Home / Albuquerque / VA Loan Eligible Homes in Albuquerque

VA Loan Eligible Homes in Albuquerque

Browse VA loan eligible homes in Albuquerque, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 1073 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

Sort By

This beautiful home in Montecito Estates has paid off solar with so many great features! The kitchen has a new cafe double oven, new bosch dishwasher, new sink with attachments, island, and good pantry. There is an office with doors, two living spaces, and another flex space/formal dining. The huge primary suite includes a balcony with views, bath with tub and shower, and a large closet with built in shelving. The backyard space has turf, shed, extra lighting, and gas stub for your grill. There is a tankless water heater, water softener/filter, 2 AC's and furnaces, sink in garage, security system with outdoor cameras, newer carpet, closet systems, extra long garage, and covered patios. This neighborhood has a pool, park, great walking trails, and Petroglyph monument close by.

4
BEDS
3
BATHS
2,808
SQFT
0.13
ACRES

Beautifully updated 1,709 sq. ft. home offering 2 bedrooms and 2.5 baths, with the flexibility to convert back to a 3-bedroom layout. The original third bedroom has been transformed into a spacious walk-in closet, creating a luxurious primary suite experience. Numerous updates throughout provide modern comfort and style. Pet lovers will appreciate the climate-controlled space tucked beneath the stairs, designed as a cozy retreat for your furry friends. Enjoy outdoor living at its finest with a covered patio, pergola, and built-in grill--perfect for entertaining or relaxing year-round. The walled backyard features attractive, low-maintenance landscaping, offering privacy and easy upkeep. Located near a beautiful park with amazing views, this home combines comfort and convenience.

2
BEDS
3
BATHS
1,709
SQFT
0.14
ACRES

$10,000 SELLER'S CREDIT! This corner lot home is the biggest home in the area. The single-family home is located in Albuquerque's Ladera Heights and features 2,403 sq. ft. of livable space on a 4,586 sq. ft. lot. The main level offers 3 bedrooms and 2 full bathrooms. The loft upstairs offers offers a kiva fireplace, half bathroom and kitchenette area. OWNED SOLAR: 30 panels. Don't miss this opportunity to live near shopping, ammenities, Ladera Golf Course and I-40.

3
BEDS
3
BATHS
2,403
SQFT
0.11
ACRES

$19,400 CREDIT! $5K additional credit to anyone who places an offer before 8/16/2026. What a great opportunity to make this 3-4 bedroom home yours! Major repairs have been completed and money is set aside for more! This beauty has a recent HVAC system, water heater was installed June 2026, refrigerated air installed July 2026, all stucco has been repaired, a carpet and roof allowance is being offered,.... There is security knowing large expenses are taken care of! This gem is tucked away in a cul-de-sac for privacy and low traffic. It is minutes away from Paseo and I-25 making it simple for commuters. The lucky buyer has it made!

4
BEDS
2
BATHS
1,989
SQFT
0.18
ACRES

Welcome to this charming 3BR, 3BA townhome nestled in a mature, quiet neighborhood. Upon entering, you'll be captivated by the unique Southwestern character, including exposed vigas and a cozy kiva fireplace that anchors the main living area. The updated downstairs half bath really adds modern convenience and style. Enjoy outdoor living in the beautifully landscaped front courtyard with lush grass or retreat to the private backyard, naturally shaded for comfort & relaxation. Home also includes a solar package that will be paid off, saving you money from the start! Conveniently located near Uptown's premier shopping, dining, and entertainment, this home combines charm, comfort, and an unbeatable location. Don't miss your opportunity to make this your home, schedule your showing today

3
BEDS
3
BATHS
1,352
SQFT
0.08
ACRES

North Albuquerque Acres home in gated community brings Sandia Mountain views, soaring two-story living room, La Cueva schools and walking distance to Trader Joe's. Move-in ready, this southwestern beauty features living room vigas, enclosed front courtyard, plaster insets, kiva fireplace, ceramic tile floors and flat roof. A spacious kitchen and dining area flow into soaring, open, living room. Upstairs, generous primary bedroom has walk-in closet and en suite bathroom, which includes large tub and separate shower. A back patio, raised garden boxes, fruit-bearing peach trees, two-car garage, and distinctive xeriscaping provide aesthetic and functional appeal. Refrigerated air, new dishwasher, modern washing machine, fresh paint and new carpeting enable immediate occupancy.

