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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 698 listings in Albuquerque.

Welcome to this stunning property in the desirable Vista Del Aguila subdivision! This 4-bed, 3-bath home features beautiful main-floor updates including luxury vinyl plank flooring, fresh paint, a new front door, newer blinds, and an updated kitchen with custom cabinetry and granite countertops. The home offers a main-floor bedroom with an attached 3/4 bath--ideal for no-stair living or office/flex space. The primary suite features a shower and jetted tub, large walk-in closet, and private walk-out balcony with breathtaking mountain and city views plus a prime sightline for the New Mexico Balloon Fiesta. Enjoy a fully landscaped front and backyard with mature trees and shrubs, latilla fencing, and no neighbors directly behind. Metal roof installed in 2025. Schedule a tour today!

4
BEDS
3
BATHS
1,799
SQFT
0.1
ACRES

CHARMING 3 bed 2 bath home with a Casita attached to home!! Step into this home and you will find two living areas for relaxing and entertaining. The kitchen comes equipped with all the appliances for cooking your favorite meals. The master bedroom is spacious and comes with a double sink and full bathroom. Stepping into the sunroom you will find the entrance to the Casita. In the casita is a full kitchen, living area, one bedroom and a full bathroom. This home has a lot to offer and you won't want to miss out on it. Call today!

3
BEDS
2
BATHS
1,608
SQFT
0.24
ACRES

Perfect adobe starter home in the Sawmill district. Property has upgraded electric service, split system heating and cooling, built-in water filtration and upgraded kitchen. All this in a comfortable ambient setting right behind the Sawmill Market. Bring all offers.

2
BEDS
1
BATHS
858
SQFT
0.08
ACRES

This home has an open floorplan, great natural light, living room plus a den. Large country style kitchen, with island and a pantry. On top of the 3 spacious bedrooms you will also find a private office, that can easily be converted into a 4th bedroom if desired. You do not want to miss out on this gem!!

3
BEDS
2
BATHS
1,779
SQFT
0.1
ACRES

Outstanding Mossman home in desirable Bear Canyon Village offers approximately 2,655 sq ft of living space with 4 bedrooms, 3 bathrooms (2 full, 1 powder), and a 2-car garage +, combining classic architecture with modern upgrades. The open-concept floor plan features stunning floor to ceiling window in the living room and dining rooms, flowing into a den ideal for secondary living area. The kitchen showcases luxury granite countertops, alder wood cabinetry, and a pantry, while 2020 Italian tile flooring extends throughout the main living areas. The primary suite features wood flooring and updated bathrooms throughout the home. Fresh exterior stucco and lighting. Flagstone entry with two flagstone backyard patios one off the primary suite. The backyard landscaped for spring flowers.

4
BEDS
3
BATHS
2,655
SQFT
0.27
ACRES

Looking for a great place to start? This charming townhome is in a fantastic location near restaurants, shopping, grocery stores, and with easy access to the interstate. Inside, you'll find fresh paint that makes the home feel bright and move-in ready, with plenty of opportunity to add your own style and updates over time. The small backyard is perfect for a morning coffee, a little gardening, or a pup to enjoy. Whether you're buying your first home or looking for a smart investment, this is an affordable opportunity to build equity and make a space truly your own. Come take a look--you might be surprised how much you love it!

2
BEDS
1
BATHS
1,051
SQFT
0.05
ACRES

A thoughtfully arranged residence offering 2 bedrooms and 2 bathrooms with an attached 1-car garage. Interior spaces receive consistent natural light, creating a bright foundation within a compact and efficient layout that is easy to adapt and redesign over time. The home's size allows for manageable customization, with existing features providing flexibility for updates and improvements at a comfortable pace. Conveniently located near North Domingo Baca Park, Ventana Ranch Park, and shopping and dining along Paseo del Norte and San Mateo Boulevard, with access to major routes serving the Albuquerque area.

2
BEDS
2
BATHS
1,123
SQFT
0.03
ACRES

Pre-Foreclosure, priced to sell, time is of the essence! This 3 bedroom, 3 bathroom, 2-story, 2 car garage floorplan boasts 1843 square feet and amazing views! Located in the Towers subdivision, it's an easy place to call home. Newer roof, vaulted staircase, balcony, patio, upgraded landscaping, walled backyard, exterior storage & dog run. Convenient access to multiple parks and schools nearby. SIGNIFICANT EQUITY HERE for someone who's got what it takes to make it elegant again (needs fresh paint, flooring and a good deep cleaning). Serious offers only, owner occupant offers considered first. Sale is AS-IS, seller can make no improvements. Should be fine for FHA/VA, schedule your showing today!

3
BEDS
3
BATHS
1,843
SQFT
0.15
ACRES

Nestled in the heart of ABQ, on a quiet tree-lined neighborhood near UNM and Nob Hill - just minutes from Uptown, this adobe style home could be yours!A shaded front porch, and expansive fenced backyard, perfect for your dog or gardening dreams. You'll love the original wood flooring & abundant natural lighting. The floorplan features two living rooms, one with built-in shelving & a wood stove, a dining room, spacious kitchen & three bedrooms. There's even a great bonus room that would make a perfect art studio, home gym, office or whatever else your heart desires!

