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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 974 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Owned solar, back up power and a generous corner lot bring practical upgrades and flexibility to this 3-bedroom home. The seller-owned solar system will be paid off at closing with an acceptable offer and not one, but two Tesla wall batteries acting as back up generators are installed in the garage. Inside, fresh paint and new laminate flooring create a clean, updated feel with no carpet. Four mini-split units provide efficient zoned heating and cooling throughout the home while ceiling fans add comfort in the bedrooms. The eat-in kitchen features an updated gas range and dishwasher. Fresh exterior paint, backyard access, a covered patio, and a neatly kept, low-maintenance yard offer plenty of room to enjoy now or make it your own. The attached garage and alarm system round out the features. Move-in ready with smart updates already in place and room to make it yours!

3
BEDS
1
BATHS
1,021
SQFT
0.18
ACRES

Welcome Home! Nestled in a Wonderful, Highly Desirable Neighborhood, this Home Offers New Flooring* New Interior Paint* New Blinds* Inside, you will find two distinct living areas. The cozy family room is centered around a warm wood-burning fireplace. The heart of the home is the functional kitchen, with generous counter space and cabinets, which leads directly into a breakfast nook perfect for busy morning routines. Separate Laundry Room with additional storage* Garage Workshop Area* Covered Concrete Patio* Large Side Yard* Conveniently located near schools, parks and shopping.

3
BEDS
2
BATHS
1,911
SQFT
0.2
ACRES

Welcome to modern living at its finest! This beautifully designed townhome offers a stylish blend of comfort, functionality, and contemporary finishes. The Home features two bedrooms with two full baths in each room. The large living area is tiled and has a cozy wood burning fireplace. spacious living areas, a modern kitchen, and generously sized bedrooms, this home is perfect for both everyday living and entertaining. Enjoy low-maintenance living with a sleek, modern design and an inviting atmosphere. Ideally suited for those seeking convenience, style, and comfort in a desirable location. A must-see!

2
BEDS
3
BATHS
1,098
SQFT

Located in a gated North Valley community, this beautifully renovated home is move-in ready! It offers 3 bedrooms, 2 1/2 baths, a spacious loft, and an open floor plan designed for comfortable living and effortless entertaining.The chef's kitchen features stainless steel appliances, a custom island, bar seating, and a walk-in pantry. The open layout provides abundant storage and flexible living space. The great room is highlighted by a Kiva fireplace and a wall of windows that fills the space with natural light.The spacious primary suite features an oversized California Closet and a beautifully remodeled bathroom with dual vanities and luxurious modern amenities, including an oversized shower and a Japanese soaking tub. Both guest bedrooms also offer walk-in closets. The backyard is designed for entertaining, featuring an outdoor kitchen, covered patio, and plenty of space to gather and relax. A Rain Bird multi-zone irrigation system services the landscaping, complimented by low-maintenance xeriscaping in the front yard. A 2-car garage completes the property.Ideally located near Old Town, Sawmill, and with quick access to I-40, this home combines thoughtful updates, functional living spaces, and exceptional comfort in a desirable North Valley setting.

3
BEDS
3
BATHS
2,421
SQFT
0.14
ACRES

Move-in ready 2004-built home featuring 3 bedrooms and 2 bathrooms with a finished garage. Recently updated and ready for new homeowners, this home includes a new roof, water heater, and laminate flooring. Freshly painted interior with updated light fixtures and ceiling fans throughout. Front entrance features a wrought iron security door, with security bars on all windows.'Seller shall contribute $3,000.00 toward Buyer's closing costs, prepaid expenses, and/or other allowable costs at closing.'

3
BEDS
2
BATHS
1,504
SQFT
0.11
ACRES

This charming home was originally the Mossman model and still carries special character throughout. The den once served as the model office and features a distinctive ''M'' on the wet bar, along with a built-in bar, original hardwood floors, and exposed wood ceilings. A double-sided fireplace adds warmth and ambiance, and the den could easily function as a 4th bedroom.Enjoy refrigerated air, a tankless hot water system, beautiful butcher-block kitchen counters, and slate flooring. A wonderful heated sunroom offers extra living space to relax and enjoy year-round. Don't forget to see the bonus shed.Easy to show and won't last long -- schedule your visit today! 2hour notice required.