3
BEDS
3
BATHS
1,970
SQFT
0.12
ACRES

Welcome to this beautifully renovated Ridgecrest gem, where timeless architecture meets modern luxury. Offering approximately 2,500 square feet, this stunning 3-bedroom, 2-bath home has been thoughtfully updated from top to bottom while preserving the character and charm that make this sought-after neighborhood so special.Situated just minutes from UNM, Nob Hill, Downtown Albuquerque, Kirtland Air Force Base, hospitals, dining, shopping, and some of Albuquerque's most beloved parks and recreation areas, this location provides both convenience and an exceptional lifestyle.

3
BEDS
2
BATHS
2,329
SQFT
0.2
ACRES

Welcome to this beautiful MOVE IN READY home in Albuquerque's 55+ Active Adult Community in Del Webb Mirahaven. This home features the desirable Sanctuary Floorplan to include granite countertops, an island farmhouse sink. This home comes with a refrigerator, stove, microwave, washer and dryer. Also enjoy the amenity center which offers daily activities, a gym, tennis courts, a pool and more.A $2,000 credit iat successful closing is being offered for backyard maintenance or for any purpose as determined by buyer(s).

3
BEDS
2
BATHS
1,860
SQFT
0.14
ACRES
$615,000
-20,000$ 08/12

Beautiful 2-story Southwestern-style home in the highly desirable La Cueva neighborhood of Vineyard Estates. A charming courtyard welcomes you into a spacious floor plan featuring formal living & dining areas, plus a family room with a gas-log fireplace. The kitchen offers a center island, pantry, breakfast nook, & boasts high-end appliances that include a Bosch dishwasher & KitchenAid oven. Upstairs features 3 bedrooms plus a spacious home office with private balcony access offers an ideal setting for remote work or study. The spacious primary suite includes a private balcony, walk-in closet, dual sinks, jetted tub, separate shower, & glass-block accents. Upgraded Heating & Refrigerated Air, skylights, ceiling fans, complete this exceptional home.

3
BEDS
3
BATHS
2,660
SQFT
0.16
ACRES

FABULOUS HIGH DESERT HOME -BUT PROBABLY NOT FOR YOU*If you see little value in a home that is situated in a secure, serene, neighborly, gated community in High Desert, giving you peace of mind while on your out-of-town adventures, then this home is probably not for you.Fabulous High Desert Home - But Probably Not for You If breaking away from the same old traditional, run-of-the mill, kiva-and-viga house design is too far beyond your comfort zone, then this home is probably not for you. If you prefer crude, common, cluttered and complicated to elegant, distinctive, spartan and simple, then this home is probably not for you.If you cannot appreciate the benefits of ascending a flight of stairs to embrace spectacular mountain and city views, from the top-floor living room, dining room and kitchen, then this home is probably not for you.If accommodating out-of-town guests with their own separate-but-contiguous private sleeping quarters (i.e., a casita), including a 3/4 bath, isn't on your radar, then this home is probably not for you.If you don't feel motivated by an onsite workout room or yoga studio or dance floor or hobby space, then this home is probably not for you.If grilling salmon steaks on the built-in BBQ on the shady-side deck, as you take in the full frontal of Sandia Peak, doesn't sound appealing, then this home is probably not for you.If counting shooting stars from an in-ground hot tub after a great afternoon of single-track mountain biking in the Sandia Peak foothills does not trip your trigger, then this home is probably not for you.If climbing under the sheets of the Master Suite bed after a late night soak in the outdoor, inground hot tub doesn't sound relaxing, then this home is probably not for you. If beholding blazing sunsets above the Mt. Taylor skyline, from your upstairs kitchen, living room or dining room, night after night, doesn't drop your jaw, then this home is probably not for you.If watching the full moon rise over Sandia Crest, while being serenaded by a coyote choir, doesn't give you goose bumps, then this home is probably not for you.If hiking the Pino Canyon Trail to the Sandia Peak ridge crest from the front door of your residence is something you'd never consider doing, then this home is probably not for you.If you prefer sitting in front of a flat screen TV, with the remote in your hand, to sitting with friends around an outdoor fire pit, with a local craft beer in your hand, then this house is probably not for you.If you determine that this home probably IS right for you, bear in mind that, as the original owner, it has been meticulously maintained, with a file cabinet of all maintenance and repair records; and is turnkey/move-in ready. The sellers of this fabulous home will not be taking the following items to their new home: Large potted plants & all furniture (except the keyboard) Major & small appliances Kitchenware & cookware (except our two favorite Scanpans) Workout equipment (except bench, rowing machine, & lat pulldown cables) Garden tools & supplies & mechanical tools Step stools & ladder Color-matched paints & color-matched stucco & stains & coatings Spare parts & cleaning supplies & hot tub treatmentsSo, if you ARE interested in purchasing this home, please list those items you would like to include in your offer.(* This description of this fabulous home was written entirely by the seller.)

