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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 805 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Charming 2-bedroom, 2-bath townhouse in Northeast Albuquerque! This cozy home features a secluded patio, perfect for relaxing, and flexible laundry options with hookups in both the garage and hallway. Located near the foothills, enjoy easy access to hiking trails, grocery stores, restaurants, and schools in a quiet, convenient area. Recent updates include a new dishwasher (2021), refrigerator (2022), stove (2025), evaporative cooler motor (2026), cinderblock wall (2022), garage laundry hookups (2025), evaporative cooling pads (2026), back porch shade awning (2021), and wooden side yard gate (2023). A well-maintained home in a great location!

2
BEDS
2
BATHS
936
SQFT
0.07
ACRES

3825 Altez St NE is located in the Loma del Rey neighborhood, which is a fantastic spot for a ''starter home'' because it balances affordability with the prestige and convenience of the NE Heights.This home boasts a large flexble living area with fireplace. Breakfast nook in kitchen with pantry and utility room tucked close nearby..There are three bedrooms, and two bathrooms. The home has a mix of tile and newer carpet with fresh paint make this home ready to move in.

3
BEDS
2
BATHS
1,422
SQFT
0.15
ACRES

Nestled in the beautiful gated community of Lavender Fields, this stunning 5-bedroom Twilight Home sits on a prime corner lot with breathtaking views of the Sandias. Featuring two luxurious primary suites with spacious walk-in closets and spa-inspired bathrooms, this home is built for comfort and elegance. The open-concept layout flows effortlessly into a lofted upstairs living area and a scenic balcony--perfect for enjoying morning coffee, evening wine, or the magic of the Balloon Fiesta. An entertainer's dream, this home combines scenic beauty with modern design and space for everyone to enjoy. Schedule your private showing today! You do not want to miss out on this opportunity.

5
BEDS
4
BATHS
3,041
SQFT
0.16
ACRES

Welcome to this beautifully renovated home. Just renovated, new flooring throughout, fresh paint, new kitchen, stainless appliances, upgraded bathrooms, newer windows, new roof, new HVAC with refrigerated AC. Covered patio. Great location, close to great schools, shopping and dining. Come see this move-in ready home today.

4
BEDS
2
BATHS
1,535
SQFT
0.15
ACRES

Welcome to 9225 Mescalero Rd NE in the desirable Northeast Heights. This home has been fully remodeled inside, offering a fresh, modern feel with updated finishes throughout. It features a comfortable layout with plenty of natural light, spacious living areas, a functional kitchen with ample storage, and well sized bedrooms. A second living area provides great flexibility and can be used as a home office, playroom, or additional lounge space. The backyard offers plenty of room to relax or entertain, and both nearby parks are within walking distance.

3
BEDS
2
BATHS
1,744
SQFT
0.15
ACRES

Charming Three Bedroom, Two Bath Home, nestled in the Princess Jeanne Subdivision. Electrical Meter has been upgraded to a two amp service, Hot Water Heater has been replaced, Garage Door Replaced with an Insulated door and a new opener, All lights and fans in the house have been replaced. Great floor-plan. Newer interior paint, Newer windows, great backyard with mature shade trees, and patio. Yard also has large stucco storage shed. Close to shopping and restaurants. Call Ed McGee to schedule a time to tour this beautiful home!

3
BEDS
2
BATHS
1,126
SQFT
0.14
ACRES

Move In Ready! Adorable bungalow in Princess Jeanne, awaits you to make it Home! Fresh bright and fabulous with a view of Sandias from front windows. Gleaming laminate floors, granite countertops and stainless-steel appliances, ample storage including pantry closet. Upgraded bath with stacked stone accents. Even more bonus storage in laundry area adjacent to kitchen with European style combo washer/dryer unit. Appliances convey with no assigned value or warranty. 2026 hot water heater plus covered carport and 1 car garage! Living room opens to lovely shaded back patio. Enormous walled backyard with 10x12 storage shed and blossoming fruit trees indicating apples, apricots and peaches this season! Home is Here!

