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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 736 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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This 2-bedroom, 11/2-bath condo offers a comfortable and functional layout with all living spaces conveniently located upstairs. The upper level features a spacious living room featuring a wood burning fireplace. A well-equipped kitchen with ample cabinet space, a dining area with access to your balcony. Two generously sized bedrooms, and a full bathroom along with a half bath for added convenience. Downstairs, the property includes a private single-car garage with additional storage space and direct access to the home. Ideal for comfortable everyday living, this condo combines privacy, practicality, and low-maintenance living in a welcoming setting. HOA includes exterior maintenance including roof and common grounds.

2
BEDS
2
BATHS
1,190
SQFT

Back on the market and move in ready. New flooring and new paint throughout. Currently on land lease, you can buy the land if you like for $27K. Towne Park is a highly sought after community, with lots of amenities, two parks, 2 pools, clubhouse and lovely tree lined streets in this gated community. close to shopping and freeway access. Staged Photos arer AI generated.

2
BEDS
2
BATHS
1,214
SQFT
0.06
ACRES

Remodeled custom home loaded w/upgrades! Open flr plan w/tons of natural light, vigas in downstairs living rm, kiva gas log FP, wood casement windows & upgraded wood laminate flooring throughout w/custom tile in bathrooms & kitchen. Remodeled kitchen features shaker cabinets, granite counters, breakfast bar, pantry, custom glass tile backsplash, recessed SS sink, updated fixtures & SS appls incl 5-burner gas range, BI microwave, DW & French-door refrigerator. 1 BR downstairs. Spacious owner suite features French doors, walkout deck w/Petroglyph views, 2 walk-in closets, dbl sinks, garden tub & oversized walk-in shower. Backyard incls extended covered patio, outdoor kitchen, concrete counters, Blackstone griddle, smoker, turf, storage shed & xeriscape landscaping. REF AC. BY access possible

4
BEDS
3
BATHS
2,410
SQFT
0.12
ACRES

Beautiful completely move-in-ready brick townhome located in the Far NE Heights of Albuquerque! Situated in the quiet Pino Canyon subdivision within the highly rated La Cueva school district. This home combines charm & functionality with pecan wood paneling, a stunning tray ceiling in the dining room and a cozy feel throughout. Gorgeous kitchen with plenty of space on your granite countertops. 2-car garage w/upgraded epoxy floor and extra storage shelves are a plus. There is a fun flex room off the primary bedroom that could be used so many ways! Washer/dryer included! Enjoy year-round comfort with the heat/cool combo unit and unwind in the adorable private backyard -- perfect for morning coffee or evening relaxation. Great location close to shopping, dining, and outdoor recreation!

2
BEDS
2
BATHS
1,862
SQFT
0.12
ACRES

Single Level home with plenty of light. Located on a low traffic cul-de-sac with quick access to the City of Abq. Mariposa Diversion Trail, shopping restaurants, interstate and more. Updated freestanding Stainless Steel Electric Stove/Oven. Updated showers and vanities in both the guest and primary bathrooms. Tile floors throughout the entire home. Tree lined yard with plenty of private outdoor space. Two storage sheds. Refrigerated Air. Private Den with easy access to the hot tub and covered patio. Two car garage with new insulated garage door.

3
BEDS
2
BATHS
2,073
SQFT
0.2
ACRES

Experience incredible landscaping paired with incredible views in this beautifully maintained corner-lot home! Inside, you'll find a carpet-free interior for easy maintenance and modern living, along with a huge walk-in closet offering exceptional storage. Step outside to a relaxing covered patio space, perfect for enjoying quiet mornings or entertaining guests while taking in the scenery. Seller owned Solar!! This property combines comfort, functionality, and outdoor charm all in one inviting package.

3
BEDS
2
BATHS
1,621
SQFT
0.15
ACRES

Come see this beautiful 3 bdrm. 3 bath condominium with attached 1 car garage. Located in the Vista Del Rey Community at the foothills of The Sandia Mtns. This condo has a great location near outstanding hiking & biking trails , as well as close proximity to I-40, Sandia Labs, and kirtland AFB. This unit has an open floor plan, a fireplace, and beautiful ceramic tile throughout. Move-in Ready! with refridgerator, stove, dishwasher, and washer/dryer included. The HOA covers water, sewer, exterior maintenance, and common areas. Truly a must see property.

