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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 825 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to this custom Mediterranean style open concept home on a corner lot! Kitchen has a large walk-in pantry and opens to dining and ample living area with a gas fireplace. The owner's suite upstairs features a two-sided fireplace aside the jacuzzi tub in the main bath and has its own balcony with Sandia Mtn view! The adjacent upstairs loft/office/(wo)mancave space leads to a newly trek-decked (2024) terraza w/spectacular views of the city & Sandias! Updates include: (i) a new wrought iron front gate and a raised front wall creating a private front courtyard & garden, and a cobblestone walkway to the recently updated landscaping in the back yard & porch; (ii) new fridge (2023), microwave (2024), dishwasher (2025); (iii) Solid wood doors installed in interior doorways......

3
BEDS
3
BATHS
2,183
SQFT
0.16
ACRES

Experience contemporary luxury in this exceptional custom built home located in the exclusive Silver Oak Estates of Albuquerque's highly sought after Northeast Heights. This stunning modern residence features striking architecture, soaring ceilings, expansive windows, and a bright open concept design. The main living area seamlessly connects the living room, dining space, entertainer's bar, and gourmet chef's kitchen with custom cabinetry, premium appliances, and a large center island. The luxurious primary suite offers a spa inspired bath and oversized walk in closet. An open loft, office space, and private balconies showcase breathtaking Sandia Mountain and city light views. The beautifully landscaped backyard features turf, a built in outdoor kitchen, and ample space for entertaining.

3
BEDS
3
BATHS
2,780
SQFT
0.15
ACRES

Calling all gardening enthusiasts! Welcome to your North Valley lovely home with two sheds and an oversized back yard. The north facing shady front porch is perfect for enjoying your morning coffee. As you enter the home, you'll notice the generous natural lighting that pours into each room. With a newer evaporative cooler (less than a month old), TPO roof, and easy to maintain features, you'll be able to move right in and enjoy the home immediately.Close to local staples like La Luz Coffee, the new La Montanita Co-Op, the Indian Pueblo Cultural Center, and the plentiful businesses on the 4th Street corridor, the location is so convenient!

2
BEDS
1
BATHS
758
SQFT
0.17
ACRES

The wait is over! Rare North Valley custom home featuring oversized RV parking, backyard access, and full RV hookups with water, sewer, and electricity. This brand-new custom residence blends modern Tuscan elegance with rustic charm and showcases custom finishes throughout. The spacious open-concept floor plan offers a stunning chef's kitchen with custom cabinetry, designer details, and beautiful bathrooms with walk-in showers. Thoughtfully designed with easy accessibility and flat surfaces throughout. Enjoy New Mexico living under the large covered patio, perfect for entertaining or relaxing. This is a unique opportunity to own a custom-built home in one of Albuquerque's most desirable and charming North Valley neighborhoods! 10K Flex cash is available with acceptable offer!

3
BEDS
3
BATHS
2,370
SQFT
0.23
ACRES

Situated on a desirable corner lot in a fantastic location, this inviting home offers charm, comfort, and wonderful outdoor living. A welcoming double front door opens to a warm interior featuring a cozy kiva fireplace, a spacious kitchen, and a bright breakfast nook perfect for casual dining. The updated hall bathroom adds a fresh, modern touch. Outside, enjoy a beautifully landscaped backyard with a covered porch--an ideal setting for relaxing, entertaining, or enjoying New Mexico's beautiful weather. French doors from primary bedroom to the covered patio in the backyard add a nice touch! Tile floors throughout with carpet only in bedrooms. Large windows and skylights allow light to flood the home.

3
BEDS
2
BATHS
1,756
SQFT
0.21
ACRES

Located in the sought-after Loma Del Norte neighborhood, this charming 3-bedroom, 2-bath home sits on a generous corner lot and offers a wonderful blend of comfort and convenience. The open layout connects the kitchen and living area, where a cozy fireplace creates the perfect gathering space. Recent improvements include updated windows, an updated electrical panel, and an upgraded refrigerated air and heating. Not to mention includes seller-owned solar. The spacious walled backyard and covered patio provide an ideal setting for outdoor entertaining, gardening, or simply enjoying New Mexico's beautiful weather. Don't miss this opportunity to own a home in one of Albuquerque's most established Northeast Heights​​‌​​​​‌​​‌‌​​‌​​​‌‌​‌‌‌​‌​​​​‌‌​​‌‌​​‌​ neighborhoods.