3
BEDS
2
BATHS
1,922
SQFT
0.16
ACRES

SELLER OFFERING 4% FOR BUYER BUYDOWNS AND CLOSING COSTS!!!!! Unbelievable purchase opportunity - rent your ADU and lower your living costs! This home is ready for you now. The first floor is a beautifully appointed 1870 sf home with 3 bdrms, 2 baths and a 2c garage. The house is completely tiled except for the carpeted bedrooms. Vaulted ceiling in living/kithcen area. All appliances including washer and dryer are included. The second level (ADU) has it's own private entrance and heat/ac systems. It is 528 sf with applicances, washer and dryer, island, granite countertops, 3/4 bath, Luxury Vinyl Tile flooring, living area and bdrm area. The home comes with a 10 yr 2-10 home warranty as well as the exclusive 1-yr Builder warranty provided by Twilight Homes. This home is prewired for an electric car charger, includes a garage door opener, and comes with window blinds. View of park area, Sandia Mts and open space.Sandia Mesa del Sola is a water-wise, pedestrian-friendly, nature-focused community with schools, grocery, restaurant with easy access to I-25 , I-40 and the airport. Don't miss out.

4
BEDS
3
BATHS
1,834
SQFT
0.11
ACRES

SELLER OFFERING 4% FOR BUYER BUYDOWNS AND CLOSING COSTS!!!!! Construction just completed on this perfect home for the discerning buyer who desires a home with a possible income stream or needs an in-law apartment, etc. Covered back patio and large front porch. The first floor is a beautifully appointed 1389 sf home with 3 bdrms, 2 baths and a 2c garage. The second level (ADU) has it's own private entrance and heat/ac systems. It is 445 sf complete w/LG applicances, granite countertops, washer and dryer, 3/4 bath, vinyl flooring, living area and bdrm area. The home comes with a 10 yr 2-10 home warranty as well as the exclusive 1-yr Builder warranty included by Twilight Homes. This home is prewired for an electric car charger, includes a garage door opener, and comes with window blinds. View of park area, Sandia Mts and open space.Sandia Mesa del Sola is a water-wise, pedestrian-friendly, nature-focused community with schools, grocery, restaurant with easy access to I-25 , I-40 and the airport. We have several homes available for move-in or build your dream home with all your own selections. Don't miss out.

3
BEDS
2
BATHS
1,834
SQFT
0.11
ACRES

Welcome to this bright and cheerful 3-bedroom, 2-bath Single story home designed for comfortable everyday living. Built by Savage, This inviting layout provides comfortable living spaces with great natural light throughout. All Appliances Convey. HVAC system installed in 2025. Step outside to a nicely landscaped backyard that offers a great space for relaxing, entertaining, or enjoying the outdoors without the hassle of extensive yard maintenance. Conveniently located in Northwest Albuquerque near schools, shopping, dining, and everyday amenities. Truly a Great Place to Call Home!

3
BEDS
2
BATHS
1,411
SQFT
0.14
ACRES

Stunning home offering an exceptional blend of space, comfort, and functionality!Approximately 2,738 sq ft with 4 bedrooms plus an office, 2.5 baths, a 2.5-car garage, and 3driveways. High ceilings, Brazilian cherry hardwood floors, two living areas, formal dining,and a spacious kitchen with pantry and breakfast nook. Two generously sized upstairsbedrooms offer beautiful Sandia Mountain views. Refrigerated air with two HVAC units, aseparate laundry room, covered patio, and recently reworked backyard. Located within thehighly desirable La Cueva school district.

4
BEDS
3
BATHS
2,738
SQFT
0.19
ACRES

Super cute with curb appeal! 3 bedrooms, 1 full bath and one 3/4 bath. Laundry room has tons of room and was designed for a stackable washer and dryer, water heater replaced 1/26. Spend time under the large covered patio and deck, backyard is huge and ready for your special touch! Maintenance recently done on roof. Virtual staging in photos to help you plan your rooms!