3
BEDS
3
BATHS
1,306
SQFT

Beautifully maintained one-of-a kind Sivage Thomas Premier Series home in Vista Del Norte. This single-level features a spacious great room with raised ceilings and a gas log kiva fireplace. The Kitchen offers custom Alder cabinetry, Granite Countertops, SS Appliances, plus a sunny breakfast nook with a built-in banquette with storage. Owner's suite includes bamboo floors, soaking tub, separate shower, dual sinks, and walk-in closet. Professionally xeriscaped front and backyard with mature landscaping, flagstone patio, a cactus garden, storage shed, fig tree, pomegranate tree, and grape vine. The best part of the backyard is the view of balloons in October. Finished garage. Recent improvements include new roof installed in '21, New evaporative cooler '26 and Re-stuccoed in '26

3
BEDS
2
BATHS
1,628
SQFT
0.19
ACRES

Discover the comfort of this lovely home in Ventana Ranch! With three bedrooms plus a versatile flex space that can easily become an office or a fourth bedroom, this residence is designed for modern living. Located in a peaceful gated community, you'll appreciate the serene surroundings. Step inside to find tongue and groove ceilings that add a unique touch and a cozy gas fireplace perfect for relaxing evenings. Each of the upstairs bedrooms has its own sink and vanity, sharing a convenient Jack & Jill bathroom. Don't forget the loft area, which can be used for play or study. Outside, the easy-to-maintain backyard offers a great space for gatherings or quiet moments. Come check it out!

3
BEDS
3
BATHS
1,909
SQFT
0.1
ACRES

Welcome home & fall in love with this charming & updated 4 bedroom & 2 bathrm NE Heights gem! Impeccably maintained & lovingly cared for through the years! Discover an open floor plan with remodeled kitchen opening to the gracious living room, enhanced with a wall of beautiful built-in shelves & stamped stained concrete floors, flowing into the dining room & study. A delightful family room offers a wall of windows framing the stunning & artful backyard showcasing beautiful perennials, & plantings, a workshop building, a shed, perfect for the artist or hobbyist! Separated master retreat with a 3/4 bathroom and atrium door accessing the covered patio & backyard! Highlights include: NEW carpet, Freshly Painted May 2026, HVAC refrigerated air/heat, Plantation shutters! Large 2 1/2 car carport!

4
BEDS
2
BATHS
1,825
SQFT
0.16
ACRES

Welcome to a spacious single-story home nestled in the desirable Oxbow North community of Albuquerque's Westside. This 3-bedroom, 2-bath residence offers over 2,000 square feet of comfortable living space with a functional floor plan designed for ADA care home, Or converted back to family living.. Built in 2004, the home sits on a level 0.13-acre lot and features generous living areas filled with natural light, creating a warm and inviting atmosphere. Conveniently located near parks, schools, shopping, and easy access to major roadways, this property combines comfort, convenience, and value. Whether you're looking for your first home, your next investment, or a place to settle into for years to come, this Westside gem offers incredible potential in an established neighborhood!

3
BEDS
2
BATHS
2,034
SQFT
0.13
ACRES

Perfectly perched on the edge of the open space, this impeccably maintained 4-bedroom home plus office blends luxury, comfort, and thoughtful design, capturing panoramic views of the Sandia Mountains from nearly every angle. The chef's kitchen flows seamlessly into the living area and overlooks the resort-like backyard complete with pool, cascading hot tub, large covered patio, outdoor kitchen, fire pit, and low-maintenance turf lawn. The main-level primary suite captures stunning views and features patio access, a spa-like bath, and a spacious walk-in closet with a hidden entrance to the office. The second main-level bedroom includes an en suite bath, while upstairs offers a loft with view balcony, two additional generously sized bedrooms and sizable bath. Complete with a

4
BEDS
5
BATHS
5,633
SQFT
0.86
ACRES

Well-maintained and thoughtfully updated, this spacious home features soaring 20-ft vaulted ceilings, two living areas and an upstairs loft. The kitchen opens to the main living space and includes stainless steel appliances, resurfaced counters, and triple-filtered water. The generous primary suite has a walk-in closet, garden tub and private second-story veranda; two additional bedrooms accommodate guests or a home office. Energy-efficient living with solar panels--owned free and clear--keeps electric bills incredibly low. Major updates: new roof (2021), AC (2021) and furnace motor (2026). Enjoy a lush, private backyard with fruit trees, covered porch and fire pit ideal for relaxing or entertaining. Deep driveway and two-car garage provide added convenience. Minutes from parks and trails