3
BEDS
2
BATHS
1,434
SQFT
0.23
ACRES

Welcome home! 6016 Whisperwood Ct. NE is nestled in a quiet cul-de-sac in the heart of the NE Heights! This adorable 2 bed, 2 bath townhome offers a spacious floor plan with an updated kitchen including countertops, backsplash, and appliances. There is new carpet downstairs and fresh paint throughout the home. Located near parks, shopping, and just a few blocks from a golf course! Don't miss this move-in-ready home in a desirable, established neighborhood! Property is just 5 minutes from I-25, and best of all, NO HOA!!* Please note that some images have been digitally altered and virtually staged to show potential options.

2
BEDS
2
BATHS
1,637
SQFT
0.1
ACRES

Charming property on a spacious lot in a convenient Albuquerque location! This home features updated flooring, neutral finishes, abundant natural light, and a functional floor plan. Enjoy plenty of off street parking with a large covered carport and room for RVs, vehicles, or recreational toys. The backyard is ideal for entertaining with a covered deck, gazebo, mature trees, and ample outdoor space. Conveniently located near parks, schools, shopping, dining, and major commuter routes. A great opportunity for an owner occupant or investor looking for space, flexibility, and value. Schedule your showing today!

2
BEDS
1
BATHS
721
SQFT
0.15
ACRES

Welcome home to this beautifully maintained custom-built residence situated on a desirable corner lot. Designed with quality & comfort in mind, this home features additional foam insulation for enhanced energy efficiency, elegant Pella windows, stunning wood flooring in the main living areas & a cozy gas fireplace, creating the perfect space to relax or entertain. Pride of ownership is evident throughout, with meticulous care & attention given to every detail. Step outside to enjoy the beautifully landscaped front & back yards, offering attractive outdoor living and exceptional curb appeal. Located just minutes from some of Albuquerque's best hiking trails, this home combines natural beauty, outdoor recreation and comfortable living in one exceptional package. Schedule your showing today!

3
BEDS
2
BATHS
2,141
SQFT
0.32
ACRES

Beautifully updated and meticulously maintained Northeast Albuquerque home offering approximately 1,564 sq ft with 2 bedrooms (WITH A POTENTIAL 3rd), 2 baths, and flexible living spaces. Pride of ownership shines throughout with an updated kitchen and new TPO roof 2026. Enjoy mountain views, landscaped front and backyard with drip irrigation, a spacious 19' x 22' deck with pergola, and an 8' x 14' storage shed perfect for hobbies or additional storage. Conveniently located near parks, shopping, dining, and major commuter routes. Move-in ready with no HOA restrictions and exceptional outdoor living spaces designed for relaxing and entertaining.

2
BEDS
2
BATHS
1,564
SQFT
0.18
ACRES

Amazing Spacious home that is been recently remodel! Enormous 23x26 living area with a fireplace. Massive backyard with a great deck. refrigerated air, solar panels that are already paid off.

3
BEDS
2
BATHS
2,022
SQFT
0.23
ACRES
$490,000
-10,000$ 06/29

PRICE IMPROVEMENT! Former Ben Lucero Model exhibits over the top beauty + quality construction! Located in secluded neighborhood with park & mountain views, home has been meticulously maintained & tastefully updated by original owner! Popular floor plan has huge living/dining room combo with soaring 15' ceilings, a gas log FP, ample windows for light. & a energy efficient glass door that leads to patio & low maintenance backyard. The chef's kitchen-BK Nook features Hi-Macs Solid Surface counter tops, ample natural wood cabinets, newer appliances, & a bay window in BK Nook for great views! Beauty & function combined. The open sunny staircase has 3 clerestory windows shedding light downstairs & upstairs. The upstairs landing leads to a private, luxurious owners' suite + a deck. SEE MORE

3
BEDS
2
BATHS
2,147
SQFT
0.13
ACRES

Nestled on a quiet street, this charming 3 bedroom, 1 3/4 bathroom residence offers the perfect blend of space, comfort, and community.The functional layout features a formal living room that flows effortlessly into a bright, open dining area and family room. Outside, the expansive, fully fenced backyard provides a safe haven for children and pets to play, alongside a covered, screened patio area ready for summer barbecues.Situated within walking distance to local parks and close to Puerto del Sol golf course, this home is perfect for making lasting memories.

