Owner Financing Homes in Albuquerque
Find homes with owner financing available in Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 65 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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OWNER FINANCING available! Located in the Country Meadows subdivision of Ventana Ranch, this charming single story, 3-bedroom, 2-bath home offers 1,400 sq. ft. ofcomfortable living space and a 2-car garage. The spacious great room features vaulted ceilings and flows seamlessly into the kitchen, complete with abreakfast nook, island, bar seating, and stainless steel appliances--including the refrigerator. The primary suite offers a large walk-in closet, and double sinks. Enjoy the beautiful, low-maintenance backyard featuring a putting green, turf, and a covered patio-perfect for relaxing or entertaining. Additional highlights include solar, security system, refrigerated AC with smart thermostat and access to community amenities such as a pool and trails!
Beautiful property in the South Valley. The house features 3 bedrooms, 2 bathrooms, a spacious kitchen, gate, and fencing all Around. It also includes a carport and backyard. Submit your offers!
Live in one, use the other or enjoy the space all to yourself. This beautifully remodeled downtown property features a 3-bedroom main home plus a detached 1-bedroom casita, perfect for guests, extended family, or added flexibility.With separate entrances, full kitchens in both units, and a prime location near Old Town, UNM, and local hotspots, this home offers comfort, versatility, and opportunity. Whether you're searching for a primary residence or a home with income potential, this one checks all the boxes.Optional furnishings available for a seamless move-in or turnkey setup.
Welcome home to this delightful 3-bedroom, 2-bath mobile home nestled in a friendly mobile home park. Perfectly sized for comfortable living, this home offers a warm and inviting atmosphere with thoughtful updates throughout. Recent updates include fresh paint, newer flooring, and modern touches that make this home move-in ready.Priced affordably and with flexible owner financing options available, this is an excellent opportunity for first-time buyers, families, or anyone looking to own instead of rent. Enjoy the low-maintenance lifestyle of a mobile home park while building equity in your own home. Don't miss out on this charming, updated gem! Schedule your private showing today and see why this affordable home is the perfect place to call your own.
Villa Blanca Townhomes, rarely on the Market. Quiet and beautiful neighborhood, spacious area to walk around, and close to shopping and schools. Flooring replaced in the 2 bedrooms, 1 full bath, Large open Family room to private walled back yard.Low HOA dues, stove and refrigerator 2 years old, separate area for washer and dryer, pantry.
Sold on a Real Estate Contract only. $20,000 down, 30 yr fully amortized, 8% , $1981 + taxes and Insurance monthly. Nice area, all tile floors, large garage, nice finished Shed in the back. Large patio and private back yard. Inspections to be used for Buyers information only.
Pssst: Why buy new construction when you can have THIS? Half-acre lot & Sandia Mountain views! This stunning 3-bed, 2-bath home located in Albuquerque's highly desirable South Valley, has been completely remodeled inside and out; including: roof, stucco, windows, water heater, furnace & ductwork. Don't forget about the gorgeous full interior refresh throughout; with updated bathrooms, kitchen accompanied with stainless steel appliances, flooring, & lighting fixtures! Sitting on a rare half-acre lot with 1,366 sq ft of move-in ready living space, this home delivers big on space, style, and value. Well water = zero compromises! Come see it before someone else does :) schedule your viewing today! **Owner financing available with 20% down**
Expanded Single Wide on owned lot. 4 bedrooms, 2 bathrooms, spacious living room, kitchen, and added dining room, plus a bonus sunroom (not heated and not added to square footage). Carport and fenced back and side yards. Owner Financing Considered
Welcome to 9225 Mescalero Rd NE in the desirable Northeast Heights. This home has been fully remodeled inside, offering a fresh, modern feel with updated finishes throughout. It features a comfortable layout with plenty of natural light, spacious living areas, a functional kitchen with ample storage, and well sized bedrooms. A second living area provides great flexibility and can be used as a home office, playroom, or additional lounge space. The backyard offers plenty of room to relax or entertain, and both nearby parks are within walking distance.
Welcome to Pulte's Famous Manzanita Floor Plan - Gated Community Living Step into comfort and style with this beautiful 4-bedroom, 2-bath home, ideally located in a sought-after gated community featuring a private park and scenic walking trails just moments away. The open and inviting kitchen is designed to inspire your inner chef, with generous counter space, modern finishes, and a layout perfect for both everyday meals and hosting friends and family. The spacious living areas flow seamlessly, offering plenty of room to relax, entertain, and make lasting memories. The primary suite provides a peaceful retreat , while three additional bedrooms offer flexibility for guests, a home office, or hobbies. Experience the perfect balance of community charm and modern living.
