FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 1070 listings in Albuquerque.

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Completely remodeled and move-in ready, this charming 3 bed, 2 bath home blends classic character with modern updates. Enjoy cozy evenings by the wood burning fireplace and flexible front living space ideal as a sunroom or welcoming foyer. Step outside to a covered patio overlooking a spacious backyard perfect for entertaining, gardening or relaxing. The property also features a huge workshop with endless possibilities plus an additional storage shed. Located in Albuquerque's desirable NE Heights/Fair Heights area, just minutes from parks, schools, shopping and dining, with quick access to I-25 and I-40 for easy commuting. Comfort, functionality and convenience all in one!

3
BEDS
2
BATHS
1,470
SQFT
0.2
ACRES

NEW IMPROVED PRICE and sellers want to help you get into a new home! Sellers are offering a $5000 towards your closing costs or rate buydown or for whatever you'd like to use this! Welcome to 9205 Sidreaux Loop NW, where comfort meets common sense. This 4-bedroom, 2-bath home in NW Albuquerque (87114) offers the space you want without the fuss you don't. The layout is practical and inviting--perfect for daily life, weekend hosting, or finally setting up that home office. The kitchen handles everything from quick breakfasts to casual dinners, while the living areas make relaxing feel easy. Outside, enjoy a yard that's just right: enough room to gather, without giving up your weekends to maintenance. Conveniently located near shopping, dining, and major routes, this home proves that smart, stylish living can still be effortless. Could this be the one you call HOME?

4
BEDS
2
BATHS
1,631
SQFT
0.1
ACRES

Experience one of the most exquisite custom-built homes currently on the market in North Albuquerque Acres.2This stunning 7-bedroom, 7-bath estate sits on a fully walled and automatically gated, beautifully landscaped 0.89-acre lot, offering privacy, elegance, and resort-style living.The home features fresh interior paint, newly installed 4-foot marble flooring, hand-scraped wood floors, and custom cabinetry throughout. The high-end chef's kitchen is designed to impress even the most discerning culinary enthusiast, showcasing quartzite waterfall countertops, casement windows, designer lighting, and exceptional craftsmanship.Entertain and relax outdoors with a 23,000-gallon resort-style pool, fire pits, and manicured grounds. Additional highlights include owned solar

7
BEDS
7
BATHS
6,121
SQFT
0.89
ACRES

4032 Comanche Road NE, Albuquerque

Carlisle Plaza Addition
$410,000

Located just minutes from both I-25 and I-40, this versatile property with main home plus ADU offers exceptional convenience and flexibility. Centrally located near downtown Albuquerque and UNM, it's ideal for owner-occupants, students, house-hackers, investors, or professionals.The main home features 3 bedrooms, 2 bathrooms, and a 1-car garage, while the 1-bed, 1-bath ADU with separate entrance provides private living space perfect for rental income, multigenerational living, or a home office. Recent updates include a new roof in Dec 2025 and interior improvements, making this a move-in-ready opportunity with built-in income potential in a prime Northeast location.

4
BEDS
3
BATHS
2,827
SQFT
0.16
ACRES

This charming floor plan embodies modern living with thoughtful design and functionality. The home features an open concept design that seamlessly connects the family room, dinning area and kitchen, perfect for entertaining or family gathering.This floor plan is ideal for families or individuals seeking a blend of comfort and functionality in a beautiful design space.

4
BEDS
2
BATHS
1,880
SQFT
0.1
ACRES

BALLOON AND SUNSET VIEWS! This home has it all. Gorgeous materials with hidden and practical bells and whistles. The iron plus hinged glass front door provides fresh air with added security. Open concept living area with gourmet kitchen plus 2 large pantries is ideal for entertaining. Main floor primary bedroom has tray ceiling with several lighting options. Spa-like ensuite bath includes a soaking tub plus steam shower with LED lights. Split floor plan gives 2 more bedrooms plus a game room upstairs. One of 2 balconies includes hot tub to relax amid mountain views, fireworks, or balloons. 40 ft RV pad with 50 amp hookup. 4-car garages have workshop areas, compressed air fixtures and epoxy floors. Low utility bill thanks to FULLY PAID SOLAR. 1/2 acre lot with fruit trees galore! Too many amenities to list.