3
BEDS
1
BATHS
1,038
SQFT
0.15
ACRES

This 2-bedroom, 2-bath mobile home is located in Hacienda del Sol Mobile Home Park. It offers comfortable living space with a functional layout. Perfect for those looking for an affordable and convenient home in a friendly community. Close to local amenities and easy to show. Great opportunity to own in a welcoming park. Schedule your showing today! Investors welcome! **Up to 1% toward closing costs when Prefered lender used ** Owner financing possible with 20k down. Call for details

2
BEDS
2
BATHS

Exquisite Custom, 3-bedroom, 2-bath Home with an additional attached studio/casita featuring its own full bathroom and separate AC--perfect for guests or a home office or college student. Located on a private cul-de-sac in desirable Paradise West adjacent to the most high-end neighborhood in Rio Rancho! Incredible Mountain View'sHome offers Cathedral Ceilings, abundant natural light, and a spacious layout. Primary suite includes dual sinks, a garden tub and a large walk-in closet. Home features two gas fireplaces one in the primary suite , and one in the living room. Beautiful kitchen ideal for entertaining. Additional features include owned solar panels, a water softener, and built-in office furniture with a Murphy bed. Your dream home awaits!!

4
BEDS
3
BATHS
2,020
SQFT
0.21
ACRES

Discover this spacious 4-bedroom home NW Albuquerque, conveniently close to schools, shopping, and dining. This home features large living spaces filled with natural light and high ceilings that create an open, airy atmosphere. The kitchen is a standout, offering an island, plenty of cabinets, and generous counter space. The oversized primary suite provides a relaxing retreat, complete with a large bathroom featuring a separate soaking tub and shower. The backyard has a combination patio and grassy area, play area and storage shed. Updates include: Living Room addition-2021, New Stucco-2023, New Water Heater-2025, New TPO Roof 2021-24, New HVAC-2018-19, New Carpet 2021-23, New Paint-2026

4
BEDS
3
BATHS
3,057
SQFT
0.16
ACRES

Welcome to 5527 Amistad Rd NE where Community, Convenience, and Comfort come together. This charming 3 bedroom, 2 full bathroom townhome offers 1,650 square feet of well designed living space, complete with a 2 car garage and an inviting layout. But what truly sets this home apart is the neighborhood.Located in one of Northeast Albuquerque's most desirable pockets, this property offers a rare blend of strong community feel with no HOA giving you the freedom you want without sacrificing connection or charm. It's the kind of neighborhood where neighbors know one another, creating a welcoming, established sense of community.

3
BEDS
2
BATHS
1,650
SQFT
0.13
ACRES

Welcome to this charming 3-bedroom, 1-bath home with a 1-car garage in the Northeast Heights! Move-in-ready with thoughtful updates: new 200 AMP electric service (Mar 2026), new swamp cooler (Mar 2026), new wall heater (Apr 2025), and NO ORANGEBURG PIPING! Low-maintenance laminate wood flooring (living, dining, hall, 2 bedrooms) and tile (kitchen, bath).The REAL highlight is the HUGE backyard with direct access for secure RV parking. Entertain on the covered patio, relax under 2 shade sails, garden in the enclosed space, or unwind by the fire pit on the custom swing. Don't miss this opportunity! No showings until Open House on 4/4/2026.Buyer Incentive: Receive 1% lender credit through Sunflower Bank to use toward closing cost or rate buy-down (subject to lender approval)!

3
BEDS
1
BATHS
950
SQFT
0.19
ACRES

Nearly new Abrazo home in the highly desirable Northeast Heights, located in one of the city's top-rated school districts! This 3-bedroom, 2-bath home sits on one of the largest lots in the community, offering space, privacy, and breathtaking unobstructed views from the front and back yards. Enjoy outdoor living with a private hot tub, perfect for relaxing or entertaining. Inside features a bright, open-concept layout with modern, like-new finishes throughout. Added value includes a full security system, plus washer and dryer that convey, making this home truly move-in ready. With its premium lot, incredible views, and desirable location, this home is a rare find you don't want to miss!

