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Homes Under $700K in Rio Rancho

Search homes under $700,000 in Rio Rancho, New Mexico. This price range opens up move-in ready options across a wide variety of neighborhoods, styles, and sizes.

Showing 94 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Step into comfort and flexibility in this beautifully designed 3-bedroom home with a private junior suite--perfect for guests, multigenerational living, or a quiet retreat. Located in the newest phase of Lomas Encantadas in Rio Rancho, this home blends thoughtful features with timeless New Mexico charm.✨ Why You'll Love It:✅ Added Junior Suite with Full Bath - A private space for guests or extended family✅ 3-Car Garage with Overhead Storage - Room for vehicles, gear, and more✅ Skylights - Let the natural light pour in for a bright and airy feel✅ Covered Patio - Your perfect outdoor escape for morning coffee or sunset views✅ Upgraded Quartz Countertops - Sleek, durable, and effortlessly stylish

4
BEDS
4
BATHS
2,343
SQFT
0.18
ACRES

Brand new just starting construction with completion end of summer. On a deep lot in popular Lomas Encantadas, home has soaring ceilings & open-concept floorplan designed for modern living. This spacious home has Upgrades like CRAZY, features 4 huge bedrooms upstairs, including a mini suite with its own full bath and versatile loft perfect for work or play . Main bedroom is down with huge walk in closet. The light-filled living room flows seamlessly into the kitchen and dining areas, creating the ideal space for entertaining or relaxing. Enjoy built in appliances, a huge pantry in the kitchen leading out to the big patio. (photos are of current model home features will vary) To see completed home, stop by DR Horton Model home at 4101 Emerson and we will open 2 story model, OPEN DAILY.

5
BEDS
4
BATHS
2,805
SQFT
0.16
ACRES

$25k price reduction! Bring your Horse! Situated on over 1 acre in a prestigious million-dollar neighborhood, this versatile E-1 zoned property offers endless potential with breathtaking mountain views! This 4BR, 3BA home with a 3-car garage and additional carport features a flexible floor plan including a possible dual primary setup and Jack & Jill bedrooms--perfect for multi-generational living or added privacy. Relax in the luxurious Jacuzzi tub after a long day and enjoy the comfort this home provides. A separate entrance creates an ideal opportunity for a home office, studio, salon, or home gym. Recent upgrades include a newer refrigerator, washer & dryer, and well pump for added peace of mind. All TVs convey, adding extra value and convenience.

4
BEDS
3
BATHS
2,791
SQFT
1.15
ACRES

Seller Financing available at 5.25 percent! This contemporary home offers over 2,700 sq ft of thoughtfully designed living space with impressive 10 ft ceilings. The main level highlights an open-concept kitchen, dining, living area and guest suite that flows to a landscaped garden with 3 fruit trees plus a full sprinkler and drip system for easy upkeep. Upstairs you'll find 3 spacious bedrooms and 2 baths, including a large primary suite with beautiful mountain views, and a versatile loft ideal for a media room, office, or play space. Practical perks include a second-floor laundry conveniently located near the bedrooms and an installed water softener. Enjoy a true suburban feel while staying close to parks, recreation, and major highways, with Santa Fe less than an hour away.

4
BEDS
3
BATHS
2,714
SQFT
0.14
ACRES

Welcome to the opportunity to build your dream home on a spacious 0.50-acre lot with breathtaking, unobstructed views of the city and the Sandia Mountains. This thoughtfully designed custom home offers approximately 2,965 sq. ft. of heated living space with expansive outdoor living areas and a large 4-car tandem garage, creating a total footprint of over 4,400 sq. ft. The proposed floor plan showcases four spacious bedrooms, three bathrooms, a dedicated home office, multiple living areas, and a chef-inspired kitchen with an oversized island and optional butler's kitchen featuring premium appliances, prep sinks, double ovens, wine storage, and a generous walk-in pantry.

