Owner Financing Homes in Albuquerque
Find homes with owner financing available in Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 64 listings in Albuquerque.
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3428 Ross Avenue SE, Albuquerque
Great opportunity to live close to nob hill, UNM and all the good stuff! Easy access to anywhere is town. Next to the golf course the base, the hospitals and everything. New TPO roof, refrigerated air conditioning, new flooring, new cabinets, new quartz counter tops. New windows, updated electrical panel and new garage door with opener. Fresh paint inside and out. New refrigerator and stove with fresh landscaping. Move in ready with everything you need!!! Schedule your showing today!
Welcome to a rare find just steps from Downtown Albuquerque -- a 2-bedroom, 1-bath home with beautifully refinished original hardwood floors and a covered front porch full of charm. But the real star here is the land: this corner lot spans approximately 100' of frontage and 142' of depth, a single combined parcel (Lot 6 + south 4' of Lot 5, Block 9, Huning Highland Addition) that's significantly larger than a typical in-town lot. Alley access at the rear adds convenience. Room to dream here -- expand the home, add an ADU, create extra parking, or simply enjoy the space. All within walking distance of downtown dining, breweries, entertainment, and the Rail Trail. A wonderful opportunity for an owner-occupant or investor alike.
One-of-a-kind custom built masterpiece and less than a yr old, this estate sits on nearly an acre on one of the city's most prestigious streets, showcasing unobstructed Sandia Mountains views. You're welcomed by a gated courtyard, custom-designed front door, open to cathedral ceilings with exposed beams, huge windows capturing stunning views. The kitchen features custom cabinetry, dual oversized islands, and a service pantry. There are 5 private en suites, an office, gym, and spacious laundry room with storage and 6 fireplaces. Resort-style grounds include a pool, spa, cabana, fire pit, pizza oven, built-in grill, lawn, covered and open patios. Nearly 4k SF of garage space with an Rv space and ample storage. C4 control system, wired for an elevator and generator. Luxury at it's best!
This home is located the NE Heights. 3 B/R, 2 BA, 1 Carport, Separate entries and 2 backyards with backyard access Perfect for roommates, in-law quarters, etc. 2 living areas, one w/Brick F/P. 2 laundry areas. Kitchenette. Recent (2022) wall furnace, hot water heater., carpeting in bedroom. Hardwood and ceramic flooring, Ceiling Fans, skylights, jet tub. Close to UNM, Uptown, Freeways, shopping, schools. Lots of possibilities for this great home! Home needs some TLC.
Affordable Homeownership or a Great Investment Opportunity. This 2bed, 1bath residence situated on owned land, offering both short term value & long-term investment potential. The property includes all essential utilities, water, sewer, & electricity. Providing convenience & immediate livability. Enjoy the privacy & flexibility of generous surrounding land, creating opportunities for expansion, outdoor living, storage, or future development. Owner financing available for qualified buyers with a substantial down payment, making this an attractive alternative to traditional lending.
Welcome to this well-maintained two-story home located in the desirable Northwest Albuquerque/Rio Rancho area. Built in 2009, this home offers approximately 1,644 sq ft with 3 bedrooms and 3 bathrooms, providing a functional layout with comfortable living spaces. The main level features a spacious living area ideal for everyday living and entertaining, along with a convenient half bath for guests. The kitchen offers granite countertops and ample cabinet space, opening to the dining and living areas for easy flow. Upstairs you will find three bedrooms and two full bathrooms, including the primary suite. Additional highlights include owned solar for improved energy efficiency, fresh paint and new carpet 2024, and a covered patio perfect for outdoor relaxation...
This recently remodeled 2,400-square-foot North Valley home offers 3 bedrooms, 3 bathrooms, multiple living areas, a breakfast nook, and a new refrigerated air and heating system. The covered carport extends the length of the home and opens to an expansive backyard with ample space for multiple vehicles, recreational toys, outdoor entertaining, or additional storage. This spacious property provides comfort, flexibility, and room to enjoy. Seller financing is available with no calls!
1009 Dakota Street NE, Albuquerque
This home has so much to offer! Major updates completed in 2023 include a furnace, water heater, evaporative-cooler, roof, windows, kitchen granite countertops, stainless farm sink, cabinets with crown molding, stove, and garbage disposal, providing added peace of mind. Inside, you'll find a carpet-free interior and a comfortable layout ready for you to make your own.The spacious 0.22-acre lot features convenient backyard access, offering plenty of possibilities for RV parking or the potential to build an ADU. It features a huge covered porch! A contemporary style extension was made in 2020 to the cinder block wall, raising the privacy to about 6 ft.' Wrought iron fencing has been added to the front and back yards.Conveniently located near shopping, restaurants, and everyday amenities, this property offers a great combination of updates, space, and flexibility.Seller financing may be considered with 20% down, 6% interest, and a 5-year call.