3
BEDS
2
BATHS
1,153
SQFT
0.19
ACRES

Discover this stunning and stylish remodeled single-level gem nestled in the far NE Heights, just minutes from the neighborhood park, dining and grocery shopping! Private courtyard leads you to the entry. Step inside and fall in love with this modern, bright & open floor plan, where no detail was overlooked, designed with quality & attention to detail. Showcasing handsome tile floors throughout, raised beamed ceiling, skylights, wall of windows and & custom fireplace. Renovated kitchen with stylish finishes, newer cabinets, counter tops, & new dishwasher (2026). The home features 2 bedroom plus flex room with a double door entry. Primary bedroom has an en-suite remodeled bathroom with rainfall shower head, 2 vanities and spacious closet with barn door. Private wraparound backyard with gate, open patio with Sandia VIEWS, plus low maintenance turf and deck!

2
BEDS
2
BATHS
1,680
SQFT
0.11
ACRES

There's something about this home that just feels welcoming from the moment you walk in. With beautiful natural light throughout, the spacious floor plan offers four comfortable bedrooms, plus a loft that's perfect for a home office, playroom, or second hangout space. Downstairs, you'll find two separate living areas, a generous kitchen made for gathering, and a formal dining room for those special meals. The oversized two-car garage gives you more than just parking, it has extra room for storage, a workshop, or a hobby area. Step outside and you'll love the beautifully landscaped front and backyard, covered patio, and handy storage shed. All this in the Volcano Vista school district, close to parks, shopping, and walking trails!

4
BEDS
3
BATHS
2,856
SQFT
0.13
ACRES

Located in one of Albuquerque's historic neighborhoods, this thoughtfully updated Terrone home blends classic character with modern improvements. The inviting floor plan features 1 bedroom, along with bright, open living spaces that create a warm and comfortable atmosphere.Tasteful updates enhance the home's original appeal, including beautiful slate tile flooring throughout most of the interior, electrical improvements, and newer roofing. The kitchen and dining area provide an open, welcoming space for everyday living and entertaining.Outside, mature trees add beauty and privacy to the property, while the attached garage space offers valuable flexibility for storage, hobbies, or creative use. With low maintenance, affordable utility costs, this move in ready home presents an excellent opportunity as a primary residence, second home, or investment.Just minutes from downtown Albuquerque, the property also enjoys convenient access to local restaurants, shopping, cultural attractions, and Interstate 25.

1
BEDS
1
BATHS
704
SQFT
0.07
ACRES

Paid-off solar panels! Enjoy the benefits of energy-efficient living with no monthly solar payment. This 3-bedroom, 2-full-bath home also features a versatile flex room--perfect for a home office, gym, or additional living space. Located in a gated community, the home offers privacy and convenience, while the zero-maintenance backyard makes outdoor living effortless. A shed provides additional storage, making this a smart, low-maintenance home you'll love coming home to!

3
BEDS
2
BATHS
1,528
SQFT
0.11
ACRES

Looking for a 3-bedroom townhome in Albuquerque Foothills with rare loft-style architecture, flexible living space, EV charging, and easy access to outdoor recreation? Welcome to 4304 Prairie Loft Way in gated Glenwood Lofts, a distinctive 1,967 sq ft residence offering a contemporary design, 3 bedrooms, 3 bathrooms, a versatile loft, and an attached 2-car garage for only $475,000.Loft-style living is an uncommon find in the Albuquerque Foothills, and this 2-story home makes the most of its distinctive design. Soaring beamed ceilings, skylights, expansive windows, and concrete and wood floors create an open, light-filled interior with contemporary character. The great room flows naturally into the kitchen, where a center island and abundant workspace provide room for everyday cooking and entertaining.The flexible loft creates additional space for a home office, media area, fitness space, or other uses. The primary bedroom was thoughtfully converted to create the home's current 3-bedroom configuration while retaining a comfortable primary suite with a walk-in closet and private balcony.Just off the kitchen, a generously sized closet provides excellent pantry or storage space. Originally designed to accommodate a future elevator, this area also presents an opportunity for future accessibility planning.Outside, enjoy an open patio and private walled backyard. Additional features include refrigerated air, radiant heat, an attached 2-car garage, and a Siemens VersaCharge 40-amp Level 2 EV charger.With HOA dues of just $83.33 per month, this 3-bedroom townhome in Albuquerque Foothills combines distinctive architecture with low-maintenance living. Glenwood Lofts provides convenient access to Tramway Boulevard and Montgomery Boulevard, plus nearby shopping, dining, and the Sandia Foothill trail system for hiking, biking, and outdoor recreation.Reach out today for your private showing!

