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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 822 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Nestled within a highly desirable, secure gated community in the Far Northeast Heights, this fully renovated 2-bedroom, 2.5-bathroom condo offers an exceptional blend of modern sophistication and low-maintenance luxury. Designed with versatility in mind, the spacious dual-story layout features two primary-style suites with the flexible option to easily convert a section into a third bedroom or a dedicated home office. No detail has been overlooked in this head-to-toe transformation. Step inside to discover a bright, open floor plan loaded with premium finishes including sleek, brand-new luxury vinyl plank flooring throughout the main living areas, plush new carpet in the bedrooms, and a crisp, modern paint palette.

2
BEDS
3
BATHS
1,293
SQFT

Beautifully Updated Two-story Home in a great neighborhood!Don't miss this move-in ready home offering just over 1700 square feet of comfortable living space in a highly desirable neighborhood. This updated two-story home features 3 bedrooms, 2.5 bathrooms, a 2-car garage and a versatile flex room that's perfect for a home office, dining room, playroom, gym or guest room. The heart of the home is the beautifully updated kitchen with quartz countertops and complemented with matching appliances. This functional floor plan is enhanced with new paint and carpet. Whether you're looking for your first home or your next home, this property combines modern updates, flexible living space and a fantastic location.

3
BEDS
3
BATHS
1,717
SQFT
0.09
ACRES

WELL KEPT, MODERN DESIGN AND move-in ready! This inviting 3-bedroom, 2-bath home offers an open, light-filled floor plan with soaring ceilings and comfortable living spaces. The spacious living room flows seamlessly into the dining area and kitchen, creating an ideal layout for everyday living and entertaining. The private primary suite features vaulted ceilings, dual sinks, an oversized walk-in closet, and an updated bath. Two additional bedrooms offer flexibility for guests or a home office. Enjoy the covered patio overlooking a generously sized, low-maintenance backyard with mature trees and room to relax or play. Conveniently located near shopping, dining, parks, and quick access to I-40, Coors, and the Westside's everyday amenities! Call today for a tour!

3
BEDS
2
BATHS
1,431
SQFT
0.12
ACRES

Affordable and Adorable Nob Hill 1 bedroom ground floor condo in a gated 10 unit complex. This unit has a great use of space with kitchen, dining & living all comfortably designed. It feels larger with raised ceiling. Granite counters in the kitchen with maple cabinets, pantry and travertine tile. New mini split in '24 gives you refrigerated ac and heat. HOA covers building insurance, water sewer, and trash, and exterior maintenance. Each unit has a carport and a storage unit in the basement. Community laundry room with a 3/4 bathroom are also located in the basement. BBQ grill located in the back for residence use. Building roof replaced in '24. Easy access to all Nob Hill has to offer. Fha expanded its waiver of project to include infill condo 5-10 units. FHA financing may be available.

1
BEDS
1
BATHS
463
SQFT
0.06
ACRES

Welcome to this exceptional corner-lot home in the highly desirable The Boulders community! This Build Green New Mexico Silver Certified residence combines energy efficiency with elegant design and premium finishes throughout.Step inside to a bright, open-concept floor plan featuring 9-foot ceilings, wood-look tile and laminate flooring, recessed lighting, and abundant natural light. The chef's kitchen is the heart of the home, showcasing a massive granite island with bar seating, rich cabinetry, granite countertops, a glass tile backsplash, stainless steel appliances, a built-in oven and microwave, and a separate 5 burner gas cooktop--perfect for entertaining or everyday living.Enjoy year-round comfort with refrigerated air & tankless water heater for added efficiency & convenience.

3
BEDS
2
BATHS
1,776
SQFT
0.15
ACRES

Welcome to this spacious and beautifully maintained 5 bedroom, 3 bathroom home in the desirable Desert Ridge Trails community. This home features an updated kitchen with modern finishes, ample storage and plenty of space for gathering and entertaining. Step outside to a beautifully landscaped backyard, perfect for entertaining, gardening or simply unwinding. Additional highlights include a 3 car garage, owned water softener, newer water heater for added comfort and efficiency. This is one you won't want to miss!