3
BEDS
2
BATHS
2,263
SQFT
0.22
ACRES

Welcome to this charming corner-lot townhouse. From the moment you step inside, you're greeted by a bright and inviting living room featuring raised ceilings, natural light, and a cozy fireplace that sets the tone for comfortable living. Ceiling fans are thoughtfully placed to keep every space cool and comfortable, while carpet and laminate flooring add warmth and functionality. The kitchen sits at the heart of the home with a convenient center island, perfect for meal prep, or casual dining. Both bedrooms are located upstairs for added privacy, including a primary suite with a walk-in closet, ensuite bathroom, and private balcony access. Outside, a spacious backyard extends your living space and is perfect for outdoor enjoyment. Don't miss your chance to make it yours. Welcome home!

2
BEDS
3
BATHS
1,155
SQFT
0.06
ACRES

No HOA. No PID. Investment opportunity. The home is being sold AS IS. Seller will NOT provide any credits, repairs or price reductions.The home is on the schedule to be cleaned.

3
BEDS
2
BATHS
1,041
SQFT
0.1
ACRES

Welcome to the Ladera Heights Neighborhood! Step into a spacious, light-filled living room that immediately feels like home. The kitchen boasts incredible potential and is just waiting for your personal touch-imagine a grand island countertop as the perfect centerpiece for entertaining. The generous primary suite easily accommodates a king-size bed and features a private bathroom complete with dual sinks and a spacious walk-in closet. This Home offers a fantastic canvas to create your dream space. The backyard features wrap-around concrete with room to add a lush lawn. Location is everything! You are just minutes from major freeways and a quick drive to downtown, popular shops and restaurants right at your fingertips. The Ladera Golf Course is blocks away offering beautiful walking trails.

3
BEDS
2
BATHS
1,453
SQFT
0.11
ACRES

Enjoy Albuquerque sunsets from your own backyard retreat in the sought-after Quintessence subdivision. This beautiful Stillbrooke 4-bedroom, 3-bath, 2-story home offers a desirable main-level primary suite, spacious living areas, a 3-car garage, tile roof, and an approximately 0.23-acre lot.The outdoor living space is a true highlight, featuring a 2023 saltwater pool and spa, water accents, covered patio/pergola area, and inviting spaces to relax, gather, and entertain. Whether enjoying quiet evenings by the pool or hosting during the summer months, the backyard offers a setting designed to be enjoyed.Interior features include refrigerated air, HVAC updates, tile flooring on the main level, Laminate flooring on the stairs and upper level, and a custom closet in the primary suite.

4
BEDS
4
BATHS
2,850
SQFT
0.23
ACRES

The Colibri floorplan at Valentino Estates in Albuquerque, New Mexico is the largest and most expansive home in this exclusive Northeast Heights community, designed for buyers who want luxury living, maximum flexibility, and elevated everyday comfort. Offering approximately 2,740 square feet, 5-6 bedrooms, and 2.5-3.5 bathrooms, this home delivers exceptional space and functionality in one of Albuquerque's most desirable locations.From the moment you enter, the home opens into a grand and connected great room, dining area, and chef-inspired kitchen, creating a seamless flow for entertaining and daily living. The expansive layout enhances natural light and creates a true sense of openness throughout the home.

5
BEDS
3
BATHS
2,740
SQFT
0.16
ACRES

Beautiful and clean 3 bedroom 1.5 bath home with 2 living areas! Original hardwood floors in bright living room and bedrooms. Open kitchen with extra storage and raised bar. Huge den with wood burning fireplace. Double pane windows. Freshly painted inside and out. Oversized 1 car garage with workshop area. Backyard has small putting green, fire pit and storage sheds. Amazing uptown location with ideal freeway access. Close to Target, Trader Joes, Coronado and Winrock malls. Uptown shopping center with tons of restaurants and entertainment to enjoy year round! THIS HOME QUALIFIES FOR 1.75% PRICE INCENTIVE.

