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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 736 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to your dream oasis in the heart of Albuquerque! This stunning Pueblo-style home is nestled on over half an acre of serene desert landscape, offering both privacy and breathtaking views. As you approach, you'll be charmed by the inviting porch where you can sip your morning coffee while enjoying the tranquility of your surroundings. Step inside to discover a blend of timeless elegance and modern comfort. Featuring two primary suites, this residence offers unparalleled flexibility and convenience--ideal for guests or multi-generational living. Each suite serves as its own private retreat with ample space and luxurious amenities.

3
BEDS
3
BATHS
2,233
SQFT
0.6
ACRES

Welcome to this spacious and well-maintained 4 bedroom home in uptown Albuquerque, featuring versatile living spaces and desirable updates throughout. This home offers original wood flooring, ceramic tile and LVP flooring for easy maintenance and modern appeal. Enjoy two separate living areas plus a large game room, providing plenty of space for entertaining, relaxing, or working from home.The kitchen is highlighted by beautiful granite countertops and functional workspace for everyday living. A newer roof adds peace of mind, while the backyard access offers convenience for additional parking, recreational vehicles, or outdoor projects. Enjoy the nicely sized backyard with a partial covered patio--perfect for outdoor dining, gatherings, or enjoying New Mexico evenings year-round.

4
BEDS
2
BATHS
2,785
SQFT
0.22
ACRES

Tucked into one of Albuquerque's most welcoming neighborhoods, this distinctive split-level home offers warmth, creativity, and spaces designed to bring people together. The main living area features a sunken fireplace conversation space with seating for up to 12, while the open kitchen keeps everyone connected during gatherings. An oversized kitchen window frames views of the peaceful backyard pond and mature trees. Creative details are found throughout, including beamed ceilings, custom lighting, and handcrafted front doors and backyard gates designed by Emmy Award-winning set designer Dahl Delu. Solar (to be paid off at closing) helps keep electric costs remarkably low. Recent updates include dual HVAC systems, a 2017 TPO roof, and a water heater replaced in 2025.

4
BEDS
4
BATHS
3,168
SQFT
0.3
ACRES

Charming home where space and functionality meet! The home has many recent updates including luxury vinyl plank floors throughout the home. Home office and two large living rooms-one has a cozy kiva wood burning fireplace. Family dining room and open floorplan make for great gathering spaces. The kitchen has white cabinets, farm sink, beautiful granite counters, and stainless steel appliances. Two bathrooms, three bedrooms-one of which is the spacious primary suite with sitting area (or could be workout room or office). TPO roof and water heater replaced in 2020, HVAC replaced in 2023, gutters installed in 2024, and main water line to the street replaced in 2025. Backyard includes a deck & patio cover plus Xeriscape landscaping. This house is near the VA, hospitals, Nob Hill, and Uptown.

3
BEDS
2
BATHS
1,689
SQFT
0.14
ACRES

Beautiful home 4 bedroom 2 bathroom, in the heart of the South Valley. many recently upgrades remolded kitchen, flooring and bathrooms . HUGE den and covered patio perfect for your family gathering.

3
BEDS
2
BATHS
1,956
SQFT
0.15
ACRES

Welcome to your new home! This charming 3-bedroom, 2-bathroom residence has everything you need for comfortable living. With two spacious living areas, there's plenty of room to unwind or entertain guests. The large garage features pull-through access to the backyard, making it easy to store your outdoor gear or create a cozy outdoor retreat. Situated directly across from a school recreational field, you can enjoy unobstructed views of the stunning Sandia Mountains right from your front porch. Don't miss out on this fantastic opportunity to settle down in this wonderful location!

