Rio Rancho / Homes Under $700K in Rio Rancho

Homes Under $700K in Rio Rancho

Search homes under $700,000 in Rio Rancho, New Mexico. This price range opens up move-in ready options across a wide variety of neighborhoods, styles, and sizes.

Showing 118 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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$10,000 FOR ANY BUYER-USE FOR INTEREST BUY DOWN, CLOSING OR PRICE REDUCTION ### **A Rio Rancho Garden Oasis With Mountain Views, Solar & Room To Live**Some homes offer square footage. Others offer a lifestyle. Set on nearly half an acre in Rio Rancho, this custom Panorama Heights property offers something increasingly difficult to find: mature landscaping, mountain views, flexible living spaces, and outdoor areas designed to be enjoyed year-round.Wake up to New Mexico skies, enjoy your morning coffee on the private balcony, and spend evenings surrounded by established trees, gardens, and the peaceful setting that makes this property special. Unlike newer homes where landscaping is still waiting to mature, this property offers an established outdoor environment with flowering fruit trees, grapevines, garden areas, and spaces created for relaxing, entertaining, and enjoying the seasons.### **Why You'll Love It*** **A backyard built for living** -- Mature landscaping, fruit trees, garden areas, covered patio, open patio spaces, hot tub, and room to enjoy outdoor gatherings, gardening, or quiet evenings under the New Mexico sky.* **Mountain views and outdoor connection** -- Private balcony, scenic surroundings, and multiple outdoor spaces create opportunities to enjoy the beauty of New Mexico every day.* **Flexible living spaces** -- Approximately 3,100+ square feet with multiple living areas, a finished heated sunroom, and a layout designed for entertaining, hobbies, guests, or everyday comfort.* **A private upstairs retreat** -- The upper-level primary suite offers separation, views, and additional comfort with a new dedicated mini-split cooling system being added.* **Space for hobbies and projects** -- The workshop/flex space provides room for creative pursuits, storage, hobbies, equipment, or future customization.* **Energy-conscious features** -- Seller-owned solar, double-pane windows, and natural gas utilities provide valuable efficiency features while two wood-burning fireplaces with inserts add warmth and character.* **Room for vehicles and toys** -- RV access/parking, spacious driveway, backyard access, and flexible garage/workshop space provide options that are hard to find.### **Property Details*** 3507 Saint Andrews Drive SE, Rio Rancho, NM 87124* $575,000* 4 Bedrooms (possible 5th bedroom)* 2 Full Bathrooms* 3,184+/- Sq. Ft.* 0.45+/- Acre Lot* Built in 1980* Custom Two-Story Home* Panorama Heights Neighborhood* Mountain Views* Finished Heated Sunroom* Two Living Areas* Sunken Living Room* Kitchen Island* Stainless Steel Appliances* Owned Water Softener* Two Wood-Burning Fireplaces With Inserts* Seller-Owned Solar* Workshop/Flex Space* RV Access/Parking* Covered & Open Patios* Hot Tub* Mature Trees & Landscaping* City Water & Public Sewer### **Perfect For**Buyers who want more than a typical Rio Rancho property--those who appreciate mature landscaping, outdoor living, gardening, hobbies, flexible space, mountain views, and the character of an established neighborhood.If you have been searching for a home with room to spread out, a backyard that already feels established, and features designed for enjoying New Mexico living, schedule your private showing and experience 3507 Saint Andrews Drive SE.

4
BEDS
2
BATHS
3,184
SQFT
0.45
ACRES
$500,000
-15,000$ 08/10

Located within the desirable gated community of Cabezon, this spacious 3,179 sq. ft. home offers 4 generously sized bedrooms, new carpet, abundant storage throughout, and walk-in closets. Enjoy a fully landscaped backyard complete with a natural gas fire pit, perfect for relaxing or entertaining. Additional highlights include a 3-car garage and fiber internet availability, combining comfort, convenience, and modern connectivity in a sought-after neighborhood.

4
BEDS
3
BATHS
3,179
SQFT
0.17
ACRES

The Mariposa is a luxury single-story home offering approximately 3,012 square feet with expansive living space, elevated design, and a strong sense of arrival. The open-concept great room, dining area, and chef-inspired kitchen create bright, connected living ideal for entertaining and everyday comfort. A large island, generous counter space, and direct connection to the main living areas make the kitchen both functional and impressive. The private owner's suite includes a spa-style bath with dual vanities, soaking tub, large walk-in shower, and an expansive walk-in closet. A flex room and 3-car garage add versatility and storage.