3
BEDS
3
BATHS
1,967
SQFT
0.05
ACRES

Move-in ready 4 bedroom home plus an office with numerous recent updates! Enjoy high end laminate plank flooring (2023) installed throughout, no carpet & freshly painted! New swamp cooler (2023), New windows & sliding door with transferable lifetime warranty, garage door motor (2024), The kitchen features tone-adjustable LED light panels, plus a new smart gas range and new microwave (2025). Spacious Bedrooms with walk in closets. Primary Bedroom features garden tub and separate walk in shower. Private low maintenance backyard with deck and new fence. New washer and dryer.

4
BEDS
3
BATHS
2,250
SQFT
0.09
ACRES

Welcome to this beautifully remodeled home . Newer in the last year concrete polished breakfast bar/kitchen island, garage door and opener, driveway, metal roof, upstairs decking, water heater and toilets, rain gutter, interior paint, laminate flooring and stair treads...and more! Tons of natural lighting. Schedule your tour today!

3
BEDS
3
BATHS
1,721
SQFT
0.13
ACRES
$400,000
-5,000$ 08/17

Come see this property for yourself. Plenty of space to call home. This home can handle multigenerational style living without crowding. Roof replaced with high-end copper metal style in 2021. A possible second master suite and a possible second mini kitchen available, if your heart desires.Close to schools and shopping. There is a large park nearby, ten minutes walking distance.

5
BEDS
4
BATHS
3,307
SQFT
0.1
ACRES

One of only six custom townhomes in Bear Canyon Compound, this beautifully remodeled 1,861 SF, 2-bedroom, 2-bath residence offers sophisticated finishes, thoughtful upgrades, and exceptional privacy. Completely updated with today's design trends, the light-filled great room features high ceilings, a gas-log fireplace, and an open-concept floor plan. The stunning kitchen offers quartz countertops, high-end cabinetry, open shelving, contemporary lighting, new appliances, and a spacious six-seat island--perfect for everyday living and entertaining. The generous primary suite includes an ensuite bath with jetted tub and a large walk-in closet with built-ins. The second bedroom features a walk-in closet and direct access to the covered patio. A flexible office/craft room, laundry room, and fully finished two-car garage add convenience and functionality. New Trane variable-speed heat pump, radiant heat, and whole-house ventilation provide year-round comfort. The private walled backyard features a covered patio, raised brick planter, landscaping, and fountain, creating a peaceful outdoor retreat. Ideally located minutes from dining and shopping and just blocks from Arroyo del Oso Golf Course. A rare opportunity for stylish, move-in-ready living in an exceptional location

2
BEDS
2
BATHS
1,929
SQFT
0.15
ACRES

Sandia views, a sculpted kiva fireplace, and a wood plank ceiling anchor the living room of this Sandia Heights-area home in the Northeast Heights foothills. Over $70K in recent updates: new roof, new furnace, new heat pump cooling with auxiliary heating, and updated electrical with a new subpanel, solar ready. Three bedrooms, two baths, and a flexible layout, including a third bedroom with newer wood-look tile flooring that works as an office or studio. The kitchen offers light wood cabinetry, a breakfast bar, and a pantry, opening to a formal dining area. The primary suite includes a corner soaking tub, double-length vanity, and a walk-in closet with built-ins. The two-car garage includes a Level 2 EV charging station, and a whole-house water conditioning system. Sandia views from the main living areas, city views to the west, and quick access to Tramway and foothills trails.