3
BEDS
3
BATHS
2,204
SQFT
0.09
ACRES

LOTS OF ROOM HERE! This home features 3-4 Bedrooms and has 2 Master Bedrooms one on main floor a Big Plus. With a flowing open floorplan Great for entertaining! Second story features a very large over sized Master bedroom with large jetted tub, his & hers sinks and closet that looks like another bedroom OMG! IF YOU HAVE A LARGER FAMILY YOU MUST MAKE AN APPOINTMENT TODAY!!

3
BEDS
4
BATHS
3,200
SQFT
0.14
ACRES

North Valley classic charmer situated on a large corner lot offering extra space and curb appeal. Inside you'll find a lovely layout with authentic Southwestern touches. The home offers two well sized bedrooms, inviting living spaces, and a fabulous functional kitchen. Master bedroom includes in floor heating system. Spacious low-maintenance backyard, versatile, and ready for entertaining, gardening, pets, or simply enjoying New Mexico sunsets. Located just minutes from local dining and shopping, this home offers a unique mix of neighborhood charm and city convenience.

2
BEDS
1
BATHS
1,160
SQFT
0.19
ACRES

Must see this charming 2-bed, 1-bath single-family home in the desirable Raynolds subdivision. This residence offers a unique blend of vintage details and modern convenience. Original hardwood floors & decorative molding add warmth and character to the living room and bedrooms. New roof. Completely fenced in/gated back yard. Xtra long driveway and Garage for parking. Raynolds neighborhood is known for its walkable access to local amenities & strong sense of community. Residents enjoy the proximity to the Bosque & Rio Grande for outdoor recreation, Railyard farmers market, Old Town for dining, music, dancing & cultural events. Museums, Tingley Beach & Alb BioPark. This home offers a fantastic opportunity to own a piece of Albuquerque's history.

2
BEDS
1
BATHS
966
SQFT
0.06
ACRES

Fabulous updated four bedroom Presley home near the foothills. Kitchen has granite countertops and SS appliances and is open to the huge family room with wood burning fireplace. All the bedrooms are generously sized. This home sits on almost a 1/4 acre lot with several mature trees.

4
BEDS
3
BATHS
1,930
SQFT
0.22
ACRES

Welcome to this charming 3-bedroom, 2-bath home nestled near the Foothills, just one block from Lynnwood Park. With 1,697 sq ft, a 2-car garage, and flexible layout, 12344 Claremont offers comfort, character & room to make it your own. Enjoy cozy evenings by the fireplace, cool off with refrigerated air in the summer, or relax year-round in the sunroom/den with its own mini-split system and french doors that allow the spaces to flow together or stay separate for added privacy. Outdoors, enjoy drought-tolerant landscaping with a smart drip irrigation system in front, plus mature fruit trees in the backyard. Located in a peaceful, established neighborhood with easy access to trails, parks & outdoor recreation, this home is perfect for those seeking both nature and a quaint neighborhood feel.

3
BEDS
2
BATHS
1,697
SQFT
0.16
ACRES

Come and take a look at this beautiful 4/5 bedroom, 2 and 1/2 bathroom home featuring downstairs Primary Bedroom plus one additional, very nice sized downstairs bedroom with it's own entrance. Primary Bathroom featuring double sink vanity, jetted garden tub, separate shower and walk in closet. Top of the line Coretec LVP flooring installed just a few years ago. Private front, gated courtyard, easy to care for landscaping front and back, large main living area open to second floor ceiling giving this home a wide open feel. 2 additional bedrooms and full bath upstairs plus a loft and 4th bedroom with it's own office area which could easily be a 5th bedroom. Then there's the kitchen: Gorgeous granite counters and plenty of cabinets, large pantry, breakfast nook and separate Dining Room.