4
BEDS
3
BATHS
3,012
SQFT
0.22
ACRES

Nestled in the sought-after community of Lomas Encantadas in Rio Rancho, this stunning Jane floor plan combines luxury finishes with thoughtful functionality. Featuring an optional flex room, 3-car garage, and added powder bath, this home offers the flexibility and space today's homeowners crave.Natural light fills the home through a foyer skylight, a dramatic 4'x2' skylight above the kitchen island, and expansive glass doors that create a bright, welcoming atmosphere. The gourmet kitchen is a true showstopper, showcasing Level 4 Valbella Gold quartz countertops, a 36'' gas cooktop, double ovens, an oversized island, upgraded cabinetry with soft-close doors and dovetail drawers, and optional buffet cabinets perfect for entertaining.

3
BEDS
3
BATHS
2,164
SQFT
0.2
ACRES

Discover the perfect blend of modern design and quality craftsmanship in this stunning custom-built Rio Rancho home. Offering 2,802sqft of single-level living, this 4-bedroom, 4-bathroom residence sits on a half-acre lot and features soaring ceilings, a dramatic 17-foot tower entry, and a welcoming courtyard. The open floor plan showcases custom tile flooring, recessed ceilings, and a gourmet kitchen with granite countertops, premium appliances, and a stone island. The private primary suite features a large walk-in closet, standalone soaking tub, and an oversized walk-in shower with dual entry and a rainfall shower head. Enjoy a 906sqft covered patio with wood ceilings, epoxy-finished doors, metal fencing, RV parking, backyard access, and beautiful views.

4
BEDS
4
BATHS
2,802
SQFT
0.5
ACRES

PRICED BELOW APPRAISED VALUE! Rare opportunity to own 5 acres in the heart of Rio Rancho! This spacious 4 bedroom + office, 3 bath home offers endless possibilities with room for horses, RVs, recreational vehicles, a future workshop, pool, garden, or simply space to enjoy privacy and the New Mexico lifestyle. Take in beautiful Sandia Mountain views while still being minutes from shopping, restaurants, and city amenities. Features include a 3-car garage, OWNED solar panels, private well, refrigerated air, tankless water heater, and a reverse osmosis system. Complete with stalls, hay storage, and outbuilding space perfect for animals, hobbies, storage, or your next vision. A rare combination of space, views, and location! Lower interest rate available!

4
BEDS
3
BATHS
2,833
SQFT
5
ACRES

Highlights of the impressive Raleigh plan include an open dining area with additional upper and lower cabinets at the nook, a great room with center-meet doors leading onto a relaxing covered patio, a thoughtfully designed gourmet kitchen with a walk-in pantry. You'll also appreciate a central laundry and four generous bedrooms, including a stunning primary suite showcasing a double door entry, tray ceiling, a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes, including 5 panel, horizontal doors throughout.

4
BEDS
3
BATHS
2,220
SQFT
0.14
ACRES

PRICE IMPROVEMENT AND $5,000 BUYER CONCESSION! Welcome home to your stunning 4 bedroom, 3 full bath brick home in the Enclave subdivision, one of Rio Rancho's most sought after neighborhoods. Designed for comfortable living and entertaining, the home features two spacious living areas, a formal dining room, a large chef's kitchen and breakfast nook. A private downstairs bedroom with an adjacent full bathroom provides an ideal setup for guests, multigenerational living, or a home office. The primary suite upstairs is a true retreat with a relaxing jetted tub, two very generous walk-in closets and enormous balcony. Step outside to enjoy the low maintenance backyard with turf and sit in your welcoming gazebo. Rounding out this exceptional home are a 3 car garage and refrigerated air, providing comfort and convenience!

4
BEDS
3
BATHS
3,370
SQFT
0.19
ACRES

The popular Hemingway plan greets guests with a charming covered front porch. The main floor boasts a formal living room, an inviting great room and an open dining room that flows into a gourmet kitchen with a center island and adjacent mudroom with walk-in pantry. On the second floor, you'll find a central laundry, a versatile loft and four generous bedrooms, including a lavish primary suite with an oversized walk-in closet and deluxe bath.