3
BEDS
2
BATHS
1,513
SQFT
0.17
ACRES

Richland Hills Beauty! This beautiful brick home offers 4-spacious bedrooms* 2-full baths* an additional 1/2 bath* 2400 sq ft* vaulted ceilings, along with an abundance of windows that fill the interior with natural light. The spacious primary suite provides a true retreat, complete with a large walk-in closet* relaxing garden tub and a separate shower. An added touch of comfort includes a blackout electric screen shade for optimal rest and privacy. Enjoy multiple living options with two separate living areas, perfect for entertaining, relaxing, or creating a home office or media space. The bright, open kitchen is equipped with Corian countertops* large pantry* instant hot water, and both a formal dining area and a cozy breakfast nook. CLICK MORE...for Special Features!

4
BEDS
3
BATHS
2,400
SQFT
0.18
ACRES

Enjoy serene views right from your front door! This beautifully designed 4-BR/4-Bath home features natural lighting, spacious rooms, storage, & custom upgrades throughout. The main level offers 2 living areas, formal dining, open kitchen with casual dining, and a private guest suite with shower. The kitchen showcases upgraded cabinetry, stainless steel appliances, quartz countertops, and tile backsplash. The upstairs features an oversized loft with built-in desk, a generous primary suite with dual vanities, soaking tub, separate shower, and walk-in closet, plus two bedrooms with a Jack-and-Jill bath. The backyard is designed for entertaining with 2 patios & kiva fireplace. Community amenities include a clubhouse, pool, hot tub, parks, paths, all near the Petroglyphs, schools, & library.

4
BEDS
4
BATHS
3,694
SQFT
0.15
ACRES

Completely remodeled downtown Albuquerque duplex offering style, flexibility, and strong investment potential. This property shines with new windows, fresh stucco, new tile, and beautifully refinished hardwood floors. Both units feature updated kitchens and bathrooms with modern finishes throughout. Ideal for investors, owner-occupants, or live/work opportunities. Centrally located with easy access to dining, entertainment, and major corridors. A rare turnkey duplex ready to generate income or elevate your portfolio.

3
BEDS
2
BATHS
1,456
SQFT
0.09
ACRES

Clean, cute, and secure 2 bed, 2 bath home! Enjoy comfortable living in a well-maintained space with easy access to the freeway for a smooth commute. Conveniently located near a beautiful golf course--perfect for relaxing weekends. A great blend of charm, comfort, and location!

2
BEDS
3
BATHS
1,289
SQFT

Discover your new home in the heart of this historic neighborhood! This beautifully updated 3-bedroom, 2.5-bath townhome boasts modern comforts with classic charm. This includes a new roof w/10 yr warranty, fresh paint, LVP flooring on the main level as well as new carpet upstairs, refinished garage floors w/ newly replaced garage opener and motor. You will enjoy soaking in the views from your own personal balconies, yes 2 balconies on both the East and Westside of the home. This desirable property is situated within walking distance to both new attractions and historic landmarks. With convenient access to I-25 and just a minute's drive into downtown, you will have everything you need for work during the week and fun on the weekends! Come take a look and see all this home has to offer!

3
BEDS
3
BATHS
1,750
SQFT
0.06
ACRES

Beautiful 3-bedroom, 2-bath home in a gated community near Kirtland Air Force Base. Features an open floor plan with a spacious living room, fireplace and plant ledges, kitchen nook, and dining area. The split primary suite offers double walk-in closets, a double sink vanity, garden tub, and private door to the back porch. Enjoy lots of natural light, refrigerated air, a fully landscaped yard, and a two-car garage. Move-in ready with comfort and style throughout!