4
BEDS
4
BATHS
2,991
SQFT
0.25
ACRES
$333,350
-6,550$ 08/10

Charming North Valley Home located on a quiet peaceful street. This recently remodeled property features a beautiful new kitchen with updated cabinetry and stainless steel appliances. Master Bath Features a Jacuzzi Tub.Home includes a new HVAC system, providing comfort and peace of mind. The beautifully landscape, front and backyard with a convenient Drip system create and inviting outdoor space while the large back yard offers plenty of room for entertaining, gardening, or relaxing. The property also comes with spacious storage shed with Electricity for storage, workshop, or Hobbies. The fully fenced yard offers added privacy and security , ideally situated in a Cul-De-Sac. A wonderful opportunity to own a move-in ready home in a desirable North Valley location.

3
BEDS
2
BATHS
1,229
SQFT
0.14
ACRES

Seller will contribute up to $10,000 toward buyer closing costs with an acceptable offer!! Built in 2023 and better than new, this move-in ready home offers modern comfort, thoughtful design, and energy-saving OWNED solar panels. The bright, open floor plan is filled with natural light, creating a warm and inviting atmosphere throughout. Enjoy the convenience of a spacious primary suite located on the main floor, providing privacy and easy everyday living. Step outside to a fully landscaped backyard, ready for relaxing evenings, entertaining friends, or simply enjoying your own outdoor retreat. Located in a desirable gated subdivision featuring a neighborhood park and scenic walking trails, this home also offers close proximity to schools and quick, convenient access to I-40 for an easy commute. Just unpack and start enjoying everything this exceptional home has to offer!

4
BEDS
3
BATHS
2,749
SQFT
0.13
ACRES

Welcome to the southwest heights. 3 Bed 2 bath, 2 car garage. 1,557 sq. ft. Stunning newer 2024 home featuring a bright, open layout with 9-foot ceilings & abundant natural light. 2 tone paint. LED lights, Energy-efficient windows & custom blinds. The modern kitchen offers granite countertops w/kitchen sprayer, large island, stainless steel appliances, ice-line hookup for refrigerator and a spacious pantry. washer and dryer convey for your convenience. The generous primary suite includes dual vanity, walk-in closet, beautiful tiled shower. built-in shelving. Programable thermostat. 5 panel style interior doors. Professionally landscaped front and back yard. covered patio. garden beds throughout community creating a peaceful outdoor retreat, perfect for relaxation, play, or morning walks. Nice city views. This home blends comfort, style, and convenient access to schools, shopping centers, and a variety of dining options. Refrigerated Air, Pitched roof. Synthetic stucco. Nice city views, move in ready and waiting for its next owner.

3
BEDS
2
BATHS
1,557
SQFT
0.1
ACRES
$489,000
-10,999$ 08/05

Nestled in the desirable Laurelwood community, this extraordinary 5-bedroom residence is more than a home--it's a work of art. Designed with impeccable attention to detail, distinctive character, and refined finishes, it offers a rare opportunity for buyers seeking something truly unforgettable. The resort-style backyard features a sparkling swimming pool and relaxing jacuzzi/spa, creating the ultimate private retreat. The primary suite boasts a private balcony with breathtaking Sandia Mountain and Albuquerque city views. Upgrades include refrigerated air, an updated kitchen, new flooring throughout, a converted full bathroom, added 5th bedroom, expanded driveway, extended stucco improvements, security bars on all windows, and a timeless tile roof. Minutes from I-40, shopping, & dining.