Welcome to 914 Bellamah Avenue, a move-in ready 2007-built townhome in the heart of historic Downtown Albuquerque. No HOA!Enjoy unbeatable proximity to Old Town, Sawmill Market, museums, local coffee shops, breweries, popular dining, and quick freeway access. Inside, this well-maintained home offers year-round comfort with refrigerated air and a cozy gas kiva-style fireplace. Step outside to two private balconies with beautiful city and mountain views. The layout features 3 bedrooms, 2.5 bathrooms, and a one-car garage, with all appliances conveying. A carpet allowance is offered, giving you the opportunity to make it your own.
SO MUCH POTENTIIAL! Investors dream!! After Rehab Value is a high of $355,000. Great location in Northeast Albuquerque. Close to utilities, with mountain views. This 4 bed 2 bath is perfect for bigger family. Plenty of land with a counter lot to have back yard access. With some TLC and elbow grease this property can be transformed into you dream home. See it of yourself, we promise you will notice all this home has to offer!! Owner Financing considered. Please see CMA.
A great investment opportunity located close to UNM, the airport, the base and the golf course. Could be a great rental or flip. Huge lot with multifamily zoning. Come and turn this into a great property with your own touch. Build sweat equity. 3rd party sites show higher estimates since it is a great area. Great value add opportunity, solid wood floors with a garage that could be a 3rd bedroom. Come view today,
Welcome to this well-loved condo; a rare 3 bd., 1.5 ba., 1150 sq. ft. home in NE ABQ for under $250k! With a short drive to I-40, a trip to the mountains, downtown, or westside is a breeze. Closer to home, you'll find a library, parks, coffee shops, restaurants, and more. Upstairs has 3 good-sized bedrooms and 1 full bath, and the downstairs half-bath is wonderful for guests. Frigidaire appliances and a gas stove in the kitchen with easy laundry room access makes this home move-in ready. South-facing living room windows flood your home with sunshine in the morning, while the kitchen provides a view of the rosy mountains in the evening! An adorable, built-in bookshelf and lovely, privately fenced back patio with a storage area make this home complete. Call or text Austin about REC terms.
Beautifully Remodeled 2 Bed, 2 Bath Home in Prime UNM Location!!! Discover this stunning and fully updated 2-bedroom, 2-bathroom home with 1,734 square feet of thoughtfully designed living space. Nestled in the highly sought-after UNM area, this unique and cozy home offers the perfect blend of modern upgrades and charming character. Conveniently located just off Carlisle and Indian School, you'll enjoy quick access to shops, dining, parks, and everything the vibrant neighborhood has to offer. Don't miss this rare opportunity in one of Albuquerque's most desirable locations!!!
Urban Living at its finest in this hip, modern condo set within a beautifully restored historic bank building. Thoughtfully updated throughout, this stylish unit blends industrial character with contemporary design. Enjoy seamless access with the unit located on the same floor as the parking garage, plus added security with a doorman Mon-Fri. Grab your morning coffee just downstairs, then unwind on your private deck, with both mountain and city views. The versatile upstairs loft offers the perfect space for a home office, gym, or a second living area. Bonus: seller is open to owner financing or paying the buyer's HOA fees for TWO years -- an incredible opportunity to own in the heart of downtown.
Now offering Owner Financing! 5.5% interest with 20% down. Welcome to your dream home at the edge of the city! This stunning one-story fully custom Hinkle Home boasts energy efficiency and breathtaking views of the mountains and city lights. The spacious great room features a full wiring closet access from primary, built in speakers and oversized windows that flood the space with natural light. You'll love the modern upgrades, including granite countertops, stainless steel appliances, solar and a 4 car garage with a massive RV garage big enough for all the toys, 1 garage is both heated and cooled, perfect for a home gym or man/woman cave or workshop. With seven skylights & MinkaAire ceiling fans & gorgeous backyard patio comfort and convenience are at your fingertips.
OWNER FINANCING POSSIBLE/TENANT OCCUPIED UNTIL 1/31/27! Must have contract in place to see it in person due to tenancy. Wow! 3rd floor loft with high ceilings, close to downtown living, UNM, hospitals, Rail Runner and much more!! With a tenant already in place, this loft is already generating a cash flow. Enjoy coffee or wine in the courtyard with its beautiful fountain playing its soft music. Large hallways make for a wide-open comfortable feel and with the lockers that come with the loft, there is additional storage space. You really must see this unit to appreciate the charm, character, uniqueness and functionality. This is a great unit and priced to sell for a condo/loft downtown! Did I say Owner Financing?
