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Owner Financing Homes in Albuquerque

Find homes with owner financing available in Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.

Showing 51 listings in Albuquerque.

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3
BEDS
3
BATHS
1,744
SQFT
0.14
ACRES

Discover incredible value and versatility in this expansive 2,100 sq. ft. single-family residence located in the Southwest Heights neighborhood. Perfect for large families or savvy investors, this move-in-ready home has been refreshed with new paint throughout and offers a functional 4-bedroom, 2-bathroom layout. The interior features three separate living areas that can also be utilized as a formal dining area or even a 5th bedroom with a cozy fireplace, while the kitchen comes fully equipped with modern appliances as well as a laundry closet with washer and dryer. Situated on a .16 acre lot, the property includes a private back patio, a carport, and a storage shed. Conveniently located very close to elementary school, this home combines suburban comfort with strong investment potential.

4
BEDS
2
BATHS
2,109
SQFT
0.16
ACRES

Location, location, location! Mere minutes away from lots of shopping, restaurants, dining, gyms, parks, Regal movie theater, & Winrock mall. Quick access to I-40 too. Come see this nice upper level 1 bed, 1 full bath condo with Balcony that has been freshly painted and appliances stay. HOA amenities include clubhouse/fitness center, year around indoor pool/hot tub, sauna, 3 outdoor pools, & on-site laundry facility. HOA fees also include gas, electricity, water, trash, sewer, landscaping, property taxes, exterior of building, insurance & security. Property includes a private covered parking space & storage closet. This unit is ready for you to move it and make it your own! Schedule your showing today!

1
BEDS
1
BATHS
625
SQFT
13.23
ACRES

New Construction Custom New Build located near Old Town & Sawmill Market with plenty of entertainment nearby. This contemporary home features 4 beds 4 baths, loft area, balcony, and custom tile work throughout. The open concept kitchen features Calcutta Quartz and custom cabinetry. 2 master bedrooms, 1 downstairs and 1 upstairs. Low maintenance backyard features custom stamped walkways and patios. Move in ready!

4
BEDS
4
BATHS
0.09
ACRES

Welcome to this luxury home located in highly desired Thomas Village. Inviting adobe inspired exterior with a welcoming entry. Owned solar! Interior features include wood beams, abundant natural light, and an open, functional layout. The main living areas are ideal for everyday living and entertaining. The kitchen offers ample counter space, generous cabinetry, and updated appliances. Additional highlights include contemporary finishes, updated lighting, and well-designed gathering spaces throughout. Generous sized bedrooms and 2 private suites offers endless possibilities including multigenerational living or short term rental. Private, low maintenance yard complements the home's character. Located near parks, shopping, dining, and major roadways. Owner financing available.

4
BEDS
4
BATHS
5,179
SQFT
0.32
ACRES

Rarely does a M-1 commercial property of this caliber and versatility become available in the heart of Albuquerque. This expansive 5,357sq ft property delivers outstanding versatility with three warehouse spaces, a secure vault, and flexible office/living areas totaling approximately 2,325+/- sq ft. Designed to support both productivity and comfort, the property features a pond, pool, hot tub, RV site with dump, ample parking, and a dedicated loading and unloading area. Privately situated on a quiet street yet strategically located with convenient access to the Big I, this distinctive property seamlessly blends business functionality with lifestyle amenities--ideal for enterprises seeking space, security, and adaptability. Owner Financing offered!

3
BEDS
3
BATHS
5,357
SQFT
0.64
ACRES

Phenomenal home waiting for new owners. Welcome to your mini mansion on the bluff, As you enter through your covered circular drive into your beautiful large pillar entry way you are encompassed into your dream home. If its your large family room, your gourmet kitchen, TWO master bedrooms (Main primary on main floor), or your amazing views from your upstairs viewing area, you'll fall in love with this home. Main primary has an attached room for a nursery, office or workout room. 4 well appointed bedrooms plus a large office, formal dining room and kitchen to cook up all your favorite meals. An easy maintenance yard and staircase leading up to your amazing views of Albuquerque, oversized garage, soaring ceilings, custom kitchen and no HOA!