4
BEDS
3
BATHS
2,630
SQFT
0.17
ACRES

Nestled in one of Albuquerque's premier neighborhoods, this stunning 95-year-old residence masterfully combines historic charm with modern comfort. Thoughtful upgrades, including refrigerated air, newer windows, and solar, complement the home's original character, creating a rare blend of timeless craftsmanship and modern living.Enjoy inviting views that enhance the warmth and character of the property, adding to its overall appeal and livability.Offering exceptional flexibility for homeowners and investors alike, the property features a fully updated casita and a finished basement. These spaces provide strong potential for rental income, guest quarters, multigenerational living, or additional workspace.

4
BEDS
4
BATHS
4,107
SQFT
0.23
ACRES

Totally remodeled Beautiful home w/ Opulent Views of the Sandias a Golf course Lot in Tanoan West w/ Views of both fairways. This home features a brand-new kitchen w/designed cabinetry, smart appliances, island, high caliber granite, pantry, breakfast nook & access to the covered patio. Home new floors, 4 beds & 3 designer remodeled baths. Enjoy a bright & open floorplan. spacious LR w high ceilings & clearstory windows, custom fireplace & access to BY. Kiva fireplace gives a special quality to the formal dining/den. Upstairs: Enjoy the large primary suite, custom fireplace & a private balcony w stunning views of Sandias & Golf Course, spa like ensuite w garden tub, separate newly tiled shower, stone top vanities & walk-in closet. 2 Lrg BR & Full bath. Great landscaping & 3 car garage.

4
BEDS
3
BATHS
2,726
SQFT
0.2
ACRES

This four bedroom, 3 bathroom ranch-style home offers the perfect blend of comfort, updates and flexibility. Featuring owned solar, an updated kitchen and two refrigerated air units, one replaced in 2022 and one in 2023. The roof was replaced in 2017. With the potential for two primary suites, this versatile floorplan offers options for multi-generational living, guests or extra privacy. Step outside to a beautifully landscaped backyard featuring a covered patio, a rainwater collection system and an incredible edible garden oasis. Enjoy mature cherry, peach, apricot, pomegranate, currant, fig, pinon and apple trees, along with blackberries, artichokes and grapevines - creating a truly special outdoor space perfect for relaxing, entertaining and enjoying the harvest season.

4
BEDS
3
BATHS
2,757
SQFT
0.22
ACRES

Charming 3-bedroom, 2-bathroom home built in 2016 in the desirable Saltillo neighborhood on Albuquerque's Westside! This move-in ready gem offers 1,964 sq ft of bright, open living space on a generous 7,923 sq ft lot, featuring a spacious primary suite, modern kitchen, and a large backyard perfect for entertaining, gardening, or relaxing. With energy-efficient features, a 2-car garage, and an excellent floor plan designed for comfortable family living, this home sits in a family-friendly community with quick access to parks, shopping, dining, and schools. Priced to sell and ready for its next owners -- don't miss this fantastic opportunity! Schedule your showing today and make this beautiful Topacio Street home yours!

3
BEDS
2
BATHS
1,964
SQFT
0.18
ACRES

Tucked into Albuquerque's established Northeast Heights, this condo offers simple, comfortable living in a location that makes everyday life easier. It is the kind of home that works for real life -- manageable, practical, and easy to enjoy.The living area gives you space to relax, unwind, or gather with friends, while the bedrooms offer flexibility for rest, guests, a home office, or hobbies. Whether you are a first-time buyer, downsizing, or looking for a practical investment, this condo delivers the right balance of comfort and convenience.Close to shopping, restaurants, parks, services, and commuter routes, it offers low-maintenance living in one of Albuquerque's most familiar areas.Simple living. Smart location. Real opportunity.

2
BEDS
1
BATHS
956
SQFT

Beautifully maintained 3-bedroom, 2-bath home in Northwest Albuquerque offering approximately 1,728 sq ft of comfortable single level living. This thoughtfully designed floor plan features a spacious living room, open kitchen with breakfast bar, formal dining area, and a bright breakfast nook perfect for everyday living and entertaining. The private primary suite includes a walk-in closet and large bath with dual vanities, soaking tub, and separate shower. Additional highlights include a dedicated laundry room, attached 2 car garage, and well-sized secondary bedrooms. Conveniently located near shopping, dining, and parks.

3
BEDS
2
BATHS
1,711
SQFT
0.04
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.