3
BEDS
2
BATHS
1,539
SQFT
0.14
ACRES

Incredible find in Glenwood Hills North. This home features a kitchen with cherry cabinetry, granite countertops, and stainless steel appliances.The floor plan includes large secondary bedrooms, a guest bedroom and bathroom on the lower level, and a master bedroom complete with a fireplace and a view deck. Additionally, the hall bathroom is equipped with a jet tub.The property is situated on a 0.25-acre lot with gorgeous landscaping and includes RV parking.

4
BEDS
4
BATHS
2,585
SQFT
0.28
ACRES

This charming home located at 11420 Manitoba Dr NE in Albuquerque offers an inviting open floorplan that is perfect for modern living and entertaining. Step inside to discover a beautifully remodeled kitchen featuring updated finishes, ample counter space, and updated appliances that make cooking a true pleasure. The bathroom has also been thoughtfully renovated, showcasing stylish fixtures and a fresh, clean design that enhances the overall comfort of the home.

3
BEDS
2
BATHS
1,794
SQFT
0.17
ACRES

Never lived in, this beautiful 4-bedroom, 1.75-bath home offers modern comfort and thoughtful design with an open floor plan perfect for everyday living and entertaining. The spacious kitchen features granite countertops, a large island, pantry, tile flooring, and plenty of cabinet space. The roomy primary suite includes a well-appointed bathroom and a walk-in closet. Enjoy year-round comfort with refrigerated A/C and the convenience of a 2-car garage. Refrigerator, washer, and dryer are included, making this home truly move-in ready. Seller is offering closing cost assistance with an acceptable offer--use it toward closing costs, an interest rate buy-down, or other lender-approved expenses. Don't miss this opportunity to own this never-lived-in home with valuable buyer incentives!

4
BEDS
2
BATHS
1,632
SQFT
0.1
ACRES

Tucked just off Rio Grande Blvd, this fantastic, move-in ready Near North Valley home in sought-after Acequia Jardin is ready to welcome you. Seeking a simpler lifestyle connected to nature and community? This thoughtfully renovated home offers 2 bedrooms, 1 bath, oak hardwood floors, wood windows, abundant natural light, refrigerated air, tankless water heater, gas range, updated kitchen and bath, large private courtyard with lush landscaping, and a one-car garage. Enjoy minutes to the Rio Grande Nature Center, Old Town, BioPark, Flying Star, and walking and biking trails. Community amenities include a guest casita (low nightly rate), and shared gardens. Don't miss this exceptional Near North Valley home for sale.

2
BEDS
1
BATHS
864
SQFT
0.2
ACRES
$399,000
-20,900$ 06/27

A very well-kept beautiful home in a desirable community. This is one of the top-choice floor plan Stillbrooke Home usually built in the Northeast side of the town. Seller paid extra to have this floor plan built. Open and welcome the moment you step inside. With high Ceilings and plenty of bright natural light. All rooms are roomy and easy to access, with granite countertops and kitchen island, plenty of cabinet space, Pantry. Good size of loft (17'2'' x 11'4'') upstairs. It can be an office, the 3th family room or very easy converting into the 5th bedroom. Big size Master with big vanity bath room, garden soak tub and shower separate. Seller has replaced all window blinds new (except few north facing) Enjoy south western style garden front and back Don't miss out on this beautiful house

4
BEDS
3
BATHS
2,660
SQFT
0.1
ACRES
$475,000
-10,000$ 06/30

Stunning contemporary home located in the gated Candelaria Village community in Albuquerque's desirable North Valley. This beautifully maintained residence showcases quality craftsmanship, custom finishes, and exceptional pride of ownership throughout. The open-concept floor plan features soaring ceilings, including 12-foot ceilings in the main living areas and 10-foot ceilings in the spacious owner's suite, along with abundant natural light from skylights. The gourmet kitchen is designed to impress with granite countertops, upgraded stainless steel appliances, custom designer cabinetry, and a large pantry for added storage. The luxurious owner's retreat offers a private spa-like bath complete with a garden tub, oversized separate shower, dual vanities, and an enormous walk-in closet.

3
BEDS
2
BATHS
1,675
SQFT
0.13
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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