4
BEDS
3
BATHS
2,965
SQFT
0.5
ACRES

This modern gem features an amazing open floorplan. Gorgeous kitchen with a sleek island that's perfect for everything from casual breakfasts to entertaining friends. Tons of cabinets, stainless appliances including cooktop and built in oven! With 4 bedrooms, there's plenty of space for family, guests, or that home office you've been dreaming about. Three full bathrooms and a 3-car garage! Step outside to a low-maintenance backyard that's basically an outdoor oasis. No endless weekends of yard work here - just pure enjoyment and relaxation. Ready to make it yours?

4
BEDS
4
BATHS
3,446
SQFT
0.21
ACRES

Comfort and style come together! Built in 2023 and thoughtfully upgraded, this stunning 4-bedroom home showcases a bright, open floorplan designed for both everyday comfort and effortless entertaining. The expansive living area flows seamlessly into the kitchen and dining space, creating a sophisticated yet welcoming atmosphere. A versatile three-car garage offers endless possibilities--ideal for extra storage, a workshop, or a private home gym. Every detail has been carefully selected to blend style, function, and comfort. From quiet mornings to elegant gatherings, this home offers a lifestyle of ease, beauty, and intention.

3
BEDS
3
BATHS
2,478
SQFT
0.5
ACRES

2-1 Rate buydown available with preferred lender (qualification required). Fellowship introduces their newest build, set on a wide footprint 1/2 acre lot in the heart of Rio Rancho. This stunning floor plan offers 4 bedrooms + flex space, 2.5 bathrooms, and a finished 3-car garage w/ backyard access. Elevated finishes include solid-surface countertops, solid wood cabinetry, LVP flooring, and refined designer touches throughout. Tall ceilings and an open, light-filled layout create a sophisticated yet welcoming atmosphere that opens to a stunning covered patio. 3 bedrooms and a full bath located on one side provides ideal separation, while the private primary suite features a spa-inspired bath, dual sinks, a spacious shower, and a large closet with direct laundry access. No HOA or PID.

4
BEDS
3
BATHS
2,421
SQFT
0.53
ACRES

Imagine the flexibility to live, work, and unwind exactly how you want. Located in the desirable Estates at High Resort, this beautifully maintained home offers three bedrooms, a dedicated office, and a versatile hobby room that could easily serve as a fourth bedroom. The heated and cooled sunroom provides year-round space for relaxing or entertaining. Custom shutters add privacy and warmth throughout. The stunning kitchen is designed for gathering, featuring stainless steel appliances, double ovens, a gas range, quartz countertops, two pantries, and abundant cabinetry. The spacious primary suite includes a jet tub, separate shower, and dual sinks. Impeccably maintained and move-in ready!

4
BEDS
3
BATHS
3,123
SQFT
0.23
ACRES

This luxurious masterpiece will take your breath away. Situated in a prestigious location, this home features the custom touches of your dreams. With an expansive kitchen designed for both beauty and functionality. Revel in the elegance of granite countertops, bespoke cabinetry and soaring 12-foot ceilings . Indulge in dual custom bathtubs and a thoughtfully designed jack and jill bathroom with upscale floor-to-ceiling tile. The magnificent primary bathroom offers a spacious walk-in shower with multiple heads, complemented by walk-in closets for both him and her. An additional bedroom can double as a sophisticated office. 10 foot ceilings throughout the rest of the home take luxury to the

3
BEDS
4
BATHS
2,763
SQFT
0.5
ACRES

Ready Now! Discover our popular Parklane, brand new, single-story home. Thoughtfully designed with elegance and comfort in mind. Upon entering, you'll be captivated by the inviting living room, where its sets the perfect tone for relaxation and gatherings. The living area seamlessly transitions to the outdoors through a large covered patio. The kitchen is a chefs kitchen delight, featuring built-in appliances, and an oversized island that provides ample space for meal preparation and casual dining. Mark this home as a must see!!