4
BEDS
3
BATHS
2,715
SQFT
0.14
ACRES

**Sellers are offering $5,000 toward buyer closing costs** with an acceptable offer. Welcome to 45 Vista Hermosa Place, a bright and inviting home with comfortable living spaces and a peaceful backyard perfect for relaxing or entertaining. This well-cared-for property offers a warm, functional layout in a quiet, established neighborhood close to shopping and commuter routes. Making this a wonderful opportunity for anyone seeking comfort, value, and a place that feels like home.

6
BEDS
5
BATHS
4,342
SQFT
0.22
ACRES

Welcome to your dream home in an exclusive neighborhood, where elegance meets modern living! This stunning new construction boasts 4 spacious bedrooms. Natural light pours in through large windows and skylight, creating a warm and inviting atmosphere. Enjoy the ultimate luxury with a walk-in shower and a standalone tub. The covered backyard porch gives a starting point to your canvas, half an acre to let your imagination create your private oasis, while the oversize three-car garage, equipped with 220 power, offers ample space for all your projects. Don't miss your chance to experience this exquisite property--schedule your private tour.$10,000 TOWARDS RATE BUY DOWN.

4
BEDS
2
BATHS
2,324
SQFT
0.5
ACRES

Nestled in the highly sought-after Stonehenge Estates, this beautifully customized Charter home blends timeless design with exceptional quality and comfort. Offering five bedrooms, spacious living areas, and a thoughtfully redesigned kitchen, the home was built for both everyday living and effortless entertaining. Step outside and discover what truly sets this property apart, a backyard that feels more like a private garden than a typical subdivision lot. Winding walkways, shade trees, vibrant gardens, and inviting patios create an extraordinary outdoor setting that's perfect for morning coffee, evening gatherings, or simply enjoying the beauty of every season. Ideally located near schools, shopping, dining, parks, golf, this is a rare opportunity to own one of RR most cherished homes

5
BEDS
3
BATHS
3,178
SQFT
0.22
ACRES

*** SELLER INCENTIVE! Seller will contribute up to $9,225 toward the Buyer's lender-approved closing costs, prepaid expenses, and/or interest-rate buydown with an acceptable offer. Any unused portion will remain with the Seller and will not be paid to the Buyer ***Beautiful move-in ready Pulte-built home in the desirable Cabezon community of Rio Rancho offering approximately 3,875 sq. ft. with 6 bedrooms and 5 bathrooms. Pride of ownership shows throughout this well-maintained residence featuring an open-concept floor plan ideal for everyday living and entertaining. The bright main living area features soaring ceilings and an oversized statement ceiling fan enhancing the spacious feel. The kitchen opens to the living and dining areas with generous cabinetry and counter space. Large bedrooms provide flexibility for guests, office, or multigenerational living. The primary suite offers comfort and privacy. Rare 3-car garage provides excellent storage. Conveniently located near parks, schools, shopping, dining, and major commuter routes in Rio Rancho.

6
BEDS
5
BATHS
3,875
SQFT
0.15
ACRES

Designed with flexibility and comfort in mind, the Venice by D.R. Horton features two private primary suites located on opposite sides of the home, making it an ideal floor plan for multi-generational living, long-term guests, or anyone seeking additional privacy.This beautifully designed home offers 4 bedrooms, 3 full bathrooms, and a spacious 2-car garage with an open-concept layout that seamlessly connects the great room, dining area, and chef-inspired kitchen. The kitchen is appointed with built-in Whirlpool appliances, elegant pendant lighting, abundant cabinetry, a large center island, and a generous walk-in pantry--perfect for entertaining or everyday living.Designer finishes throughout include soaring 11-foot ceilings in the living room, 8-foot interior doors, and ceramic tile!

4
BEDS
3
BATHS
1,888
SQFT
0.12
ACRES

Highlights of the impressive Raleigh plan include an open dining area, a great room with center-meet doors leading onto a relaxing covered patio, and a thoughtfully designed kitchen with a walk-in pantry. You'll also appreciate a central laundry and four generous bedrooms, including a stunning primary suite showcasing a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes.

