Owner Financing Homes in Albuquerque
Find homes with owner financing available in Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 59 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Pssst: Why buy new construction when you can have THIS? Half-acre lot & Sandia Mountain views! This stunning 3-bed, 2-bath home located in Albuquerque's highly desirable South Valley, has been completely remodeled inside and out; including: roof, stucco, windows, water heater, furnace & ductwork. Don't forget about the gorgeous full interior refresh throughout; with updated bathrooms, kitchen accompanied with stainless steel appliances, flooring, & lighting fixtures! Sitting on a rare half-acre lot with 1,366 sq ft of move-in ready living space, this home delivers big on space, style, and value. Well water = zero compromises! Come see it before someone else does :) schedule your viewing today! **Owner financing available with 20% down**
Expanded Single Wide on owned lot. 4 bedrooms, 2 bathrooms, spacious living room, kitchen, and added dining room, plus a bonus sunroom (not heated and not added to square footage). Carport and fenced back and side yards. Owner Financing Considered
Welcome to 9225 Mescalero Rd NE in the desirable Northeast Heights. This home has been fully remodeled inside, offering a fresh, modern feel with updated finishes throughout. It features a comfortable layout with plenty of natural light, spacious living areas, a functional kitchen with ample storage, and well sized bedrooms. A second living area provides great flexibility and can be used as a home office, playroom, or additional lounge space. The backyard offers plenty of room to relax or entertain, and both nearby parks are within walking distance.
Welcome to Pulte's Famous Manzanita Floor Plan - Gated Community Living Step into comfort and style with this beautiful 4-bedroom, 2-bath home, ideally located in a sought-after gated community featuring a private park and scenic walking trails just moments away. The open and inviting kitchen is designed to inspire your inner chef, with generous counter space, modern finishes, and a layout perfect for both everyday meals and hosting friends and family. The spacious living areas flow seamlessly, offering plenty of room to relax, entertain, and make lasting memories. The primary suite provides a peaceful retreat , while three additional bedrooms offer flexibility for guests, a home office, or hobbies. Experience the perfect balance of community charm and modern living.
SO MUCH POTENTIIAL! Investors dream! Seller is MOTIVATED and open to all offers! Great location in Northeast Albuquerque. Close to utilities, with mountain views. This 4 bed 2 bath is perfect for bigger family. Plenty of land with a counter lot to have back yard access. With some TLC and elbow grease this property can be transformed into you dream home. See it of yourself, we promise you will notice all this home has to offer!! Owner Financing considered.
A great investment opportunity located close to UNM, the airport, the base and the golf course. Could be a great rental or flip. Huge lot with multifamily zoning. Come and turn this into a great property with your own touch. Build sweat equity. 3rd party sites show higher estimates since it is a great area. Great value add opportunity, solid wood floors with a garage that could be a 3rd bedroom. Come view today,
Welcome to this well-loved condo; a rare 3 bd., 1.5 ba., 1150 sq. ft. home in NE ABQ for under $250k! With a short drive to I-40, a trip to the mountains, downtown, or westside is a breeze. Closer to home, you'll find a library, parks, coffee shops, restaurants, and more. Upstairs has 3 good-sized bedrooms and 1 full bath, and the downstairs half-bath is wonderful for guests. Frigidaire appliances and a gas stove in the kitchen with easy laundry room access makes this home move-in ready. South-facing living room windows flood your home with sunshine in the morning, while the kitchen provides a view of the rosy mountains in the evening! An adorable, built-in bookshelf and lovely, privately fenced back patio with a storage area make this home complete. Call or text Austin about REC terms.
Beautifully Remodeled 2 Bed, 2 Bath Home in Prime UNM Location!!! Discover this stunning and fully updated 2-bedroom, 2-bathroom home with 1,734 square feet of thoughtfully designed living space. Nestled in the highly sought-after UNM area, this unique and cozy home offers the perfect blend of modern upgrades and charming character. Conveniently located just off Carlisle and Indian School, you'll enjoy quick access to shops, dining, parks, and everything the vibrant neighborhood has to offer. Don't miss this rare opportunity in one of Albuquerque's most desirable locations!!!
