabinetry, and tile flooring. The inviting living room includes a cozy gas log fireplace for chilly evenings. The spacious primary bedroom, living room, and den all open to a covered patio, creating great indoor-outdoor flow. An oversized garage with backyard access adds extra convenience.

2
BEDS
2
BATHS
1,570
SQFT
0.1
ACRES

First time on the market in nearly 40 years, this lovingly maintained property features a private garden retreat and a rare two-story climate-controlled hobby workshop and studio space. Beautifully maintained property reflects exceptional pride of ownership throughout. Meticulously cared for by its original owners, the home remains in remarkable condition and shows like new.Offering 2,576 sq ft of total finished living area: a non-contiguous, climate-controlled two-story addition with 784sqft workshop on 1st floor and 782sqft finished living space on second floor. This home provides comfortable living space along with exceptional flexibility for hobbies, workshop use, or creative pursuits.

4
BEDS
2
BATHS
1,794
SQFT
0.23
ACRES

Rent option too!! $5,000 Buyer Credit with Acceptable Offer! 1% lender credit with our lender!This beautifully maintained 3-bed, 3-bath home is ready! Featuring an open floorplan designed for comfortable living and entertaining, the space is filled with natural light from large windows that create a bright, welcoming atmosphere throughout.The kitchen offers granite countertops and flows seamlessly into the main living areas. Newly installed carpet adds a fresh touch, & a brand-new sliding glass door provides easy access to your yard, enhancing the indoor-outdoor connection.Enjoy the rare benefit of 2 yard spaces for pets, entertainment or gardening.Close to the community pool & amenities, this home also offers added value w HOA coverage that includes water and trash

3
BEDS
3
BATHS
1,632
SQFT
0.07
ACRES

3
BEDS
2
BATHS
1,440
SQFT
0.09
ACRES

Wake up to hot air balloons drifting across the sky and wind down with sunset views of the Sandia Mountains from your own backyard. Located in Stormcloud subdivision, this move in ready Pulte built two story home offers 3 bedrooms, 2.5 bathrooms, and a main level office that can serve as a 4th bedroom or flex space. The open concept kitchen and living area features granite countertops, a large island, stainless gas appliances, pantry, coffee bar space, and plenty of cabinets. Durable LVP and tile flooring throughout with no carpet. Upstairs includes all bedrooms, a loft, and laundry room. The backyard offers a covered patio, extended concrete patio with outdoor kitchen counters and grill, turf, and irrigation. Located near a dog park, playground, walking trails & convenient freeway access!

3
BEDS
3
BATHS
2,441
SQFT
0.11
ACRES

Enter this magnificent home with soaring ceilings that presents a grand feel! There are two living areas downstairs and one upstairs(the loft) that can be converted into a 4th bedroom or used as an office area that will meet all of your needs. There is an eat-in kitchen with a pantry and a formal dining room when hosting special occasions. The master suite is on the main level with a double closet. The large guest bedrooms are upstairs with a full bathroom. The family room boasts a gas log fireplace & is open to the kitchen that flows out to the covered patio/deck. Excellent for entertaining! The yard is completely landscaped and has a storage shed. This home is move in ready! It's close to Ladera Golf Course and many amenities for convenience.

3
BEDS
3
BATHS
2,057
SQFT
0.14
ACRES

A spacious family room connects to the dining area with covered patio access, while the alcove kitchen includes an island, ample cabinetry, and an under-stair pantry. A U-shaped staircase leads to a skylit loft and a convenient utility room accessible from the owner's closet. The front-facing owner's suite includes a sitting area, private deck, and a bath with pedestal tub, large shower with seat, and an oversized dual vanity. Two oversized bedrooms with walk-in closets are located at the back of the home for added privacy.

3
BEDS
3
BATHS
2,225
SQFT
0.07
ACRES

Alright, if you've ever wanted to live right in the middle of Downtown Albuquerque, this top-floor loft-style condo offers a cool urban vibe with exposed ceilings, contemporary fixtures, and a full wall of west-facing windows that fill the space with natural light. Enjoy soft morning light and beautiful sunset views across the city skyline. The open layout and industrial character create a unique downtown living experience just steps from restaurants, nightlife, and entertainment along Central Avenue. Washer and dryer stay, plus an extra storage locker (#10). Secure building entry and convenient parking nearby. HOA covers building insurance, water, sewer, trash, and common area maintenance. *Tenant Occupied - Requires minimum of 24 hr notice for all showings*

1
BEDS
1
BATHS
716
SQFT
0.15
ACRES

Charming 3-bedroom home packed with character and fresh updates! Recently refreshed with new interior and exterior paint and updated kitchen countertops, this home is bright, stylish, and move-in ready. Features include beautiful hardwood floors, classic cove ceilings, a cozy fireplace, and a large picture window that fills the living room with natural light. The kitchen offers tile flooring, stainless steel appliances, updated counters, and great cabinet space. Outside you'll find an oversized detached 1-car garage, spacious cellar, full-length carport, and circular driveway for extra parking. The large fully fenced backyard offers plenty of room to relax or entertain. Conveniently located near parks, coffee shops, art studios, UNM, hospitals, and Kirtland AFB.

3
BEDS
1
BATHS
1,270
SQFT
0.19
ACRES

Built in 2008, this roomy two-story townhome sits just a couple of blocks from Rio Grande Park and Tingley Beach, with quick access to the zoo and everything Downtown and Old Town have to offer--restaurants and shopping are all close by. A TPO roof replaced in 2019 adds peace of mind right from the start. Inside, you'll find engineered wood flooring on the main level, soaring ceilings with clerestory windows that bring in great natural light, and refrigerated air to keep things cool when temperatures climb. Energy-efficient windows further enhance comfort and efficiency. Upstairs, the spacious primary suite opens to one of two balconies Parking is easy with a two-car garage plus driveway space for two additional vehicles. Schedule a showing today!