Rent option too!! $5,000 Buyer Credit with Acceptable Offer! 1% lender credit with our lender!This beautifully maintained 3-bed, 3-bath home is ready! Featuring an open floorplan designed for comfortable living and entertaining, the space is filled with natural light from large windows that create a bright, welcoming atmosphere throughout.The kitchen offers granite countertops and flows seamlessly into the main living areas. Newly installed carpet adds a fresh touch, & a brand-new sliding glass door provides easy access to your yard, enhancing the indoor-outdoor connection.Enjoy the rare benefit of 2 yard spaces for pets, entertainment or gardening.Close to the community pool & amenities, this home also offers added value w HOA coverage that includes water and trash
A 3-bedroom, 2-bathroom single-family home was reconfigured and converted into two independent studio-style living units. The interior layout was modified to divide the house into two separate sections, each functioning as a small studio apartment.each one with access to a private bathroom. Each unit has its own entrance, allowing occupants to enter and exit without passing through the other unit. It can be converted back to a 3 bedroom 2 Bathroom house if preferred. Owner Financing Available.
Nestled in the highly desirable Oxbow Park neighborhood, this beautifully renovated home offers spectacular views of the Sandia Mountains, the Bosque, and sparkling city lights. Thoughtfully updated within the last eight years and lovingly maintained by its original owner, this residence blends comfort, style, and incredible scenery.The home features 3 bedrooms, 2.5 baths, and an inviting loft with direct access to a view deck, creating the perfect space to relax and take in Albuquerque's stunning sunsets. The massive owner's suite is a true retreat, also featuring private access to the view deck, a spacious owner's bathroom, and a generous walk-in closet. The kitchen is designed for both everyday living and entertaining, showcasing Bosch appliances, quartz countertops, and a peninsula
One-of-a-kind custom built masterpiece and less than a yr old, this estate sits on nearly an acre on one of the city's most prestigious streets, showcasing unobstructed Sandia Mountains views. You're welcomed by a gated courtyard, custom-designed front door, open to cathedral ceilings with exposed beams, huge windows capturing stunning views. The kitchen features custom cabinetry, dual oversized islands, and a service pantry. There are 5 private en suites, an office, gym, and spacious laundry room with storage and 6 fireplaces. Resort-style grounds include a pool, spa, cabana, fire pit, pizza oven, built-in grill, lawn, covered and open patios. Nearly 4k SF of garage space with an Rv space and ample storage. C4 control system, wired for an elevator and generator. Luxury at it's best!
OWNER FINANCING 20% DOWN 5% INTEREST RATE******810 Solar Road NW offers a rare blend of space, upgrades, and outdoor access. This beautifully updated 5-bedroom, 4-bath Mid-Century home features a newer chef's kitchen with upgraded appliances, newer flooring and tile, fresh interior and exterior paint, and a new fireplace surround. Both the main guest bath and second guest/garage bath have been remodeled. Major improvements include a new roof, new windows, custom side-entry gates, a new deck, and professionally landscaped yards with park-style sprinklers across six zones. The backyard features year-round green hybrid grass, ditch access, and valuable water rights. Ideal for entertaining with two living areas and just a two-minute walk to Los Poblanos Open Space.
New Construction Custom New Build located near Old Town & Sawmill Market with plenty of entertainment nearby. This contemporary home features 4 beds 4 baths, loft area, balcony, and custom tile work throughout. The open concept kitchen features Calcutta Quartz and custom cabinetry. 2 master bedrooms, 1 downstairs and 1 upstairs. Low maintenance backyard features custom stamped walkways and patios. Move in ready!
Welcome to this luxury home located in highly desired Thomas Village. Inviting adobe inspired exterior with a welcoming entry. Owned solar! Interior features include wood beams, abundant natural light, and an open, functional layout. The main living areas are ideal for everyday living and entertaining. The kitchen offers ample counter space, generous cabinetry, and updated appliances. Additional highlights include contemporary finishes, updated lighting, and well-designed gathering spaces throughout. Generous sized bedrooms and 2 private suites offers endless possibilities including multigenerational living or short term rental. Private, low maintenance yard complements the home's character. Located near parks, shopping, dining, and major roadways. Owner financing available.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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