3
BEDS
2
BATHS
1,376
SQFT
0.12
ACRES

This inviting single-family home offers over 1,700 square feet of comfortable, well-designed living space. Featuring 3 bedrooms and 2 full bathrooms!Step inside to an impressive great room with soaring vaulted ceilings that create an open, airy feel. The kitchen flows seamlessly into the living area with a convenient breakfast bar--ideal for casual meals and entertaining. A cozy gas fireplace adds warmth and ambiance, making this the perfect gathering spot year-round. The large primary bedroom is a true retreat, complete with a luxurious bathroom featuring dual sinks, a relaxing garden tub, a separate shower, and an oversized walk-in closet. The two additional bedrooms are generously sized and share a second full bathroom. Outside, enjoy a fully landscaped yard with a covered patio!

3
BEDS
3
BATHS
1,719
SQFT
0.14
ACRES

Discover this fantastic 3-bedroom, 2.5-bath home nestled in a friendly community! The appealing covered porch welcomes you, setting the tone for what awaits inside. This thoughtfully designed property includes a primary bath with double sinks, a relaxing soaking tub, and a spacious walk-in shower. Primary Suite has a large walk in closet. The beautifully landscaped yard offers both a pergola for outdoor gatherings and generous RV parking with a 30 amp plug-in. Enjoy the luxury of additional storage with a shed and a 9'7'' x 23'10'' workshop for all your projects. With a 2-car garage and efficient refrigerated air, this home is an ideal blend of comfort and functionality. Come see it before it's gone!

3
BEDS
3
BATHS
2,107
SQFT
0.23
ACRES

Open House Saturday 5/23 1-3pm. Tucked into the heart of the North Valley, this home offers a refined yet comfortable lifestyle in the sought-after Rio Grande Estates, just a short stroll to Bachechi Open Space. Surrounded by natural beauty, this home invites you to enjoy both tranquility and convenience.From the moment you arrive, the home's timeless architecture makes an impression. Inside, a spacious foyer with polished marble tile welcomes you, leading to soaring ceilings with handcrafted wood beams and a striking wrought iron staircase that adds character and charm.The layout is both functional and inviting, with two generous living areas perfect for everyday living or entertaining.

4
BEDS
4
BATHS
4,184
SQFT
0.68
ACRES

Nestled in the shadow of the Sandia Mountains, this delightful home boasts panoramic beauty with Sandia views to the east and Mount Taylor to the west. The exterior is an outdoor oasis, featuring a lush, manicured lawn, vibrant rose bushes, a covered porch, and apple and cherry trees. Inside, the spacious layout is perfect for a growing family, boasting five bedrooms total, including two Primary suites with en-suite bathrooms (one on each level). 3 bathrooms--one full and two 3/4 baths--alongside two generous living areas, the main one featuring a cozy fireplace for quiet evenings. The functional kitchen is equipped with a bar, breakfast nook, and ample cabinetry, complemented by a formal dining room for special gatherings. Modern efficiency is a priority, with paid for solar and refr. air

5
BEDS
3
BATHS
2,673
SQFT
0.22
ACRES

This is your opportunity to own an impeccable 3 bedroom 2 bathroom home in the Northeast Heights. Darling Courtyard greets you as you enter this spotless home! The home boasts a large open concept floor plan with so many updates. The greatroom is sizable and has a beautiful fireplace. The kitchen is a chef's dream with top of the line appliances, plenty of cabinets and a panty. All rooms are very spacious. Don't forget about the private backyard with a covered patio great for entertaining and your enjoyment. This home is truly move in ready. Stucco redone 2025, Air/heating unit replaced in 2025, all new appliance package 2023, roof replaced in 2019!

3
BEDS
2
BATHS
1,457
SQFT
0.09
ACRES

You MUST see this beautiful one-owner home that truly reflects pride of ownership throughout! Meticulously maintained, this property offers an inviting open feel with abundant natural light. The kitchen features granite countertops, KitchenAid appliances, refinished cabinetry, & a breakfast nook. The spacious floor plan includes a large loft ideal for a second living area, office, or media room. The primary suite is on the main level & offers a large walk-in closet & well-designed bath. Additional oversized walk-in closets provide ample storage throughout the home. The beautifully landscaped backyard offers a private outdoor space perfect for relaxing! Located with easy access to major roads, shopping, dining, and beautiful nearby parks. Schedule your showing before it is too late!