3
BEDS
3
BATHS
1,813
SQFT
0.09
ACRES

North Valley gem! Recently updated 2-bed, 1-bath home situated on .33 acres in a desirable rural setting. This charming home features new flooring, fresh interior paint, modern lighting, and a beautifully updated bathroom with new fixtures, sink, & tub surround. The spacious laundry room includes a folding counter and storage shelves for added convenience. The chef's kitchen is a standout offering custom cabinetry, Corian countertops, an island for added space, and stainless-steel appliances. Additional upgrades include; a new electrical panel, new HVAC system, new water heater, updated windows, new stucco, new shingles on the pitched roof, and new TPO on the flat. Enjoy the North Valley lifestyle, surrounded by beautiful luxury homes and close to the Rio Grande & Balloon Fiesta Park!

2
BEDS
1
BATHS
1,302
SQFT
0.33
ACRES

Experience Foothills Living at its Finest! Tucked away in a quiet cul-de-sac within the desirable Mountain Shadow Estates, this charming 1,470 sq. ft. townhome offers the perfect blend of comfort and convenience. Step inside to find a light-filled, open-concept floor plan featuring soaring high ceilings and a cozy corner wood-burning fireplace--the heart of the living area. The functional kitchen flows seamlessly into the dining and living spaces, making it an ideal layout. Retreat to the spacious primary suite, which boasts another cozy fireplace and direct access to the shared balcony, with mountain views.

2
BEDS
3
BATHS
1,470
SQFT
0.1
ACRES

Enjoy direct access to trails in the neighborhood and stunning mountain and city views from the private rear balcony. This well-designed home features a spacious family room with fireplace and skylights, 4 large bedrooms plus extra living space or office, and a formal dining area, perfect for comfortable living and entertaining. The kitchen includes stainless steel appliances, while the primary suite offers its own fireplace, double vanity and jetted tub.Recent upgrades include downstairs bathroom remodel 2025, a new roof (2018), new boiler for radiant heat (2019), tankless water heaters in 2021, and fully paid-off solar panels installed in 2019. Located in a desirable neighborhood just minutes from Embudo Hills Park.

4
BEDS
3
BATHS
3,458
SQFT
0.36
ACRES

Beautiful 2 story home in desirable SE Heights location. Enjoy this 4 bedroom 3 bath home. Main floor consists of 2 large living areas plus open kitchen formal dining room, a 11X 10 bedroom with a full bath just outside the room perfect if you need a space for teen/in law. The home has been recently painted and shows well. Master is up-stairs nice and oversizes with walk out balcony, enjoy the oversized master bath and walk in closet. The secondary bedrooms are spacious and leave enough space between master suite and bedrooms. Kitchen is open to den area great for entertaining. Move in ready

4
BEDS
3
BATHS
2,370
SQFT
0.15
ACRES

Minutes from I-40, this updated home in a charming neighborhood offers space, style, and views. High ceilings welcome you into an open living area with granite countertops, stainless steel appliances, and updated lighting. The finished 3-car garage adds room for vehicles or storage, while the landscaped backyard with automatic sprinklers makes outdoor living easy. Upstairs, the primary suite features a private balcony with sweeping views of the Sandias and Petroglyphs, plus a spa-like bath with garden tub and two-way fireplace. Perfect for those moving to Albuquerque or upsizing for more room--

4
BEDS
3
BATHS
2,017
SQFT
0.16
ACRES

Experience elevated living in this beautifully crafted, fully landscaped southwestern home in the foothills. Designed with sophistication and comfort in mind, this spacious residence offers 4 bedrooms, 2.5 baths, and a 2-car garage. The inviting family room showcases a warm gas fireplace, creating a cozy gathering space. Convenient half-bath downstairs. The gourmet kitchen impresses with granite countertops, stainless steel appliances, and a gas range, ideal for preparing memorable meals and entertaining with ease. The expansive primary suite serves as a private retreat, featuring double sinks, a luxurious garden tub, and a separate shower. Step outside to a fully landscaped backyard and unwind on the patio as you take in serene evening sunsets.

4
BEDS
3
BATHS
2,145
SQFT
0.11
ACRES
$1,875,000
-124,999$ 04/01

Discover modern elegance in the heart of Los Ranchos. This newly built 3,171 sq. ft. contemporary home blends sleek architecture with inviting, light-filled spaces and high-end finishes throughout. The chef's kitchen features a Monogram appliance suite and quartz countertops, opening to expansive living and dining areas made for entertaining. Outside, enjoy resort-style living with a sparkling pool, built-in hot tub, and outdoor kitchen--all on a beautifully landscaped 1/2-acre lot. A rare opportunity to experience luxury, comfort, and New Mexico's timeless charm in one of its most desirable communities.

3
BEDS
4
BATHS
3,171
SQFT
0.51
ACRES

Beautiful well-maintained home with space for everything you need. Open floor plan with updated tile flooring and a gas fireplace to enjoy. Enjoy the large kitchen with an island to entertain and cook with a formal dining room as well. Raised ceilings a 3/4 bathroom and bedroom downstairs for guests. 2 living areas one upstairs and one downstairs. 3 full bathrooms upstairs. Large primary bedroom with a huge closet and a balcony to relax on. Double sinks and a separate tub and shower combo, with lots of light throughout. Enjoy the park like back yard with sitting area turf and high walls for privacy. A 3 car garage for toys, refrigerated air and MUCH MORE! Come view today!

5
BEDS
4
BATHS
2,936
SQFT
0.11
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.