Urban Living at its finest in this hip, modern condo set within a beautifully restored historic bank building. Thoughtfully updated throughout, this stylish unit blends industrial character with contemporary design. Enjoy seamless access with the unit located on the same floor as the parking garage, plus added security with a doorman Mon-Fri. Grab your morning coffee just downstairs, then unwind on your private deck, with both mountain and city views. The versatile upstairs loft offers the perfect space for a home office, gym, or a second living area. Bonus: seller is open to owner financing or paying the buyer's HOA fees for TWO years -- an incredible opportunity to own in the heart of downtown.
OWNER FINANCING POSSIBLE/TENANT OCCUPIED! Wow! 3rd floor loft with high ceilings, close to downtown living, UNM, hospitals, Rail Runner and much more!! With a tenant already in place, this loft is already generating a cash flow. Enjoy coffee or wine in the courtyard with its beautiful fountain playing its soft music. Large hallways make for a wide-open comfortable feel and with the lockers that come with the loft, there is additional storage space. You really must see this unit to appreciate the charm, character, uniqueness and functionality. This is a great unit and priced to sell for a condo/loft downtown! Did I say Owner Financing?
Step into a rare income-producing opportunity with this stunning Queen Anne Victorian on nearly a quarter acre in the heart of Downtown Albuquerque. Successfully operated as a Bed & Breakfast for over 30 years, this property is perfectly positioned for investors, entrepreneurs, or operators seeking a turn-key hospitality or shared living opportunity.Featuring 8 bedrooms and 8 bathrooms, the home offers multiple private suites, spacious common areas, and a massive owner's suite--ideal for an owner-operator looking to live on-site while generating Airbnb income. With Residential High Density zoning, the property supports multiple short-term rental units under one roof, creating exceptional revenue potential. El Cuervo ABQ business name and website available for purchase and furnishing
Rent option too!! $5,000 Buyer Credit with Acceptable Offer! 1% lender credit with our lender!This beautifully maintained 3-bed, 3-bath home is ready! Featuring an open floorplan designed for comfortable living and entertaining, the space is filled with natural light from large windows that create a bright, welcoming atmosphere throughout.The kitchen offers granite countertops and flows seamlessly into the main living areas. Newly installed carpet adds a fresh touch, & a brand-new sliding glass door provides easy access to your yard, enhancing the indoor-outdoor connection.Enjoy the rare benefit of 2 yard spaces for pets, entertainment or gardening.Close to the community pool & amenities, this home also offers added value w HOA coverage that includes water and trash
Beautiful well-maintained home with space for everything you need. Open floor plan with updated tile flooring and a gas fireplace to enjoy. Enjoy the large kitchen with an island to entertain and cook with a formal dining room as well. Raised ceilings a 3/4 bathroom and bedroom downstairs for guests. 2 living areas one upstairs and one downstairs. 3 full bathrooms upstairs. Large primary bedroom with a huge closet and a balcony to relax on. Double sinks and a separate tub and shower combo, with lots of light throughout. Enjoy the park like back yard with sitting area turf and high walls for privacy. A 3 car garage for toys, refrigerated air and MUCH MORE! Come view today!
A 3-bedroom, 2-bathroom single-family home was reconfigured and converted into two independent studio-style living units. The interior layout was modified to divide the house into two separate sections, each functioning as a small studio apartment.each one with access to a private bathroom. Each unit has its own entrance, allowing occupants to enter and exit without passing through the other unit. It can be converted back to a 3 bedroom 2 Bathroom house if preferred. Owner Financing Available.
Nestled in the highly desirable Oxbow Park neighborhood, this beautifully renovated home offers spectacular views of the Sandia Mountains, the Bosque, and sparkling city lights. Thoughtfully updated within the last eight years and lovingly maintained by its original owner, this residence blends comfort, style, and incredible scenery.The home features 3 bedrooms, 2.5 baths, and an inviting loft with direct access to a view deck, creating the perfect space to relax and take in Albuquerque's stunning sunsets. The massive owner's suite is a true retreat, also featuring private access to the view deck, a spacious owner's bathroom, and a generous walk-in closet. The kitchen is designed for both everyday living and entertaining, showcasing Bosch appliances, quartz countertops, and a peninsula
Come check out this cute little home conveniently located next to shopping centers, main roads and the highway.