632 Saddle Blanket Trail SW, Albuquerque
Come check out this beautiful, well maintained 3 bedroom, 2 bath home with private backyard and functional floor plan. Minutes from freeway, stores and so much more.
3608 Vista Del Sur Street NW, Albuquerque
Gorgeous golf course home. Perfect location for St Pius or Bosque Academy families! One owner since new, many updates throughout. Oppel Jenkins 'Santolina' floor plan. Super quiet neighborhood with amazing views. 2 full living areas, 4 bedrooms, office and 2 dining areas. The patio and gazebo, pond, putting area and garden area are all on the east side for beautiful cool evenings. HUGE deck and patio area. Firepit, and 2 garden areas. Enclosed patio off the main bedroom. Main bedroom /bath has been completely renovated. 3 total bathrooms, all with full tile floors. New flooring, paint throughout. So many upgrades! Parking for 5 vehicles. The sprinkler system, pond, garden area, everything is in working order. The prior pool could be renovated, but is fully covered and out of service. Brand new HWH, upgraded furnace. Great access to shopping and restaurants, dog park and the back yard is the Ladera Gold course. 220V curbside power for your RV! You found a true gem!Results: 1 Selected: 0
Beatuiful townhouse syle condo for sale in the convenient Winrock Villas. Location, location, location and mere minutes away from tons of shopping, restaurants, dining, gyms, parks, Regal movie theater, and both Winrock & Uptown Malls and with quick access to I-40 too. This condo has a great floor plan with the kitchen, living room, dining, 1/2 bath and laundry area downstairs and then both good sized bedrooms lcoated upstairs each with their own bathroom. All the appliances stay including a stackable washer & dryer in the unit!. HVAC system is only a year old and the fridge, dishwasher, washer & dryer are are only 1-2 yrs old. Oversized courtyard with storage shed to enjoy sunrises & sunsets. Then step away from the pool! HOA amenities include clubhouse/fitness center, year around indoor pool/hot tub, sauna, 3 outdoor pools, & on-site laundry facility. HOA fees also include gas, electricity, water, trash, sewer, landscaping, property taxes, exterior of building, insurance & security. Property includes a private covered parking space & storage closet. This lovely unit is ready for you to move it and make it your own! Seller is open to an REC. Schedule your showing today!
320 Adams Street SE, Albuquerque
Rare Live-Work Retail OpportunityHome is 1250heated SF and Ware house retail area is 1600sf A unique opportunity in the heart of Albuquerque's vibrant Nob Hill district. This versatile live-work property combines character, functionality, and visibility in one of the city's most desirable neighborhoods. Ideal for retail, office, studio, gallery, professional services, or a mixed-use owner-user concept.The flexible floor plan offers abundant natural light, open workspace areas, private offices, storage, and support space, allowing a variety of business and creative uses. With strong surrounding demographics, excellent street presence, and convenient access to Downtown, UNM, Nob Hill shopping, dining, and entertainment, this property is positioned to serve both owner-occupants and investors alike.Currently this is a 2 bedroom Home of about 1250sf Upstairs and 1250 sf of retail heated and cooled below with an additional 450sf 2 car garage.
- Owner Financing Available! - Don't miss this beautifully upgraded Clayton manufactured home, thoughtfully designed with quality construction and modern finishes throughout. This home offers soaring 9-foot ceilings and an impressive 8-foot front door - Owner Financing - Clayton Manufacture home 2''x6'' Framing structure, 9'' inside ceiling high, main entrance door 8ft high, tile all house and bathrooms, Swim jacuzzi! Private high fence and block walk, irrigation, fully landscaped, design concrete front and back yard front entry door that creates a bright, open feel from the moment you step inside.Enjoy stylish tile flooring throughout the entire home, including all bathrooms, providing both elegance and easy maintenance. Step outside to your own private oasis featuring a swim hot tub, perfect for relaxing or entertaining year-round.This move-in-ready home combines comfort, quality, and exceptional outdoor living--with the added benefit of owner financing available. Excellent Location close to major shopping centers, Walmart and movie theater.
Awaken to stunning Sandia mountain views as you start your day in the home that was always waiting for you. Authentic New Mexico living; Elevated, contemporary comfort is paired with traditional design motifs throughout. State-of-the-art kitchen updated with lux white soft-touch cabinetry, stainless built-in appliances, designer lighting, pantry, and endless quartz tops. Reimagined living spaces with gas log fireplaces and nickel fixtures, all paired with unique pueblo-inspired architecture.End your day by admiring the sunset blazing on the mountins from your bedroom porch; and watching the lights of Albuqueruqe subtly bloom out of the twilight. On a snowy night, romatically gaze into the serene flames of your bedroom fireplace from your soothing hydrotherapy spa. Watch the quail scurry across the sidewalk as you explore the countless walking, hiking, and biking trails that surround the dream home you can finally call your own.This is living that is refined, intentional, and grounded.
