Rio Rancho / Homes Under $700K in Rio Rancho

Homes Under $700K in Rio Rancho

Search homes under $700,000 in Rio Rancho, New Mexico. This price range opens up move-in ready options across a wide variety of neighborhoods, styles, and sizes.

Showing 118 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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STUNNING HOME WITH OPEN SPACE VIEWS! Beautifully maintained and move-in ready, this spacious home offers an inviting open floor plan with generous living and dining areas designed for everyday comfort and entertaining. Gourmet kitchen flows seamlessly into the heart of the home while the luxurious owner's suite features a spa-inspired bath with dual sinks, soaking tub, oversized walk-in shower, and impressive walk-in closet. Custom laundry room provides abundant cabinetry, workspace, and storage. Car enthusiasts and hobbyists will appreciate the oversized finished garage. Step outside to a beautifully landscaped backyard complete with covered patio, lush lawn, mature trees, and plenty of room to relax or entertain. Exceptional location backing to open space! Call today a personal tour!

3
BEDS
3
BATHS
2,265
SQFT
0.27
ACRES
$674,900
-10,100$ 08/17

Nestled beneath the breathtaking Sandia Mountains, this stunning two-story home has 5 spacious bedrooms with the potential for a 6th, along with 3 full bathrooms designed for comfort and style. The home features a beautifully designed custom kitchen with abundant storage, perfect for everyday living and entertaining. Enjoy two generous living areas, formal dining, and a separate family dining space that create a warm and inviting atmosphere throughout.Step outside to your own private oasis featuring a sparkling swimming pool, elevated hot tub, and a cascading waterfall flowing into the pool below. The master suite boasts a private balcony overlooking the pool, the glowing city lights of Albuquerque, and spectacular mountain views. Seller has agreed to a $10,000 paint and flooring allowance.

5
BEDS
3
BATHS
2,924
SQFT
0.75
ACRES

Beautiful new construction home currently under construction with modern design, quality craftsmanship, and thoughtfully selected finishes throughout. Planned features include an open-concept layout, spacious living areas, stylish kitchen, and energy-efficient design. Conveniently located near shopping, dining, and schools. Estimated completion in July 2026. Photos are from similar model completed last year.

4
BEDS
3
BATHS
3,000
SQFT
0.5
ACRES

Welcome to your New Construction Oasis! This stunning 4-bedroom, office 3-bathroom home in Rio Rancho offers over 2,300 sq. ft. of modern comfort. Featuring an open-concept layout, high ceilings, a gourmet kitchen with quartz countertops, and a luxurious primary suite. Outside, enjoy a massive half-acre lot with 360 degree views, a oversized 2-car garage, and much more!!!

4
BEDS
3
BATHS
2,303
SQFT
0.34
ACRES

Introducing the Selena, our charming single-story 3-bedroom, 2-bathroom home, thoughtfully designed for simplicity and comfort. Revel in the spacious primary suite featuring a generous walk-in closet, providing both luxury and functionality. The design allows natural light to illuminate the house, creating a bright and inviting atmosphere. The layout exudes a cozy vibe, while a recessed patio offers a private oasis. Enjoy sipping coffee or basking in New Mexico's beautiful weather in your secluded outdoor haven. Welcome to a quaint retreat that embraces both style and serenity. In honor of Selena Quintanilla-Perez, this residence pays tribute to enduring musical talent and cultural impact.

3
BEDS
2
BATHS
1,853
SQFT
0.17
ACRES

*** Seller willing to assist with interest rate buy down***Welcome to your new home! This home is a rare offering in a premium cul-de-sac location with a valuable 5 car garage and 1/3 acre lot. This stunning house is located in a gated community in The Peaks neighborhood of Mariposa, It has been well maintained and possesses everything you could ever need. The home has plenty of privacy at the end of the cul-de-sac and ample space for entertaining friends and family. Plenty of room in the backyard for virtually any enhancement you desire. Neighbors are located on only one side of the home with open views across the back of the property. Owners have upgraded to matching tile in the master and one of the bedrooms (perfect for an office) and installed raised beds in the back yard. Massive granite island in the kitchen with abundant storage.

3
BEDS
3
BATHS
2,162
SQFT
0.32
ACRES

Welcome to this custom Rio Rancho home on a private half-acre lot with stunning views of the Sandia Mountains. Enjoy the beautiful poolside entertaining area, extra-wide doorways for easy access, quartz countertops, and laminate wood flooring. Come see all this home has to offer and imagine making it your own.