4
BEDS
4
BATHS
3,760
SQFT
0.26
ACRES

4
BEDS
2
BATHS
1,538
SQFT
0.14
ACRES

Owner Financing Option! Tucked in the desirable Petroglyph Estates community, this inviting contemporary home blends warm design, thoughtful details, and everyday luxury. At 3,483 square feet, the home features 5 bedrooms, 4.5 bathrooms, two spacious living areas, and a 3-car garage. The light-filled main living space showcases a gas fireplace and a wall of sliders that create seamless indoor-outdoor living. The chef's kitchen impresses with custom two-toned cabinetry, quartz countertops, upgraded appliances, and a sleek waterfall island. A first-floor in-law suite with a private bath adds flexibility. The owner's suite is a peaceful retreat with a spa-inspired bath, dual vanities, soaking tub, walk-in shower, & generous closet. Upstairs living area & balcony offer views & space to unwind

5
BEDS
5
BATHS
3,483
SQFT
0.14
ACRES

Don't let the scruffy winter pictures sway you away from this beautiful home located in the desireable Hidden Valley community of Four Hills area. Large open lot with front and back landscaping and access to a great community amenities including a pool, tennic courts and clubhouse! The open living room, kitchen, dining, and family room area boasts beautiful wood flooring, granite counters, new stainless steel appliances,and classy rustic wood and light features. Both bathrooms include travertine tile. The refrigerated AC/furnace combo was installed in 2018 and can becontrolled remotely. Completely move-in ready. The HOA covering water, sewer, trash, yard maintenance as well as access to the clubhouse, tennis courts and swimming pool.

4
BEDS
2
BATHS
2,142
SQFT
0.22
ACRES

Absolutely breathtaking SANDIA HEIGHTS home with architectural detail & charming character throughout. Situated on a .93 acre lot offering PHENOMENAL 360 degree VIEWS! and stunning outdoor spaces. This home features 3/4 bedrooms, 4 baths, 3 living areas, (the family room complete with a Murphy bed) & formal dining. The island kitchen offers grantie/corian countertops, Sub-ero refrigerator, and abundant storage. The primary suie includes VIEWS, large walk-in closet, and luxurious bath. Very generous sized secondary bedrooms. 2-car garage w/storage & 220Voutlets. Enjoy Brazillian hardwood decking (wired for a hot tub), 4 fireplaces, hardwood floors upstairs, recent stucco (2023), tankless water heater & new septic (Oct 2025). Sellers will consider owner fininacing.

3
BEDS
4
BATHS
4,181
SQFT
0.93
ACRES

Welcome to this beautifully maintained home, 3 bedrooms, 2.5 baths, offering a blend of comfort and style, comes with stainless steal appliances, granite counter tops. walk in Pantry ensures a well organize kitchen, kitchen island, step outside for private backyard. All rooms have walk in closets. Customs wood window shutters throughout the home. Do not wait to make this home your dream home.

3
BEDS
3
BATHS
2,256
SQFT
0.13
ACRES

Located on approximately 1.4 acres in Albuquerque's desirable North Valley, this versatile property offers a rare opportunity to combine residential living with established agricultural infrastructure. There is a residential living area along with an interior grow space plus a large standalone greenhouse, ideal for cultivation, nursery use, or other agricultural production. The property has been previously utilized for cannabis cultivation and is well-suited for a variety of agricultural or specialty farming operations (buyer to verify permitted uses). Water access is a standout feature, with surface water irrigation rights through MRGCD, plus a domestic well that can also be used for irrigation, offering flexibility and reliability for farming operations. The land is fully usable.

1
BEDS
1
BATHS
2,397
SQFT
1.4
ACRES

One-of-kind property in a one-of-kind location! This Watson adobe home is steps away from Tiguex Park, Old town, museums, the Abq Bio Park, shops and eateries. Incredible, walkable location on a private, tree-lined street. The home itself has been beautifully updated and lovingly maintained, while keeping it's old-world charm. Y'all will love the hardwood floors, tongue-in groove ceilings with large viga timbers, and the woodburning kiva fireplace. The open, eat-in kitchen boasts modern amenities such as stainless-steel appliances, and granite countertops. The screened in porch, covered patio and heated and cooled outbuilding provide additional flex spaces. If you want a home with authentic New Mexican character, this is the one you have been waiting for!