Are you looking for a Farm or Horse Property? This 10 acre has plenty of land for all your farming projects and All your Animals! This 4 bedrooms and 2 baths was remodeled. Newer Light fixtures, Fans, Kitchen Cabinets, Appliances, Mini splits and so much more.New well pump. There is junior water rights for the whole lot.Don't wait! This is a Rare Find!
Like new 2024 DR Horton Sawyer floor plan featuring 4 bedrooms, 2 bathrooms, and a 2-car garage in the desirable Aspire Gate community! This move-in ready home offers a bright, open-concept layout with a spacious kitchen, modern finishes, and energy-efficient construction. The beautifully xeriscaped backyard provides a low-maintenance outdoor space perfect for relaxing or entertaining. Conveniently located just minutes from Atrisco Heritage High School with easy access to major roads for commuting. Don't miss this opportunity to own a nearly new home with style, comfort, and convenience!
Welcome to paradise hills, home features new furnace, new A/C. New kitchen cabinets, granite countertops, SS appliances, the dining area opens to the backyard through a sliding door, large pantry room with built-in shelving, Warm Saltillo tile flooring runs through the main living areas, complementing the fireplace in the living room. From here, a huge sliding door leads to a generous covered back porch, perfect for relaxing or entertaining. Bathrooms feature beautifully tiled walls, bedrooms include new black ceiling fan fixtures, .25 acre with backyard access from both sides room for vehicles, toys, gardening, or future projects. Across the street, a large, green park ideal for walks, playtime, or simply enjoying the outdoors.
2106 Perry Road SW, Albuquerque
Owner Financing Available! Move-in ready and full of potential! This 3-bedroom, 2-bath manufactured home in Southwest Albuquerque sits on a spacious lot with plenty of room for RV parking, gardening, pets, or future projects. Inside, you'll find a bright, open floor plan, comfortable living spaces, and a private primary suite. Enjoy the peace of having land while staying just minutes from shopping, dining, schools, and freeway access. A great opportunity to own a well-maintained home with space to grow!
This exceptional full-custom luxury home offers unparalleled elegance and meticulous details throughout. Striking exterior leads to superb interior craftsmanship: synthetic stucco, durable TPO roof, solar rough-in, wrought iron backyard gates, pool junction box, premium stone/tile accents inside & out, soaring beamed ceilings, handmade doors & cabinets, gorgeous electric fireplaces, bathroom access for each bedroom, and two oversized 5-ton AC units. Unbelievable east-facing backyard oasis with covered outdoor living room, half bath, and reinforced patio roof ready for future spiral staircase to a stargazing deck. One-of-a-kind--explore and fall in love! Seller Financing Considered
4621 Glendale Place NW, Albuquerque
***OWNER FINANCING****This home offers the perfect blend of comfort, functionality, and opportunity. The spacious kitchen is ideal for entertaining, featuring ample counter space for meal prep and a large eat-in dining area. The inviting living space provides plenty of room to relax or host guests comfortably. The bedrooms are generously sized, while the backyard offers endless potential for outdoor enjoyment and your personal landscaping vision. A spacious carport adds extra convenience and value. This home is move in ready and waiting for you to make it your own.
Great opportunity to own with owner financing available, This 3-bedroom, 2-bath home features approximately 1,340 square feet, an open-concept layout, and a 2-car garage. A little TLC can go a long ways, paint and carpet and a new refrigerator and you're ready to move in! Convenient location with easy access to everyday amenities and commuter routes. Owner financing only with a minimum of $50,000 down. Property is being sold AS IS. Buyer to verify all information and conduct their own due diligence.
Move right into this well-maintained Sierra Ranch home featuring major upgrades that provide added value and peace of mind, including a **new roof, new HVAC system, and new water heater**. Inside, you'll find an inviting open-concept floor plan with soaring vaulted ceilings, elegant arched entryways, and abundant natural light that creates a bright and welcoming atmosphere. Beautiful flooring throughout the home, and a great layout. Schedule your private showing today!
Affordable 3-bedroom, 2-bath single-wide manufactured home located in a well-maintained mobile home park. This home offers a functional floor plan with a spacious living area, a primary suite, 2 full baths, and two additional bedrooms that provide flexibility for guests, a home office, or hobbies. Conveniently located near shopping, dining, and everyday amenities.Possible short-term owner financing available for qualified buyers, offering an excellent opportunity for those seeking alternative financing options. Contact the listing agent for details and financing terms. Buyer must be approved by the mobile home park. Lot rent applies.
