Owner Financing Homes in Albuquerque
Find homes with owner financing available in Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 47 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
Same search in other cities:
Beautifully updated 3 bed, 2 bath two-story townhome in a prime NE Heights location with easy access to Wyoming and Paseo Del Norte! Enjoy nearby shopping, dining, entertainment, and close proximity to the Sandia Mountains. This spacious home offers approx. 2,030 sqft with stylish updates, refrigerated air, a cozy kiva fireplace, solid maple cabinetry, and new appliances. The custom-designed water feature adds a truly unique touch. The land is owned and the HOA covers water and trash and includes community amenities such as a pool, tennis court, and basketball court. Rare comfort, convenience, and character all in one!
NEW CONSTRUCTION in North ABQ Acres!! Set amid stunning natural beauty... backing to Sandia Pueblo Open Space on 1.31 ac for maximum privacy and incredible views of the Sandia Mountains and City lights. This custom home offers an unparelled lifestyle of exquisite finishes, opulent living and refined functionality. The great room, with its soaring wood tongue & groove ceiling and wall of windows, invites the outside in with natural light basking the great room, kitchen and dining room. The chef's kitchen features custom cabinetry; quartz countertops; a 6 burner gas stove with oven plus a walloven/microwave combo and a beautiful backsplash of Italian tile. The dream pantry will help to organize all of your kitchen & dining needs. The approximately 225 bottle wine vault is temperature
BEAUTIFUL modern townhome located in the desirable Northwest Albuquerque area near shopping, dining, parks, and entertainment. This spacious home features an open-concept floor plan, upgraded finishes, a gourmet kitchen with quartz countertops, and a luxurious owner's suite. Energy-efficient townhome featuring Low-E windows for improved insulation and lower utility costs, Build Green NM Silver certification for enhanced energy performance and indoor comfort, plus refrigerated air conditioning. Downstairs bedroom perfect for homeowner or guests. Conveniently located just minutes from Cottonwood Mall, grocery stores, restaurants, and the popular Flix Brewhouse, offering the perfect combination of comfort, style, and convenience.DON'T MISS THIS INCREDIBLE OPPORTUNITY!
2614 Schell Pl NE | Where Modern Luxury Meets Mid-Century Architecture. This is a one-of-a-kind timeless renovation boasting BRAND NEW HVAC, Electrical, Plumbing, Roof, Stucco, Flooring, and all finishes -- every major system fully upgraded -- bringing the comfort of a brand-new build to the heart of Albuquerque's most desired neighborhood. No detail overlooked. Step out back to a fully renovated pool, ready for New Mexico summers and unforgettable evenings under the stars. Featuring a built-in Bluetooth speaker system. This home comes Move-in ready with peace of mind for decades to come.
Welcome to this stylish brick one-story residence. Enjoy the expansive covered front porch. The property sits on an impressive, almost half-acre lot. This property offers endless possibilities for outdoor enjoyment. The upgrades throughout the home have been thoughtfully executed to preserve the timeless charm of the original cove ceilings and hardwood floors. Large picture windows in the den and other rooms provide the most beautiful natural light, enhancing its warm and inviting atmosphere. Additionally, the 410 square foot basement, which is included in the home's total square footage, serves as a fantastic laundry room and workshop area. This is perfect for your hobbies and storage needs. Don't miss your chance to own this charming home!
This Northeast Heights home offers incredible potential with three spacious bedrooms, two full baths, and two inviting living areas. Featuring a cozy wood-burning stove and an open layout, the home provides a comfortable foundation ready for your personal touch. The large backyard offers endless opportunities for entertaining, gardening, or expansion. While the property needs some work and updates, it presents a fantastic opportunity for buyers looking to create their dream home in a desirable neighborhood. Conveniently located near schools, shopping, and parks, this home is perfect for those seeking value, space, and the chance to make it their own in one of Albuquerque's most sought-after areas.
Discover the enchanting beauty of this remarkable home in the sought-after Ridgecrest area. Nestled on a tranquil street, it's conveniently located near two serene parks and just minutes from UNM and Sandia Labs. This stunning residence features a beautifully insulated sunroom, remodeled bathrooms and a modern kitchen equipped with Jenn Air appliances. Enjoy the spacious, sunlit bedrooms with laminate and Italian slate tile flooring. The fourth bedroom is currently utilized as an office, and there's a separate service room for laundry. Additionally, a 128 square foot air-conditioned flex space in the backyard. The fully landscaped backyard is perfect for gatherings and barbecues. Solar is owned, come see this beauty.