4
BEDS
3
BATHS
3,093
SQFT
0.5
ACRES

Seller financing considered! Approx. 1.4 acres in the desirable North Valley, ideal for farming, homesteading, or cultivation. Property includes a residence, interior grow space, and greenhouse (buyer to verify uses), previously used for cannabis. MRGCD irrigation rights and a domestic well support agricultural use. Flat, usable land offers room for animals, crops, or expansion. Peaceful rural setting just minutes from city conveniences. Front one-acre lot also available for sale.

1
BEDS
1
BATHS
2,397
SQFT
1.4
ACRES

*BACK on MARKET* due to Buyer circumstance. Historic Bellamah Mid-Century Ranch on a prime corner lot is an authentic 4 bd, 2 ba home cherished by 1 family since the mid 1960's. Home carries a unique tie to history as seller's mother worked for Dale Bellamah! Exterior maintains classic mid-century color palette & iconic ranch lines, while interior's been remodeled throughout offeing 3 distinct living areas & open dining area. Updated kitchen features granite counters & new appliances while preserving Bellamah's signature ''Wife-Planned'' design details: original kitchen cabinets, classic linen style & famous pull-down cubby above the primary bathroom sink. Front yard's manicured, while backyard is a blank slate w/ workshop & sheds awaiting your vision & paint.Replaced, repaired &/or maintenanced items in 2025 during remodel & 2026:WATER LINE - Replaced fr. house to main,WATER HEATER - New,LAUNDRY WATER VALVES - New,ROOF - Completely maintenanced,NEWER MECHANICALS - Air Conditioner (Breezair) 2020, Furnace (Rheem) 2022.

4
BEDS
2
BATHS
1,941
SQFT
0.15
ACRES

Easy Living, Bright Design - Your Mesa del Sol Retreat Awaits2 Bedrooms | 2 Bathrooms | Covered Front Porch & Back Patio | Level 2 Quartz Countertops | Garage Overhead Storage + Keypad EntryStep into cozy, low-maintenance living with this beautifully crafted 2-bedroom, 2-bathroom home located in the heart of Mesa Del Sol - M4. With both a covered front porch and covered back patio, this home offers the perfect setup to enjoy New Mexico's sunshine from sunrise to sunset.

2
BEDS
2
BATHS
1,266
SQFT
0.1
ACRES

560 Aztec Road NW, Albuquerque

Blk D Monkbrid Ge Pl Add
$200,000

Discover this charming townhouse, offering comfort and style in a convenient Albuquerque location. This inviting home showcases beautiful granite countertops in both the kitchen and bathroom, adding a touch of sophistication. Enjoy cozy evenings by the fireplace in the spacious living area, perfect for relaxing or entertaining. Don't miss your chance to own this delightful property--schedule your showing today!

2
BEDS
1
BATHS
935
SQFT
0.05
ACRES

Welcome to this charming 3-bed, 2-bath Pueblo-style home in the gated Oxbow Community of NW Albuquerque. Enjoy bright living spaces with Sandia Mountain views and a custom Kiva-style gas fireplace for cozy evenings.This updated one-story gem features a newly finished roof (10-year transferable warranty), new hardwood floors, carpet, stucco, paint, and landscaping, all done this year. The finished garage offers built-in storage, and the master suite includes a garden tub, glass shower, and huge walk-in closet. Lovingly maintained by its original owner, this move-in-ready home combines Southwest charm, modern comfort, and a prime location near restaurants and shopping.

3
BEDS
2
BATHS
2,120
SQFT
0.13
ACRES

5,000.00 DOLLARS AS BUYERS INCENTIVE!! is being offered to help your client purchase this Beautiful Home! It's Clean, neat, and move in ready in excellent condition, very nice features, great open floor plan, 4 bedroom, 2 bath, 2 Car Garage, Gated Community, All Appliances stay!! Washer, Dryer, Refrigerator, and Kitchen Range!