3
BEDS
3
BATHS
2,155
SQFT
0.17
ACRES

Move-in ready townhouse on Albuquerque's desirable West Side featuring a beautifully landscaped backyard perfect for relaxing or entertaining. This well-maintained home offers an open floor plan, abundant natural light, spacious bedrooms, and modern finishes throughout. The kitchen includes ample cabinet space and flows seamlessly into the living and dining areas. Enjoy low-maintenance living with easy access to shopping, dining, parks, and major commuter routes. The private backyard oasis includes mature landscaping, patio space, and room to entertain. A perfect blend of comfort, convenience, and charm.

3
BEDS
3
BATHS
1,594
SQFT
0.09
ACRES

Brilliantly engineered, stylishly modern & charmingly vintage! 806 Hermosa Dr is ALL of those things in a fantastic location on Hidden Park, complete with 2-car garage & east-facing covered patio for shady afternoons. Solid construction with hot water baseboard heat, triple-pane thermal windows, inlaid herringbone hardwood floor, designer paint, cedar closet, ceiling fans & more! Spacious living room with gaslog FP; adjacent dining room; kitchen with custom cabinets, pantry & gas cooktop; 2 bedrooms; 2 1/2 baths; finished basement with 2nd fireplace. Pristine crawlspace with all piping cataloged as to their purpose. Front yard landscape by Judith Phillips. Backyard with colorful wall murals opens directly to the park. Transferrable ABCWUA credit. Thoroughly unique and eminently livable!

2
BEDS
3
BATHS
1,535
SQFT
0.14
ACRES

Welcome to 408 Desert Rock Dr, a charming 3 bedroom, 2 and 1/2 bath! The home offers nearby shopping centers, schools, and sits right off the I40. This move-in-ready features an open concept downstairs and backyard patio! Don't miss out on this great opportunity to make this your home!!

3
BEDS
3
BATHS
1,474
SQFT
0.09
ACRES

Wonderful Northwest Albuquerque home offering a functional floorplan and move-in-ready appeal in Sedona at Ventana Ranch! Well-designed KB Home featuring 1,456sf, 3 bedrooms, 2 bathrooms, and an attached 2-car garage. Comfortable living area with stylish upgraded tile floors. Well-appointed kitchen with ample space, upgraded appliances, gas range, microwave, dishwasher, backsplash, and dining nook. Relaxing owner's suite with dual closets and a private bathroom. Refrigerated air! Great backyard fully walled for privacy with a covered pergola and extended patio! Perfectly positioned near parks, trails, and convenient access to Paseo Del Norte and nearby amenities.

3
BEDS
2
BATHS
1,456
SQFT
0.12
ACRES

Spacious, updated, and close to the foothills, 3228 Mountainside checks every box at an incredible price. Inviting home at the end of a peaceful cul-de-sac with playground/park nearby, offering privacy and thoughtful updates. The sprawling primary suite features a massive walk-in closet, joined by two additional bedrooms and a conveniently located upstairs laundry area and second full bath. The bright kitchen shines with freshly painted cabinetry and updated tile. New Coretec Pro Plus Luxury Vinyl (2023), Rheem furnace (2023), freshened stucco (2026), roof (2019) and water heater (2019) are among the many recent updates. Out back, garden beds and bistro lights set the mood on a low-maintenance private patio. Minutes from great restaurants, the McCleod YMCA, and hiking trails.

3
BEDS
3
BATHS
1,767
SQFT
0.05
ACRES

Beautifully maintained 3-bedroom, 2-bath home offering 1,354sq ft in a desirable Northwest Albuquerque location. This move-in ready home features a bright and spacious open floor plan with vaulted ceilings, seamlessly connecting the kitchen and living room to create the perfect space for entertaining and everyday living. Recent upgrades include new refrigerated air installed in 2025, refreshed front and backyard landscaping, updated outdoor lighting, and a beautifully maintained backyard with new grass and automatic irrigation systems. Pride of ownership shines throughout this charming home.