SELLER FINANCING OFFERED! CALL FOR DETAILS - Charming 4BD/2BA Ranch style home in Paradise Hills! With tons of living space, this well-sized home has been freshened up with new flooring and fresh paint throughout. Enjoy the spacious layout, generous lot, and the quiet, tree-lined character that makes this area so beloved. Conveniently located near Paseo del Norte, shopping, dining, and top-rated schools in the Albuquerque Public Schools district. Whether you're a first-time buyer or looking to plant roots in a solid community, this move-in ready home checks the boxes. Come see it for yourself and make it yours!
Come see this well kept Manufacture home offering 3 bedroom, 2 bath home. Located on a lease land on Hacienda Del Sol. Home offers natural light and nice neutral color palette.
Welcome to this cozy and inviting property. This property features two great homes. Main house has 2br, 2ba. Casita in the back has 2br 1 ba. Home nestled in a desirable neighborhood. Complete remodeled both homes show like new, this one will go fast, this is a must-see
Located in the sought-after gated community of Oxbow North, this beautifully remodeled home is loaded w/ upgrades & offers a fantastic floorplan! The primary bedroom is separate from the other rooms,while the open-concept kitchen flows seamlessly into the living area-perfect for entertaining. A gated front entry adds privacy, & upgrades include newer refrigerated air/furnace units (2023), triple-pane windows for added efficiency (2025), newer water heater w/ instant hot water, water softener, renovated kitchen & bathrooms w/ California Closets in the primary bath, stacked stone fireplace accents, new carpet & interior paint. Gorgeous new wood flooring throughout & low-maintenance backyard featuring turf & pergola. Prime location near shopping & restaurants.Don't miss this rare opportunity!
Welcome to this Well-maintained 4-large bedrooms and walk in closets, 2.5-bath home with over 2,000 sq ft in Northwest Albuquerque. Master bedroom has views to to the Mountains. Features multiple living areas and an open kitchen with quartz countertops and a kitchen island. All bedrooms upstairs, including a spacious primary suite.Enjoy a paid-off solar system for low electric bills, newer HVAC.Front yard features a mature pomegranate tree; backyard has a cherry and apple tree and a covered patio with no back neighbors.Finished 2-car garage, Water softener loop, no HOA, and convenient access to schools, parks, and major roads .
Beautiful property in the South Valley. The house features 3 bedrooms, 2 bathrooms, a spacious kitchen, gate, and fencing all Around. It also includes a carport and backyard. Submit your offers!
Beautifully remodeled Downtown/Raynolds property featuring a 3-bedroom main home plus a detached 1-bedroom casita with private alley access. The main home offers comfortable living space, an updated kitchen, and a flexible layout, while the casita provides additional space for guests, multigenerational living, home office use, or potential rental income. Each unit has its own entrance and full kitchen, giving buyers options for short-term rental, long-term rental, or owner-occupant use with income potential. Conveniently located near Old Town, UNM, hospitals, restaurants, entertainment, and major commuter routes. Furnishings may be available separately. A rare opportunity to own a remodeled home with added flexibility in a desirable downtown location.
Incredible opportunity to own this bright, beautiful, like-new, move-in ready, energy-efficient single-story home in Mesa Del Sol. Sophisticated and beautifully appointed, the chef-inspired kitchen features rich espresso cabinetry, quartz counters, stainless appliances including a gas cooktop w/ vent hood, herringbone tile backsplash - all illuminated by modern pendant lighting for a clean, upscale finish. Refrigerated air for optimal climate-control and comfort. The home flows effortlessly to outdoor space, covered patio - ideal for relaxation and entertaining. Fully landscaped w/ xeriscape and turf for a low-maintenance lifestyle. Minutes to Kirtland AFB, airport, UNM Hospital. HOA includes community POOL! Enjoy local events, parks, trails, large dog park
Villa Blanca Townhomes, rarely on the Market. Quiet and beautiful neighborhood, spacious area to walk around, and close to shopping and schools. Flooring replaced in the 2 bedrooms, 1 full bath, Large open Family room to private walled back yard.Low HOA dues, stove and refrigerator 2 years old, separate area for washer and dryer, pantry.
Sold on a Real Estate Contract only. $20,000 down, 30 yr fully amortized, 8% , $1981 + taxes and Insurance monthly. Nice area, all tile floors, large garage, nice finished Shed in the back. Large patio and private back yard. Inspections to be used for Buyers information only.