3
BEDS
2
BATHS
2,021
SQFT
0.5
ACRES

NOW OFFERED AT $550,000! Additional lender credit of up to 1% of the Loan Amount toward closing costs is available through Kim Stewart - Sunflower Bank, subject to buyer qualification and loan-program guidelines. Located in Rio Rancho's desirable High Resort / Country Club corridor, this beautifully maintained 3,179-square-foot, single-story custom home features soaring ceilings, arches, nichos, kiva-style fireplaces, and abundant natural light. Stay cool with Refrigerated Air in the summer & warm up with radiant floor heating in the winter. The updated kitchen includes Samsung appliances installed in 2021. Recent upgrades include roof service, stucco maintenance, water heater, garage motor, and professional cleaning throughout. Outside, enjoy mature landscaping, raised garden beds, fruit trees, and a lush garden-retreat setting. A rare blend of space, character, updates, and location.

4
BEDS
3
BATHS
3,179
SQFT
0.22
ACRES

The Mariposa is a luxury single-story home offering approximately 3,012 square feet with expansive living space, elevated design, and a strong sense of arrival. The open-concept great room, dining area, and chef-inspired kitchen create bright, connected living ideal for entertaining and everyday comfort. A large island, generous counter space, and direct connection to the main living areas make the kitchen both functional and impressive. The private owner's suite includes a spa-style bath with dual vanities, soaking tub, large walk-in shower, and an expansive walk-in closet. A flex room and 3-car garage add versatility and storage.

4
BEDS
3
BATHS
3,012
SQFT
0.22
ACRES

The Santa Cruz is a spacious single-story home offering approximately 2,119 square feet with 3 bedrooms, 2.5 bathrooms, and flexible garage configurations. The plan is designed around an open great room, dining area, and kitchen that support comfortable everyday living and easy entertaining. A private owner's suite, secondary bedrooms, and adaptable living spaces provide room for work, guests, or multigenerational needs, while energy-efficient new construction and flexible finish options add long-term value.

4
BEDS
3
BATHS
2,119
SQFT
0.14
ACRES

This immaculately maintained home checks all the boxes and is ideally located in the highly sought-after Mariposa community! Open, bright, and thoughtfully designed, the floor plan enhances both everyday living and entertaining.The dream kitchen features expansive quartz countertops, abundant cabinetry, and a large island that anchors the space--perfect for gatherings. The spacious great room opens to a covered patio with sweeping views of the surrounding mesas and New Mexico sunsets, creating a seamless indoor-outdoor living experience. The primary bedroom and bath offer a relaxing retreat, complete with an oversized walk-in closet. This Richmond American home features two primary suites for a total of four bathrooms, providing flexibility and comfort for family or guests.

4
BEDS
4
BATHS
2,581
SQFT
0.15
ACRES

This stunning custom Pueblo-style home is move-in ready and loaded with upgrades that matter. RV PAD!!!! WATER SOFTNER!! Soaring viga ceilings, a wood-burning fireplace, and walls of windows framing breathtaking mountain views create an interior you won't forget. The spacious layout offers room to relax and entertain with ease. Major systems are all updated: roof (2018), water heater (2020), HVAC (2021), and solar panels (2020) to slash energy costs. Step outside to your private upper-deck with panoramic views, or fire up the outdoor kitchen while taking in the New Mexico scenery. The oversized garage and 8-ft garage door, RV access, and backyard access possible deliver the convenience and flexibility you need.

3
BEDS
2
BATHS
2,506
SQFT
0.5
ACRES

Boasting two stories of inspired living space, the handsome Hemingway plan greets guests with a welcoming covered porch. The main floor offers a versatile flex room with a French door, a spacious great room, and an open dining area that flows into a thoughtfully designed gourmet kitchen featuring a center island, a walk-in pantry, and a morning room with an adjacent covered patio. On the second floor, you'll find a laundry, a shared bathroom, and five bedrooms, including a beautiful primary suite with an immense walk-in closet and private bath.

5
BEDS
4
BATHS
2,715
SQFT
0.17
ACRES

The ranch-style Augusta floor plan boasts ample space for entertaining, including an expansive great room with a cosmo fireplace, a dining area and a gourmet kitchen with a center island and built-in pantry. Other notable features include a large primary suite with an attached deluxe bath and roomy walk-in closet, two guest bedrooms that share a bath, and a laundry. Personalized with a corner-meet door at an extended patio and French doors at the study.