3
BEDS
2
BATHS
1,354
SQFT
0.13
ACRES

This well maintained home is move in ready and is a must see! The open floor plan leads to the outdoor space which is great for entertaining and fully landscaped. This Paul Allen home is Green/energy efficient including Energy Star appliances and a tankless water heater.

3
BEDS
2
BATHS
1,409
SQFT
0.13
ACRES

Unique and versatile property perfect for multi-generational living or rental potential! The main home features 4 bedrooms, 2 full bathrooms, a spacious living room, and an updated kitchen with new cabinets, quartz countertops, stainless steel appliances, separate dining area, and washer/dryer. Enjoy the covered patio with a shingle roof and large private yard. Connected to the main home is a private in-law suite with its own entrance, offering 2 bedrooms, 1 full bath, a 3/4 bath, kitchen with appliances, family room, and separate laundry set. Property also features a new TPO roof, new cement driveway, and backyard patio. Each dwelling has its own private entrance and yard space, providing comfort and flexibility. A rare opportunity with endless possibilities. Seller is motivated!

6
BEDS
4
BATHS
2,378
SQFT
0.19
ACRES

This charming 3-bedroom, 2-bathroom single-family home offers 1,172 sq ft of comfortable living space. As you arrive, a private wall entry creates a sense of seclusion, leading you to a calm and quiet front hangout area perfect for relaxing outdoors. Both the front and back yards are fully fenced, offering privacy and security throughout.A great opportunity for anyone looking for a cozy, move in ready home in Albuquerque.

3
BEDS
2
BATHS
1,172
SQFT
0.11
ACRES

Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room, dining room and kitchen, two bedrooms with a shared bath, and a separate primary suite with private bath and walk-in closet. Conveniences like the mudroom, laundry room, broad kitchen island, built-in pantry and covered patio add to the plan's single-floor appeal.

3
BEDS
2
BATHS
1,810
SQFT
0.12
ACRES

Located in the heart of Mesa del Sol, this 3-bedroom, 2.5-bath home offers two inviting living areas, a beautiful kitchen with stainless steel appliances and granite countertops, modern bathrooms, an inviting covered back patio with a firepit, and a spacious 2-car garage. Two private upstairs balconies offer extra outdoor living space. The shared front yard is maintained for you. The property is currently used as an Airbnb, offering rental income potential.

3
BEDS
3
BATHS
2,171
SQFT
0.12
ACRES

Wake up to sunrise over the Sandia Mountains and unwind with glowing sunsets across the valley! This elevated west-side retreat offers rare panoramic NM VIEWS from this gorgeous lot! Inside the 2BR + Den/2BA home, spacious living areas feature oversized windows, morning sun, afternoon shade, and an open floor plan. The luxury kitchen includes upgraded cabinets, gas range, granite counters, and a large island. Enjoy the covered patio, landscaped backyard, pergola, and VIEWS of balloons drifting by. Upgrades include a 4-ft garage extension with epoxy floors, sink, insulated door, gated courtyard, spa-like primary shower, water softener, and recirculating hot water. Del Webb's gated 55+ community offers a pool, spa, gym, pickleball, tennis, bocce, trails, clubs, and social events

2
BEDS
2
BATHS
1,835
SQFT
0.16
ACRES
$275,000
-15,000$ 05/18

Welcome to a beautiful home offering comfort, functionality, and classic Southwest appeal. This inviting property features a well-designed floor plan with spacious living areas, perfect for both relaxing and entertaining. Natural light fills the home, highlighting the warm finishes and creating a bright, welcoming atmosphere throughout. The kitchen offers ample cabinet space and flows seamlessly into the dining and living areas, making it ideal for everyday living or hosting guests. The bedrooms are generously sized, providing comfort and privacy, while the primary suite serves as a peaceful retreat.

3
BEDS
2
BATHS
1,528
SQFT
0.09
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.