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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 695 listings in Albuquerque.

Currently rented, please do not disturb the tenants.Located in the desirable Ventana Ranch community, this beautifully updated 4-bedroom, 3-bath home has seen tens of thousands of dollars in recent improvements, highlighted by a full kitchen renovation with custom cabinetry. Vaulted ceilings, upgraded lighting, and refrigerated air enhance the open kitchen and den layout, creating a bright, functional living space. All bedrooms are upstairs with spacious rooms, including a primary suite featuring a private balcony, walk-in closet, and soaking tub. Fully landscaped front and back yards with automatic sprinklers and a private backyard with a covered patio. Conveniently located near the East Ventana neighborhood pool.

4
BEDS
3
BATHS
2,318
SQFT
0.13
ACRES

Currently tenant occupied, please do not disturb tenants.6405 Sonrisa Pl NE delivers the space, layout, and features buyers hope to find. Located in the highly sought-after NE Albuquerque area, near the Paseo Del Norte shopping corridor, and within a desired school district, this 4-bedroom, 3-bath home offers function and a backyard built to enjoy. All bedrooms are upstairs, including a spacious primary suite with a large bathroom retreat. The open main level flows perfectly for entertaining, gatherings, or everyday living. Out back, you'll love the covered patio, low-maintenance turf, backyard access with gated side parking, and a large storage shed for all the extras.

3
BEDS
3
BATHS
2,336
SQFT
0.12
ACRES

Come tour this beautiful 4-bedroom, 2-bath home on a spacious corner lot at 3709 General Stilwell NE! Enjoy comfortable living with refrigerated air, renovated bathrooms, and a stylish kitchen featuring stainless steel appliances. The generous backyard offers endless possibilities and includes a large covered porch, perfect for relaxing or entertaining. Conveniently located in NE Albuquerque, near parks, shopping, and dining. This move-in ready home is full of potential.

4
BEDS
2
BATHS
2,187
SQFT
0.21
ACRES

Welcome to this move-in ready 3-bedroom, 2 full bath home located in the desirable Vista Del Norte community of Albuquerque's North Valley. This gorgeous residence features an open floorplan filled with natural light, stainless steel appliances, granite countertops, and luxury vinyl plank and tile flooring throughout for a clean, carpet-free design. Enjoy refrigerated A/C, a spacious primary suite with a huge walk-in closet, low-maintenance landscaping, and a durable tile roof. All appliances convey. Offering refined finishes, effortless living, and exceptional value in a high-demand area, this is a rare opportunity to own a truly turnkey home in the North Valley.

3
BEDS
2
BATHS
1,649
SQFT
0.13
ACRES

Conveniently located near I-40, shopping and dining, this charming 3 bedroom, 2 bath home offers just over 1,400 square feet of comfortable living space. Built in 2003, the home features vaulted ceilings that enhance the open, airy feel of the main living area. A versatile flex area just off the living room offers the perfect option for a home office, play space or cozy reading nook. The garage includes carpet tile and painted walls and offers flexibility as a traditional garage, home gym or additional living area. Recent updates include a newer roof replaced in 2025, updated flooring, fresh interior paint and an updated kitchen with newer cabinets, countertops and sink. This home strikes the perfect balance of cozy and open, making it ideal for everyday living.

3
BEDS
2
BATHS
1,478
SQFT
0.1
ACRES

Spacious and inviting 5-bedroom, 3-bath brick home with a 3-car garage, offering room for the whole family. Features include cathedral ceilings, a formal dining room, a comfortable living room, and a cozy den with a fireplace. The kitchen includes a breakfast nook perfect for everyday meals.Recent updates include a new roof and exterior paint (2023), upstairs HVAC replaced in 2023, and downstairs HVAC replaced in 2021, plus oversized refrigerated air and heater compressor for year-round comfort. The primary suite features a large bonus room ideal for a nursery, craft room, home office, exercise space, etc.Enjoy outdoor family time in the fully landscaped front and back yards, complete with a built-in gas and charcoal grill and large backyard storage area. Come take look!