3
BEDS
2
BATHS
2,105
SQFT
0.17
ACRES

The ranch-style Augusta floor plan boasts ample space for entertaining, including an expansive great room, a dining area and a gourmet kitchen with a center island and built-in pantry. Other notable features include a large primary suite with an attached bath and roomy walk-in closet, two guest bedrooms that share a bath, and a laundry with sink and cabinet options. Personalized with a corner-meet that leads to an extended patio.

3
BEDS
2
BATHS
1,970
SQFT
0.17
ACRES

Beautiful single-story home offering a spacious and highly functional floorplan designed for both everyday living and entertaining. Multiple living areas provide flexibility for relaxing, working, or hosting guests. The open-concept kitchen flows seamlessly into a large living room with soaring high ceilings and a cozy gas fireplace. Upgraded bathrooms feature modern finishes throughout. The spacious primary suite serves as a private retreat featuring double sinks, a stand alone jetted tub, and a vast walk-in closet. Step outside to an expansive covered patio with its own fireplace, perfect for year-round enjoyment, overlooking a lush, green backyard oasis. Located in a desirable area, this home also includes a three-car garage with ample space for storage and convenience.

4
BEDS
4
BATHS
3,379
SQFT
0.22
ACRES
$540,000
-5,000$ 08/13

OWNED SOLAR!MOVE-IN READY WITH MOTIVATED SELLERS! Welcome to Lomas Encantadas in Rio Rancho! This beautiful 2022 Abrazo home features 3 bedrooms + an office, 2.5 bathrooms, and an open-concept layout with impressive 10-12 ft ceilings and an abundance of natural light. The 3-car garage offers overhead storage, plus a soft water system and a stylish entertainer's bar with a beer & wine fridge. Step outside to a fully landscaped backyard designed for entertaining, complete with a gazebo, outdoor kitchen/BBQ, and extended patio. The sellers are ready to make a move, making this a great opportunity for buyers looking for a well-appointed, move-in-ready home. Schedule your private showing today!

3
BEDS
3
BATHS
2,488
SQFT
0.17
ACRES

This newly renovated, turnkey tri-level home in Panorama Heights is now available at the APPRAISED LISTING PRICE, with the seller offering $5000 improvement allowance for landscaping. This rare 4 bedroom unique TRI-LEVEL home offers 3,821 sq ft of spacious, open-concept living. The property features several upgrades, new stucco, high ceilings, and an abundance of natural light provided by numerous windows and skylights. A significant highlight is the additional 550-square-foot multi-purpose room, which provides a flexible space perfect for a home office, entertainment den, music studio, or possible additional living quarters. The layout is exceptionally functional, with the downstairs offering a living area equipped with a sink/wet bar, plenty of cabinet space a fireplace, a separate bedroom, and a bathroom, making it an ideal setup for mother-in-law quarters or additional guests; While the upstairs offers 2 spacious bedrooms and two additional bathrooms. The property includes two fireplaces, a two-car garage, and a spacious backyard featuring two large storage sheds. Additionally, this property offers incredible parking flexibility with dedicated RV parking on both sides of the home and an expansive front parking pad. This property is conveniently located near a wide variety of shopping, dining, and recreational amenities. Highlights in the immediate area include Country Club Center, and Plaza Rio Center, Neighborhood Markets, Natural Grocers, along with numerous retail stores, cafes, restaurants and much more! This exceptional and spacious TRI-LEVEL home is a must-see! Schedule your showing today!

4
BEDS
4
BATHS
4,011
SQFT
0.35
ACRES

Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room with a multi-slide patio door, dining room and gourmet kitchen, two bedrooms with a shared bath, and a separate primary suite with private bath and walk-in closet. Conveniences like the mudroom, laundry room, broad kitchen island, built-in pantry and covered patio add to the plan's single-floor appeal.