4
BEDS
3
BATHS
1,632
SQFT
0.1
ACRES

Welcome to Nob Hill East Condominiums!This gated community offers security, convenience, and unbeatable access to all that Albuquerque has to offer. This upstairs unit may be small in size, but it more than makes up for it with location -- just minutes from Kirtland Air Force Base, UNM, major hospitals, and some of the city's best restaurants and shops.Previously used as a well-performing furnished rental for travel nurses, this home is ready for its next chapter -- whether that's as a primary residence or an investment property. Recent upgrades include a TPO roof less than a year old, a packaged furnace and A/C unit under two years old, and a newer water heater.Perfect for a first-time homebuyer or a first-time short-term investor, this is a low-maintenance property in a central are

1
BEDS
1
BATHS
413
SQFT
$520,355

Step into modern city living with this contemporary new-construction townhouse in a secure, gated community at the heart of it all. With 1,935 sq. ft., this home offers 3 bedrooms, 2.5 baths, and a spacious loft--ideal for a home office, gym, or cozy retreat. The open-concept kitchen is a true showpiece, featuring a large island, granite countertops, stainless steel appliances with range hood, and stylish finishes. Enjoy peace of mind with Green Build Gold Certification, ensuring energy efficiency and long-term savings. Complete with a 2-car garage, low-maintenance design, and easy access to shopping, dining, and entertainment, this home blends comfort, style, and convenience in one perfect package. Home is currently under construction! Ask about buyer incentives today!

3
BEDS
3
BATHS
1,935
SQFT
0.06
ACRES
$1,690,000

Exquisite Modern Residence in a Premier Gated Community Experience the beauty of modern Spanish design and luxury living in this exceptional Albuquerque residence. Perfectly situated with immediate access to Old Town ABQ, the Sawmill District, the Bosque trails, and just minutes from ACC Country Club, this home combines elegance, convenience, and exclusivity.The expansive open floor plan is illuminated in natural light and showcases views of the Sandia Mountains. An open kitchen and grand living spaces create the ideal setting for entertaining friends and family. Step outside to serene patios designed for peaceful evenings and relaxation.Every detail of this home reflects luxury and comfort.

4
BEDS
6
BATHS
5,025
SQFT
0.55
ACRES

3 Bedrooms | Covered Front Porch & Extended Back Patio | Overhead Garage Storage | Adv Layout Tile | Quartz Countertops 🏡Welcome to this charming 3-bedroom home in the heart of Mesa del Sol - M5, where thoughtful design meets everyday comfort. From the welcoming covered porch in front to the extended patio in back, this home is built for enjoying every ounce of New Mexico's sunshine.

3
BEDS
2
BATHS
1,852
SQFT
0.11
ACRES

Great end unit townhome, Home has 3 bedrooms, 2.5 baths, 2 car garage. Home has a big family room upstairs, 20 x 10. this can be a the 4th bedroom. close to shopping. Living room and kitchen area are 28 x 18 together.come and take a look, make this home yours.

3
BEDS
3
BATHS
2,007
SQFT
0.07
ACRES

Welcome Home!Step into this beautifully crafted, multilevel contemporary residence that seamlessly blends modern design with comfort. bathed in natural light, the home features an open-concept floor plan perfect for today's lifestyle. Enjoy luxurious flooring, elegant quartz countertops, custom tile backsplashes, and stylish tile showers. Built with quality in mind, this home includes solid-core doors and 2x8 construction for enhanced insulation and energy efficiency. Additional highlights include mini-split heating and cooling systems, energy-efficient Low-E vinyl windows, stainless steel appliances, a tankless water heater, a garage with a 220-volt outlet. No HOAThis stunning home truly has it all! Lender is offering .5 percent lender credit with acceptable offer

2
BEDS
2
BATHS
1,187
SQFT
0.03
ACRES

Welcome to Ladera Heights! This move-in-ready pueblo-style home features upgraded wood floors, high ceilings, and a striking stacked stone fireplace. The spacious kitchen offers ample storage and a formal dining area. The main-floor primary suite includes a spa-like bath with a soaking tub, separate shower, and walk-in closet. Upstairs, enjoy two bedrooms and a cozy loft--great for an office or studio. Relax in the low-maintenance backyard with a covered patio and cowboy pool. Don't miss this one--schedule your showing today!

3
BEDS
3
BATHS
1,970
SQFT
0.1
ACRES

Beautiful, updated home with solar panels and refrigerated air. This charming, move-in ready home has skylights that provide natural light. It includes a spacious master with French doors, patio, and a clawfoot tub. A cozy den awaits with built-in bookshelves and a striking brick fireplace. There are fruit trees in front and the shaded backyard has a lovely mix of spaces with endless entertainment options! This gem has a finished garage and extra parking. Great shopping, and an easy commute throughout the city. Schedule your appointment today!''

4
BEDS
3
BATHS
2,586
SQFT
0.24
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.