5
BEDS
3
BATHS
2,908
SQFT
0.15
ACRES
$315,000
+15,000$ 06/29

Welcome to this well-maintained 3-bedroom, 2-bath townhome offering approximately 1,611 square feet of comfortable living in a desirable Northwest Albuquerque neighborhood. The inviting floor plan features spacious living areas filled with natural light, creating an ideal space for both relaxing and entertaining. The kitchen offers generous cabinet and counter space, while the private primary suite includes an en-suite bath and ample closet storage. A two-car garage, private patio, and low-maintenance yard add to the home's everyday convenience. Thoughtfully cared for and move-in ready, this home combines comfort, functionality, and an excellent location close to shopping, dining, parks, and everyday amenities.

3
BEDS
2
BATHS
1,586
SQFT
0.1
ACRES

Tucked into the quiet Laurelwoods neighborhood, this inviting 3-bedroom, 2.5-bath home is the perfect blend of comfort, functionality, and peace of mind. Soaring cathedral ceilings create an airy, light-filled living space, while the oversized primary suite on the main floor provides a private retreat. Upstairs, a versatile loft makes an ideal home office, reading nook, or flex space. Thoughtfully maintained with major system updates already completed, this home is truly move-in ready. Enjoy a new roof (2025), new water heater (2025), new refrigerator (2026), high-efficiency refrigerated air (2024), gas furnace (2023), and updated water supply lines (2022). With the big-ticket items already taken care of, you can simply settle in and enjoy this sweet, well-cared-for home.

3
BEDS
3
BATHS
1,631
SQFT
0.08
ACRES

This 3-bedroom home offers a functional layout with two separate living areas, providing flexibility for everyday living and entertaining. Updated flooring adds a fresh, modern look throughout much of the home. The kitchen features granite countertops, stainless steel appliances, and an adjacent dining area. The front living room offers mountain views, while the rear family room includes a wood-burning fireplace. Ceiling fans are installed in each bedroom, and the home is equipped with refrigerated air for year-round comfort. Conveniently located near parks, shopping, dining, and everyday amenities, this property combines comfort, functionality, and convenience.

3
BEDS
1
BATHS
1,710
SQFT
0.14
ACRES

Welcome to this charming single-level home in Ridgeview Village, featuring 3 bedrooms and 2 bathrooms, perfect for anyone looking for convenient living. With a spacious open floor plan and a 2-car garage, this place is not just move-in ready but invites you to make it your own. Enjoy the perks of a fully paid-off solar system, helping you save on energy bills while being kind to the environment. The location is unbeatable, with easy access to Presbyterian Rust Medical Center, shopping, parks, and popular dining spots. Plus, commuting is a breeze with close proximity to major roads. This home truly has it all for those ready to embrace a comfortable and low-maintenance lifestyle!

3
BEDS
2
BATHS
1,289
SQFT
0.09
ACRES

3
BEDS
3
BATHS
1,571
SQFT
0.06
ACRES

Perfect for first time home buyers with prime features without the premium cost. This is a smart buy with outstanding benefits! For investors, this provides high-yield rental opportunities with solid returns (was being rented for $2200/month). Fresh paint inside and out. Classic SW brick floors and updates in the kitchen. This home offers 2 bedrooms with en suite bathrooms, one up & one down, making this a perfect scenario for multi-gen living. Come and put your personal touch to this 4-bedroom, 3-bath, spacious home and make this YOUR castle! Call to make your appt today!