3
BEDS
2
BATHS
1,992
SQFT
0.19
ACRES

Well-maintained home in a desirable NW Albuquerque location featuring a newer roof, furnace, and hot water heater for added peace of mind. The kitchen has been refreshed with updated countertops, offering a clean and functional space for everyday living. This property provides a solid blend of comfort and reliability with major systems already upgraded. Conveniently located near shopping, dining, parks, and easy access to main roads. A great opportunity for an owner-occupant or investor looking for a move-in ready home with key updates already completed.

3
BEDS
1
BATHS
1,106
SQFT
0.16
ACRES

Welcome to Loba Luna Retreat - A Timeless North Valley Oasis! Nestled privately off 4th Street in the serene heart of Albuquerque's historic North Valley, this extraordinary property invites you to turn your dreams into reality. Revered as a beloved Bed and Breakfast (on and off since the 1960s), Loba Luna has welcomed and enchanted thousands of visitors over the decades, offering a peaceful escape amid New Mexico's iconic landscapes. Step inside to discover authentic Southwest charm at every turn. The spacious 5-bedroom, 8-bathroom home (4 ensuites) features classic adobe walls, warm brick floors, traditional Saltillo tile, exposed beam ceilings with hand-hewn vigas, cozy bancos, and beautiful maple cabinetry throughout. The expansive dining room accommodates up to 50 guests.

5
BEDS
8
BATHS
5,594
SQFT
1
ACRES

This lovely 4 bedroom, 3bath townhome has a bright open floor plan with a large greatroomKitchen is highlighted by stainless appliances and granite counter top and dining area. Upstairs has a spacious primary suite with a private balcony, large walk-in closet, bath with dual sink vanity, garden tub and separate shower. Two additional bedrooms and bath upstairs. Fourth bedroom and bath on main level, ideal for guests or in-laws. Home has quick access to Kirkland Air Force Base and Sandia National Labs.

4
BEDS
3
BATHS
1,947
SQFT
0.07
ACRES

Welcome to this unique property! You won't come across anything quite like this in the area. Situated directly across from the park, this expansive corner lot offers ample space for all your toys. The property features 4 bedrooms, 2 bathrooms, an office space, and an RV garage with 30/50 amp hookups. Property highlights new windows, newer stainless steel appliances, luxury vinyl flooring, upgraded kitchen, bathrooms and refrigerated air. There's also a separate gym/studio and gated outdoor storage. Both the gym and garage are heated and cooled equaling an addl 657 sq ft of space, they are not included in the total square footage. Ask your realtor for the full upgrades list. Don't miss your chance, schedule a showing today!

4
BEDS
2
BATHS
1,838
SQFT
0.21
ACRES

Welcome to this lovely home in the desirable Andalusia subdivision. A tiled entry w/a charming lighted nicho sets the tone for the home's warm SW style. The open-concept great room featuring a cozy gas-log fireplace w/a nicho above, connects the living, kitchen & dining areas--ideal for everyday living & entertaining. The kitchen offers generous cabinetry, pantry space & peninsula w/bar seating & nook w/bay windows. Step outside to a thoughtfully designed backyard, w/touches by Shelly Landscaping, featuring stamped concrete, mature trees, and lush plantings including rose of Sharon, purple locust, crape myrtle, rosemary, rose bushes and snapdragons. Roof and stucco completed 2024. *Seller offering up to a $4,000 credit w/ acceptable offer.*

3
BEDS
2
BATHS
1,913
SQFT
0.17
ACRES

Welcome to this spacious and well-maintained Southwest-style home. This property features multiple living areas with tile and wood flooring throughout, and a functional layout ideal for everyday living or entertaining. The kitchen offers generous cabinet space, a breakfast bar, and easy access to dining areas. Bedrooms are comfortably sized, and the home includes ample storage, including built-in shelving. Enjoy outdoor living under the large covered patio, perfect for relaxing or hosting gatherings, with gated access and room to customize the yard. The home is equipped with refrigerated air for year-round comfort. Exterior updates include brand-new stucco completed in 2025, enhancing both curb appeal and durability. Conveniently located near shopping, dining, and major roadways.

3
BEDS
2
BATHS
1,716
SQFT
0.14
ACRES

Cozy single-story adobe home in a prime location near downtown Albuquerque with quick access to I-25! Just minutes from the South Broadway Library and Cultural Center, this home features two spacious bedrooms and an open, light-filled kitchen and dining area perfect for everyday living. Updated flooring and tasteful renovations throughout enhance the home while maintaining its classic adobe character and charm. Recent upgrades include a modern cooling system and an updated electrical service panel. Step outside to a shaded deck surrounded by mature treesa''an ideal space to relax or gather with friends. A detached garage and convenient parking area add everyday ease. Low utility bills and energy-efficient features make this home an outstanding value. Don't miss your chance to see it!