5
BEDS
3
BATHS
3,144
SQFT
0.13
ACRES

Modern Luxury Meets Versatile Living! Welcome to a stunningly remodeled 3BR/2BA home where every detail has been refreshed for 2026. This turnkey residence boasts a bright, open interior featuring updated flooring, designer paint, and plush carpet. The heart of the home is the sleek kitchen, fully equipped with updated appliances and modern finishes.The standout feature? A fully improved and updated private casita! This versatile space is perfect for a home office, guest suite, or potential rental income. With updated bathrooms and pristine upgrades throughout, this home offers the perfect blend of style and function. Don't miss this rare, move-in-ready gem with bonus living space. Schedule your tour today!

4
BEDS
3
BATHS
1,424
SQFT
0.12
ACRES

Nestled in Albuquerque's desirable South Valley neighborhood, welcome to this timeless single-family home. Set on a spacious 0.5-acre lot, step inside to discover 3 comfortable bedrooms and 3 bathrooms on 1662 SqFt of living space. Some recent remodeling and upgrades enhance the interior with refreshed finishes, for a clean feel throughout, along with roof and water heater replaced in 2023. A standout feature is the large detached garage, providing abundant room for vehicles, storage, a workshop, or hobby space!

3
BEDS
3
BATHS
1,662
SQFT
0.5
ACRES

Charming 3-4 bedroom, 2 bath, 2 Living area, South Valley Gem. This property is move in ready & totally remodeled. New roof, windows, paint, flooring, cabinets, counter tops, fixtures and much more. Security gate with backyard access. Home has an attached workshop, storage shed, and 2 covered patio's for comfort and entertaining. Priced below market. Won't Last Long! $5000 TOWARDS BUYERS CLOSING COSTS OR FLEX CASH.

3
BEDS
2
BATHS
1,718
SQFT
0.14
ACRES

Fabulous hidden subdivision of custom homes. Great curb appeal with metal roof, hand carved beams inside and out, clerestory windows. Very open flexible floor plan with high ceilings, exposed adobe, nichos, banco. Radiant floor heat; refrigerated air; instant hot water (2 years); lots of ceiling fans. Granite counters, walk-in pantry, lots of alder wood cabinetry. Refrigerator, washer & dryer (no warranties). Arched ceilings above both tubs, custom solid wood doors. Full wall bookcase in bedroom stays as do side-wall built-in cabinets in garage. Wood windows (tinted on west side) Attractive tile except for hardwood floors in the bedrooms. Attractive light fixtures; built-in speakers. Instantly appealing and in fabulous condition.

3
BEDS
2
BATHS
1,909
SQFT
0.11
ACRES

Adjacent to a city park, which includes a tennis court, basketball court, and playground, this home has potential! Bright and open with a functional layout, with a little work it will shine!

3
BEDS
2
BATHS
1,232
SQFT
0.21
ACRES

This beautiful 3-bedroom, 2-bath home features stainless steel appliances, stunning granite countertops, brand-new carpet, and fresh interior paint, creating a clean and move-in-ready feel throughout. The spacious, park-like backyard offers a peaceful retreat perfect for relaxing or entertaining. This home reflects pride of ownership and is ready for its next chapter!

3
BEDS
2
BATHS
1,803
SQFT
0.17
ACRES

Welcome home to this charming 4-bedroom, 2-bath property offering 1,701 sq ft of comfortable living space on a corner lot. Gather around the gas log fireplace in the living room, and appreciate the fresh feel from updated paint and carpet. The primary suite includes a walk-in closet, while the walled backyard provides space to unwind or entertain. Conveniently located within walking distance to a park for outdoor enjoyment.

4
BEDS
2
BATHS
1,701
SQFT
0.13
ACRES

Come check out this well cared for home in the northeast heights. This home offers two seperate living spaces and four spacious bedrooms. Kitchen has been updated with granite countertops and tiled backsplash. Both front and backyard are landscaped for beauty and ease of care. Backyard has spacious covered patio and pergola to enjoy time spent outside. This house is centrally located to many restaurants and stores and in a well established neighborhood. Come check it out today!