2
BEDS
2
BATHS
2,120
SQFT
0.12
ACRES

Great NE Heights Location! Completely Updated! This Home Features 3 bedrooms 2 Baths, 2 Living Areas & Fresh Paint (inside & out) Tile, Flooring, Roof, Granite Counter Top's and back splash, Stainless Microwave, Self-Cleaning Gas Range, Dishwasher, Disposal, Water Heater, Fixtures, Windows, Window Coverings, Doors, and Split System Refrigerated Air. This home also features and large backyard, this one has it all! Close to schools and parks.

3
BEDS
3
BATHS
1,804
SQFT
0.21
ACRES

This is a single-story N. Valley home with 4 plus bedrooms, 2.75 bathrooms, 2000+sf on a large lot. Owner financing is available. There is fresh paint, new flooring, newly tiled shower and updated electrical service. The property has several living areas inside including an in-law/teens quarters with a kitchenette and separate entrance. Outside there are several covered patios, two driveways with lots of parking and a quiet, fenced backyard with a shed. It is an older home and probably needs some updating. It is a little quirky, but it has a good location, large private yard, brick floors and is in good repair and ready to go for a large family or somebody looking for a larger home and lot. The licensed NM listing broker is the owner.

3
BEDS
3
BATHS
2,021
SQFT
0.19
ACRES

Rare North Valley find with true flexibility. Located in a sought-after area, this modern Twilight Home offers a highly desirable layout with two true primary suites (one up, one down), 4 bedrooms total, a versatile loft, and living spaces on both levels--ideal for multigenerational living, guests, roommates, or work-from-home needs. The light-filled main level features an open kitchen with granite countertops, and gas range flowing seamlessly into dining and living areas. Walk-in closets in the primary suites add everyday comfort. Enjoy your private rear patio, landscaped front yard, and low-maintenance living. Set in the heart of the North Valley lifestyle with access to local cafes, markets, walking paths, and easy city connections.

4
BEDS
3
BATHS
2,059
SQFT
0.05
ACRES

Designed for entertaining and everyday comfort, this South Valley home sits on a private half acre and offers 5 bedrooms, 3 bathrooms, and 2,681 square feet of versatile living space behind an electric front gate.The chef's kitchen opens seamlessly to the main living areas and continues outdoors to a fully equipped backyard kitchen, ideal for gatherings and indoor-outdoor living. The primary suite is a true standout, featuring custom tile work and a spa-inspired bathroom designed for relaxation. Additional features include a 3-car garage, custom tile throughout the home, backyard access with plenty of room for toys or equipment, and an irrigation well, perfect for landscaping, gardening, or accommodating animals.

5
BEDS
3
BATHS
2,681
SQFT
0.5
ACRES

Open House on 2-15-26 From 11-2pm. Great location close to schools, parks and the uptown business center with quick and easy access to freeways. Popular floorplan, two living areas, dining area plus dining bar, custom updates throughout, brick fireplace with raised hearth, tile floors, large kitchen with plenty of cabinet and counter space, vaulted ceiling, ceiling fans. Large lot with gate driveway access, back yard vehicle access possible, covered entry and covered patio. Custom updates include kitchen cabinets, granite counter tops, farm sink, appliances, water heater, central heating and more (all new in 2022), custom bathroom updates including pedestal sink, molded countertop sink, tile surrounds and more, PLUS, vinyl windows (new in 2024). Seller will consider owner financing!

3
BEDS
2
BATHS
1,589
SQFT
0.22
ACRES

Welcome to this charming three-bedroom, one-bath home located in the desirable Lagers neighborhood. A brick wall with a secure gate provides both privacy and peace of mind as you enter the property. Inside, the home features a functional floor plan with comfortable living spaces ready for your personal touch. The bedrooms are well sized, offering plenty of room for family, guests, or a home office. The lot provides outdoor space that can be transformed into a garden, play area, or entertaining patio. Conveniently located near schools, shopping, and commuter routes, this property is perfect for first-time buyers, investors, or anyone looking for a great opportunity in a sought-after location. Don't miss your chance to make this home yours today!