2
BEDS
1
BATHS
846
SQFT
0.16
ACRES

Cute patio home in the NE Heights! This 1,300-sq-ft home offers 2 bedrooms and 2 baths with prior renovations that include granite countertops and stainless steel appliances. The open-concept floor plan is ideal for everyday living and entertaining, while the living room features a charming kiva fireplace for added warmth and character. Enjoy outdoor living in the covered patio and front courtyard, both completely walled for privacy--perfect for relaxing or hosting guests.

2
BEDS
2
BATHS
1,300
SQFT
0.08
ACRES

Discover this exceptional 1-bedroom, 1-bath residence in Rancho Mirage's desirable gated Vista Del Norte community. Offering an open-concept floor plan, this home features a freshly updated kitchen with a new gas stove and dishwasher, along with new carpeting in the master bedroom. Enjoy breathtaking mountain views from your private balcony. Community amenities include two pools, a clubhouse, and a fitness center.

1
BEDS
1
BATHS
827
SQFT
0.01
ACRES

Welcome to 509 Whisper Drive SW, a well-maintained two-story home located in a desirable Southwest Albuquerque neighborhood. Offering approximately 1,698 square feet of comfortable living space, this residence features four bedrooms, two and a half bathrooms, and a two-car attached garage, making it an excellent fit for a variety of lifestyles. The thoughtful floor plan provides a natural flow between living spaces while maintaining privacy where it matters most.All four bedrooms are located upstairs, creating a quiet and functional separation from the main living areas. The primary suite includes a full private bathroom, while a full hall bathroom serves the additional bedrooms. A convenient half bathroom is located on the main level for guests.

4
BEDS
3
BATHS
1,698
SQFT
0.1
ACRES

Stunning Northeast Albuquerque Home - Sandia Mountain Views & Spectacular Sunrises and sunsets!This versatile 4-bedroom (possible 5th bedroom or office) residence offers multiple living areas, perfect for families or entertaining. Enjoy generous space in a prime location near dining, shopping, and amenities.Wake up to breathtaking Sandia Mountain vistas and vibrant sunrises right from your windows or backyard! Right around the corner from shopping and dinning. Spacious layout, eastern exposure, and unbeatable scenery make this a true gem in one of Albuquerque's most desirable neighborhoods. Don't miss out! Freshly Painted.

4
BEDS
4
BATHS
2,527
SQFT
0.15
ACRES

Welcome to this updated and move-in ready 3-bedroom, 2-bath home located in desirable SE Albuquerque. Featuring a bonus room perfect for a home office, gym, or additional living space, this home offers flexibility to fit your lifestyle. Recent updates include a newer roof, new flooring throughout, and updated appliances. The large enclosed yard provides ample space for entertaining, pets, or gardening. Conveniently located near schools, shopping, and major commuter routes--this home is ready for its new owner.

2
BEDS
2
BATHS
1,408
SQFT
0.16
ACRES
$315,000
-10,000$ 02/10

Move-in ready single-story Pueblo-style home full of potential! Situated on a huge lot with possible backyard access, plus an oversized detached two-car garage--perfect for a workshop, studio, or band practice without disturbing the home. Features 3 bedrooms in the main house and a converted garage studio suite with separate access and water closet, ideal for a 4th bedroom, office, or hobby room. TPO roof only 3 years old, refrigerated air and furnace installed in 2020, and brand-new stucco in 2026. Expanded living room from an enclosed patio offers generous space, anchored by a stunning wood-burning fireplace. Separate dining area beside a charming kitchen with stainless steel appliances. Ceiling fans throughout. Prime location near shopping, dining, and easy freeway access.

4
BEDS
3
BATHS
1,773
SQFT
0.2
ACRES

Updated 2-bedroom, 2-bath home in the gated Towne Park subdivision on a corner lot with Sandia Mountain views. Features include abundant natural light with skylights, new luxury vinyl flooring with a 25-year warranty, fresh interior paint, new light fixtures, updated bathroom mirrors, and a new refrigerator and microwave. The living area includes a wood-burning fireplace. Recent updates include a swamp cooler less than 1 year old and a water heater under 5 years old. Xeriscaped front and back yards offer low-maintenance living, plus a 2-car garage. HOA dues of $132/month cover front yard and common area maintenance, pools, parks, clubhouse, fitness room, courts, trash service, and gated entry. Located in an affordable lending area. Land is owned.

2
BEDS
2
BATHS
1,133
SQFT
0.12
ACRES

Brand new, never lived in Pulte home. Enjoy brand new appliances, new carpet, new A/C, new tank-less hot water heater, and so much more. Spacious 5BR, 3BA home with downstairs owner's suite, large loft with balcony, and bonus game room. Perfect layout for comfort, entertaining, and family fun!

5
BEDS
3
BATHS
3,481
SQFT
0.16
ACRES
$350,000
-10,000$ 02/07

Welcome home! This 3 bedroom, 2 bathroom home offers both comfort and potential with a versatile floor plan and excellent location. Featuring 2 spacious living areas, a functional kitchen with beautiful updated, Large lot with an additional 1 car garage/workshop in the back!! Don't miss this opportunity in the NE Heights!

3
BEDS
2
BATHS
1,502
SQFT
0.23
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.