Welcome to 9225 Mescalero Rd NE in the desirable Northeast Heights. This home has been fully remodeled inside, offering a fresh, modern feel with updated finishes throughout. It features a comfortable layout with plenty of natural light, spacious living areas, a functional kitchen with ample storage, and well sized bedrooms. A second living area provides great flexibility and can be used as a home office, playroom, or additional lounge space. The backyard offers plenty of room to relax or entertain, and both nearby parks are within walking distance.
This 2-bedroom, 2-bath mobile home is located in Hacienda del Sol Mobile Home Park. It offers comfortable living space with a functional layout. Perfect for those looking for an affordable and convenient home in a friendly community. Close to local amenities and easy to show. Great opportunity to own in a welcoming park. Schedule your showing today! Investors welcome! Obtainable Loan through 21st Century Mortgage. Must apply to Hacienda Del Sol for lot lease. Call broker with questions.
Welcome to 914 Bellamah Avenue, a move-in ready 2007-built townhome in the heart of historic Downtown Albuquerque. OWNER FINANCING AVAILABLE. NO HOA! Enjoy unbeatable proximity to Old Town, Sawmill Market, museums, local coffee shops, breweries, popular dining, and quick freeway access. Inside, this well-maintained home offers year-round comfort with refrigerated air and a cozy gas kiva-style fireplace. Step outside to two private balconies with beautiful city and mountain views. The layout features 3 bedrooms, 2.5 bathrooms, and a one-car garage, with all appliances conveying.
Beautifully Remodeled 2 Bed, 2 Bath Home in Prime UNM Location!!! Discover this stunning and fully updated 2-bedroom, 2-bathroom home with 1,734 square feet of thoughtfully designed living space. Nestled in the highly sought-after UNM area, this unique and cozy home offers the perfect blend of modern upgrades and charming character. Conveniently located just off Carlisle and Indian School, you'll enjoy quick access to shops, dining, parks, and everything the vibrant neighborhood has to offer. Don't miss this rare opportunity in one of Albuquerque's most desirable locations!!!
Urban Living at its finest in this hip, modern condo set within a beautifully restored historic bank building. Thoughtfully updated throughout, this stylish unit blends industrial character with contemporary design. Enjoy seamless access with the unit located on the same floor as the parking garage, plus added security with a doorman Mon-Fri. Grab your morning coffee just downstairs, then unwind on your private deck, with both mountain and city views. The versatile upstairs loft offers the perfect space for a home office, gym, or a second living area. Bonus: seller is open to owner financing or paying the buyer's HOA fees for TWO years -- an incredible opportunity to own in the heart of downtown.
OWNER FINANCING POSSIBLE/TENANT OCCUPIED UNTIL 1/31/27! Must have contract in place to see it in person due to tenancy. Wow! 3rd floor loft with high ceilings, close to downtown living, UNM, hospitals, Rail Runner and much more!! With a tenant already in place, this loft is already generating a cash flow. Enjoy coffee or wine in the courtyard with its beautiful fountain playing its soft music. Large hallways make for a wide-open comfortable feel and with the lockers that come with the loft, there is additional storage space. You really must see this unit to appreciate the charm, character, uniqueness and functionality. This is a great unit and priced to sell for a condo/loft downtown! Did I say Owner Financing?
Step into a rare income-producing opportunity with this stunning Queen Anne Victorian on nearly a quarter acre in the heart of Downtown Albuquerque. Successfully operated as a Bed & Breakfast for over 30 years, this property is perfectly positioned for investors, entrepreneurs, or operators seeking a turn-key hospitality or shared living opportunity.Featuring 8 bedrooms and 8 bathrooms, the home offers multiple private suites, spacious common areas, and a massive owner's suite--ideal for an owner-operator looking to live on-site while generating Airbnb income. With Residential High Density zoning, the property supports multiple short-term rental units under one roof, creating exceptional revenue potential. El Cuervo ABQ business name and website available for purchase and furnishing
A 3-bedroom, 2-bathroom single-family home was reconfigured and converted into two independent studio-style living units. The interior layout was modified to divide the house into two separate sections, each functioning as a small studio apartment.each one with access to a private bathroom. Each unit has its own entrance, allowing occupants to enter and exit without passing through the other unit. It can be converted back to a 3 bedroom 2 Bathroom house if preferred. Owner Financing Available.
Daria Derebera
Real Estate Broker in Albuquerque, NM
Similar Searches in Albuquerque
You Might Also Like in Albuquerque
Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.