4
BEDS
3
BATHS
2,220
SQFT
0.18
ACRES

WELCOME HOME TO THIS BEAUTIFULLY MAINTAINED 4-BEDROOM, 2.5-BATH BRICK HOME TUCKED AWAY IN A QUIET RIO RANCHO CUL-DE-SAC! Designed for comfortable living, this home offers both a formal living room and spacious family room, plus an impressive kitchen featuring abundant cabinetry, a walk-in pantry, and generous workspace. The private primary suite includes a large walk-in closet, dual vanities, garden tub, and separate shower. Enjoy a fully landscaped front and backyard with a lovely shady pergola and , 3-car garage, and flexible spaces perfect for work, hobbies, or entertaining. Conveniently located near parks, schools, shopping, dining, and commuter routes, this ready-to-make-your-own home delivers the space, comfort, and lifestyle you've been searching for! Call now for your personal tour

4
BEDS
3
BATHS
2,362
SQFT
0.19
ACRES

Space, freedom, and efficiency come together in this beautifully maintained 3-bedroom, 2-bath home on a manicured half-acre lot. Enjoy outdoor living with a spacious covered patio, charming gazebos, and plenty of room for entertaining while taking in New Mexico's beautiful weather.The expansive property offers ample space for RVs, trailers, boats, and recreational vehicles. Paid-off solar adds exceptional value, helping lower utility costs and providing long-term energy savings.Conveniently located with easy access to Albuquerque, Santa Fe, and Los Alamos, this home offers the perfect blend of privacy, space, and convenience. Whether you're looking for room to spread out, entertain, or enjoy energy-efficient living, this property is ready to welcome you.

3
BEDS
2
BATHS
2,130
SQFT
0.5
ACRES

Located in Lomas Encantadas 1E in Rio Rancho, the Jane floor plan offers flexible living with elevated finishes and thoughtful upgrades throughout. Featuring an optional flex room at the garage, a 3-car garage, and an added powder bath, this home is designed to fit a variety of lifestyles with comfort and functionality in mind.Natural light welcomes you through a skylight in the foyer, while the open layout is enhanced by an 8' sliding glass door and a mix of tile, SPC, and carpet flooring throughout. The kitchen features quartz countertops, upgraded cabinetry, optional buffet cabinets, stainless steel appliances, and a gas slide-in range, creating a stylish and functional gathering space.

3
BEDS
3
BATHS
2,164
SQFT
0.17
ACRES

Fully landscaped 1/2 acre with unobstructed mountain views. New TPO roof (2026). Hot water heater (2025), HVAC (2021). New interior paint 6/26. Enjoy a courtyard entrance, synthetic stucco, 3 car garage, gated and paved RV side access, huge driveway, and Spanish tile front. Once inside you'll notice the soaring ceilings, pillared dining room, window wall, skylights, XL kitchen with white cabinets and granite countertops, kiva fireplace, enormous bedrooms, and custom primary walk-in shower with bonus features. The backyard is fully landscaped with 20 ft covered patio, 2 other covered seating areas, real grass, synthetic grass, planters, sheds, backyard access, horseshoe pit, and trees. City water and sewer. No HOA. Paved road surrounded by other beautiful custom homes.

4
BEDS
3
BATHS
2,821
SQFT
0.5
ACRES

Welcome to luxury living in the highly sought-after gated community of Mariposa! This stunning less-than-5-year-old Pulte home offers approximately 2,780 square feet, featuring 4 bedrooms, 3.5 bathrooms, a dedicated home office, and a private ensuite with full bath, perfect for multigenerational living or guests.The upgraded chef's kitchen showcases upgraded cabinetry, a dramatic waterfall granite island, and a walk-in pantry. The open-concept living and dining areas are filled with natural light and seamlessly connect to the outdoors through expansive sliding glass doors that frame breathtaking panoramic views of the Jemez Mountains.This home is loaded with premium upgrades including 2'' blinds throughout, custom Elfa built-ins in the primary closet, laundry room, and garage.

4
BEDS
4
BATHS
2,780
SQFT
0.17
ACRES

Motivated seller. Beautifully designed 3,021 sq. ft. two-story home sitting on a 1.12-acre lot with no HOA , a five-car garage and horse-friendly Zoning. Inside, you'll find soaring ceilings, abundant natural light, and a flexible open floor plan. The main level features a bedroom, a 3/4 bath, and multiple living spaces perfect for a home office, dining room, or additional living area. Kitchen boasts new granite countertops, refaced cabinetry, a large island, and charming wood and stone accents. Upstairs features an open loft, two bedrooms with private balconies and mountain views. The primary suite offers a stunning spa-like bathroom with a soaking tub, glass shower, and dual vanities. Exterior has a covered, semi-enclosed rear porch that opens to the patio, creating the perfect space for outdoor entertaining.