233 Shangri La Court NW, Albuquerque
Custom home built in 2006 with beautiful vigas and southwestern charm. Backyard access- Garage is in the back of the home. Home features a kiva fireplace, built in nichos, wood plank ceilings in living room, updated primary suite, and an outdoor private courtyard with access from the primary bedroom and living room. Great central location! Home has a new TPO roof, fresh paint, and new flooring in the bedrooms. **Conventional financing will not be considered. ONLY seller financing. ***Photos are of when home was staged and do not reflect the current furnishings. Home is tenant occupied- 24 hour notice required.
Welcome to this spacious double wide home on permanent foundation that offers privacy, functionality and room for so much more. The lot offers ample space for multiple vehicles, trailers, RVs etc. along with plenty of space for entertaining. Inside, you will find an open- concept living area, a generously sized kitchen and spacious closets! Floors have been updated in the main living area to vinyl; refrigerator, washer and dryer convey! Weather you are a first time home buyer, downsizing or looking for an investment opportunity, this is one you won't want to miss!
FLEXIBLE SELLER FINANCING AVAILABLEPriced well below market for a quick sale, this classic 1960s contemporary is a fixer-upper with rare bones -- space, privacy, and solid construction that's hard to find in this price range. It starts with a fully gated and walled lot, giving you the shell of your own private retreat once you close the gate behind you.The layout is where this home really shines: three distinct living areas, including a formal living room, a family room with a fireplace, and an oversized bonus room just waiting for a new purpose -- game room, media room, home gym, the possibilities are wide open. The kitchen has generous storage and counter space to work with, plus a built-in microwave and refrigerator already in place.The primary suite has great potential, with dual closets and an ensuite bath featuring double vanities, a jetted soaking tub, and a separate shower -- all ready for some updating to really shine. Two more good-sized bedrooms share a full guest bath with dual sinks.Behind the gates, the walled grounds offer real privacy and security, plus dedicated space for an RV, boat, or trailer -- a rare bonus in this market.This is a solid opportunity for someone ready to roll up their sleeves: the home needs modernizing throughout, but the layout, construction, and character give you an excellent foundation to build real equity. Bring your vision and your contractor -- with a motivated seller and a price built to move, this is your chance to create serious value in a home with great 'good bones.'
7209 Vista Del Arroyo Avenue NE, Albuquerque
Completely remodeled and move-in ready! This stunning home offers modern updates throughout, including tile flooring, recessed lighting, updated fixtures, remodeled bathrooms with custom tile showers, and a stylish kitchen featuring granite countertops, stainless steel appliances, abundant cabinet space, and a Wolf range. Major improvements include roof replacement in 2021, foam stucco in 2021, 3 new heating/cooling combo units, and a newer water heater. Washer and dryer are included. Enjoy multiple living areas, a fireplace, spacious bedrooms, and an oversized 2-car garage with clean finished flooring and storage. The private backyard is perfect for entertaining with a large paved patio, mature landscaping, pergola-covered hot tub, and plenty of room to relax or gather.
Welcome home to this fully remodeled 3-bedroom, 2-bath property with a fresh, modern feel throughout. The open floor plan brings together the living room, kitchen, and dining area, creating a comfortable space for everyday living and entertaining. The home features updated finishes throughout, a spacious primary bedroom with its own private bathroom, and two additional bedrooms that can easily be used for family, guests, or a home office. With its updated interior, functional layout, and move-in-ready condition, this home is ready to enjoy from day one.
2924 San Pablo Street NE, Albuquerque
Nestled in the sought-after neighborhood of Sandia Heights, this beautifully preserved Mossman mid-century home blends timeless character with thoughtful updates. Original charm shines throughout, complemented by newly refinished hardwood floors and a cozy wood-burning fireplace. Major improvements include a new roof, gutters, furnace, and evaporative cooler, offering modern comfort and peace of mind. Enjoy the perfect balance of vintage appeal and everyday convenience, with easy access to the Sandia Mountains, hiking trails, shopping, dining, and top-rated schools. This exceptional Sandia Heights gem is one you won't want to miss.
1201 Willys Knight Drive NE, Albuquerque
Welcome to this beautiful, fully remodeled 4 bedroom, 2 bathroom home in the desirable Foothills community! This charming residence has been completely renovated with upgrades completed in 2026, including refrigerated air, fully updated kitchen with new cabinets and appliances, two renovated bathrooms with a primary walk in shower, and new flooring and paint. Inside, you'll find multiple spacious living areas and an open layout that is perfect for entertaining. Step outside to a generously sized backyard that is fully paved for low maintenance, with a dedicated space ready for your gardening. The primary bedroom offers added convenience with extra closet space. Located less than two miles from the freeway, grocery stores, and a movie theater, this home combines comfort with accessibility.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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