5
BEDS
3
BATHS
2,300
SQFT
0.12
ACRES

**FHA Financing Now Available** Completely remodeled, move-in ready, and a $5,000 seller credit at closing! This beautiful 3-bedroom, 1-bath home sits on an oversized lot with convenient backyard access, offering plenty of space for vehicles, toys, a workshop, or future possibilities. Fresh modern interior featuring new flooring and an updated kitchen with brand-new appliances. Major upgrades include a new roof (with 5yr warranty), new windows, updated electric and plumbing, and new HVAC system with refrigerated air for year-round comfort. Whether you're a first-time buyer, downsizing, or looking for a turnkey investment, this home combines quality updates, functionality, and value. Don't miss this opportunity to own a fully renovated home with room to grow!

3
BEDS
1
BATHS
875
SQFT
0.14
ACRES

Excellent investment opportunity at 633 Grove St SE, Albuquerque, NM 87108. This remodeled duplex offers immediate income potential with tenants already in place, making it a turnkey addition to any investment portfolio. Both units have been updated to provide comfortable, modern living spaces while minimizing future maintenance concerns. Conveniently located near shopping, dining, schools, and major transportation routes, this property appeals to long-term renters and supports strong occupancy potential. Whether you're a seasoned investor or looking to expand your real estate holdings, this income-producing duplex delivers the combination of cash flow, updates, and location that investors seek. Don't miss this opportunity to own a fully leased, remodeled duplex in Albuquerque.

2
BEDS
2
BATHS
1,242
SQFT
0.16
ACRES

Ready October 2026! This stunning single-story home featuring luxurious amenities and ample space. Large open living area is perfect for entertaining. You will enjoy cooking meals in a open kitchen with large island. This home offers both style and functionality. Ideal for those seeking elegance and comfort. You will be amazed with the openess giving you the feeling that this home lives large. Mark this home as a must see!

3
BEDS
2
BATHS
1,620
SQFT
0.15
ACRES
$425,000
-14,000$ 08/07

Welcome to this beautifully refreshed 4-bedroom, 2-bath home in one of Albuquerque's most desirable 87109 neighborhoods. Thoughtfully updated with newly installed luxury vinyl plank flooring throughout and fresh interior paint, this residence offers a bright, modern feel and exceptional livability. Two spacious living areas provide flexibility for entertaining, relaxing, or working from home. Recent roof maintenance offers added peace of mind, while the newly landscaped backyard creates an inviting outdoor retreat. Conveniently located near top-rated amenities, shopping, dining, and parks, this move-in-ready home combines comfort, style, and location in a highly sought-after setting. Close to the freeway! Schedule your tour today!

4
BEDS
2
BATHS
1,918
SQFT
0.18
ACRES

Rare find! This home has it all! Covered RV or boat parking! Save $ on the rent. Beautifully remodeled single-story home in the desirable North Valley/Sandia Plaza neighborhood! Offering 3 bedrooms plus a bonus room, office or another bedroom and 3 baths. This move-in-ready home features two spacious living areas and flexible living space. Enjoy the large 7,300+ sq ft lot with endless possibilities to create your dream backyard. Outdoor amenities include a covered patio, detached 2 car garage, and plenty of room for entertaining, gardening, or recreation. Ideally located near schools, parks, shopping, dining, and with easy access to the Rio Grande Bosque trail system and all that the North Valley has to offer. A rare combination of updates, space, and location!

3
BEDS
3
BATHS
1,702
SQFT
0.17
ACRES

Welcome home to this tastefully remodeled Uptown gem across from the Bellamh Park! This single-story residence features 3 bedrooms, 2 baths with stylish updates throughout that make it truly move-in ready. Set on a generously sized lot, the property provides ample outdoor space for entertaining, gardening, pets, or future customization. Enjoy New Mexico evenings on the patio, while multiple storage sheds offer plenty of room for tools, hobbies, and equipment. The attached 1-car garage adds everyday functionality. Located in an established Northeast Heights neighborhood near Uptown, shopping, dining, parks, schools, and major commuter routes, this property delivers the space, updates, and accessibility you are looking for.