3
BEDS
3
BATHS
3,021
SQFT
1.12
ACRES

Nearly new Pulte home built in 2024 offering modern design and luxurious upgrades throughout. This spacious 3-BR home includesa possible 4th bedroom or office, plus a convenient a loft & work area near kitchen. The beautiful kitchen features upgraded cabinetry, marble backsplash, quartz counters, stylish lighting, quality appliances, a large pantry, and a sit-at bar that opens to the main living area. Enjoy the flexible layout with alarge loft, walk-in closets, and durable LVT flooring downstairs. Luxury primary bath has stand alone tub and tile shower. Step outside to a balcony with breathtaking Sandia Mnt views and a premium oversized lot with a fully landscaped backyard. Complete with a 3-car tandem garage (w/EV hookup). This home truly feels luxurious, modern, and move-in ready.

3
BEDS
3
BATHS
2,623
SQFT
0.2
ACRES
$549,900
-9,900$ 08/17

BEAUTIFUL NEW CUSTOM ! 1/2 ACRE ! LIGHT & BRIGHT! NEW CINDER BLOCK WALL * LIGHT LANDSCAPING! STAGED & SHOWS AMAZING, GREAT VALUE 4 THE $$$ BUYERS WILL APPRECIATE! EXTRA INSULATIONPRIVATE LOT WITH ROOM FOR A CASITA OR LARGE SHOP. ONE-STORY LIVING + BONUS REC ROOM LOCATED ABOVE THE GARAGE. NO HOA OR PID! ALL-NEW CINDER IN FRONT COURTYARD SPACE! On-demand water system, striking two-tone exterior, metal roof, abundant natural light, & no carpet in the main living areas. High-end finishes include soft-close cabinetry, sleek hardware, a well-appointed kitchen with an island bar, SS UPGRADED appliance package, finished garage. The primary suite has a spa-like retreat featuring dual vanities, a soaking tub, & a gorgeous walk-in shower. Bathrooms feature floor-to-ceiling tile surrounds, FRESH landscaping! VIEWS! CIRCULAR DRIVE CAN BE INSTALLED AROUND 1/2 LOT ! VERY UNIQUE. SET BK 90 FT TO CAPTURE AMAZING VIEWS!

4
BEDS
3
BATHS
2,600
SQFT
0.5
ACRES
$699,000
-26,000$ 08/10

Stunning new construction on half-acre in Rio Rancho! Thoughtfully designed, it offers 3 bedrooms & a versatile loft with great mountain & city views while giving plenty of room for work, play, or additional living space! The open floorplan features generous living areas, modern finishes & abundant natural light throughout. The kitchen flows seamlessly into the main living area, creating the perfect space for entertaining. Gorgeous knotty alder cabinets are perfectly complimented by the granite counter tops! The private owner's suite offers a relaxing retreat, with a modern garden tub, a separate shower & huge walk-in closet. More great features include refrigerated air, a huge covered patio, EV charger plus a separate 220 outlet & backyard access! Truly a gem worth viewing! Price dropped!

3
BEDS
3
BATHS
2,786
SQFT
0.5
ACRES
$635,000
-10,000$ 08/09

Superb 4-5 BR, 3.5 BA Sivage Homes custom featuring owned solar, private in-law quarters and a tandem 3-car garage. The spacious, flowing main living areas offer both comfort and functionality, making them ideal for entertaining or everyday living. The chef's kitchen is a true delight, boasting an open-concept design, generous pantry, and charming b'fast nook. The main-level primary suite is an impressive 18' x 16' retreat with a luxurious oversized bath and expansive walk-in closet. The private downstairs in-law qtrs includes a BR/BA, and a 15' x 11' living area, providing excellent flexibility for multi-generational living or guests. Upstairs, you'll find a versatile loft with a walk-out balcony, two additional BR's, and a 17' x 11' office/bonus room that could easily serve as a 5th BR.

4
BEDS
4
BATHS
3,997
SQFT
0.25
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.