4
BEDS
2
BATHS
2,302
SQFT
0.19
ACRES

Located on a quiet street in a desirable NE neighborhood, this remodeled home is a Gold Certified Green Build Home. The main level has two large living areas, dining room, full bath and flex room that could be used as a 4th bedroom. Kitchen has granite counters and Energy Star appliances. Additional energy efficient features include: seller owned solar panels, tankless water heater, energy efficient heater and cooler. Home has synthetic stucco, hardwood floors on main level and is wired with Cat 6 and coaxial cable. Upstairs has 3 spacious bedrooms and full bath. The backyard has mature trees, flagstone patio and a covered deck. The home has quick access to Nob Hill, UNM, Kirkland Air Force Base, shopping, parks and the freeway. Complete documentation of the remodel can be viewed at home.

3
BEDS
2
BATHS
2,065
SQFT
0.14
ACRES

Sandia Mountain views complement this well-maintained RayLee home, conveniently located minutes away from Kirtland Air Force Base, Sandia National Laboratories, and everyday amenities. Featuring 4 bedrooms, a main-level suite, flexible office or optional 5th bedroom, 3 baths, and a versatile loft. Open-concept living and dining flow into the kitchen with quartz island, gas range, pantry, and gas fireplace. Sliding doors open to a shaded patio with pergola. Upstairs includes a primary suite with private covered balcony, two additional bedrooms, full bath, laundry, and loft. Oversized three-car garage with rear exit door, tankless water heater, and new shed. Enjoy walking trails, nearby parks, two dog parks, private neighborhood security, and a landscaped backyard retreat.

4
BEDS
3
BATHS
2,872
SQFT
0.16
ACRES

Tucked beside a lush HOA green space where deer are frequent visitors, this secluded town-home offers privacy, views, and thoughtful upgrades throughout. Skylights and three sliding glass doors flood the home with natural light, while two gas fireplaces add warmth and ambiance, including one in the primary suite for an extra layer of comfort. The kitchen is both stylish and functional with solid surface counters, stainless steel appliances, and brand-new in 2025 stove, refrigerator, and hot water heater for peace of mind. Custom flooring flows through the home, complemented by custom shades and draperies that elevate the space. One of the guest rooms features a sliding door that opens to a private sunroom/atrium, creating a bright and versatile space. Bathrooms feature sleek cultured

3
BEDS
3
BATHS
1,800
SQFT
0.17
ACRES

Well-maintained townhouse located in the highly sought-after Little Turtle community. This 2-bedroom, 2-bath home offers a comfortable and functional layout with a welcoming wood-burning fireplace, perfect for cozy evenings.Recent improvements include new windows installed in 2024, a new roof in 2022, and an upgrade to refrigerated air in 2018, providing added efficiency and year-round comfort. All appliances convey, making this home truly move-in ready.Enjoy low-maintenance living in a well-established community with convenient access to shopping, dining, and major roadways. HOA covers water, sewer, trash and exterior of building including roof. Do not miss this one. Schedule a private showing today.

2
BEDS
2
BATHS
1,176
SQFT
0.03
ACRES

Hidden gem in the Southeast Heights, this well-maintained, corner-lot Single-family home offers 4 Bedrooms and 2 Baths with a flexible layout that includes a spacious living room, dining area, and bright sunroom, making it ideal for both everyday living and entertaining. The backyard features a covered patio perfect for gatherings, while the detached oversized two-car garage provides ample space for parking, storage, or projects. Conveniently located near shopping, dining, schools, and recreational amenities, this home offers comfort, functionality, and easy access to everything you need. Schedule your private showing today and see why this home is perfect for making lasting family memories.