3
BEDS
2
BATHS
1,727
SQFT
0.13
ACRES

Welcome to 12120 Towner Ave NE in Albuquerque--offering comfort, flexibility, and value. This well-maintained home features a bright, open layout with multiple living areas and a seamless flow between kitchen, dining, and living spaces--perfect for everyday living and entertaining. Spacious bedrooms provide comfort, while the flexible floor plan allows for a home office, gym, or additional living space. The large backyard offers endless potential for outdoor living or relaxation. Conveniently located near schools, shopping, dining, and major roadways. Ideal for first-time buyers, families, or investors--this is an opportunity you don't want to miss. Schedule your showing today.

4
BEDS
2
BATHS
1,843
SQFT
0.23
ACRES

Nestled in the Tuscany neighborhood, this Southwest charmer features a thoughtfully designed floor plan. The living area boasts a stunning tongue-and-groove ceiling, creating a warm and inviting focal point. A classic kiva fireplace adds timeless charm, while beautifully crafted nichos enhance the authentic Southwest character throughout.The kitchen opens seamlessly to the living space, with a dining area just steps away--perfect for everyday living and entertaining. The primary bedroom offers a cozy retreat, complete with a two-way fireplace and a spacious en-suite bath Just moments from Tuscany Park and conveniently close to a variety of amenities, this home offers a prime location and perfect opportunity to make it your own.

3
BEDS
2
BATHS
2,081
SQFT
0.15
ACRES

Welcome to Albuquerque New Mexico. This well-maintained single-story home on the southwest side offers 3 bedrooms and 2 full baths with a functional, open floor plan. Enjoy a bright living area, spacious kitchen with ample cabinet storage, and a comfortable dining space perfect for everyday living or entertaining. The primary suite features a private bath and generous closet space. Step outside to a fully fenced backyard with room to relax or customize. Conveniently located near schools, parks, shopping, and easy freeway access. Don't miss this great opportunity for comfortable Southwest living!

3
BEDS
2
BATHS
1,571
SQFT
0.11
ACRES

Gorgeously REMODELED home in the Volcano Vista school district. Like buying NEW, but with more convenient and premium upgrades at a better price! Enjoy OWNED SOLAR and low utility bills with your Refrigerated air. NO CARPET. Saltillo tile throughout the home and custom finishes with subway tile backsplash in the kitchen and laundry room, and shiplap accent walls. True Chef's kitchen with an $8,000 Blue Star Pro Gas range with a ducted range hood, granite countertops, deep sink and custom wood cabinets/shelves. Remodeled bathrooms! Updated windows, HVAC, synthetic stucco. High efficiency Proline water heater which provides Instant hot water and a water softener and reverse osmosis installed for ultimate convenience. Fully landscaped backyard with a pergola, shed, and custom metal gates for

3
BEDS
2
BATHS
1,784
SQFT
0.11
ACRES

Enjoy the perks of living in this well-cared-for ranch-style single-level home, ideally located 2 blocks east of Juan Tabo at Brentwood Hills Blvd. This spacious 4 bedroom, 2 bath home sits on a large xeriscaped corner lot - w/a bonus playhouse! Inside, you'll find two inviting living areas; the great room, open to the kitchen, features a custom brick wood-burning fireplace. A wall of windows spans the kitchen/dining area, adjacent to the sliding patio door, filling the space with natural light and offering views of the covered back patio and yard - perfect for relaxing and marveling at the gorgeous sunsets. The roof was replaced in 2021 and includes a transferable warranty, while both bathrooms were tastefully refreshed in 2018. A wonderful blend of comfort, charm, and location!

4
BEDS
2
BATHS
1,776
SQFT
0.21
ACRES

Well-maintained 4-bedroom, 3-bathroom home in a central Albuquerque location with convenient access to shopping, dining, major commuter routes, and Lovelace Women's Hospital.The flexible floor plan includes two primary suites, one with a separate entrance, ideal for multigenerational living, guests, or a private workspace. The kitchen features modern finishes and opens to the main living areas. Wood flooring runs throughout with no carpet.The backyard offers a covered patio for outdoor use. Solar panels will be paid off at closing, providing energy efficiency with no added loan.Functional, well-located, and easy to live in.

4
BEDS
3
BATHS
1,649
SQFT
0.15
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.