4
BEDS
3
BATHS
2,026
SQFT
0.14
ACRES

Experience modern urban living in this stylish 2023-built townhome just steps from downtown entertainment, dining, & amenities. This stunning contemporary build showcases a spectacular rooftop deck! Whether you're hosting friends for a sunset barbecue, gathering around the fire pit, or simply enjoying the city atmosphere & mountain vistas, this rooftop retreat is the ultimate space to relax & unwind. The open-concept floor plan features a contemporary kitchen with stainless steel appliances, flowing into the spacious living area. Two private bedroom suites offer luxurious en-suite bathrooms & generous closet space. Additional features include luxury vinyl flooring, stackable washer & dryer, energy-efficient windows, and a private 1-car garage. Turnkey, low-maintenance living!!!

2
BEDS
4
BATHS
1,410
SQFT
0.02
ACRES

Beautiful single-story home in the desirable The Boulders Subdivision! This well-designed 3-bedroom plus office home, offers 2 full baths and an insulated 2-car garage, combining comfort, functionality, and style. The open-concept great room is perfect for both everyday living and entertaining, featuring a spacious kitchen with a large center island & breakfast bar, granite countertops, abundant cabinetry, and a generous pantry for added storage. The private primary suite provides a relaxing retreat with a luxurious 5-piece bathroom and walk-in closet. Enjoy the ease of low-maintenance landscaping in both the front and back yards. The backyard is designed for outdoor living, complete with a covered flagstone patio and pergola - ideal for relaxing, dining, or entertaining year-round.

4
BEDS
2
BATHS
2,070
SQFT
0.13
ACRES

A must-see, unique 3-bedroom (possibly 4-bedroom) and 3-bath home! The open concept kitchen and living area is filled with natural light from N, E, and W-facing windows. The kitchen has granite countertops and well-kept cabinetry with pull-out shelving. Hardwood floors accent the main level, the downstairs rooms are recently re-carpeted. Spacious bedrooms feature mirrored sliding-door closets, and one downstairs bedroom provides private exterior access. Enjoy the large front porch- perfect for relaxing on cool evenings, two patios (covered and open), an expansive xeriscaped backyard, oversized 2-car, double door garage with abundant shelving, double-pane windows, ample parking for up to 6 cars, and a convenient laundry chute from the main floor to the basement! Schedule a showing today!

3
BEDS
3
BATHS
2,125
SQFT
0.23
ACRES

Come check out this beautifully updated 2-bedroom home perfectly priced and conveniently located close to everything!Step inside to find fresh interior paint, refinished hardwood floors, and a fully updated bathroom. The kitchen has been thoughtfully upgraded with granite countertops, and modern lighting throughout.Additional highlights include a brand-new gas water heater, making this home truly move-in ready.Don't miss your chance this is the one!

2
BEDS
1
BATHS
1,156
SQFT
0.16
ACRES

Spacious 2-story home with 4 bedrooms, 2.5 baths, and a 2-car garage. Located in the sought-after Volcano Vista, Tony Hillerman, and Tierra Antigua school district. Features a large backyard patio and storage shed. Move-in ready with plenty of room to grow.

4
BEDS
3
BATHS
2,413
SQFT
0.1
ACRES
$274,900
+5,000$ 07/04

Perfect One Level 4-bedroom 1 bath starter home. This SW Charmer sits on a Large corner lot with Backyard Access. Conveniently located next to parks and schools. This property is clean and available with Owner Financing.

4
BEDS
1
BATHS
1,390
SQFT
0.16
ACRES

Spacious corner cul-de-sac lot with beautiful Sandia Mountain views from the backyard. This well designed floor plan features two spacious living areas, a downstairs bedroom with a 3/4 bath, and four additional bedrooms upstairs, offering plenty of room for family and guests.The home has been freshly painted throughout and includes new garage doors, a spacious three car garage with additional storage, newer flooring, updated lighting, and newer appliances. The completely remodeled primary bathroom adds a luxurious, modern touch to this move in ready home. Come See Today...