3
BEDS
1
BATHS
1,112
SQFT
0.17
ACRES

Price Update in Tanoan West! Welcome to 9705 Pebble Beach Drive -- a beautifully upgraded Spanish revival, 4-bedroom, 3.75-bathroom, 3972 sq ft home in the prestigious gated Tanoan West. This spacious residence features new flooring, an updated high-end primary bathroom, generous living, two fireplaces, and a flexible floor plan. Kitchen includes new Sub-Zero refrigerator -- stove currently electric but has converted hook up ready to go. With two elevated decks and on the green -- you'll enjoy New Mexico sunsets and golf views. The home also includes a 3-car garage, abundant natural light, private landscaped surroundings, and elegant architectural details throughout. Located on a quiet street inside Tanoan's secure gated community.

4
BEDS
4
BATHS
3,972
SQFT
0.29
ACRES

Under contract with 48-hr Right of First Refusal. --- Seller is offering $10,000 credit to buy down your interest rate! Buyers, this equates to hundreds of dollars in savings on your monthly mortgage payment! This fantastic Altura Park home has so many possibilities! Close to Nob Hill, Downtown, shopping and restaurants. It is currently being used as a 2-unit vacation rental. Top floor is a studio with kitchenette, 3/4 Bathroom, walk-in closet and cozy Kiva fireplace. Bottom floor is a 3 bedroom and 2 bath area with flowing floor plan, gorgeous hardwood floors, furnishings and art (included with the property). You are greeted by a welcoming courtyard entry. Inside there are spacious rooms and an eat-in kitchen. Back yard has lush landscaping with apple and cherry trees, and hot tub.

4
BEDS
3
BATHS
2,044
SQFT
0.21
ACRES

Welcome to this remodeled custom home in the prestigious Glenwood Hills community. This 3,177-square-foot residence sits on .52 acres and features four bedrooms (primary suite on the main level), three en-suite bathrooms plus a half bath, and a three-car tandem garage. Enjoy soaring ceilings, an open floor plan, abundant natural light with views in all directions, and recent upgrades including a renovated kitchen, main level flooring, updated primary and powder bathrooms, wraparound Trex deck, pergola, manicured lawn, and a water softener. The kitchen comes with custom cabinets, marble countertops, a Sub-Zero refrigerator, stainless steel appliances, bar seating, buffet, and pantry. The living room features a fireplace and wet bar. The primary bedroom includes a lounge area and a

4
BEDS
4
BATHS
3,177
SQFT
0.52
ACRES

Welcome Home! This beautifully maintained corner lot home boasts four bedrooms and two bathrooms, with ample entertaining space. The kitchen features abundant counter space and storage that will leave both aspiring and well-established chefs in awe. The connecting breakfast nook and the pass-through window, which connects both spaces to the oversized living room, offer endless possibilities for creating memories that last a lifetime. The yard features an abundance of mature fruit trees: one cherry, one peach, one apple, and three apricots.The oversized, two-car garage, fully paved front driveway, and gated and paved backyard access are ready for the hobby enthusiast to call this place home. Schedule your showing today!

4
BEDS
2
BATHS
2,400
SQFT
0.2
ACRES

Welcome to your dream home in the prestigious gated community of Oxbow North. This stunning property boasts 4 spacious bedrooms, 3 luxurious bathrooms, and a 3-car garage. The grand great room features soaring high ceilings and a cozy fireplace**BDR downstairs ***. Expansive kitchen w/granite & very bright! top of the line appliances! Large open layout, this home offers an ideal blend of comfort and elegance. Low maintenance Lush yard with covered patio, nestled on a prime corner lot! Don't miss out on this exceptional opportunity!

4
BEDS
3
BATHS
2,827
SQFT
0.14
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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