3
BEDS
2
BATHS
1,382
SQFT
0.2
ACRES
$359,000
-10,000$ 08/08

Charming Taylor Ranch Home - Move-In Ready!This beautifully updated home in Taylor Ranch offers comfort and convenience with no HOA. Enjoy a brand new refrigerated air system, a newer roof, and modern updates throughout. The spacious floor plan features 3 living areas, ceiling fans, and great natural light. Outside, a large lot provides plenty of room to relax or entertain, highlighted by an extra large covered patio, plus a huge storage shed for tools, toys, or hobbies. Prime location near Montano West Park, Taylor Ranch Library, and Santa Fe Village Dog Park--perfect for families and outdoor lovers. Don't miss this fantastic opportunity!

3
BEDS
3
BATHS
2,401
SQFT
0.17
ACRES

Welcome to this spacious 3-bedroom, 2-bath adobe home located in desirable Paradise Hills East in Albuquerque. Situated on a large lot backing to open space, this property offers privacy and stunning Sandia Mountain views.Showcasing the timeless character of the Southwest, this authentic adobe home reflects a distinctive architectural style that is uniquely New Mexican and highly sought after for its warmth, charm, and enduring appeal. Inside, you'll find a comfortable floor plan featuring two fireplaces that create inviting living spaces. Large insulated windows fill the home with natural light while framing the beautiful mountain vistas.The property also includes a 2-car garage and generous outdoor space for entertaining, gardening, or simply enjoying New Mexico's spectacular sunsets

3
BEDS
2
BATHS
3,142
SQFT
0.31
ACRES

Discover 6813 Los Trechos Ct NE, a well-maintained 3-bed, 2.5-bath residence in Albuquerque's desirable Northeast Heights. This ~1,690 sq ft home features an open-concept layout with high ceilings, abundant natural light, and a cozy fireplace in the living area. The gourmet kitchen includes stainless steel appliances (dishwasher, microwave, range/oven), and a breakfast nook. The primary suite offers an en-suite bath and walk-in closet; two additional bedrooms provide flexibility. A convenient half-bath serves the main level. Enjoy low-maintenance outdoor space on a quiet road, with an attached 2-car garage for parking and storage. Small HOA ($75/month) handles community upkeep included the community pool available for residents during the warmer months of the year.

3
BEDS
3
BATHS
1,690
SQFT
0.06
ACRES

A timeless Mediterranean estate set on a gated 1.08-acre parcel in the coveted Valley Farms community. This impressive residence offers 3,344 square feet of living space, featuring 4 bedrooms, 2.5 bathrooms, a private office, versatile loft, two spacious living areas, and a detached 3-car garage. Impressive two-story foyer with a graceful curved staircase. Expansive kitchen designed with plentiful cabinetry, stainless steel appliances, and a breakfast bar. Dedicated first-floor office with flexibility for a home workspace. Upstairs loft with a private balcony provides additional living space. Generously sized owner's suite offers a walk-in closet and a well-appointed bathroom. Oversized yard offers ample space for RV parking, recreational vehicles, or additional storage & a covered patio!

4
BEDS
3
BATHS
3,344
SQFT
1.08
ACRES

Step into this beautifully designed home in the desirable Mesa Del Sol community. The main level features a bright open-concept layout, perfect for entertaining, with a stylish kitchen boasting granite countertops and a convenient half bath. Soaring ceilings and smart home features add comfort and modern convenience. Upstairs, you'll find three spacious bedrooms and two full bathrooms. The landscaped front and backyard provide inviting outdoor spaces for relaxing or gathering with friends and family.Mesa Del Sol residents enjoy parks, a community pool, dog park, and miles of walking and biking trails. Conveniently located near I-25, Sandia Labs, Kirtland Air Force Base, the Sunport, hospitals, Netflix Studios, and Isleta Amphitheater.

3
BEDS
3
BATHS
1,898
SQFT
0.1
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.