4
BEDS
2
BATHS
2,102
SQFT
0.17
ACRES

Act now & be pool-ready by the time warm weather arrives at 8001 Pickard. This 6-bedroom, 4-bath home offers the features buyers are actively searching for, highlighted by a private backyard pool & thoughtful updates throughout. The updated kitchen features a large island, ample cabinetry, & skylights that fill the space with natural light--ideal for everyday living & entertaining. The primary suite includes an updated bath with dual vanities & a soaking tub. Step outside to a backyard designed for poolside enjoyment, relaxing evenings, & seasonal gatherings. A 2-car garage, low-maintenance landscaping, & move-in-ready condition add everyday convenience. Homes offering this combination of space, updates, & a pool wont last--schedule your showing today before this opportunity passes you by!

6
BEDS
4
BATHS
2,913
SQFT
0.24
ACRES

Classic single-level home located on the desirable Ventana Ranch area, offering a bright and open floor plan with two spacious living areas--perfect for everyday living and entertaining. Architectural details include arched doorways, plant ledges, and an inviting layout that easily accommodates large furniture in the living, dining, kitchen, and family rooms. The gorgeous kitchen features an island, breakfast bar, and snack bar, providing ample space for gatherings and functionality. The primary bedroom includes a private en-suite bath with a relaxing garden tub and separate shower. Enjoy the expansive backyard, ideal for outdoor living, play, Beautifully landscaped. A wonderful opportunity to own a well-designed home with space, style, and comfort in a sought-after location

3
BEDS
2
BATHS
1,988
SQFT
0.17
ACRES

Fully renovated and move-in ready, this beautifully updated home at 1317 Kentucky Rd NE offers modern finishes, major system upgrades, and thoughtful details throughout. Enjoy peace of mind with a complete replacement of the decking and roof shingles, plus a modified bitumen roof on the back porch with a 25-year warranty.Inside, the kitchen and baths shine with quartz countertops, self-closing cabinets, new GE appliances, updated plumbing fixtures, and stylish new backsplashes. Additional interior upgrades include new flooring in the den and hall bath, a refreshed fireplace tile surround, new light fixtures and ceiling fans, and fresh paint throughout the home. All interior door hardware, hinges, and locks have been replaced for a cohesive, modern look.

3
BEDS
2
BATHS
1,846
SQFT
0.18
ACRES

You are going to love this SMART BUY in Ventana Ranch! This light-filled home offers exceptional space with multiple living areas, a bonus loft overlooking the living room, 4 spacious bedrooms, plus an office or 5th bedroom. The inviting eat-in kitchen features hard surface countertops, a large island, stainless steel appliances, a breakfast nook, and custom tile floors. The living room showcases clerestory windows, surround sound, a cozy fireplace, and beautiful engineered wood floors. Enjoy a fully landscaped, low-maintenance backyard on an oversized corner lot with a covered patio and tranquil waterfall, just steps from a lush community park. A spacious 3-car garage and extended driveway complete this move-in-ready home. BONUS: solar will be paid off at closing. WELCOME HOME!!!

4
BEDS
3
BATHS
3,096
SQFT
0.2
ACRES

This bright three-bedroom townhome has the space and mountain views you are looking for. Fresh paint and flooring installed. The open living room connected to the dining room and kitchen gives ample space to relax and entertain. Up stairs you will find three bedrooms including the primary bedroom. The large primary bedroom offers great views and has an ensuite bathroom complete with a shower and a large walk-in closet. Two additional bedrooms and a full bath give the home fantastic separation between living areas and bedroom. Finally, the home offers a large east-facing private backyard with view of the sands.

3
BEDS
4
BATHS
1,588
SQFT
0.09
ACRES

Builder offers FIXED 3.99% RATE & $5,000 toward closing costs (Offer could expire/change or go away at any given time without notice)Come see our beautiful Sierra floor plan! Brand new beautifully landscaped gated community with forever views. You will enjoy the walking trails, gathering areas and community gardens. This home features a beautiful kitchen with white quartz countertops, gray cabinets and a light grey tile through the dining area that leads to a large covered patio and walled back yard. Large 5ft walk in shower in primary bedroom and double sinks make mornings easier!

3
BEDS
2
BATHS
1,519
SQFT
0.1
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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