5
BEDS
3
BATHS
2,711
SQFT
0.2
ACRES

Don't miss out on a desirable Northeast Albuquerque! This well-maintained home features a refreshed kitchen with a newly installed faucet, updated matching fixtures in the primary bath, and a ceiling fan with remote in the second bedroom for added comfort. Enjoy living near the Sandia foothills with convenient access to parks, hiking trails, shopping, dining, and quick freeway access for an easy commute.

2
BEDS
2
BATHS
1,650
SQFT
0.12
ACRES

Urban living meets exceptional outdoor entertaining in this Paradise Hills corner/cul-de-sac home. From the inside, you'd never know it's a townhome, & the .17 acre lot offers a rare sense of space & privacy. Enjoy the outdoor kitchen, huge patio with banco seating, & hot tub ready setup designed for memorable gatherings. A high privacy wall & courtyard entry, accessed through a custom metal gate. Soaring ceilings & clerestory windows fill the home with light. The updated kitchen has quartz counters, maple cabinets, & flows to the dining area with a built in buffet & cabinetry that gives the home a contemporary feel. The primary suite has mountain views, a Juliet balcony, tons of counter/storage space. The oversized garage has room for a gym, or a workshop with high ceiling storage.

3
BEDS
3
BATHS
1,837
SQFT
0.17
ACRES

This territorial style home features an inviting courtyard entry* 4 bedrooms *3 full bathrooms and a half bath* The main living area centers around a fireplace and beautiful beamed ceilings. The dual gathering areas provide flexibility for activities and entertaining, while the two primary bedrooms offer private retreats for multiple households or guests. A covered patio extends the indoor space outdoors, ideal for relaxation and dining. The large backyard with mature trees and privacy block walls creates a secluded outdoor sanctuary. Mature trees provide natural shade and character. An oversized driveway with side yard access provides ample parking and side yard access.

4
BEDS
4
BATHS
2,206
SQFT
0.23
ACRES

Amazing North Valley home in the highly sought-after gated Symphony community! This beautiful 3-bedroom, 2.5-bath home offers classic Southwestern charm with a cozy kiva fireplace, beautiful vigas in the living room, and a welcoming front courtyard. The open-concept floor plan is perfect for entertaining, while the spacious loft and additional bonus room provide endless possibilities for a formal dining room, home office, art studio, or flex space. Enjoy year-round comfort with refrigerated air, walk-in closets in every bedroom, an oversized pantry, and a beautifully landscaped xeriscape backyard complete with raised planters for your own garden. This home perfectly blends comfort, character, and functionality in one of the North Valley's most desirable gated communities.

3
BEDS
3
BATHS
2,263
SQFT
0.15
ACRES

Spacious and inviting 3-bedroom, 2.5-bath home in desirable Northwest Albuquerque. Thoughtfully designed layout with multiple living and dining areas, cozy gas fireplace, and well-appointed kitchen featuring island, breakfast nook, and abundant cabinetry. Upstairs, the primary suite includes dual sinks, soaking tub, and private balcony ideal for morning coffee or sunset views. Additional highlights include refrigerated air, 2-car garage, landscaped grounds, and a private walled backyard with patio perfect for entertaining or relaxing. Conveniently located near shopping, dining, parks, and major commuter routes, this home delivers comfort, function, and an excellent location. This home will not last, call now to schedule!

3
BEDS
3
BATHS
2,228
SQFT
0.13
ACRES

Welcome to this well-maintained two-story home in desirable SW Anderson Heights, conveniently located just minutes from grocery stores, movie theaters, dining, and everyday amenities. This 3-bedroom, 2.5-bath home features an open-concept layout with spacious living areas designed for comfortable everyday living and entertaining. The kitchen offers plenty of cabinet space, functional workspace, and bar seating that opens to the main living area. The primary suite includes a walk-in closet and a spacious bedroom with plenty of room for relaxation. Enjoy low-maintenance outdoor living with artificial grass in the backyard and a convenient walkway connecting the front entry to the backyard. With no previous pets, this home has been thoughtfully maintained!

3
BEDS
3
BATHS
1,733
SQFT
0.07
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.