3
BEDS
2
BATHS
1,810
SQFT
0.17
ACRES

This beautifully maintained 4-bedroom home features a bright, open layout designed for comfortable living, highlighted by a cozy fireplace in the living area and refined details throughout, including tray ceilings, recessed lighting, and refrigerated air. The kitchen is fully equipped with appliances and offers a large island with seating and a pantry, creating a space that is both functional and inviting. A convenient laundry room and dedicated home office (potential 5th bedroom) add everyday practicality. The primary suite includes a walk-in closet and an ensuite bath with a double sink vanity. Outdoors, enjoy landscaped front & back yards, a private walled backyard, a covered patio, and low-maintenance artificial turf, offering the perfect blend of comfort and style.

4
BEDS
4
BATHS
2,654
SQFT
0.17
ACRES

Stunning new home, less than a year old! This immaculate Ammolite floor plan offers over 3,000 sqft of thoughtfully designed living space, featuring 5 bedrooms and 4 bathrooms--perfect for growing families or those who love to entertain. A standout feature is the impressive guest suite, already equipped with plumbing for a future kitchenette, offering excellent flexibility for multigenerational living, hosting visitors or renting out for extra income. The luxurious primary suite boasts a spacious walk-in closet and a private, spa-like bathroom. There is also a whole house water softener. Built with energy efficiency in mind, this green home helps keep utility costs low while maintaining comfort and style. Don't miss the opportunity to own this beautifully maintained, move-in-ready home!

5
BEDS
4
BATHS
3,040
SQFT
0.13
ACRES

Beautifully designed home in a prime Rio Rancho Location! The open concept kitchen features stone countertops, stylish cabinet hardware , custom lighting and a spacious pantry- flowing seamlessly into the living and dining areas, perfect for everyday living and entertaining. The main level offers a convenient bedroom and 3/4 bath ideal for guests or multigenerational living. Upstairs has 3 additional bedrooms, 2 baths and another generously sized versatile living space. Tandem 3 car garage gives you ample storage. BIG savings here the professionally landscaped backyard is DONE for your and provides the perfect canvas for relaxation and enjoyment . Super location offers quick access to shopping and dining.

4
BEDS
3
BATHS
2,856
SQFT
0.2
ACRES

Step into modern comfort & thoughtful design with this stunning 4-bedroom home, built just 4 years ago. That means the roof, water heater, refrigerated air unit, heating unit, etc. are all just 4 years old! This green-certified property offers energy efficiency, lower utility costs, and sustainable living without sacrificing style or convenience. The nicely appointed kitchen flows seamlessly into the living and dining areas, making it perfect for both everyday living & entertaining. The primary suite features a large, walk-in, tiled shower making cleaning a cinch. A standout feature of this home is the private in-laws/guest/second master suite providing flexibility & privacy while still being connected to the main home

4
BEDS
4
BATHS
2,773
SQFT
0.18
ACRES

PRICE IMPROVEMENT!!! Come see this beautiful home! Designed entirely around the art of entertaining. The kitchen is specifically for a professional chef, the heart of this residence is a spectacular culinary kitchen centered around a specialized, high-end stove capable of handling your grandest cooking and baking ambitions. The expansive, open-concept kitchen layout flows seamlessly into the living spaces, creating the ultimate environment for hosting unforgettable gatherings and dinner parties. Every inch of this chef's paradise combines premium functionality with a warm, welcoming atmosphere, making it a dream come true for food lovers and frequent hosts alike. well-maintained home features tankless water heater, water softener and the primary closet includes custom California Closets design. The home offers three spacious bedrooms plus a versatile flex room that can be used as an office or guest bedroom. High ceilings add to the open feel throughout the home with plenty of natural light, and a functional layout. Close to Shopping, Entertainment , Restaurants and parks.

3
BEDS
3
BATHS
2,327
SQFT
0.27
ACRES
$537,000
-6,000$ 08/14

Now offering a $4,000 buyer credit- an excellent opportunity to personalize the outdoor space, reduce closing costs, or offset nearly two years of solar payments. Welcome to this inviting 3-bedroom, 3-bathroom home in Lomas Encantadas. Built in 2023, this newer home features a split floorplan with the primary suite separated for added privacy. The kitchen offers stainless steel appliances, a large island, and an updated backsplash, perfect for everyday living and entertaining. The spacious primary suite includes a comfortable bath and walk-in closet. Secondary bedrooms are well-sized with flexible use options. Step outside to enjoy a covered patio with beautiful Sandia Mountain views. Additional features include a 3-car garage, gutters installed in 2025, and leased solar at $169/month.

3
BEDS
3
BATHS
2,108
SQFT
0.19
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.