4
BEDS
4
BATHS
2,650
SQFT
0.15
ACRES
$570,000
-19,990$ 06/30

Discover the exceptional Malibu floor plan, thoughtfully designed with 5 bedrooms, 5 full bathrooms, and dual primary suites--one conveniently located on the main level and another upstairs--making it ideal for multigenerational living, extended guests, or anyone seeking added flexibility and privacy.The spacious main-level primary suite offers a luxurious retreat with a spa-inspired bath and an oversized walk-in closet. At the heart of the home, the gourmet kitchen features a large center island with a centrally located sink, abundant cabinetry, and an open-concept layout that flows seamlessly into the expansive living and dining areas, creating the perfect setting for everyday living and entertaining.Upstairs, a generous loft provides versatile space for a second living area.

5
BEDS
5
BATHS
3,255
SQFT
0.14
ACRES

The main floor of the Yorktown was designed for entertaining, offering an expansive great room with an open dining room overlooking an optional covered patio and backyard and a well-appointed kitchen with a large center island. On the second floor, there's an immense loft surrounded by three bedrooms, a shared bath, a laundry room and a primary suite with its own bath and spacious walk-in closet.

5
BEDS
3
BATHS
3,110
SQFT
0.14
ACRES

Highlights of this ranch-style Copper plan include a flex room that has been converted to a fourth bedroom, a well-appointed kitchen showcasing a walk-in pantry and a center island, an open dining area and a generous great room. A covered patio offers ample opportunities for entertaining while an impressive owner's suite provides residents with the ability to enjoy privacy and quietude. You'll have no shortage of space for parking and storing your vehicles with a 2-car garage and an RV garage. This home includes a garage service door, cabinets in the mudroom and laundry room and double sinks in the owner's bath.

4
BEDS
2
BATHS
1,950
SQFT
0.18
ACRES

The ranch-style Cassandra plan showcases an open, inviting layout featuring a great room, a dining nook and a large kitchen with a center island and walkin pantry. An elegant primary suite boasts a private bath and a generous walk-in closet, and two secondary bedrooms invite rest and relaxation. Other highlights include a second full bath, a convenient laundry and a covered patio. This home may be built with an additional bedroom and bathroom. You'll love the designer details!

4
BEDS
4
BATHS
2,500
SQFT
0.15
ACRES

Westway Homes introduces the Venice, 1997 square feet of modern living. An open floor plan with all the best finishes and amenities. The kitchen features Bosch stainless steel appliances, quartz counter tops and an island. The kitchen opens to the formal dining area as well as the great room. The great room features a fireplace and access to a generous covered patio. The owner's suite is an enormous, private suite with a walk-in closet. This wonderful home is complete and ready to move in to!

3
BEDS
3
BATHS
1,997
SQFT
0.14
ACRES

Highlights of the impressive Raleigh plan include an open dining area, a great room with center-meet doors leading onto a relaxing covered patio, a quiet study, and a thoughtfully designed kitchen with a walk-in pantry. You'll also appreciate a central laundry and four generous bedrooms, including a stunning primary suite showcasing a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes

4
BEDS
3
BATHS
2,220
SQFT
0.14
ACRES

Highlights of this ranch-style Copper plan include a flex room that has been converted to a fourth bedroom, a well-appointed kitchen showcasing a walk-in pantry and a center island, an open dining area and a generous great room. A covered patio offers ample opportunities for entertaining while an impressive owner's suite provides residents with the ability to enjoy privacy and quietude. You'll have no shortage of space for parking and storing your vehicles with a 2-car garage and an RV garage. This home includes a garage service door, cabinets in the mudroom and laundry room and double sinks in the owner's bath.

4
BEDS
2
BATHS
1,950
SQFT
0.15
ACRES

1/2 acre lot with Beautiful Views of the Sandia Mountains. Open concept from kitchen to Family room. Kitchen is very spacious and big with lots of cabinets, granite counter tops, and island. Family room has two story high ceiling in it. The Large master is on the main floor, with a big Bathroom. There is a gate to the back yard access and RV parking, plus RV hookup to the electric. 3 car extra large garage w/one bay on the side of the home. Large back yard porch/patio to enjoy lots of company. Huge back yard with lots of real grass, basket ball court, and area that could be volleyball court. If you pay $610,000 then the Seller will pay off the Newer Solar at Closing, about $40,000 so you will only pay a very small electric bill for years to come.

4
BEDS
3
BATHS
2,720
SQFT
0.5
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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