New price! Now $674,900. Single story living with paid off solar, flexible 5-6 bedroom potential.Designed to grow with you, this thoughtfully planned home offers the flexibility today's buyers value most -including two private en-suite primary bedrooms ideal for multigenerational living, extended guests, or long-term adaptability.In addition to the main living areas, two dedicated flex rooms provide space for a home office, fitness room, or can easily function as additional bedrooms -- giving the home the versatility of a 5-6 bedroom layout without the stairs.Fully paid-off solar delivers meaningful long-term energy savings with no lease and no additional payments.Sellers are open to REC as well as conventional financing.
New Construction Custom New Build located near Old Town & Sawmill Market with plenty of entertainment nearby. This contemporary home features 4 beds 4 baths, loft area, balcony, and custom tile work throughout. The open concept kitchen features Calcutta Quartz and custom cabinetry. 2 master bedrooms, 1 downstairs and 1 upstairs. Low maintenance backyard features custom stamped walkways and patios. Move in ready!
Welcome to this luxury home located in highly desired Thomas Village. Inviting adobe inspired exterior with a welcoming entry. Owned solar! Interior features include wood beams, abundant natural light, and an open, functional layout. The main living areas are ideal for everyday living and entertaining. The kitchen offers ample counter space, generous cabinetry, and updated appliances. Additional highlights include contemporary finishes, updated lighting, and well-designed gathering spaces throughout. Generous sized bedrooms and 2 private suites offers endless possibilities including multigenerational living or short term rental. Private, low maintenance yard complements the home's character. Located near parks, shopping, dining, and major roadways. Owner financing available.
Rarely does a M-1 commercial property of this caliber and versatility become available in the heart of Albuquerque. This expansive 5,357sq ft property delivers outstanding versatility with three warehouse spaces, a secure vault, and flexible office/living areas totaling approximately 2,325+/- sq ft. Designed to support both productivity and comfort, the property features a pond, pool, hot tub, RV site with dump, ample parking, and a dedicated loading and unloading area. Privately situated on a quiet street yet strategically located with convenient access to the Big I, this distinctive property seamlessly blends business functionality with lifestyle amenities--ideal for enterprises seeking space, security, and adaptability. Owner Financing offered!
Phenomenal home waiting for new owners. As you enter through your covered circular drive into your beautiful large pillar entry way you are encompassed into your dream home. If its your large family room, your gourmet kitchen, TWO master bedrooms (Main primary on main floor), or your amazing views from your upstairs viewing area, you'll fall in love with this home. Main primary has an attached room for a nursery, office or workout room. Large office, formal dining room and gourmet kitchen to cook up all your favorite meals. Oversized finished garage, RV or trailer pad plus parking spaces for 4 more vehicles.An easy maintenance yard and staircase leading up to your amazing views of Albuquerque, oversized garage, soaring ceilings, custom kitchen and no HOA!
Owner financing considered. Discover the perfect blend of space, comfort, and versatility in this charming 3-bedroom, 1-bath home, conveniently located just off historic Route 66 and set back from the main road for added privacy. Inside, the home features a spacious primary bedroom with a walk-in closet, a bright living room with a cozy fireplace, and a dedicated dining area that flows naturally into the kitchen--ideal for everyday living and entertaining. Two additional bedrooms offer flexibility for guests, a home office, or hobbies. A detached garage/workshop provides parking, storage, or creative workspace and may offer potential for conversion to a casita or ADU, subject to zoning. Buyer to verify all allowable uses. Schedule your showing today and explore the possibilities.
MOTIVATED SELLER! Modern Luxury Meets Versatile Living! Welcome to a stunningly remodeled 3BR/2BA home where every detail has been refreshed for 2026. This turnkey residence boasts a bright, open interior featuring updated flooring, designer paint, and plush carpet. The heart of the home is the sleek kitchen, fully equipped with updated appliances and modern finishes. Bring all offers.The standout feature? A fully improved and updated private casita! This versatile space is perfect for a home office, guest suite, or potential rental income. With updated bathrooms and pristine upgrades throughout, this home offers the perfect blend of style and function. Don't miss this rare, move-in-ready gem with bonus living space. Schedule your tour today!
This is a Very rare oppurtunity to own a stunning home in the Rio Grande Compound! Backing up to the Bosque and Rio Grande River, this gorgeous home offers a newly renovated master bathroom, new flooring throughout, 3 fireplaces, and a huge 3 car garage! Conveniently located in the heart of the north valley just minutes to I-40 for easy freeway access. The home is steps away from the Bosque where one can enjoy hiking and biking trails. Live among the cottonwoods in this gorgeous gated north valley neighborhood!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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