3
BEDS
2
BATHS
1,801
SQFT
0.14
ACRES

Behind this home's classic, unassuming brick exterior lies a completely remodeled, one-of-a-kind 2,546 sq. ft. open floor plan optimized for modern living and seamless indoor-outdoor entertaining. Meticulously updated top-to-bottom with a new roof, upgraded 200-amp electrical, fresh interior paint, modern ceiling fans, energy-efficient double-pane windows, and a newer Master Cool system, this beautiful property combines high-end interior finishes with an outdoor backyard retreat. The spacious layout features 4 bedrooms (with a flexible 5th bedroom option for an office or gym), 2 remodeled bathrooms, and two separate living areas framed by high vaulted ceilings and gorgeous original oak parquet floors. Cooking is a dream in the chef's kitchen, anchored by a luxury Viking range, granite countertops, custom cabinetry, and a pass-through breakfast bar, while the luxury main bathroom features a custom vanity, radiant heated flooring, and integrated LED/Bluetooth speaker lighting. Outside, the lot unfolds into a private oasis featuring a massive 12'x20' covered patio, a professionally laid brick patio, and a 12'x10' gazebo perfect for dining. Tucked away in a highly sought-after neighborhood within the prestigious Sandia School District, the house is close to a beautiful park within walking distance--just one block away--and minutes from prime shopping, dining, and groceries at Winrock Town Center, Uptown Mall, and Coronado Mall.

4
BEDS
2
BATHS
2,646
SQFT
0.17
ACRES

LOCATION, LOCATION, LOCATION! Just steps from Winrock Town Center and its exciting new restaurants, entertainment, concerts, shopping, and amenities, this nearly 2,000-square-foot home puts you right in the middle of one of Albuquerque's most vibrant and growing areas.Beautifully renovated within the last four years, this home offers extensive updates including plumbing, electrical, roof, refrigerated HVAC, marble flooring, upgraded tile, fresh paint, stylish lighting, plumbing fixtures and valves, beautiful full-overlay cabinetry, and upgraded granite countertops.The spacious floor plan features 3 bedrooms PLUS an office, two separate living areas, and a 1-car garage--providing plenty of flexibility for working from home, entertaining, or everyday living. Outside, enjoy an oversized yard with room to relax, entertain, garden, or create your own outdoor retreat.Walk to dining, entertainment, concerts, and everything happening at Winrock, while enjoying the comfort of a thoughtfully updated home in an established NE Albuquerque neighborhood.PRICED TO SELL and easy to show--come see the location, upgrades, and value this home has to offer!

3
BEDS
2
BATHS
1,924
SQFT
0.15
ACRES

Seller offering $5,000!! buyer credit with an acceptable offer. May be used towards carpet or other allowable expenses.Move in ready and full of space, this stunning two-story home is designed to impress! Featuring soaring ceilings and multiple spacious living and dining areas, it offers an open, inviting layout perfect for both everyday living and entertaining.The well appointed kitchen boasts abundant cabinetry and convenient bar seating, making it a functional and welcoming heart of the home. With 4 bedrooms, 3 bathrooms, and over 2,500 sq. ft., there's room for everyone to live comfortably.Ideally situated in Southwest Albuquerque, you'll enjoy close proximity to shopping, dining, and parks everything you need just minutes away. This is a fantastic opportunity to own a beautifully maintained home in a highly convenient location. Don't miss your chance to make it yours!

4
BEDS
3
BATHS
2,552
SQFT
0.11
ACRES

Move In Ready Home In Paradise View! This 1917SF, two story home offers 3 bedrooms, 2.5 baths, a 2-Car Oversized Garage with Storage Closet, and a versatile upstairs loft-perfect for a home office, den or play area! The home features soft-arched hallways and a tray ceiling in the primary bedroom adding character and architectural appeal! Numerous recent upgrades make this home truly move-in ready including brand new carpet, Stainless Steel LG gas range which features Convection and Air Fry option and Stainless steel dishwasher and new front door all installed in August 2026, and Furnace and LVP flooring installed in 2021. Front and backyard landscaping rock has been added for attractive, low-mainenance appeal! Enjoy the covered patio and backyard with easterly exposure and partial mountain views. With its thoughtful updates, functional floor plan and quick-closing potential, this home is ready for it's new owners!!

3
BEDS
3
BATHS
1,917
SQFT
0.1
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.